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2025-12-31-accounts

Holy Trinity Church, Frome

End of Year Financial Statements

31 December 2025

Indwndant examlners. report to th• momb•rn of th• Pwochlal Chur¢h CouncH of Holy Trlnlty Church, FThn• I rekK)rt on the accounts of ts chu￿ for the year endod 31 Docerts 2025. whlch are sei ¢JJt (x) pages 2 to 11. Res￿￿118 responsibllitles of Irust8es 8r￿ 8x8mln8r The members of the PCC. as Ihe tharfty's trustees, arn fespon8ible for the preparation ol the acc￿nts. The charity's trustees consider that an audit 18 not requlred for this year (under sectlon 144(2) of the Charllles Aci 2011 (th6 2011 Act)) arKI that an independent examinalion Is needed. Is my responsibility to: exambne Ihe sox￿nts (under 88Ct5on 145 of the 2011 Act); to folkm the procedures13ld (l(y+m In ts General Dlrectlons by the Charity Cornn￿SsIOnerS (under seckn 145(5) of 2011 Act); and to stste b4t•ether parti¢)Jlar mattars have come to my atlentlon. Basts of Independent examiners, rewt ty examinallon was carrfed out in a¢ccdance wfrlh the General Dlrections glven by th8 Charity Commissioners. An examina15on indudes a revE8w of the 8ccountiThJ rwd8 kept by the charity and 8 1))mparf80n of th8 aCc￿￿ts presentod wth those rectyds. It 81so includes consideration of ary unusual iteffts or d18dosures In the actryjnts. and Ihe seeking of explanatbons from you 8S trustees (¥￿Cerning ary SL tters. The proc£dures undert8ken do not provide all the evldence that would be uired in an audft arxl, conwuenlly. I do rK)t exw8ss an aLKIIt oplnlon on th8 vkn given by the actounts. In c(￿neC1k￿ wlth my exwnlnatlon. no ff*tter has ¢)Th to my attenllon: (1) Ich glves mo reason8bl8 cause to b8llev8 tr￿. In 8ny materfal respect, the requlrements: to keep &Lxxmting records in 8(xXxda￿￿ $130 01 Iho 2011 Actr, and lo prepare acc(yJnts whlth acc4rd with the acc4)untStvJ re￿5 and to conyly v￿th the accounlOrNJ requIrem￿ts of the 2011 Act Iwe not b88n ( to whith, In my opinion. attention should be drawn in order to ￿￿ble a proper (2) Nlg•l Harr1• 8A CTA A Accounlanl & Chartered Tax Advtser Burt￿ Swègl Cooper Hous8 Lower Charlton Estate Shepton Mallei Somerfet 8A4 5QE 10 March 20 Holy Trinity Frome. Financial Report 2025 Pag& I 26 Jonuary 2026 Ther& moy be minor discreponci&s in lotals due to penc& not being included

FINANCIAL REVIEW

This report covers the financial and calendar year 2025, ending 31 December 2025. Overall our income was 4% higher and expenditure 12% higher than 2024. Income was higher than the budget while expenditure was 3% lower.

Total receipts on the ordinary unrestricted fund, which is only the General Fund, were £186,969 and are detailed in the Financial Statements. Total expenditure in the year from this income amounted to £182,477. The largest item was our Parish Share of £106,990 which was paid to the Diocese of Bath and Wells to enable it to provide clergy and support services. Maintenance costs were substantially higher than in 2024 with roof repairs being the biggest item while higher staff costs resulted from having the Office open 5 days a week. Increased spend on equipment included new heating controls which were funded by a donation. The net result for the General Fund was a small surplus of £4,492.

Designated Funds total receipts were £21,842 and expenditure was £21,543 resulting in a year’s surplus of £298. These figures cover designated Funds held by Holy Trinity for the Hall, Social Care and Toddlers. Hall receipts were 9% higher than last year and expenditure 10% lower resulting in a surplus of £584. Toddlers also had a surplus of £543 as a result of no longer paying rent for use of the hall. Instead the surplus funds at year end have been transferred to the Children & Youth fund. A grant was paid from Social Care funds resulting in a deficit of £828.

