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2023-12-31-accounts

The Parochial Church Council of the Ecclesiastical Parish of St Mary Kippington

Sevenoaks

Registered Charity No. 1130183

Annual Report and Accounts for the year ended 31st December 2023

Team Rector: Mark Bridgen The Vicarage Kippington Road Sevenoaks Kent

Bankers: NatWest Bank plc Santander plc High Street Bootle Sevenoaks Liverpool

Independent Examiner: Philip K Wood MA (Oxon) FCA, MCT

www.stmaryssevenoaks.org

Version 1.0 18 March 2024

Page 1 of 20

PCC Trustees’ Annual Report

St Mary Kippington is part of the benefice of the West Sevenoaks Team Ministry, together with St Mary The Virgin, Riverhead with Dunton Green and St Luke’s, Sevenoaks.

Aims and Purposes.

The Parochial Church Council (PCC) of St Mary Kippington has the responsibility of cooperating with the incumbent, the Reverend Mark Bridgen, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC is also responsible for the maintenance of the Church complex of the Kippington Centre.

Objectives and Activities.

The PCC is committed to enabling as many people as possible to worship at the church of St Mary Kippington and to become part of that parish community. The PCC maintains an overview of worship and makes suggestions on how services can involve as many people who live within the parish as possible. The services and worship of St Mary Kippington seek to put faith into practice through prayer and scripture, music and sacrament.

In particular, the PCC tries to enable people to live out their faith as part of the parish community through: • Worship and prayer; learning about the Gospel; and developing their knowledge and trust in Jesus. • Provision of pastoral care for people living in the parish. • Missionary and outreach work. To facilitate this work it is important that we maintain the fabric of the Church of St. Mary Kippington and the Kippington Centre.

Achievements and Performance.

1. Worship, Fellowship and Prayer

The PCC is committed to offer a range of services during the week and over the course of the year that the community find both beneficial and spiritually fulfilling. St Mary Kippington upholds the Anglican ethos of worship that offers a broad spectrum of worship, which encompasses the Book of Common Prayer, Common Worship and Fresh Expressions.

The regular pattern of 8am and 10:30am service times on Sundays has been maintained on a consistent basis, along with a mid-week service on a Thursday and occasionally an evening act of worship.

Family Services continue to be run from the Kippington Centre for most of the year, with the occasional service taking place at Church.

Worship has continued to take place commemorating key events in the liturgical calendar, being Harvest, Remembrance, Advent, Christmas, Lent and Holy Week and Easter. During the year numbers attending for these key service times were as follows (previous year in brackets).

Good Friday and Easter Sunday 168 (175); Harvest Sunday 62 (87); Remembrance Sunday 68 (77); Advent Sunday 52 (71); and Christmas Eve and Day 434 (469).

As of the Annual Parochial Church Meeting of 2023, there were 133 parishioners on the Church Electoral Roll, 42.9% of whom are resident in the Parish and 57.1% of whom are non-resident.

During the year the following number of occasional offices were performed: six baptisms, four weddings, four interment of ashes, four funerals at church and four funerals at one of the local crematoria.

Due to the long term effects of the Covid pandemic and many in the congregation only slowly returning back to the rhythms of worship, the Church of England have not yet asked for Average Weekly Attendance figures.

Page 2 of 20

Study courses undertaken were as follows – Advent and Lent Study times; Yorke courses; Pit Stop – philosophical and ethical course.

Team services have taken place celebrating the midweek festivals of the church: Ash Wednesday, Maundy Thursday and Ascension Day.

Our Sunday Club has met weekly and special craft events laid on. The Youth Club has now restarted, taking place bi-monthly, with a new set of leaders.

2. Kippington Centre

Over the year the Centre has returned to full operating capacity, serving both the church and community. While weekends continue to see a marked increase in usage, outside midweek groups have fluctuated. The Centre Manager is Karen Bridgen.

3. Pastoral Care

The Pastoral and Mission Committee have continued to care for those termed vulnerable within the church and assigned individuals from that committee to keep in touch. Monthly services to Kippington Nursing Home take place.

4. Mission and Evangelism

Total giving of £21,060.81 included grants of £13,970 made by the Charities Committee, following PCC approval, to a broad range of local, national and international charities. Solefields School continue to celebrate their Christmas service at the church and the Vicar now preaches occasionally at Evensong at New Beacon School. Harvest social, Christmas Fair, events marking the Coronation and monthly ‘Coffee and Cake’ fellowship events have taken place.

5. Ecumenical Relationships

Churches Together in Sevenoaks and District organise very occasional ecumenical services. The church participated in the annual ‘Ride and Stride’. The PCC were issued with a faculty enabling the Orthodox (Ukrainian) Mass (Holy Communion) to be celebrated at St Mary Kippington every month (Saturday).

6. Volunteers

We would like to thank all the volunteers who work so hard to make our church the lively and vibrant community it is. In particular thanks are expressed to churchwardens Brenda Ross and John Worth for their service to the life of the church.

Financial Review.

1. Overview

Total reserves and net assets have risen by £49,029 compared with 2022. This is largely due to a most generous legacy of £50,000, without which they would have fallen by £971.

The General Fund increased by £234. The main movements are set out below.

Voluntary income from giving (including Gift Aid) increased by £5,884 to £106,160. Of this increase, £4,447 was due to increases in planned giving following the Generous Giving campaign in the summer. Interest income increased by £4,916 to £5,702 largely due to higher interest rates. Investment losses of £1,338 were £2,020 lower than 2022.

Offsetting these improvements were a lower contribution from the Parish Centre (£4,258), the absence of grants which in 2022 amounted to £3,712, higher church running costs (£3,209) reflecting higher utility rates and a higher diocesan offer which increased by £2,046 to £64,124. Although there was a reduction in lettings income following the loss of one of the Centre’s largest hirers, the main driver of the lower Centre contribution was higher utility costs.

Page 3 of 20

Designated funds increased by £46,667. The largest movements were the legacy of £50,000 referred to above and an additional £4,000 set aside for repairs. These were offset by £7,400 of depreciation on the Parish Centre. The PCC are in the process of identifying projects for which this legacy can be put to good use.

