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2020-12-31-accounts

ST MARY’S CHURCH, OVERTON ANNUAL REPORT OF THE PAROCHIAL CHURCH COUNCIL FOR THE YEAR ENDED 31[ST] DECEMBER 2020

Administrative information

St. Mary’s Church is situated in Church Road, Overton. It is part of the Diocese of Winchester within the Church of England. The correspondence address is The Rectory, 54 Lordsfield Gardens, Overton, Hants, RG25 3EW.

The Parochial Church Council (PCC) is a charity registered with the Charity Commission (Registered Charity Number 1130067).

PCC members who have served from 1[st] January 2020 until the date this report was approved are:

----- Start of picture text -----
Date elected: Term of office Notes:
ends:
Incumbent: The Revd James Appointed on 1 July
Russell 2019
Licensed Lay Peter Silverwood
Ministers (LLM): Michael Francis
(December 2020)
Wardens: Alison Peters 2014 2020 Extended to 2021
Zoe Deacon 2016 2022 (see Notes) Stepped down
October 2020
Deanery Synod Pauline Wooster Re-elected 2017 2020 Agreed to remain to
Representatives: 2021
Elected members:
Diana Hughes 2018 2021 2 [nd] term
Peter Sweet 2018 2021
Gilly Delbridge 2018 2021
Christine Abbott 2019 2022
Andrew Barton 2019 2022
Ian Boreham 2019 2022
David Spencer 2016 2022 2 [nd] term
Julia Hodgson 2016 2022 2 [nd] term
Christopher Cates 2020 2023
Ruth Williams 2020 December 2023
Jackie Howard 2020 December 2023
Alice Kerby 2017 2023 2 [nd] term
Co-opted members: Neville Hughes 2018
----- End of picture text -----

Structure, governance and management

The method of appointment of PCC members is set out in the Church Representation Rules. All church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC.

Objectives and Activities

St Mary’s, Overton, PCC has the responsibility of co-operating with the incumbent, in promoting in the ecclesiastical parish the whole mission of the Church: pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the church and adjoining church rooms, Church Road, Overton.

Achievements and Performance

The Revised Electoral Roll for St Mary’s Church, Overton, contains 141 names, 1 more than 2019. There are an additional 9 names, 6 have left the parish and 2 have died. There are 4 on the Roll who live outside the parish.

Church Attendance

Owing to the lockdown and restrictions imposed in response to the Covid-19 pandemic, there were no Sunday services in church from March to July. For a time during the summer, Sunday services were resumed (evenings only) with an average attendance of about 40. A second lockdown was imposed during the autumn with a brief easing of restrictions in the run-up to Christmas when the church was open for services. Attendance over Christmas Eve (2x nativity services) and Christmas morning totalled 144. From March to December our Sunday services were available on the church website with a total of 1293 views and an average of 42 views each week.

( 2019: The average weekly attendance at Sunday services (not including special services or where baptism parties were present) was 80 adults and 8 children. These numbers increased significantly at festivals and especially at Christmas when 537 adults and children came to church).

Review of the Year

What a year 2020 has been as we’ve lived in the midst of a global pandemic. Church life as we’ve always known it came to an end on March 15[th] and we have been living in various states of

lockdown ever since.

Consequently, the full PCC met 3 times during the year (February, September and December, the latter two meetings via Zoom). The average level of attendance was 76 % (2019: 78%). Finance reports were presented at each meeting, keeping the PCC up to date on income and expenditure. The budgets for 2020 and 2021 were approved.

Where possible and feasible, sub-committees met remotely via Zoom at various times during the year and reports of their deliberations were received by the full PCC and discussed where necessary.

However, in adversity comes resilience and imagination. Our on-line services have been wellreceived by people – regular church members and others. We have also connected with the village through other platforms such as Overton TV. Our church buildings may have been closed for Sunday worship for much of the year but as a church we have remained active and alive. It was a particular blessing too to be able to meet together for a short live evening service during the summer months.

