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2022-12-31-accounts

St. Luke’s Church, Watford

(Charity Reg. no. 1130376)

Annual Report and Financial Statements 2022

“I have come that they may have life, and have it to the full” John 10:10

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

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Mission Action Plan and 2023 goals
Vision
A beacon of light and love; a lighthouse, with small boats going out to rescue people.
We are to be a place that shines the Father’s light, love and safety into the world. We
are reaching out with the gospel of Jesus Christ in the power of the Holy Spirit to
rescue those drowning in the sea of life.
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Priorities
1. Rediscovering and developing corporate worship and prayer
2. Growing our children, youth and family ministry through faithful Bible teaching
and the outward working of our faith
3. Reaching out in obedience to Scripture, to those on our estate and beyond with
the good news of Jesus Christ fund in God’s living word
Goals for 2023
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prayer and prayer for each other in small groups of 2/3

Hold two music workshops in order to establish and develop musician
teams (rather than just individuals)

Establish regular team meetings and consistently praying before
services to build up and develop the prayer ministry
2.  Create regular sharing and training opportunities for children, youth
and family ministry volunteers to establish, enthuse and equip teams
3.  Reach out to the estate by re-visiting some homes in 2022 prayer-
visiting and by visiting 200 new homes. Increase the number of St
Luke’s members involved to 16+

Appoint a coordinator for prayer-visiting
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Ensure that prayer visiting and any specific prayer requests are
included in the Tuesday 10.00am service prayers.

Hold weekend at home in October 2023 with Greg Downes on sharing
the gospel with our neighbours

Prepare for a Wycliffe mission in March 2024
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St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

VICAR’S INTRODUCTION

2022 was a year when the recovery of Church as we knew it, with the positives gained technologically in lockdown, began in earnest.

Simeon states in St Luke’s gospel 2:30 “For my eyes have seen your salvation.” He was looking at the baby Jesus. God gave him supernatural insight, a glimpse that here was the Messiah.

For the first 8 months of 2022, there were glimpses of recovery; the Wycliffe Mission in March 2022, the staff attending the New Wine Leadership Conference in Harrogate in March 2022, prayer visiting, around 20 of us at New Wine

Peterborough in the summer, Life Groups mainly back in person, schools opening up locally, well attended Easter Services and lettings substantially on the rise beyond 2019 levels. Since then, this has gathered pace!

God has been and continues to be at work, with new people joining us, many returning and an increasing mixture of people from different ethnic cultures and nations. The setting up of the Cassiobury and nearby Community Choir, the Creative Space group and many other contact groups and events has also led to people joining us.

It continues to be a privilege to be at St Luke’s and to work with such a talented, united staff team, but also many other gifted people, freely serving the Lord in this very needy world. My thanks to the staff, Executive team, PCC and so many who serve the Lord at St Luke’s.

The Missionary Advisory Group continued to meet in 2022 with our mission advisor, Rev. Keith Powell (Renewal advisor to the Diocese of Bath and Wells) which has been a continued blessing to those of us who attend, and to the PCC and wider church as we have looked at and developed our Mission Action Plan. This has been a major focus of the PCC, looking at our 3 major objectives in Worship and prayer; Children, Youth and Families; and Outreach. All areas have made major strides in 2022 as you will see.

Looking forward to 2023 and using our MAP to guide us:

1. A focus on Prayer and Worship

Prayer remains vitally important, with the re-introduction of half days of prayer, and the continued emphasis on a culture and rhythm of prayer, and the renewing of our prayer ministry team. Worship had a major change in October 2022 with the beginning of the Encounter service, a 5:30pm informal service aimed at those who like a “New Wine” style of worship and also at families with older children and teenagers who find Sunday mornings difficult due to Sport or other commitments. This started well but will need to develop and grow in 2023.

2. Children, Youth and Families

The families slowly returned in 2022 and with new ones joining us, this has been a very positive development. In 2023, the seven weeks in January and February of the Joseph story, with drama and singing in our morning service will lead to growth (we trust) among our families. The schools continue to open up, having us in for assemblies and then visiting St Luke’s will give us new contact opportunities. The arrival of an ordinand in training, with a heart for families, will lead to further developments in this area.

3. Outreach

This will start with training in mission in a multicultural world, using the EnVision course in Lent and with Rev Greg Downes, an evangelist, coming in October to encourage us in personal evangelism and with other events in the planning including a Wycliffe Mission in March 2024, this should develop well in 2023. Hopefully the summer will see more prayer visiting and many events engaging with different sections of our community.

The continued prayerful implementation of our Mission Action Plan, all undergirded and driven by God’s word, the Bible, will continue I believe to see a sustained and growing recovery in 2023.

We trust and pray St Luke’s will not only return to 2019 pre-Pandemic life but with God’s help and blessing go way beyond it.

May the Lord continue to guide and bless us in 2023.

Yours in Christ,

Michael, Vicar.

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St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

CONTENTS


ANNUAL REPORT AND FINANCIAL STATEMENTS
PCC report
Financial statements
Statement of financial activities

Balance sheet

Notes to the financial statements

Statement of PCC responsibilities

Independent examiner’s report

Administrative information
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St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PCC REPORT

AIM AND PURPOSES

The Parochial Church Council (“PCC”) has the responsibility of cooperating with the vicar, the Reverend Michael Norman, to promote the whole mission of the Church - pastoral, evangelistic, social and ecumenical - within the parish of St Luke’s Watford.

The PCC is specifically responsible for the maintenance of the church complex of St Luke’s, Langley Way, Watford and for the house at 23 Orchard Close, Watford.

OBJECTIVES

The PCC is committed to encouraging as many people as possible to worship Jesus Christ and to be part of our parish community. Our activities take into account the Charity Commission’s guidance on public benefit including guidance on charities for the advancement of religion. We want to help ordinary people to live out their faith in Jesus every day, encouraging and supporting one another, being led by the Holy Spirit and being fed by God’s written word.

