Artrrwal Reportf(¥theyeai endEYt 3ts1 Decemter2024 ST LUKE'S CHURCH Norfolk Road. Maidenhead ANNUAL REPORT & FINANCIAL STATEMENTS OF THE PAROCHIAL CHURCH COUNCIL for the year ended 31st December 2024 Reglstered with the Charlty Commls55on. No. 1129951 The Reverend Salty Lynch Church Wardens: Jacqueline Lewis & Clare Prkce TrÈasurev. Bev Botting Secretsry to the PCC: Jeanette Lock Bankers: Royal Bank of Scotland PLC and Uoyds Bank PLC 45 Hish Street, Maidenhead, SL6 IJS Independent Examlner: Antonio J. Shiafkou FCA Annual Report forthe year ended 31st De￿mber 2024 Parochial Church Council of St. Luke's Parish Church, Maidenhead Annual Report for 2024 Aims and Purposes St Luke's Parochial Church Council {PCC) has the responsibility for co-operating with the incumbent, the Reverend Sally Lynch, in promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, soaal, and ecumenical. The PCC 15 also specifically responsible for the maintenance of all the church buildings, these all being situated in Norfolk Road, Maidenhead. It is also responsible for safeguarding in all aspects of the church's life. Objectives and Activities The PCC is committed to enabling as many people a5 possible to worship at the church and to become part of the parish community at St. Luke's. The PCC maintains an overview of worship throughout the parish. Our worship and other activities put faith into practice through prayer, scripture, music, and sacrament. When planning our activities for the year, we h2ve considered the Commission's guidance on public benefit and the supplementary guidance on charities for the advancement of religion. We try to enable people to live out their faith through.. Worship, prayer, and nurturing faith; learning about the Gospel; and developing their faith and trust in Je5US. Provision of pastoral care and the occasional offices for people livin8 in the parish and beyond Missionary and outreach work, care for the created world. To facilitate this work, and as part of our stewardship, it is important that we maintain the fabric of the church buildinss. safeguarding continue5 to be a major consideration for the PCC, wtth regular reviews takins place durin6 the year. The PCC has also reviewed the church's Safeguarding Policy and has complied with its duty to have due regard with the House of Bishops guidance on safeguarding children and vulnerable adults. In 2021 the Diocese of Oxford launched the Safeguarding Dashboard for each parish. This parish has complied fully with it and is currently at level 3 of 3. The PCC ensure5 that all those required to do so undertake the relevant nationally provided safeguarding training. Annual Report fotthe year ended 31st Oetsmber2O24 Achievements and Performance Worship and Prayer Our main service continued to be a Parish Communion service at 10.00am on Sunday. also offered on Zoom. A quieter and more contemplative Service of Holy Communion at 8.00am also took place once a month, along with a weekly service at 10.00am on Wednesdays. In partnership with All Saints, Boyne Hill and the Church of the Good Shepherd, Cox Green, we offered a variety of evening services through the Sundays at Six programme. These were a mixture of in-person and Zoom worship. We continued to have an All-Age Communion geNice on the first Sunday of the month. Baptism5 took place at midday on Sunday5 (mainly) and also within the 10am Sunday Communion service. At the end of January, we ran an 11-week Alpha Course with fifteen people attending. three of whom were subsequently confirmed in July. The course had provided an opportunity for spiritual growth and development for many of the guests. We continued to offer zoomed Morning Prayerfrom Tuesday to Saturday, with up to 15 participants and Evening Prayer on Friday. St Luke's had joined with other churches in the town of the World Day of Prayer on Isr March, and some members took part in the Good Friday Walk of Witness We held our APCM on 21st April. Our Lent course used the video series by Pete Greig-unanswered Prayerf and on Sundays during Lent we watched the videos from the Diocesan course, Come and See: The Way of Love. In July and November, we enjoyed quiet days at St Katherine's Parmoor and at St Michael's Convent, Gerrards Cro55 respectively, both led by Revd. Sally. A series of nurture and learning opportunities took place between May and November including a Bible Study Course exploring Mathev/s gospel, a Pastoral Course and a Soup and Psalms Course. Our Advent and Christmas services were well attended. Our Carol service was held in- person and also on Zoom. On Christmas Eve we held two well attended Crib services. A variety of School Carol services were held during December, Samantha Fiordelisi continued in her post as Children and Family Leader. Her