## ’ – ST AIDAN S CHURCH, GRAVESEND ANNUAL REPORT 2020 ## **Charity No. 1130169** ## **Background** St Aidan’s parish occupies almost 1 sq. mile, containing a population of over 11,450 (estimated from the 2011 Census). The inhabitants are predominantly White British with a small Asian population of long standing and, in recent years, a growing African-Caribbean population. There is a Muslim cultural centre close to the church (formerly a public house). The church’s buildings consist of the Hall (built 1954), Vicarage (built 1958) and Church (built 1963) of which the rear two window bays were converted in 2006 to the ‘Powerhouse’ consisting of a kitchen, two meeting rooms (which can be opened out to form an extension to the worship area, two toilets (one suitable for those with disabilities) and, on the accessible mezzanine floor, a computer room and balcony overlooking the worship area. All these buildings are adjacent to each other in the Westcourt area of the parish. The Christopher Centre (in the Riverview Park area of the parish) was once managed by St Aidan’s but is now let on a long lease from the Diocese to the Christopher Centre Residents’ Association – St Aidan’s pays for any use during the week but has free use, as required, on Sundays. The PCC represents the congregation and supports the incumbent in maintaining the work and witness of the Church in the parish. The PCC takes responsibility for the fabric of the church buildings and ensures safeguarding policies and practices are adopted and maintained. ## **Membership** During 2020, the following served as members of the PCC: **Incumbent:** The Rev’d Michael Payne **Churchwardens:** Dennis Ashurst, David Rawlinson (retired from office 20/9/2020) **Deanery Synod Reps:** Peter Boak (retired from office 20/9/2020), Toyin Osinibi (retired from office 20/9/2020) **Elected members:** Ann Ashurst, Peter Harris, Daphne Lane, Doreen McIntosh, Janet Morris, Barbara Potter, David Rawlinson, Jenny Rawlinson, David Sisterson, Janet Trevor, Anne Welch, Michael Welch. Mavis Prater is a Licensed Reader but is not a member of the PCC. The APCM was scheduled for 29[th] March but because of Covid-19 restrictions was actually held on Sunday 20[th] September 2020. ## **Staff** Services are taken by the Vicar. The Licensed Reader delivers a sermon once a month. Mrs Wendy Giles and Mrs Liz Abedi assist the Vicar in the planning and delivery of the monthly All-Age Eucharist. ## **Committees:** **The PCC** normally meets in alternate months. (However, after the first lockdown, only one meeting was held – 20[th] September). Matters of principle, and proposals for expenditure, are referred to the full Council. Some PCC business was conducted via email, including seeking dispensation from requirements of Canon Law to hold services during the period(s) of church closure. **Standing Committee:** This committee (meeting mainly monthly) undertakes the initial assessment of important issues. (However, after the first lockdown, only one meeting was held – 1[st] October). In an emergency it may make decisions on important matters which must then be submitted to the full Council for ratification. Some SC business was conducted via email. **Worship Group:** Principally concerned with arranging the monthly 10.00 am All Age Eucharist. **Fund Raising & Social Committee:** Organises fundraising and social activities. **Nursery School Management Committee:** The Vicar is the chair of this committee. It is responsible for running the St Aidan’s Nursery School on two sites on weekday mornings. It consists of 5 (currently 3) members of the PCC and 4 staff members. **Building Maintenance Committee** – Established to consider and resolve minor maintenance matters hitherto dealt with by the PCC and Standing Committee and to look at ways of improving heating in the church building. This committee meets as required. **Pastoral Care Team** – Formed to consider the well-being of members of the congregation, and arranging visits or other communication with those in hospital and those sick at home or housebound for other reasons. Meetings are usually held about once a month. **‘Called to Grow’** – A sub-committee was about to be established when the Covid-19 lockdown occurred. Most of these sub-committees did not meet after the first lockdown. 