At the end of 2021, the PCC adopted a new Mission Action Plan (MAP). Our vision is of Christ’s church, and St Luke’s in particular, being a beacon of light shining God’s light and love into the world. From that place, we are sailing in lots of small boats to reach out, with the gospel of Jesus Christ and in the power of his Holy Spirit, to those who are drowning in the sea of life.

The MAP included three priority areas and some specific goals for 2022.

2022 goals

Priority area

Progress has been made in all areas despite Covid continuing to impact much of the first six months. At times, things have felt hard. But it was then, when the church was most impacted by Covid, that we received the real blessing of a team from Wycliffe Hall joining us in a week of fellowship and mission – probably for many, the highlight of the year.

In the section that follows, we provide updates of all our activities, grouped into our priority areas.

OVERVIEW OF ACTIVITIES AND ACHIEVEMENTS

Rediscovering and developing corporate worship and prayer

Being able to meet together regularly again has been a real joy. We flourish as we worship God, pray and read the Bible together and by encouraging one another. Prayer Ministry is becoming an important part of our corporate worship. During the year the prayer ministry team has been re-established and training provided. Prayer Ministry is again offered at all our Sunday services.

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St Luke’s, Watford Charity Reg No. 1130376

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A team of people regularly spend time praying and listening to God before our services . When they receive something specific, which God tells them is to be shared with the church, it is read out in the service to encourage individuals to receive prayer ministry.

Everything we do needs to be built on a foundation of prayer , and there are a number of small groups who meet to pray hard every week for our church, for those we serve and for all God’s world. Intercessory prayer – sometimes altogether, at other times within small groups – has become a particular focus of the Tuesday 10.00am service.

Worship is a response to the light of God in our lives. When we encounter Him, the natural response is worship; but we need to keep focussed on Him. We are blessed with a wonderful variety of music and other material to worship our God. We hope this will draw together the individual heart cries of each person present. This year we have sought to remove some of the things which might distract us from God by improving the AV words, balancing the volume so that music enhances rather than overwhelms the words and by choosing words which are meaningful and Christ-centred.

In September our more traditional Sunday 6.30pm service was replaced with a less formal service held at 5.30pm, called Encounter . These services focus on sung worship, shared testimony, a talk and individual prayer ministry. Separate teaching is provided for young people – which in 2023 includes a youth Alpha course. After-service fellowship (accompanied by pizza!) is an important part of the service. Right from the start we have had about 40 people attending Encounter – significantly more than recent attendance at the previous service. There are of course still changes to make, but it has been an encouraging start and we look forward to Encounter becoming a service that people feel comfortable to invite friends to.

It is good to see some new people to the church joining Life Groups . The number of groups remains static at the moment with two women’s group, one for men and several mixed. We have groups meeting morning, afternoon and evening. One meets on Zoom. Groups have studied a mixture of courses depending on their specific need, sometimes following sermon series. We have had two get-togethers for life group leaders in the year to ask for feedback and to encourage and thank them. There was a Life Group promotion Sunday in September to highlight this important area of church life – but individual invitation is consistently the most effective way to grow.

After two years on-line, New Wine was at last able to meet for United, their summer event in 2022. So a group of 18 people from St Luke’s went to Peterborough in the summer for 6 days. In some ways, nothing was quite like it was before Covid – but together it was one of the best events we can remember. There were many highlights including the morning Bible Readings led by Jon Tyson on honour, ambition, joy and love (“God comes to where He is wanted”). But just as important as the teaching is the opportunity to be together, to eat together and to grow closer in the Lord.

Focus on children, young people and families

Sunday morning sessions have continued throughout the year and the enthusiasm is a joy. It has been good to see some new children joining the church – but not all families are able to attend consistently week-by-week. So we have to write session material which can be flexed, say, from two to ten attendees (which does limit the scope for games!). But there have been many encouragements.

When Encounter launched there was concern that the new group for young people would reduce attendance in the morning. That has happened a bit for Altitude (secondary school age) but it hasn’t really affected the younger groups. Meanwhile, youth attendance at the Encounter group has been really good and consistent – and it is a joy to see them helping in welcoming and serving pizza. We will start youth Alpha for them in 2023.

Engaging young people during church services remains quite difficult, although the Joseph series at the start of 2023 has made a great impression on our junior school age children.

We still run three midweek youth groups. Numbers at K2 and Base are encouraging – and their enthusiasm can be awesome. Rise is a very small group, increasingly busy with demanding schoolwork. In the autumn Urban Saints also

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St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

moved to a midweek slot. The new group is happy, growing and thrives in having young teenage leaders to help. It is not our usual policy in this report to thank individuals by name – but after more years than they would wish us to count, Bill and Susan Miller have stepped down as leaders of Urban Saints. We are immensely grateful for everything they have done and for the many ways God has used them in this role.

The Thursday morning toddler group is growing very fast. There are new helpers and we have started a Bible Story corner with an activity each week. In Autumn, Breakfast Club started. This is for young families and meets fortnightly on Saturdays. The format is similar to ‘Heroes’. A small loyal base is becoming established and growing, although it would be good to have one or two more church families attending regularly.

During the first week in August the church and hall were transformed into the Body Builders Holiday Club . Over 70 children aged 5-11 attended over the 4 days; probably more than half of whom were not from the church. We played games; we did craft; we learned about how Jesus makes us into the people He wants us to be; and we did our best to avoid the custard pies. Lunches were provided and were a big hit!

Other outreach events have included a Light party in the church where many who came to look were from community groups they were attending in the building. Our Christingle and Nativity services were both wellattended

The uniformed organisations continue to progress well, with Scouts in particular thriving. It has been encouraging to see them taking a more active part in the church parade services – although live-streaming and Sunday sport do reduce the number able to attend. The Remembrance Day service this year was particularly memorable.

