2025-12-31-accounts

St Saviour’s Church, Bath Annual Report and Accounts 2026

The Parochial Church Council of St. Saviour’s, Bath Prepared 18th April 2026

Contents

Section	Topic	Page
1	Introduction and Overview	2
2	Aims and Purposes	2
3	Objectives and Activities	3
4	Achievements and Performance	3
5	Financial Review	7
6	Safeguarding	10
7	Structure,Governance and Management	10
8	Administrative Information	10

Version	Date of PCC Approval	Signed by Cath Candish on Behalf of St. Saviour’s PCC	Reason for update
1	2 May 2026	CathCandish	NA

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1. Introduction and Overview

This report is compiled in accordance with the guidance provided on the Church of England Parish Resource website: https://www.parishresources.org.uk/resources-for-treasurers/accounting-andreporting/the-annual-report/.

The purpose of the report is to tell everyone the aims of the church and what is being done to make them happen. As trustees, the PCC is jointly responsible for writing this report, although often the PCC will delegate the drafting of it to the Incumbent, as Chair of Trustees, or to the PCC Secretary.

Acting Justly, Loving Mercy, Walking Humbly : this has been our strapline throughout 2025, and we are still discovering what it means to live this way as disciples of Jesus.

St Saviour’s continued to grow in confidence in its identity “2025 was a year of laying down as a place of hospitality, healing and restoration; a church foundations for growth” now bursting with creativity and taking its place once more in community life. Following a challenging and transitional 2024, 2025 was a year of gaining stability, repairing and growing relationships with the local community, finances, and laying down foundations for growth in prayer, in governance and in information management. Safeguarding was (and remains) a first priority, and our Parish Safeguarding Officers Rachel Leigh Wood and Rosie Napier have worked hard to help us put the right systems and processes in place so that we can both recruit volunteers and run ministries safely. Thanks to a talented graphic designer couple coming to faith this year and giving their time generously, we now have a new brand, and a new website. However, St Saviour’s continues to face many challenges, including significant outstanding building work.

A significant blessing this year was the arrival in July of our new curate, Susannah Padiachy, who fitted immediately into church and community life.

The PCC’s heartfelt thanks to However it was with sadness at the end of the year, that we thanked our parish administrator Mandy each and every member of the Dance who finished for her work for St Saviours. We St Saviour's Church family are glad however, that she remains a valued part of our church family.

The PCC’s heartfelt thanks to each and every member of the St Saviour’s Church family who served and gave in so many different ways during 2025, to keep this parish church as a blessing to so many.

2. Aims and Purposes

St. Saviour’s Parochial Church Council (PCC) has the responsibility of co-operating with the Incumbent, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC is also specifically responsible for the maintenance of St. Saviour’s Church, Holland Road, Larkhall, Bath, BA1 6QG.

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3. Objectives and Activities

The objectives of St. Saviour’s PCC are as follows:

• To ‘act justly, love mercy, walk humbly’ with our God, faithful to our vision, mission and calling

• We aim to live and tell the good news of Jesus Christ to all 6,700 people in our parish

• To be open to all, serving the diverse needs of the people of the parish

• To be a ‘well of healing’ for all to come and know the healing and restoring love of Christ in different ways

• To be a centre for hospitality, where all find a welcome and feel accepted and cared for

Activities of St Saviour’s PCC include church services, toddler group, community meals, craft mornings, community food larder, prayer meetings, hiring out the building, maintenance of the church and its surroundings, and more.

4. Achievements and Performance

Small but Mighty: Belonging to St Saviour’s As of May 3[rd] 2026, there are 60 parishioners on the Church Electoral Roll (a net increase on last year of 9%). During 2025, weekly attendance at the 9am communion service remained consistent at around 18-20; attendance at our 10.45 service grew with average attendance of 42, (14% increase on last year). In addition we began a new service, a monthly healing communion with around 20 people attending consistently. On Easter Day, 85 adults and children attended (49% increase on the previous year), and on Christmas day we welcomed 83 adults and children (43% increase on the previous year); over the whole Christmas period including the carol service, pop up nativity, midnight communion and Christmas morning, we welcomed 350 adults and 50 children. (This was a significant increase on 2024, 245 adults attended over the whole period). We welcomed St Marks whole school for Christmas and Easter services, and St Saviours Infant and Junior schools (along with parents) for Harvest, Christmas and Easter services.

Sunday Services These are weekly at 10.45am, fortnightly at 9am, and this year a new monthly Healing Service was introduced at 7pm. The 9am is a traditional Common Worship Holy Communion with hymns, now accompanied by our wonderful organ, which has been partially repaired this year, so that it can be used. The 10:45am remains a more informal, band-led, family service. Services during 2025 were led by our clergy Cath Candish and Susannah Padiachy, our two lay readers Belinda Thomas and Ruth Hattersley, and occasionally by lay members of the congregation. During our series on Micah 6 we invited in visiting speakers including a judge, the CEO of Mercy In Action, and the CEO of Lux youth charity. The healing service is led by Ruth Hattersley, with Cath leading communion and lay prayer teams available.