Restricted funds increased by £2,128. Main sources of restricted income were the Christmas fair, plant sales and the annual Friends of Kent Churches Bike Ride together with interest income. Restricted funds were used for a new electric organ for the Centre, covered by specific donations, and on the remaining costs associated with the introduction of streaming for services in the Church.

Thanks are once again due to Zoë Anderson, Planned Giving Administrator, who has ably managed the Planned Giving Scheme and who has continued to make monthly claims on HMRC for Gift Aid in a timely manner.

2. Charitable Giving

When planning activities for the year, the PCC have considered the Commission’s guidance on public benefit and, in particular, the supplementary guidance on charities for the advancement of religion.

Charitable Giving is set out in Note 15 to the Accounts. Giving included within our accounts was £18,329 (2022: £16,180). The PCC’s tithing commitment in 2021 was slightly higher at £13,970 (2022: £13,600) due to higher income.

Our accounts do not include agency collections for third parties. If these are added our total giving amounted to £21,061 (2022: £17,641).

3. Reserves Policy

The PCC, advised by the Finance Committee, considers its reserves policy annually. Where a sum has been set aside for a designated purpose, the PCC aims to hold enough in that reserve to meet the specific policy intention; so, for example, a sum set aside for a major repair or renewal should either be sufficient to fund that repair/renewal or should be complemented by a fundraising intention and plan. Informed by recent experience we consider that unrestricted reserves, complemented by any restricted reserves available for that purpose, should be at least sufficient to cover essential running costs for 9-12 months, after assuming that regular sources of income reduce significantly.

4. Prospects for 2024

The 2024 Budget, approved by the PCC in December 2023, shows an overall deficit of £5,785 which includes depreciation of £7,400 (i.e. a surplus of £1,615 excluding depreciation). This, however, does not take account of costs associated with the interregnum, for example:

During an interregnum we are able to retain the element of wedding and funeral fees into a ‘sequestration fund’, which will help to fund the clergy and utility costs. The Centre Manager honorarium, however, is likely to be an ongoing cost.

For 2024 and beyond, the PCC has agreed a new method of determining the amount to be made available for charitable giving each year, replacing the current 10% of budgeted unrestricted income. In future, the Finance Committee will recommend to the PCC in November, based on the latest forecast of unrestricted surplus / deficit for the full year, what percentage of the year’s budgeted unrestricted income should be made available. This could be 10% as in previous years, but could be more or less depending upon the likely full-year outcome. For planning purposes the figure of 10% will continue to be used, and it is this figure which has been used in the 2024 Budget.

Page 4 of 20

Structure, Governance and Management.

The method of appointment of PCC members is set out in the Church Representation Rules.

At St. Mary Kippington the membership of the PCC consists of the incumbent, churchwardens, coopted members being the local lay minister (LLM: Joan Taylor, now deceased), deanery synod representatives and members elected by those from the congregation on the electoral roll of the church. All those who attend our services / members of the congregation are encouraged to register on the Electoral Roll and stand for election to the PCC. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish including deciding on how the funds of the PCC are to be spent. The full PCC met six times during the year with an average level of attendance of 90%.

Given its wide responsibilities the PCC has a number of committees each dealing with a particular aspect of parish life. These committees, which are outlined below, are all responsible to the PCC.

Standing Committee: This is the only committee required by law. It has power to transact the business of the PCC between its meetings, subject to any directions given by the Council. Members of this committee are the Vicar, the Churchwardens, PCC Secretary and PCC Treasurer and one other PCC nominated member.

Fabric Committee: Considers all matters relating to the care and maintenance of church buildings and advises the PCC on necessary repairs, obtaining estimates as appropriate.

Finance Committee: This oversees the general financial dimension of the work of St Mary’s by monitoring income and expenditure, budgeting, reviewing the annual report and financial statements and maintaining appropriate financial controls.

Charities Committee: Promotes the work of charities and mission agencies in the Parish and recommends donations to registered charities, according to the policies set by the PCC. More information on charitable donations is set out within the Accounts and in the Charitable Giving paragraphs, below.

Pastoral and Ministry: This group meets three times a year to help the Church realise its vision as a bridge between God and the community. The Chair is the Vicar. Its minutes are sent to the PCC.

The Benefice of the West Sevenoaks Team Ministry.

The Joint Council of the benefice continues not to meet due to the difficulties and challenges arising from the situation at St Mary the Virgin, Riverhead with Dunton Green. Senior staff are currently exploring a way forward.

Administrative information.

St. Mary Kippington is situated on Kippington Road, Sevenoaks. It is part of the Diocese of Rochester within the Church of England. The correspondence address is The Church Office, Kippington Centre, Kippington Road, Sevenoaks. The PCC is a body corporate (PCC Powers Measure 1956, Church Representation Rules 2006) and a registered charity - 1130183. Its website can be located at: www.stmaryssevenoaks.org

PCC members who have served at any time from 1st January 2023 until the date this report was approved are:

Team Vicar: The Reverend Mark Bridgen, Chair (ex officio) (who is also Team Rector of the benefice of the West Sevenoaks Team Ministry) (September 2020)

Churchwardens: Brenda Ross (September 2020) and John Worth (May 2022), who also function as Vice Chair of the PCC.

(The Churchwardens are elected at the Annual Parochial Church Meeting for three years, though each year they seek the meeting’s approval to continue to serve in office.)