Links with schools seem to be growing. We have worked with Cassiobury Junior and Infant schools, Nascot Wood Infants, Lanchester and Merchant Taylors’ prep school during the year. Sometimes Lydia or Michael take lessons or assemblies; on other occasions the children will visit St Luke’s. We have very positive links with pre-school here, of course, and also welcomed Queen’s school to St Luke’s in December for their carol service.

Reaching out to our parish, to one another, to our world

Wycliffe Mission

For many, the real highlight of 2022 has been the visit in March by a group of ordinands and other students from Wycliffe Hall, Oxford. They were looking to experience a real parish for 9 days; we were looking for their help in reaching out to our local community. They would be sharing with church groups and others who use our building; joining us in prayer-visiting homes in the parish; and devising and hosting some specific events. The strapline for the mission was ‘Live Life’.

In a sense nothing went right: most of our staff team and several of the Wycliffe team had COVID and were isolating; those who were well didn’t know the plans; and more people were catching COVID as events progressed.

But perhaps that’s when we find out how God knows much better! Unexpected people were stepping up to take responsibility. New plans were falling into place when no one knew quite what was meant to happen. Wycliffe team members were coping with talks being changed at short notice and with being moved from host to host when needed. The catering volunteers were meeting and working out together how things could work better.

The mission was exhausting – after 5 days people said they felt they were living at St Luke’s. But this group of young people who loved God, loved His word, and were so enthusiastic about sharing Jesus for the whole of their lives were bringing refreshment and encouragement. Canon Bruce Gillingham, their tutor, gave wise advice and great energy without ever taking over (unless we asked). Exhausted? Maybe – but inspired too!

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Everyone involved had their own highlight from the mission:

Our abiding memory is of the encouragement of meeting new people who love the Lord Jesus. So thank you Fiona, Henry, Wayne, Tom, Stephen, James, Simon, Lena and Bruce.

Other reaching out initiatives

We intended Live Life to kick-start a habit of prayer-visiting homes across the parish. Two more sessions have been organised since: the roads on the far side of the dumps; and Parkside Drive. Without the organisational support of Wycliffe, we have been learning the value of planning well in advance; carrying the right leaflets; meeting to pray and encourage one another both before and after; and keeping proper records. Despite our inexperience, God is blessing these times. Individuals we’ve met have started coming to Toddlers and other groups; we were able to help someone in trouble, specifically because we had met someone connected on a prayer-visit; we often feel welcomed and are seeing God’s goodness. Prayer-visiting can’t just be a one-off exercise. In 2023 we will start going back to some homes we’ve visited before, as we continue seeking to offer genuine and consistent friendship to those we serve.

The role of the welcome team, stewards and coffee team in church is really important in helping new people to feel welcomed and to want to join with us as disciples of Jesus Christ. Once or twice a year we hold welcome lunches for people who have joined recently to help them find the right life-group and activities which will help their faith flourish.

An important part of St Luke’s evangelistic ministry is the Alpha course that we hold each autumn. There was a really international flavour to the group joining this year. Ten guests completed the course, which takes place on Wednesday evenings, along with a ‘Holy Spirit Awayday’ held on a Saturday at Restore Hope Latimer. This day proved a significant occasion for several guests.

The location and facilities of our buildings mean lots of people use them who may be only loosely connected with the church. We run regular and one-off ‘cross-over’ events to welcome visitors and friends:

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St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

Reaching out also includes supporting and praying with those in our fellowship who are ill, sad or in need of special support. The pastoral care team coordinate visiting and distribute small gifts to remind individuals that they are remembered and cared about.

Like many churches, St Luke’s was open for silent prayer during the period of mourning for our late queen. This was greatly appreciated by those who took advantage of that opportunity. A book of condolence was available for signing.

We continue to pray for the families of several we know who have died during the year – some were people of deep faith who have been used by God to bring blessing and encouragement.

We also give thanks for the church family celebrations in 2022 – for marriages, baptisms and confirmations.

Reaching out - Partners in Mission

It is our privilege to be part of extending God’s kingdom beyond our own parish as we partner with individuals and organisations serving elsewhere. We support eleven individuals with whom we have a direct relationship – in most cases providing financial support and always in prayer and with our love.

In addition we have links with a number of partnership organisations working locally, across the UK and overseas.

During the year we have been blessed by link partners from Nepal, UK and India and other visitors from Hong Kong and Taiwan at our Sunday services. They have shared their experiences; their prayer needs; and their encouragements with us.

Our major fund-raising projects for 2022 have been for Christian Aid’s East Africa appeal and for the Diocese’s appeal for Ukraine. (Please note that much of this money raised has been sent directly and so doesn’t appear as part of the St Luke’s financial statements). We have also raised funds for the Bishops’s harvest appeal; our own ‘Santa’s hampers’ which provided Christmas hampers for the refugee project; and have supported the TEAR Fund Big Quiz.

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St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

Facilities

We are blessed at St Luke’s to have such excellent buildings which provide a focus for the community, as well as our own ministry. Since COVID there has been a significant increase in the use of the building – which is reflected in the room hire income for 2022; considerably higher than it ever was before COVID.

Throughout COVID the normal repairs and maintenance of plumbing, heating, lighting, gutters, lift, windows, etc have continued as normal, coordinated by the church administrator and using preferred contractors and a few active Building Group members to complete the work. In addition, this year there have been a few projects including upgrading the rest of the interior lighting to LED; repairing a significant leak in the flat roof; and installing blinds and light fittings in the hall to allow more effective use of projectors. We have taken advice to help us better control our heating system and are already seeing reductions in gas usage as a result.

The AV team have again done good work in maintaining AV for both in-church and on-line worshippers. A new PC has been acquired to allow a significant upgrade to our AV process including a new version of EasyWorship and a new fixed camera has been installed in church.

