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2021-12-31-accounts

Annual Report and Financial Statements of the Parochial Church Council of the

Ecclesiastical Parish of St. Mary's, Overton, Diocese of Winchester for the year ended 31 December 2021

Incumbent:

Rev James Russell

54 Lordsfield Gardens, Overton, Basingstoke, HANTS, RG25 3EW

Banks:

CAF Bank Ltd., 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ

Winchester Diocesan Board of Finance, Old Alresford Place, Alresford, Hants SO24 9DH CCLA Investment Management Ltd, Senator House, 85 Queen Victoria Street, London EC4V 4ET.

Independent Examiner:

Mr Richard Iain Anderson Knapman FCIB

30 Lordsfield Gardens Overton, Basingstoke HANTS RG25 3EW

REGISTERED CHARITY NUMBER 1130067

Parochial Church Council of St. Mary's Church, Overton Notes to the Financial Statement for the year ended 31 December 2021

Note Incoming Resources
Incoming Resources from Donors
General
Fabric
Church
Churchyard
Other
Totals
Totals
Fund
Fund
Heritage
& Cemetery
Funds
2021
2020
Fund
Fund
Unrestricted
Restricted
Restricted
Restricted
Restricted
£
£
£
£
£
£
£
Planned Giving:
Gift Aid Donations -
61,347.43-
-
1,252.24-
-
800.00-
-
63,399.67-
-
56,753.44-
-
1-
-
2-
-
3-
-
4-
-
5-
2a
Income Tax Recoverable
Other Planned Giving
Collections (Open Plate) at all Services
Gift Days
Grants
Donations, Appeals, etc.
Legacies
Activities for Generating Funds
Fete
Church/Rooms Lettings
Church Magazine (TEST) Advertisments
Fund Raising - General
Income from Investment
Dividends and Interest inc. any reclaimable Tax
-
16,041.08-
-
278.12-
-
5,595.48-
-
2.25-
-
21,916.93-
-
12,738.61-
-
7,380.60-
-
7,380.60-
-
6,387.40-
-
--
-
--
-
1,308.02-
-
320.86-
-
1,628.88-
-
974.17-
-
--
-
--
-
--
-
--
-
2,020.60-
-
-
2,020.60-
-
5,968.00-
-
2,000.00-
-
2,000.00-
-
--
-
90,097.73-
-
--
-
1,530.36-
-
5,595.48-
-
1,123.11-
-
98,346.68-
-
82,821.62-
-
--
-
--
-
2,055.80-
-
2,055.80-
-
2,097.40-
-
8,269.03-
-
8,269.03-
-
10,574.51-
-
4,259.90-
-
685.08-
-
4,944.98-
-
1,514.80-
-
14,584.73-
-
--
-
--
-
--
-
685.08-
-
15,269.81-
-
14,186.71-
-
985.00-
-
1,095.29-
-
0.01-
-
85.59-
-
2,165.89-
-
3,669.25-
-
6-
Gain/Loss on Investments
Income from Church Activities
-
7-
Fees
4a
Church Magazine (TEST) sales
Bookstall
Outreach events
Holiday Club
Other Ordinary Incoming Resources
Sundry Income
Total Incoming Resources
Gain/Loss on Investments
Income from Church Activities
Fees
Church Magazine (TEST) sales
Bookstall
Outreach events
Holiday Club
Other Ordinary Incoming Resources
Sundry Income
Total Incoming Resources
-
--
-
--
-
985.00-
-
1,095.29-
-
0.01-
-
85.59-
-
--
-
2,165.89-
-
3,669.25-
-
4,970.60-
-
5,996.00-
-
10,966.60-
-
9,208.37-
-
3,095.32-
-
3,095.32-
-
5,448.30-
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
87.00-
-
8,065.92-
-
--
-
--
-
5,996.00-
-
--
-
14,061.92-
-
14,743.67-
-
--
-
--
-
60.00-
-
--
-
--
-
--
-
--
-
--
-
--
-
60.00-
-
113,733.38-
-
1,095.29-
-
1,530.37-
-
11,677.07-
-
1,808.19-
-
129,844.30-
-
115,481.25-
Page 1

