REGISTERED COMPANY NUMBER: 06848059 IEngl8nd and W818s)
REGisfERED CtriARrrf NUMBER: 1129924
REPORT OF THE TRUSTEES AND
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31ST DECEMBER 2023
FOR
THE VIRTUAL DOCTORS
¢*
virtual
doctors

TABLE OF coKfE￿s
TRUSTEES REPORT....
&11
INDEPENDENT EXAMINER'SREPORT..............................................
.12
STATEMENTOF FINANCIALACTivimES..........................................................13
BALANCE SHEET.............. ........................................................
NOTES TO THE FINANCIAL STATEMENT....... ...............................................1&20

TRUSTEES REPORT 2023
The Trustees who are also direclors of the Charity for the purposes of the
Companies Act 2006, present their report with Ihe financial slatements of the Charity
for the year ended 31st De￿mber 2023. The Trustees have adopted the provisions
of Accounting and Reporting by Charities: Slalement of Recommended Practice
applicable to charities preparing their accounts in accordan￿ wilh Ihe Financial
Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective
1 January2019).
The Trustees are satisfied that they have complied with the duty in section 17(5} of
the Charities Act 2011 to have due regard to public benefit guidance published by the
Commission.
1. A Message from the Chalr of the Board
As we close 2023.1 reflect on a year marked by growth, innovation, new opportunities
and naturally, some challenges. The Virtual Doctors continued its vital work,
expanding our telemedicine seNice in Zambia and Malawi, addressing heallhcare
inequalities by connecting rural health workers with expert doctors through our
telemedicine app. The strides made this year are a testament to the resilience of our
teams on the ground, dedicated clinical offi￿rS, and our partnerships with Minislries
of Health, both in Zambia and Malawi, and Ihe unwavering support from our volunteer
doctors and donors.
Our Mlsslon
Our mission remains the same.. to improve primary healthcare in rural Africa. reduce
unnecessary referrals to distant hospllals, and enhance the medical skills of rural
health workers. This is achieved by connecting clinical officers in Zambia and Malawi
with UK volunteer doctors via our proprietary app.

**
.*4
Refiections on key athievements and challenges
In 2023. The Virtual Doctors made significant strides in expanding our telemedicine
services. reaching 29 new sites across Zambia and Malawi.
In Zambia, we onboarded 14 clinicians in the dislricts of Masaili and Solwezi, while in
Malawi, 15 Orthopaedic Clinical Offi￿rS were introdu￿d to our plafform at five new
district hospitals in Salima. Ntcheu, Dowa, Zomba, and Machinga.
Our volunteer doctors reviewed 3,162 cases this year, a 67Wo increas8 from 2022, with
the majority in general practice, general medicine, and paediatrics. These
achievements underscore the dedication of our team and the success of new case
submission monitoring strategies. Additionally. we continued our "Show-and-Tell'
knowledge-sharing sessions, holding seven meetings with clinical officers across both
countries.
A key technological milestone was the development of our new Virtual Doctors app,
which will pilot in early 2024, poised to enhan￿ case management, data analytics.

and reporting. However, challenges remain in sustaining service delivery growth and
ensuring ongoing clinician engagement amidst technological advancements.
Vlsion for the future
At The Virtual Doctors, our vision is lo expand access to quality heallhcare in Tural
communities in Zambia, Malawi and further afield in sub-saharan Africa, by leveraging
innovative telemedicine solulions.
As we look to the future, we are commitled to reducing healthcare inequalities by
enhancing our digital pIaffOr￿￿, increasing ihe reach of our seNices, and
strengthening partnerships with local healthcare providers. By integraling cutting-edge
technology with local expertise, we aim to build a sustainable healthcare model thal
empowers local practitioners and improves patient outcomes.
Our work aligns with Ihe strategic goals of the local Ministries of Health, our global
partners, and our donors. in their mission to serve public benefil. and we remain
focused on making a lasting impact on global health equity, bridging the gap be￿een
the healthcare systems of the West and the Global South.
Naggib Chakhane
Chalr of the Board of Trustees
October 2024
2. Executive Directorfs Report
Operatlonal Overview
Ihe Virtual Doctors continues to provide vital telemedicine seNices to isolated health
centres in rural Zambia and Malawi. Through our smartphone app, local clinicians
consult volunteer doctors. ensuring better diagnosis and trealmenl in areas where
medical support is limited. We remain focused on improving primary healthcare and

