**Annual Report of the Parochial Church Council for the Year Ended 31 December 2024** St George’s Deal, Annual Report y/e Dec 2024 Page **1** of **24** ## Contents Reference and Administrative Information............................................................................................ 4 PCC Members ..................................................................................................................................... 4 Staff .................................................................................................................................................... 5 Structure, governance and management .......................................................................................... 5 The Standing Committee ................................................................................................................... 5 Ministry Leadership Team/Mission and Ministry Team ..................................................................... 5 Purpose of Sub-groups of PCC ........................................................................................................... 6 Objectives and activities .................................................................................................................... 6 Review of the Year ................................................................................................................................. 7 Gathering for worship ........................................................................................................................ 7 Alpha .................................................................................................................................................. 8 Youth and Children’s Ministry ............................................................................................................ 8 Youth .............................................................................................................................................. 8 Sunday Morning Children’s Ministry .............................................................................................. 8 Parent and Baby Group (Tadpoles) ................................................................................................ 9 Missional Communities ...................................................................................................................... 9 Community Outreach Events ............................................................................................................. 9 Wednesday Congregation .................................................................................................................. 9 Anna Chaplaincy ............................................................................................................................... 10 Wednesday Warm Welcome ............................................................................................................ 10 Engagement with the Local Community .......................................................................................... 11 Wider church relationships .............................................................................................................. 12 Visits from Mission Partners ........................................................................................................ 12 Focus for the Future ......................................................................................................................... 12 Personnel ......................................................................................................................................... 12 Church electoral roll and average Sunday attendance .................................................................... 13 Parochial Church Council ................................................................................................................. 13 Funerals ............................................................................................................................................ 13 Weddings ......................................................................................................................................... 13 Baptisms and Renewal of Baptism Promises ................................................................................... 14 Resourcing the vision ........................................................................................................................... 14 Buildings ........................................................................................................................................... 14 St George’s Hall ............................................................................................................................ 14 Deanery Synod ................................................................................................................................. 14 St George’s Deal, Annual Report y/e Dec 2024 Page **2** of **24** Risk Management ............................................................................................................................ 15 Financial Risk .................................................................................................................................... 15 Statutory and legal requirements .................................................................................................... 15 Safeguarding .................................................................................................................................... 16 ST GEORGE'S PCC ................................................................................................................................. 17 Annual Financial Report of the Parochial Church Council ................................................................... 17 for the year ending 31 December 2024 ............................................................................................... 17 AUDIT ............................................................................................................................................... 17 INCOME 2024 ................................................................................................................................... 17 General Grants ............................................................................................................................. 17 Other Income ............................................................................................................................... 18 Total Church Income .................................................................................................................... 18 EXPENDITURE 2024 .......................................................................................................................... 18 Total Church Expenditure ............................................................................................................. 18 ANNUAL BALANCE OF ACCOUNT ..................................................................................................... 18 STEWARDSHIP .................................................................................................................................. 19 RESERVES POLICY ............................................................................................................................. 19 GIVING FOR MISSION ....................................................................................................................... 20 Summary of Activities for the Year 2024 ............................................................................................. 21 BALANCE SHEET ................................................................................................................................... 22 STATEMENT OF FINANCIAL ACTIVITIES ................................................................................................ 23 CHURCH RESERVE FUNDS .................................................................................................................... 24 St George’s Deal, Annual Report y/e Dec 2024 Page **3** of **24** ## **Reference and Administrative Information** St. George’s Church is situated in the High Street of the town centre of Deal. It is in the Deanery of Sandwich which is part of the Diocese of Canterbury within the Church of England. The postal address is Hope House, 8a St George’s Rd, Deal, CT14 6BA. The Parochial Church Council (PCC) is a charity registered with the Charity Commission (no. 1130487) PCC Members who have served from 1[st] January 2024 until the date this report was approved are: |Vicar:|The Revd Christopher Spencer| |---|---| |Associate Minister:|The Revd Christopher Penfold (until May 2024)| |Wardens:|Alex Kent (until APCM 16thMarch 2024)| ||Sue Fotheringham (until May 24)| |_(Alex Kent and Pete Gill_|_agreed to offer support to Sue until new Warden was appointed)_| |Lay Chair:|Peter Gill| |PCC Officers:|Carol Wake (Secretary) (Until APCM 16thMarch 2024)| ||Geoff Cobb (Secretary for 2 months)| ||Janet Wakeman (Secretary from Oct 2024)| ||Trevor Longman & Des Birchall (Joint Treasurers)| |Deanery Synod Reps:|Trevor Longman| ||Gillian Chiverton| ||Sue Barritt (until September 2024)| ||Lynn Watson (from October 2024)| |Electoral Roll Officer:|Stella Banks| |Safeguarding Officers:|Sue Fotheringham| ||Revd Jean Kerr| ## **PCC Members** |Elected members who stepped
down at APCM March 2024:|Elected
members
who
continued:|Newly
Elected
Members
(from APCM March 2024)| |---|---|---| |Richard Webber
David Wake
Jo Radcliffe|James Smith
Sarah Fisher
Lynn Watson
Rob Page
Robbie Langford
Mary Donaldson (to Sept 24)
Jacob Ball(to May24)|Kaitelynn Chappell
Janet Wakeman
Lynne Willliams
Craig Ward
Julie Gill| St George’s Deal, Annual Report y/e Dec 2024 Page **4** of **24** ## **Staff** Administrator: Stella Banks (18 hrs/wk) Church Cleaners: Rachel Gillespie (5 hrs/week) Alona Kovalchuk (4 hrs/wk) to end April 2024 Kateryna Olecsiienko (4hrs/wk) to May 2024 Olha Nastasiuk (6hrs/wk) from July 2024 Caretaker: Steve Banks (14 hrs/wk) to October 2024 **Bankers:** NatWest Bank, 31 High Street, Deal, Kent. CT156EE. **Ind Examiners:** SHPD Accountants Ltd. 10 Littlebourne Rd, Maidstone, KENT, ME14 5QP ## **Structure, governance and management** The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. The PCC registered as an independent charity in September 2009. The method of appointment of PCC members is set out in the Church Representation Rules. All who are a part of St. George’s Church are encouraged to register on the Electoral Roll and stand for election to the PCC. At the first PCC meeting after each APCM, there is a presentation of the role of the PCC and its relationship to other groups in the church as well as an explanation of the church’s vision. ## **The Standing Committee** The Standing Committee executes the business of the Council between meetings, makes recommendations concerning decisions and agrees items for the Council agenda. It acts as the Finance committee and budget monitoring group. Initially, the members were the Vicar, the Associate Minister, both Churchwardens, (one of whom is Lay Chair), the Treasurer and the treasurer’s Assistant, and one other PCC member. Since The Associate Minister left and the Church Wardens resigned, the Standing Committee has comprised the Vicar, the Treasurer, the Treasurer’s Assistant, a PCC member and a co-opted lay member. ## **Ministry Leadership Team/Mission and Ministry Team** For many years at St Georges, the Vicar has worked with a team to share oversight of the ministry and mission of St Georges. The Ministry Leadership Team ceased to operate in the spring of 2023. The PCC agreed a new form of this team in December 2023, termed the Mission and Ministry Team. It was intended that membership of the team would be agreed in early 2024, but this was not achieved. The team will be formed in 2025. St George’s Deal, Annual Report y/e Dec 2024 Page **5** of **24** ## **- Purpose of Sub groups of PCC** The PCC has established the following working groups to assist in the management and oversight of its aims and objectives: - Stewardship Focus Group – formed to oversee the Stewardship Focus, and encourage generous stewardship - Mission Partnership Group – to make recommendations to PCC for allocation of Mission Giving - Personnel Group - HR matters are dealt with by the Vicar, Wardens and one other lay member appointed by PCC. - Safeguarding Group – this group monitors the implementation of the PCC’s safeguarding policy and procedures. - Other groups are created for particular projects. - St George’s Hall Development Group – to advise the PCC on the future of St George’s Hall All these groups report to the Standing Committee which then reports to the PCC. ## **Objectives and activities** The primary objective of the PCC is the promotion of the Gospel of our Lord Jesus Christ according to the doctrines and practices of the Church of England. St. George’s PCC has the responsibility of cooperating with the Vicar, The Revd. Christopher Spencer in promoting in the ecclesiastical parish and surrounding areas the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for St. George’s Church and Extension, St. George’s Hall and Hardman Hall, High Street, Deal, and Hope House, 8a St George’s Road, Deal. When planning our activities for the year, the Vicar and PCC consider the Commission’s guidance on public benefit and, in particular, the guidance on charities for the advancement of religion. St George’s Deal, Annual Report y/e Dec 2024 Page **6** of **24** ## **Review of the Year** The verse chosen for the year 2024 was **Proverbs 3:5-6** _**Trust in the Lord with all your heart and lean not on your own understanding. In all your ways submit to Him, and He will make your paths straight.