Page 5 of 20

John was elected ChurcJr￿rden in April 2023 replacA"ng David White whose temi had ended. and Bienda was elected to serve a second tem. resentatives on the Deane Stephen Day {April 1996) (Stephen, since this date. has been eleded as one of our Doanery Synod representatives. We have never had more than standin9. hence the k)ngevty of Stephen's 8ervice.) We have on8 Deanery Synod pOSrt￿n vacant. Elected Members three ear lerms .' Janel Eilbeck (September 2020. rtreted Awil 2023) (Janet was seprfing as one of our Deanery Synod representattves and then a8 PCC member). Rosemary Creed {April 2021) Item of office finishes at this yeals APCM> Jennrfer Worth (April 2023) Li8a Stroud (May 2022) ted Members. Such posrtions are apw'nted by the PCC themselv•s •t th• first meeting folbowng the APCM. Chris SAunders, Tre8suref {May 2016) Caroline Howe. Secretary (September 20201 Avril Hunter lJuly 2023) Ex-off￿10 memtrs Rev Anne Boume, VKar ol St Luke'8. Fomier members The temis of offui of Amanda Eyre. Sharon Fish1￿Ck and Avril Hunter (elected PCC memters) and David Vthrte {Chur¢hwardenl end•J in April 2023, though Avril was co￿pted back to PCC in July (see above). The PCC re￿rd their sadness over the death of Jofin Taylor (LLM and ex Off￿10 PCC member). expres￿n9 thanksgiving for her ser4ice to both ¢hurth in her mini8try and on the PCC. In recent years. the issue of Safeguarding has com• to the fore of e￿ry church's mi88ion and ministry Wendy PfTrtthard 13 St Mary Kippinoon's Parish Safeguarding Officer {PSO>; and all PCC members must have a OBS check and to undergo training in Safeguarding ICO and C1. as well as Domests'c Abusè training). Churchwardens must alw complete Leadership Training. There are other Safeguarding tr8ining requirements required for dergy and those in the congregation w0￿1n9 with ¢hitdren and vulnerable adults. Safeguarding is an agenda item at every PCC meeting as part of their responsitmlrties is lo make our church and ts adivrties a safe environment for children and vulnerable adults. The Parochial Church Counal has ¢￿pIled wrth the duty under gectK)n 5 of th8 S8fegu8rding and Clergy Discipline Measure 2016 (duty to have due regard to House of Bishops, guidance on safeguarding thiklren and vulnerable aduts. Rlsk Mana The PCC keeps under revivw the ￿rategIC and operational risks whicti would affect the work of the church and the steps taken to minimise these risks. Mitwations indude our safeguarding procedure8, financial controls and the maintenw(* of healthy reserves. em Appft)ved by the PCC on 18 March 2024 and s¥3n•J on their (PCC thairman) hall by the Reverend Mark 8ridgen Page 6 of 20

PARISH CHURCH OF ST MARY KIPPINGTON, SEVENOAKS

Registered Charity No. 1130183

Accounts for the year ended

31 December 2023

Page 7 of 20

Independent Examiner’s Report to the Trustees

I report to the Trustees on my examination of the accounts of The Parochial Church Council of the Ecclesiastical Parish of St Mary, Kippington, Registered Charity 1130183 (“the Trust”) for the year ended 31 December 2023, set out on pages 9 to 20.

Responsibilities and basis of report

As PCC members, and therefore the Charity's Trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which give me cause to believe that in, any material respect:

• the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:

Philip K Wood, MA(Oxon), FCA, MCT 4 Middlings Wood, Kippington Road Sevenoaks Kent, TN13 2LF

18 March, 2024

Page 8 of 20

PARISH CHURCH OF ST MARY, KIPPINGTON

STATEMENT OF FINANCIAL ACTIVITIES For the year ended 31 December 2023

|Note
INCOMING RESOURCES
Voluntary income
2(a)
Activities for generating funds
2(b)
Income from investments
2(c)
Income from Church activities
2(d)
Other incoming resources
2(e)
TOTAL INCOMING RESOURCES
RESOURCES EXPENDED
Cost of generating voluntary income
3(a)
Church activities
3(b)
TOTAL RESOURCES EXPENDED
NET INCOMING/OUTGOING RESOURCES
TRANSFERS BETWEEN FUNDS
Gross transfers between funds - in
Gross transfers between funds - out
GAINS AND LOSSES ON INVESTMENTS
Unrealised
5
NET MOVEMENT IN FUNDS
BALANCES BROUGHT FORWARD
BALANCES CARRIED FORWARD|Unrestricted
General
Fund
£
106,160.46
-
9,014.37
29,102.71
780.00
145,057.54
-271.68
-125,244.31
-125,515.99
19,541.55
-17,970.00
-1,337.69
233.86
117,270.57
117,504.43|Unrestricted
Designated
Funds
£
50,000.00
-
447.61
-
-
50,447.61
-
-21,750.88
-21,750.88
28,696.73
17,970.00
-
-
46,666.73
508,993.07
555,659.80|Restricted
Funds
£
5,391.14
2,683.01
662.26
-
-
8,736.41
-0.88
-6,607.24
-6,608.12
2,128.29
-
-
-
2,128.29
34,648.14
36,776.43||
Total
|
2023
|
£
|
|
|
161,551.60
|
2,683.01
|
10,124.24
|
29,102.71
|
780.00
|
|
|
204,241.56
|
|
|
|
|
-272.56
|
-153,602.43
|
|
|
-153,874.99
|
|
|
50,366.57
|
-|
-|
-|
17,970.00
|
-17,970.00
|
-|
-|
-1,337.69
|
|
|
49,028.88
|
|
660,911.78
|
|
|
709,940.66
||Unrestricted
General
Fund
£
100,757.63
-
4,001.41
30,552.75
4,473.05
139,784.84
-185.14
-116,745.04
-116,930.18
22,854.66
2,031.25
-17,600.00
-3,357.99
3,927.92
113,342.65
117,270.57|Unrestricted
Designated
Funds
£
-
-
61.23
-
-
61.23
-
-22,054.99
-22,054.99
-21,993.76
17,600.00
-
-
-4,393.76
513,386.83
508,993.07|Restricted
Funds
£
2,343.42
2,864.15
187.35
-
-
5,394.92
-
-6,148.57
-6,148.57
-753.65
2,321.22
-4,352.47
-
-2,784.90
37,433.04
34,648.14|Total
2022
£
103,101.05
|
2,864.15
|
4,249.99
|
30,552.75
|
4,473.05
|
|
|
145,240.99
|
|
|
|
|
-185.14
|
-144,948.60
|
|
|
-145,133.74
|
|
|
107.25
|
- |
- |
- |
21,952.47
|
-21,952.47
|
- |
- |
-3,357.99
|
|
|
-3,250.74
|
|
664,162.52
|
|
|
660,911.78
|| |---|---|---|---|---|---|---|---|---|