Parochial Church Council of St. Mary's Church, Overton Notes to the Financial Statement for the year ended 31 December 2021

Note
8
Resources Expended
Missionary and Charitable Giving:
General
Fabric
Church
Churchyard
Other
Totals
Totals
Fund
Fund
Heritage
& Cemetery
Funds
2021
2020
Fund
Fund
Unrestricted
Restricted
Restricted
Restricted
Restricted
£
£
£
£
£
£
£
Church Overseas: Missionary Societies
Home Missions & Other Church Societies
Ministry: Diocesan Parish Share
Ministry: Other Ministry Costs
-
9,472.82-
-
--
-
9,472.82-
-
8,467.92-
-
2,182.11-
-
2,182.11-
-
298.79-
-
9,472.82-
-
--
-
--
-
--
-
2,182.11-
-
11,654.93-
-
8,766.71-
-
70,284.44-
-
70,284.44-
-
72,224.52-
-
1,321.43-
-
1,321.43-
-
940.56-
Church/Rooms: Cleaning and Consumables -
3,433.64-
-
3,433.64-
-
3,845.35-
7a
9
Church/Roooms: Repairs and Maintenance
Church/Rooms: Gas/Electric/Water
Church/Rooms: Insurance
Church/Rooms: Equipment
-
4,573.05-
-
278.40-
-
555.95-
-
5,407.40-
-
9,413.70-
-
2,917.68-
-
2,917.68-
-
3,561.15-
-
4,220.51-
-
128.80-
-
4,349.31-
-
4,189.89-
-
680.99-
-
592.50-
-
173.45-
-
1,446.94-
-
562.57-
10 Building Projects 84740.14
-
84,740.14-
-
--
Church: Upkeep of Services 5062.67
-
5,062.67-
5,763.04
4b
Church Magazine (TEST) costs
Youth Groups and Outreach
Bank Charges
Bookstall purchases
Home Group/Discipleship
Rooms Running Costs
Sundry Expenses
Generating Voluntary Income:
Costs
Fundraising Costs:
Church Fete
Other Fundraising
10
Staff Costs:Self-employed staff pay
Total Resources Expended
Church Magazine (TEST) costs
Youth Groups and Outreach
Bank Charges
Bookstall purchases
Home Group/Discipleship
Rooms Running Costs
Sundry Expenses
Generating Voluntary Income:
Costs
Fundraising Costs:
Church Fete
Other Fundraising
Staff Costs:Self-employed staff pay
Total Resources Expended
-
8,866.20-
-
8,866.20-
-
8,200.54-
-
390.65-
-
368.46-
-
759.11-
-
1,173.63-
-
111.50-
-
111.50-
-
60.00-
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
312.00-
-
312.00-
-
301.50-
-
186,914.90-
-
592.50-
-
278.40-
-
729.40-
-
497.26-
-
189,012.46-
-
110,236.45-
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
839.40-
-
280.00-
-
1,119.40-
-
--
-
839.40-
-
--
-
--
-
--
-
280.00-
-
1,119.40-
-
--
-
9,955.04-
-
7,945.19-
-
17,900.23-
-
14,104.99-
-
9,955.04-
-
--
-
--
-
7,945.19-
-
--
-
17,900.23-
-
14,104.99-
-
207,182.16-
-
592.50-
-
278.40-
-
8,674.59-
-
2,959.37-
-
219,687.02-
-
133,108.15-
Page 2

Parochial Church Council of St. Mary's Church, Overton STATEMENT OF FINANCIAL ACTIVITIES AS AT 31 DEC 2021