1 **Church attendance:** At the APCM, there were 56 names on the roll, an increase of 2 over 2019. There were no Easter or Christmas communicants, no confirmations, 5 funerals, 2 baptisms and no weddings. ## **FINANCE** See separate report annexed which also gives information about ‘away giving’. ## **REVIEW** ## **Church/Powerhouse Fabric** The Quinquennial Inspection was held in March. The Ladychapel area was rearranged to provide a more worshipful setting and the Prayer Corner, renamed the Medicata (island of healing), was equipped with a free-standing wooden painted crucifix created by a local artist and additional aids to contemplation comprising framed pictures depicting aspects of the life of St Aidan. These features were blessed by the Bishop of Tonbridge when he officiated at the Patronal Festival. Two diseased trees adjacent to the car park were removed, with faculty approval, and replaced with Rowan saplings. ## **Hall Fabric** The Hall continues to give good service to the church and the community. ## **Vicarage** Improvements and repairs carried out by the diocese included a replacement back door, the replacement of metal guttering with plastic, the rebuilding of the brick pillar at the entrance to the driveway. ## **Nursery School** The school successfully continued to operate from the Church Hall and the Christopher Centre. Our congratulations and thanks to Gayle and her team. The Nursery School was sadly closed for the period of the first government-imposed lockdown but reopened on 1[st] June. ## **Ministry & Mission** The existing pattern of services continued: an All Age Eucharist on the first Sunday of the month with a Sung Parish Eucharist service on remaining Sundays. Readings on most Sundays included an Old Testament Lesson, New Testament Epistle and Gospel. There was usually a sung psalm. There was also a said Eucharist on Wednesday mornings and once a month, the BCP rite was used and this was well received. There was also a said service of Morning Prayer (BCP) on Fridays. A weekly said service of Morning Prayer was started on 4[th] March. However, on 18[th] March on government instructions, all services in church ceased. The first Sunday affected by the government’s national lockdown was Mothering Sunday (22[nd ] March) which meant that the APCM (due on 29[th] March), Palm Sunday, the Holy Week and Easter ceremonies & celebrations were cancelled. Suitable prayers, and then The Litany (Common Worship), were made available by the Vicar on line & in paper format. As the length of the lockdown increased, the Vicar made increasing use of the Parish Facebook to relay Night Prayer on several evenings a week and a Saturday evening Vigil was broadcast on the Parish’s YouTube site and this continued after the church was reopened. Visitors to St Aidan’s digital community were not limited to members of the congregation but from further afield as well. With an easing of the Covid-19 regulations, the church was opened for private prayer from 24[th] June for 2 hours on Wednesday & Sunday mornings and formal services were resumed at on 9[th] August (but with Holy Communion only in one kind, social distancing, no singing etc). The new pattern of services was: Sunday, said Parish Eucharist 10.00 am, booked in advance for the limited number of places available (with a repeat service at 11.00 am for those unable to book spaces at the earlier service – this was found to be unnecessary after a few weeks); Wednesday, said Eucharist at 9.30 am. Refreshments were no longer served after the Sunday morning services. Our Patronal Festival was celebrated on 30[th] August when the Bishop of Tonbridge, The Rt Rev’[d] Simon Burton-Jones officiated. The Harvest Thanksgiving Festival, where food donated by the congregation, would be forwarded to the Food Bank and Gravesend’s House of Mercy, was held in accordance with the Covid-19 restrictions. Our churchwarden was formally inducted by the Vicar at this service, under authority from the Bishop as the Archdeacon’s Visitation had been cancelled. During the year, St Aidan’s became formally linked with the Black History Association as an Associate Parish. Gravesend’s Black History Month Service scheduled to be held at St Aidan’s was instead held via Zoom. 2 