role included involvement with the Baby and Toddler group, new Pram Service and Messy Church, as well as the development of 5trategses to enable and support the growth of children and families during Sunday worship. Annual Report forthe year ended 3tst December2￿4 A permanent Director of Music continued to be sought so our music remained combination of visiting organistslpianists and recorded music. Dlocesan/Deanery Synod Three lay members of the PCC sit on Deanery Synod, alongside the clergy. This provides the PCC with an important link between the parish and the wider structure of the church. Church Bulldings The Fabric Committee, led by Ralph Hinchliffe, contlnued to ensure that the church bulldlng remains in a good condition prioritislng and addre55in8 any general church maintenance which is needed, namely church lighting, the church roof, the boiler and the churchyard. Along wlth a team of volunteers. they held several church working parties to undertake any general church maintenance needed, both inside and outslde the church buildin8. The major Issue has been an a8in8 boiler alongside rising utility Costs. and the need to renew the lightlng system with a better quallty and more eco-friendly system. Pastoral Care Pastoral care continued to be vltally Important throughout the year. The Pastoral Team continue to support on a weekly basls, those on the pastoral roll who are housebound or frall, The PCC 15 extremely grateful to these for the tlme and effort they have put In. The vlcar and Associate Minlster have been able to offer Home Cornmunion and pastoral vlslts and have conducted a number of funerals, more in church this year than at a crematorlum. Mlsslon and Evangellsm Helplng those In need is a demonstration of our falth. This year our Outward Charltable Giving was £3,600 which was distributed to our three nomlnated faith-based charities: Foodshare, Green Christians/A Roche Ghana and Embrace the Middle East. The fourth quarter of our Charitable Giving was given to New Brainstorm School In Uganda, Incluslve Church and Toilet Twinning in Lors through Korl. The combined collections from the Crlb service and Carol 5eniice were donated to a chlldren's charity in the Mlddle East. The Chrlstmas Tree Festival raised £4900 for the chosen charity. Thames Valley Heartbeat. We have encouraged our members to donate to Foodshare via local supermarkets and in church. Two church members are active Street Angels. Arsnual Reportfw theyear e￿d 3tst Decomber2024 Our Parish Magazine 'lnspire' was published twice during the year and we are grateful to Ruth Humphreys for collatin8 the articles. We produce a weekly news sheet which is circulated via email. Weekly deliveries of the newssheet etc have continued for those church members with no IT provision. Ruth Humphreys and Catherine England contlnued in their roles as Parish Offlce Administrators, Sadly, Catherine left her role in December. We continue to offer alternative fresh expresslons of church, including monthly Messy Church. We continue to offer our in-person fellowship and outreach artivities, such as the monthly Thursday Teas, monthly Keepin8 Company bereavement group and weekly Baby and Toddler group, which now meets in church and is very popular plus a new monthly Pram 5ervlce. We have continued the Gaynorfs Gift group, a Prayer Shawl ministry to knlt, crochet or sew shawls or blankets which, once blessed, are distributed to those 15 any kind of pastoral need. Thls Is held monthly elther In church or via Zoom. Attlvltles through the year Church Breakfasts were held throughout the year. On 3rd February Ruth Humphreys talked about her role as a Storyteller, on 18th Mayjacqueline Lewis talked about the charlty Children Reachout Uganda and on 21st September Revd. Sally unpacked some of the mystery of the Church of England. Lent Lunches were held on 18th February and 3rf and 17th March with £355 raised for Christian Aid. Following the installatlon of a Public Access Defibrillator last December, Thames Valley Heartbeat led a defibrillator and resuscitation training on Saturday 20th April. Revd. Carol Dunk joined us on secondment from January to March before movin8 to * new role in Slough Deanery. A useful PCC Away Morning was held on Saturday Ilth May to update the St. Luke's Church Mission Action Plan 2024-2027. A'Not the Summer Fairf collection took place on 23rdJune raising around £12Q) Annual Report for theyearended 3tst December 20V& In June and July Revd. Sally offered training opportunities to prepare children for Holy Communion before Confirmation. These took place during the All-Age Services with the whole church congregation included in both trainings. Revd. Phyl Sopp completed her curacy in July and became an Associate Minister in this parish. We