**_ ## **Gathering for worship** The pattern of a quiet said service of Holy Communion at 8am, weekly morning worship at 10.30am (with Communion once a month) on Sundays and mid-week Wednesday Communion service continued, with an ongoing sense of God’s presence among us. Week by week we are thankful to the many people who contribute to all the various aspects of our gatherings, hosting, making coffee, praying, leading and helping with children and young people’s groups, making music, staffing the AV desk, preaching, leading, setting up and clearing away. During 2024, we held three all-age Café-church gatherings, meeting around tables for an interactive all-age act of worship. Chris Penfold initially took the lead in these services, but we formed a new team comprising the Rev Chris Spencer, Jo Rogers, Kaitelynn Chappell, Lynne Williams in the autumn. Many people still value this means of truly interacting across the age range. Dave Stafford continued as Worship Team Leader. Since October, Dave has led monthly worship evenings open to the whole congregation. Although only a few people have attended, those who have, have very much appreciated the extended time of worship and seeking the Lord. Alan Fotheringham continued to lead the AV team, developing the number of people involved and managing the increased demands of a weekly livestream for those who cannot be present, and those who are looking in from the outside. This added component is much valued by those who are housebound, or unwell, or somewhere else in the world. Christmas worship was a highlight in the year once more with a full ‘normal’ pattern in 2024. We welcomed Martha Trust for their Carol Service and the Parochial School nativity play with Carols. We also held a Christmas Activities morning during which over 200 people came into the church. The large Nativity scene was a draw to people passing on the High Street. Carols by Candlelight, with choir and orchestra took place twice, on Sunday and Monday, gathering St Georges congregation, friends and family, and members of other churches in Deal. Christingle Carols with dressing up nativity were ticketed and full at both 3pm and 5pm. On Christmas morning, we were visited by some very large, unusual baubles who encouraged us to shine with God’s reflected light. St George’s Deal, Annual Report y/e Dec 2024 Page **7** of **24** ## **Alpha** We ran an Alpha course again from February through to June, led by Rob Page, Dave Stafford, and Sue and Alan Fotheringham. The Holy Spirit awayday was held at Woodnesborough Village Hall. Twenty-two guests began the course, and twelve continued to the end. Every guest had a tangible experience of the presence of God which was powerful and humbling to see. ## **Youth and Children’s Ministry** ## **Youth** Under the faithful leadership of Lynne Williams, Pulse, (our group or young people between the ages of 11 and 18 years of age) has continued to meet on Sunday evenings. Since Covid, there have not been enough leaders or young people to split the group as they used to (11-13 and 14-18), so there is now only one group. There are 20 names on the register, and attendance varies from 8 – 12 each week, mainly up to age 16. There are three active leaders, two of whom must be there every week. Chris Spencer has occasionally stepped up to cover absences; however, some sessions have had to be cancelled due to lack of leaders. We are building a link with Danehill Summer Ventures for 14–18-year-olds (a CPAS venture) and have so far taken 4 of our young people over the last 2 years with very positive feedback from them. They also run one in October for 11 to 13's that would be good to explore for the future. At our annual Bonfire on the Farm (the Donaldsons) it was great to see 16 attend. We are trying to build a youth band with Dave Stafford once a term. Our evenings are lively with all kinds of activities (‘Trevor hunts’, ‘Puck a duck’, and ‘Hot potatoes’ to name a few) led by the ideas of our young people at the start of each term. We are also trying to explore faith in Jesus in creative ways as much as we can as part of the night. We will be sad to lose the hall as we use it regularly and at present continue to do so! They are a great bunch of young people, but we are struggling to keep going. ## **Sunday Morning Children’s Ministry** The Children’s Ministry Team continued to serve our children and families by leading the Sunday morning children’s groups. Dan Basford leads the children’s team. Our aim is to have enough volunteers to staff the groups such that people only need to serve once a month. We are very blessed to have a flexible team of six leaders for Emerge (for school yrs 5-9) and Divers (for school yrs R-4) but only five assistants, so that some people have had to serve more frequently. Attendance at both groups varies considerably; some weeks one or other group has only had one child but at other times there can be as many as 12 in a group. Due to the issues with the Creche room, Divers now meets in Hope House and Emerge meets in the Vicarage. We are very grateful to Chris and Joy for opening their home for this group. We have also struggled to get enough ‘hosts’ to ensure that the Parents’ Lounge always has a host. The Parents’ Lounge has replaced the Creche, due to issues with what we used to call ‘the Creche Room’. The Parents’ Lounge’ is in the Extension. It is for pre-schoolers and their parents. A member of St George’s team is on hand to welcome the parents and children and develop relationships. The live stream is shown on the TV in the Extension so that parents can still listen in. St George’s Deal, Annual Report y/e Dec 2024 Page **8** of **24** ## **Parent and Baby Group (Tadpoles)** The Tadpoles group, headed up by Ellie Hobbs, provides a welcome for parents with non-walking babies. Initially meeting on a Thursday morning in the Extension, it moved into the church due to numbers in the autumn. In January 2025 the meeting day changed to Tuesday. This was in order to accommodate a group that used to hire St George’s Hall but now meets in the church, due to the sale of the hall. We are very glad that both groups were able to accept the change. ## **Missional Communities** No Limits, Springboard, Open Table, Walk and Watch This Space continued to meet and seek to be communities where their members grow in faith, and support one another in service and sharing the good news of Jesus. The Carpenter’s Arms, Sandwich, took a pause to pray and wait on God, and reemerged as Fitness, Food and Faith (FFF). It is building community around fitness sessions led by Anna Upton in Sandwich which include a few moments of prayer. The team meet to pray and study the bible together weekly and hold other community building events. The families MC ‘Ignite’ continues to maintain relationships but has struggled to meet due to pressures of family life. ## **Community Outreach Events** A number of open events were held, beginning with a New Year’s Eve party, and then, in Lent, we screened three parts of the TV series, The Chosen – a dramatization of the life of Christ. This was open to all and gathered around 30 people. Each screening was followed by discussion. There was an All-Age Craft morning on Good Friday which gathered 69 adults and 31 children, and Family Craft Activities morning at Christmas which was enjoyed by a good number of adults and children. We held a ‘Star Wars Themed Party for ‘May the 4[th’] day, and a Eurovision event on 11[th] May. ## **Wednesday Congregation** It’s Wednesday morning around 9am, and into the church, a small group of people come, setting up tables ready for coffee and the light lunch that serves the Warm Welcome community that will come in after a service of Holy Communion. In a corner, a small group of people are praying for the morning; for the prayer requests that have come in over the past few days; and for past members now physically unable to attend on a Wednesday. Since the country was released from lockdown, this faithful congregation has met, rarely being under 50 in number. Over the past year we have had the joy of celebrating a baptism of someone from the Warm Welcome and, following a wedding last year, we are sharing in the couple’s first wedding anniversary. Spiritually, we have undertaken courses such as The Unanswered Prayer course, usually during the period of Lent or Advent. Each year we have a short retreat time in church on Maundy Thursday to St George’s Deal, Annual Report y/e Dec 2024 Page **9** of **24** which anyone can come. This year we are using the Wednesdays in Lent to focus our Holy Communion sermons on aspects of prayer and have a monthly prayer diary which includes many of our Warm Space visitors. We are grateful for the number of people who welcome, read, pray, preach, lead, play and help with Communion. We are so glad that we can now live-stream our services. We are grateful to God for all he has enabled every Wednesday; for the love and acceptance of those who come week by week and for the extension work of Anna Chaplaincy and Warm Welcome that have developed from it. The Wednesday leadership team comprises Paul and Jean Kerr, Liz Larner, James Archer, MaryAnn and Simon Roscoe. ## **Anna Chaplaincy** The Anna Chaplains and Anna Friends were commissioned to St Georges on 1st June 2022. We are part of BRF (Bible reading Fellowship Ministries) and, as part of the Wednesday congregation and Warm Welcome, we offer spiritual care and help in later life to those who have faith, little faith or no faith. We also give pastoral care to those who, for whatever reason, can no longer get to church in person. Another area of ministry is within care homes. In all of the homes visited there are craft groups of varying types. This allows residents who have differing abilities to join in. These groups operate on a monthly basis apart from one which is fortnightly. At two of the four care homes we take in ‘Messy Vintage’ which is focused on a simple Christian message and songs, bringing back fond memories of Sunday school days, and a rekindling of their faith. We have been asked by the Social Prescribers to visit a number of people within their home setting, and, as a result of this, some have joined us for our Wednesday service and Warm Welcome. We are also in close contact with Age concern Sandwich and attend their Memory café twice monthly, held at St Richard’s Church, and the hub held at St George’s on the third Wednesday each month. We have recently joined the wellbeing coffee morning held by the Social Prescribers at the Royal Hotel. Reverend Monica Cameron has been very supportive of Anna Chaplaincy for which we are very