There was no separate All Souls’-tide Remembrance Service but the names of those whose funerals had been taken in the last 12 months were read out during the morning service on 1[st] November. However, a second government month-long lockdown was imposed from 5[th] November followed by Kent being placed in Tier 3. During this time, the church was closed except for private prayer for an hour on Sundays. Public worship resumed on Sunday 20[th] December with a Eucharistic Service of Nine Lessons with carols sung by the choir. This was to be the last service held in church in 2020. As a result of the various restrictions imposed, there was no Advent Sunday service and no carol singing outside a local shopping parade (which would have benefited a local hospice). However, St Aidan’s joined with Tymberwood Academy in providing items suitable for Christmas hampers for needy families. Items for making Christingles at home were made available (for a suggested donation to the Children’s Society) and a broadcast about Christingle was made on the parish Facebook page on Christmas Eve. The incidence of a faster-spreading version of the coronavirus and the resultant tightening of government restrictions on 20[th] December led to the proposed Midnight Mass, Christmas Morning and New Year’s Eve Watchnight services being on-line only. The local Baptist Church congregation, which had not met since March, were permitted to use the church on Christmas Eve for their service: however, they eventually decided not to hold the service due to the prevalence of the virus. Home Communion was regularly taken to those unable to get to services and several members of the Pastoral Care Team visited a local hospital ward before the March lockdown. Some church members attended the World Day of Prayer at the Windmill Street Baptist Church on 6[th] March, The **Calvary Apostolic Assembly Kent** hired the Hall for worship on some Sunday mornings but this ceased from the time of the first lockdown. Regular publicity of Church/Powerhouse activities was provided through the weekly newsletter given out at services and available on line. However, this ceased publication when the church closed for worship and was replaced by a weekly on-line communication from the Vicar with current news and a reflection on the current Sunday’s Bible readings. This was delivered in paper form for members of the congregation who were not on-line. During the year St Aidan’s website/facebook page was accessed frequently and a cash donation feature was added. Sadly there was no facility to contribute to the Advent Romanian shoebox appeal in 2020. The monthly afternoon ‘Come And Meet Others’ (CAMEO) group, trying to reach out to lonely people, met only in the first two months of the year. An on-line Bible Study series was held in November by the Vicar. This was also due to have been duplicated in real time but was another casualty of the second lockdown. ## **Powerhouse** Regrettably, the Powerhouse and its facilities continued to be underused by the community and by outside ‘cash customers’. Sadly, there were very few booking before the first lockdown and, of course, none afterwards. The computer suite is run by a volunteer on three mornings each week but this also closed from the start of the lockdown. ## **Safeguarding & Children’s Work** The Parish Safeguarding Officer (appointed 15/11/2018) and her details are displayed in the Church & Church Hall and were sent to the Diocesan Office. The **Promoting A Safer Church – Safeguarding Policy Statement** is displayed in the Church and the Hall. The **Formal Statement of Adoption** of this policy was agreed and signed at the APCM and a copy is displayed in the Church. Posters are displayed to raise domestic abuse awareness. All PCC members and Churchwardens have current satisfactory enhanced DBS checks. PCC members completed C0 training satisfactorily. Churchwardens had successfully undertaken C0 & C1 training. A copy if the Safeguarding Handbook, with subsequent amendments, is kept in the Church Office for perusal by anyone. The Sunday School met during Sunday Eucharistic services (except All Age Eucharist services when the children are present throughout) and our thanks go to Mrs Ann Ashurst and Mrs Glennys Scott. This too, ceased from the