Note General
Fabric
Church Heritage
Churchyard &
Other
TOTALS
TOTALS TOTALS
**11 ** INCOMING RESOURCES
Voluntary Income
Activities for generating funds
Total Income from investments
Church activities
Other ordinary incoming resources
Fund
Fund
Fund Cemetery Fund
Funds
2021
Unrestricted
Restricted
Restricted
Restricted
Restricted
£
£
£
£
£
£
90,097.73
1,530.36
5,595.48
1,123.11
98,346.68
14,584.73
685.08
15,269.81
985.00
1,095.29
0.01
85.59
2,165.89
8,065.92
5,996.00
14,061.92
0.00
0.00
2020
£
82,821.62
14,186.71
3,669.25
14,743.67
60.00
115,481.25
133,108.15
133,108.15
(17,626.90)
TOTAL INCOMING RESOURCES
RESOURCES EXPENDED
Church activities
Cost of Generating voluntary income
Governance costs
TOTAL RESOURCES EXPENDED
NET INCOMING RESOURCES BEFORE TRANSFERS
113,733.38
1,095.29
1,530.37
11,677.07
1,808.19
129,844.30
115,481.25
207,182.16
592.50
278.40
8,674.59
2,959.37
219,687.02
133,108.15
207,182.16
592.50
278.40
8,674.59
2,959.37
219,687.02
133,108.15
(93,448.78)
502.79
1,251.97
3,002.48
(1,151.18)
(89,842.72)
(17,626.90)
6
12
TRANSFERS BETWEEN FUNDS
NET INCOMING RESOURCES BEFORE OTHER
RECOGNISED GAINS/LOSSES
Gains on investment assets
NET MOVEMENT IN FUNDS
Balance b/f - 1 January 2021
Balance c/f - 31 December 2021
(93,448.78)
502.79
1,251.97
3,002.48
(1,151.18)
(89,842.72)
4,089.24
945.56
442.08
5,476.88
(17,626.90)
7,740.42
(89,359.54)
1,448.35
1,251.97
3,444.56
(1,151.18)
(84,365.84)
433,846.28
10,924.14
689.91
(6,210.90)
6,514.02
445,763.45
Page 3
Parochial Church Council of St Mary's, Overton Parochial Church Council of St Mary's, Overton
Balance
Note
Sheet at 31 December 2021
General
Fund
Unrestricted
£
Fabric
Fund
Restricted
£
Church
Heritage
Fund
Restricted
£
Churchyard
& Cemetery
Fund
Restricted
£
Other
Funds
Restricted
£
Totals
2021
£
Totals
2020
£
13
14
15
16
17
18
Current Assets
Short Term Deposits
CBF deposit account
Mary Taylor CBF Deposit
Cash at Bank
CAF Bank current account
Cash in Hand
Petty Cash
Investments
CBF investment shares
Debtors (Amounts falling due within one year)
19,576.84
269,977.65
46,867.59
6,821.88
501.73
15.19
1,926.69
(6,781.16) 3,286.64 26,413.91
269,977.65
45,801.49
26,400.16
379,794.45
23,316.89
0.00 0.00 0.00
31,378.32 7,255.65 3,392.25 42,026.22 36,549.34

Prepayments
Sundry Debtors
General Fund/Fabric Fund Transfers
General Fund/Restrictd Fund Transfers
CURRENT ASSETS
Liabilities (Amounts falling due within one year)
Sundry Creditors/Accruals
Deferred Income
Other Current Liabilities
Fund Transfers
574.93
1,485.22
574.93
1,485.22
496.65
2,663.50
0.00 0.00
0.00 0.00
369,860.55 14,579.26 1,941.88 (3,388.91) 3,286.64 386,279.42 469,220.99
15,042.26
7,392.49
2,447.06
15,042.26
7,392.49
2,447.06
14,600.57
6,965.88
1,891.09
General Fund/Fabric Fund Transfers
General Fund/Restrictd Fund Transfers
CURRENT LIABILITIES
ASSETS less LIABILITIES
24,881.81 24,881.81 23,457.54
344,978.74 14,579.26 1,941.88 (3,388.91) 3,286.64 361,397.61 445,763.45
Fund Balances b/f (corrected by class)
Net movement in Funds y/e 31 Dec 2021
TOTAL ASSETS
Parish Funds
Unrestricted available
434,338.28
(89,359.54)
13,130.91
1,448.35
689.91
1,251.97
(6,833.47)
3,444.56
4,437.82
(1,151.18)
445,763.45
(84,365.84)
455,649.93
(9,886.48)
344,978.74 14,579.26 1,941.88 (3,388.91) 3,286.64 361,397.61 445,763.45
313,600.42 313,600.42
6 Unrestricted Inaccessible 31,378.32 31,378.32
Restricted available 7,323.61 1,941.88 (6,781.16) 3,286.64 5,770.97
6 Restricted Inaccessible 7,255.65 3,392.25 10,647.90
Restricted 0.00
0.00
344,978.74 14,579.26 1,941.88 (3,388.91) 3,286.64 361,397.61
Page 4