Page 9 of 20

PARISH CHURCH OF ST MARY, KIPPINGTON

BALANCE SHEET AS AT 31 DECEMBER 2023

Note
FIXED ASSETS
Tangible fixed assets
4
INVESTMENTS
Securities
5
CURRENT ASSETS
Debtors & Prepayments
6
CBF Church of England Deposit Fund
Balances with Diocesan Repair Funds
9
Cash at Bank and in hand
LIABILITIES: AMOUNTS FALLING DUE
WITHIN ONE YEAR
7
NET CURRENT ASSETS
NET ASSETS
FUNDS
8,9,10
UNRESTRICTED - GENERAL FUND
UNRESTRICTED - DESIGNATED FUNDS
Property Fund (Centre)
Development Fund (Centre)
Diocesan Repair Funds
- Legacy Fund
Flower Fund
RESTRICTED FUNDS
Centre Appeal Fund
Development Fund (Church)
Endowment Fund
Lunch Club Fund
Christmas Tree Fund
Charities Fund
TOTAL FUNDS
2023
£
453,608.08
55,591.51
3,410.43
161,880.48
17,314.46
24,104.02
206,709.39
-5,968.32
200,741.07
709,940.66
117,504.43
453,608.08
34,237.26
17,314.46
50,000.00
500.00
555,659.80
15,093.78
18,688.02
1,513.85
847.72
633.06
-
36,776.43
709,940.66
2022
£
461,008.08
56,929.20
3,177.54
70,639.58
13,247.73
61,381.94
148,446.79
-5,472.29
142,974.50
660,911.78
117,270.57
461,008.08
34,237.26
13,247.73
-
500.00
508,993.07
14,431.52
17,219.02
1,513.85
847.72
633.06
2.97
34,648.14
660,911.78

Page 10 of 20

PARISH CHURCH OF ST MARY, WPINGTON MOVEMENT OF FUND8 IN 2023 In¢tXniNJ Gains •wl 8al•n¢• Unrnstrlctqd- G•n•rnl Fund 117270.57 145,057.54 -125,515.9P -17.#70.￿• -1.337.89 117,504.43 Unrntrf¢t•d. D•wd Fun Propefly Fund Icenirel Oevelokynenl FUTh1 {Centr•) DI￿54Th R¢pMlr Fu Flower Fund Leg¥w Furvj Tfthlng 4e1.LKIJ.08 34.237 28 13.247.73 .7.4(Y).(xJ 4S3.808.08 34,237.26 17,314.46 447.81 4.LVJO.(K) S0.CW.00 so.c￿.00 .13.970.IJ) 13.970.(K 8ulktotats -21.750. 17 970.IXI 555,859.80 R•ttrt¢i•d Fund• Cfrnlfe A[¥￿1 FuTrJ D￿¢10￿￿ont FUDJ (Church) En¢r•Jrngnt FuTrJ Lunch Club Fund ¢hnmos Tm Fund ¢h8th105 FuTra 14.431.$2 17,21.02 1,513.85 847.72 1,309.23 3.037.03 15,093.78 18.e88.02 1.513.85 847.72 633,CKI -1,5eo.03 2.97 4,3XI.15 4,333.12 S￿￿10t&1$ 34 648.14 30 778.43 To¢•1 Fund• 010 911.71 -1SJ 474. Awoved ty Ihe Par￿thI Churth coul￿ on 18 2024 $￿AltUre of Rev Mwk Brpn ICh#lm)M) s￿n#t￿e of Chrfstorther ￿re•S￿l¥￿ The notes on pag85 12 to 20 fomi p#rt oflh•s• attthrts. P40 11 d20