Sung Worship Steph Wynne-Davey continues to lead our worship team, assisted by Angela Goldson. Steph managing rotas for both musicians and technicians. Steph and Angela have worked

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on our song list, seeking to create a space for everyone to be comfortable to worship in this spiritfilled, parish church. We have had some basic repair work on our very special organ to enable it to now be played regularly. Our huge thanks go to Steph, Angela and the whole band who are so dedicated and turn up week after week to rehearse together and to lead us into the presence of God together. Not forgetting the tech team without whom we are left agape!

Daily Prayer Each morning and evening Monday - Thursday (and with the addition of Friday in the autumn), a small group gathers to pray at St Saviour’s, often joined by casual visitors / passersby. Often people come who might be intimidated by a Sunday service, but who want to meet to pray. One morning Edward Leigh Wood discovered a young man asleep in the church doorway, and the morning prayer meeting turned first into tea and toast, then as we prayed, we realised the man was deeply moved. As his tears rolled down, he said, it was just that our prayers were so relevant to him. Each time we meet together in prayer, something new happens! The meetings are led by a small but committed team: Cath, Susannah, Angela, Ian and Rosie. We also offer prayer ministry on an ad hoc basis following the 10.45am service, and it’s a core ingredient for the 7pm service.

Church Building During the last 12 months regular maintenance and servicing of the building items has taken place, overseen by Huw Thomas with help from John Candish, Edward Leigh Wood and our Parish Administrator. Repairs have been carried out to the front door, the boiler, clock and other areas as required. Downpipes and sumps have been cleared, and the crypt cleared of debris to avoid fire risk. Our solar system has been fixed and is back to 100% capacity. A smart energy system has been installed to reduce consumption, with a grant from the Diocese The urgent work recommended in last year’s Quinquennial report, including repairs to the north aisle roof, remains to be done. We have also created a ‘Giving Station’ in the fellowship centre, with all the helpful information for donations available in one place...

Curate's Report : Love Larkhall This year saw the launch of Love Larkhall, a new initiative that brings together two interconnected strands of parish life: fundraising for the church roof, and actively sharing God's love throughout our local community. First of all, the church family were encouraged to pray and to pledge - which they generously did, raising over 60,000 in pledges in just a few weeks. We have then approached the local community to encourage them to give, explaining that their giving is match-funded by our own church family. We called the initiative Love Larkhall. We then approached the National Heritage Lottery fund and are still in the process of applying for funding. A small fundraising team has been meeting to discuss ideas and providing a chaplaincy presence across the parish — building relationships with residents, local businesses, and community groups. Teams of St Saviour's volunteers have been visiting all three schools in our parish on a regular basis. We have prayed and gone around the parish inviting neighbours to events, distributed Love Larkhall baubles to households at Christmas and hosted community lunches. The “Full of Beans” coffee trike started its ministry in Autumn of 2025. The trike has been stationed outside the church on Sunday mornings between the morning services, offering free, ethically sourced, barista served coffees from its Italian espresso machine to passers-by and members of the congregation. The aims have been to bless the community, bring the church

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outside, facilitating conversations between all, and to raise awareness about the fundraising initiative for the “Raise the Roof”campaign, with the invitation to make a donation to the fund.

Lettings at St Saviour’s At the start of the year, we had two regular weekly bookings from charitable organisations with nominal rents, namely AA and Brownies. However, the hall has also been used for children’s parties, Healing Ministry training, music rehearsals and more. We also hosted a community ceilidh for Transition Larkhall, an organisation which aims to initiate noncarbon and sustainable living for residents and businesses in and around the Lambridge ward of Bath.

Alpha St Saviour’s ran a successful Alpha course with around 15 participants, some of whom came to faith, and three chose to be baptized by full immersion during the summer- a very joyful occasion! Huge thanks to everyone who cooked meals, cleared up, prayed, and supported. After Alpha, we continued to run a discipleship group for those new to faith and preparing for baptism.

Community Food Larder The food larder, led by Sara Cooper, continues to offer a welcoming space on Tuesday mornings to anyone to come and have a chat and a hot drink as well as a bag of food if needed. We usually welcome between 8-12 people each week. This year we have received help from Julian House who have as part of their Big Give initiative, used our church to store some donated food, and given us a generous portion of it. We have several volunteers who are dedicated to this outreach mission, we always start the morning with prayer. Over the course of the year, we gave away over 500 bags of food to vulnerable individuals or households.

Community Lunches these are infrequent but very popular! In December we held a joyful Christmas lunch for the food larder which was very well received.