Restricted Funds (Children & Youth, Debt Centre, The Bridge, Hardship, Fabric, Redevelopment and Homes for Homeless) had an income of £90,542 and an expenditure of £75,542. The Children and Youth Fund had a deficit of £6,917 for the year compared with a surplus in 2024. This was a result of of full year costs for the Head of Children & Youth versus only 4 months in 2024. The Debt Centre Fund had a surplus of £6,196 in 2025 with another year of the National Lottery Community Fund grant (£14,823). As mentioned in last year’s Financial Review, the Redevelopment Fund received a substantial gift which was used to make the 2025 loan repayment early in 2024. In 2025, another gift was made and used to pay the final loan repayment, due 2026, over a year early and the Redevelopment fund is now closed. The Bridge had a surplus of £1,655 reflecting increased donations and also rent from more use of the space. The Hardship Fund gave grants of £1,000 in 2025 which were exceeded by income of £148 mainly from gifts through the year. As a result, the collections at Christmas services were split between Fair Frome and Homes for Homeless. The latter is a new fund which has been used to record donations through the year – the balance will be transferred to Hope Housing Frome when established. In 2025, remaining funds in the Young Adults Ministry (YAM) Fund (held by Holy Trinity to support the work of Andrew and Elizabeth Alden on behalf of the Deanery in Frome and surrounding villages) were transferred to Frome Deanery bank account and the fund closed.

The PCC has continued its long-standing policy of giving 10% of general income (tithes) to mission in the UK and overseas. Total Charitable giving in 2025 was £15,411, with details given at the end of this report, slightly above 10% of the total giving to the General Fund of £149,143. Note that collections for other charities, such as the Poppy Appeal in November and The Childrens Society at Christingle services are treated as agency collections and not included in our income and expenditure.

The Fabric Fund has a negative balance of £3,378, this negative balance is slowly being reduced as income is received from an endowment allocated only to Fabric, through 2025 this income amounted to £816. Maintenance spend is paid from the General or Hall Funds as appropriate

Charitable Status

Holy Trinity Church is registered with the Charity Commission as The Parochial Church Council of the Ecclesiastical Parish of Holy Trinity, Frome. Registered number 1129366.

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 2 There may be minor discrepancies in totals due to pence not being included

Reserves Policy

It is PCC policy to maintain a balance on unrestricted funds which covers three months of Parish Share payments to cover cash flow problems near the year end and to cope with unforeseen situations. Some funds are invested in CBF deposit funds. These accounts show that the Church finances continue to comply with this policy.

Outlook and Budget

Despite some increase, the current level of income will not cover forecast costs for the Children and Youth Fund with a deficit of £12,000 forecast for 2026. The costs include provision for an intern from SWYM to help with youth work. While the fund currently has a robust balance which will cover activities beyond the next year, this will not be sustainable in the long term without additional income. A small surplus is forecast for the Toddlers Fund (£600) which will be transferred to the Children & Youth Fund at the end of the year.

While The Bridge had a surplus in 2025, the PCC has agreed to employ a Head of Community Engagement on a part-time basis to take over running of the Bridge and seek to expand into other areas of engagement with and outreach to the community in our area. The increased costs are included in The Bridge and Social Care funds which are forecast to be £14,500 higher than income for 2026. This shortfall can be met by these funds for a year with additional income needed to be sustainable into 2027.

The Debt Centre will benefit from a third and final year of National Lottery Community Fund grants in 2026 with a forecast surplus of £2,724. The Hall and Hardship Funds are all forecast to be balanced in 2026 with income matching spend.

Our Parish Share for 2025 was 2.4% lower than 2024 as part of a new method of calculation agreed in 2024 which reduces our share over a 5 year transition period with a further reduction of 1.5% to £105,400 in 2026. While this represents 55% of the budget spend from the General Fund, inflationary increases in other areas result in a 5% increase in forecast spend. This is offset by increased giving and the unrestricted General fund is expected to be balanced in 2026. Our reserves in the General Fund, £58,490, can be used to cover shortfalls in other funds when needed. Indeed, it is worth noting that while we have a number of separate funds, because some people like their donations to go to specific causes, donations to the General Fund can and will be used to fund any activity or area of work with insufficient funds. So if you want to support the church and have no specific preferences, please direct your donations to the General Fund.