grateful, as this has allowed us to take communion into two of the care homes and the Messy Vintage groups within her parish. Could God be calling you into this ministry? The Anna Team ## **Wednesday Warm Welcome** Warm Welcome lunches have been happening in church every Wednesday since November 2022, with around 40 to 50 people attending. They come from Deal and Walmer, from the Wednesday congregation and from Springboard and are mingling into one welcoming community where unlikely people feel at home with each other. It is a delight to see people with no previous church connections gaining a sense of belonging and joining us for special services such as harvest and carols, and some becoming regulars at our weekly services. Our lunches have also become places of pastoral care where people can seek and receive help for the challenges in their lives, and once a month the lunch is followed by a dementia drop-in. Special thanks to the teams from Springboard and the Wednesday congregation who have faithfully prepared lunches regularly, and to volunteers who often provide food week in week out. We are also supported by Greggs who supply cakes every week, and Deal St George’s Deal, Annual Report y/e Dec 2024 Page **10** of **24** Town Council’s warm welcome initiative each winter and the Dover District Council community fund, who have provided funding towards larger pieces of equipment. ## **Engagement with the Local Community** There have been four community groups who meet regularly on Church premises: the Breastfeeding Group, the Dementia Drop-in, the Sling Library and the Ukrainian English class. Since the closure of St George’s Hall, Homestart (a support group for families with pre-school children) and Melody Makers, have moved into the main body of the church. They are delighted with the new arrangements. Once again, we accommodated a short service for Holocaust Memorial Day in January and a ceremony by the United Nations Association in August, both in the garden by the Peace Tree. We welcomed Parochial School into the Church for their Leavers’ Service in July and both Parochial School and Martha House for their Christmas Carol Services. Sandown School began a series of termly visits in November for Religious Education sessions. The church has been used for a number of concerts by the Deal and Walmer Handelian Choral Society, Recordare, the Liberty Choir, the Manwoods Singers and the Railway Swing Band as well as eight events during the Deal Festival of Music and Arts. We also hosted the War Child Concert in February. We are keen to continue hosting these events as it helps us to forge positive relationships with the local community. However, hosting does require a lot of volunteers. We are especially grateful to Stella Banks and Lynn Watson for liaising with the hiring groups and organising the teams of volunteers for these events. St George’s Deal, Annual Report y/e Dec 2024 Page **11** of **24** ## **Wider church relationships** We began 2024 seeking to build on the growth in ecumenical prayer which had begun in 2023, with Chris Penfold taking a lead. Saturday morning prayers for Lent were open to members of other churches, and we had friends from Community Church Deal, the Salvation Army and others join us. Sadly, this impetus was lost following his departure. As Area Dean, Chris Spencer was able to maintain good relationships with other Anglican parishes in the Deanery. Outreach events at Easter were shared with Community Church Deal, the Salvation Army and the Parochial School at Stockdale Gardens and on the Pier. ## **Visits from Mission Partners** In May we had a visit from Chris and Veronica from the Church Missionary Society in Spain then, in November, Manu Moldenhauer and Jakob came from Kaleo Madrid. ## **Focus for the Future** Following his return from Sabbatical, Chris Spencer began a process for St Georges to redefine our values and priorities, and to seek God for his promised and preferred future for the church. The Church Council (PCC) met for an awayday in October (12[th] ) to begin this process, facilitated by Steve Coneys who is the Diocesan Mission and Growth Adviser. A PCC small group worked to consider the outcome of that day and to plan a whole church gathering in November (13[th] ) where we were able to acknowledge where the church was, lay down disappointments, hurts and failings, and to agree before God to move into his new, preferred and promised future. We sensed God speaking through the account of the storm on Lake Galilee in Mark 4:35-41. Again, the PCC small group considered the comments and thoughts of that evening and planned a consultation with the whole church on what things were really important to us. This was done at a Sunday Café church at the end of November, and a survey was offered online and on paper. Alongside these consultations, monthly gatherings for prayer (‘First Friday Prayers’) were held through the autumn for the life and ministry of St Georges, together with open worship evenings in October (22[nd] ) and December (3[rd] ) as we sought to draw close to God together. ## **Personnel** There have been several staff changes during the year. We were very sad at the sudden, unexpected loss of the Associate Minister, Chris Penfold, while Senior Minister (Rev Chris Spencer) was on sabbatical. This announcement was agreed with the Bishop and announced on 15[th] September 2024. _**“We regret to announce that the Revd Chris Penfold has been subject to disciplinary procedures for conduct unbecoming and inappropriate to the office and work of a Clerk in Holy Orders. The Bishop has imposed a penalty by consent of removal from office and limited prohibition from ministry for four years. The details were finalised in the past few days but have an effective date of 8 August 2024.”**_ We uphold the family in our prayers. St George’s Deal, Annual Report y/e Dec 2024 Page **12** of **24** We are very grateful to members of the Standing Committee and to Jean and Paul Kerr who stepped up at that time to guide the church through the period of Rev Chris Spencer’s sabbatical. Sue Fotheringham and Jacob Ball both stepped down soon after the APCM for personal reasons. The work of the church wardens was undertaken by the Standing Committee. Steve Banks resigned as Caretaker in September. ## **Church electoral roll and average Sunday attendance** At the Annual Meeting, there were 147 persons on the Church Electoral Roll, many of whom are not resident within the parish. The parish mainly encompasses the town centre of Deal and since St. George’s is a network church, many members live outside the parish. The Usual Weekly attendance based on October attendance was 166 adults and 15 children/young people under 16. ## **Parochial Church Council** The full PCC met eight times during the year, including 2 extraordinary meetings for particular, urgent reasons. There was an average level of attendance of 80 per cent. Committees and working groups met between meetings and minutes of those deliberations were received by the full PCC and discussed where necessary. In addition, regular meetings of staff were held for day-to-day management issues. The PCC approved a number of new and updated policies including the Safeguarding Policy, the Health and Safety Policy and IT Security policy. All members had safeguarding training including safer recruitment training. Most members also attended an informal gathering in September and a cathartic and inspirational Vision Day in October led by Steve Coneys, the Diocesan Mission and Growth Adviser. Together, these started the ‘Focus for the Future’ process – seeking God’s vision for the next phase at St George’s. This process was followed up by three gatherings open to the whole Church in order to include everyone in the development of the vision. ## **Funerals** During the course of the year, we celebrated the lives of St George’s members Kaye Dawson, Brian Chandler, David Wake and Stephen Ball who departed this life. ## **Weddings** Diana Young and Michael Durrant married on Wednesday March 12[th] with the Wednesday congregation present; Alice Gill and Patrick Lee on June 1[st] and Lydia Barritt and John Gayfer on October 12[th ] St George’s Deal, Annual Report y/e Dec 2024 Page **13** of **24** ## **Baptisms and Renewal of Baptism Promises** On Easter Sunday morning, the baptismal pool was opened for a wonderful celebration with baptism of Sue Hurst, and renewals of baptism promises for Mary Ann Clark, Anca Schulz, Maggie Crawley, Shirley Kennett and Gerald Taylor. Gail King was baptised as an adult by sprinkling on 26[th] June as part of the Wednesday congregation, and baby George Smith at Family worship on 23[rd] June. ## **Resourcing the vision** ## **Buildings** During the year, it became apparent that the room we used to refer to as the Creche room, became unsuitable for habitation due to leakage and mould. We therefore moved all groups out of the space and used it solely for storage. We are very grateful to Mick Burr, Trevor Longman and Pete Gill for the work they have done looking into this issue. We were able to engage a roofing contractor who fixed the leak in the flat roof of the extension. The next step will be to remove the old plaster, allow the walls to thoroughly dry out, then replaster the walls and decorate. We also arranged for an upgrade to the electrics in the kitchen and office in order to prepare for a new electric cooker. Various other running repairs have been carried out, including the repair to the glass on the north door. The buildings group continues to seek solutions to repair/upgrade the fire doors, replace the old boilers and other general wear and tear of the fabric of the building. We are grateful to Adrian Friend who continues to keep the Church gardens looking beautiful and well cared for. ## **St George’s Hall** Throughout 2024, the St George’s Hall Development Group, under the chairship of Lynn Watson, has worked hard to negotiate the sale of the Hall and the Dance Studio, working with our solicitors, the prospective buyers’ solicitors and the diocese (and its solicitors) to agree the terms of a sale and draw up contracts. The sale is subject to the developer getting planning permission from the Local Council. Lynn regularly reported progress to the PCC and the PCC was able to approve the sale at an extraordinary meeting in November 2024. As a result of the sale, all groups that regularly used to hire the space now meet elsewhere. Homestart and Melody Makers moved into the church building and the dance group was able to find alternative premises. ## **Deanery Synod** All licenced clergy (Vicar and Associate Minister) and 2 members of the PCC sit on Sandwich deanery synod. St Georges Treasurer Trevor Longman is Deanery Treasurer, and Rev. Chris Spencer was the St George’s Deal, Annual Report y/e Dec 2024 Page **14** of **24** Area Dean until the end of January 2025. Gillian Chiverton and Lynn Watson became Lay members representing St George’s Church during the year. The Synod met on three occasions in the year. St George’s was pleased to host the Diocesan Roadshow for the Deanery on 30[th] September. Over 90 people attended from across the Deanery. The theme was Revitalisation to fit in with the bold outcome, namely, ‘'Every parish, benefice and deanery showing signs of revitalisation' by 2030.’ Everyone was very appreciative of our hospitality. The other two bold outcomes agreed by the Diocesan Synod are doubling the number of children and young people in our churches and establishing 200 new worshipping communities by 2030. ## **Risk Management** The following risks to which the PCC is exposed have begun to be considered and procedures designed to manage those risks are either in the process of being established or are already established. ## **Financial Risk** Since 2010, we have had a second Treasurer in order to share the responsibility for our finances. The Standing Committee acts as a Buildings and Finance committee, and once a term, monitors financial income and expenditure. We continue to seek to balance income and expenditure to minimise the need to make transfers from reserves. ## **Statutory and legal requirements** These include production of a Health and Safety policy, and the PCC has agreed to adopt ACAS standards for all employment matters. The current procedures are all available in the Church Office. Full insurance cover is provided by Ecclesiastical Insurance Ltd. St George’s Deal, Annual Report y/e Dec 2024 Page **15** of **24** ## **Safeguarding** The PCC appoints a Safeguarding Officer and agrees Safeguarding Policy in accordance with Diocesan Guidelines. Sue Fotheringham is the Safeguarding Officer, Sue Barritt is the Parish Disclosure Officer and Jean Kerr is the Assistant Parish Safeguarding Officer, with particular responsibility for vulnerable adults and the Anna Chaplaincy. The PCC Safeguarding group has updated policies and procedures to ensure the PCC conforms with Church of England Safeguarding standards. 