Crafty Saturdays our monthly craft sessions came to wider community attention in November, when a river of crocheted poppies poured down the south wall of the church, a beautiful and moving art installation for Remembrance Sunday. The poppies were made not only by the craft group but also by others in the wider Larkhall community.

Life Groups help Church attendees to grow in faith together and to take care of one another. There are currently five Life Groups, and each group on average is attended by 4-10 people.

Pastoral Care Ivor Vernalls, Cath Candish and Susannah Padiachy continued to offer home communion to those who are housebound, and some have visited Larkhall Springs nursing home occasionally. Christmas Carols at Larkhall Springs was a particularly festive occasion!

Occasional Offices As well as our regular services, we enable our community to celebrate and thank God at the milestones of the journey through life. We held six funerals – most of them dear members of St Saviour’s church family- and 2 baptisms at the font, with a further three adults being baptised by full immersion in August. There were no weddings at St Saviour’s during 2025 although Banns were read for 4 couples.

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Youth and Children’s Work Children and young people are very important to us at St Saviour’s. Although we don’t yet have as many among us as we’d like, we have been joined by a few new families this year which has been a great joy. Throughout August, we held all-age, café-style 10.45am services along the theme of ‘Jesus by the Sea’, with more interaction, and the inclusion of our wonderful ‘Open the Book’ team offering drama sketches. We have worked hard this year to grow into a safer church that is ready to host families well and begun plans for the introduction of a new toddler/young child-friendly service for 2026. During Advent, we held a series of ‘Advent Afternoons’ for families and young people, offering hot chocolate, toast and craft activities. These afternoons were very well attended and enjoyed. At Christmas, our ‘Pop-up Nativity’ service was bursting at the seams with young families; a sign, we hope, of things to come.

Schools St Saviour’s has links with three schools: St Saviour’s Infants, St Saviour’s Juniors, and St Mark’s Secondary. This year our relationship with the schools grew; ‘Open the Book’ has become more established, and in St Mark’s we have had the opportunity to take an assembly. John Candish is now a governor, and Cath is on the Christian Vision Committee.

Open the Book led by Sue Burton, is an exciting story telling project where Bible stories are shared in a way that is fun interactive and memorable. A small team have visited St Saviour’s Infant and Junior Schools monthly, and are enthusiastically received.

Toddlers’ Group by Anna Seal, Toddlers’ Group Leader The group meets in the church every Wednesday morning during school term times, with 5-7 volunteer helpers. There is a very wide range of different activities on offer, in different zones around the church, from Happyland play town, seasonal craft/Play-Doh table, Duplo to dressing up, DIY toys, ride ons, and so much more! On average, up to 18 adults with 26 babies and toddlers attend each week, though numbers can vary according to the weather and the time of year. Adults are a mix of parents, grandparents and childcare providers, such as nannies, and childminders.

Payment is on a voluntary basis, with £2 per family being the suggested donation.

Tastelife This course was run for people with eating disorders – report by course leader Rosi Lewis St Saviour’s was proud to be the supporting organisation in 2025 for Rosi Lewis as a trained ‘Tastelife’ course leader, and we are encouraged that she ran her first ‘Tastelife’ eating disorder recovery course this summer- a first for the Bath area. A participant said: “I am so grateful to have attended the ‘Tastelife’ course held at St Saviour’s church. It has really helped me understand my situation much more deeply and take really positive actions on a road to recovery. I live locally and being able to attend in the church was really comforting. The support and love that I have felt through the course has been amazing.”

The Lounge is a new initiative for 2025 led by Rachel and Edward Leigh Wood. A monthly, informal gathering on a Saturday evening, with a shared meal, creative opportunities in drama, craft and music, but above all just a chance to get together. The Lounge has also become a refuge and a

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home from home for an eclectic mix of folk who might otherwise find themselves on the margins of church life.

Big Church Day In! In January we held a ‘Big Church Day In’, with a special service launching our Micah 6 theme of ‘Act Justly, love Mercy, Walk Humbly’… We enjoyed a ‘bring and share’ style lunch together, and in the afternoon a series of workshops, from safeguarding to prayer ministry, a stroll by the river to a drama. In the evening, we held a communion service with healing prayer ministry.

Larkhall Festival We celebrated Larkhall Festival in 2025 by opening up our church to visitors, offering guided tours of the tower, the crypt and the main church that were all very popular, especially of course the tower tours! We set up a table display of church and local history, as well as LEGO and other craft activities for kids. On Sunday, we offered a community breakfast with a short and joyful festival service, before many of us joined the parade. Representing St Saviour’s, Cath was honoured with the task of judging the best festival cart. On Monday, a small group of pioneers set up and ran a prayer tent in Alice Park, as part of the festival activities there.

Bells Led by Tim and Debbie Leach, a new team of bellringers, was in the process of being formed by the end of 2025, with regular practices and bells rang out for Christmas. Website This year, we have created a new brand and launched a new website, thanks to the gifts of time and expertise from two young professionals who came to faith this year.