NOTES TO TME FIIIANCIAL ACCOUXTS Forth• y••r •nd•d 31 D•Mmb•r 2023 C￿nied wd. Tho PCC has a pcdicy of asFiring to me wants whith an￿1r￿ to 10% of buoaettrd iri¢a8d arKI in November each year, baBed on The $tstenwl$ hove be￿ Prepa￿ In tha exwted fin8nci4 perfcrfrronce f¢f the yoar, infm 4ccOrd8n￿ with Ibe United ￿.￿9￿￿1) Finw4 Reptyb"rq tha Chanb"8s Ccm"tt8e of the amJnt to b8 ma¢Je Standards (UK GAAPI indu(rvJ th8 Ch￿tiO9 SORP availAè. Thts18tter tMn rKorTbI￿n￿$ fc appY0V￿ by t IFRS1021 FCC the chonlios to gr￿tS af? to bo made snd the The fjnanoal $talerMnts have be￿ prepar•J wder th I)￿t9 tr eath. hislorieal e4)st convenbon txclpt vduth.on of Speofic ¢d1¢c.￿S for 0￿9￿18 dwritie8 8taff108¥lng Invest￿nI 48801s, vknich are s￿n * ftwkel are IrKaLKknJ irwme ar# eyTharture ond treated 8B The PCC C¢fi￿derS Ihat ar• Tr) maten li'libe$ Lmb'l pad over. ArI￿rts mad• payablo diro¢t to uncert8inbg8 at4xrt Sl Mw. Kiw"ryton'8 lity lo the recip'ent and not tm PCC arg not I￿ud￿l wih'n continL as 8 g¢irYJ cctem. Ir￿￿ arKI expen(titure. ￿￿1￿.18 ol chari￿0 gimng that The finanaal stat8ments Ir￿4￿10 all trans￿.(¥)￿, has not pasted I￿orrO and 8xpenditurè are and IiatJ"libe$ for which tho PCC is reswnt4e in law. irnJth18d in Note 15. They do not indLJe the finarKaa $t8ternnts ￿ churr group8 that tywo ththr main affillab￿ to arKlW tody. rxy DloM••n Off•r Ihose that •r• inlornl g&tI￿.nq8 moftkn. "d ot 31 D8certJtr 18 prowdod lor in theo8 fir4ncial st4t•n￿￿$ 8• an ¢)pgr8tiona (though r￿t a lffjAII Ilat4"11ty ¥J sWn a8 a c¥&Jrtor In t￿ balan￿ SI￿t NOTE 1- ACC MTI Unrestricted fund• rww)t th• of th• PCC tr￿1 are not 8ubJ8c to •)y rn8tnctsons t￿"r I￿1 are avlatAe ft>r the ￿rpo￿ of ts FCC. D•sign¥t•d fLnd• nwy b• Mt •wd• by ts PCC cxrt of unr•$tn¢lfjd fvrJs for sp•ofic PWpo￿8. Th•y rThin unre8tr¢cted Re8lriL#ed fuTras a(• funds that ffwsl b8 SP￿1 r•stricted purpots8. Det•'l8 crf th880 fiJK18 WKI th rn81rfdon8 ¥• woNlded in rtho 10. 3OU8t&J arKI teneficed pmrerty 18 •xcILthd from the finw $tgt•rrwrts by section 1012Hl of the Charttle8 Acl 2011. )v8tA• chxth ftxr¥8lYny, plor to 20CL), b th8 cLchward•rto on 8p994 trust for the PCC Kl vthich rgqure a facLAty for th"8p)8d ar• #c￿￿nI¥d f¢y i￿￿￿nt￿O prwty url•u ￿￿0+79t•d are given Volunt•ry Ineon Cdlections and F48nn8d gi¥irwJ arn r￿￿8Al wtn r8cwv8d by or on bohall of the PCC. Gift 18 fecogTh's•d at IM 88rM as IM Ur￿￿'r JI oypthTlw• In￿rIed In ywon CL￿1•￿t•d ¢x t￿nefiC•a trtilth'ng8 ty C4) rewr of ff(Jvoble curth ftmsh'ng8 4cqur•d b•lrye 1 J￿￿ary 2C(Q 1$ ￿tten off. Grants and14g•u•J to IM PCC ￿ a¢£¥>J￿ lor Boon a8 lfie PCC 18 Th)bfied ol It8 IW eftbi¢nw)t OU￿r1•nal •Jd bumdthy the amunt due 18 moasurable ils Llbmate rec4pt 1$ Up Dvrnmtrér 2017 th• Pan8h C•ntr• It#￿11 in 2(X)41 onsidgred proba￿0. was ot cost vrtth rKJ pro¥7on lor %pwaloi. Frun.2018 the FCC agr•8(I to wo41.do dopwabon of Fur¥J8 Trised by fetets, g•rdtrt path 'n￿ar £7.4CQ pw ￿uffl b088d on an estimated rminir4a u$glLI are 8crLJunted for ￿. Irfg of 68 ye8. Any 6yr￿"t￿ cffl rrintenarKo or minor Oth•rlno•m• Renlal incorrn from the letting of Ihe PariBh l• rv￿gniS¥¢ in lh• Fw'od th• f8011ty is us•d. Equipment u8e(I wth"n thurth prefrisg8 is nomwlly iwgo"abd on 8 8tra'ft4irn over 4 ye￿, Divid8nds are accourrted lor wtr￿n payablè. t(thm￿r@ tt year after acqustron item of Inierest 8nbUement8 are 88 tw UlFY￿1 vAth a wrthase wice d £1,XlJ or less IncoTh from sp8cific as8ets held wilh'n 8 fijnd Ih8t 1$ ￿tten off Wh￿ tm auet 18 acw'red an ondtY•rnt i¥ ¢rethtsd lo tho r•Sw￿¥¥ fvnd. IrKfyrn from othor 0$8ets is credited to the FurKI. In￿$t￿￿ntS are inthmlgd at fforket valug. Unrealised gan8 ￿108$86 are recowimd on rnvduation Cunwl a•••l¥ of invesbrthg each year •NJ. Aj￿￿ntS recthrdt4e in f••B, ront8 ( Other Realised gains cr108888 • rwris•d wI￿n investnnts ￿ xld. Py12t120

NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2023

2 INCOMING RESOURCES

|2(a)
Voluntary income
Planned Giving
Collections
Donations
Gift Aid
Legacies
2(b)
Activities for generating funds
Fund raising events
2(c)
Income from investments
Interest
Dividends
2(d)
Income from Church activities
Centre income
Wedding and funeral fees
Social activities
2(e)
Other incoming resources
Restrictions Support Grant
Grants from Diocesan Board of Finance
Sundry income
TOTAL INCOMING RESOURCES|Unrestricted
General
Fund
£
72,373.00
9,417.59
3,988.85
20,381.02
-
106,160.46
-
-
5,702.10
3,312.27
9,014.37
25,473.00
2,354.00
1,275.71
29,102.71
-
-
780.00
780.00
145,057.54|Unrestricted
Designated
Funds
£
-
-
-
50,000.00
50,000.00
-
-
447.61
-
447.61
-
-
-
-
-
-
-
-
50,447.61|Restricted
Funds
£
-
3,071.64
1,910.50
409.00
5,391.14
2,683.01
2,683.01
662.26
-
662.26||
Total
|
2023
|
£
|
|
72,373.00
|
12,489.23
|
5,899.35
|
20,790.02
|
50,000.00
|
|
161,551.60
|
|
|
2,683.01
|
|
2,683.01
|
|
|
6,811.97
|
3,312.27
|
|
10,124.24
|
|
|
25,473.00
|
2,354.00
|
1,275.71
|
|
29,102.71
|
|
|
|
-|
-|
780.00
|
|
780.00
|
|
|
|
204,241.56
||Unrestricted
General
Fund
£
67,926.00
8,286.38
4,924.09
19,139.96
481.20
100,757.63
-
-
785.99
3,215.42
4,001.41
26,993.21
2,302.00
1,257.54
30,552.75
2,667.00
1,045.00
761.05
4,473.05
139,784.84|Unrestricted
Designated
Funds
£
-
-
-
-
-
-
-
61.23
-
61.23
-
-
-
-
-
-
-
-
61.23|Restricted
Funds
£
-
373.07
844.00
107.55
1,018.80
2,343.42
2,864.15
2,864.15
187.35
-
187.35|Total
2022
£
67,926.00
8,659.45
5,768.09
19,247.51
1,500.00| |---|---|---|---|---|---|---|---|---| |||||||||103,101.05| |||||||||2,864.15| |||||||||2,864.15| |||||||||1,034.57
3,215.42| |||||||||4,249.99| ||||-
-
-
-
-
-
-
-
8,736.41||||-
-
-
-
-
-
-
-
5,394.92|26,993.21
2,302.00
1,257.54| |||||||||30,552.75| |||||||||2,667.00
1,045.00
761.05| |||||||||4,473.05| |||||||||| |||||||||145,240.99|