2023. Safeguarding is everyone’s responsibility, and basic online training provided by the Diocese is available to everyone. Appropriate safeguarding training is required for all church officers, including PCC members, all those working with children, young people and vulnerable adults, and other positions of responsibility. Sue and Alan Fotheringham are in the process of creating a database of volunteers and what safeguarding training they need. More details can be read in the Safeguarding Report. A full safeguarding report to be presented at the APCM is also available on request from the Secretary. St George’s Deal, Annual Report y/e Dec 2024 Page **16** of **24** ## **ST GEORGE'S PCC** ## **Annual Financial Report of the Parochial Church Council for the year ending 31 December 2024** ## **AUDIT** St George’s annual accounts for the financial year January to December 2024 have been subject to “Independent Examination” by SHPD Accountants and the “Balance Sheet” and the “Statement of Financial Activities” are shown on pages 6 & 7 of this report. The “Summary of Activities for the Year 2024”, on page 5 below, gives a breakdown of income and expenditure for the year and comparison with 2023. The Independent Examiner’s report, “Financial Statements of the PCC, 2024”, contains full details of the income and expenditure for the year and is available to St George’s members on request. ## **INCOME 2024** ## **Regular PCC Income** Regular PCC Income totalled £236,767 for the year, a decrease of £8,993 on the 2023 figure. Income from all voluntary giving, including Appeals and Gift Aid tax reclaims, totalled £195,348, a reduction of £1,530 on the amount for 2023, and £10,100 under the budget set for the year. This budget deficit is mainly due to having only one “gift day” in 2024. Our other main source of income, from the hiring of the church and halls plus car parking, totalled £30,337; a decrease of £9,968 on 2023, but £3,800 over the budget set for the year. Income for church groups; i.e. evangelism, Youth & Children’s work, training costs, hospitality, etc. totalled £1,953 for the year. Dividends of £5,700 were received from the C of E Investment Fund, equating to approximately 3.0% interest for the year. Dividends were paid into the PCC current account. Additional income from copying, PCC fees and audio/visual was £3,429. ## **Supplementary PCC Income** ## **General Grants** A grant of £1,984 was received from Dover District Councill at the end of 2023 (for Warm Spaces use in 2024) and was used mainly for providing replacement/additional equipment and a replacement freezer, for the provision of the regular Wednesday lunch time meals. A further grant was received from DDC in December 2024, again for Warm Spaces but, as this was for 2025 planned expenditure, it was accrued to 2025 and not included in the 2024 accounts. No other grants were received in 2024. ## Bequests & Legacies No bequests or legacies were received in 2024. ## Trust Income No Trust income was received in 2024. St George’s Deal, Annual Report y/e Dec 2024 - _St Georges, Deal, Annual Finance Report 2024_ Page **17** of **24** ## **Other Income** Interest on our reserve savings accounts totalled £2,717 for the year. ## **Total Church Income** The total PCC income for 2024 was therefore £241,468, a decrease of £42,589 on 2023 (when a disbursement of £26,000 was received from the Harrison Trust) ## **The C of E Investment Fund** At 31[st] December, the fund “share price” was 2.3% up on the previous year and our investment fund value totalled £195,476, which is nearly £40,000 above the original purchase price of the “shares”. ## **EXPENDITURE 2024** ## **Regular Church Expenditure** Expenditure for regular church running costs and activities totalled £252,902 in 2024, a decrease of £6,470 on the 2023 figure, and was over £60,000 under the budget set for the year. The principal budget savings were on salaries & staff costs, mainly due to the Associate Minister finishing in August plus the proposed Youth & Families Ministers not being engaged. Other below budget items were seen in lower buildings and maintenance costs and other ministry costs/groups. ## **Supplementary PCC Expenditure** The third year of the Hope House lease was £4,500. This is accounted for at £4,500 per year over the 5-year term of the lease, 2022 to 2026. £12,788 was paid in legal & professional services, dealing with the sale of St George’s Hall. ## **Total Church Expenditure** The total PCC expenditure for 2024 was £270,190, a decrease of £7,182 on the 2023 figure. ## **Transfers to/from Reserves** The £10,655 received in bequests in 2023 was transferred from the current account into a new “Mission Fund” with the CCLA early in 2024. £25,000 was transferred from the Harrison Fund to the current account in 2024; £10,000 from the deposit account plus £15,000 from the CofE Investment Fund This was used towards Legal & Professional fees for the hall sale plus maintenance and running costs for the church. ## **ANNUAL BALANCE OF ACCOUNT** Regular income for the year was £16,135 below expenditure. However, with supplementary income and expenditure included, there was a net funds deficit of £28,722 over the year. St George’s Deal, Annual Report y/e Dec 2024 - _St Georges, Deal, Annual Finance Report 2024_ Page **18** of **24** ## **STEWARDSHIP** The PCC actively encourages the use of planned giving schemes in order to receive a steady flow of income, allowing St George's to readily meet its financial commitments. In December 2024 there were 122 persons or families who regularly contributed to one of our planned giving schemes, down 4 donors (net) from 2023. The donors include 94 tax efficient givers plus 28 non-gift aid donors. In 2024, planned giving from church members totalled nearly £170,052, an increase of £5,500 on 2023. However, this was £23,000 below the challenging budget set for the year, which incorporated a large increase in planned giving to reduce our dependency on Gift Days. St George’s held just one gift day at Easter 2024, when over £11,000 was raised, including gift aid. The number of regular donors using the Parish Giving Scheme increased from 11 in December 2023 to 33 in December 2024, a net increase of 22. Over 25% of our regular donors now give through PGS. In May 2024, St George’s acquired a Digital Giving machine. It is being used regularly each week and by the end of the year over £800 had been donated to the church plus £280 to our Christmas Charities, using the machine A big thank you to all our donors for their valuable support. ## **RESERVES POLICY** It is the PCC’s policy to invest reserve capital in CCLA or CAF deposit accounts or the CCLA Church of England Investment Fund; all of which are considered secure investments. It is also the PCC’s policy to, when necessary, use capital from the Doris Salter Bequest to support regular church expenditure on mission and outreach and the Harrison Fund and Eastes Bequest if support is required for church maintenance and upkeep, in particular major repairs and renewals. It is the PCC’s intention that a minimum of two months regular expenditure be held in reserve to cover future shortfalls. Ultimately, the reserves of the church reside with its members, not just the funds in the church accounts. We propose that if and when the level of the total useable church reserves in all unrestricted funds approaches a sum equal to three months regular expenditure, urgent action will be taken to alert the church members to prayer and generosity. We are confident that capital held in St George’s reserve funds will cover any planned annual budget deficits for a minimum of four years, at the present rate of use. Full details of the church reserves are shown on page 8 below. St George’s Deal, Annual Report y/e Dec 2024 - _St Georges, Deal, Annual Finance Report 2024_ Page **19** of **24** ## **GIVING FOR MISSION** As in previous years, St George’s gave over 10% of the annual church voluntary income to mission and charitable purposes, plus other amounts raised in special appeals. In 2024 the total church giving was £22,867; a list of major recipients is given below. ## **Mission and Charitable Giving Recipients – 2024** |**Tearfund**|||3600||Alleviation of poverty worldwide + Middle East
Appeal|Alleviation of poverty worldwide + Middle East
Appeal|Alleviation of poverty worldwide + Middle East
Appeal|Alleviation of poverty worldwide + Middle East
Appeal| |---|---|---|---|---|---|---|---|---| |**Kairos Connexion**|||1900||Raising Missionary Disciples|||| |**CMS**– Padayachees Chris & Veroni|||c
1800||Christian leaders in Middle East|||| |**Kody and Amy Friessen**|||1500||Mission to Persians in Turkey|||| |**CORD Global**|||1500||Building peace by tackling the issues that lead to
violence in previous war torn countries, so creating
safe and stable societies where people can flourish.|||| |**Barnabas Aid**|||1000||Serving persecuted Christians worldwide
|||| |**Dane Hill Ventures (CPAS)**|||1000||Christian holidays for young people aged 10 – 18|||| |**Open Doors**
**CAP**|||1000
1000||Serving persecuted Christians worldwide
Releasing Families from poverty through the local
church|||| |**Fusion**|||1000||Student mission through local churches|||| |**Wycliffe bible translators**|||1000||For a world where everyone can know Jesus through
the Bible & trainingPastors|||| |**Dover Outreach Winter Night Shelt**|||
1000||Supporting local homeless people|||| |**Martha Trust**|||500||Caring for profoundly disabled people, to allow
them to achieve their potential and, where possible,
their independence|||| |**Canterbury Street Pastors**|||500||Trained volunteers who care for, listen to, and help
people who are in need on the streets|||| |**Total of other grants below £500**|||£4,135|||||| |||||||||| |**Total Church Giving 2024**|||£22,435|||||| St George’s Deal, Annual Report y/e Dec 2024 - _St Georges, Deal, Annual Finance Report 2024_ Page **20** of **24** **Summary of Activities for the Year 2024** |**INCOME**|**2024**||**2023**| |---|---|---|---| ||||| |**Regular PCC Income**|£|%|£| |Gift-Aided Planned Giving|115,590|48.8|100,203| |Gift Aid Tax Recovered|27,761|11.7|29,111| |GAYE & CAF Planned Giving|11,577|4.9|15,188| |Non Gift-Aided Giving|15,124|6.4|20,059| |Collections|6,868|2.9|6,389| |Donations & CharityAppeals|5,231|2.2|4,982| |Gift DayDonations + G-Aid|13,197|5.6|20,946| |Church & Hall Rentals + Car Park|30,337|12.8|40,305| |Income for Church Groups|1,953|0.8|1,134| |Investment Income|5,700|2.4|5,613| |Other Income|3,429|1.4|1,830| ||||| |**Sub Total -Regular PCC Income**|**236,767**|**100.0**|**245,760**| ||||| |**Supplementary PCC Income**|||| |Grants,Warm Spaces|1,984||0| |Bequests & Legacies|0||10,655| |Trust Income|0||26,000| |Interest on Reserve Funds|2,717||1,642| |**TOTAL PCC INCOME**|**241,468**||**284,057**| ||||| |**EXPENDITURE**|**2024**||**2023**| ||||| |**REGULAR PCC EXPENDITURE**|**£**|**%**|**£**| |ClergyCosts(Stipend,training,housing,etc)|83,967|33.2|95,951| |Diocesan Shared Costs|56,763|22.4|50,263| |ClergyExpenses|2,355|0.9|8,725| |Youth/Children's Work + Staffing|1,564|0.6|1,639| |Other MinistrySalaries & Costs|15,139|6.0|3,459| |Admin Costs & Staffing|15,370|6.1|15,995| |Worship,Training,Discipleship,Evang|13,418|5.3|11,754| |Givingfor Mission|22,435|8.9|22,867| |Buildings Maintenance & Equipment|41,891|16.6|48,719| ||||| |**Total Regular PCC Expenditure**|**252,902**|**100.0**|**259,372**| ||||| |**Supplementary PCC Expenditure**|||| |Hope House Lease|4500||4500| |Major Repairs/Renewals|0||9000| |Legal & Professional|12788||4,500| |**TOTAL PCC EXPENDITURE**|**270,190**||**277,372**| St George’s Deal, Annual Report y/e Dec 2024 - _St Georges, Deal, Annual Finance Report 2024_ Page **21** of **24** ## **BALANCE SHEET** |**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|| |---|---|---|---|---|---|---| |**BALANCE SHEET**||||||| |**AS AT 31ST DECEMBER 2024**||||||| |||||||| ||||2024|||_2023_| ||Notes||£|£||_£_| |**FIXED ASSETS**|6|||||| |Tangible assets||||0||_0_| |_Investments:_||||||| |Church of England Investment Fund||||195,476||_205,344_| |_Other:_||||||| |Hope House Lease||||9,000||_13,500_| |||||||| |**TOTAL FIXED ASSETS**||||204,476||_218,844_| |||||||| |**CURRENT ASSETS**||||||| |Debtors|7||324|||_1,076_| |_Investments:_||||||| |Short term deposits|||48,979|||_45,607_| |Cash at bank and in hand|||25,322|||_36,221_| |||||||| |**TOTALCURRENT ASSETS**|||74,625|||_82,903_| |||||||| |**LIABILITIES:**||||||| |Amounts fallingdue within||||||| |oneyear|8||9,014|||_8,070_| |||||||| |**NETCURRENT ASSETS**||||65,611||_74,833_| |||||||| |**TOTAL ASSETS LESS CURRENT LIABILITIES**||||270,087||_293,677_| |||||||| |**LIABILITIES:**||||||| |Amounts fallingdue after||||||| |more than oneyear||||_0_||_0_| |||||||| |||||||| |**TOTALNET ASSETS**||||£270,087||_£293,677_| |||||||| |**THE FUNDS OF THE CHARITY:**||||||| |Unrestricted funds||||139,458||_137,627_| |Restricted funds||||130,629||_156,050_| |||||||| |**TOTALCHARITY FUNDS**||||£270,087||_£293,677_| |||||||| St George’s Deal, Annual Report y/e Dec 2024 - _St Georges, Deal, Annual Finance Report 2024_ Page **22** of **24** ## **STATEMENT OF FINANCIAL ACTIVITIES** |**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**| |---|---|---|---|---|---| |**STATEMENT OF FINANCIAL ACTIVITIES**|||||| |**FOR THE YEAR ENDED 31ST DECEMBER 2024**|||||| ||||||| |||Unrestricted|Restricted|**TOTAL FUNDS**|| |||funds|funds|2024|_2023_| ||Notes|£|£|£|_£_| |**INCOME FROM:**|||||| ||||||| |_Donations and legacies:_|||||| |Incomingresources from donors|2(a)|194,866|2,435|197,301|_208,667_| |Other voluntaryincomingresources|2(b)|0|1,984|1,984|_0_| ||||||| |_Charitable Activities_|2(c)|31,754|2,012|33,766|_42,135_| |_Investment income_|2(d)|4,205|4,212|8,417|7,255| |_Trust income_|2(e)|0|0|0|_26,000_| ||||||| |**TOTAL INCOME**||230,825|10,643|241,468|_284,057_| ||||||| |**EXPENDITUREON:**|||||| ||||||| |_Charitable Activities:_|||||| |Church Givingto Mission|4(a)|20,000|2,435|22,435|22,867| |Directlyfor the work of the Church|4(b)|186,056|29,716|215,772|232,376| |Management and administration|4(c)|25,068|6,915|31,983|22,129| |_Other:_|||||| |Capital Projects|4(d)|0|0|0|0| ||||||| |**TOTAL EXPENDITURE**||231,124|39,066|270,190|277,372| ||||||| ||||||| |**NET INCOME/(EXPENDITURE)**||(299)|(28,423)|(28,722)|6,685| ||||||| |Net transfers between funds|5(a)|0|0|0|_0_| |Other recognisedgains/(losses)|5(b)|0|0|0|_0_| |Netgains/(losses)on investments|5(c)|2,130|3,002|5,132|17,799| ||||||| |**NET MOVEMENT IN FUNDS**||1,831|(25,421)|(23,590)|24,484| ||||||| ||||||| |**RECONCILIATION OF FUNDS:**|||||| |TOTAL FUND BALANCES BROUGHT FORWARD|||||| |AT 1ST JANUARY||137,627|156,050|293,677|269,193| ||||||| ||||||| |**TOTAL FUNDS CARRIED FORWARD**|||||| |**AT 31ST DECEMBER**||£139,458|£130,629|£270,087|_£293,677_| ||||||| St George’s Deal, Annual Report y/e Dec 2024 - _St Georges, Deal, Annual Finance Report 2024_ Page **23** of **24** ## **CHURCH RESERVE FUNDS** **----- Start of picture text -----**
TRUST FUNDS 2024
Summary
At 31st December 2024 2023
Funds included in the PCC main account
£ £
CCLA Deposit Fund
Restricted Reserve Harrison Trust 5,476 14,702
Mission Fund 10,958 0
Unrestricted Reserves- General Fund 32,545 30,905
Total 48,980 45,607
CCLA, C of E Investment Fund
Restricted Reserve Harrison Trust 100,296 112,294
Unrestricted Reserves- Doris Salter Bequest 72,718 71,091
Eastes Bequest 22,462 21,959
Total 195,476 205,344
Vicar & Churchwardens' Funds
Not included in the PCC main account
Eastes Bequest
Restricted Reserve CCLA A/C 17,881 17,648
Endowment 54,575 53,354
Total 72,456 71,002
School Fund
Restricted Reserve CCLA A/C 2,736 2,598
Totals
Unrestricted Reserves 32,545 30,905
Restricted Reserves 37,051 34,947
Total Cash Reserves 69,596 65,852
Investments 195,476 205,344
Total Reserves 265,072 271,196
Eastes Fund Endowment 54,575 53,354
**----- End of picture text -----**
St George’s Deal, Annual Report y/e Dec 2024 - _St Georges, Deal, Annual Finance Report 2024_ Page **24** of **24** ## **ST GEORGE'S PCC** ## **Annual Financial Report of the Parochial Church Council for the year ending 31 December 2024** ## **AUDIT** St George’s annual accounts for the financial year January to December 2024 have been subject to “Independent Examination” by SHPD Accountants and the “Balance Sheet” and the “Statement of Financial Activities” are shown on pages 6 & 7 of this report. The “Summary of Activities for the Year 2024”, on page 5 below, gives a breakdown of income and expenditure for the year and comparison with 2023. The Independent Examiner’s report, “Financial Statements of the PCC, 2024”, contains full details of the income and expenditure for the year and is available to St George’s members on request. ## **INCOME 2024** ## **Regular PCC Income** Regular PCC Income totalled £236,767 for the year, a decrease of £8,993 on the 2023 figure. Income from all voluntary giving, including Appeals and Gift Aid tax reclaims, totalled £195,348, a reduction of £1,530 on the amount for 2023, and £10,100 under the budget set for the year. This budget deficit is mainly due to having only one “gift day” in 2024. Our other main source of income, from the hiring of the church and halls plus car parking, totalled £30,337; a decrease of £9,968 on 2023, but £3,800 over the budget set for the year. Income for church groups; i.e. evangelism, Youth & Children’s work, training costs, hospitality, etc. totalled £1,953 for the year. Dividends of £5,700 were received from the C of E Investment Fund, equating to approximately 3.0% interest for the year. Dividends were paid into the PCC current account. Additional income from copying, PCC fees and audio/visual was £3,429. ## **Supplementary PCC Income** ## General Grants A grant of £1,984 was received from Dover District Councill at the end of 2023 (for Warm Spaces use in 2024) and was used mainly for providing replacement/additional equipment and a replacement freezer, for the provision of the regular Wednesday lunch time meals. A further grant was received from DDC in December 2024, again for Warm Spaces but, as this was for 2025 planned expenditure, it was accrued to 2025 and not included in the 2024 accounts. No other grants were received in 2024. ## Bequests & Legacies No bequests or legacies were received in 2024. ## Trust Income No Trust income was received in 2024. ## Other Income Interest on our reserve savings accounts totalled £2,717 for the year. _Page 1 of 8_ _St Georges, Deal, Annual Finance Report 2024_ ## **Total Church Income** The total PCC income for 2024 was therefore £241,468, a decrease of £42,589 on 2023 (when a disbursement of £26,000 was received from the Harrison Trust) ## **The C of E Investment Fund** At 31[st] December, the fund “share price” was 2.3% up on the previous year and our investment fund value totalled £195,476, which is nearly £40,000 above the original purchase price of the “shares”. ## **EXPENDITURE 2024** ## **Regular Church Expenditure** Expenditure for regular church running costs and activities totalled £252,902 in 2024, a decrease of £6,470 on the 2023 figure, and was over £60,000 under the budget set for the year. The principal budget savings were on salaries & staff costs, mainly due to the Associate Minister finishing in August plus the proposed Youth & Families Ministers not being engaged. Other below budget items were seen in lower buildings and maintenance costs and other ministry costs/groups. ## **Supplementary PCC Expenditure** The third year of the Hope House lease was £4,500. This is accounted for at £4,500 per year over the 5-year term of the lease, 2022 to 2026. £12,788 was paid in legal & professional services, dealing with the sale of St George’s Hall. ## **Total Church Expenditure** The total PCC expenditure for 2024 was £270,190, a decrease of £7,182 on the 2023 figure. ## **Transfers to/from Reserves** The £10,655 received in bequests in 2023 was transferred from the current account into a new “Mission Fund” with the CCLA early in 2024. £25,000 was transferred from the Harrison Fund to the current account in 2024; £10,000 from the deposit account plus £15,000 from the CofE Investment Fund This was used towards Legal & Professional fees for the hall sale plus maintenance and running costs for the church. ## **ANNUAL BALANCE OF ACCOUNT** Regular income for the year was £16,135 below expenditure. However, with supplementary income and expenditure included, there was a net funds deficit of £28,722 over the year. _Page 2 of 8_ _St Georges, Deal, Annual Finance Report 2024_ ## **STEWARDSHIP** The PCC actively encourages the use of planned giving schemes in order to receive a steady flow of income, allowing St George's to readily meet its financial commitments. In December 2024 there were 122 persons or families who regularly contributed to one of our planned giving schemes, down 4 donors (net) from 2023. The donors include 94 tax efficient givers plus 28 non-gift aid donors. In 2024, planned giving from church members totalled nearly £170,052, an increase of £5,500 on 2023. However, this was £23,000 below the challenging budget set for the year, which incorporated a large increase in planned giving to reduce our dependency on Gift Days. St George’s held just one gift day at Easter 2024, when over £11,000 was raised, including gift aid. The number of regular donors using the Parish Giving Scheme increased from 11 in December 2023 to 33 in December 2024, a net increase of 22. Over 25% of our regular donors now give through PGS. In May 2024, St George’s acquired a Digital Giving machine. It is being used regularly each week and by the end of the year over £800 had been donated to the church plus £280 to our Christmas Charities, using the machine A big thank you to all our donors for their valuable support. ## **RESERVES POLICY** It is the PCC’s policy to invest reserve capital in CCLA or CAF deposit accounts or the CCLA Church of England Investment Fund; all of which are considered secure investments. It is also the PCC’s policy to, when necessary, use capital from the Doris Salter Bequest to support regular church expenditure on mission and outreach and the Harrison Fund and Eastes Bequest if support is required for church maintenance and upkeep, in particular major repairs and renewals. It is the PCC’s intention that a minimum of two months regular expenditure be held in reserve to cover future shortfalls. Ultimately, the reserves of the church reside with its members, not just the funds in the church accounts. We propose that if and when the level of the total useable church reserves in all unrestricted funds approaches a sum equal to three months regular expenditure, urgent action will be taken to alert the church members to prayer and generosity. We are confident that capital held in St George’s reserve funds will cover any planned annual budget deficits for a minimum of four years, at the present rate of use. Full details of the church reserves are shown on page 8 below. _Page 3 of 8_ _St Georges, Deal, Annual Finance Report 2024_ ## **GIVING FOR MISSION** As in previous years, St George’s gave over 10% of the annual church voluntary income to mission and charitable purposes, plus other amounts raised in special appeals. In 2024 the total church giving was £22,867; a list of major recipients is given below. ## **Mission and Charitable Giving Recipients – 2024** **----- Start of picture text -----**
Alleviation of poverty worldwide + Middle East
Tearfund 3600
Appeal
Kairos Connexion 1900 Raising Missionary Disciples
CMS – Padayachees Chris & Veronic 1800 Christian leaders in Middle East
Kody and Amy Friessen 1500 Mission to Persians in Turkey
Building peace by tackling the issues that lead to
CORD Global 1500 violence in previous war torn countries, so creating
safe and stable societies where people can flourish.