Benefice The Benefice of St Saviour’s with Swainswick and Woolley had been suspended in 2024, but steps were taken to reinstate the benefice in 2025, following a visit by Archdeacon Charlie Peer.

Deanery Synod As our rep, Belinda Thomas provides PCC with an important link between the parish and the wider structures of the church. She writes: Roger Driver from St Michael’s oversaw these meetings together with the new lay chair. This year, Deanery Synod looked at various local initiatives including Life Project, Lux, Flourish, and Hope into Action. NB: Flourish is one of the Church of England’s mission initiatives that is furthering its vision of becoming younger and more diverse. We have an example of a flourish community at St Mark’s School.

5.Financial Review by Cheryl Smith, PCC Treasurer

Introduction

This financial review is intended to place the PCC’s statutory accounts for the year ended 31st December 2025 in the context of the wider life, ministry, and future plans of St Saviour’s Church. While the accounts themselves are presented as a separate legal document, this report explains the main movements in income, expenditure, and reserves, and highlights key financial risks and opportunities facing the PCC.

The financial statements continue to be prepared on a receipts and payments basis, in accordance with the Charities Act 2011, the Church Accounting Regulations 2006, and the

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Charities SORP (FRS 102). As in 2024, this approach reflects the scale of the PCC’s income and provides transparency and simplicity for both trustees and members of the congregation.

Overview of the Year

Overall, 2025 represents a significantly more stable and encouraging financial year for St

Saviour’s PCC compared with recent years.

• Total incoming resources amounted to £92,091 (2024: £83,922).

• Total expenditure was £65,347 (2024: £76,573).

• This resulted in a net surplus of £24,308, increasing total funds from £15,714 to £40,022 by the year end.

This improvement reflects a combination of strong and faithful giving, careful cost control, a full year with an appointed Priest in Charge, and the establishment of new restricted funds to meet anticipated building needs.

Income

Total income in 2025 increased by approximately £8,200 (10%) compared with the previous year.

Unrestricted Income Income into the General Fund remained strong at £82,389 (2024: £83,472), despite ongoing economic pressures nationally. Planned giving continues to be the PCC’s most important source of income:

· Tax-efficient planned giving, including Gift Aid, remained at a high level and continues to demonstrate the generosity and commitment of the congregation.

· Other donations, collections, fees from weddings and funerals, and income from lettings all made valuable contributions to covering day-to-day ministry and running costs.

The PCC remains particularly grateful to all those who give regularly, and to those who increased or reviewed their giving during the year.

Restricted Income Income into restricted funds increased significantly to £9,702 (2024: £450). This was largely due to:

· The establishment of a Roof Fund, receiving £8,267 during the year, reflecting early responses to the urgent repair needs identified in the quinquennial inspection.

· Continued donations and interest received for the Food Larder, Bell, and Altar Frontal funds.

Restricted funds may only be used for their specified purposes and therefore do not contribute to general running costs.

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Expenditure Total expenditure in 2025 was £65,347, a reduction of £11,226 (15%) compared with 2024.

Ministry and Parish Share The Diocesan Parish Share paid during 2025 was £24,340, reflecting the continued impact of the agreed reduction from August 2024. This reduction was essential in allowing the PCC to rebuild reserves while continuing core ministry and mission.

Staffing and Administration Staffing costs for the Parish Administrator were £10,463, reflecting a full year in post, together with a redundancy payment. Administrative, office, licensing, and technology costs were carefully managed and broadly stable year on year.

Buildings, Utilities and Maintenance Expenditure on heating, lighting, water, insurance, cleaning, and routine maintenance remained significant, as expected for a large and historic building. Professional fees relating to the quinquennial process and preparatory work towards future roof repairs were charged partly to restricted funds where appropriate. Investment during the year included £3,949 on Smart Heating Controls, designed to improve efficiency and reduce long-term utility costs.

Mission and Giving While discretionary outward giving was necessarily limited again in 2025, the PCC continues to support mission in practical ways through the food larder, local community engagement, and parish-based ministry.

Movement in Funds As a result of the year’s surplus:

· The General Fund increased from £9,041 to £26,684.

· Restricted funds increased from £6,673 to £13,338.

· Total PCC funds at 31st December 2025 stood at £40,022.

This represents a very welcome strengthening of the PCC’s financial position.

Reserves Policy The PCC has previously adopted a target reserves level of £28,000, intended to cover approximately two months of general expenditure together with provision for unforeseen short-term building maintenance.

At 31st December 2025, unrestricted reserves stood at £23,721, representing a significant improvement on the previous year. Although still slightly below the historic target, this level of reserves provides much greater financial resilience than in recent years. During 2026, the PCC intends to review the reserves policy, taking into account inflation, revised Parish Share arrangements, and the scale of upcoming building projects.

