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2021-12-31-accounts

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

St Andrew’s Church, Caversham. Registered Charity 1130027

Trustees Annual Report re 2021

Aim and Purpose

St Andrew’s Parochial Church Council (PCC) has the responsibility of co-operating with the incumbent, Reverend Nigel Jones, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. This includes the maintenance of the Church Hall, Albert Road, Caversham.

The vision of St Andrew’s is to be:

This Vision Statement, adopted by the PCC, recognises that the purpose of the church is to serve the whole community, not just those who confess a Christian faith.

Objectives and Activities

When planning our activities for the year, the incumbent and PCC have considered the Commission’s guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion.

In particular we seek to help local people to live fulfilling, meaningful, healthy and happy lives. We do this

To facilitate this it is important that we maintain the fabric of the Church and the adjacent Church Hall.

Worship and Prayer

The PCC are keen to offer a range of services during the week and over the course of the year that our community find both beneficial and spiritually fulfilling.

The main religious festivals of Christmas and Easter are marked with services of different characteristics to appeal to those seeking reflection, solemn prayer, joyous worship and tradition. In this way the PCC aims to make St Andrew’s accessible to a wide range of people.

Church Services and events are advertised throughout the parish by way of the St Andrew’s website, Facebook page, posters outside the church and hall, and prayer cards delivered in rotation to each road in the parish on one week in the year.

Deanery Synod

Two members of the PCC sit on the deanery synod. The number of representatives is related to the number of people on the electoral roll. This provides the PCC with an important link between the parish and the wider structure of the church. Since Feb 2020 one of the two positions has been vacant.

Community Outreach

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

The continued use of Church buildings to host the high quality “Concerts in Caversham” attract visitors from a wide geographical area. Other musical events have also been hosted.

The Church building is left open during the day to provide local people with the opportunity for informal prayer or a quiet space at times when they find it convenient.

Tiddlers, our toddler group, is very popular and it is appreciated that the church provides the facility. Most of those that attend are not committed Christians. There are healthy snacks for the children.

The Fisherman Cafe in the Church Hall has been closed since March 2020.

Church Fabric

The Church is in a good state of repair, minor repairs and maintenance are undertaken as required. The crack in the Chancel arch continues to be monitored and no action is required at present. The church lightning conductor was tested and was found to be in good order.

The Garden of Remembrance continues to be well cared for. The condition of the cedar tree continues to be monitored to ensure public safety.

Church Hall Fabric

Repairs and maintenance are undertaken as required to maintain the fabric of the building and ensure compliance with health and safety legislation. The solar panels on the hall roof continue to generate electricity, which contributes to our overall hall income.

Hall use has largely recovered from the covid shutdown this year, with bookings every morning and evening, and most afternoons. In addition to its occasional use as a polling station, the hall is regularly used by uniformed organizations, music groups, acting classes, dance-groups, a pre-school, yoga group, an aerobics class and blood donors, as well as birthday parties.

Mission and Evangelism

Helping those in need is a demonstration of our faith. During the year St Andrew’s has supported local and overseas charities. The Church supports one named local charity each year, for the year under review it was No5 which supports young people with mental health issues in Reading. In addition, church members continued to support Grow Hope in Zimbabwe, training young people in the second poorest country in the world as farmers and Christian leaders helping them take responsibility for their lives and their communities. As a result of the pandemic, there were no door-to-door collections during Christian Aid week this year.

St Andrew’s provides a collecting point in the Church Porch for Readifood, the Reading food bank, and donations are given generously by both members of the congregation and non church goers in the parish.

The St Andrew’s branch of the Mothers’ Union continues to support parents of children admitted to the Royal Berkshire Hospital by providing toiletry bags filled with essentials for an unexpected overnight stay.

A PCC sub committee has continued during the year to review St Andrew’s environmental position and to recommend actions to the PCC to improve the eco footprint of both Church and congregation.

Ecumenical Relations

The Church is a member of Churches together in Caversham (CTC). CTC co-ordinates a project called RE-Inspired which takes church members into local schools to help deliver the Christian element of the RE curriculum. Approximately 1000 children benefit each year. CTC also runs a summer holiday club for 100-150 children. RE-Inspired and the Holiday Club were severely curtailed in 2021.