held our Summer All-Age Arts Project, More Than Sparrows from 20th to 24th August with 40 people {of all ages) attending each day. A Garden Party was held in the Vicarage Garden on Saturday 7th September. A monthly Pram Service started in October. Our Harvest Festival and Lunch took place on Sunday 7th October. Having aehieved the Bronze Eco-church award in July 2023, in October 2024 we have now fulfilled the requirement5 to apply for the Siver Award. On Friday 18th October Springs Dance Company performed A Time to Mourn. A Time To Dance. The second Johanna Raffan Memorial event, this year a lecture, took place on Sunday 20th October with a talk from Dr. Matt Price. On 24th November Revd. Sally and some of the congregation joined Mitzvah Day, along with people from faiths across the town, for practical community sep4ice at the synasogue. In December we joined other churches in Maidenhead in the Love Christmas initiative where luxury Chrlstmas treats were packed into bags of kindness and distributed to those needing a little bit of love. Our Christma5 Tree Festival took place in Decernber with 73 beautifully decorated Christmas trees in church, sponsored by a v3riety of people and organisations. We welcomed several hundred people into church each day. There was a fantastic atmosphere throughout the whole event which raised over £4900 for Thames Valley Heartbeat as well as much needed church funds. Annual Report forthe year ended 31st LknmI￿T 2024 Ecumenical Relationships We are a member of Churches Together in Maidenhead and, as a Presence and Engagement parish, church members also participate in the activities of Windsor and Maidenhead Community Forum and Women's Interfaith Group. We have shared the concerns of our Jewish and Muslim neighbours for the conflict in the Holy Land. Volunteers ond Others The PCC would like to express its thanks to all the volunteers who contribute to the running of St. Luke's Church. Many of these people work quietly in the background, doing all the little and not so little jobs that go to the smooth running and upkeep of the church. Too many to mention by name, we thank everyone for their contribution no matter how small. 2024 has been another challenging year for all of us and the PCC would particularly like to thank the Reverend Canon Terrle Robinson, and our curatelnow Associate Minlster the Reverend Phyl Sopp. Also, Dave Sopp for both his work in editin8 and broadcastlng servlces, a551sted by Slmon Bader and Raja Manl. We are greatly Indebted to ¢hurchwardens, Jacqueline Lewis and Clare Prlce, and thelr team of helpers who have welcomed people into the church. The Reverend Sally Lynch has worked tirelessly to keep the church running and safe. This has always been done with good humour and a ready smlle. She has provided encouragement when needed as well as empathy and has always been available If help Is requlred, Thls she has done as well as carryln8 Out her functlon as Assoclate Area Dean. Structure. Governance and Management The Parochla5 Church Councll Is a corporate body established by the Church of England. The PCC operates under the Parochlal Church Council Powers Measure. The PCC Is registered charity. The method of appointment of PCC members is set out in the Church Representation Rules. At St. Luke's the current rnembership of the PCC consists of the Incumbent, Curate, two Churchwardens. three Deanery Synod members and up to twelve members elected by those members of the con8re8ation who are on the Electoral Roll of the church (four elected annually for a three-year term}. All those who attend our services/members of the congregation are encouraged to register on the Electoral Roll and stand for election to the PCC. The PCC members are responsible for making decisions on all matters of mi55ion and of general concern and importance to the parish includin8 deciding on how the funds of the PCC are spent and safeguarding. New members receive initial training. Annual fteportfor the year ended 3tst December 2024 The full PCC of St. Luke's Church in 2024 consisted of 16 members. The PCC met on five occasion5 during the year, with an average attendance of 75%. There are two committees to which some members of the PCC belong. Standlng Committee.. This 15 the only committee required by law and has limited powers to transact the business of the PCC between its meetings. It seeks to promote the effective working of the PCC and coordinate the activities of the various planning groups. Its membershlp consists of the Incumbent, two Churchwardens, Treasurer, PCC secretary and two lay members of the PCC, elected annually. It also acts as the Finance Committee overseein8 the financial situation and planning the stewardship renewal. The Standing Committee ha5 met on three