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2021-12-31-accounts

Swindon Evangelical Church Trustees’ Annual Report 2021

Registered Charity No. 1129912

Swindon Evangelical Church Trustees’ Annual Report 2021

1. REFERENCE AND ADMINISTRATIVE INFORMATION

The trustees, who are the church officers named in 1.3 including the Pastor, have pleasure in presenting this report of the church for the year ended 31[st] December 2021. The information set out above regarding the trust forms part of our report and the attached accounts are the accounts of the church which we have prepared and were adopted by church members at the AGM on 22[nd] March 2022.

1.1 Name & Address:

Swindon Evangelical Church 17-19 Devizes Road, Swindon. SN1 4BH

1.2 Registration with the Charity Commission:

The church is registered directly with the Charity Commission, no. 1129912.

1.3 Trustees during the period:

Holding Trustee: The Fellowship of Independent Evangelical Churches Ltd 39 The Point, Rockingham Road, Market Harborough, LE16 7QU.

Managing Trustees: Paul Williams, Pastor Brian Whittaker, Associate Pastor Mark Trafford, Elder Richard Foster, Elder and Chair of Trustees John Baker, Deacon Jonathan Redhead, Deacon (appointed Elder – June 2022) Duncan Thew, Deacon Luke Moody, Deacon Sacha Childs-Clarke, Deacon (resigned – February 2022) Michel Crabol, Deacon Barney Main, Deacon Timothy Mann, Deacon Alex Tibitwenda, Deacon (resigned – April 2022) Paula James, Deacon (appointed – January 2022)

1.4 Bankers:

CAF Bank Ltd, 25 Kings Hill Avenue, Kings Hill, WEST MALLING ME19 4JQ and

Lloyds Bank plc, 5 High Street, SWINDON SN1 3EN

1.5 Independent Examiner:

Luke Woodhams, FCCA TN6 Ltd, Enterprise Centre, Pine Grove, Crowborough, East Sussex, TN6 1DH

Registered Charity No. 1129912

Page 2 of 7

Swindon Evangelical Church Trustees’ Annual Report 2021

2. STRUCTURE, GOVERNANCE AND MANAGEMENT

2.1 Governing Documentation:

Swindon Evangelical Church Constitution, November 2008.

A - Chapel, 17 & 18 Devizes Rd - Conveyance (and Declaration of Trust), 17[th] March 1927.

B - Meeting Rooms, 19 Devizes Rd - Conveyance (and Declaration of Trust), 30[th] April 1955. A & B – Charity Commission Scheme (appointing FIEC Ltd as Trustee), 11[th] May 1993. Church Rules, June 2009.

2.2 Members and Employees

The church is an independent body made up of members who, on public profession of their faith in the Lord Jesus Christ and acknowledgment of His authority over their lives, voluntarily agree to adhere to the church Basis of Faith and Constitution.

The membership on 31[st] December 2021 stood at 135 members, six of whom joined the church during 2021. During the year one member resigned and two died.

The Annual General Meeting was held on 23[rd] March, with three other Members’ Meetings held on the 22[nd] June, 28[th] September and 30[th] November.

The church employed a full-time Pastor, the Pastor’s wife on a part-time basis, an Associate Pastor from 22[nd] February 2021, a part-time Ladies’ Worker, a part-time Administrator, and a part-time Children’s and Youth Worker.

2.3 Volunteers

The church continues to benefit from committed people who are willing to give their time to help in the work of the church across the range of activities.

3. OBEJECTIVES AND ACTIVTIES FOR THE PUBLIC BENEFIT

3.1 Aims and Objectives

The church exists for the:

in accordance with the governing documentation.

3.2 Public Benefit

The trustees consider that they have complied with the duty in section 17(5) of the Charities Act 2011 to have due regard to public benefit guidance published by the Charity Commission.

Registered Charity No. 1129912

Page 3 of 7

Swindon Evangelical Church Trustees’ Annual Report 2021

4. ACHIEVEMENTS AND PERFORMANCE

4.1 Church Activities

The gospel of the Lord Jesus Christ was faithfully preached throughout the year by our Pastor, Associate Pastor and members of the church, as well as a number of visiting preachers and speakers.