Page 13 of 20

NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2023

|3
RESOURCES EXPENDED
3(a)
Cost of generating voluntary income
Planned giving costs
3(b)
Church activities
Diocesan 'Offer'
Church - Running Costs & Maintenance
Parish Centre - Running Costs & Maintenance
Charitable Giving (Note 15)
Donations: Other
Depreciation
Administration
Organ and Choir (Note 13)
Ministry: Vicarage
Lunch Club
Social activities
Mission
Other expenses
Services
Youth and Sunday club
TOTAL RESOURCES EXPENDED|Unrestricted
General
Fund
£
271.68
271.68
64,124.00
23,988.54
20,833.91
30.00
-
-
4,487.97
4,511.93
4,497.75
-
1,343.60
238.40
-
1,130.68
57.53
125,244.31
125,515.99|Unrestricted
Designated
Funds
£
-
-
-
-
380.88
13,970.00
-
7,400.00
-
-
-
-
-
-
-
-
-
21,750.88
21,750.88|Restricted
Funds
£
0.88
0.88
-
918.03
706.97
4,329.27
-
-
-
-
-
-
650.00
-
-
-
2.97
6,607.24
6,608.12||
Total
|
2023
|
£
|
|
272.56
|
|
272.56
|
|
|
64,124.00
|
24,906.57
|
21,921.76
|
18,329.27
|
-|
7,400.00
|
4,487.97
|
4,511.93
|
4,497.75
|
-|
1,993.60
|
238.40
|
-|
1,130.68
|
60.50
|
|
153,602.43
|
|
|
153,874.99
||Unrestricted
General
Fund
£
185.14
185.14
62,078.00
20,780.04
17,930.04
50.00
315.00
877.50
3,159.27
4,590.64
4,232.54
-
1,194.13
452.00
650.00
435.88
-
116,745.04
116,930.18|Unrestricted
Designated
Funds
£
-
-
-
-
54.99
14,600.00
-
7,400.00
-
-
-
-
-
-
-
-
-
22,054.99
22,054.99|Restricted
Funds
£
-
-
-
4,472.60
-
1,530.17
-
-
-
-
-
41.80
-
-
-
-
104.00
6,148.57
6,148.57|Total
2022
£
185.14| |---|---|---|---|---|---|---|---|---| |||||||||185.14| |||||||||62,078.00
25,252.64
17,985.03
16,180.17
315.00
8,277.50
3,159.27
4,590.64
4,232.54
41.80
1,194.13
452.00
650.00
435.88
104.00| |||||||||144,948.60| |||||||||| |||||||||145,133.74|

Page 14 of 20

NOTES TO THE FINANCIAL STATEMENTS (continued)

For the year ended 31 December 2023

4 FIXED ASSETS FOR USE BY THE PCC

COST
At.1.1.2023
Additions
Disposals
At 31.12.2023
DEPRECIATION
At.1.1.2023
Charge for year
Disposals
At 31.12.2023
NET BOOK VALUE
At 1.1.2023
At 31.12.2023
Freehold land
and buildings
£
498,008.08
-
-
498,008.08
37,000.00
7,400.00
-
44,400.00
461,008.08
453,608.08
Centre
Equipment
£
3,510.00
-
-
3,510.00
3,510.00
-
-
3,510.00
-
-
Total
£
501,518.08
-
-
501,518.08
40,510.00
7,400.00
-
47,910.00
461,008.08
453,608.08

Freehold land and buildings comprise the Parish Centre. Cost is deemed to be the cost of construction in 2004. Depreciation of £7,400 per annum has been provided since 1 January 2018.

A valuation for insurance purposes was conducted by Ecclesiastical Insurance in November 2020 and is automatically updated each year to protect against any unexpected increase in building costs. The Loss Limit for Buildings and Contents cover for 12 months from February 2024 is £15,290,000 for the Church and £3,330,000 for the Parish Centre.

Centre equipment costing more than £1,500 is capitalised and depreciated over 4 years commencing the year after acquisition.

5 INVESTMENTS

5 INVESTMENTS
Charifund
Units
£
Cost: At 31.12.2023 4,716.22
At 31.12.2022 4,716.22
Market Value: At 31.12.2023 55,591.51
At 31.12.2022 56,929.20
Income in year: To 31.12.2023 3,312.27
To 31.12.2022 3,215.42

Investments comprise units held in M&G Equities Investment Fund for Charities (“Charifund”), a registered charity and an authorised unit trust and a non-UCITS retail scheme authorised by the Financial Conduct Authority. These are Wider Range investments under the provisions of the Trustee Investments Act 1961.