What has been particularly encouraging has been the way that we have been able to partner with the other Overton churches as well as the Parish Council and the OBA in caring for our neighbours and the wider community through such initiatives as Overton Cares and Lockdown Larder. We are particularly grateful for all that Ginnie Cates has done in mobilising such an excellent team of volunteers and it has been so encouraging to see real and fruitful partnerships develop and grow across the village. Jesus told us that the two greatest commandments were to ‘love God and love our neighbour’ and that has been seen in so many clear and practical ways.

Another highlight of 2020 was the risk-assessed and socially-distanced Holiday Club that Amelia ran so brilliantly for us in August. It was a real joy to be able to offer something to the children of our village even if in very different circumstances to normal. It was a triumph of ingenuity and careful planning in the midst of challenging times. We said goodbye to Amelia at the end of the year and we wish her all the very best in this next stage of her life as she goes forward towards ordination.

So a difficult and hard year but one where Home Groups have continued to meet, people have continued to pray, where we’ve carried each other’s burdens and where the light of Christ has continued to shine. Annabel and I feel very privileged to be part of such a church. As we move further into 2021 we continue to look to the Lord to lead us and we pray that the spread of Covid might be stopped both here and across the globe. There are signs of hope with the vaccine roll-out and the knowledge that restrictions are starting to be gently eased. What we can be certain of is that we will all emerge from this as changed people and as a changed church. It makes us ask questions as to what Christian mission in the 2020’s will now look like – what challenges Covid has placed upon us, what questions it has forced us to ask, and what new opportunities it has created for us as we continue to hold out ‘the word of life’ (Phil 2:16) to people. Jesus calls us all by name and we all have a part to play in his plans for Overton and our community here. It is exciting to see what that will look like.

Financial Review

General Church Income and Expenditure for 2020 showed a deficit of £14,955 for the year, against a budget deficit of £19,617. The valuation of General CBF Trust funds increased by £5,779 from December 2018, giving a net loss of £9,175.

Income

Total receipts on ordinary unrestricted funds were £109,740 (£125,191 in 2019, but £489,374 including the Mary Taylor legacy) and the figures are detailed in the Financial Statements. Increased giving through the Parish Giving Scheme and some generous one-off donations partially offset the inevitable reduction in plate giving during lockdown (down £7,756 compared to 2109). Overall, planned and weekly giving together with donations in 2020 was £3,380 less than 2019 at £82,822 (£86,202 in 2019).

The Gift Aid claim for 2020 includes only six months of non-PGS income due from 2019 (approximately £2,000). The 2020 non-PGS Gift Aid (approximately £4,000) will be shown in the 2021 accounts.

Test magazine net income was £16,023 (£17,483 in 2019) with printing expenses decreased at £8,201 (£10,105 in 2019) maintaining a profit for 2020 of £7,822 (£7,378 in 2019). Reductions in income from advertising and subscription (due to missing print issues during lockdown in both 2020 and 2021) will be reflected in the 2021 figures.

Church rooms hire brought in only £2,097 (£7,244 in 2019) and fees for Weddings and Funerals were down (£9,208 compared to £11,065 in 2019).

Overall general unrestricted income was around £8,000 below budget.

Expenditure

Resources expended from unrestricted funds totalled £124,694 (£126,207 in 2019) which was £12,723 under budget.

Mission giving in 2020 amounted to £8,767 (£11,845 in 2019). Expenditure on Youth groups and Outreach totalled £1,174 (£2,211 in 2019). Building costs were around £8,000 lower than budget.

Reserves

The total reserves carried forward on 31st December 2020 for unrestricted and restricted funds totals £445,659 (£455,545 in 2019). Of the total reserves, £36,549 is not currently “accessible” as it is held in CBF Trust Funds; the valuation of these Trust Funds has increased £7,740 since December 2018.

Reserves Policy

It is the PCC aim to maintain a balance on accessible and uncommitted reserve funds, which equates to approximately three months expenditure (£35,000) to cover emergency situations that may arise from time to time. It is the aim of the PCC to improve the finances through growth in membership and encouraging faithful stewardship of members, supplemented by fundraising and good stewardship of outgoings, in order to keep the reserves above the desired level. The unrestricted accessible reserves on 31st December 2020 were £406,453 (£421,407 in 2019).

It is our policy to invest our funds balances with the CBF Church of England Deposit Fund.