Future Outlook and Financial Risks The most significant financial challenge facing St Saviour’s remains the urgent and medium-term repair work identified in the 2024 quinquennial inspection, particularly to the north aisle roof. A restricted Roof Fund has been established and early donations received. The PCC will seek to raise the substantial additional sums required

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primarily through external grants, rather than placing unsustainable pressure on general funds. While uncertainties remain, especially around construction costs and grant funding timetables, the improved financial position at the end of 2025 provides a much stronger platform from which to plan confidently for the future.

The PCC would like to record its sincere thanks to all those who contribute financially to the life of St Saviour’s, whether through regular giving, occasional donations, fundraising, or practical service. Thanks are also due to the Independent Examiner for his support and guidance.

6. Safeguarding

The PCC has complied with its duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have due regard to House of Bishops’ guidance on safeguarding children and vulnerable adults).

• In February 2025, Louis Burton stepped down from his role as PSO when he left St Saviour’s; the PCC thank him for his service and willingness to help out in challenging times. This year we now have two new PSOs - Rachel Leigh Wood and Rosie Napier, assisted by John Candish who helps church volunteers apply for a DBS. We currently have 25 volunteers with a DBS.

• At St Saviour’s, we are aware that safeguarding is everybody’s responsibility. Everyone has been encouraged to take the Diocese online safeguarding and Domestic Violence awareness training, and we are grateful to Rachel for stepping up and training as a Basic Safeguarding trainer, so that we can now offer in -person training as well. Rachel, with help from Rosie and John, have helped to make St Saviour’s a safer place, through propagating a culture of safeguarding including safer recruitment processes.

7. Structure, Governance and Management

The method of appointment of PCC members is set out in the Church Representation Rules. At St. Saviour’s the membership of the PCC consists of the incumbent, the curate, the lay readers, those elected to Deanery Synod, the churchwardens, members elected by those members of the congregation who are on the electoral roll of the church. All those who attend our services / members of the congregation are encouraged to register on the Electoral Roll and stand for election to the PCC. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish including deciding on how the funds of the PCC are to be spent. PCC generally meet bimonthly. In August, we also voted to form an additional Standing Committee consisting of: Cath, Susannah, Angela, Cheryl, Huw and Cathy. This committee decides on the full PCC agenda and deals with any issues arising between meetings as appropriate.

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8. Administrative Information

St. Saviour’s Church is situated in Holland Road, Larkhall, Bath BA1 6QG, which is also the address for correspondence. It is part of the Diocese of Bath and Wells within the Church of England. The PCC is a body corporate (PCC Powers Measure 1956, Church Representation Rules 2020) and a charity registered with the Charity Commission.

PCC members who have served at any time from 1[st] Jan 2025 until the date this report was approved are:

Clergy
Rev Cath Candish (Priest in Charge)	Rev Susannah Padiachy (Curate)
Church Wardens
Cathy Head	Sara Cooper (Resigned APCM 25)
Parish Safeguarding Officer (in attendance)
Rachel Leigh Wood
Deanery Synod Reps (Elected until 2026)
Belinda Thomas
Lay Readers
Belinda Thomas	Ruth Hattersley
Elected Members
Huw Thomas Vice-Chair (until APCM 26)	Chris Dance (until APCM 26)		Rosi Lewis (until APCM 28)		Angela Goldson (until APCM 28)

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Cheryl Smith (Treasurer) (until APCM 27)	Kenneth Lamb Electoral Roll Officer (until APCM 27)	Louis Burton (co-opted) Left Feb 25.	Carol Balch (until APCM 2028)
Philip Cole (left)	Anna Seal (until APCM 26)	Angela Goldson Co-opted as Secretary until APCM 26.

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Registered Charity No.. 1129675 Parochial Church Council of St Saviour, Bath Financial Statements For the year ending 31 December 2025 Prepared for the PCC by. Cher0 Snkn (PCC Treasurer) Pot Famihouse Pot Larte Cotsham SN13 9RX Examined by Independenl Examiner. Cole sty￿ Fa Bruton BA10 OPJ For presentation lo PCC for approval: 201h Apth 2026 For di¥>lay on Noti￿ Board I￿lov11￿g 1x￿s￿Jerati0n by APCM