Finally, I would like to thank all of you who support Holy Trinity through your donations, whether by standing order, the envelope scheme, cash collections, contactless or the Parish Giving Scheme (PGS) which we introduced in late 2025. Regular donations are particularly useful as they allow us to plan and make decisions about future activity. If you do give regularly or would like to start, please do consider using PGS. It is easy to set up and manage and where appropriate gift aid is reclaimed every month. You have the option to allow your gift to increase with inflation each year but you retain full control to change that. It has no cost for Holy Trinity and actually saves us time and costs from bank charges. Please ask if you have any questions.

26[th] March 2026

Alastair Marshall Treasurer, HTC

On Behalf of the Parochial Church Council

Approved at PCC meeting held 25[th] March 2026, with the Independent Examiner’s report dated 10[th] March 2026 being provided with no findings.

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 3 There may be minor discrepancies in totals due to pence not being included

Holy Trinity Church, Frome

Statement of Financial Activities

For the period from 01 January 2025 to 31 December 2025

Unrestricted
funds
Designated
Restricted
Endowment
Total
funds
funds
funds
funds
Designated
Restricted
Endowment
Total
funds
funds
funds
funds
Designated
Restricted
Endowment
Total
funds
funds
funds
funds
Designated
Restricted
Endowment
Total
funds
funds
funds
funds
Prior year
total funds
Incoming resources
Incoming resources from generated funds
Voluntary income
Activities for generating funds
Investment income
Incoming resources from charitable activities
Other incoming resources
182,410
301
1,687
2,570
-
2,040
19,802
-
-
-
57,082
16,980
1,657
-
14,823
-
-
-
-
-
241,533
37,082
3,344
2,570
14,823
230,969
37,317
2,582
1,489
14,423
286,781
-
1,634
7,272
240,702
700
250,308
36,473
11,299
(11,299)
696
37,169
113,426
150,594
54,123
(4,127)
8,373
61
43,732
19,747
(4,194)
1,367
-
(10,417)
10,179
256
31,495
Total income
Resources used
Costs of generating funds
Costs of generating voluntary income
Fundraising trading: cost of goods sold and other costs
Charitable activities
Governance costs
186,969
-
-
-
179,767
2,710
21,842
50
-
-
21,493
-
90,542
-
249
7,286
67,866
141
-
-
-
-
-
-
299,352
50
249
7,286
269,126
2,851
Total expenditure 182,477 21,543 75,542 - 279,562
Net income / (expenditure) resources before transfer 4,492 298 15,000 - 19,790
Transfers:
Gross transfers between funds - in
Gross transfers between funds - out
Gains/losses on investment assets
8,992
(7,954)
-
219
(822)
-
11,750
(12,186)
-
-
-
(1,508)
20,962
(20,962)
(1,508)
Net movement in funds
Reconciliation of funds
5,530 (305) 14,565 (1,508) 18,283
Total funds brought forward 54,123 4,307 60,669 31,495 150,594
Total funds carried forward 59,653 4,002 75,234 29,988 168,877
Represented by
Unrestricted
General fund
Designated
Church Hall Revenue Fund
Social Care
Toddlers Fund
Restricted
Children & Youth Worker Fund
Debt Counselling
Fabric Fund
Hardship
Homes For Homeless
Redevelopment Fund
The Bridge
Young Adult Ministry REST
Endowment
Investments
59.653
-
-
-
-
-
-
-
-
-
-
-
-
-
(3,543)
7,545
-
-
-
-
-
-
-
-
-
-
-
-
-
-
37,417
25,944
(3,378)
1,516
1,902
-
11,834
-
-
-
-
-
-
-
-
-
-
-
-
-
-
29,988
59,653
(3,543)
7,545
-
37,417
25,944
(3,378)
1,516
1,902
-
11,834
-
29,988

Holy Trinity Frome, Financial Report 2025 Page 4 26 January 2026 There may be minor discrepancies in totals due to pence not being included

Holy Trinity Church, Frome Balance Sheet (Summary)