Annual Report and Financial Statements of the Parochial Church Council of the

Ecclesiastical Parish of St. Mary's, Overton, Diocese of Winchester for the year ended 31 December 2020

Incumbent:

Rev James Russell

54 Lordsfield Gardens, Overton, Basingstoke, HANTS, RG25 3EW

Banks:

CAF Bank Ltd., 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ

Winchester Diocesan Board of Finance, Old Alresford Place, Alresford, Hants SO24 9DH CCLA Investment Management Ltd, Senator House, 85 Queen Victoria Street, London EC4V 4ET.

Independent Examiner:

Mr Richard Iain Anderson Knapman FCIB

30 Lordsfield Gardens Overton, Basingstoke HANTS RG25 3EW

REGISTERED CHARITY NUMBER 1130067

Independent Examlnerfs Report on tho PCC of St Pa•rf$ (herton Thls report on the accounts of the PCC for the year ended 31" December 2018. which are set out on The following pa8es, is in respect of An examination carried out in accordance w¢th the Church Accounting Re8ulatlons 2(fi61"the Re8ulatlons"l and s.43 of the Charities Att 19931.the Act'l. Respertlv• r•sponslblllty of the PCC and the examlner. As the members of the PCC you are responslble for the preparatlon of the financlal statements.. you Consider that the audit requirements of s.43121 of the Art does not apply. It is my responsibility to 155ue the report on those accounts in accordance with the tems of the Regulations. 8asls of rny report. My examination was carried out In accordance wlth the General Dlrections gfven by the Charity Commission under section 4317llbl of the Art and to be found in Church guidance, 2006 edition. That examination includes a review of the accounting records kept by the PCC and a comparison of the accounts with those record5. It also includes conslderlng any unusual Items or disclosures in the financial statements and 5eekin8 explanations from you as trustees concerning any such rnatter5. The procedures undertaken do not prowde all the evidence that ThY¥uld be requlred In an audit, and consequently I do not expr￿ an audit opinlon on the Vlew 8iven by the account Independent wimlnerfs stat¢menL In connection with my examination, no matter has come to ry attention: 11} which gives me reasonable cause to believe that In any rnaterial ￿SpeCt the requlrements to keep accounting records in accordance with sertion 41 of the Act,. and to prepare financial statements. which accord with the accounting records and comply with the requlrements of the Acr and rhe Regulatlons have been met. 121 to whlch In my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Parochial Church Council of St. Mary's Church, Overton Notes to the Financial Statement for the year ended 31 December 2020

Note
-
1-
Incoming Resources
Incoming Resources from Donors
Planned Giving:
General
Fabric
Church
Churchyard
Other
Totals
Totals
Fund
Fund
Heritage
& Cemetery
Funds
2020
2019
Fund
Fund
Unrestricted
Restricted
Restricted
Restricted
Restricted
£
£
£
£
£
£
£
-
2-
-
3-
-
4-
-
5-
2a
Gift Aid Donations
Income Tax Recoverable
Other Planned Giving
Collections (Open Plate) at all Services
Gift Days
Grants
Donations, Appeals, etc.
Legacies
Activities for Generating Funds
Fete
Church/Rooms Lettings
Church Magazine (TEST) Advertisments
Fund Raising - General
Income from Investment
Dividends and Interest inc. any reclaimable Tax
-
55,503.84-
-
1,249.60-
-
--
-
56,753.44-
-
53,737.64-
-
12,461.21-
-
277.40-
-
12,738.61-
-
13,203.91-
-
6,387.40-
-
6,387.40-
-
5,941.00-
-
--
-
-
974.17-
-
974.17-
-
8,729.84-
-
--
-
-
--
-
-
5,649.21-
-
-
318.79-
-
5,968.00-
-
4,589.36-
-
--
-
--
-
364,183.50-
-
80,975.83-
-
--
-
1,527.00-
-
--
-
318.79-
-
82,821.62-
-
450,385.25-
-
--
-
-
2,097.40-
-
2,097.40-
-
7,244.00-
-
10,574.51-
-
10,574.51-
-
11,417.10-
-
1,514.80-
-
--
-
1,514.80-
-
1,002.05-
-
14,186.71-
-
--
-
--
-
--
-
--
-
14,186.71-
-
19,663.15-
-
2,503.42-
-
1,083.10-
-
0.08-
-
82.65-
-
3,669.25-
-
4,521.68-
-
6-
Gain/Loss on Investments
Income from Church Activities
-
7-
Fees
4a
Church Magazine (TEST) sales
Bookstall
Outreach events
Holiday Club
Other Ordinary Incoming Resources
Sundry Income
Total Incoming Resources
Gain/Loss on Investments
Income from Church Activities
Fees
Church Magazine (TEST) sales
Bookstall
Outreach events
Holiday Club
Other Ordinary Incoming Resources
Sundry Income
Total Incoming Resources
-
--
-
1,982.91-
-
2,503.42-
-
1,083.10-
-
0.08-
-
82.65-
-
--
-
3,669.25-
-
6,504.59-
-
6,478.70-
-
2,729.67-
-
9,208.37-
-
11,864.98-
-
5,448.30-
-
5,448.30-
-
6,066.25-
-
--
-
--
-
-
--
-
--
-
525.59-
-
87.00-
-
87.00-
-
-
12,014.00-
-
--
-
--
-
2,729.67-
-
--
-
14,743.67-
-
18,456.82-
-
60.00-
-
60.00-
-
1,567.60-
-
60.00-
-
--
-
--
-
--
-
--
-
60.00-
-
1,567.60-
-
109,739.96-
-
1,083.10-
-
1,527.08-
-
2,812.32-
-
318.79-
-
115,481.25-
-
496,577.41-
Page 1