Notes to the 2021 Accounts

1
2
3
4/4a/4b
5
A delayed Gift Aid claim for 2020 of £5595.48 was paid into the Churchyard fund (which has built up a deficit in preceeding years).
A legacy of £2000 was received from the will of the late Simon Portal
Income from the Church Rooms remain lower than usual (due to continued lockdown)
Test magazine income was reduced as we could not print some issues due to lockdown and charged less for advertisements and sales
Fundraising bounced back in 2021 compared to 2020 (to nearly £5000).
A delayed Gift Aid claim for 2020 of £5595.48 was paid into the Churchyard fund (which has built up a deficit in preceeding years).
A legacy of £2000 was received from the will of the late Simon Portal
Income from the Church Rooms remain lower than usual (due to continued lockdown)
Test magazine income was reduced as we could not print some issues due to lockdown and charged less for advertisements and sales
Fundraising bounced back in 2021 compared to 2020 (to nearly £5000).
A delayed Gift Aid claim for 2020 of £5595.48 was paid into the Churchyard fund (which has built up a deficit in preceeding years).
A legacy of £2000 was received from the will of the late Simon Portal
Income from the Church Rooms remain lower than usual (due to continued lockdown)
Test magazine income was reduced as we could not print some issues due to lockdown and charged less for advertisements and sales
Fundraising bounced back in 2021 compared to 2020 (to nearly £5000).
A delayed Gift Aid claim for 2020 of £5595.48 was paid into the Churchyard fund (which has built up a deficit in preceeding years).
A legacy of £2000 was received from the will of the late Simon Portal
Income from the Church Rooms remain lower than usual (due to continued lockdown)
Test magazine income was reduced as we could not print some issues due to lockdown and charged less for advertisements and sales
Fundraising bounced back in 2021 compared to 2020 (to nearly £5000).
6 Income has increased from £115,481 in 2020 to £129,844 in 2021; gift aided donations have risen to £63,400 from £56,753 in 2020
7 Charitable Giving - as determined by the PCC, 'Giving' is calculated as 10% of 'Voluntary income plus Investment income'.
Additionally,100% of donations and response to appeals(ie Restricted funds)werepaid to the selected charities with Gift Aid.
Mission & Charities UK & Overseas Allocations 2021 Specific Donations 10% allocated
Andover Foodbank 1,226.25 225.00
A Rocha 800.00
Church Mission Socy/GarryIon 4,300.00
Good News for Everyone(formerlycalled Gideons) 250.00
Interserve 1,000.00
Mityana Projects 500.00
Mothers Union,Overseas Holidayfund 200.00
Childrens Society 235.86
Samara's Aid Appeal 1,200.00
SIM(ServingIn Mission) 1,000.00
Basingstoke Foodbank 720.00
Total 2,182.11 9,475.00
8
9
We now have a Smart Electricity meter, so will no longer have to rely on estimated electricity usage from 2022.
The main expenditure was for the new AudioVisual system and was under budget at £78,840. The PCC agreed to use the Mary Taylor
legacy to cover the cost of this project and to redecorate the Church rooms (£5900).

Page 5

ST MARY’S CHURCH, OVERTON ANNUAL REPORT OF THE PAROCHIAL CHURCH COUNCIL FOR THE YEAR ENDED 31[ST] DECEMBER 2021

Administrative information

St. Mary’s Church is situated in Church Road, Overton. It is part of the Diocese of Winchester within the Church of England. The correspondence address is The Rectory, 54 Lordsfield Gardens, Overton, Hants, RG25 3EW. The Parochial Church Council (PCC) is a charity registered with the Charity Commission (Registered Charity Number 1130067).