2022 was also the year for a Quinquennial Inspection which took place in the summer. As ours is still a relatively new building, there were no surprises – but it was encouraging to note that many recommendations were already on the planning spreadsheet.

RISK MANAGEMENT

The PCC considers that the principal risks faced by St Luke’s have been:

Safeguarding

The PCC is committed to doing all we can to ensure that any child or any adult at risk of harm who comes to St Luke's is kept safe and protected.

The care and protection of children, young people and adults involved in church activities is the responsibility of everyone who participates in the life of the church. The Parish Safeguarding Officer and Lead Recruiter ensure that effective and correct documentation and procedures are in place and followed. They also arrange and monitor DBS and training for individuals with any sort of involvement and ensure that accurate records are maintained. The PCC reviews all safeguarding documentation annually and regularly receives reports on safeguarding activity.

A more detailed annual Safeguarding Report will be presented at the forthcoming Annual Meeting, a copy of which can be obtained from the correspondence address.

The PCC considers it has complied with the duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have regard to the House of Bishop’s guidance on safeguarding children and vulnerable adults).

- Health, safety and well being

This is a wide brief, which covers a range of risks. The Health and Safety Officer and the Church Administrator ensure that policy and procedures are in place and that people are aware of them. Health and safety inspections are carried out at least annually, enabling areas of concern to be addressed and policy to be updated where necessary. Risk assessments are in place for all key areas/activities and during the year these have all been checked for accuracy. We are starting a more thorough review of some of them to ensure that they better reflect the way that we do things today.

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Financial

The church treasurer has established a robust system of financial controls, based on budgets, proper authorisation of all payments and segregation of duties. The PCC sets the annual budget and scrutinises monthly management accounts, which analyse variances to budget and prior year. At every PCC meeting the treasurer delivers a report.

GDPR

The Church Administrator (with specialist advice) monitors and advises on how personal data is used in church and whether it is in line with our data policy and current legislation. Care is taken to ensure individuals do not appear on live stream broadcasts without their permission. The COVID requirement to collect contact information from visitors to the building was maintained. Personal consent forms have also been updated to allow individuals to give consent for appearance on social media and streaming. During the year we implemented ChurchSuite software, with care taken to ensure that confidential data is properly identified and kept secure. Training sessions are provided for church members from time to time.

There has been no recorded report of data breaches or data losses at St Luke’s.

COVID

As COVID regulations and guidelines about using our building have changed, it has been essential that we operate in a safe and legal way. Detailed risk assessments were prepared and updated; special procedures were drawn up; and staff and volunteers trained to ensure the procedures worked. Hand sanitisers, sprays, sign-in sheets, QR codes, etc were all provided, and there are clear instructions about how rooms should be used and any limits to numbers. While applicable, the seating in church was moved to facilitate social-distancing and to provide those who wished to wear masks and socially distance to sit together.

The Churchwardens took direct responsibility for operating the building safely, with the Church Administrator and the rest of the staff team managing much of the extra day-to-day workload.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The PCC is a corporate body established by the Church of England. It operates under the Parochial Church Council Powers Measure. The PCC is a Registered Charity (No 1130376).

The method of appointment of PCC members is set out in the Church Representation Rules. At St Luke’s the membership of the PCC consists of the incumbent (our vicar), churchwardens, one of the readers and members elected by those members of the congregation who are on the electoral role of the church. All those who attend our services are encouraged to register on the electoral roll and stand for election to the PCC. Two of the elected places are reserved initially for youth aged 16-18, if they wish to stand.

The PCC is responsible for making decisions on all matters of general concern and importance to the parish including deciding on how the funds of the PCC are to be spent.

The full PCC met 6 times during the year with an average attendance of 68%. Given the breadth of its responsibilities, the PCC has sub-committees and working parties dealing with specific aspects of parish life:

Sub-committees

Working parties

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The PCC appoints individuals to be Prayer Coordinator, Health & Safety Officer, Parish Safeguarding Officer, Lead Recruiter/DBS Administrator and GDPR Officer.

All these committees and officers are responsible to the PCC and report back to it regularly. Minutes of relevant meetings are received by the full PCC and discussed as necessary.

There are two other working groups at St Luke’s which report directly to the vicar:

FINANCIAL REVIEW AND RESERVES POLICY

Our 2022 financial statements show an overall surplus of £116.7k for the year (£8.5k deficit in 2021). This surplus was made up of £100k revaluation surplus on 23 Orchard Close (2021: £0k), a £4.3k surplus on restricted funds (2021: £1.5k deficit) and an operating surplus of £12.4k (2021: £7.0k deficit).

This was significantly better than our budget (£12k deficit) reflecting a significant increase in room hire income. Overall giving was down from £263k in 2021 to £237k. This reflects there being no Partnership appeal in 2021 and a number of other appeals to which church members will have given directly rather than via St Luke’s. General fund giving was 2% up year-on-year.

Operating costs have increased by 9%. This includes the early impact of utility costs and increased premises costs following Covid and to support much higher usage of the building.

Because of a late surge in income, we were unable to give the whole 10% of unspecified income during the year. The PCC have designated £990 of the reserves (PIM fund) which will be given away in 2023 in addition to the budget amount based on our anticipated 2023 income.

Utility costs are increasing dramatically – and despite the excellent financial performance of 2022 we anticipate a significant deficit for 2023. An energy review committee has been set up by the PCC to review possible options to save on running costs.

General reserve

This fund handles all the church’s regular income and operating costs. Giving was £5k up year-on-year at £226k. Room hire was £37k up at £64k and other income was £5k up. Total income was £317k. £30.5k was given away and operating expenses (mostly staff and premises) cost £270k. A loss of £3.5k on the market value of investments reduced the overall surplus to £12k.