Many of the church meetings and activities, including Sunday services of public worship, were continued despite restrictions due to the Covid-19 pandemic through the first half of the year, using online meetings. Later in the year the church held Sunday services and other meetings within the church building, as Government restrictions were lifted. However, Sunday services were also broadcast online because during the pandemic a number of worshippers who would normally be unable to attend meetings due to age or infirmity benefitted from the initiative.

Meetings held by the church during the year were:

Weekly & Fortnightly

Other regular meetings

Other special meetings or events:

Registered Charity No. 1129912

Page 4 of 7

Swindon Evangelical Church Trustees’ Annual Report 2021

Other ministries include outreach using posted literature; visitation of the sick and elderly; and practical care including collections for Swindon Food Bank.

4.2 Missionary Support

The church supports missionary organisations both practically and financially. Organisations regularly supported are the Barnabas Fund which supports persecuted Christians worldwide; 20Schemes in the UK; Cranford Baptist Church, in the UK; UFM in Asia; Baptist Church in Myanmar and Christian Witness to Israel.

5. FINANCIAL REVIEW

5.1 Financial Review and Policies

God always provides for our needs when we seek to trust Him and follow in obedience to the way He leads. We have seen that many times in the past and have seen how God has provided for us in the year. Donation income remained at the same level as last year and expenditure increased as expected as our new Associate Pastor started.

However, the funds for the year were transformed when we received a legacy of £256K in November which means that total funds increased by £272K during the year and takes our total funds to just over £1.9 million. If you take these out the end of year position would be a small deficit of £1,000 which is better than what we had in the budget with the known increased expenditure as we employed an Associate Pastor.

The other major transaction during the year was the loans given to our Associate Pastor to enable him to move to Swindon. This happened before the legacy came in so trustees recalled the Designated Building Funds of £225K to cover this in the short term. The loan is split into two parts - one of which is repayable in 2022 and has now been repaid while the other one has much longer terms.

The biggest impact on the figures is the legacy and the return of the designated building funds which gives us the massive surplus in the year of £454K in our general unrestricted funds and the trustees are considering how best to use these funds in line with our charitable objectives.

5.2 Principal Funding Sources

The principal source of funding is from our members who generously give to support the work of the church in seeking to meet its charitable objectives.

5.3 Reserves policy

Our current reserves policy is to hold unrestricted reserves that are at least equal to three months operational expenditure. We thank God that our current level of reserves are higher than this.

5.4 Investment Policy

Income is generally received to support the work of the church so any surplus income is held in relatively accessible current or short-term deposits accounts.

5.5 Going Concern

The trustees have reviewed the circumstances of the charity and believe that sufficient resources are available to fund the activities for the foreseeable future. Therefore, the trustees are of the view that the charity is a going concern.

Registered Charity No. 1129912

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Swindon Evangelical Church Trustees’ Annual Report 2021

5.6 Building Together Project

The trustees considered the future of the building project and decided to look into development of the existing site, as all other potential sites or buildings for sale in the locality were unaffordable or not suitable.

5.7 Risk Management

The church has a risk management strategy involving an annual review and update by the trustees of identified operational, personnel, financial and reputational risks. The trustees are satisfied that appropriate systems and procedures are in place to monitor, manage and, where appropriate, mitigate these risks. The impact of the Covid-19 pandemic and the risks of beginning to come out of lockdown have continued to be reviewed regularly to ensure that everyone connected with the church remains safe while seeking to get back to more inperson gatherings.

Richard Foster Chair, on behalf of the Managing Trustees 4[th] September 2022

Registered Charity No. 1129912

Page 6 of 7

Swindon Evangelical Church Trustees’ Annual Report 2021

Independent Examiner's Report to the trustees of Swindon Evangelical Church

I report to the trustees on my examination of the accounts of the charity for the year ended 31 December 2021.

Responsibilities and basis of report

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of The Charities Act 2011 (the Act).