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

Financial Review

Total Income in the year was £114,459, up on the previous year’s total of £107,148. Total Expenditure (including large one-off items) was £97,185 (£97,773). Income comes from donations and legacies, trading activities which include activities such as the Hire of the hall, sale of stamps, investments and other income that does not fit into the previous headings. Investment income includes dividends and interest on the deposit account, which is higher reflecting the increased cash balance. Other income is the refund received from the diocese for paying the parish share in full and on time.

The Balance Sheet shows the church has total net assets of £220,930 (£200,771) made up of fixed assets, funds in the current and deposit accounts and investments. The figure of £220,930 is allocated to a variety of funds some of which are restricted.

Reserves Policy

It is PCC policy to maintain a balance on the unrestricted funds (if possible) which equates to at least three months unrestricted payments, equivalent to £100,000, to cover emergency situations that may arise from time to time (including roof repair at £50,000).

It is our practice to invest excess funds with the CCIF Church Commissioners Investment fund.

Volunteers

We would like to thank all the volunteers who work so hard to make our church the warm and welcoming community it is. In particular the churchwarden Nick Jones, and all members of the PCC for their valuable contribution to our ministry and for keeping the church running. Thanks are due to Andy Allen who has acted as treasurer.

Structure, Governance and Management

The method of appointment of the PCC members is set out in the Church Representation Rules. At St Andrew’s the membership of the PCC consists of the incumbent (our vicar), churchwardens, and members elected by those members of the congregation who are on the electoral roll of the church. All those who attend our services/members of the congregation are encouraged to stand for election to the PCC.

The PCC members are responsible for making decisions on all matters of general concern and importance to the parish including deciding on how the funds of the PCC are to be spent.

The full PCC met 6 times during the year, largely via Zoom. A standing committee meets between PCC meetings. There is also a social committee for planning and coordinating events for the church and wider community.

There is a Safeguarding Officer who ensures that the church is compliant with best practice, following diocesan guidelines, and who reports to the PCC at each meeting.

Administrative Information

St Andrew’s Church is situated in Harrogate Road, Caversham. It is part of the deanery of Reading in the Diocese of Oxford. The correspondence address is St Andrew’s House, Harrogate Road, Caversham, Reading RG4 7PW.

The PCC is a body corporate (PCC Powers measure 1956, Church Representation rules 2006) and a charity registered with the Charities Commission, registration number 1130027.

PCC members who served during 2021 are:

Ex Officio Members Incumbent The Rev'd Nigel Jones Chairman Churchwardens Nick Jones

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

Deanery Synod Representatives Jane Borgeaud

Elected members Andy Allen (Treasurer) Elected members Andy Gordon Ball Allen (Treasurer) Gordon Katrina Collett Ball Katrina Virginia Cullura (Secretary) Collett Virginia Cullura (Secretary) Betty Pargeter Betty Pargeter Lynda Hanks (from 18 July 2021) Lynda Hanks (from 18 July 2021)

Approved by the PCC on 14[th] June 2022 and signed on their behalf by Revd Nigel Jones (PCC Chairman) Approved by the PCC on 14" June 2022 and signed on their behalf by Revd Nigel Jones (PCC Chairman)

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

St Andrews Church - 1130027

Statement of Financial Activities

For the period from 01 January 2021 to 31 December 2021

Unrestricted Restricted Endowment Endowment Total Prior year
funds funds funds funds total funds
Income and endowments from:
Donations and legacies 75,963 1,908
77,872
77,707
Church Activities 29,257 1,929
31,187
23,426
Income from charitable activities 1,530
1,530
Other trading activities 1,538
1,538
1,863
Investments 652 652 1,118
Other income 1,678
1,678
3,032
Total income 110,621 3,838
114,459
107,148
Expenditure on:
Church Activities 91,246 5,310
96,556
96,920
Expenditure on charitable activities 95
Other expenditure 629 629 757
Total expenditure 91,875 5,310
97,185
97,773
Net income / (expenditure) resources before transfer 18,746 -1,472
17,273
9,375
Transfers
Gross transfers between funds - in 10 2,915
2,926
335
Gross transfers between funds - out -2,915 -10
-2,926
-335
Other recognised gains / losses
Gains / losses on investment assets 2,884
2,884
1,253
Gains on revaluation, fixed assets, charity's own use
Net movement in funds 18,725 1,432
20,158
10,629
Reconciliation of funds
Total funds brought forward 191,332 9,439
200,771
190,142
Total funds carried forward 210,057 10,872
220,930
200,771