occasions durlng the year. Fabric Commlttee.. This committee is responsible to the PCC for all matters in relation to the fabric of the building and churchyard. At the October 2023 meeting of the PCC the Heat & Light (subsequently renamed the Net Zero Carbon Project 5ub-Committee) and Churchyard groups were made official sub-committees of the PCC. Admlnlstratlve Informatlon St. Luke's Church is situated in Norfolk Road, Maidenhead. It is part of the Diocese of Oxford land Archdeaconry of Berkshire) withln the Church of England. The correspondence addres5 15 St. Luke's Church, The Vicara8e, Norfolk Road, Maidenhead, SL6 7AX. Registered charity number 1129951 PCC members who have served at any time from 1st January 2024 to 31st December 2024 are: Ex Offlcio Members Incumbent The Reverend Sally Lynch (Chair) Curate/Associate Minlster The Reverend Phyllis Sopp Churchwardens Jacqueline Lewis (Vlce Chalrl, C13re Prlce Deanery Synod Ruth Sheppard {until APCM 26) Marc Caporiccio (until APCM 26) Jeanette Lock {untll APCM 26) Elected Members Simon Bader (3 year-term until APCM 20251 Anne Child13 year-term until APCM 2025) Barbara E55am {3 year-term until APCM 2025) Rachel Beaumont12 year-term until APCM 2025) Isobelle Davies (3 year-term until APCM 2026}-retired January 2024 Annual Report fortheyear erbded 3tst De￿fflber2024 Katty King- Coulllng (3 year-temi until APCM 2026} Ralph Hincliffe (3 year-term until APCM 2026) Bader (3 year-term until APCM 202G) Bev Botting (3 year-term until APCM 2027) Margaret Gibbon (3 year-term until APCM 2027) Flnanclal Review During 2024 the PCC adopted a flnance policy. The church accounts are now held on an online platform provided by Xero, and the various documents we use are held on Microsoft Teams. This enables multiple people, including the treasurer and two assistant treasurers, to have access to the accounts with varying levels of authority/access. This year's biggest expenditure after our share payment to the diocese. were the cost5 of heating and lightin& and the repairs to the church roof. The PCC has worked with urgency to flnd a more cost-effective heating solution, butthe PCC agreed to postpone a decision while new technologies are developed and installed elsewhere so we will be in a better position to revlew the right solution for our church. The Benefactors fund benefited in 2022 by an extremely generous legacy from the late Johanna Raffan MBE. Revd. Sally and the PCC agreed that glven Johanna's lifelong commitment to childreri's education, a major spend from this legacy would be a part-time 'Children and Families Leadel for a fixed term of 3 years {approx. cost of £45.000). Samantha Fiordellsl has been with us since September 2023 and her salary and tralning has been funded from this legacy. We have also used some money from this fund for the Alpha Course and refreshments, and we plan to Use some of this legacy to Improve the lighting In the church. Investigatlons contlnue about installing more efficient lighting. These works along with the £14,050 earmarked for Chapel improvements and the potential replaclng of our church heatln8 Svstem, mean we wlll not be short of project work over the coming years. These are excitin8 opportunities to 8row our church and further develop our Outreach in Maidenhead and beyond. However, a serious concern is our levels of 8iving. Several members of our congregation who were generous giver5. have di@d during 2024. 2nd others havo or will soon move away from the area. This means our 8iving levels have fallen and not been met by new giver5. Increasing levels of glvinE must be a priority for the incoming PCC. Annual Report for theyearended 31stOKember 2024 Balance Sheet Our income in 2024 was £135,317 and our expenditure was £168,325 giving a net spend over income before investment income of £33008. With investment gains plus depreciation of assets (projector, screen and camera) and value of Share holdins51 8ives total funds at 31 December 2024 of £663.115- loss of £32,771 compared with 31 December 2023. Reserves Policy The PCC'S current policy on holding reserves are as follows: . Restricted Funds The PCC Is advised on an annual basis of significant unspent balances in these funds where It is apparent that plans are not in hand to spend the money within a reasonable time. Unrestricted & Designoted Funds Benefactors, Fund: li.e., accumulated legacies for the general purposes of the PCC}. Our pollcy is that the money should normally only be Spent on the capital cost of items, or on repairs/restoration work that would not normally be required more than once every ten years. Alternatlvely, it can be used to fund 5UPPOrt for church personnel development. Hence the reserve level wlll vary and there is no target level. In 2010 the PCC decided that