I report in respect of my examination of the charity’s accounts carried out under section 135 of the 2011 Act and in carrying out my examination, I have followed all the applicable directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

The charity’s gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of the Association of Chartered Certified Accountants.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

L W Woodhams FCCA TN6 Ltd Pine Grove Enterprise Centre Pine Grove Crowborough East Sussex TN6 1DH

Date: 18 October 2022

Registered Charity No. 1129912

Page 7 of 7

Swindon Evangelical Church Report and Financial Statements - 31 December 2021

Statement of Financial Activities for the year ended 31 December 2021

Notes
Income and endowments from:
Donations and legacies
Interest
Total
Expenditure on:
Charitable activities
3
Total
Net income/(expenditure)
Transfers between funds
10
Net movement in funds
Total funds brought forward
10
Total funds carried forward
10
Unrestricted
funds
£
429,533
142
429,675
170,540
170,540
259,135
(3,384)
255,751
416,222
671,973
Restricted
funds
£
28,033
3,913
31,946
18,642
18,642
13,304
3,384
16,688
685,563
702,251
Endowment
funds
£
-
-
-
-
-
-
-
-
537,500
537,500
Total funds
2021
£
457,566
4,055
461,621
189,182
189,182
272,439
-
272,439
1,639,285
1,911,724
2020
£
362,567
4,135
366,702
148,252
148,252
218,450
-
218,450
1,420,835
1,639,285

6

Swindon Evangelical Church Report and Financial Statements - 31 December 2021

Balance Sheet as at 31 December 2021

Notes
Fixed Assets
Tangible assets
6
Investments
7
Current assets
Debtors
8
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due
9
within one year
Net current assets
Total net assets
Funds of the charity
Endowment funds
10
Restricted income funds
10
Unrestricted funds
10
Total funds
Unrestricted
funds
£
10,939
-
10,939
239,378
426,906
666,284
(5,250)
661,034
671,973
-
-
671,973
671,973
Restricted
funds
£
-
-
-
13,344
688,907
702,251
-
702,251
702,251
-
702,251
-
702,251
Endowment
funds
£
437,500
100,000
537,500
-
-
-
537,500
537,500
-
-
537,500
Total funds
2021
£
448,439
100,000
548,439
252,722
1,115,813
1,368,535
(5,250)
1,363,285
1,911,724
537,500
702,251
671,973
1,911,724
Total funds
2020
£
451,174
100,000
551,174
85,999
1,003,662
1,089,661
(1,550)
1,088,111
1,639,285
537,500
685,563
416,222
1,639,285

4th September 2022 Approved by the Trustees on ________ and signed on their behalf by:

Richard Foster Chairman

7

Swindon Evangelical Church Report and Financial Statements - 31 December 2021

Notes to the accounts for the year ended 31 December 2021

1. Basis of preparation

a) Basis of preparation

The accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011. The trust constitutes a public benefit entity as defined by FRS 102.

Swindon Evangelical Church meets the definition of a public benefit entity under FRS 102.

b) Preparation of the accounts on a going concern basis

The church has free reserves in excess of two years' annual expenditure. The trustees are happy the church prepares accounts on a going concern basis.

2. Accounting policies

a) Fund accounting

Unrestricted funds are donations receivable without further specified purpose and are available as general funds. Restricted funds are to be used for specific purposes as laid down by the donor. Expenditure which meets these criteria is charged to the fund. Details of the nature and purpose of each fund is set out in note 12.

b) Income

Voluntary income is received by way of donations and is included in full in the Statement of Financial Activities when receivable. Gift Aid is recognised on the date of the donation and recovered on an annual basis. The Trust also makes use of the Gift Aid Small Donations Scheme. The value of services provided by volunteers has not been included.

c) Expenditure

Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably. Support and governance costs are recognised in the costs of the charitable activities of the church.

d) Tangible fixed assets and depreciation

All assets costing (excluding land and buildings) more than £1,000 are capitalised and valued at historical cost. Depreciation is charged on the assets at the following rates:

Fixtures, fittings and equipment

20% per annum on a straight line basis

Land and buildings are not depreciated as the trustees believe the property's market value is in excess of the carrying value.

e) Investments

Investments are a form of basic financial instrument and are initially recognised at their transaction value and subsequently measured at their fair value as at the balance sheet date. The same treatment is applied to unlisted investments unless fair value cannot be measured reliably, in which case it is measured at cost less impairment.