There may be minor discrepancies in the totals if the pence are not being shown

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

Balance sheet (Summary) as at: 31 December 2021

As at 31/12/2021
£
As at 31/12/2020
£
Fixed assets
Tangible assets
Investments
Current assets
Debtors
Cash at bank and in hand
Liabilities
Creditors: Amounts falling due in one year
Net current assets less current liabilities
Total assets less current liabilities
Total net assets less liabilities
Represented by
Unrestricted
Unrestricted - General fund
Designated
Designated - Cafe
Designated - Concerts
Designated - Heating upgrade
Designated - Legacies
Designated - Messy Church
Designated - Hardship Fund (Hilda Hodges)
Designated - Social
Restricted
Restricted - Hall Hire Deposits
Restricted - Weddings funerals etc fees
Restricted - Youth Church
Restricted - Traidcraft
Restricted - Choir
Restricted - Flowers
Restricted - Garden of remembrance
Restricted - Hardship Fund (Hilda Hodges)
Restricted - Mission
Restricted - Social
Restricted - St Raphael
Funds of the church
8,816
22,947
31,763
6,518
185,467
191,985
2,818
189,167
220,930
220,930
64,360
611
0

143,686
1,323

76
150
108
0
0
50
444
18
7,870
1,094
1,136

220,930
9,445
20,062
29,507
5,309
168,246
173,555
2,290
171,264
200,771
200,771
59,076
556
0

130,300
1,323

76

0
93
0
50
79
33
7,870
55
1,256
200,771

There may be minor discrepancies in the totals if the pence are not being shown

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

St Andrews Church - 1130027

Fund movement summary Selected period: 01 January 2021 to 31 December 2021

Fund Fund Balances Incoming
Outgoing

Outgoing
Transfers Transfers Gains and Journal Enties
Fund balances
brought forward
Resources

Resources
Losses Carried forward
HHD - Hall Hire Deposits 450 289 -10
150
Traid - Traidcraft 0
0
General - General fund 59,076 95,566 90,261 -2,905 2,884
64,360
Cafe - Cafe 556 54
611
Concerts - Concerts 0
0
Heating - Heating upgrade
Legacies - Legacies 130,300 15,000 1,613
143,686
Messy - Messy Church 1,323
1,323
Choir - Choir 50
50
Flowers - Flowers 79 365
444
Garden - Garden of 33 519 1,859 1,325
18
remembrance
Hilda - Hardship Fund 7,870
7,870
(Hilda Hodges)
Mission - Mission 55 1,024 1,119 1,134
1,094
Social - Social 1,333 89 209
1,212
Raphael - St Raphael
WFFees - Weddings 0 1,390 1,282
108
funerals etc fees
Youth - Youth Church 93 550 456
0
Totals 200,771 114,459 97,185 2,884
220,930

There may be minor discrepancies in the totals if the pence are not being shown

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

St Andrews Church - 1130027

Analysis of income and expenditure Selected period: 01 January 2021 to 31 December 2021

Total
Unrestricted Designated Restricted Endowment This year
Last year
Income and endowments
Donations and legacies
C0101 - Planned Giving 34,638
34,638
32,291
C0102 - Tax Recoverable 10,694
10,694
9,553
C0103 - Collections 2,435 2,435 1,870
C0105 - Donations 11,895
11,895
13,025
C0106 - Votive Candles 216 216 39
C0113 - Government Support 1,084 1,084 1,243
CI0101 - Choir robes income
F0101 - Flowers income 365 365 144
GH0101 - Grow Hope 480 480 913
GR0101 - Garden of remembrance inc 519 519 1,431
L0101 - Legacy income 15,000
15,000
16,255
M0102 - Mission income 544 544 938
Donations and legacies Totals 60,963 15,000 1,908
77,872
77,707
Church Activities
C0107 - Sale of stamps
C0108 - Church hire 644 644 1,953
C0109 - Fairs 1,530 1,530
CAF0101 - Cafe Bankings 54 54 570
F0104 - Fees weddings etc for Oxford 1,390 1,390 373
Dioc.
H0108 - Church Hall Hire 27,231
27,231
19,268
H0112 - Hall rental deposits 450 450
M0101 - Messy church income 86
MIND0101 - Mindfullness course
PCC0101 - PPC Funds from weddings, 1,211 1,211 1,045
funerals etc
SOC0101 - Social income 116 89 205 131
Church Activities Totals 30,733 54 1,929
32,717
23,426
Other trading activities
C0110 - Miscellaneous 2
H0111 - Solar income 1,538 1,538 1,861
TR0101 - Traidcraft income
Other trading activities Totals 1,538 1,538 1,863
Investments
C0112 - Church interest recd 652 652 1,118