As at 31 December 2025

As at 31/12/2025 As at 31/12/2024 £ £

Fixed assets
Tangible Assets
Investments
Current assets
Debtors
Investments
Cash At Bank And In Hand
Liabilities
Creditors: Amounts Falling Due In One Year
Net current assets less current liabilities
Total assets less current liabilities
Liabilities
Creditors: Amounts falling due after more than one year
Total net assets less liabilities
Represented by
Unrestricted
Unrestricted - General Funds
Designated
Designated - Church Hall Revenue Fund
Designated - Social Care
Designated - Toddlers Fund
Restricted
Restricted - Children & Youth Worker Fund
Restricted - Debt Counselling
Restricted - Fabric Fund
Restricted - Hardship
Restricted - Homes For Homeless
Restricted - Redevelopment Fund
Restricted - The Bridge
Restricted - Young Adult Ministry REST
Endowment
Endowment - Investments
Fund Totals
681
801
29,988
31,495
30,668
32,296
5,801
2,076
81,781
15,215
65,993
120,507
153,576
137,799
15,367
9,500
15,367
9,500
138,208
128,299
168,877
160,594
-
10,000
-
10,000
168,877
150,594
59,653
54,123
(3,543)
(4,127)
7,545
8,373
-
61
37,417
43,732
25,944
19,747
(3,378)
(4,194)
1,516
1,367
1,902
-
-
(10,417)
11,834
10,179
-
256
29,988
31,495
168,877
150,594

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 5 There may be minor discrepancies in totals due to pence not being included

Holy Trinity Church, Frome

Statement of Assets and Liabilities (by code)

As at 31 December 2025

Fixed Asset - Investments
A1005: Investments
Total
Fixed Asset - Tangible Assets
A1003: Office
Total
Current Asset - Cash At Bank And In Hand
B3040: The Bridge Current Account
B3041: The Bridge Cash
C3011: Children & Youth Current Account
D3050: Redevelopment Current Account
G3010: General Current Account
H3020: Hall Current Account
Total
Current Asset - Debtors
Z05: Accounts Receivable
Total
Current Asset - Investments
F3060: Fabric CBF Deposit
G3011: General CBF Deposit
Total
Liability - Agency Accounts
6699: Agency collections
Total
Liability - Creditors: Amounts falling due after m
ZZZ11: Loan
Total
Liability - Creditors: Amounts Falling Due In 1 yr
Z04: Accounts Payable
Total
Net total assets
Unrestricted
Designated
Restricted
This Year
Last year
-
-
29,988
29,988
31,495
-
-
-
29,988
29,988
31,495
681
-
-
-
681
801
681
-
-
-
681
801
-
-
6,206
-
6,206
5,615
-
-
611
-
611
372
-
-
8,368
-
8,368
43,670
-
-
3,750
-
3,750
1,615
4,632
(9,956)
32,064
-
26,739
60,531
4,258
15,145
916
-
20,319
8,705
8,890
5,189
51,914
-
65,993
120,507
5,158
-
643
-
5,801
2,076
5,158
-
643
-
5,801
2,076
-
-
31,426
-
31,426
1,024
50,355
-
-
-
50,355
14,191
50,355
-
31,426
-
81,781
15,215
-
-
643
-
643
-
-
-
643
-
643
-
ore than 1 yr
-
-
-
-
-
10,000
-
-
-
-
-
10000

5,431
1,187
8,106
-
14,724
9,500
5,431
1,187
8,106
-
14,724
9,500
59,653
4,002
75,234
29,988
168,877
150,594

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 6 There may be minor discrepancies in totals due to pence not being included

Holy Trinity Church, Frome

Fund movement by type Selected period: 01 January 2024 to 31 December 2024

Fund and type
Fund balances
brought forward
Incoming
Outgoing
Transfers
Resources
Resources
Gains and
Journal
Fund balances
Losses
Entries
carried forward
Unrestricted
General - General fund
54,123
186,969
182,477
1,038
-
-
59,653
-
-
59,653
-
-
7,545
-
-
(3,543)
-
-
-
-
-
4,002
-
-
25,944
-
-
1,516
-
-
1,902
-
-
-
-
-
(3,378)
-
-
11,834
-
-
-
-
-
37,417
-
-
75,234
(1,508)
-
29,988
(1,508)
-
29,988
(1,508)
-
168,877
Sub-totals
54,123
186,969
120,477
1,038
Designated
SocCare - Social Care
8,373
Hall - Church Hall Revenue Fund
(4,127)
Toddlers - Toddlers Fund
61
673
1,500
-
19,802
19,218
-
1,368
825
(603)
Sub-totals
4,307
21,842
21,543
(603)
Restricted
DEBTCOUN - Debt Counselling
19,747
Hardship - Hardship
1,367
Homes - Homes For Homeless
-
YAM-REST - Young Adult Ministry
256
Fabric - Fabric Fund
(4,194)
Bridge - The Bridge
10,179
Redevelop - Redevelopment Fund
(10,417)
C&youth - Children & Youth Fund
43,732
27,088
20,892
-
1,148
1,000
-
1,902
-
-
-
256
-
816
-
-
19,876
18,221
-
11,705
249
(1,038)
28,007
34,924
603
75,234
60,669
90,542
75,542
(435)
Endowment
Coif - Investments
31,495
-
-
-
Sub-totals
31,495
-
-
-
Totals
150,594
297,822
278,032
-

