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2024-12-31-accounts

Shanklin United Reformed Church Charity Annual Report and Financial Statements for the Year

Ended 31 December 2024

Shanklin United Reformed Church Charity Annual Report for the year ended 31 December 2024

Administrative Information

Charity Number 1130459

Shanklin URC is situated in the High Street in Shanklin town centre, on the corner of Landguard Road. The building and the manse are held in trust by The United Reformed Church (Wessex) Trust Limited.

The Elders of the Church who have served from 1 January 2024 until the date this report was prepared are listed below:

Minister Rev Brian Harley Chairman Elected Elders Miss Sheilagh Courtnage Mrs Yvonne Sparks Mr David White Stood down at AGM in March Mr Robin Wightman Secretary Mr Roy Wilson Mr Alan Hutton Mrs Janet Moore Stood down at AGM in March Mrs Karen Ogier Elected at AGM Mrs Ann Burnell Resigned 1 December Mrs Ann Foster Mr Malcom Stevens

Structure, Governance and Management

The Elders Meeting operates under the Basis of Union and the Manual of the United Reformed Church. The Elders are elected from among the Church Members in accordance with the Constitution of Shanklin United Reformed Church. Monthly Elders meetings have continued on Zoom and Members Meetings have been held in person with a Zoom facility for others to connect which has continued to work very well. .

Objectives and Activities

The Elders Meeting exercises oversight of the spiritual life of the local church. Church Members’ Meetings are usually held six times a year. The Church Vision Statement reads:

Our aim is to build up a lively Church as an effective witness to Jesus Christ in the community and to provide a central and flexible resource for all ages and abilities.

The church is part of the Isle of Wight URC Group alongside the congregation at Ryde, though they have remained as two separate churches served by the one ordained minister. He continues to work 75% of the time for Shanklin and 25% for Ryde. Local pastorate expenses are shared.

Achievements and Performance

At the end of 2024, the membership of the church stood at 79. Three new members were received and seven were taken off the role having moved away or ceased to worship with us, and three others resigned.

Numbers on Sundays have been steady with quite a few people also watching the livestream on YouTube; this has continued to be a real lifeline for a few house-bound members and a blessing to some more distant friends. The Tuesday Bible Bite afternoon service has continued each week with people gathering over coffee and cake. Several mid-week fellowship groups also meet regularly. Some of our meetings and groups still utilise Zoom as this makes coming together much easier and time efficient. Our News Sheet is emailed out each weekend and some copies are distributed by hand or post.

Charity Number 1130459

Page 1

Shanklin United Reformed Church Charity Annual Report for the year ended 31 December 2024

The Well, our warm space on a Wednesday, has continued be popular but has not attracted as many from the wider community as we had hoped but has been a good connecting place for church folk. The healthy half hour beforehand has proved highly beneficial to our older members and is run by a qualified personal trainer.

Worship is led in two local care homes each month and our Anna Chaplain has done further work among old people in the community.

At the younger end, the weekly CatURpillars toddler group is still very busy, but we only have a few families join us on a Sunday. Our monthly Encounter café services are now a regular feature of our programme once again and attract a few more younger faces, while our quarterly Messy Church continues to be very popular. We have regular contact with several local schools through our minister and the Open the Book team which enacts Bible stories.

A few of our members join in shared evening worship with other local Christians and some other joint activities such as on Good Friday and Easter sunrise with breakfast. A joint music group shared songs at the Christmas Community Day in Sandown with gift bags being distributed.

Members have again been very generous in supporting our work, and giving has increased a little compared to recent years. They have continued to get behind wider mission including helping our partner church and its school in Uganda, famine relief in Myanmar, support for persecuted Christians in Pakistan, and more locally - IW Youth For Christ, Street and School Pastors, and the Christians Against Poverty Debt Centre. There have also been additional thank-offerings at Harvest time for TEARFUND’s relief work in the Middle East and the local Foodbank, and at Christmas for the work with mums and babies at the local YMCA

Financial Review

The General Fund is used for the day to day running of the Church and associate activities and the accounts show the offertory income (and the tax reclaimed on it) totalled £64,221 this year, which is very slightly down on last year (£64,881). The day to day running expenses have also risen again this year to £75,726 from £71,632 last year. Which means that the General Fund has a cash balance at the year-end of £10,672 (last year £19,202).

We continue to be extremely grateful to our regular congregation who have continued to support us financially.