Parochial Church Council of St. Mary's Church, Overton Notes to the Financial Statement for the year ended 31 December 2020

Note
8
Resources Expended
Missionary and Charitable Giving:
General
Fabric
Church
Churchyard
Other
Totals
Totals
Fund
Fund
Heritage
& Cemetery
Funds
2020
2019
Fund
Fund
Unrestricted
Restricted
Restricted
Restricted
Restricted
£
£
£
£
£
£
£
Church Overseas: Missionary Societies
Home Missions & Other Church Societies
Ministry: Diocesan Parish Share
Ministry: Other Ministry Costs
-
8,447.92-
-
20.00-
-
8,467.92-
-
10,521.03-
-
298.79-
-
298.79-
-
829.45-
-
8,447.92-
-
--
-
--
-
--
-
318.79-
-
8,766.71-
-
11,350.48-
-
72,224.52-
-
72,224.52-
-
69,541.26-
-
940.56-
-
940.56-
-
1,436.92-
Church: Cleaning and Consumables -
3,845.35-
-
3,845.35-
-
3,949.24-
7a
9
Church: Repairs and Maintenance
Church/Rooms: Gas/Electric/Water
Church/Rooms: Insurance
Church: Equipment
-
1,459.83-
-
270.00-
-
7,683.87-
-
9,413.70-
-
20,837.93-
-
3,561.15-
-
3,561.15-
-
3,753.25-
-
4,189.89-
-
4,189.89-
-
3,991.13-
-
421.54-
-
141.03-
-
562.57-
-
781.50-
Rooms: Running Costs
10
Church: Upkeep of Services
4b
Church Magazine (TEST) costs
Youth Groups and Outreach
Bank Charges
Bookstall purchases
Home Group/Discipleship
Building Projects
Sundry Expenses
Generating Voluntary Income:
Costs
Fundraising Costs:
Church Fete
Other Fundraising
Staff Costs: Wages and Salaries
Total Resources Expended
Rooms: Running Costs
Church: Upkeep of Services
Church Magazine (TEST) costs
Youth Groups and Outreach
Bank Charges
Bookstall purchases
Home Group/Discipleship
Building Projects
Sundry Expenses
Generating Voluntary Income:
Costs
Fundraising Costs:
Church Fete
Other Fundraising
Staff Costs: Wages and Salaries
Total Resources Expended
-
--
-
5763.04
-
5,763.04-
8,037.42
-
8,200.54-
-
8,200.54-
-
10,105.18-
-
1,173.63-
-
1,173.63-
-
2,210.50-
-
60.00-
-
60.00-
-
65.00-
-
--
-
-
--
-
-
--
-
-
301.50-
-
301.50-
-
529.92-
-
102,141.55-
-
--
-
270.00-
-
7,824.90-
-
--
-
110,236.45-
-
125,239.25-
-
--
-
--
-
--
-
--
-
--
-
--
-
-
--
-
--
-
--
-
--
-
--
-
--
-
-
--
-
--
-
-
--
-
--
-
20.05-
-
--
-
--
-
--
-
--
-
--
-
--
-
20.05-
-
14,104.99-
-
14,104.99-
-
9,056.85-
-
14,104.99-
-
--
-
--
-
--
-
--
-
14,104.99-
-
9,056.85-
-
124,694.46-
-
--
-
270.00-
-
7,824.90-
-
318.79-
-
133,108.15-
-
145,666.63-
Page 2