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 7 There may be minor discrepancies in totals due to pence not being included

Holy Trinity Church, Frome

Analysis of income and expenditure

Selected period: 01 January 2024 to 31 December 2024

Incoming resources
Incoming resources from generated funds
D0020 - Sum Up Payments from Digi plate
D0021 - Church Card machine
D0030 - Change
D0031 - Donations
D0032 - Grants & Legacies
D0040 - Sundry
D0041 - Events
D0044 - Toddlers
D0045 - EcoChurch income
P0010 - Standing Orders
P0011 - Envelopes
P0012 - Parish Giving Scheme Donations
P0019 - PGS Gift Aid Refund
P0020 - Inland Revenue Refund
P0021 – VAT Listed Places of Worship Scheme
P0026 - Collection for gift
B003 - TEN Kitchen
B0060 - Photocopying
B0061 - Windows
B0062 - Catering
B0067 - Rent
B0068 - Bridge Sales
H0070 - Hall Hire
C0050 - Current Interest
I0051 - 1/2T Int
I0052 - 3T Int
Incoming resources from generated funds Totals
Incoming resources from charitable activities
F0080 - Fees
Incoming resources from charitable activities
Totals
Other incoming resources
D0001 - National Lottery Community Fund
Other incoming resources Totals
Incoming resources Grand totals
Total
Unrestricted
Designated
Restricted
This year
Last year
Total
Unrestricted
Designated
Restricted
This year
Last year
Total
Unrestricted
Designated
Restricted
This year
Last year
-
-
3,418
18
12,330
68
9,274
-
814
-
-
-
153
-
-
1,282
36
-
113,116
300
4,080
-
6,925
-
1,724
-
27,394
373
1,530
-
1,616
-
-
-
48
-
183
-
20
-
50
-
-
-
-
19,802
1,687
-
-
-
-
-
-
-
2,996
6,431
342
12,740
20,869
30,142
-
814
157
157
441
594
-
1,282
-
36
23,574
136,990
-
4,080
2,005
8,930
496
2,220
6,203
33,969
-
1,530
-
1,616
-
-
-
48
-
183
-
20
1,095
1,145
15,885
15,885
-
19,802
776
2,464
138
138
742
742
711
2,544
10,070
53,738
7,500
33
1,866
886
-
114,483
4,758
-
-
34,381
-
-
2,670
23
-
39
2,181
14,824
17,580
1,725
135
723

184,399
21,842
2,570
-
75,719
281,959
-
2,570
270,869

1,489
2,570
-
-
-
-
2,570
14,823
14,823

1,489

14,423
-
-
14,823
14,823

14,423
186,969
21,842

90,542
299,352

286,781

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 8 There may be minor discrepancies in totals due to pence not being included

Holy Trinity Church, Frome

Statement of Assets and Liabilities (by code)