71% of general reserve income comes from member giving. This has held up in 2022, but required a couple of generous one-off gifts to do so.

Costs are increasing. We were able to give a (less than inflation) pay rise to staff in April, and as the building is being used extensively again, we have needed more maintenance work and seen higher prices. Premises costs (excluding utilities) have increased from £29k in 2021 to £35k in 2022. Grants and government subsidies have offset much of the 2022 utility cost increases – but they are coming to an end and the picture for 2023 looks bleak

The parish quota was paid in full.

Designated Fund

Each year the PCC reviews the value of its unrestricted reserves. It has agreed to hold an operating general reserve of £40k. This represents the amount the PCC thinks is necessary to operate in the normal course of events – allowing for the fact that income can come in sporadically, whereas staff costs, quota and utilities have to be paid every month. Funds which are tied up in fixed assets are held in the Capital Reserve. PCC then decide when and how they anticipate that any additional unrestricted funds will be used and move them to the Designated Fund. At year-end PCC had designated £125k as follows:

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Earmarked Fund

This fund is used to hold and distribute amounts given for specific purposes. £11.2k was received and £8k paid out during the year. The increase related to Hampers where the money received was £2k more than the cost and to some earmarked giving at the end of the year, which wasn’t paid on until January 2023. £1.2k was returned from a £9k grant made in 2021 – this reflected the actual costs which have been incurred on the project.

For two of the major appeals in 2022 (Christian Aid’s East Africa Appeal and the Ukraine appeal), it should be noted that many members of the congregation will have given directly to the cause, rather than via St Luke’s.

Partnership Fund

There were no appeals during 2022 and the balance on the fund has remained at £2,504. A Partnership appeal is being planned for 2023.

Balance Sheet

Total net assets have increased from £761k to £877k.

The PCC has re-valued the property at 23 Orchard Close from £600k to £700k in the light of current market conditions. The PCC has also taken account of a decrease of £3.5k in the value of the investment in the Church of England Fixed Interest Fund. Cash and short term deposit balances have increased from £122k to £141k.

VOLUNTEERS AND STAFF

The PCC is hugely appreciative of the many, many individuals who work so hard to make our church the lively and vibrant community that it is.

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Whenever we prepare a list such as this, we are astonished at just how much is being done, and by so many. We thank each one of you – and give thanks to God for you.

Approved by the PCC on 28 March 2023 and signed, on its behalf by Michael Norman (Chair of PCC)

…………………………………………………….

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PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD STATEMENT OF FINANCIAL ACTIVITIES

for the year ended 31 December 2022

Notes
Income from:
Donations and legacies
3(a)
Charitable activities
3(b)
Other trading activities
3(c)
Investments
3(d)
Other income
3(e)
Total income
Expenditure on:
Charitable activities
Grants
4(a)
Other charitable activities
4(b)
Total expenditure
Net income before gains/(losses) on
investments
Net (losses) on investments
Revaluation of 23 Orchard Close
Net income/(expenditure)
Net movement in funds
Total funds brought forward
Total funds carried forward		 Unrestricted
funds
Restricted
funds
Total funds
2022
2021
£
£
£
£
225,787
11,189
236,976
263,283
73,132
0
73,132
33,405
15,920
0
15,920
15,600
2,207
0
2,207
736
300
0
300*
300
317,346
11,189
328,535
313,324
30,700
5,141
35,841
70,141
270,799
1,755
272,554
249,911
301,499
6,896
308,395
320,052
15,487
4,293
20,140
(6,728)
(3,483)
0
(3,483)
(1,805)
100,000
0
100,000
0
112,364
4,293
116,657
(8,533)
112,364
4,293
116,657
(8,533)
752,811
7,852
760,663
769,196
865,175
12,145
877,320
760,663

*Comparative figures for Funds for 2021 are set out in Note 2

Page 15 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD

BALANCE SHEET

at 31 December 2022

Notes
Fixed assets
Tangible
6(a)
Investments
6(b)
Current assets
Debtors
8
Short term deposits
Cash at bank and in hand
Current liabilities
(Amounts falling due within one year)
9
Net current assets
Net assets
Funds
Unrestricted
11
Restricted
12		 2022
2021
£
£
700,000
600,000
21,887
25,370
721,887
625,370
11,074
10,386
142,224
122,361
10,324
7,795
163,642
140,542
(8,209)
(5,249)
155,433
135,293
877,320
760,663
865,175
752,811
12,145
7,852
877,320
760,663

Approved by the Parochial Church Council on 28 March 2023, and signed on its behalf by:

------------------------------------------------------------------------------------Michael Norman Martin Kirk Chair, St Luke’s Parochial Church Council Treasurer

The notes on pages 17 to 25 form part of these financial statements

Page 16 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2022

1 ACCOUNTING POLICIES

The financial statements have been prepared in accordance with the Church Accounting Regulations 2006 and the Charities Statement of Recommended Practice (SORP) FRS102. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of land and buildings and investments. The PCC is a Public Benefit Entity as defined by FRS 102.

Critical accounting estimates and judgements

In the application of the PCC’s accounting policies, the members of the PCC are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Going concern

The members of the PCC assess whether the use of going concern is appropriate i.e. whether there are any material uncertainties related to events or conditions that may cast significant doubt on the ability of the PCC to continue as a going concern. The members of the PCC make this assessment in respect of a period of at least one year from the date of authorisation for issue of the financial statements and have concluded that the PCC has adequate resources to continue in operational existence for the foreseeable future. Thus, the PCC continues to adopt the going concern basis of accounting in preparing the accounts.

Funds

Unrestricted funds represent funds of the PCC that are not subject to any restrictions regarding their use and are available for use for the general purposes of the PCC. The General Reserve holds the liquid funds which the PCC believes necessary to run the church in the normal course of events; the Capital Reserve represents those unrestricted funds which are tied up in the form of fixed assets; and the Designated Fund contains unrestricted liquid funds which have been designated for specific purposes by the PCC.