reducing unnecessary hospital referrals by empowering local health workers wilh
timely and expert advice.
Slgnificant Projects and Inltlatlves
2023 was a year of expansion and technological adVan￿Ment. In Zambia. we
onboarded 14 clinlcians across 7 health facilities in the Masaiti and Solwezi districts,
ensuring that our service now covers every province. In Malawi, we expanded our
reach to 5 strategically located hospitals, training 15 Orthopaedic Clinical Officers.
Technology
In the final quarter of 2022, we initiated the search for a new technology partner,
iS5uing a Request for Proposal {RFP) that attracted over 23 responses from global
providers. By January 2023. we appointed 3 Sided Cube to collaborate with us on the
development of our Tech 4 Good, app. l am pleased to report that the project was a
success, with the new app launched on time and within budget in the second quarter
of 2024.
The developmenl of our bespoke Wirtual Doctors App has been completed. including
user acceptance testing, and is now ready for its pilot phas8 in 2024. This app will
significantly improve case management and data analytics, enhancing the quality of
our seNices.
I would like to extend hearttelt thanks to our volunteers. clinical offI￿rS, donors, and
supporters for their unwaverfng dedication to addressing healthcare inequalities.
Case Referrals
In 2023, our volunteer doctor5 reviewed 3,162 medical cases, representing an
increase of nearly 70¥0 compared to the previous year.
2019.. 2,049 cases
2020.. 2,980 cases
2021.. 3,142 cases
2022: 1,888 cases
2023: 3,162 cases

Key Partnershlps and Collaboratlons
Our partnerships played a crucial role in driving impact. We worked closely with the
J&J and AO Alliance to deliver specialized training for Orthopaedic Clinical Officers in
Malawi. Our collaboration with tech partner 3 Sided Cube culminated in the
development of our new lelemedicine app. a testament to our shared vision of'tech for
good., The continued engagemenl of volunleer doctors from Ihe UK, alongside local
medical professionals, underscores the importance of our cross-border collaboralion.
Ch8118nges Faced
One of the significant challenges fa￿d this year was ensuring consistent case
submissions and clinician engagement. To address this, we implemented closer
monitoring through regular reporting and engagement with service users, which led to
a 670A increase in case submissions compared to 2022. Access to stable intemet
connections and data costs remain obstacles for rural clinicians, which we aim to
address through partnerships and potenlial donor support for dats provision.
Plans for Next Year
Looking ahead lo 202415, we plan to roll out the new Virlual Dcctors App across 60
sites in Malawi. further expanding our reach and impact. We will continue to strengthen
our Iraining programs and collaborations to ensure clinicians are well-equipped to
handle diverse medical cases. Additionally, we aim to enhance our data analyiics
capabilities to better track Servi￿ delivery and outcomes. By expanding our network
of health facilities and focusing on long-term suslainability, we are confident in our
ability lo bring better healthcare to more communities.
James R. Phirl
ExecutNe Direclor
O(knber 2024

3. StNcture, Gov8manc8, and Management
James R. Phiri, the charity's Executive Director is supported by a contracted fundraiser
and a Fundraising and Administration Assistant. The office is also supported by pro
bono partners. volunteers, and consultants for specific engagemenls as required.
In Zambia there are 4 full time staff, supported by 2 interns and a team of volunteers.
Volunteer Truslees are also involved in providing extra time for fundraising. policy
development and public speaking to support the Executive Director.
Board Governance
The Board of Trustees is responsible for overseeing governance, policy. strategy, and
financial management of the charity. The appointment of new Trustees is al the
discretion of the current Board. in accordance with the Charity's Constitution. which
limits the number of new Trustees to per year.
In 2023, the Board held six formal Trustee meetings, during which operational matters
were regularly discussed with the Execulive Director, Medical Diredor, fundraising
team and the new App development third-paty supplier. The Board comprises
Truslees with expertise in areas including non-profil management, finance,
accountancy. medicine, public health. global business, technology, and fundraising.
Trustees typically serve a temi of three years. subject to review.
The charity actively recruits Trustees wilh skills relevanl to its work and priorities. All
prospecltve Trustees are required to provide references, and a register of conflicts of
interest is maintained to ensure transparency and integrity.
Mr Graham Precey served as Chair of the Board of Trustees until March 2024, when
Mr Naggib Chakhane was appointed to Su￿ed him.