Parochial Church Council of St Savlour, Bath Independent Examinerfs Certlficat• I r8POrt to th8 trust￿5 IPCC rnrnbwsl on rrry th8 fin￿C￿ of the PCC for the yw 8rKliry 31st D8c8mtsv 2025. Re•pon•lblMIIM and ba•1• ol rnport As trusiees of the Charty you we preFAtalM ol ts fin￿er11 sla)￿11 in xcord•ce the wulrements Of the Chanties Act 2011 lkne hd'l. I reFth1 In resFodol my examin1￿ of Ihe PCCS TA)an￿ Sta￿)ents Car￿d Olrt urthr le￿1￿ 145 olthe 2011 ktand in C8ftyng out my I have folknJ dl 8Nltatdts thrtt1m9¥￿ by th• Chanty C4mnw"ss¥x ￿der s￿￿On 145ISllbl of the ACL Ind•p•nd•ftt •x•min•rf• •t•tm•nt I have cOrnp￿ my 8yArnin¥x•. I ¢￿1￿￿rM trat no mat•r4ql maltws h•40 c<)moto my attèrdKffi m conDecbon wth th8 examinabon gwg me eause to televe that any materi respe al 4tt0unUrrfJ rrKord8 not k•pt Yt r•sFrft ol PCC as r•JuW try 130 ollh• ACL ¢x bi the finanu81 statements &) Mt ￿tsrd Tth ￿tyJntsrJ recL¥ds". ¢x cl the fiMn¢ol 91atements th) not ¢omptywth the aFgkcatAe fewirernents eoncemin9 tr• form c¥Jnlent of accwnts Sèt OLrt In Charrties IAc¢trtJnts aTrJ ReFQrtsl RequlatK>ThS 2c￿8 than any requiremeffl thai the slatements gwe a 'tr￿ and lai¢ vwknLch a mattef ag ol w Trjepwdent examnaithi. I ￿¥? no arKI hav• no ¢)ttw ￿tr•[s vith th• wywnlrwllon to attonlvrr •h)uld be drawn tn this report ￿ wdèrtoenaUe a pmper urthrSt￿d￿￿ of the fmw¢iJl lo bo reac￿￿. Steve BrurA.Jones Cde Style Farm. Bnrton 8A10 OPJ P•¥1

Parochlal Church Councll of St Savlour, Bath statement of Financial Actlvitles For the year endlng 31 December 2025 Ful Fur FUNDS INCOMING RESOURCES Voltsntarylrrtx 77.192 9.5)3 &8.e 2TT 80,884 2bl 2.857 2.857 IrK0￿ in¥e¥tmfynl 173 TOT￿ WICOMNfj REStsJR¢E8 83.472 RESOVRCES EXPENDEO ChutthActi¥es TOT￿ RESOURCE8 EXPENDED 64.747 65.347 70,012 6,￿1 76,573 NET INCOMINGIIOUTGIJNGI RE60UPCES TfiANSFERS BETWEEN FUNDS 17fi12 34. 13.4&J 4.111 la) MeT I￿VEME11T IN FU14 17.612 OM5 24.X 13,4fyJ gAJN¢ES 8ROIJGHT FORWARD AT 18tJAN 2025 9.041 15.714 8ALANCES CARRIED FORWARDAT Ir¥ 31ST QECEMBER W25 P•322

Parochial Church Councll of St Saviour. Bath Balance Sheet at 31 st December 2025 FIXED ASSETS F￿ld Assets Sal CURRENT ASSETS D￿tar8 C88tt at bar& and in harJ 37 LIA8LrnES IDUE wmiim ONEYE NET CURReNT A8JET8 37.059 40.021 15.714 Tolal u•ts IM• curmrt Il•b411• 15.714 TOTAL NET ASSETS 40.021 15,714 AEPRESEPllED ey FUNDS Unrostrt4tr Gonw¥ F￿j 9.041 Rwlri¢t•d Fotrj Lardw F￿d edi Fund Alar Frontal FL¥¥J RoolFund 423 s.e61 316 k) •wov•d by th• ProIttl￿ Clmweh C¢MMll w4d•*n•d on Its ts￿•11 by.. 8•v. C•th Candl•h (Chalr): Papu 3