Earmarked Fund handles funds which have been donated for a specific purpose. These funds are restricted.

Partnership Fund (previously Thanksgiving Fund) handles funds donated by way of major appeal, to enable the Church to make specific grants to other churches and Christian organisations. This fund is also restricted.

The accounts include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body nor those that are informal gatherings of Church members.

Income

Voluntary income and activities for generating funds:

Collections are recognised when received by or on behalf of the PCC. Income tax recoverable on gift aid donations is recognised when the donations are recognised. Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement and the amount due.

Funds raised at social and similar events are accounted for gross. Sales of books and magazines are accounted for gross.

Activities related to church work

Rental income from the letting of church premises is recognised when the rental is due.

Investment income

Interest and dividends are accounted for when receivable.

Page 17 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

Expenditure

Grants

Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the PCC. The PCC has decided to make total grants in the year equal to 10% of the non-specific income to the General Fund. Grants are made to support living and other costs of other charities or individuals who have or have had a personal, established connection to St Luke’s church. The grants are made in support of the primary objects of the PCC.

Activities relating to church work

The diocesan parish share is accounted for when payable.

Fixed assets

Consecrated land and buildings and movable church furnishings

Consecrated and beneficed property is excluded from the accounts by s.10 of the Charities Act 2011. All of St Luke’s premises, with the exception of the Large Hall (formerly the church), the Chapel and 23 Orchard Close, are consecrated. No value is placed on movable church furnishings held by the churchwardens on special trust for the PCC and which require a faculty for disposal since the PCC considers this to be inalienable property.

All expenditure incurred during the year on consecrated or beneficed buildings and movable church furnishings, whether maintenance or improvement, is written off as expenditure in the SOFA and separately disclosed.

Other fixtures, fittings, furniture and office equipment

Fixtures and fittings are depreciated on a straight line basis over 5 years and furniture and equipment over 4 years. Individual items costing less than £1,000 are not capitalised but are fully written off in the year of acquisition.

Current assets

Amounts owing to the PCC at 31 December in respect of fees, rents or other income are shown as debtors less provision for amounts that may prove uncollectable .

Cash and cash equivalents include cash in hand, deposits held at call with banks. Short-term deposits include cash held on deposit either with the CBF Church of England Funds or at the bank.

Financial instruments

The PCC has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the PCC's balance sheet when the PCC becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Creditors and provisions

Creditors and provisions are recognised where the PCC has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Page 18 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the PCC’s contractual obligations expire or are discharged or cancelled.

Risk Management

Financial risk is managed through budgets and regular reporting of the management accounts to the PCC.

2
COMPARATIVE NUMBERS FOR 2021
Income from:
Donations and legacies
Charitable activities
Other trading activities
Investments
Other income
Total income
Expenditure on:
Charitable activities
Grants
Other charitable activities
Total expenditure
Net (expenditure) before gains/(loss) on
investments
Net (losses) on investments
Revaluation of 23 Orchard Close
Net income/(expenditure)
Net movement in funds
Total funds brought forward
Total funds carried forward		 Unrestricted
funds
Restricted
Funds
Total funds
£
£
£
220,661
42,622
263,283
33,405
0
33,405
15,600
0
15,600
736
0
736
300
0
300
270,702
42,622
313,324
26,000
44,141
70,141
249,906
5
249,911
275,906
44,146
320,052
(5,204)
(1,524)
(6,728)
(1,805)
0
(1,805)
0
0
0
(7,009)
(1,524)
(8,533)
(7,009)
(1,524)
(8,533)
759,820
9,376
769,196
752,811
7,852
760,663

Page 19 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD

NOTES TO THE FINANCIAL STATEMENTS (continued)

For the year ended 31 December 2022

3
INCOME FROM:
3(a)Donations and legacies
Planned Gift Aided
Unplanned Gift Aided
Income tax recoverable
CAF & Stewardship
Other planned giving
Cash collections & donations
Legacies
Grants
3(b)Charitable activities
Room lettings
Church events
Fees
Other related to church work
Books and photocopies
3(c)
Other trading activities
Rent received from Orchard Close
Fund raising
3(d)
Investments
Interest and dividends
3(e)
Other income
Total income		 Unrestricted
Funds
Restricted
Funds
Total funds
2022
2021
£
£
£
£
127,933
0
127,933
117,487
23,640
6,820
30,460
60,440
41,721
1,705
43,426
44,808
2,688
1,050
3,738
7,548
15,184
0
15,184
20,390
8,342
1,614
9,956
12,610
5,000
0
5,000
0
1,279
0
1,279
0
225,787
11,189
236,976
263,283
64,305
0
64,305
27,217
4,219
0
4,219
3,009
2,594
0
2,594
1,304
1,890
0
1,890
1,270
124
0
124
605
73,132
0
73,132
33,405
15,920
0
15,920
15,600
0
0
0
0
15,920
0
15,920
15,600
2,207
0
2,207
736
2,207
0
2,207
736
300
0
300
300
317,346
11,189
328,535
313,324

Page 20 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD

NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2022

4
EXPENDITURE ON:
4(a)Grants
Overseas work
UK work
Local work
4(b)
Other charitable activities
Parish Share
Utility costs
Other premises running costs
Youth and children
Music director and music costs
Administration
Church events
Printing and stationery
Adult groups and outreach
Catering
Vicar’s expenses
Books & bible notes
Governance costs (note 15)
Total expenditure		 Unrestricted
Funds
Restricted
Funds
Total funds
2022
2021
£
£
£
£
16,335
4,476
20,811
39,624
3,700
905
4,605
4,257
10,665
(239)
10,426
26,260
30,700
5,141
35,841
70,141
112,985
0
112,985
112,922
13,567
0
13,567
9,301
35,493
1,755
37,248
28,906
39,601
0
39,601
37,857
30,228
0
30,228
26,180
29,982
0
29,982
24,831
1,533
0
1,533
2,028
2,111
0
2,111
1,958
2,055
0
2,055
1,784
1,291
0
1,291
1,300
1,203
0
1,203
1,133
0
0
0
985
750
0
750
726
270,799
1,755
272,554
249,911
301,499
6,896
308,395
320,052

A £9,000 local grant was made from restricted funds in 2021, of which £1,171 has been returned during 2022 as the full cost hasn’t been incurred as soon as originally expected.