time of the first lockdown. Another casualty of the lockdown was the weekly Little Rainbows group for toddlers and their parents/carers. The Vicar took some assemblies at Riverview Juniors, Westcourt & Tymberwood Academy primary schools. St Aidan’s has a link with the 31[st] St Aidan’s Scouts, Cubs & Beavers. In the Autumn, the Vicar 3 accepted the governorship of Tymberwood Academy in addition to his existing governorship of St George’s C of E Secondary school. ## **Safety & Security** Currently, instances of vandalism are at a low level, probably as a result of the installation of CCTV. Instances where people tried to break in to the church (unsuccessfully) and broke Hall windows were captured by the CCTV system, which was passed to the police as necessary. The Church’s Data Protection Officer continued to ensure that personal data is held only in accordance with the requirements of the GDPR. The Powerhouse lift, the Hall kitchen gas boiler and all fire extinguishers were professionally tested. The electrical installations in the Church/Powerhouse and Hall were professionally tested. Regular yearly fire/risk assessments were undertaken and recommendations acted upon. Thrice-yearly safety inspections of the Church/Powerhouse and Hall were undertaken and reports acted upon. ## **Music** The choir continued under the leadership of the Organist and Choir Director. However, lockdown put an end to choral activities. When services resumed between August & November, the organ was played before and after services and during the administration of Holy Communion. The choir sang some carols during the service on 20[th] December. ## **Social & other events** The monthly mid-week coffee morning was held only in February and March. The usual round of events such as the yearly Quiz evening; a Harvest Supper Meal; a Boot Fair and the Christmas Fair could not be held. There were no Christian Aid activities (normally house to house collections; collections at Gravesend railway station and a cake, coffee and plant sale morning). The monthly Craft Group and Aidan Ladies groups met only until the first lockdown. Thanks to all who organised and assisted at these social activities. St Aidan’s continued to have contact with the work of the Hope Gardens in Tamil Nadu, South India and some individuals, and the Church collectively, sponsored several children there. Sadly the majority of the year was affected, first by the two lockdowns and then by other restrictions which significantly reduced our social calendar but, by the end of the year, there was a glimmer of hope in the government’s vaccination programme which was under way. The Covid-19 restrictions adversely affected not only our fundraising activities for the church and for charitable giving, but also cut off a valuable source of income from Hall and Powerhouse rent for much of the year. The effect of the restrictions on the Vicar and the need to comply with changing regulations, and the additional and novel ways of working required, cannot be overestimated and it is through his efforts that St Aidan’s has survived as it has. The fact that we have only one churchwarden and no Deanery Synod layrepresentation bears witness to the effects of the current situation and unfortunately there will be some activities which may never be restarted. But hopefully, once restrictions can be eased to the point when something like normality is restored, the opportunity can be taken to replace what may have been lost with activities even more relevant to the congregation and the wider community and the age in which we live. ## _M J Welch_ M J Welch PCC Secretary 23/5/2021 4 FINA REPORT TO AGM FOR YEAR 31.12.2020 This has been an extraordinary year. The hall has been closed since last March except for the Nursery School who have been there when allowed. Needless to s(ry this has greatly impacted on our finances and my grateful thanks to all those who have continued to contribute either by continuin9 Wlth their Free Will Envelopes. by standing Orders through the Bank. by Just 6ivin9 on line or by cogh donations to the Vicar. We also obtained a 9rant of £5,000 from the Diocese as a contribution to cover loss of earnings from the hall. The General Fund made a loss this year of £2.054 after a fund transfer of £3,668 f rom the Nursery School for the rent of the Hall. £2.800 from the Building Repair Fund to cover the cost of electrical works in the Church and the replacement of the trees in the Remembrance Garden. There were also transfers from the Stipend Fund of £5,450 and the £5,000 grant. This leaves us with a balance of £4.906 a reserve of £608 in the Stipend Fund and £56,006 in the Legacy Fund which can only be used with permission from the Diocese. The budget for last year was to make a loss of £3,115. Free Will Offerings were up by £576 and Cash Collections were down by £2.199. The PCC f ees were down by £5,211. This was because the Diocese are now claiming their portion of the fees poid. Income Tax recovered (Gift Aid) was down by £607. 1 would ask anyone who pays tax, has a Freewill Envelope tmd has not signed a Gift Aid form to contact the treasurer as Soon as Possible. The Church Hall made a net prof it of £5.407 (£5.062 in 2019) The Powerhouse made a loss of £2.163 {£2.017 in 2019). Total costs for the running of the church itself were £34.007 which eq￿teS to £730 per week. (A9ain we were not able to pay the Diocese in full). As we showed a loss this year the balance carried forward to 2021 will be £4.906 The Nursery Schools made a profit of £5.407 this year which leaves their fund balance at a healthy £59.422. The budget for 2021 is to make a loss of £16,122. 1 have 17 197.278 911 911 Gr4r& Eyr*lfvJrn 12.407 12,407 2LI.(764 0 252.168 254.425 Td 201.470 Nel Inccrniry 118,9rn 5.( 9.075 11,55BI 2.925 Fund T￿1￿$ 16.918 5.4SJl 12.Wl)) 15.f FuThJ5 in Ye* 12.0541 1&4461 11,558) 2.935 6,054 5.241 1.855 5fj.Tr 54.016 130.132 127,207 5.776 1.8S5 SS. 128.574 130.132 Income 2020 201• nota 1 Gmng Free Will Otsing Collection 18.tr20. 2.021_18 4.￿.04 472.78 17.445 4.220 5.303 174 t￿￿atIonS 25.210.96 27.142 not8 2 Ordinary Inccrfne PCC fees 581.(KJ 581.1)) 5.792 )le3 Fund Raising 195.95 Z374 195.95 2.374 )te 4 Legacies Grants". TOG Studtht Insuranr* Claims Other . Hall R• 166.(M) 4.475.50 132.50 14.853 1,557 Pilot Sales Bcx* of RememLvan 4,774.1 16.570 ' A*Jitstywlty £3.e68 {2019 5396} paKI by NLWSWY S(*KyJ is trea￿j as a F￿7￿$ Transfer Interest rwjilure note 5 The ￿"nI$￿ Sti￿￿ 21.IN4.(KI 32T Cur8le TOG st￿ Vic 4.125.XJ 25223.50 26.735 not&5 The C￿r¢h Organist Fee5 Organ Mwrrten Heal 8￿ght *. Rep￿ts & Mainl￿an¢t Grounds Insurance 788 1.4XJ.47 3.960.42 1.262.97 1.157.52 3.711 437 1.113 8,678.47 8.341 rK>le 7 Ordmary EYWKJ Parish Share Building R￿aIr FLmd Administfalion Young PaW8s Work o. 2.3XI.(KJ 1.177.19 943 3.471.19 3.277 note8 FWO S￿￿PIlOn$ Church Hall EyFats8S Ir￿ependent Ex*ninws Fee Pilot Costs 1.093 15. 187 9.381.91 120. 2.295 o. 3.622 13 Other 12.407.17 20.(f5 141 ST AIDAN'S NURSERY SCHOOLS BALANCE SHEET AS AT 31ST DECEMBER 2020 2020 2019 CURRENT ASSEts Cash at bank - current account Cash at bank - deposit account Petty cash / floats Debtors & prepayments Total cyrrent a$5ets 161XXI.18 70174.01 135.47 Incl ICKI unalloc PIC u.. 290.CM) 86599.66 32122.81 47393.98 134.42 924.58 80575.79 CURRENT LIABiunES Creditor5 Imoney owed - rent. auditor ettl Other- donations lunallocated petty cash) Other lintluding deferred income) Total credltors 1428.19 42.50 25706.55 27177.24 1826.99 42.50 24690.60 26560.09 NET CURRENT ASSETS 59422.42 54015.70 REPRESENTED BY:. Reserves brought forward as at Isl January Surplus Ideficitl for the period Reserves carried forward as * 315t Oefember 54015.70 S4[￿ 72 59422.42 53429.67 586.03 54015.70 Diff £4150 Undloc•t•d p•lty c••h 2011 •tlll nat •hawn In 151 ST AIDAN'S NURSERY 5CH&X5 INCOME & EXPENDrruRE 5TATEMENr FOR YEAR ENDING 31ST DECEMBER 202 ntral Costs 2020 Total 2020 2020 2020 CODE INCOME Fees received Fundlng recelved NEST refunds Fundrai51n8 Grants.. Salary Equlprnentl Tralrlno Interest Income Donètions other Income l ir*1 5n•¢k Feesl TOTAL INCOME IXOI 1x02 1x03 1x04 IM05 IMC6 IMO? Ixll 6572.14 2325 110478.51 88205.57 8897.14 198684.08 115.90 I15.￿+ 21YJ.03 140). I248.(￿j 117050.7 ￿5¥•￿7 2963.93 2tsJ.03 14 1248.rKI 210545.15 EXPENDITURE 2x01 &2 5alaTie5 lincludin¥ ernplwr's NICI 2x03 Rènt 2x04 MèiatSne 5ubs¢rlption 2x05 obile Phcne 2x06 Course Fees 2x07 S¢•tionery PrintlnB •nd Photocopwni PostiBe Croft Materfals 8ook5 Equipment 1029)3.44 58476.49 6791.37 6220.rx) 3668.001 95.71 168172.30, 9888.00 95.71 281.11 162.C4) 1156.80,. 