PCC members who have served from 1[st] January 2021 until the date this report was approved are:

Date elected: Term of office ends: Notes:
Incumbent:
The Revd James
Russell
Appointed on 1 July 2019
Licensed Lay Ministers
(LLM):
Peter Silverwood
Michael Francis
(December 2020)
2021 2022
2022
Churchwardens: Mike Smith
Stuart Williams
2021
2021
2024
2024
Deanery Synod
Representatives:
Pauline Wooster
Helen Francis
Diana Hughes
Re-elected 2017
2021
2021
2020
2024
2021
Agreed to remain to 2023
Resigned 2021
Elected members:
Peter Sweet 2018 2024 2ndterm
GillyDelbridge 2018 2024 2ndterm
Christine Abbott 2019 2022
Andrew Barton 2019 2022
Ian Boreham 2019 2022
David Spencer 2016 2022 Stands down May 2022
Christopher Cates 2020 2023
Ruth Williams 2020 December 2023
Jackie Howard 2020 December 2023
Alice Kerby 2017 2023 2ndterm
Vicky Soanes 2021 2024
Jocelyn Serfontein 2021 2024
Co-opted members:

Structure, governance and management

The method of appointment of PCC members is set out in the Church Representation Rules. All church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC.

Objectives and Activities

St Mary’s, Overton, PCC has the responsibility of co-operating with the incumbent, in promoting in the ecclesiastical parish the whole mission of the Church: pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the church and adjoining church rooms, Church Road, Overton.

Achievements and Performance

The Revised Electoral Roll for St Mary’s Church, Overton, contains 138 names, 3 fewer than 2020. There are an additional 2 names, 3 have left the parish and 2 have died. There are 2 on the Roll who live outside the parish.

Church Attendance

Restrictions on services continued after the lockdown early in 2021. We were able to meet, but not to sing as a congregation indoors from Easter until mid-July, when congregational singing was cautiously allowed indoors. Attendance on an average Sunday was initially 55/60 people, rising to 65/75 people later in the year – it has continued to vary around about these levels, so not quite back to pre-Covid numbers. Christmas 2021 saw around 85/90 people at each Christingle service – encouraging, but significantly lower than previously; 22 people at the Midnight Communion service and 60 on Christmas Day. Easter 2022 saw around 55 people at the family service on Good Friday; 18 people at the final hour service and around 98 on Easter Day HC.

Review of the Year

How difficult it is to reflect back on another year that passed by in the grip of Covid. In my mind, too, I find it hard to distinguish 2020 from 2021. It’s all rather a blur in my mind!

But we made it through and there was much to give thanks to God for even in the midst of such uncertainty. For example, ‘ Lectio Divina’ which was held on zoom throughout Lent was a particular blessing to all who tuned in. We continued our services on-line all through the January to March lockdown before having our first service of the year outside on Palm Sunday. That was a joyous occasion which paved the way for the return to our church

building on Easter Day. Life was still fairly tentative and changing throughout the next few months but we were able to meet appropriately distanced in church and a highlight throughout the summer was being able to close our services singing together outside – something we were still unable to do inside the building. On the social side it was a real joy to be able to celebrate Harvest with a barbeque together outside. I think we all realised just how much we’d missed such social interaction.

Throughout the autumn our children’s groups started to meet together again which was encouraging and the parish weekend which has held in Bournemouth in October was thoroughly enjoyed by all who attended it. Village wide we also took part in the ‘Honouring Overton’ event which was an opportunity to thank and honour all those who had helped bring us through the pandemic. Towards the end of the year when it looked like things were really starting to look upwards Omicron struck which somewhat affected our Christmas services but moving into 2022 things were starting to open up again promising a more hopeful New Year.

Through all of 2021 Home Groups continued to meet and people met together to pray either live or on zoom depending on the state of restrictions at the time. Overton Cares and Lockdown Larder, Under Ginnie’s inspiring leadership, continued to serve the community with great care and compassion and the ‘Tree of Hope’ stood as a testimony in front of church to people’s hopes, dreams and prayers. One senses that even if meeting together was sometimes impossible and at other times difficult God was continuing to do his work in all of our lives. As a church, I think, in many ways we have all emerged stronger.