5
STAFF COSTS
Salaries and allowances
National Insurance
Pensions		 65,511
0
65,511
60,662
0
0
0
0
3,899
0
3,899
3,131
69,410
0
69,410
63,793

During the year the PCC employed an Administrator, a Worship Leader / Administrator, a Youth Director, and a Children & Families leader. None of these earned more than £60,000 pa

No member of the PCC received remuneration or reimbursement of expenses, except as referred to in Notes 14 and 16.

The PCC contributes to a defined contribution pension scheme for the benefit of its employees. Contributions payable are charged to the statement of financial activities in the year that they are payable. The amounts paid during the year are as shown above.

Page 21 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD

NOTES TO THE FINANCIAL STATEMENTS (continued)

For the year ended 31 December 2022

6
FIXED ASSETS FOR USE BY THE PCC
6(a)
Tangible
Cost or valuation
At 1 January
Additions
Disposals
Revaluation adjustment
At 31 December
Depreciation
At 1 January
Charge for the year
Disposals
At 31 December
Net book value
At 1 January
At 31 December		 2022
2021
£
£
£
£
Land &
Building
Furniture
Fittings &
Equipment
Total
Total
600,000
28,966
628,966
628,966
0
0
0
0
0
(4,020)
(4,020)
0
100,000
0
100,000
0
700,000
24,946
724,946
628,966
0
28,966
28,966
28,966
0
0
0
0
0
(4,020)
(4,020)
0
0
24,946
24,946
28,966
600,000
0
600,000
600,000
700,000
0
700,000
600,000

In accordance with the appropriate accounting policy (based on the Charities Act 2011 and the Charities SORP (FRS102)), the cost of the new church and associated buildings has been excluded, as the whole complex comprises Consecrated Land & Buildings.

The PCC regards all the moveable church furniture and fittings (primarily the seating, audio-visual equipment and the organ) as inalienable property which would require a faculty for disposal.

The value of 23 Orchard Close is based on the PCC's reasonable best estimate having regard to local market conditions as at 31 December 2022.

6(b)
Investments
Market value at 1 January
Additions at cost
Revaluation
Market value at 31 December		 £
£
25,370
27,175
0
0
(3,483)
(1,805)
21,887
25,370

During the year an investment has been held for the Unrestricted Funds in the CBF Church of England Fixed Interest Fund. The holding throughout the year has been 16,021.53 shares and the value per share at 31 December 2022 was 136.61p (158.35p at 31 December 2021).

Page 22 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2022

7
FINANCIAL INSTRUMENTS
Carrying amount of financial assets
Debt instruments measured at
amortised cost
Carrying amount of financial
liabilities
Measured at amortised cost
8
DEBTORS
Income tax recoverable
Accrued income
Prepayments & deposits
9
AMOUNTS FALLING DUE WITHIN ONE YEAR
Creditors for goods and services
Accrued expenses
Room hire deposits held
Other creditors		 2022
2021
£
£
8,245
6,919
794
2,096
£
£
6,945
4,461
1,300
2,458
2,829
3,467
11,074
10,386
£
£
794
2,096
6,247
3,153
672
0
495
0
8,209
5,249

10 ANALYSIS OF NET ASSETS BETWEEN FUNDS

Fixed assets
Current assets
Current liabilities
Fund balance		 Unrestricted
Restricted
Total funds
2022
2021
£
£
£
£
721,887
0
721,887
625,370
151,497
12,145
163,642
140,542
(8,209)
0
(8,209)
(5,249)
865,175
12,145
877,320
760,663

Page 23 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD NOTES TO THE FINANCIAL STATEMENTS (continued)

For the year ended 31 December 2022

11
UNRESTRICTED FUND DETAIL
General reserve
Capital reserve
Designated fund		 2022
£
2021
£
40,185
48,621
700,000
600,000
124,990
104,190
865,175
752,811

Designated fund represents unrestricted funds in excess of that required to operate in the normal course of events, and which is not tied up in fixed assets. The PCC need to disclose how it anticipates such funds will be used.

The current balance of £124,990 comprises:

The prior year balance of £104,190 comprises:

12 RESTRICTED FUND DETAIL

RESTRICTED FUND DETAIL
Earmarked Fund
Partnership Fund		 2022
2021
£
£
9,641
5,348
2,504
2,504
12,145
7,852

13 STATEMENT OF FUNDS

Fund name
General reserve
Capital reserve
Designated fund
Earmarked
Partnership
TOTAL FUNDS		 Balance b/f
Income
Expense
Gain/loss
/transfer
Balance c/f
£
£
£
£
£
48,621
317,346
(301,499)
(24,283)
40,185
600,000
0
0
100,000
700,000
104,190
0
0
20,800
124,990
5,348
11,189
(6,896)
0
9,641
2,504
0
0
0
2,504
760,663
328,535
(308,395)
96,517
877,320