Barnabas Aid 1000 Serving persecuted Christians worldwide
Dane Hill Ventures (CPAS) 1000 Christian holidays for young people aged 10 – 18
Open Doors 1000 Serving persecuted Christians worldwide
Releasing Families from poverty through the local
CAP 1000
church
Fusion 1000 Student mission through local churches
For a world where everyone can know Jesus through
Wycliffe bible translators 1000
the Bible & training Pastors
Dover Outreach Winter Night Shelt 1000 Supporting local homeless people
Caring for profoundly disabled people, to allow
Martha Trust 500 them to achieve their potential and, where possible,
their independence
Trained volunteers who care for, listen to, and help
Canterbury Street Pastors 500
people who are in need on the streets
Total of other grants below £500 £4,135
Total Church Giving 2024 £22,435
**----- End of picture text -----**
_Page 4 of 8_ _St Georges, Deal, Annual Finance Report 2024_ ## **Summar of Activities for the Year 2024 y** |**INCOME**|**2024**||**2023**| |---|---|---|---| ||||| |**Regular PCC Income**|£|%|£| |Gift-Aided Planned Giving|115,590|48.8|100,203| |Gift Aid Tax Recovered|27,761|11.7|29,111| |GAYE & CAF Planned Giving|11,577|4.9|15,188| |Non Gift-Aided Giving|15,124|6.4|20,059| |Collections|6,868|2.9|6,389| |Donations & CharityAppeals|5,231|2.2|4,982| |Gift DayDonations + G-Aid|13,197|5.6|20,946| |Church & Hall Rentals + Car Park|30,337|12.8|40,305| |Income for Church Groups|1,953|0.8|1,134| |Investment Income|5,700|2.4|5,613| |Other Income|3,429|1.4|1,830| ||||| |**Sub Total -Regular PCC Income**|**236,767**|**100.0**|**245,760**| ||||| |**Supplementary PCC Income**|||| |Grants,Warm Spaces|1,984||0| |Bequests & Legacies|0||10,655| |Trust Income|0||26,000| |Interest on Reserve Funds|2,717||1,642| |**TOTAL PCC INCOME**|**241,468**||**284,057**| ||||| |**EXPENDITURE**|**2024**||**2023**| ||||| |**REGULAR PCC EXPENDITURE**|**£**|**%**|**£**| |ClergyCosts(Stipend,training,housing,etc)|83,967|33.2|95,951| |Diocesan Shared Costs|56,763|22.4|50,263| |ClergyExpenses|2,355|0.9|8,725| |Youth/Children's Work + Staffing|1,564|0.6|1,639| |Other MinistrySalaries & Costs|15,139|6.0|3,459| |Admin Costs & Staffing|15,370|6.1|15,995| |Worship,Training,Discipleship,Evang|13,418|5.3|11,754| |Givingfor Mission|22,435|8.9|22,867| |Buildings Maintenance & Equipment|41,891|16.6|48,719| ||||| |**Total Regular PCC Expenditure**|**252,902**|**100.0**|**259,372**| ||||| |**Supplementary PCC Expenditure**|||| |Hope House Lease|4500||4500| |Major Repairs/Renewals|0||9000| |Legal & Professional|12788||4,500| |**TOTAL PCC EXPENDITURE**|**270,190**||**277,372**| _Page 5 of 8_ _St Georges, Deal, Annual Finance Report 2024_ ## **BALANCE SHEET** |**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|| |---|---|---|---|---|---|---| |**BALANCE SHEET**||||||| |**AS AT 31ST DECEMBER 2024**||||||| |||||||| ||||2024|||_2023_| ||Notes||£|£||_£_| |**FIXED ASSETS**|6|||||| |Tangible assets||||0||_0_| |_Investments:_||||||| |Church of England Investment Fund||||195,476||_205,344_| |_Other:_||||||| |Hope House Lease||||9,000||_13,500_| |||||||| |**TOTAL FIXED ASSETS**||||204,476||_218,844_| |||||||| |**CURRENT ASSETS**||||||| |Debtors|7||324|||_1,076_| |_Investments:_||||||| |Short term deposits|||48,979|||_45,607_| |Cash at bank and in hand|||25,322|||_36,221_| |||||||| |**TOTALCURRENT ASSETS**|||74,625|||_82,903_| |||||||| |**LIABILITIES:**||||||| |Amounts fallingdue within||||||| |oneyear|8||9,014|||_8,070_| |||||||| |**NETCURRENT ASSETS**||||65,611||_74,833_| |||||||| |**TOTAL ASSETS LESS CURRENT LIABILITIES**||||270,087||_293,677_| |||||||| |**LIABILITIES:**||||||| |Amounts fallingdue after||||||| |more than oneyear||||_0_||_0_| |||||||| |||||||| |**TOTALNET ASSETS**||||£270,087||_£293,677_| |||||||| |**THE FUNDS OF THE CHARITY:**||||||| |Unrestricted funds||||139,458||_137,627_| |Restricted funds||||130,629||_156,050_| |||||||| |**TOTALCHARITY FUNDS**||||£270,087||_£293,677_| |||||||| _Page 6 of 8_ _St Georges, Deal, Annual Finance Report 2024_ ## **STATEMENT OF FINANCIAL ACTIVITIES** |**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**|**THE CIVIC CHURCH OF ST GEORGE THE MARTYR, DEAL**| |---|---|---|---|---|---| |**STATEMENT OF FINANCIAL ACTIVITIES**|||||| |**FOR THE YEAR ENDED 31ST DECEMBER 2024**|||||| ||||||| |||Unrestricted|Restricted|**TOTAL FUNDS**|| |||funds|funds|2024|_2023_| ||Notes|£|£|£|_£_| |**INCOME FROM:**|||||| ||||||| |_Donations and legacies:_|||||| |Incomingresources from donors|2(a)|194,866|2,435|197,301|_208,667_| |Other voluntaryincomingresources|2(b)|0|1,984|1,984|_0_| ||||||| |_Charitable Activities_|2(c)|31,754|2,012|33,766|_42,135_| |_Investment income_|2(d)|4,205|4,212|8,417|7,255| |_Trust income_|2(e)|0|0|0|_26,000_| ||||||| |**TOTAL INCOME**||230,825|10,643|241,468|_284,057_| ||||||| |**EXPENDITUREON:**|||||| ||||||| |_Charitable Activities:_|||||| |Church Givingto Mission|4(a)|20,000|2,435|22,435|22,867| |Directlyfor the work of the Church|4(b)|186,056|29,716|215,772|232,376| |Management and administration|4(c)|25,068|6,915|31,983|22,129| |_Other:_|||||| |Capital Projects|4(d)|0|0|0|0| ||||||| |**TOTAL EXPENDITURE**||231,124|39,066|270,190|277,372| ||||||| ||||||| |**NET INCOME/(EXPENDITURE)**||(299)|(28,423)|(28,722)|6,685| ||||||| |Net transfers between funds|5(a)|0|0|0|_0_| |Other recognisedgains/(losses)|5(b)|0|0|0|_0_| |Netgains/(losses)on investments|5(c)|2,130|3,002|5,132|17,799| ||||||| |**NET MOVEMENT IN FUNDS**||1,831|(25,421)|(23,590)|24,484| ||||||| ||||||| |**RECONCILIATION OF FUNDS:**|||||| |TOTAL FUND BALANCES BROUGHT FORWARD|||||| |AT 1ST JANUARY||137,627|156,050|293,677|269,193| ||||||| ||||||| |**TOTAL FUNDS CARRIED FORWARD**|||||| |**AT 31ST DECEMBER**||£139,458|£130,629|£270,087|_£293,677_| ||||||| _Page 7 of 8_ _St Georges, Deal, Annual Finance Report 2024_ ## **CHURCH RESERVE FUNDS** **----- Start of picture text -----**
TRUST FUNDS 2024
Summary
At 31st December 2024 2023
Funds included in the PCC main account
£ £
CCLA Deposit Fund
Restricted Reserve Harrison Trust 5,476 14,702
Mission Fund 10,958 0
Unrestricted Reserves- General Fund 32,545 30,905
Total 48,980 45,607
CCLA, C of E Investment Fund
Restricted Reserve Harrison Trust 100,296 112,294
Unrestricted Reserves- Doris Salter Bequest 72,718 71,091
Eastes Bequest 22,462 21,959
Total 195,476 205,344
Vicar & Churchwardens' Funds
Not included in the PCC main account
Eastes Bequest