The Youth Worker Fund stands at £6,274 at the year end, down from £9,274 last year. We made a gift of £3,000 to the YFC Ryde Youth Work Project during the year

The Maintenance Fund stands at £2,033 at the year end. (last year £463). £2,000 of this balance was a gift towards the additional work on the PA and AV systems which together with a further grant will enable us to complete this in the coming year.

For some time, it has been the Church's policy that, funds permitting, we would make donations of at least 10% of the Offertory given to the General Fund (including any Tax Reclaimed). These donations would be made to other charities or individuals as agreed by the Church Meeting. This year the donations were £72 short of this target and we will be aiming to make this up during 2025.

Reserves Policy

The Church does not have a reserves policy.

.

Charity Number 1130459

Page 2

Shanklin United Reformed Church Charity Financial Statements Year Ended 31 December 2024

Treasurers Statement Treasurers Statement

I have prepared the financial statements on pages 4 to 11 for the year ended 31 December 2024. | have prepared the financial statements on pages 4 to 11 for the year ended 31 December 2024.

……………………………………….................................................…………………… Colin Tamcken Colin Tamcken

Date ………………………………….

Independent Examiners Report Independent Examiners Report

I report on the financial statements of Shanklin URC for the year ended 31 December 2024, which are set out on pages 4 to | report on the financial statements of Shanklin URC for the year ended 31 December 2024, which are set out on pages4 to 11. 11. Respective responsibilities Respective responsibilities

The church is responsible for the preparation of the financial statements, and considers that the audit requirement of Section The church is responsible for the preparation of the financial statements, and considers that the audit requirement of Section 43(2) of the Charities Act 1993 (the Act) does not apply. It is my responsibility to state, on the basis of procedures specified 43(2) of the Charities Act 1993 (the Act) does not apply. It is my responsibility to state, on the basis of procedures specified in the General Directions given by the Charity Commissioners under Section 43(7)(b) of the Act, whether particular matters in the General Directions given by the Charity Commissioners under Section 43(7)(b) of the Act, whether particular matters have come to my attention. have come to my attention.

Basis of Independent Examiner's report Basis of Independent Examiner's report

My examination was carried out in accordance with the General Directions of the Charity Commissioners. An examination My examination was carried out in accordance with the General Directions of the Charity Commissioners. An examination includes a review of the accounting records kept by the church and a comparison of the accounts presented with those includes a review of the accounting records kept by the church and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations concerning any such matters. The procedures undertaken do not provide all the evidence that would be explanations concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently | do not express an audit opinion on the view given by the financial statements. required in an audit, and consequently I do not express an audit opinion on the view given by the financial statements. Independent Examiner's statement Independent Examiner's statement In connection with my examination of the church funds, nothing came to my attention which gave me cause to believe In connection with my examination of the church funds, nothing came to my attention which gave me cause to believe otherwise than that the financial statements accord with the accounting records of the church, and that those records otherwise than that the financial statements accord with the accounting records of the church, and that those records satisfied the requirements of the Act. | am not aware of any matter to which attention should be drawn in order to enable a satisfied the requirements of the Act. I am not aware of any matter to which attention should be drawn in order to enable a proper understanding of the financial statements to be reachgd. proper understanding of the financial statements to be reached. . Signed by the Independent Examiner: LE Mabe Nee iowaorivinitvinieutivenugy, Date: 20-034, 20° Signed by the Independent Examiner: ………………………………….....................…….. Date: ………….........……….. Name and address of the Independent Examiner: Name and address of the Independent Examiner: \ Robber Cece Vikon |

Authorisation Statement The Annual Report and Financial Statements on pages 1 to 11 were approved by the Shanklin URC Church Meeting on 277...[MAQRELM.....292€-........and][signed] on[its][behalf] by The Annual Report and Financial Statements on pages 1 to 11 were approved by the Shanklin URC Church Meeting on ………….............................……and signed on its behalf by Name………………………………………………............….. Signature................................................................................ Name... eel £6 INCE OF wen ME

Charity Number 1130459

Page 3

Shanklin United Reformed Church Charity Statement of Financial Activities for the Year Ended 31 December 2024