8

Swindon Evangelical Church Report and Financial Statements - 31 December 2021

Notes to the accounts for the year ended 31 December 2021 (cont'd)

3. Charitable expenditure (including support and governance costs)
Unrestricted
funds
£
Ministry
113,917
Outreach and mission
17,226
Premises
14,074
Admin
19,390
Other costs
663
Governance costs
5,270
170,540
4. Governance costs
Governance costs include:
Independent examiner's fees
5. Staff costs and numbers
Staff costs were as follows:
Salaries and wages
Employer's National Insurance contributions
Pension costs
The average number of employees during the year:
Charitable activities
Restricted
funds
£
16,551
2,091
18,642
Total
funds
2021
£
113,917
33,777
16,165
19,390
663
5,270
189,182
2021
£
474
2021
£
107,877
4,392
8,627
120,896
2021
6
6
Total
funds
2020
£
84,916
27,183
12,248
22,587
529
789
148,252
2020
£
474
2020
£
82,106
1,421
6,568
90,095
2020
5
5

No employee received total emoluments (excluding employer pension costs) above £60,000.

9

Swindon Evangelical Church Report and Financial Statements - 31 December 2021

Notes to the accounts for the year ended 31 December 2021 (cont'd)

6. Tangible Fixed Assets

Used by the Charity
Cost
As at 1 January 2021
Additions
Disposals
As at 31 December 2021
Depreciation
As at 1 January 2021
Charge for year
Eliminated on disposal
As at 31 December 2021
Net book value
As at 31 December 2021
As at 31 December 2020
Fixed Asset Investments
Carrying value at 1 January 2021
Revaluations
Less: impairments
Carrying value at 31 December 2021
Debtors
Loan to trustee
Income Tax recoverable for Gift Aid donations
Prepayments
Accrued income
Freehold
land &
buildings
£
437,500
-
-
437,500
-
-
-
-
437,500
437,500
Fixtures,
Total
fittings &
equipment
£
£
49,287
486,787
-
-
-
-
49,287
486,787
35,613
35,613
2,735
2,735
-
-
38,348
38,348
10,939
448,439
13,674
451,174
Other investments
£
100,000
-
-
100,000
2021
2020
£
£
214,500
29,580
80,737
1,970
2,087
6,672
3,175
252,722
85,999

7. Fixed Asset Investments

8. Debtors

2 loans were made to Brian Whittaker, Associate Pastor, during the year to enable his relocation to Swindon. One for £105,000 at 0% interest with an equal interest in any property revaluation. The other for £109,500 was a bridging loan with 1.5% interest rate. The second was repaid in March 2022.

10

Swindon Evangelical Church Report and Financial Statements - 31 December 2021

Notes to the accounts for the year ended 31 December 2021 (cont'd)

9. Creditors: amounts falling due within one year

2021
£
Accruals
5,250
5,250
10. Movements in funds
At 1
IncomeExpenditure
Transfers
Gains/
January
(losses)
2021
£
£
£
£
£
Endowment funds:
Church Premises
437,500
-
-
-
-
Manse Trust Fund
100,000
-
-
-
-
Total endowment funds
537,500
-
-
-
-
Restricted funds:
Building fund
647,939
10,719
(2,091)
-
-
Other restricted funds
37,624
21,227
(16,551)
3,384
-
Total restricted funds
685,563
31,946
(18,642)
3,384
-
Unrestricted funds:
General funds
166,667
425,275
(150,575)
179,605
-
Building fund provision
225,000
-
-
(225,000)
-
Other unrestricted funds
24,555
4,400
(19,965)
42,011
-
Total unrestricted funds
416,222
429,675
(170,540)
(3,384)
-
Total funds
1,639,285
461,621
(189,182)
-
-
11. Related party transactions
The following trustees received remuneration:
Name
Salary
Pension
Total
£
£
£
Paul Williams
41,381
3,310
44,691
Ruth Williams
5,130
410
5,540
Brian Whittaker
29,896
2,392
32,288
Deborah Baker
10,712
857
11,569
Trustees were reimbursed for the following expenses in the year:
Travel expenses
705
Accommodation expenses
-
705
Legal Authority
Church constitution
Church constitution
Church constitution
Church constitution
2020
£
1,550
1,550
At 31
December
2021
£
437,500
100,000
537,500
656,567
45,684
702,251
620,972
-
51,001
671,973
1,911,724
2020
£
43,496
5,392
11,259
311
-
311

There have been no related party transactions in the reporting period.

11