As at 31 December 2025

Unrestricted
Designated
Restricted
This Year
Last year
Resources used
Costs of generating funds
A1011 - Fund Raising Expenses
-
-
-
-
205
INT - Interest Paid
-
-
249
249
1,428
B1062 - Bridge Purchases
-
-
7,286
7,286
7,272
H0071 - Hall Deposit Return
-
50
-
50
-
Costs of generating funds Totals
-
50
7,535
7,585
8,905
Charitable activities
B1067 - Rent
-
90
5,280
5,370
7,525
B1068 - Rates & water Rates
336
504
337
1,177
1,116
C1010 - Church Overseas
10,750
-
-
10,750
13,000
C1011 - Relief & Development Agencies
2,840
-
-
2,840
600
C1020 - Home Missions
1,500
-
-
1,500
3,591
C1021 - Seculiar Charities
201
-
-
201
177
D1050 - Parish Share
106,990
-
-
106,990
109,662
E1040 - Outreach
583
1,500
2,375
4,458
7,384
E1041 - Discipleship
-
-
-
-
100
E1043 - Fees
55
-
3,600
3,655
3,600
E1044 - Office Costs
-
-
324
324
355
H1060 - Cleaner
4,001
6,167
2,300
12,248
12,692
R1090 - Insurance
1,365
910
-
2,275
2,164
R1091 - Cleaning
1,050
-
-
1,050
1,555
R1092 - Administrator
12,018
3,984
-
16,001
9,880
R1093 - Maintenance
12,293
2,163
206
14,662
6,253
R1094 - Stationery
770
-
-
770
584
R1095 - Telephone
1,071
-
680
1,751
1,567
R1096 - Equipment
2,571
13
430
3,013
1,397
R1097 - Sundries
469
92
1,233
1,793
849
R1099 - Catering
1,040
529
86
1,655
398
R1100 - Operations and management
3,060
-
-
3,060
2,446
S1080 - Music
137
-
-
137
-
S1081 - Heat & Light
6,368
4,261
1,156
11,785
15,303
S1082 - Books
1,401
-
393
1,794
299
S1083 - Services
1,406
-
127
1,533
1,170
S1084 - Events
310
-
499
809
1,344
S1086 - Bank Charges
306
-
-
306
410
S1087 - EcoChurch Expenditure
295
-
-
295
-
Y1001 - Fabric
900
-
-
900
-
Y1069 - NEST for employees
-
-
2,480
2,480
-
Y1070 - Wages
175
1,100
45,672
46,848
28,677
Y1071 - Expenses
3,589
180
629
4,398
6,463
Y1072 - Gift from collection
1,797
-
60
1,858
-
Z99999 - Depreciation
120
-
-
120
141
Charitable activities Totals
179,767
21,493
67,866
269,126
240,702
Governance costs
A1017 - Tech Upgrade
1,303
-
-
1,303
371
E1042 - Training and Development
1,406
-
141
1,547
329
Governance costs Totals
2,710
-
141
2,851
700
Resources used Grand totals
182,477
21,543
75,542
279,562
250,308
Unrestricted
Designated
Restricted
This Year
Last year
Resources used
Costs of generating funds
A1011 - Fund Raising Expenses
-
-
-
-
205
INT - Interest Paid
-
-
249
249
1,428
B1062 - Bridge Purchases
-
-
7,286
7,286
7,272
H0071 - Hall Deposit Return
-
50
-
50
-
Costs of generating funds Totals
-
50
7,535
7,585
8,905
Charitable activities
B1067 - Rent
-
90
5,280
5,370
7,525
B1068 - Rates & water Rates
336
504
337
1,177
1,116
C1010 - Church Overseas
10,750
-
-
10,750
13,000
C1011 - Relief & Development Agencies
2,840
-
-
2,840
600
C1020 - Home Missions
1,500
-
-
1,500
3,591
C1021 - Seculiar Charities
201
-
-
201
177
D1050 - Parish Share
106,990
-
-
106,990
109,662
E1040 - Outreach
583
1,500
2,375
4,458
7,384
E1041 - Discipleship
-
-
-
-
100
E1043 - Fees
55
-
3,600
3,655
3,600
E1044 - Office Costs
-
-
324
324
355
H1060 - Cleaner
4,001
6,167
2,300
12,248
12,692
R1090 - Insurance
1,365
910
-
2,275
2,164
R1091 - Cleaning
1,050
-
-
1,050
1,555
R1092 - Administrator
12,018
3,984
-
16,001
9,880
R1093 - Maintenance
12,293
2,163
206
14,662
6,253
R1094 - Stationery
770
-
-
770
584
R1095 - Telephone
1,071
-
680