Notes
Income
Offertory Cash
Gift Aid
Tax reclaimed
Other Income
Bookshop
Shanklin URC Youth
Dividends and Interest
Miscellaneous
Caturpillars
The Well
Grants
Total Income
Payments
Ministry & Mission Fund
Bookshop
Shanklin URC Youth
Manse
Church
Donations
5
Miscellaneous
Caturpillars
The Well
Depreciation
2
Youthworker
Total Payments
Transfers Between Funds
4
Net Income
Fund Balances Brought Forward
Fund Balances Carried Forward
General
Fund
£
22,129
31,748
10,344
450
64,671
259
1,787
108
66,825
38,400
2,891
18,908
6,350
5,457
0
72,006
-3,720
-8,901
20,942
12,041
Designated
Funds
£
2,000
0
0
0
2,000
1,039
0
0
1,231
814
1,206
6,290
1,042
0
5,356
589
830
7,817
3,720
2,193
7,197
9,390
Restricted
Funds
£
0
0
0
0
0
0
0
0
3,000
3,000
0
-3,000
9,274
6,274
Total
£
24,129
31,748
10,344
450
66,671
1,039
0
259
1,787
1,231
814
1,314
73,115
38,400
1,042
0
2,891
24,264
6,350
5,457
589
830
0
3,000
82,823
0
-9,708
37,413
27,705
2023
Total
£
20,323
40,557
11,650
3,925
76,455
1,365
0
215
1,666
1,008
366
9,247
90,322
37,992
1,663
0
3,183
38,713
5,900
6,003
767
246
0
0
94,467
0
-4,145
41,558
37,413
2023
Total

The notes on pages 6 to 11 form part of this Financial Statement

Charity Number 1130459

Page 4

Shanklin United Reformed Church Charity Balance Sheet as at 31 December 2024

Fixed Assets
Current Assets
Debtors
Bookshop Stock
Cash at bank
Shanklin URC Youth Account
Bookshop accounts
Cash in Hand
Total Current Assets
Current Liabilities
Agency Collections
Creditors
Total Current Liabilities
Net Assets
Church Funds
General Fund
Bookshop
Shanklin URC Youth Account
Maintenance Fund
Caturpillars Fund
The Well
Youth Worker Fund
Total Church Funds
Notes
2
5
Notes
3
3
3
General
Fund
£
0
1783
10672
0
12,455
414
0
414
12,041
General
Fund
£
12041
12,041
Designated
Funds
£
1185
2180
844
3036
2145
9,390
0
9,390
Designated
Funds
£
4221
844
2033
2188
104
9,390
Restricted
Fund
£
6274
6,274
0
6,274
Restricted
Fund
£
6274
6,274
Total
£
0
1,783
1,185
19,126
844
3,036
2,145
28,119
414
0
414
27,705
Total
£
12,041
4,221
844
2,033
2,188
104
6,274
27,705
2023
Total
£
0
2,160
1,240
29,087
844
2,984
1,518
37,833
420
0
420
37,413
2023
Total
£
20,942
4,224
844
463
1,546
120
9,274
37,413
2023
Total

The notes on pages 6 to 11 form part of this Financial Statement

Charity Number 1130459

Page 5

Shanklin United Reformed Church Charity General Fund Statement for the Year Ended 31 December 2024

General Fund

Receipts

Payments

Notes
2024
2023
Offertory - Cash
22,129
16,799
- Gift Aid
31,748
37,257
Tax Reclaimed
10,344
10,825
Legacy
0
3,000
Bookshop Donations
450
920
Link
0
0
Catering
0
5
Weddings
0
0
64,671
68,806
Dividends and Interest
Investments
0
0
Bank Interest
259
215
259
215
Miscellaneous
Photocopying/Tapes
0
0
Ryde URC Expenses Contribution
1,468
1,386
For Queens Books
0
0
Harvest Supper
269
255
Freedom in Christ Books
0
0
Other
50
25
1,787
1,666
Grants
Other Grant
0
0
Manse Repairs Grant
108
494
108
494
Transfers Between Funds
0
0
Total Receipts
66,825
71,181
Net Income - General Fund
-8,901
-451
Ministry & Mission Fund
Manse
Water
Insurance
Council Tax
Maintenance
Church
Electricity
Gas
Water
Insurance
Piano Tuning
PA/Projection Expenses
Cleaning
Mileage/Travel costs
Fixed Car Allowance
Post and Telephone
Donations
Donations Made
Miscellaneous
Ishmael Concert
Pulpit Supply
Copyright Licence
Office Requisites
Photocopier
Teaching Materials
Catering
Harvest Supper
Software Licence/Web Site Costs
Other
Transfers Between Funds
Transfer to Maintenance Fund
Transfer to Caturpillars
Depreciation
Total Payments
Notes
2024
2023
38,400
37,992
442
444
0
0
2,341
2,228
108
511
2,891
3,183
3,613
2,478
2,755
2,131
531
308
5,358
5,061
90
85
27
0
2,633
2,933
1,405
851
1,365
1,365
1,131
877
18,908
16,089
5
6,350
5,900
250
0
605
1,306
1,073
1,108
604
561
1,548
1,525
0
0
721
698
269
255
263
229
124
321
5,457
6,003
3,720
2,400
0
65
3,720
2,465
2
0
0
75,726
71,632
5
2