281.11 162.00 30.40 li￿.90 25.50 2x08 2xOY 2x10 2MII 2x12 121.82 34.55 497.30 653.67 423.29 783.28 1848.21 3054.78 2x13 2x14 2x15 2x16 RepaSrs & Renewèls Christmas Panyl Efitrt•intTS Consumables Avdltor5 Renu￿ratIOn Insurance MembeTshlp Fees Bank Charges KCC lnspertlon Fees Qther Staff Costs Recrultment Costs 4975.(Kl 440.18 5415.18 119.54 1248.70, I25.￿. 1841.05 185.44 119.54 853.67 125.C#) 1841.05 42.44 264.92 130.11 2x17 2x18 143.C(I 2x19 2x20 2K21 2x22 2x23 2x24 2x25 2x26 2x27 131.60 IS￿20 1989.80 Ex-Gratia Payments Donation5 by Nursery Prornotlon of Nursery Ofsied Cosls NEST Costs Float l Adjustment (ln year rrth*mentlunolkn petty cash TOTAL EXPENDITURE iTrJ.( 10642.75 10642.75 11517928 63856.61 26101.54 205138A3 Surplusl IDtficttl before Cefttral Coms 117137 266n96 -131x61 Allo¢all¢￿ ol Central Costs Christopher Centre- 90% Communlty Hèll- 10% -20824.75 .20824.75 -2313.86 -2313.06 -18953.38 24360.10 SAINT AIDAN'S PAROCHIAL CHURCH COUNCIL Istered Charity No:1130169 BALANCE AS AT 31ST DECEMBER 2020 2019 2020 2020 Fijed Asset.. Investment a Cost. Held al Dkxese 892 892 Current Assets Investmenls-NatK)nal Savings 56,005 8, 775 56.OC6 9.310 -Held at D￿ese Cash 1.471 53.448 36,600 3.000 159,300 -at Owese n Deposrt -Currenl Account Debtors& Prepayynents 1.489 70,782 20,504 1,419 159.509 Current Liabilit￿$ (30,060) Sundry Credrtor 131.8271 129,240 Nel Current Assets 127,682 130, 132 Totsl Net Assets 128,574 Represented by'.- 6.960 6.054 General Fund OesvJnaled Slwnd fvnd 4.9C6 608 ReslrKled Fund$'. 1.855 Grants 5.241 8uilding Repair Fund 56.006 Stspend Fund Mothers & Toddlers 54.016 Nursery School Development Fund 1,855 5.776 59,423 130, 132 128,574 Hon Tfeasurer IT) STADANS FrL Stat•m•nt ol Glvl Charity s 2018 DÉmelza Ht)US• EllenorlLions Foun(*ti Great Omiond Street Hearl Found*K Rhema Trust {Hope G*deny Church Amiy Sanduary Little Buds DI Srnartie Lent App￿1 House of Mer Baptism Street Pastors Poverty & Hope. Roald Dahl Charity Church Urban F￿d Friend5 of the trkty Land o. 41.(L) 41.CKI o. o.IA) 0.{￿ PAK).CO (8W.CQI o. 161.42 o. 144 17 o.(K) 17.25 o. o. o.(M) o. 15. 1y).IKI 165 Chur¢h ￿k￿%.n9 A880 Aif Ambulanc• D￿0$8 ol Hararè Bliss o. o. 157.C 157.C 213.08 311.42 2.25 1417 751 182.25 INDEPENDENT EXAMINER'S REPORT TO THE MEMBERS OF THE PAROCHIAL CHURCH COUNCIL (PCC) OF ST AIDAN, GRAVESEND This report on the financial statements of the PCC for the year ended 31 December 2020, which are set out on pages 2 to 8. is in respect of an examination carried out in accordance with ihe Church Accounting Regulations 20061.lhe Regulalions'l and the Charilies Act 2011 I'lhe Act.). Respective responsibilities of the PCC and examiner As the members of the PCC you are responsible for the preparation of the financial statements; you consider that the audit requirement of the Regulalions and section 144(21 of the Charitie5 Act 2011 does not apply. It is my responsibility to issue this report on those financial statements in accordance with the terms of the Regulations. Bas18 of thls report My examination was carried out in accordance with the General Directions given by the Charity Commission under section 145 of the Act and to be found In the Church guidan￿, 2006 edrtion. Thal examination includes a review of the a¢counling records kept by the PCC and a comparison of the aecounts with those records. It also includes considering any unusual items or disclosures in the financial ststemenls and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all thè 8vRgence that vnuld be required in an audit. and consequently I do not express an audit 0￿.niOn on v￿W given by the accounls. Ind•p•nd•nt •xarnlnee• •tatement In connection wth my examination. no matter has come to my attention.. 1) which gives me reasonable cause to believe that in any material respect the requirements lo keep accounting records in accordance with section 130 of the A￿,. and to prepare financlal stalements ¥*thich accord with the accounting records and to compty with the requiremerts of the A¢A and the Regulations have not been mel.. or 2) to vthich. in my opinion. attentTron should be drawn in order to enable a propgr understsnding of the accounts to be reached. Mr. Keith Scudfjer 42 Frobisher Way, Gravesend, Kent DA12 4RA 24th February 2021 {1)