1,751
1,567
R1096 - Equipment
2,571
13
430
3,013
1,397
R1097 - Sundries
469
92
1,233
1,793
849
R1099 - Catering
1,040
529
86
1,655
398
R1100 - Operations and management
3,060
-
-
3,060
2,446
S1080 - Music
137
-
-
137
-
S1081 - Heat & Light
6,368
4,261
1,156
11,785
15,303
S1082 - Books
1,401
-
393
1,794
299
S1083 - Services
1,406
-
127
1,533
1,170
S1084 - Events
310
-
499
809
1,344
S1086 - Bank Charges
306
-
-
306
410
S1087 - EcoChurch Expenditure
295
-
-
295
-
Y1001 - Fabric
900
-
-
900
-
Y1069 - NEST for employees
-
-
2,480
2,480
-
Y1070 - Wages
175
1,100
45,672
46,848
28,677
Y1071 - Expenses
3,589
180
629
4,398
6,463
Y1072 - Gift from collection
1,797
-
60
1,858
-
Z99999 - Depreciation
120
-
-
120
141
Charitable activities Totals
179,767
21,493
67,866
269,126
240,702
Governance costs
A1017 - Tech Upgrade
1,303
-
-
1,303
371
E1042 - Training and Development
1,406
-
141
1,547
329
Governance costs Totals
2,710
-
141
2,851
700
Resources used Grand totals
182,477
21,543
75,542
279,562
250,308
Unrestricted
Designated
Restricted
This Year
Last year
Resources used
Costs of generating funds
A1011 - Fund Raising Expenses
-
-
-
-
205
INT - Interest Paid
-
-
249
249
1,428
B1062 - Bridge Purchases
-
-
7,286
7,286
7,272
H0071 - Hall Deposit Return
-
50
-
50
-
Costs of generating funds Totals
-
50
7,535
7,585
8,905
Charitable activities
B1067 - Rent
-
90
5,280
5,370
7,525
B1068 - Rates & water Rates
336
504
337
1,177
1,116
C1010 - Church Overseas
10,750
-
-
10,750
13,000
C1011 - Relief & Development Agencies
2,840
-
-
2,840
600
C1020 - Home Missions
1,500
-
-
1,500
3,591
C1021 - Seculiar Charities
201
-
-
201
177
D1050 - Parish Share
106,990
-
-
106,990
109,662
E1040 - Outreach
583
1,500
2,375
4,458
7,384
E1041 - Discipleship
-
-
-
-
100
E1043 - Fees
55
-
3,600
3,655
3,600
E1044 - Office Costs
-
-
324
324
355
H1060 - Cleaner
4,001
6,167
2,300
12,248
12,692
R1090 - Insurance
1,365
910
-
2,275
2,164
R1091 - Cleaning
1,050
-
-
1,050
1,555
R1092 - Administrator
12,018
3,984
-
16,001
9,880
R1093 - Maintenance
12,293
2,163
206
14,662
6,253
R1094 - Stationery
770
-
-
770
584
R1095 - Telephone
1,071
-
680
1,751
1,567
R1096 - Equipment
2,571
13
430
3,013
1,397
R1097 - Sundries
469
92
1,233
1,793
849
R1099 - Catering
1,040
529
86
1,655
398
R1100 - Operations and management
3,060
-
-
3,060
2,446
S1080 - Music
137
-
-
137
-
S1081 - Heat & Light
6,368
4,261
1,156
11,785
15,303
S1082 - Books
1,401
-
393
1,794
299
S1083 - Services
1,406
-
127
1,533
1,170
S1084 - Events
310
-
499
809
1,344
S1086 - Bank Charges
306
-
-
306
410
S1087 - EcoChurch Expenditure
295
-
-
295
-
Y1001 - Fabric
900
-
-
900
-
Y1069 - NEST for employees
-
-
2,480
2,480
-
Y1070 - Wages
175
1,100
45,672
46,848
28,677
Y1071 - Expenses
3,589
180
629
4,398
6,463
Y1072 - Gift from collection
1,797
-
60
1,858
-
Z99999 - Depreciation
120
-
-
120
141
Charitable activities Totals
179,767
21,493
67,866
269,126
240,702
Governance costs
A1017 - Tech Upgrade
1,303
-
-
1,303
371
E1042 - Training and Development
1,406
-
141
1,547
329
Governance costs Totals
2,710
-
141
2,851
700
Resources used Grand totals
182,477
21,543
75,542
279,562
250,308
179,767
21,493
67,866
269,126
240,702
1,303
-
-
1,303
371
1,406
-
141
1,547
329
2,710
-
141
2,851
700
182,477
21,543
75,542
279,562
250,308