Th• now on paw 410 8forni wrt¢Jlllw• •G¢•Wts. Parochial Church Council of St Saviour, Bath Notes to the Financial Statements For the year ending 31 DKembar 2025 1ACC NTIM JCIE ting arTd fv SCAIP 2015. FTfym ye5r 8ndrJ Decwnber 2024 the siatemerts h48 bo8n tJ#r6 the Varith￿ in accwniw rnethoh. re shown lrflly exist) At rnwkel ¥￿U8. 7h8 stem8nts tha PCC is ra1￿81b1 In ￿. Théy do nol in¢kJde thE aGLthnt8 of Lurth L¥￿p$￿t ¢Mtlhr m8inaffibabM arthr tr￿. rwio fftatt knftsmal aath¥in¢s RMtri¢t•d Furl• reweswt doTr•I￿s￿rw a •p•¢th¢<+4OLI C in¥rtBd PCC kjra 8p8)fficobJeL. Tho ￿ndS miy onty bg oxperthy on obj.ets theywe gwl ￿ b4•nce tyn'ning Un￿rt Jt ofellch yvur 15 rAiried as a the lund Unle￿ it5iyansfer kn aThJOw fund 18 by th• ¢ytyl￿I The PCC Mt usualty in¥4# fu￿. is ffi•mt i• •pptytbned ts fmd¥ an av•7ge b)I•￿e tsa$in. &lacE￿￿'. rlsthctfjd ￿r￿j upto hohj 8 m•Jo 2017 purthaw of8 att¥frontl. Th 14 w85 purchased durry 2018 tHJl tr)e ltsnd h81 rKrt b•thfvly $0 th$ ha• a y• énd. Ro￿Tth l& to th• of ts bol rin9hvJ •"thB c4 E00ik￿r ThlÉ reAbl￿d lutsj waB 681 W23 cl• lood Iwder. 101F￿)ng Ihe aw¥d ola grwl by N•lkThth 6uilthr¥ Soryety frytrA8 th•fi￿ I￿U00% sundry dcfjal￿nl th¢ donors h8 knthcalBd arg th8 lo¢J ￿d￿. Lknr••lrf¢t•O Fund• we gerrnl fu¢thThth by pLry￿. frya wrpoBe All rdats'ry k) th•dwy to ofthe ¢￿-th. Dc4m to (und mako rn8trtctions as to the LWS the #h¢￿tt be EndoTn•nt Fwth. do•$ )y 1bl In¢¢mlhll R••our l inc4)ming rotsoufLJ r8ceN•J aThJ Ic¢6YoM. F￿p￿￿t4•tr1thI INw￿dIngÉ Hnd fweralu are exduded Irom Ih•se st8teiMrrts. AlhJLpJh I￿0 tr￿ thè PCV• bar&ar￿1n¢ IhDy are PCC'S propwty. 1el RMour¢•• •xp•ttdd All 0￿p￿￿1r0 Is oenery itty F•KI tMJI 1d} Awvts c￿se￿￿j 8nd prcyerty ol k￿￿ tsexI￿dOdfrc¢nOw byfjCt•tr¥ Ad 2011 Mov&bkn¢huthfurTrty8 I￿￿j ty the R•SxgTrJ sp¥>aIti￿1 PCC. Wdtth rwLlre a fK&ltyffoF i8PDsal, oJe as ill￿18￿a￿e WDFoty unth cons￿&1. Ftv Inalwn￿pr0￿tr ￿Ulled prior to 2W3 ttre is iTh14rfficErrt ¥¢ 1nfrXrnab￿ av811th Bnd ihwetsp assets ¥ nfA vaw li￿ tsc4w¥￿ sinrp 1 Janujry 2UQ3 howe been e¥tsl+sed depwkgted inthe acc£wrtS LW fv str•W liw b4ws. furxshingy bgforA l January 2(¥)3 ￿My11ert c1. Equil￿nI us8aw¢hin pr￿1$¢5 cva t81%0￿4 y?IPC. ryojths. e￿AriC pkqno. swnd and AV8yst8ms, phc4cwr 8r¥J I￿h￿￿ ur 10 lc1K￿th n0ticdX￿. tiodwsaTrY sdar welsl. I￿j￿1￿ual it￿$ of equÉwerrt ¥ PLwdwe prIc•of£1LK￿0r W arefitt6￿ tha aswt

Parochial Church Council of St Savlour, Bath Notes to the Flnanclal Statements (Gontinuod) For the year ending 31 Dec•mb•r 2025 211K FUNDS FurKI8 FUNDS 201 Iyk¥Xn Pl8nnod Gwing. Tax Elficierrt Other 7NJ 51(69 18.517 5.8 1.190 51,125 10.614 9,22 1.459 7.947 33 51,125 10,814 18.517 Coledon8 atd ¥w￿r¥s Sundry d￿atiOns Gr4rrts r8(y•r¥Bd 1.153 4.576 2.788 1.459 8224 277 2.786 177 80 884 RÈfre•hMertstsocth￿lscSll•[WJS Chwth Lelbngs F¢eO In Twrff CoNllbutw to E¥•nts Wed(lIng￿￿￿er1$ l¢xd. Iq•l 107 1.325 7(Q 7( 237 237 1.962 2¢) Incom? oiwdeThJJ and inloTvs1 214 413 182 2rf) Ollerino)ffllng VAT on wc¢ki r•cO￿tl•tr￿Tr Lfws TOTALINCCAIWIG RÉtOURCE8 12.0 83.17Z 45P RMirlcl•d TOTAL Unr••trl¢tsd R••Irt￿ TOTAL FUNDS Fund• FUNDS Fun Genesis Trutsl Paul & Elrn LbitkT Bath Yrxth lor Chrt Worf¢ SFrfs Miniity V•ronica -7CQ -70) Juh8n H￿j8BCHA ¢t￿r¢Th S BEthl¢hwn Dwdopm•rt fn4t Cmstian Kssion to J Zatha ￿nk C¥e ts Fnlh"es Sl MaFk'3 Schc Sl S•iours Infants prtKrfY Sl sa￿J[s Junior Bath Dear¢ry HislowK Chu￿$ -550 Total OLthArd G￿v4 ThE neytive ￿ulE$ 2024 r￿1 p•d rnylJxtvlhp PCC. rafvrm IlvAs out 08 had b•w antiti￿ ￿ th• 2023acc￿n Inad¢ition toth0dis• Ouhva7J GrbiTrJ IkJ abthB. a ￿ of£144 1£8r2 in 2W241 in deduled"¥)pe•foMÈ¢btstsWX% P¥$

