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2020-12-31-accounts

Page
Trustees' annual
report
Independent
examiner's
report to the trustees
Statement offinancial activities 16
Statement offinancial position 17
Notes to the financial statements 18

Year ended 3'i Decemb er 2020
Reference and administrative details
Registered
charity name
St Mary-Le-Tower Church
Charity registration number 1128976
Principal Office: 18Kingsfield
Avenue
Ipswich,
Suffolk,
IP1 3TA
Church Location: Tower Street
Ipswich,
Suffolk,
IP1 3BE
Main correspondence address Parish Office, Tower House
17Tower Street, Ipswich, Suffolk, IP1 3BE
The trustees
(at the date ofapproval ofthis Report
trustees at any time from 1"January 2020 until the
and Annual Accounts —a full list ofthose who were
date ofthis report is available at the end ofTrustees
Annual Report)

S tatement of
Year ended
Financial Activities
31 December 2020
Financial Activities
31 December 2020
2020 2019
Unrestricted Restricted Endowment
funds funds funds Total funds Total funds
Note F E
Income and endowments
Donations
and legacies
4 89,486 87,911 177,397 449,675
Charitable
activities
5 46 17,780 17,826 26,743
Other trading
activities
6 5,025 5,023 34,320
Investment
income
7 2,146 24,798 26,945 16,962
Total income 96,703 130,489 227,191 527,700
Expenditure
Expenditure
on
charitable
activities
8,9 120,999 116,732 237,730 245,722
Total expenditure 120,999 116,732 237,730 245,722
Net gains on
investments 10 4,929 36,209 5,397 46,535 65,184
Net income and net
movement
in funds
(19,367) 49,966 5,397 35,996 347,162
Reconciliation
offunds
Total funds brought forward 712,927 548,628 85,182 1,346,737 999,575
Total funds carried forward 693,560 598,594 90,579 1,382,733 1,346,737

31 December 20 20
2020 2019
Note
Fixed assets
Tangible fixed assets 14 553,832 553,832
Investments 15 723,623 677,088
1,277,455 1,230,920
Current assets
Debtors 16 1,879 15,898
Investments 17 45,012 27,823
Cash at bank and in hand 96,903 99,646
143,794 143,367
Creditors: amounts falling due within one year 18 38,516 27,550
Net current assets 105,278 115,816
Total assets less current liabilities 1,382,733 1,346,737
Net assets 1,382,733 1,346,737
Funds ofthe charity
Endowment
funds
90,579 85,182
Restricted funds 598,594 548,628
Unrestricted funds 693,560 712,927
Total charfty funds 19 1,382,733 1,346,737

Unrestricted Restricted Total Funds
Funds Funds
E
2020
f
Donations
Donations 16,802 14,955 31,757
Planned
Giving
34,373 34,373
Boxreceipts 347 347
Collections Plate 4,608 1,150 5,758
Planned
Giving - Gift Aid
27,734 27,734
Sundry donations 296 296
Emergency Appeal 56,771 56,771
Legacies
Legacies 3,000 3,000
Grants
Grants receivable - CJRS 2,622 10,489 13,111
Grants receivable —other 4,250 4,250
89,486 87,911 177,397

4. Donations
and
legacies
(continued)
Unrestricted Restricted Total Funds
Funds Funds 2019
E
Donations
Donations 7,937 16,777 24,714
Planned
Giving
38,251 38,251
Boxreceipts 769 769
Collections
Plate
22,505 22,505
Planned
Giving
—Gift Aid 13,862 13,750 27,612
Sundry
donations
43 1,879 1,922
Emergency
Appeal
Legacies
Legacies 333,902 333,902
Grants
Grants receivable - CJRS
Grants receivable - other
83,367 366,308 449,675
5. Charitable
activities
Unrestricted Restricted Total Funds
Funds Funds 2020
E E
Fees for weddings
and funerals
46 46
Rental income —17Tower Street 17,780 17,780
Utility Refunds
46 17,780 17,826
Unrestricted Restricted Total Funds
Funds Funds 2019
F E
Fees for weddings
and funerals
Rental income -17Tower Street
11 26,709 11
26,709
Utility Refunds 23 23
34 26,709 26,743

Unrestricted Total Funds Unrestricted Total Funds
Funds 2020 Funds 2019
F F E
Sale of CD's 50 50 438 438
Coffee mornings and social activities 84 84 2,304 2,304
Concerts 4,586 4,586 18,375 18,375
Christmas Tree Festival 305 303 13,203 13,203
5,025 5,023 34,320 34,320
7. Investment income
Unrestricted Restricted Endowment Total Funds
Funds Funds Funds 2020
F
Rental income - Church House 6,549 6,550
Dividend income 2,146 18,249 20,395
2,146 24,798 26,945
Unrestricted Restricted Endowment Total Funds
Funds Funds Funds 2019
F
Rental income - Church House 4,170 4,170
Dividend income 3,265 6,750 2,777 12,792
7,435 6,750 2,777 16,962
8. Expenditure on charitable activities by fund type
Unrestricted Restricted Total Funds
Funds Funds 2020
F
Activity type 1 114,311 101,448 215,758
Support costs 6,688 15,284 21,972
120,999 116,732 237,730
Unrestricted Restricted Total Funds
Funds Funds 2019
E E
Activity type 1 140,429 79,169 219,598
Support costs 24,776 1,347 26,124
165,205 80,516 245,722