Parochial Church Council of St. Mary's Church, Overton STATEMENT OF FINANCIAL ACTIVITIES AS AT 31 DEC 2020

Note General
Fabric
Church Heritage
Churchyard &
Other
TOTALS
TOTALS
**11 ** INCOMING RESOURCES
Voluntary Income
Activities for generating funds
Total Income from investments
Church activities
Other ordinary incoming resources
TOTAL INCOMING RESOURCES
RESOURCES EXPENDED
Church activities
Cost of Generating voluntary income
Governance costs
TOTAL RESOURCES EXPENDED
NET INCOMING RESOURCES BEFORE TRANSFERS
Fund
Fund
Fund Cemetery Fund
Funds
2020
Unrestricted
Restricted
Restricted
Restricted
Restricted
£
£
£
£
£
£
80,975.83
1,527.00
318.79
82,821.62
14,186.71
14,186.71
2,503.42
1,083.10
0.08
82.65
3,669.25
12,014.00
2,729.67
14,743.67
60.00
60.00
2019
£
450,385.25
19,663.15
6,504.59
18,456.82
1,567.60
109,739.96
1,083.10
1,527.08
2,812.32
318.79
115,481.25
496,577.41
124,694.46
270.00
7,824.90
318.79
133,108.15
145,666.63
124,694.46
270.00
7,824.90
318.79
133,108.15
145,666.63
(14,954.50)
1,083.10
1,257.08
(5,012.58)
0.00
(17,626.90)
350,910.78
12 TRANSFERS BETWEEN FUNDS
NET INCOMING RESOURCES BEFORE OTHER
RECOGNISED GAINS/LOSSES
Gains on investment assets
NET MOVEMENT IN FUNDS
Balance b/f - 1 January 2020
Balance c/f - 31 December 2020
(14,954.50)
1,083.10
1,257.08
(5,012.58)
(17,626.90)
5,779.28
1,336.35
624.79
7,740.42
350,910.78
(9,175.22)
2,419.45
1,257.08
(4,387.79)
(9,886.48)
442,916.93
8,504.69
(567.17)
(1,823.11)
6,514.02
455,545.36
350,910.78
104,634.58
433,741.71
10,924.14
689.91
(6,210.90)
6,514.02
445,658.88
455,545.36
Page 3
Parochial Church Council of St Mary's, Overton Parochial Church Council of St Mary's, Overton
Balance
Note
Sheet at 31 December 2020
General
Fund
Unrestricted
£
Fabric
Fund
Restricted
£
Church
Heritage
Fund
Restricted
£
Churchyard
& Cemetery
Fund
Restricted
£
Other
Funds
Restricted
£
Totals
2020
£
Totals
2019
£
13
14
15
16
17
Current Assets
Short Term Deposits
CBF deposit account
Mary Taylor CBF Deposit
Cash at Bank
CAF Bank current account
Cash in Hand
Petty Cash
Investments
CBF investment shares
Debtors (Amounts falling due within one year)
19,566.65
379,794.45
27,493.49
6,818.33
(2,204.28)
15.18
674.73
(9,161.07) 6,514.02 26,400.16
379,794.45
23,316.89
26,288.51
391,670.25
32,797.83
0.00 0.00 0.00
27,289.08 6,310.09 2,950.17 36,549.34 28,808.92