The following Trustees were in place throughout the year:
Mr Graham Pretsy
Mr David Dutton
Trustee & Chair (resigned March 2024)
Truslee
Mrs Kathy Burke
Mr Naggib Chakhane
Dr Isabelle Widmer
Truslee
Trustee
Trustee (resigned September 2024)
Trustee & Treasurer
Mr David Callcott
Dr Daniel Gra
Truslee (appoinled June 2024)
Other Parties
Independent Examiner..
Parkers, Cornelius House. 178-180 Church Road
Hove, BN3 2DJ
Bankers:
Co-operative Bank, PO Box 250,
Delf House, Skelmersdale, WN8 6
Charity Registered Office
Sussex Innovation Cenlre, University of Sussex
Falmer, Brighton BN19SB
Stratsgy and Management
The Virtual Doctors remains committed to delivering high-qualty telemedicine seNices
to rural communities in Zambia and Malawi, aligned with our mission to improve
access to healthcare in underserved regions. In 2023, we focused on enhancing our
digital infrastructure, expanding partnerships with the Ministries of Health in Zambia
and Malawi, local health professionals. and increasing the reach of our serVI￿S to
more remote areas. Our strategic goals include sustsinable growth through
collaboration with key stakeholders, continuous improvement of our technology, and
ensuring the resilience of our seNices in the face of changing heatthcare needs. The
Board of Trustees actively monitors our performance and compliance with the Charity
Commission's guidelines, ensuring slrong governance and efficient use of resources
to maximise our impact.

Rlsk Management
Risk management is a key responsibility of the Board of Trustees of the Virtual
Doctors, ensuring that potential risks to the charity's operations, finances. and
reputalion are identified, assessed, and mitigated in line with the guidan￿ provided
by the UK Charilies Commission.
The Board regularly reviews both extemal and internal risks, including those related to
the delivery of telemedicine seNices in rural Zambia and Malawi. Following best
practice, we have established clear processes for risk identification, analysis, and
monitoring, incotporating oversight into our strategic planning.
This approach ensures that we protect our beneficiaries, staff. and resources, while
maintaining operational resilience and wmplIan￿ with regulalory obligations. By
embedding risk management into our governan￿ framework, we aim to create a
sustainable and secure future for our seNices.
10

4. FINANCIAL SUMMARY
Flnandal Management
The Executive Director, in collaboration with the Treasurer and Board,
ensures rigorous financial oversight and strong governance across all
operations. A professional accountant maintains detailed. transparent
records of all funds, including those allocated to our vital work in Zambia
and Malawi.
Each month. the Executive Director and Treasurer provide the Board with
a comprehensive operational scorecard, facilitating strategic review and
proactive decision-making. These measures reinforce our commitment to
accountability, ensuring that every pound is effectively utilised to
maximise our impact in the communities we serve.
Key Flnandals
Income for the year totalled £129,960 while operating costs totalled £173,501 resulting
in an operating deficit of £43,542.
The cost of raising those funds was 19% in 2023.
We invested £211,500 in the development of our new technology plalfom.
As at 31 December 2023 the Charity's free reserves were £92,223. Our Reserves
Policy currently recommends the holding of free reserves greater than 26 weeks of
operation costs, but less than 52 weeks. This policy is regularly revlewed to ensure it
is appropriate.
This report has been prepared in accordance with the special provisions of Part 15 of
the Companies Act 2006 relating to small companies.
Approved by the Board of Trustees on .
behalf by..
Zo24-...and signed on its
David CalScott- Trustee