9. Expenditure on charitable on charitable on charitable activities activities activities by activity type by activity type by activity type
Activities
undertaken Total funds Total fund
directly Support costs 2020 2019
F
Activity type 1 215,758 215,758 219,598
Support costs 17,832 17,832 26,124
Governance costs 4,140 4,140
215,758 21,972 237,730 245,722
10. Net gains on investments
Unrestricted Restricted Endowment Total Funds
Funds Funds Funds 2020
F E E
Gains/(losses) on listed investments 4,929 36,209 5,397 46,535
Unrestricted Restricted Endowment Total Funds
Funds Funds Funds 2019
E E
Gains/(losses) on listed investments 27,747 30,818 6,618 65,184
11. Independent examination fees
2020 2019
Fees payable to the independent examiner for:
Independent examination ofthe financial statements 990 972
12. Staff costs
The total staff costs and employee benefits for the reporting
period are analysed as
follows:
2020 2019
Director of music, organist &choir assistants 41,511 43,873
Director ofdevelopment, caretaker &cleaner 29,032 22,182
Administrator 8 finance 15,284 18,080
85,827 84,135
The average head count of employees during the year was 8 (2019: 8).The average number of
full-time
equivalent
employees during the year is analysed as follows:
2020 2019
No. No.
Number ofstaff 4 4

Tangible fixe d assets
Freehold
property
Cost
At 1January 2020 and 31December 2020 553,832
Depreciation
At 1 January 2020 and 31 December 2020
Carrying
amount
At 31 December 2020 553,832
At 31 December 2019 553,832

Investments
Listed
investments
Cost or valuation
At 1 January 2020 677,088
Additions
Revaluations 46,535
At 31 December 2020 723,623
Impairment
At. 1January
2020 and 31 December 2020
Carrying
amount
At 31December 2020 723,623
At 31 December 2019 677,088
All investments
shown above are held at valuation.
Financial assets held at fair value

2020 2019
1,879 15,898

2020 2019
F
Short-term deposits 45,012 27,823
18. Creditors: amounts falling due within one year
2020 2019
E
Trade creditors 26,365 17,873
Accruals and deferred income 9,990 6,775
Social security and other taxes 2,161 2,903
38,516 27,551
19. Analysis ofcharitable Analysis ofcharitable funds
Unrestricted funds
At Gains and At
1 Jan 2020 Income Expenditure Transfers losses 31 Dec 2020
F E F
General funds
(001) 159,095 96,703 (120,999) 4,929 139,728
Church
House
BookValue 370,000 370,000
Tower House
BookValue 183,832 183,832
712,927 96,703 (120,999) 4,929 693,560
At Gains and At
1 Jan 2019 Income Expenditure Transfers losses 31 Dec2019
E E F
General funds
(001) 42,465 113,711 (146,873) 127,754 22,038 159,095
Church
House
BookValue 370,000 370,000
Tower House
BookValue 183,832 183,832
596,297 113,711 (146,873) 127,754 22,038 712,927

Restricted funds
At Gains and At
1 Jan 2020 Income Expenditure Transfers losses 51 Dec 2020
F F
Tower House
Project (015) 373,316 33,148 (50,566) 23,254 379,152
Bells Deposit
(005) 497 991 1,488
Charity Capital
(006) 17,824 17,824
Choir Scholarship
Capital (008) 15,298 (3,189) 1,252 13,361
Choir Projects
Deposit (009) 941 5,609 (2,200) 4,350
Usherwood
Capital (014) 24,487 2,004 26,491
Fabric Capital
(011) 44,062 2,119 (5,000) 4,877 46,058
Harriet Bacon
Trust Deposit
(012) 6,899 1,259 8,158
Choir Memorial
Capital (007) 58,927 70,383 (41,511) 4,822 92,621
Concerts Deposit
(010) 9,200 (5,675) 3,525
Church
House
deposit (003) 5,831 7,779 (8,590) 5,020
Sanctuary
Guild
Deposit (004) 546 546
548,628 138,488 (116,731) 36,209 598,594

At Gains and At
1 Jan 2019 Income Expenditure Transfers losses 31 Dec2019
F E
Tower House
Project (015) 83,684 360,611 (38,828) (40,000) 7,849 373,316
Bells Deposit
(005) 436 520 (459) 497
Charity Capital
(006) 17,125 829 (130) 17,824
Choir Scholarship
Capital (008) 14,973 (2,365) 2,690 15,298
Choir Projects
Deposit (009) 204 6,943 (6,206) 941
Usherwood
Capital (014) 20,757 3,730 24,487
Fabric Capital
(011) 40,320 11,194 (14,697) 7,245 44,062
Harriet Bacon
Trust Deposit
(012) 6,535 364 6,899
Choir Memorial
Capital (007) 51,788 19,307 (21,473) 9,305 58,927
Bedwell Legacy 87,754 (87,754)
Church
House
deposit (003) 8,695 11,892 (14,756) 5,831
Sanctuary
Guild
Deposit (004) 928 151 (533) 546
333,379 411,811 (99,447) (127,754) 30,819 548,628

Year ended 31 Year ended 31 December 2020
19. Analysis of charitable funds
(continued)
Endowment funds
At Gains and At
1 Jan 2020 Income Expenditure Transfers losses 31 Dec 2020
F F F E
Harriet Bacon
Trust (017) 41,965 2,898 44,863
Choir Memorial
Fund (016) 7,023 7,023
Church House
Prior Memorial
Trust (002) 36,194 2,499 38,693
85,182 5,397 90,579
At Gains and At
1 Jan 2019 Income Expenditure Transfers losses 31 Dec2019
F E E E
Harriet Bacon
Trust (017) 32,570 2,777 6,618 41,965
Choir Memorial
Fund (016) 7,023 7,023
Church House
Prior Memorial
Trust (002) 30,485 5,709 36,194
70,078 2,777 12,327 85,182