the dividend income from the part of this fund held as CBF Investment Fund shares should be treated as General Fund income. Johanna's legacy is reported on separately withln the benefactors fund was spent on the children and familie5 leader, and Alpha course costs. Fabrlc Reserve Fund: The pollcyls to hold reseNes of between £210,000 and £300.000, so that.. The income from the investment is sufficient to cover the cost of day-to-day malntenance of the building's fabric {dividend income from the Fabrlc Reserve CBF shares account will continue to be pald into the Fabrlc Fund) and To allow us, If necessary, to fund major building repair projects without needing to immediately raise funds to do so. The remalninE reserves li.e., all excluding the Benefactors, and Fabric Reserve funds) should be sufficient to fund three months of ordinary expendlture. Independent Examinerfs Report to the PCC of SL Luke's Parish thurth, Maidenhead I report on the accounts of the church for the year ended 31st De￿rnber 2024 which are set out on pa8e5 10 to 23. Respèctive Responsibilities of Trustee5 and Examlner The church's trustees {the PCCI are responslble for the preparatk)n of the account5. The church's trustee5 consider that an audit is not required for thls year under section 144(2) of the Charitles Act 2011 (the 2011 Art)) and that an Independent examlnatlon is needed. It is my responsibllty to: Examlne the accounts under sectlon 145 of the 2011 Art): To follow the procedures lald down in the General Directions glven by the Charlty Cornmlssloners lunder section 145(5){bl of the 2011 Actl; and To state whether partlcular matters have come to my attention. Basls of Independent Examlner's report My examination was carrled out In accordance wlth the general Dlrectlons glven by the Charlty Commlssion. An examlnation Includes a review of the account5n8 records kept by the charlty and a comparlson of the accounts presented wlth those records. It also Includes conslderatlon of any unusual items or dlsclosures In the accounts and seekin8 explanatlons from you as trustee5 concernlng any such matters. The procedures undertaken do not provlde all the evldente that would be required in an audtt and consequently no oplnlon Is given as to whether the accounts present a 'true and fair vlew, and the report is limited to those matters set out in the statement below. Independent Examlners, statement In connectlon with rny examination, no matter has come to my attentlon: {11 which 8ives me reasonable cause to belleve that, In any materlal respect, the requlrements: •to keep accountlng records In accordance with s.130 of the 2011 Act; and • to prepare accounts which accord wlth these accountlng records have not been met," 12) to which. in my opinlon, attentlon should be drawn in order to enable a proper understanding of the accounts to be reached. Antonio J Shiafkou FCA Date . 27J_02J_20A_ mo C+ ininin T5 £ rA> oz oooo C+0 o o èÈ8 o o cn o) Ln a) O 000 ¢N O o N trJ O Cs cl ri ￿ Lnm * m m P4 tso O** o 4 4x1 Vi O rxj ts) co c*oo oo O O P4 ooooo ooo 0000+200aOOaa ooooc• a) 3 C C Mr￿arn00 C O cc ts) ni ¢C ert b> r4 r* aooo oooooo 000000 oooooo voo o) ** m Q r4 CO N L O Ce M O 00 m o o f O Ln Ln J rs 0 * fl m fn N Jx) Ln Its m S th vi IW Ln Ln ¢00 O C Q O O ¢ C* ooo 0000 O O Q O tr4 m ooc oooc rt ri VJ oom oocooo t X > fL Lnio r O to th (nNdvl Thi vi f* ¢> i* ri*th u (r C C £J J ? J vv m P4 14 r4 L¥J r r• Thi J 3 LL Annual Reportforthe yÈaTended 3tstDecemtor 2024 Par•xhial Church Council of St. Luke's Parlsh Church. Maidenhead Notes to the flnanclal statements for the year ended 31st December 2024 8 Fund Details (contlnued) As reported elsewhere the PCC are in the process of reviewins all our accounting policies and this review will therefore include all the following. Sufficient resources are held in an approprlate form to enable each of the funds be applled in accordance with any restrictions. The specific purpose of each fund is as follows: Unrestricted Funds GENERAL ACCUMULATED RESERVES These represent the general "savin85' of the PCC which are not earmarked for any particular purpose. Deslgnated Funds EVENTS FUND Our Chrlstmas Tree Festfval was a success and ralsed £5.459 for ourselves and a further £4,900 for heartbeat, a charity provlding defibrlllators to public spaces. Our church benefitted from a defibrillator from them during 2024. FABRIC FUND This funds repairs and maintenance to the church building and its contents, and the cost of cleaning materials. Income is from the Fabrlc Reserye Fund i.e., one half of the Interest and dlvidends arising from the proceeds of the sale of 42 St. Luke's Road (the former curate's house). BENEFACTORS, FUND A very generous legacy from the late Johanna Raffan MBE significantly increased the balance of