Particular thanks must go to Ruth who did her usual stunning job as Administrator and to Mike and Stu who so ably took on Churchwarden duties in May when Alison stood down at the APCM. Huge thanks to Alison too for all her years as Churchwarden and particularly for helping us through the first difficult months of 2021. Another significant retirement was Julia Hodgson as PCC Secretary and as a Church Council we can all testify to the excellent job she did in that role.

So here’s hoping and praying for a more stable and ‘normal’ 2022. Annabel and I are delighted to be serving with you all here in this place and we thank you for our partnership in the gospel together.

PCC

The full PCC met 6 times during the year (January, February, April on Zoom and July, September, November in person). The average level of attendance was 74 % (2020: 76%). Finance reports were presented at each meeting, keeping the PCC up to date on income and expenditure. The budgets for 2021 and 2022 were approved.

Financial Review

We completed the installation of the new Audio-Visual system in the church in 2021 under the skilled guidance of Peter Silverwood. The project cost was kept under the budget of £84,000 and £78,840 was paid out of the Mary Taylor legacy for the new system in 2021. We also redecorated the church rooms and funded a part-time pastoral assistant, giving a total planned expenditure of £88,140 from the legacy in 2021.

General Church Income and Expenditure for 2021 therefore showed a deficit of £93,449 for the year. After allowing for the Mary Taylor legacy expenditure, this represents a loss of £5,309 (compared to a budget deficit of £9,621).

The valuation of General CBF Trust funds increased by £4,089 from December 2020, giving a net loss of £89,360 in general funds. After deduction of expenses paid of the legacy this is an overall loss of £1,220 for the year.

This is laid out in the Statement of Financial Activities (page 3 of the Annual report and finance statement). Income

Total receipts on ordinary unrestricted funds were £113,733 (£109,740 in 2020) and the figures are detailed on page one of Annual report and finance statement .

Donations in the Parish Giving Scheme remained strong with a total of £61,347 in Gift Aid Donations (£55,504 in 2021). £16,041 was recovered from income tax through gift aided donations to the general fund. In addition, £5,595 was paid into the Churchyard and Cemetery fund from an outstanding 2020 Gift Aid claim, but this still leaves a deficit of £6,781 in the Churchyard fund.

We also received a legacy of £2,000 from the estate of the late Simon Portal in 2021.

As anticipated, income from hire of church rooms remained low at £2,056 (£2,097 in 2020) and Test magazine income was also lower at £11,364 (£16,023 in 2020) with printing expenses at £8,866 (£8,201 in 2020). The Test magazine profit was £2,498 for 2021 (£7,822 in 2020). However, general fundraising for the church recovered in 2021 to £4,260 from £1,515 in 2020, thanks to the work of the fundraising committee and others. Fees for Weddings and Funerals were £10,967 in 2021 (compared to £9,208 in 2020).

Overall general unrestricted income was very close to the budget figure of £114,616.

Expenditure

Resources expended from unrestricted funds totalled £207,182 (£124,694 in 2020) as expected in relation to the installation of the new Audio-Visual system.

Expenditure on maintaining the Churchyard was £2,675 more than the fees received.

Mission giving in 2021 amounted to £9,475 from general giving and £2,182 in specific donations. The details are laid out in the notes to the accounts (page 5).

Reserves

The total reserves carried forward on 31st December 2021 for unrestricted and restricted funds totals £361,398 (£445,659 in 2020). Of the total reserves, £42,026 is not currently “accessible” as it is held in CBF Trust Funds; the valuation of these Trust Funds has increased £5,477 since December 2020.

Reserves Policy

It is the PCC aim to maintain a balance on accessible and uncommitted reserve funds, which equates to approximately three months expenditure (£35,000) to cover emergency situations that may arise from time to time. It is the aim of the PCC to improve the finances through growth in membership and encouraging faithful stewardship of members, supplemented by fundraising and good stewardship of outgoings, to keep the reserves above the desired level. The unrestricted accessible reserves on 31st December 2021 were £313,600 (£406,453 in 2020).

Our general funds balance is currently invested with the CBF Church of England Deposit Fund.

SAFEGUARDING

The PCC declares that they have complied with the duty under Section 5 of the Safeguarding and Clergy Discipline Measure 2016 (the duty to have regard to the House of Bishops’ guidance on Safeguarding children and vulnerable adults).