Prepayments
Sundry Debtors
General Fund/Fabric Fund Transfers
General Fund/Restrictd Fund Transfers
CURRENT ASSETS
Liabilities (Amounts falling due within one year)
Sundry Creditors/Accruals
Deferred Income - Test Magazine
Other Current Liabilities
Fund Transfers
496.65
2,663.50
496.65
2,663.50
472.07
2,344.21
0.00 0.00
0.00 0.00
457,303.82 10,924.14 689.91 (6,210.90) 6,514.02 469,220.99 482,381.79
14,600.57
6,965.88
1,891.09
14,600.57
6,965.88
1,891.09
20,810.47
5,942.39
General Fund/Fabric Fund Transfers
General Fund/Restrictd Fund Transfers
(1,000.00)
1,000.00
CURRENT LIABILITIES
ASSETS less LIABILITIES
23,457.54 23,457.54 26,752.86
433,846.28 10,924.14 689.91 (6,210.90) 6,514.02 445,763.45 455,628.93
Fund Balances b/f
Net movement in Funds y/e 31 Dec 2020
TOTAL ASSETS
Parish Funds
Unrestricted
Restricted
Restricted
Restricted
Restricted
442,916.93
(9,175.22)
8,504.69
2,419.45
(567.17)
1,257.08
(1,823.11)
(4,387.79)
6,514.02 455,545.36
(9,886.48)
104,634.58
350,910.78
433,741.71 10,924.14 689.91 (6,210.90) 6,514.02 445,658.88 455,545.36
406,452.63
27,289.08
10,924.14 689.91 (6,210.90) 406,452.63
27,289.08
10,924.14
689.91
(6,210.90)
429,046.72
21,509.80
4,973.74
15.10
6,514.02 6,514.02
433,741.71 10,924.14 689.91 (6,210.90) 6,514.02 445,658.88 455,545.36
Page 4

Notes to the 2020 Accounts to be presented to the APCM

Mission & Charities UK & Overseas Specific Donations 10% allocated
Andover Foodbank -
139.40-
200.00
Child Aid to Eastern Europe 500.00
Church Mission Socy/Garry Ion 4,300.00
Gideons International 200.00
Mission Aviation Fellowship 1,255.00
Mityana Projects 400.00
Mothers Union, Overseas Holiday Fund 200.00
Samara's Aid Appeal -
20.00-
1,000.00
SIM (Serving In Mission) 450.00
Basingstoke Foodbank -
159.39-
Total -
318.79-
-
8,505.00-

Page 5

Independent Examlnerf$ ftoport w the PCC of St Marfs iherton Thls report on the accounts of the PCC for the year ended 31° December 2018. which are set on The followin8 pages. is in respe¢< of An examinatKin carried out in accordance with the Church Accounting Regulatlons 2U)61"the Regulations") and 5.43 of the Charities Act 19931.the Art"). As the members of the PCC you a￿ responslble for the preparatknn of the financlal ststernents: yoil Consider that the audit requirements of s.43121 of the Att does not apply. It is my responsibillty to luue the report on those accounts in accordance with the tem)s of the Re8ulations. My examlnatlon was carrled out In accordance wlth General Dlrectlons glven by the Charity Commission under sertion 4317}Ibl of the Art and to be tound in Church guldance, 2CQ6 edition. That examlnation includes a review of the accounting records kept by the PCC arKI a comparison of the attounts with those records. It also includes considering any unusual Items or disclosures in the financial statements and seekin8 explanation5 from you as twstees con￿mIng any such matters. The procedures undertaken do not provide all the viidence that would be requlred in an audit, and Consequent￿ I do not express an audlt opinion on the view 8iven by the accounts. Independent •xamlMes statsmenL In connection with my examinatlon. no matter has come to my attent￿n. 11) which 8lves me reasonable cause to believe that ITr any material respect the requirements to keep accountin8 records in accordance with section 41 of the Act,. and to prepare financial ststements, which accord with the accounting records and comply wlth the requlrements of the Ac( and the Regulations have been met. 12) to which In my opinion. attention sI￿uld be drawn in order to enable a proper understandin8 of the accounts to be reathed.