6 DEBTORS & PREPAYMENTS

HMRC - Gift Aid
Online Giving donations made in December and due from service provider
Centre letting fees due
Church and Centre Water prepaid for Jan-Feb 2024
2023
£
2,324.74
235.00
728.00
122.69
3,410.43
2022
£
2,222.55
185.00
713.50
56.49
3,177.54

7 LIABILITIES: AMOUNTS FALLING DUE WITHIN ONE YEAR

Creditors for goods and services
Centre letting fees received in advance
Fees due to Diocese for weddings and funerals
2023
£
4,404.32
1,152.00
412.00
5,968.32
2022
£
3,264.29
1,990.00
218.00
5,472.29

Page 15 of 20

NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2023

8 ANALYSIS OF NET ASSETS BY FUND

8 ANALYSIS OF NET ASSETS BY FUND
Fixed assets
Investments
Debtors and prepayments
CBF deposits
Diocesan Repair Funds
Other bank accounts (allocated)
Creditors
FUND BALANCE
Unrestricted
£
453,608.08
55,591.51
3,385.43
146,786.70
17,314.46
2,446.37
-5,968.32
673,164.23
Restricted
£
-
-
25.00
15,093.78
-
21,657.65
-
36,776.43
Total
Funds
2023
£
453,608.08
55,591.51
3,410.43
161,880.48
17,314.46
24,104.02
-5,968.32
709,940.66
Total
Funds
2022
£
461,008.08
56,929.20
3,177.54
70,639.58
13,247.73
61,381.94
-5,472.29
660,911.78

9 UNRESTRICTED DESIGNATED FUNDS

CENTRE DEVELOPMENT FUND
Balance at 1 January
Disbursements
Balance at 31 December
2023
£
34,237.26
-
34,237.26
2022
£
34,292.25
-54.99
34,237.26

The Centre Development Fund may be used to enhance the facilities of the Parish Centre and supplements the Centre Appeal Fund and the Diocesan Repair Fund - Centre. In 2023 the Fund was not used.

DIOCESAN REPAIR FUNDS
Transfers - in
Disbursements
Interest added
Movements during year
Balance at 1 January
Balance at 31 December
Church
£
4,000.00
-
245.31
4,245.31
6,230.38
10,475.69
Centre
£
-
-380.88
202.30
-178.58
7,017.35
6,838.77
2023
£
4,000.00
-380.88
447.61
4,066.73
13,247.73
17,314.46
2022
£
4,000.00
-
61.23
4,061.23
9,186.50
13,247.73

Diocesan Repair Funds are matched by interest-bearing deposits held with the Diocese. They are used for repairs including the funding of works recommended from the Quinquennial Inspections of the Church and of the Parish Centre.

Quinquennial Inspections on both the Church and on the Parish Centre were held in Autumn 2023. Based upon the estimated costs of necessary work in the five -year period 2023 to 2028, the regular transfer to the Church Repair Fund will be reduced from £4,000 to £2,500 per annum and the contribution to the Centre Repair Fund will remain at zero.

FLOWER FUND
Balance at 1 January
Balance at 31 December
LEGACY FUND
Legacy received in 2023
Balance at 31 December
The Flower Fund is used for specific Church events which involve flower displays. In 2023 it was not used.
2023
£
500.00
500.00
2023
£
50,000.00
50,000.00
2022
£
500.00
500.00
2022
£
-
-

The Legacy Fund was established in 2023 for significant donations where the PCC wishes to acknowledge the legator by identifying specific ways in which to spend funds which are otherwise unrestricted. It was established to manage a generous legacy of £50,000 received in 2023.

Page 16 of 20

NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2023

TITHING FUND

A transfer of £13,970 (2022: £13,600) was made from the General Fund to the Tithing Fund and paid to charities in accordance with the PCC's tithing policy. Details of the disbursements are included in Note 15.

10 RESTRICTED FUNDS

Restricted funds comprise monies given for a particular purpose, or with specific restrictions, through collections, donations, events, etc,.

CENTRE APPEAL FUND
Interest
Purchase of equipment for the Centre
Movements during year
Balance at 1 January
Balance at 31 December
Donations
Income Tax recoverable
Incoming resources
2023
£
581.97
125.00
662.26
1,369.23
-706.97
662.26
14,431.52
15,093.78
2022
£
-
-
187.35
187.35
-
187.35
14,244.17
14,431.52

The Centre Appeal Fund relates to the redevelopment of the Parish Centre that was completed in 2004. The Fund may be utilised for on-going maintenance and new equipment for the Centre.

DEVELOPMENT FUND (CHURCH)
Income from events
Donations
IncomeTax recoverable
Incoming resources
Disbursements
Transfer in from Meal Delivery Fund
Movements during year
Balance at 1 January
Balance at 31 December
Cost of events
2023
£
1,616.50
1,218.03
202.50
3,037.03
-918.03
-650.00
-
1,469.00
17,219.02
18,688.02
2022
£
1,784.60
844.00
102.50
2,731.10
-3,453.80
-
1,236.62
513.92
16,705.10
17,219.02

The Development Fund (Church) may be used to enhance the facilities of the Church building. Income from events in 2023 comprised half of the net proceeds from the Christmas fair (£1,066.50) and income from plant sales (£550). Donations include £340 from the annual Friends of Kent Churches Bike Ride.

ENDOWMENT FUND
Balance at 1 January
Balance at 31 December
2023
£
1,513.85
1,513.85
2022
£
1,513.85
1,513.85

This Fund originated from an Endowment in the name of a Mrs Milne. Use of the interest was not restricted but the fund is to be held in perpetuity.

LUNCH CLUB FUND
Balance at 1 January
Expenditure
Balance at 31 December
2023
£
847.72
-
847.72
2022
£
889.52
-41.80
847.72

The Church's Lunch Club closed in 2022, as agreed by the Lunch Club Committee and the PCC. The restricted Lunch Club Fund has been retained, and the remaining funds will be used to assist people of a similar age to the former membership.

Page 17 of 20

NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2023

CHRISTMAS TREE FUND

CHRISTMAS TREE FUND
Balance at 1 January
Balance at 31 December
2023
£
633.06
633.06
2022
£
633.06
633.06

The Fund results from the residual assets of the Kippington Road Association that were donated to St Mary with the proviso that they be used for the preservation/maintenance of the 'Christmas Tree' and its lighting.