INDEPENDENT EXAMINEFYS REPORT TO THE TRUSTEES OF THE VIRTUAL
DOCTORS
Independant examinerfs repK)rt to the tnjstees (rfThe Virtual Doctors (Ihe Company)
I report lo the charity truslees on my examination of the accounts of the Company for the
year ended 31 st December 2023.
Responslbllltl8S and basls of report
As the charity's trustees of the Company {and also its direct¢xs for the purposes of company
law) you are responsible for the preparation of the accounts in accordance with the
requirements of the Companies Ad 2006 {'the 2006 Act'}.
Having satisfied myself that the accounts of the Company are not required to be audited
under Part 16 of the 2006 Ad and are eligible for independent examination. I report in
respect of my examination of your charity's accounts as carried out under Section 145 of the
Charities Acl 20111'the 2011 Act'}. In carrying out my examination I have followed the
Directions given by the Charity Commission under Section 145{5} Ib) of the 2011 Act.
Independént examinerfs statement
I have completed my examination. I confirm thai no matters have come to my attention in
connection wth the examination giving me cause to believe:
accounting records were not kept in respect of the Company as required by Section
386 of the 2006 Ad. or
2. the accounts do not accord with those records., or
3. the accounls do not comply wth the a¢xounting requirements of Section 396 of the
2006 Act other than any requirement that the 8co)unts give a true and fair view which
is not a matter considered as part of an independent examination., or
4. the accounts have mt been prepared in accordance with the methods and principles
of the Statement of Recommended Practice for a¢xounting and reporting by charities
(applicable to charities preparing their accounts in accordan￿ with the Financrdl
Reporting Stsndard applicable in the UK and Republic of Ire5and (FRS 10211.
I have no COn￿rnS and h8ve come across no other matters in connection wtth the
examination to which attention should be drawn in this report in order to enable a pro
understanding of the accounts to ￿ reached.
Annette Watson PhD Bsc FCA Parkers
Cornelius House
178-180 Church Road Hove
East Sussex BN3 2DJ
12

THE VIRTUAL DOCTORS
STATEMENT OF FINANCIAL ACTIVITIES
(INCORPORATING AN INCOME AND EXPENDITURE ACCOUNTI
FOR THE YEAR ENDED 31ST DECEMBER 2023
2023
Total
funds
2022
Total
funds
UnTeslricled Restricted
fund
funds
Notes
INCOME AND ENDOWMENTS FROM
Donations and ￿gaCleS
128,605
128,605
168,L%9
Investment income
1,355
300
Totsl
129.960
129 960
188,369
EXPENDITURE ON
Raising funds
23.987
23,987
38,550
Charltable activities
Virtual Doctors Servre
112,889
149,51S
153,832
Total
136.876
36.626
173 502
192,382
NET INCOMEIIEXPENDITUREI
{6,9161
136.6261
143.5421
14,0131
RECONCILIATION OF FUNDS
Total funds brought fO￿ard
99,139
348,192
447.331
451.344
TOTAL FUNDS CARRIED FORWARD
311566
447.331
The notes fomi part ofthese financial statements
Page 13

THE VIRTUAL DOCTORS
BALANCE SHEET
31ST DECEMBER 2023
2023
2022
Notes
FIXED ASSETS
Intangible assets
Tangible assets
211,500
503
214,272
503
CURRENT ASSETS
Debtors
Cash al bank and in hand
73
452.004
221,675
221,675
452,077
CREDITORS
ArrY)unls falling due wf(hin one year
32.1581
15,249}
NET CURRENT ASSETS
189 517
446.828
TOTAL ASSETS LESS CURRENT
LIABILITIES
403,789
447,331
NET ASSETS
403.789
FUNDS
Unrestricted ftjnds
Reslricled funds
92,223
311 566
99,139
TOTAL FUNDS
447.331
The charitable eompany is entitled to exemption from audit uThJer Section 477 of the Companies Act 2006 for
the year ended 31st December 2023.
The members have not required the company to obtain an audit of ts financial slalemenls for the yeaT ended
31st December 2023 in accordance wf(h SectK)n 476 of the Companies Act 20C6.
The trustees acknowledge their responsibilf(ie5 for
{al
ensuring Ihat the charitable company keeps accounting records that comply with SectDn$ 386 and
387 of the Companies Act 2006 and
preparing financial slalernenls which give a true and fair view of the slate of affairs of the charitable
company as at the end of each financial year and of ils surplus or deficit for each financial year in
accordance with the requirements of Sections 394 and 395 and which otherwise comply with the
requirements of the Companies Act 2006 relating to financial stalemenls, so far as app5icab5e to the
charitable company.
Ibl
The notes form part of these finaneial statements
Page 14
continued...