Charity Number 1130459

Page 6

Shanklin URC Bookshop Profit and Loss 1st January 2024 to 31st December 2024

2024 2023
Sales 1,039 1,365
Opening Stock 1,240 1,539
Purchases 447 372
Less closing stock 1,687
1,185
502 1,911
1,240
671
Gross Profit 537 694
Expenses
Bags/labels 0 0
Staff 50 60
General Expenses 10 2
Postage & Stationery 15 10
Shop Maintenance 15 90 0 72
Less: Donations to General Fund 450 920
Net Profit -3 -298
Bookshop Assets
Stock 1,185 1,240
Current Account 3,001 2,954
Cash in Hand 35 30
4,221 4,224
Shanklin
Designated Fund Statement
URC Youth
for the Year
Account
Ended 31st December 2024
Receipts
Basement Café
Transfer from General Fund
Other Receipts
Compasion
Total Receipts
Payments
Basement Café Costs
Trips Out
Resources
Compassion
Miscellaneous
Net Income/Deficit
Youth Accounts
Cash in Hand
Cash at Bank
0
0
0
0
0
0
0
0
0
0
0
0
0
844
844
2024
0
0
0
0
0
0
0
0
0
0
0
0
0
844
844
2023

Charity Number 1130459

Page 7

Shanklin United Reformed Church Charity Designated Fund Statements for the Year Ended 31 December 2024

Maintenance Fund

Receipts
Gift Day Donation - Cash
Gift Day Donation - Gift Aid
Tax Reclaimed
URC Wessex Trust Grant - Windows
URC Wessex Trust Grant - AV
Transfer From General Fund
Net Income/Deficit
Caturpillars Fund
Receipts
Subscriptions
Messy Church
Donations
Other Income
Transfer From General Fund
Net Income/Deficit
The Well Fund
Receipts
Donations
Net Income/Deficit
2024
2023
Payments
2,000
3,524
Fire/Intruder Alarms
0
3,300
Boiler Servicing Etc
0
825
Other Repairs
0
7,171
Building Work
1,206
1,582
Windows Secondary Glazing
3,720
2,400
PA and AV Work
Clock Servicing etc
6,926
18,802
1,570
-3,822
2024
2023
Payments
1,231
968
Food/Drink
0
0
Equipment
0
40
Stationery
0
0
Craft Materials
0
65
Donations
To Shanklin URC (Gen Fund)
1,231
1,073
642
306
2024
2023
Payments
814
366
Refreshments
Misc Expenses
Donations
814
366
-16
120
2024
2023
379
435
414
156
1,593
1,414
2,851
1,760
0
15,928
119
2,576
0
355
5,356
22,624
2024
2023
322
428
0
0
0
72
0
0
49
82
218
185
589
767
2024
2023
270
172
310
74
250
0
830
246

Shanklin United Reformed Church Charity Restricted Fund Statements for the Year Ended 31 December 2024

Youth Worker Fund

Receipts
Donations - Cash
Donations - Gift Aid
Tax Reclaimed
Grants Received
Net Income/Deficit
2024
2023
Payments
0
0
Misc Expenses
0
0
Travel Costs
0
0
Donation -YFC Ryde Youth Work Project
0
0
0
0
-3,000
0
2024
2023
0
0
0
0
3,000
3,000
0

Charity Number 1130459

Page 8

Shanklin United Reformed Church Charity Notes to the Financial Statements Year Ended 31 December 2024

1 Accounting Policies

1a Basis of Accounting

The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities (SORP 2005) issued by the Charity Commission, and the United Reformed Church guidance. The accruals basis of accounting has been adopted and the principal accounting policies set out below are applied consistently.

1b Fund Accounting

Unrestricted funds are available for use at the discretion of the church in furtherance of its charitable objectives. Designated funds are unrestricted funds that have been set aside by the church for a particular purpose. Restricted funds are subjected to restrictions on their expenditure imposed by the donor, or contained in the terms of a grant.