Restricted Reserve CCLA A/C 17,881 17,648
Endowment 54,575 53,354
Total 72,456 71,002
School Fund
Restricted Reserve CCLA A/C 2,736 2,598
Totals
Unrestricted Reserves 32,545 30,905
Restricted Reserves 37,051 34,947
Total Cash Reserves 69,596 65,852
Investments 195,476 205,344
Total Reserves 265,072 271,196
Eastes Fund Endowment 54,575 53,354
**----- End of picture text -----**
_Page 8 of 8_ _St Georges, Deal, Annual Finance Report 2024_ THF. CIVIC CHURCH ()F ST GFORGE THE MARTYR, DFAL FIN.4YCIAI. ST.-ITF.NIF.NT OFTHF. P.4ROCHIAL CHLIRCH COLINCIL F()R THF. I'F..4R F.INI)F.D 3 1ST DF.CF.IIIIF.R 20?4 Peter J Acott FCCA Detailed examination conducted by R A JONES of SHPD Accountan15 Ltd 10 Littlebourne Road Maidstone Kent. ME14 5QP THE CIVIC CHURCH OF ST GEORGE THE MARTYR DEAL CONTENTS Pages Independenl Examiner's report Statement of financial activities Balance sheet Notes to the financial statements Accounling policEs Incoming resources Analysis of Staff costs Resources used 10-11 Other movements in funds Fixed assets Debtors. Liabilrties, Summary of Assets and Funds 12 Church Giving to Mission dufing the year 13 Page 2 INDEPENDENT EXAMINER'S REPORT 'I'I) THF. P.4R()CHI,11. CIII'RCFI COL'YCIL I)F %T C:E()RGE THF. MARTYR DF.AL This report on the accounts of the PCC for the year ended 31 December 2024. which are sel out on pages 4 to 13. is in respect of an examination carried out under Regulatson 3 of the Church Accounting Regulations 2006 and section 145 of the Charities Act 2011 Respective Responsibilities of PCC Members and Examiner As the members ol the PCC you are responsible for Ihe Pfeparation of the accounts you consider that the audit requirement of Regulation 3 of the Church Accounting Regulabons 20￿ and Section 144{21 of the Charities Act 2011 Ilhe Act) does not apply and that an Independent examinabon is needed. The PCC is preparing accrued accounts and l am qualified to undertake the examination by being a qualified member of the Association of Chartered Certified Accountants. It is my responsibility to.. examine the accounts under section 145 of the Chanltes Act 2011 as well as with Regulatson 4 of the Church Accounting Regulations 2006. lo follow the prO￿dureS laid dovm in the general Directions given by the Chanty Commission under section 14515llbl of the 2011 Act. and to slate whether particular matters have come to my attention. Basis of Independent Examinerfs Report My examination was carried out In accordance with the General Oireclions given by the Charity Commission. An examination includes a review of the accounting records kept by the PCC and a companson of the accounts with those records It also inclucjes considering any unusual items or disdosures in the accounts and seeking explanations from you as PCC members concerning any such matter5 The procedures undertaken do not provide all the eviden￿ that would be required in an audrt. and consequently do not express an audit opinion as lo whether the accounts present a "true and fair y￿/. and the report is limited to those matters set out In the statement below. Independent Examinerfs Statement In conneclion my examination. no matter has come to my attention". which gives me reasonable cause to believe that in any material respect the requirements to keep accounting records In accordan￿ wtlh sects.on 130 of the 2011 Act and Regulation 4 of the 20a6 Church Accounts Regulations". to prepare accounts which accord with the accounting records and lo comply the requirements of the Act. as also contained In the Church Accounting Regulations. have not been met. or to which. In my opinion, attention should be drawn in order lo enable a proper undetstanding Df the accounts to be reached. I consider that l a le lo sign Ihis report on the basis of the above paragraph. Peter J Acott FCCA for SHPD Accountanls Ltd 10 Littleboume Road Maidslone Kent. ME14 5QP Dated........... 2025 Page 3 THF. CIN"IC CHI"RCTrI ()F %T (:F.()R(:F. THF. 11..IRTI'R. DF.AL ST.4TF.IIIF.NI' ()F fv'IN.4NC"I.4L..IC"TII"ITIF. F()R TEIE I LAR Tr"INI)LD JI%T DEC"EIIIIER ?0?4 UnrL'51ricied Resiricied runds fund5 TOT.41. Tr I',NI)S INC'OI%lE tr RI)11: Incomino resources fTrTrm dnnors OIliLr voluntaTh incominlp r£suurLes lal ?Ibi 194.866 2,435 1.984 197.301 1.984 208. 667 ('huriiÉihl¢' li'lii'ilie. 31.754 4.205 2.012 4.212 33.766 8.417 42. 135 7.255 26. 000 lel I1)'1'.41. 1 NC'ONI E 230.825 10,643 241.468 284.057 ( liuriiublL' .l£lll'llll'J.' Q'hurch CJivinLY to Ilission DirLLil% tiir th¢. work i)f the C"hurch ManaLJemeni and adminisiralion 41al Jib) 41L 20,000 186.056 25,068 2.435 29.716 6,915 22.435 215,772 31.983 22,867 232,376 22,129 Capiial Projects 41dl -fC)T.11, F.IPb-NDI-ri RF- 231.124 39,066 270,190 277,372 F.'r INc-().IlEIIEXPENDITI REI 1299) 128,423) (28,722> 6,685 Nel transt-er5 brI￿.¢en funds Other recoL?nised 2ains, I losses) N'ei ¥?ains/i losses) on inveslmenis S (al Ibl s ICI 2,130 3,002 5.132 17.799 I F.-I- ￿10%.L.11ElT I.N FI ND 1,831 (25.4211 123.590) 24.484 RF.C-()N'c-ii.i..i-ric)N c)F Tr-l S DS: To I.IL FL. ND IJ..IL.4NC'LS BROLGH"I FOKII ARD .4T 1ST J.4NII.4R%' 137.627 156.050 293,677 269,193 T()T.41. FI ("..IRRIF.D Tr"ORlI.IRD A-l- 31 ¥i-l- l)F'C'k.%l Bl.R £139.458 £130.629 £270.087 £293.677 Page 4 THF. CII"IC CHI'RCH OF ST CEORCE THE MARTYR DEAL 11.IL.INC"F. 4*HF. F.T AS AT 31.¥iT DLCENIBF.R 2024 ?0?4 ?0?3 otes .1 ¢illLyible <￿se15 Church of F-n21and In¥'esimeni Fund ()Ihè>P'" Hope House l.ease 195.476 205,344 9,000 13.500 TOT.4L FINED .4SSETS 204.476 278.844 Debiiir 324 1.076 %h()n ierni deposiis Cash al bank and in hand 48.979 25.322 45.607 36.227 TC)T..11. CI RRF.NT .4SSF.TS 74.625 82. 903 LI.4BILITIES: 11)ounls fallinci 01)e )ear due M iihin 9.014 8.070 )F.T C'I'RRE.NT .4SSF.TS 65,611 74.833 TOT.4L ASSETS LESS CL'RRF.)T LI.4BILITIES 270,087 293.677 I.I.4BII.ITIES: -Itnounts Icillini due atter more than line l'ear TOT.4L NET .4SSF.TS £270.087 £293.677 TIIE FI'NDS OF TIIE C'II.4RITI: L,'nrestricted tunds 139.458 130.629 137.627 156.050 Restricted funds TOT.4I. C"H.4RIT) FI NDS £270.087 £293,677 Appr(IN'ed bl. th¢ Parochial C hurch C-ouncil on and signed ()n ils behalf"bi:_ 20?5 {Chaiman) (Klembcr) Ilie nule5 on puge.F 6 10 13 form puri uf ihL'se uc'i-c)uni.I Page 5 THF. CIN'IC CFII RCH I)F ST (:F.()RI:F. THF. MARTYR. I)F.AL ()TF.S T() THF. FIN.4NC"1.4L ST.4TF.%IF.NTS F()R THE I F..4R F.NDF.I) 315T I)F"CF.