this fund in 2022 and now stands at £191,158. During the year the Benefactors Fund was used to provide funding for the part time leader for children and families, and resources for the Alpha course. BENEFACTORS, FUND CBF SHARES These shares generated £11470.16 of income for the General Fund in 2024. FABRIC RESERVE FUND This represents part of the capital held on deposit that generates income for the Fabric Fund. Annual Report forthe yearended 31st ikcember 2024 The Fabric The target range is £210,000-£300,000. FABRIC RESERVE FUND CBF SHARES This represents the bulk of the capital that generates the income for the Fabric Fund. The fund is represented by 12819.33 CBF Investment Fund shares. In 2024 it generated £9,130.37 of divldends and interest. Restricted Funds JUNIOR EDUCATION FUND This funds the education of the children and young people of the church and Messy Church expenditure. Income during the year was from contributions collected at Messy Church usually on the first Friday of each month and a grant from Lady Pocock's Ecclesiastical Charity. BABY & TODDLER GROUP FUND Thls contain5 monles held on behalf of the Baby and Toddlers Group. The 8roup normally holds a 90 minute session on each Thursday durin8 school temi time in church. YEAR OF MISSION FUND This is the balance remainin8 from the legacy left via the Diocese of Oxford to be used for mission work within Maidenhead. CHOIR MUSIC FUND This fund holds money given that is specified as being for this fund and is used by the choir to purchase new muslc and pay fees for visiting organists. Given the increased use of visiting or8anists and lirnited income possibilities it is no longer viable in its present form and is due to be reviewed as part of the onsoin8 reforms. LADY POCOCK'S NON-ECCLESIASTICAL CHARITY Thls fund contains unspent grant money from Lady Pocock's Non-Ecclesiastical Charlty which is to be used to benefit the elderly poor of the parish. OAKLEY BEQUEST This fund is for upkeep of the Oakley grave. Annual Reportfor the year ended 31st December 2024 LANGTON BEQUEST This fund is for the upkeep of the Langton grave and churchyard. DEVELOPMENT FUND This fund is for long term improvements or alterations to the fabric of the church las opposed to maintenance activities). There was no activity for this fund in 2024. ORGAN FUND This was established to fund long-term repairs and maintenance to the pipe organ that was last fully restored after the fire in 1991. Organ tuning costs and day-to-day maintenance are borne by the General Fund under the Choir and Organ expenditure item. ORGAN FUND CBF SHARES In view of the long-term nature of the Qrsan fundi part of It Is held as 1333 CBF Investment Fund Shares. ARTHUR FINCH FUND FOR ORGAN IMPROVEMENTS This fund contain5 the legacy recelved from the estate of the late Arthur Finch to be used towards future improvements to the pipe organ at St. Luke's. 5T LUKE'S SCHOOL FUND There is a bulldin8 on the school site whlch was erected by the local authority without the permission of the trustee of the land, which is St. Luke'5 Parochial Church Council. Rental from the operator who ran it as'munchkins" was paid direct to the school until 2012. However, when the land was registered by the Diocese of Oxford it became clear that slnce the trustees are the ultimate owners of the land the rental income should be paid to the PCC and used in accordance wlth the land conveyance dated 22nd June 1948 which requlres it to be spent firstly 'on matters relating to educating children or adults of the parish in the Christian falth, or faillng this on any other ecclesiastical purpose." The St. Luke's School Fund was therefore Set up within the PCC'S accounts and contaln5 rental payments recelved plus interest, less expenditure properly authorised by the PCC. In July 2016 the Munchkins group left the building and the school is now using the premises for its own purposes. Rental payments to the PCC have therefore ceased. Endowment Funds FRY TRUST The income from thls endowment is to be used firstly to maintain the grave of Canon Fry and Anrwal Repprt for theyearended 3tst DeceM￿r2024 secondly to maintain the chapel. HANNAFORD BEQUEST The Income from this endowment is to be used firstly to maintain the grave and tombstone of Anne Dorothy Hannaford in good and proper order and secondly for the general purposes of the PCC. HICK FLOWER FUND The income from this endowment £72.79 Is used to purchase flowers for the church, by transfer to the General Fund from whence it is pald to the flower arranging team as part of the PCC'S contribution of £200 towards the cost of flowers. Following the closure of the building society account used by the flower arranging team the balance of this money 15 currently held in a designated Flower Fund.