THE VIRTUAL DOCTORS
BALANCE SHEET. ¢ontlnu•d
318T DEceMBEII 2023
These financial staterr￿ts have bèen prepared In accordance wrth the provisfons appllcable to charitab
¢ompanlès subject to tha small compani85 regime.
The financ¢al statements were approv¢d by the Board of Trustsès and aulhorised for issue on
.7 o... ,').F.1-.￿..￿.I:- .*.Q..k..*-. and were signed on its behalf by,
D Call¢ott- Trustee
The notes fomi part of the8e financial 5:a:a*S-
Page 15

THE VIRTUAL DOCTORS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31ST DECEMBER 2023
ACCOUNTING POUCIES
Basls of preparfng the financial statements
The financial slalements of the charitable company, which is a public benefit entity under FRS 102,
have been prepared in accordance with the Charities SORP IFRS 1021 Accounting and Rewrting by
Charities.. Sialemenl of Recommended Practice applicable to charities preparing their accounts in
accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS
102} leffeclive 1 January 20191,, Financial Reporting Standard 102 'The Financial Reporting Standard
applicable in the UK and Republic of Ireland. and the Companies Act 2008. The finan¢ial statements
have been prepared undef the historical cost convention.
The charitable company has taken advantage of the following disclosure exemptions in preparing
these financial slalemenls, as pemirtted by FRS 102 'The Financial Reporting Standard applicable in
the UK and Republic of Ireland,:
the requirements of Section 7 Slatemenl of Cash Flows.,
the requirement of paragraph 3.17ldl-,
the rgquirements of paragraphs 11.42, 11.44, 11.45, 11.47, 11.4818}liil. 11.48lalliv}, 11.48lbl
and 1148lcl.
the requirements of paragraphs 12.26, 12.27, 12.29la}, 12.29lbl and 12.29A.,
the requirement of paragraph 33.7.
Preparation of consolidated flnancial statements
The figures for VDrs Zambia Ltd have not been consolidated into these accounts as the incomes are
below required thresholds. Zambia 15 limiled by guarantee, so VDrs UK holds no shares, bul has a
controlling interest through membership.
Income
All income is recognised in the Slalemenl ol Financial Aclivrtie5 once the charity has entr(lement lo the
funds, il is probable that the income will be received and the amount can be measured reliably.
Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or conslrudive obligation
ommitting the charity lo that expendrture. il is probable that a transfer of economie benefrts will be
required in settlement and the amount of the obligation can be measured reliably. Expendf(ure is
accounted for on an accruals basis and has been classrfied under headings that aggregate all cost
related lo the category. Vvhere costs cannot be attributed to particular headings they have
been allocated to actThirties on a basis consislenl with the use of resources.
Grants offered subject lo condi(ions which have not been met al the year end date are noted as 8
commitment but not acerued as expenditure.
Tanglble flxed assets
Depreciation is promded al the folbwing annual rates in order lo wrf(e off each asset over rts
estimated useful lrfe.
Fixtures and fittings
Computer equipment
33ts￿ on cost
330￿ on cost
Taxatlon
The charity is exempt from Corporation tax on rts charitable aclivilies.
Fund accounting
Unrestricted funds can be used in accordance with the charitable objectives at the diseretion of the
trustees.
Restricted funds con only be used for particular reslricled purposes within the objects of the charty.
Restrictions arise when specified by the donor or when funds are raised for particular reslrided
purposes.
Page 18
conlinyed...

THE VIRTUAL DOCTORS
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31ST DECEMBER 2023
ACCOUNTING POLICIES- contlnued
Pension costs and other post•retlrement benefit5
The charrtable company operates a defined contribution pension scheme. Contributions payable lo
the charitable company's pension scheme are charged lo the Slalernenl of Financial Activities in the
period lo which they relate.
INVESTMENT INCOME
2023
2022
Deposit account interest
300
NET INCOMEIIEXPENDITUREI
Net incomellexpendf(urel is slated after chargingllcredf(ingl.'
2023
2022
Depreciation - owned assets
603
TRUSTEES. REMUNERATION AND BENEFITS
There were no trustees, remuneration or other benefits for the year ended 31$1 December 2023 nor
for the ye8r ended 3181 December 2022.
Trustees. expenses
There were no trnslees, expenses paKI for the year ended 315t December 2023 nor for the year
ended 31st December 2022.
STAFF COSTS
The average ￿nth￿ number ol employees during the year was as follows".
2023
2022
Fundraising
Project
No employees re￿iVed emoluments in excess of £60,000.
Page 17
continued...