CHARITIES FUND

CHARITIES FUND
Collections
Donations
Income Tax Recoverable
Income from events
Incoming resources
Charitable Giving (Note 15)
Youth work
Fees for Online Giving
Movements during year
Balance at 1 January
Balance at 31 December
2023
£
3,071.64
110.50
81.50
1,066.51
4,330.15
-4,329.27
-2.97
-0.88
-2.97
2.97
-
2022
£
373.07
-
-
1,084.60
1,457.67
-1,530.17
-104.00
-
-176.50
179.47
2.97

Donations for charitable causes are normally passed on in the year received; donations and legacies received for other restricted purposes of the PCC may be accumulated. Details of giving to third parties are set out in Note 15. Income from events comprises half of the net proceeds from the Christmas Fair.

11 RELATED PARTY TRANSACTIONS

  1. The Incumbent Priest and Chair of the PCC, Rev. Mark Bridgen, claimed a total of £452.93 for expenses including items required for general use.

  2. The husband of PCC member and churchwarden Mrs Brenda Ross served as church organist throughout 2023. His remuneration of £3,200.00 is included in Note 13. Mr Ross also claimed £74.29 for choir sheet music.

  3. Churchwarden Mrs Brenda Ross claimed a total of £116.00 for expenses.

  4. Treasurer Mr Christopher Saunders claimed reimbursement of £500 for the donation to the Disasters Emergency Comittee (Earthquake appeal), £574.28 for the annual CCLI copyright licences and £216 for the annual website fee from Squarespace. All these needed to be paid by credit card. 5. Mr Saunders's son Benjamin claimed £40.77 for the supply and fit of replacement light bulbs in the Church.

12 DONATIONS FROM PCC MEMBERS

During 2023 a total of £13,687.17 was donated by members of the PCC and related parties, through the Planned Giving Scheme and / or through one-off gifts, while they served as members of the PCC. This disclosure does not include any unidentified cash or anonymous donations which may have been received. The equivalent figure for 2022 was £16,690.00.

13 ORGAN & CHOIR

Organist's retainer (including temporary cover)
Maintenance & repair of organ and pianos
Church music and RSCM subscription
TOTAL
14 PARISH CENTRE
Receipts from lettings etc
Running costs & maintenance (excluding depreciation and equipment expensed)
Net contribution from Parish Centre operations to overheads before depreciation
2023
£
3,200.00
1,110.64
201.29
4,511.93
2023
£
25,473.00
-21,214.79
4,258.21
2022
£
3,240.00
1,240.64
110.00
4,590.64
2022
£
26,993.21
-17,985.03
9,008.18

The income and cost figures shown above are taken from Notes 2(d) and 3(b).

Page 18 of 20

NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2023

15 MISSIONARY AND CHARITABLE GIVING

Missionary and charitable giving may be summarised as follows:

General Fund
Tithing Fund (Unrestricted)
Charities Fund (Restricted)
Giving recorded within expenditure
Agency collections not included within expenditure
Total Giving
Giving from the General Fund
Friends of Rochester Cathedral
Friends of Kent Churches
Sevenoaks Deanery
Giving from the Tithing Fund
Bible Society
Children's Society
Church Army
Church Mission Society
Combat Stress
Demelza House
Disasters Emergency Committee (Earthquake appeal)
Domestic Abuse Volunteer Support Services
Embrace The Middle East
Hospice in the Weald
Kenward Trust
Medecins sans Frontieres
Mission Aviation Fellowship
Mpwapwa, Tanzania
Open Doors
Porchlight
Riverhead PCC
Rochester Poverty & Hope Appeal
Royal Agricultural Benevolent Institution
Samaritans, Sevenoaks
Scotts Project
Sevenoaks Churches Group Social Concern
Sevenoaks Counselling
The Silver Line / Age UK
UNICEF
Water Aid
West Kent Debt Advice
World Vision
Total
2023
£
30.00
13,970.00
4,329.27
18,329.27
2,731.54
21,060.81
20.00
10.00
-
30.00
-
-
-
2,000.00
-
500.00
500.00
500.00
600.00
500.00
500.00
800.00
2,000.00
800.00
500.00
-
-
500.00
500.00
470.00
500.00
-
1,500.00
-
800.00
-
500.00
-
13,970.00
Total
2022
£
50.00
14,600.00
1,530.17
16,180.17
1,460.90
17,641.07
20.00
10.00
20.00
50.00
500.00
250.00
400.00
700.00
250.00
600.00
-
500.00
-
700.00
500.00
600.00
700.00
800.00
600.00
500.00
1,000.00
500.00
500.00
300.00
500.00
300.00
1,500.00
500.00
-
500.00
800.00
600.00
14,600.00

PCC member Mr Stephen Day is a trustee of Sevenoaks Counselling.

Page 19 of 20

NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 31 December 2023

Giving from the Charities Fund
British Heart Foundation (50% share of late proceeds from Christmas Fair 2022)
Christian Aid
Church Mission Society
Disasters Emergency Committee (earthquake in Syria and Turkey)
Loaves and Fishes
Marie Curie
Rochester Diocese (for Mpwapwa, Tanzania)
Royal School of Church Music
Sevenoaks Welcomes Refugees
Total
2023
£
-
158.24
66.25
1,418.40
45.50
165.37
1,309.00
-
1,166.51
4,329.27
Total
2022
£
72.50
-
-
-
93.50
-
-
279.57
1,084.60
1,530.17

Giving from restricted funds represent funds collected for outside charities that have passed through the PCC's accounts and that have resulted from collections, fund raising events and other donations. The amounts include Gift Aid where appropriate.

The donation to Sevenoaks Welcomes Refugees in 2023 comprises half of the net proceds of the Christmas Fair (£1,066.51) and specific donations including related Gift Aid for that charity (£100).

Agency collections
Children's Society
Christian Aid
Combat Stress
Rochester Diocesan Board of Finance
916.20
1,005.24
440.00
370.10
2,731.54
137.00
883.90
440.00
-
1,460.90

Agency collections are those where the amounts are paid direct to the charities concerned and are not included within expenditure. The figures do not include Gift Aid that the charities concerned can claim directly themselves.

Page 20 of 20