%IIIF.R 2024 ,4c'c'oi .N I'I.Nc- poI.Ic IF.s B¥sis of preyaration and assessment of ooing ronrern LTI pfLparL'J under ihL hiyioriLal ￿)￿} 11)ii%Lnlii)n iih iILm% rLLl}gni%L￿ di ii)s11)r Iran￿L[l[￿n %aluL unli%s i)IhLri¥ %1alL￿d in ihi filil'llll 11()li1s111) aiii)unls. "I'hi Iinthiial %lJlLll)L'nl% hai L ￿'L￿ prLp￿Ld in aLL1}rd￿ll 1% iih Ihi SialLlllini LII. RLLI)iiimL￿dLThd PrJLIILL= PILLI)unting an(1 R¢pirling bi C-hariliL￿ pr￿P￿In&) IhLif aLLIILITlls in aiinrd￿1ft)Lhi￿I C'hurLh C"i)unLiI I Il"C'l mLxls ihL dL"linition ol-a publii IK"n¢'lil L"ntiiN unJLr FRS 111? Thi l)("C' mLmhLrs con.%idLr thal thifL afL Tll) mallrial unLLYtaintiL5 aix)ui (hL PC'C. N ahiliLI t(1 (()riiinui a g(TrIll￿ Ll)nLL"nT. Thi mLnilK'rs Li)n%iiJLr ¢hJi li ith th¢ iurrLni held lund_%. dl( JIiT (:F.IIRC:F. THF. ￿lARTyR. DEAL ()TF.% TI) THE. FIN.4NCI.4L %T.4TF.%IF.NTS F()R THF. I'F..4R F.%DF_D 31SiT DF.CE..%IBF.R 2024 EIPE,NDITL RL [Inre%triLied Re%triLi¢ T()T..IL FI ND J lal Church (Jil'in2 Isee Note 121 4,300 5.800 7.350 2.550 20.0 4,300 7,100 7.685 3.350 22.435 5. 700 7. 620 7. 550 7.997 2.867 1.300 335 800 .435 11()InL missions wid LIIIILT L'hurLh knilitiL 4ih IlireeilTr for the work of tht church l)arish share A%%iKidl¥ MinislL"r C'lif?! iirKnsiS kJirii% ( i)nn¢itii)n %upp()rt 107.471 33,259 1,555 800 107.471 33.259 1,555 800 99.463 46.751 8. 725 800 RL"pdifiTnaintinanLL". littinLi% & Lhurchlard Nl:lji)r R￿pair￿IRllaLLMLntS 4,750 4,750 8,672 9.000 13.342 8.379 7.085 2.242 7.240 11.914 6.216 6.656 2,384 1,230 4,518 16.432 6.216 6.656 2.384 1,230 C.1¥￿i￿L 111sic. dudii) & i idLI) I IpkLL'P l)1- ILL ('Iiiir£.Ii Hcill.% riipiiiifrix É'.iw'ptses IILllifiil Rlinnin? C-i)sts &. I IpkLLP 968 5,395 2.266 5,49T 5,395 -[ rnininL) & l)i%iiplLship 605 605 801 Nlissii)n1I l Li)tnmuniiiiS. tllpha ￿ l-" i angilism l arni Spac¢ 3,233 3.233 3,160 2,806 1.564 4.500 12,788 3. 525 882 3,064 1.639 4.500 4.500 3,160 2.806 ("IiildrLlI &. I'L)uih LJn)up% li)Pi I IiiiisL l.L￿L I.￿￿￿> al &. Pri)ILSSiI)nal SiindriL 4.500 12,788 186.056 29.716 215,772 232.376 Ilanagement administration 14,401 14,401 6,915 853 652 7.746 7.806 3.478 1,259 3,060 2.370 965 C'arildkl Ti ( )Piraiiiin.% implI)Nwn¢ni r¢lth¢d LU?sI SiifL'I:Ir% implÉ)Nniini rilalid LC)SIS 6,915 738 1.474 1.453 3.816 2,310 876 738 1,474 1,453 3,816 2,310 876 (11-IILL F.4uipmLiIL I'rinlln￿¥ %lJlj[)nLrn & ()Ifii¥' %uppIÈL C ()nimuniiatiiin% I l)h()nL. inlLrnil. I"li.> Ilaiik C'hdrLJL l)¥PFLLitiIiiiii 25.068 6.915 31.983 22. 729 r()'i'.ii. E'xpF'%i)I'l-I KE i F-lclllding Tr unds eipenditurel £231,124 £39.066 £270,190 £277,372 THF. Cllflc C.111.:RCH OF ST C.F.OR(-F. THF. IIARTI'R. DEAL INOTF.S TO THF. FIN.4N'CI.4L ST.4TF.%IF.NT F()R THF. I'F..4R F.NI)F.l) 316>T I)fr"C"F.IIIIF.R 2024 Linres1riL1L￿ RL%iriLILd lund i-oi'.A i. F-I'N I)s 11?4 C"apitAI frojert N¥ll Iluilding C i)sl5 TO-r.-11. Tr.IPE.%I)II'I,KL 2024 £231.124 £39.066 £270.190 £277.372 OTIITr-.R .%lnl'Tr-.IIF.%TS IN FI Transfers between .4ccounts Unreslricted Reslricted funds funds 2024 2023 C-Lirrini A. C"i)11.- Ini i%imLni Fund L'l-l...I I I￿￿1)1)￿ l.und L'C'I...l Nlis%i()n F'und ('('l_Il (JLn¥ral l-lind 14.345 14.345 115.0001 (15.0001 (10.000) {10,000) 10.655 10,655 129.4681 l)iFK)siI AIL l)irKisii AIL 13,990 30.000 1472} (14,0501 C'.11- %ai ings lijnd - L'li))id -l-ot#1 Net Transfers betseeD Fund5 ()ther recognised goin￿1 losses) TvtAI oth*r rt¢O2nised g*insl(losvsl el gainslilossesl on iniestmenls 2.130 3,(KJ2 5.132 17.799 61al Tangible filed a$5e15 NONE Unrestricted Reslncted 61bl Fixed #55ei In%'e5tmen¢s ( i)l- F. Ini ¥simLni Fund - InLiinii SharL 95.180 95.180 100.296 100.296 195.476 195.476 205. 344 205.344 ()ther fixed assets I li)Pi I li)us1 - i 9.000 9.000 9.000 9,000 13.500 13.500 THF. CIN'IC CHIIRCH OF ST I.'F.ORGE THE %IARTTr R. DEAL Nl)"I"F".% T() THF. FIN.4NC'I.4L ST.4TF.%I E.%T4 F()R THF. I'F..4R Tr-NI)ED 31ST I)EC-EIIIIF.R 2024 Unrestncted Reslricted ?11?4 2(}Y3 DEBT()RS Siiiiilri ilihiiir% lind prlP￿ti tnLnis 324 324 1.076 324 324 1.076 .IIlBI I.ITI fr-s . .-1 11()I'NTS F..11.LINC. DI F. I'I-IIIN ONTr- I E.4R IILLnJJls and dLILrrL'd illiX)mi I r¥dili)rs 11)r gi)1￿% and ILI ?11?4 4.444 4,570 4.444 3. 626 9,014 8.070 Accruals and dLfLrMI Intots* IrKlude audii avd xrOunLi￿. chw- VAT at_v ET .4SSLTS BI FI NI) Unre51riitcd KL"StriLILd TOT.41, C'hurLh nl l-.noland Iniesimeni Fund I li)ri I IiiusL l.L￿. i.18(1 IIKI ?96 195.47() ( urrini l)ihii)rs C LirrL'ni lidhiliiEL IAing ¢LmJ liahilitii"5 l.und ha[￿¥L 19.014 iu I'NRF.STRICTED FI NDS 11a1￿lL al IlalanLL ai Iiii'LEllLnis iii R¥X)ufLL J￿￿aTr" I)LILnihir InLx)ming l )ul¥iTrin£ C'iirrinl WL. CILneral l.und ('Cl...I inLJ% .,liiiTriinl.% i (iLllLfdl l.undsl C'i)Il.' Ini i%lmini l.und I(JLn¥ral Ilnil% %olui al JI t)Lil 13.671 i?.11.1?4 1.(Tr411 I11).JiX RE%'I-RI(-I F.D FI NDS ('IirrLni a i. RLsifiLl¥xI l.unds C'C-l.pl IlLLI)unls 14.14* l J.711? 1.077 I h.4_14 RL%triilL'd LiTrIILLtiiins C'iill.. In% L'%LmL￿l I-LEnJ I I I￿1￿{)n l.lind i Ri%lriilLLY I nils idliii dl _i I Ik'LI 11? ?9.1 3.IXI? .11.1. Tr"1 .Ni)s PJe¥ l? THF C.II'IC CHL'RCH I)F ST I-F.()RI:F. THF. NI.4RTI'R. I)F..4L OTES TO TklE FIN.4NCI.4L %T..ITF.IIF.NTS F()R THF. I'F..4R F.Nt)F.D 31 ST DF.C. F.%1 BF.R 21124 12 C."HIIRCH C-II'INC- l)etails of C hurch Gii'ing to 1%1 ission mad¢ durinx ihi. i"¢ar. are as follows: Tearfund 3600 Alleviation of poverty worldwide + Middle East Appeal Kair05 Connexion Raising Missionary Disciples CMS- Padayachees Chris & Veroni( 1800 Christian leaders in Middle East Kody and Amy Friessen 1500 Mission to Persians in Turkey Building peace by tackling the issues that lead to violence in previous war torn countries. so creating safe and stable societie5 where people can flourish. CORD Global 1500 Barnabas Aid Serving persecuted Christians worldwide Dane Hill Ventures ICPASI Christian holidays for young people aged 10- 18 Open Doors Serving persecuted Christians worldwide CAP Releasing Families from poverty through the local church Fusion Student mission through local churches Wycliffe bible translators ICKJO For a world where everyone can know Jesus through the Bible & training Pastors Dover Outreach Winter Night Shell Supporting local homeless people Caring for profoundly disabled people, to allow them to achieve their potential and, where possible. their independence Trained volunteers who care for, listen to, and help people who are in need on the streets Martha Trust 5(X) Canterbury Street Pastors 5(K) Total of other grants below £5CKI £4,135 Tulal Chu rch (Jjl ing 21124 PaLJL I i