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

Investments Totals 652

652
1,118
Other income
C0111 - Parish share refund 1,678

1,678
3,032
Other income Totals 1,678

1,678
3,032
Income and endowments 95,566
15,054
3,838
114,459
107,148
Grand totals
Expenditure
Church Activities
B0201 - Bank charges 249

249
245
C0201 - Parish Share 55,400

55,400
58,670
C0202 - Clergy expenses 1,040

1,040
826
C0203 - Vestry requisites 223

223
43
C0205 - Flowers 45

45
107
C0206 - Choir

C0207 - Organists 2,688

2,688
2,710
C0208 - Director of music

C0209 - Piano/Organ 518

518
969
C0210 - Gas 1,401

1,401
1,553
C0211 - Electricity 438

438
326
C0212 - Water 74

74
118
C0213 - Insurance 2,267

2,267
2,324
C0214 - Maintenance 1,331

1,331
2,288
C0215 - Publicity/Advertising 569

569
664
C0216 - Publications 232

232
251
C0217 - Youth 10

10
C0218 - Secretary 753

753
620
C0219 - Office Materials 119

119
47
C0220 - Fire extinguisher

C0221 - Licences and fees 651

651
1,195
C0222 - Miscellaneous 937

937
172
C0223 - Church service extras 15

15
125
CAF0203 - Cafe use of hall

CAF0204 - Cafe stationery & publicity

46
CAF0205 - Cafe equipment

1
CAF0206 - Cafe supplies

59
CAF0207 - Cafe donations to charity

CI0201 - Choir expenditure

CON0201 - Concerts use of hall

CON0202 - Concerts Refreshments

F0201 - Flowers expenditure

7
F0202 - Fees weddings etc to Oxford
1,282
1,282
373
Dioc.
G201 - Garden of remembrance
1,859
1,859
2,327
expenditure
GH0202 - Grow Hope expenditure

1,075
H0211 - Electricity hall 2,750

2,750
2,454
H0212 - Water hall 109

109
481
H0213 - Insurance hall 1,937

1,937
2,046
H0214 - Maintenance hall 2,808

2,808
1,244

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

H0220 - Fire extinguisher hall

H0222 - Office materials & Misc hall 19

19
H0223 - Cleaning hall 6,428

6,428
5,066
H0224 - Supervisor hall 4,820

4,820
4,198
H0225 - Telephone hall 676

676
667
H0226 - Licences hall

H0227 - Refuse collection hall 700

700
804
H0228 - Hall Hire Deposit Refunds
289
289
H0229 - Refund of hall hire charges 185

185
HH0222 - Hilda Hodges expenditure

95
L201 - Legacy expenditure
1,613

1,613
1,145
M0201 - Messy church food

71
M0202 - Messy Church non food

expenses
MI0201 - Mission expenditure
1,119
1,119
1,123
PCC0201 - PCC wedding, funerals etc. 227

227
246
costs
SOC0201 - Social expenses
209
209
78
Y0201 - Youth church expenditure
550
550
140
Church Activities Totals 89,632
1,613
5,310
96,556
97,015
Other expenditure
H0250 - Depreciation 629

629
629
TR0201 - Traid expenditure

128
Other expenditure Totals 629

629
757
Expenditure Grand totals 90,261
1,613
5,310
97,185
97,773

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

1. ACCOUNTING POLICIES

Basis of financial statements

The financial statements have been prepared under the Church Accounting Regulations 2006 in accordance with applicable accounting standards and the current Statement of Recommended Practice Accounting and Reporting by Charities (SORP FRS 102).

The financial statements have been prepared under the historical cost convention except for investment assets, which are shown at market value. The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their affiliation to another body, nor those that are informal gatherings of church members.

A materiality level of £100 has been used for accruals and prepayments.

Fund accounting

Restricted funds comprise (a) income from endowments which is to be expended only on the restricted purposes intended by the donor and (b) revenue donations or grants for a specific PCC activity intended by the donor.