THE VIRTUAL DOCTORS
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31ST DECEMBER 2023
INTANGIBLE FIXED ASSETS
Computer
soflware
COST
Additions
NET BOOK VALUE
At 31st December 2023
At 31st December 2022
Computer So￿are costs have not been arnorti5ed as the development of the underfying software
application was not completed until the current year.
TANGIBLE FIXED ASSETS
Fixtures
and
fittings
Computer
equipment
Totsls
COST
Al 1st January 2023
Additions
385
13.259
3.301
13,644
3,301
At 31st December 2023
385
16,945
DEPRECIATION
Al 1st January 2023
Charge for year
385
12,756
13,141
Al 31st D￿ember 2023
385
NET BOOK VALUE
Al 31st December 2023
2,772
Al 31st December 2022
503
503
DEBTORS.. AMOUIUS FALLING DUE WITHIN ONE YEAR
2023
2022
Other debtors
73
Page 18
continued...

THE VIRTUAL DOCTORS
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31ST DECEMBER 2023
CREDITORS: AMOUNTS FALLING DUE ￿THIN ONE YEAR
2023
2022
Trade Creditors
Social security and other laxe$
Other creditors
Accrued expenses
2,754
170
1,293
30,695
1,295
1,200
10. ANALYSIS OF NET ASSETS BETWEEN FUNDS
2023
Total
funds
2022
Total
funds
Unrèstricted Restricted
fund
funds
Fixed assets
Current assets
Current liabililies
2,772
121.609
32.158)
211,500
100.066
214,272
221,675
32,158}
503
452,077
5,2491
311.566
403,789
11. MOVEMENT IN FUNDS
Nel
movement
in fun¢Js
Al
31112123
Al 111123
Unrestrlcted funds
General fund
99.139
16.9161
92,223
Restricted funds
Zambia Expansion Fund
Malawi Pilot Fund
Bursary Fund
App Development Fund
626
346.405
661
500
16261
{35,5001
310,905
661
348.192
36.6261
311.566
TOTAL FUNDS
Nel movement in funds. inclLtded in the above are as follows..
Incoming
reSoUr￿S
Resources
expended
Movement
in funds
Unrestrlcted funds
General fund
129.960
{136,8761
16,9161
Restricted funds
Zambia Expansion Fund
Malaw Pilot Fund
App Development Fund
16261
{35,5001
16261
135,5001
36.626
36.626
TOTAL FUNDS
129960
Page 19
continued...

THE VIRTUAL DOCTORS
NOTES TO THE FINANCIAL STATEMENTS - contlnued
FOR THE YEAR ENDED 31ST DECEMBER 2023
11.
MOVEmEfr￿ IN FUNDS- continued
Comparatlves for movement In funds
Net
movement
in funds
Transfers
between
funds
At
31112122
At 111122
Unrg$tricted funds
General fund
93.862
111,7231
17,000
99,139
Restricted funds
Zambia Expansion Fund
Malawi Pilot Fund
Bursary Fund
App Developrnenl Fund
1000 Club
2.516
336.805
661
500
17.000
11,8901
9.600
626
346,405
661
500
170001
357 482
17,0001
348.192
TOTAL FUNDS
Comparative net movement in funds, included in Ihe above are as foll¢)ws'.
Incoming
resources
Resources
expended
)vemenl
in funds
Unrestricted funds
General fund
112,769
1124,4921
111,7231
Restricted funds
Zambia Expansion Fund
Malawi Pilot Fund
60,000
15,600
161,8901
6,0001
11.8901
9,600
67.890)
7.710
TOTAL FUNDS
188,369
192,3821
12. RELATED PARTY DISCLOSURES
There were no related paty transactions for the year ended 31st December 2023.
Page 20