Page 24 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

PAROCHIAL CHURCH COUNCIL OF ST LUKE’S, WATFORD NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2022

13
STATEMENT OF FUNDS (continued)
Fund name
Balance b/f
Income
Expense
£
£
£
COMPARATIVE NUMBERS FOR 2021
General reserve
50,260
270,672
(275,906)
Capital reserve
600,000
0
0
Designated fund
109,560
30
0
Earmarked
9,372
25,136
(29,160)
Partnership
4
17,486
(14,986)
TOTAL FUNDS
769,196
313,324
(320,052)
14
TRUSTEES’ REMUNERATION, BENEFITS AND EXPENSES
Expenses paid to Trustees (Vicar’s working expenses)
No of Trustees receiving expenses
15
GOVERNANCE COSTS
Fees for Independent Examiner
16
RELATED PARTY TRANSACTIONS
Income
Rent received from trustee in respect 23 Orchard Close
PCC consider the rent to be at an appropriate level
Expenses
Fees paid to Music Director who is married to a trustee		 13
STATEMENT OF FUNDS (continued)
Fund name
Balance b/f
Income
Expense
£
£
£
COMPARATIVE NUMBERS FOR 2021
General reserve
50,260
270,672
(275,906)
Capital reserve
600,000
0
0
Designated fund
109,560
30
0
Earmarked
9,372
25,136
(29,160)
Partnership
4
17,486
(14,986)
TOTAL FUNDS
769,196
313,324
(320,052)
14
TRUSTEES’ REMUNERATION, BENEFITS AND EXPENSES
Expenses paid to Trustees (Vicar’s working expenses)
No of Trustees receiving expenses
15
GOVERNANCE COSTS
Fees for Independent Examiner
16
RELATED PARTY TRANSACTIONS
Income
Rent received from trustee in respect 23 Orchard Close
PCC consider the rent to be at an appropriate level
Expenses
Fees paid to Music Director who is married to a trustee		 Gain/loss
/transfer
Balance c/f
£
£
3,595
48,621
0
600,000
(5,400)
104,190
0
5,348
0
2,504
769,196
313,324
(320,052)		 (1,805)
760,663
2022
2021
£
£
1,203
1,133
1
1
750
726
15,920
15,600
20,667
20,314

Grants

As in many churches, some members of St Luke’s or their family are involved with other Christian charities and organisations. We encourage such people to serve on PCC and its sub-committees because they help keep our prayer and discussion well-informed and relevant - in particular with regards spending priorities and the financial grants or gifts we may wish to make.

No individual can make spending or giving decisions alone - and where an individual is part of a group which makes such decisions, they are not allowed to vote on any proposal involving a party to which they have a close connection. During the year, St Luke's made donations to the following organisations in which a PCC or PIM sub-committee member has a close connection.

Rafiki Thabo Foundation 1,750 16,231
Watford New Hope Trust 2,000 1,240
Friends International 2,125 2,125

Page 25 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

STATEMENT OF PCC RESPONSIBILITIES IN RESPECT OF THE ANNUAL REPORT AND FINANCIAL STATEMENTS

The Charities Act 2011 requires the PCC to prepare financial statements for each financial year, which give a true and fair view of the PPC’s financial activities during the year, and its financial position at the end of the year. In preparing financial statements, the PCC seeks to:

PCC members have overall responsibility for ensuring the PCC has appropriate systems of controls, financial and otherwise. They are also responsible for keeping proper records which disclose and explain with reasonable accuracy at any time the financial position of the PCC and enable them to ensure that the financial statements comply with the 2011 Act. They are also responsible for safeguarding the assets of the PCC and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities and to ensure that:

As far as the PCC is aware, there are no relevant examination information (information needed by the PCC’s independent examiner (“Examiner”) in connection with preparing this report) of which the Examiner is unaware. Each member of the PCC has taken all the steps that they ought to have taken as members of the PCC in order to make themselves of any relevant examination information and to establish that the Examiner is aware of that information.

Page 26 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF ST LUKE’S PAROCHIAL

CHURCH COUNCIL

I report to the trustees on my examination of the accounts of Parochial Church Council (“PCC”) for the year ended 31 December 2022.

Responsibilities and basis of report

As members of the PCC you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the PCC’s accounts carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the PCC has prepared accounts in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn.

I understand that this has been done in order for accounts to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

Since the PCC’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of The Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Gary Howard FCA Howard Wilson Chartered Accountants 36 Crown Rise

Watford Hertfordshire WD25 0NE Date: 29 March 2023

Page 27 of 28

St Luke’s, Watford Charity Reg No. 1130376

2022 Annual report and financial statements FINAL

ADMINISTRATIVE INFORMATION

St Luke’s church is situated in Langley Way, Watford. It is part of the Diocese of St Albans within the Church of England. The correspondence address is Church Office, St Luke’s Church, Langley Way, Watford, WD17 3EG.

PCC members who have served at any time from 1 January 2022 until the date of this report are listed below. Where a member has served only part of that period, the relevant month of appointment or resignation is shown.

Appointed
Ex-officio
Revd Michael Norman
Vicar
Dave Clarke
Reader
Susan Miller
Churchwarden
John Williamson
Churchwarden
Elected
Helen Booth
Mary Bowen
Deanery Synod
Mave Clarke
Adrienne Cooke
Maria Cowle
Cynthy Davies
Deanery Synod
Helen Donnelly
Nikki Elsmore-Cary
May 2022
Paul Evans
Jeff Gibbs
Ben Greenstreet
Mo Fasanya
May 2022
James Harvey
Martin Kirk
Nov 2022
Katie Llewellyn
Ann MacLeod
Sunny Mathai
May 2022
Erin Page
May 2022
Pam Reynolds
May 2022
John Sills
Wendy Somerville
Deanery Synod
Dean Tearle
Emily Waddington
May 2022
Richard Waddington
Incumbent:
Revd Michael Norman
Independent Examiner:
Gary Howard FCA
Howard Wilson Chartered Accountants
36 Crown Rise
Watford
WD25 0NE
Bank:
Barclays Bank plc
High Street
Watford		 Resigned
May 2022
Nov 2022
May 2022
May 2022

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