1c Tangible Fixed Assets

Freehold property: The Trustees of the church and manse buildings are the URC Wessex Synod Trust . Expenditure incurred on the church and manse is written off in the year it is incurred.

Equipment: Depreciation is provided at the following annual rates calculated to write off assets over their estimated useful lives: Fixtures and Fittings

Coffee House Equipment 20% straight line (over 5 years) Other - Furniture Etc 10% straight line (over 10 years)

1d Incoming Resources

All voluntary giving is included in the financial statements for the period in which it is received. Donations under Gift Aid plus the associated tax recovery are recognised as income when the donation is received. Legacies are accounted for when their receipt is certain and can be properly quantified. All other income is generally recognised when it is receivable.

1e Resources Expended

The URC Ministry & Mission Fund contribution is paid regularly and is included in the financial statements for the year to which it relates.

Resources expended are recognised in the period to which they are incurred and include attributable VAT which cannot be recovered. They are allocated to the particular activity to which they relate.

As most of the management and activity of the church is carried out by volunteers, this intangible cost is not included in the financial statements as this voluntary contribution to the life of the church is incalculable.

1f Taxation

As part of the United Reformed Church, the church is an excepted charity within the meaning of the Taxes Acts. Accordingly it is potentially exempt from taxation in respect of income and capital gains received to the extent that such income or gains are applied to exclusively charitable purposes. No provision for taxation has been made in these financial statements.

Charity Number 1130459

Page 9

Shanklin United Reformed Church Charity Notes to the Financial Statements Year Ended 31 December 2024

2 Fixed Assets 2024 2023
Fixtures and Fittings Fixtures and Fittings
Cost
At 1 January 50,450 50,450
Additions 0 0
Disposals 0 0
At 31 December 50,450 50,450
Depreciation
At 1 January 50,450 50,450
Charge for Year 0 0
Disposals in Year 0 0
At 31 December 50,450 50,450
Net Book Value
At 31 December 0 0

Church - freehold valued for insurance purposes during 2024 at £10,435,202 (2023 £10,092,072)

Manse at 10 Dracaena Gardens - Insurance for the Manse is now paid by URC (Wessex) Trust Limited

The church and the manse are vested in the URC (Wessex) Trust Limited

Contents, Furniture Bookshop stock etc, valued for insurance purposes during 2024 at £215,573 (2023 £215,573)

3 Analysis of Net Assets by Funds

All funds comprise of cash held either in hand or at the bank except for the following:

Fixed Assets
Current Assets - Stock
- Debtors
- Cash in hand/bank
Current Liabilities - Creditors
General Fund
0
0
1,783
10,672
-414
12,041
Bookshop
0
1,185
0
3,036
0
4,221

4 Transfers Between Funds

ransfers Between Funds
2024 2023
Transfer from General Fund to Maintenance Fund 3,720 2,400
Transfer from General Fund to Caturpillars Fund 0 65

Charity Number 1130459

Page 10

Shanklin United Reformed Church Charity Notes to the Financial Statements Year Ended 31 December 2024

5 Breakdown of Donations and Agency Collections

Donations 2024 2023
IW Youth for Christ 1,200 1,200
Romans One Eleven Trust 1,500 1,500
GEAR 100 100
JCWGVA (God Pod) 0 500
Street Pastors 1,000 1,000
Wight Churches 150 150
Evangelical Alliance 100 100
CAP 1,150 750
URC - Myanmar 500 0
Anna Chaplaincy 150 100
Agency Collections
Romans One Eleven Trust
Tear Fund
Caring 4 Gods People
YMCA - Mother & Baby Facility
Christmas Appeals
YMCA - Mother & Baby Facility -2024
Release International - 2023
Operation Mobilisation - 2022
2024
2023
0
292
501
110
0
39
0
967
414
0
130
381
0
95
1,045
1,884

Persecuted Church

Caring 4 Gods People
Offertory Giving
500
500
6,350
5,900
64,221
64,881

Agency Collections - Current Liabilities

(Balance not paid over at Year End)

Release International 381 381
Caring 4 Gods People 39 39
Operation Mobilisation 0 0
Romans One Eleven Trust 0 0

Donations: These are donations made to other Charities or individuals from the Church's general funds.

It is the Church's policy that, funds permitting, these donations should be at least 10% of the Offertory giving to the General Fund (including any Tax Reclaimed).

Agency Collections: These are donations received in response to specific appeals for other Charities, Organisations or Individuals.

These donations are then passed on in full to the appropriate Charity, Organisation or Individual.

Charity Number 1130459

Page 11