Unrestricted funds are income funds which are to be spent on the PCC's general purposes.

Designated funds are general funds set aside by the PCC for use in the future. Project funds are designated for particular projects for administration purposes only. Designated funds remain unrestricted and the PCC will move any surplus to other general funds e.g. Messy Church.

Incoming resources

Planned Giving, collections and similar donations are recognised when received. Tax refunds are recognised when the incoming resource to which they relate is received. Grants and legacies are accounted for when the PCC is entitled to the use of the resources, their ultimate receipt is considered reasonably certain and the amounts due are reliably quantifiable. Dividends are accounted for when declared receivable, interest as and when accrued by the payer. All incoming resources are accounted for gross.

Resources expended

Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding or constructive obligation on the PCC. The diocesan parish share expected to be paid over is accounted for when due.

All other expenditure is generally recognised when it is incurred and is accounted for gross.

Fixed assets

Consecrated and benefice property is not included in the accounts in accordance with s.10 (2) (a) and (c) of the Charities Act 2011.

Movable church furnishings held by the vicar and churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the church's inventory, which can be inspected (at any reasonable time).

St Andrew’s Church owns a hall built in the 1960s. This is fully depreciated and not shown as a separate tangible asset.

Equipment used within the church or hall premises is depreciated on a straight-line basis over the useful life. Items of equipment with a purchase price of £2,000 or less are written off when the asset is acquired.

Investments are valued at market value at 31 December 2021.

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

2. FIXED ASSETS
Tangible Fixtures and Total
£
Fittings
£
Cost or
Valuation
At 1st January 2021
12,590 12,590
Additions at Cost 0 0
At 31st December 2021 12,590 12,590
Depreciation
At 1st January 2021
3,145 3,145

Charge for the Year
629 629
At 31st December 2021 3,774 3,774
Net Book Value
At 31st December 2021
8,816 8,816
At 31st December 2020 9,445 9,445
3. INVESTMENTS
Market value at 1 January 2021 20,062
Disposal 0
Purchases at cost 0
Net Gain 2,885
Marketvalue at 31 December 2021 22,947
4. CURRENT ASSETS
Other debtors 2021
6,518
2020
5,309
5. CURRENT LIABILITIES
Other creditors 2021
2,818
2020
2,290
6. PAID EMPLOYEES
Staff Costs
Average number of full-time equivalent employees in the year
2021
8,261
2020
7,528
<1
<1

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027

7. APPROVAL OF ACCOUNTS

Approved by the trustees on 14th June 2022

Signed by two trustees on behalf of all trustees

Signature Name Date

13

PAROCHLIL CHURCH COUNCtL OF ST ANDREWS CAVERSHAM CHARITY NO 1130027 Inde￿nd•Tht examlnerfs Aoport to th• m1mb￿/truStw of St Andrew's Ch•Jr¢h. Cav•rsha P•rochlal Church Cotsndl. I reivt on the acowrrts for the year erthd 31st Decernber 2021 which lire set out on pages 5 to 12. As tW5tees of the charity. the mernber5 of the Frc are responsible for the pryratbon of the ac￿ntS. They con5Kler that an audit is not requiren. An examlnatlon Indudes J revlew rf the accountirvJ records kept by the charty a compartson of the acL¥Junts presented wlth th¢)se records. Ir also indudes considerat￿n of any ur¥J5ual item5 or disclosu￿5 In the Kcounts. and seeking explanab.ons from the management commlttee concerning any such matter5. The procedu￿$ undertaken do not provide all the evidence that wouk1 be requlred In a fvll audlt, aThJ consequently I do not express an èudlt oF4nlon ￿ the accwnts. Ind•pendent Examin•r'$ Stat•n In cmnectlon wlth my examlnatkffi. no matters have come to my attentm which glve me reasonable cause to belleve that in any matertal respect the requiremenis to keep accounbng records in accordance wlth s.130 of the 2011 Act: or to prepare ac£ounts ¥Yhth accord With these accwnting records have not tttn met: or 2. to vlhich, In my oplnlon. attenth)n shwkl be draT*m in <xder to enable a FKDper understanding of the accounts to be reached, Julia Moore, BA (Oxon), MIAB Chartcrcd Aeeounlant {retired) I l H￿TtOn Aven￿ Re4lin ,dsl- 14