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 9 There may be minor discrepancies in totals due to pence not being included

Notes to the financial statements

For the year ended 31 December 2025

ACCOUNTING POLICIES

The financial statements have been prepared in accordance with the Church Accounting Regulations 2006 together with applicable accounting standards and the SORP 2015 SOFA.

The financial statements have been prepared under the historical cost convention except for the valuation of investment assets, which are shown at market value. The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body, nor those that are informal gatherings of church members.

Funds

Endowment funds are funds, the capital of which must be maintained; only income arising from investment of the endowment may be used either as restricted or unrestricted funds depending upon the purpose for which the endowment was established.

Restricted funds represent (a) income from trusts or endowments which may be expended only on those restricted objects provided in the terms of the trust or bequest, and (b) donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of each year must be carried forward as a balance on that fund. The PCC does not usually invest separately for each fund. Where there is no separate investment, interest is apportioned to individual funds on an average balance basis.

Designated funds have been set up for the designated object as indicated by their title, these funds will be disbursed only for that object purpose.

Unrestricted funds are general funds which can be used for PCC ordinary purposes.

Incoming resources

Planned giving, collections and donations are recognized when received. Tax refunds are recognized when the incoming resource to which they relate is received. Grants and legacies are accounted for when the PCC is legally entitled to the amounts due. Note that the grant for the Debt Centre for 1H 2026 was received in December and will be recognized in 2026. Dividends are accounted for when receivable, interest is accrued. All other income is recognised when it is receivable. All incoming resources are accounted for gross.

Resources expended

Grants and donations are accounted for when paid over or when awarded, if that award creates a binding or constructive obligation on the PCC. The diocesan parish share is accounted for when due. Amounts received specifically for mission are dealt with as restricted funds. All other expenditure is generally recognized when it is incurred and is accounted for gross.

Fixed assets

Consecrated and benefice property is not included in the accounts in accordance with s.96(2) (a) of the Charities Act 1993. Movable church furnishings held by the vicar and churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the church’s inventory, (the Terrier) which can be inspected (at any reasonable time). For anything acquired prior to 2004 there is insufficient cost information available and therefore such assets are not valued in the financial statements. Furthermore, all matters pertaining to the Redevelopment Works are not valued in the financial statements and are not considered as assets to be depreciated or replaced.

Equipment used within the church premises is depreciated on a reducing balance basis, at 15% for furniture and fixtures, and 15% for office equipment. Individual items of £500 or less are written off when the asset is acquired, and are hence not registered, assets that are considered to have exceeded a reasonable life expectancy are written off at that time.

Investments are valued at market value 31 December 2025

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 10 There may be minor discrepancies in totals due to pence not being included

2
CHARITABLE DONATIONS
FEBA – B&M Adams
Rapid Response Radio
C&N Moreton
Bitola, Macedonia, Church twinning
TEN Bitola Kitchen appeal
Friends of Marsabit
West Smethwick Church
Fair Frome(2025 includes £1,500 donation intended for 2024)
Wycliffe
Christian aid
YMCA
FACT
Windsor Hill Wood Community
Mission Bursary
Friends of Somerset Churches
A Rocha eco church & Climate Stewards
Green Pastures
Children’s Hospice SW
The Children’s Society (Christingle)
Royal British Legion (Poppy Appeal)
3
FIXED ASSET
(a) Tangible
Original cost
Disposal
Additions at cost
At 31st December
Depreciation at 1st Jan
Withdrawn on disposal
Charge for the year
Depreciation at 31st December
Current value, year end
(b) Investments
Market value at 1st January
Purchases
Disposals
Revaluation
At 31st December
2025
£
2,000
2,000
2,000
2,000
2,000
2,500
750
340
250
500
500
50
220
200
50
52
2024
£
2,500
2,000
2,000
3,500
2,000
2,000
1,000
500
1,000
250
50
100
291
177
17,368
47,245
13,229
---
15,411
47,245
13,229
---
34,016
33,215
-
120
33,335
681
31,495
-1,508
29,988
34,016
46,303
13,229
141
33,215
801
30,799
695
31,495

Holy Trinity Frome, Financial Report 2025 26 January 2026

Page 11 There may be minor discrepancies in totals due to pence not being included