Parochlal Church Councll of St Saviour. Bath Notes to the Financial Statements (continued) For th• y•ar endlng 31 December 2025 2024 F FUIIDS Mlrtsty DiLwn Parfsh Shar8 C1￿JY Eynse¥ Ic Costs Haatiry,119htr'ng a•d General ￿lkj￿99Dd Eouirynent Cleaning and q•iJenry 24.340 24.340 38.283 38,283 79 329 6,799 5,204 2,534 8.501 5.371 0.799 5.371 144 2534 3,4X) 924 5.732 1.817 924 5,752 4,453 In8uraKe ChlklT¥n'• * Yoiih Wc¥k 4.447 137 4,447 137 759 1.610 Mwn 3,4533 4,070 CoJts (rf 81 thjing 20 3.140 257 3.148 257 InteMI Aank Chww96 Seryetari 10403 10.183 TOTAL RE￿Ille￿• exPe￿￿D 64.747 3.037 6S.317 70,012 8,501 76,573 10.396 8,255 Ir￿ude0 ul 4bl P8yffrfs to PCCrnmb• s Partsh Adrninotrator arn1 Ihe fc4knmn9wlK¢￿ Wumawy Inrurtd on bth&Woftho PCC. John C8nthsh, Mandy Dance, Anna S8. Ctre￿ Smth. BelTrJa Thcffla6 trknv Thjmu. ￿%3(herpayffl•nts cff ewse5 pahl to any oth ran9itrJe ouots Ath￿a￿D￿nE0 Cvst al l Jarwi 82,375 3,949 811 j￿ary 82.375 fDrlhB y N•t B￿k Va& Aljan￿ary 20J the frAed awts ¢tynfvd 8 ¢￿￿X￿￿tets0ard. soJnd sythn. wno, vaiio "hen cdfice cluch ￿.￿. xlar the eqLmFx￿t in the Crfflmuaty H￿1. 6bl 1fft8slment 85$45

Parochial Church Councll of St Savlour. Bath Notes to th• Flnanclal Statements (continued) For the year ending 31 December 2025 6 DEBTORS (hlc R&P a I￿on ta¥ recv4erab Prepay)rnrts aTrJ aCCfi￿d Irw VAT recoverdble H AT 8AIIK ANO IN PCC G•nral A¢¢y￿rt 37.( 37 059 IUYIE 881 AMOUNTS FALLING CXJE WTHTh ONE YEAR CrediturF Oal QENEFiAL FUND P￿￿#d GNMYJ CL4Wo¢)8 Sundry DrmonulLyWGrwts Ta R8doim•d Feth for •NJ Hre ch•ri Feed ￿ T4Trfr Evenl 6Z.776 61.f139 Z37 TOTAI INCOME Parltsh sTh&rè OuMrd Gmng child￿fi and Y¢th Colts Heat ￿4rdWa1￿( 24.340 38283 137 8,SJ1 5.371 3.449 Cleaning and Garthrm Prof8uionql Fwi 1ftsurJn¢ Clergy 49) 4.447 Costs Sèuwrfai 10.463 3.146 ssion J61¢ Deprec58￿￿ lrterest and Cttw9es mI￿lL9￿e0￿g Cot# TOTAL EXPENSES 759 257 82 W)VEMENT IN FUND VNLUE

Parochial Church Council of St Saviour, Bath Notes to the Financial Statements (continued) For the year endlng 31 December 2025 24 FUNO DET u•d 9bl FOOO LARDER FUND Gr8Ns Recwve¢ Sundry Donations k Intst•# TOTAL INCOME 257 318 374 MMson TOTAL EXPENSES MOVEMENT W FUND VALUE 107 gtl BELL FUND 18rest TOTAL INCOME 112 112 120 ASCR sutwfp1k)￿l￿sthg IYrySJ TOTAL EXPENSES MOVEMENT IN FVNO VALUE 9dl ALTAR FRChYTAL FIfvIO Interest TOTAL INCOME 10 16 TOTAL LXPÉNSES IOVEMENT IN FUP4D VAL 18 14 gel ROOF FUND Grfl Artl Inte￿1 TOTAL INCOME 8.287 Prof05sKnal Fees BUl￿w¥j Cosis TOTAL EXPENSES 1.817 MOVEIIENT IN FUND VALUE