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2020-12-31-accounts

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL

ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED

31ST DECEMBER 2020

Rachel Blackamore BA (Hons); CCBI; MBA 20 Tollington Way ` London N7 6FN

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL CONTENTS

Page 3 Legal and Administrative Information
Page 4 Independent Examiners Report
Page 5 Review of the Year
Page 6 Trustees (PCC Members) Responsibilities
Page 7 Statement of Financial Activities
Page 8 Balance Sheet
Pages 9 to 13 Notes to the Financial Statements

2

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL LEGAL AND ADMINISTRATIVE INFORMATION

St Luke's and St Francis

Parochial Name St Luke's and St Francis
Correspondent Address St. Lukes & St. Francis Parochial Church Council,
St. Lukes Vicarage, Penn Road
London. N7 9RE.
PCC Members of the Church During the year the following served as members of the PCC:
The Incumbent The Revd. John MacKenzie
Associate Priest The Revd. Martin Wroe
Wardens Susie Holland (until Oct 2020)
Joy Hinson (from Oct 2020)
Jif Thomson
Adminstrator Cristina Cooney
Treasurer Mike Dark
Music Director Justin Butcher
Assistant Music Director Rick Leigh
Deanery Synod Representatives Mike Dark
Denise Ward (until Oct 2020)
Liz Curran (from Oct 2020)
Cat Waithaka (from Oct 2020)
Elected Members Dayo Ashaye
Iain Cathcart
Jacqueline Christian
Sheena Cruse
Joy Hinson (until Oct 2020)
Susie Holland
Daniel Northam-Jones
Grace Pengelly
Sara Rowebury (until Oct 2020)
Rosemary Sheldon
Tom Turner (from Oct 2020)
Avis Venning
Jonathan Ward (from Oct 2020)
Co-opted Members Sheena Cruse - safeguarding (from Oct 2020)
Susie Holland - children and young people (from Oct 2020)
Justin Butcher (from Oct 2020)
Charitable Status St. Lukes Parochial Church Council is registered with the
Charity Commission
Registered Charity Number 1128923
Bankers National Westminster Bank plc,
490 Holloway Road,
London. N7 6HN.
Independent Examiner Rachel Blackamore BA (Hons); CCBI; MBA

3

INDEPENDENT EXAMINERS REPORT TO THE St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL This report on the ffinancial statements of the PCC for the erKled 31 December 2020, wh￿h are set out on pages 7 to 13. is in ￿pect of an examin8kn"M carried out ￿ accordance the Church Atcounts'ng Regulations 2[￿ (Ihe ReguLath)ns'l and s.43 of the Charlttes A¢1 1993 ('the ACV). Rosp•cllve Re¥ponslbllltles of th• PCC and th8 Examlnor As members of the PCC you are rèsponsitAe for the preparation of the finanual statements: you consider that the audit requirement of the RegUlat￿S and s.43121 of the Act d￿S not apply. It is my responsibilty to to issue this reFth on those financial slalements in accordance ¥Mth the lems of the Regulations. Basls of Ind•pond•nl Examlnoes R•wl My examination was carried out in accordance with the General Directh)ns gwen by the Charlty Commission undor 5.43{71{b) of the Acl and lo be ftrjnd in the Church guJanrA. 2006 edition. That examinatlon includes a review of the accounting records kept by the PCC and a comparison of the accounts with those records. It also Includes constsjefing any unusu81 Items or dSscbsures in the flnanci81 statements and $88king eXplanat￿S from as tnjstees concemirvJ any such matters. The procedures und8rtaken do not provld6 811 the evKlence thal ould ba required in an audit, and ¢onsequenty I do not expr￿ an audit opIn￿n ¢)n thè ¥lew uwven by the accounts. Indepondent Examln•fs Unquaimed Stat•m•nt In ¢onnedon wlth my exarnln81ion, ￿ matter h8S c#)me to my atten1￿n. 1. whlch gives me rea%Jnable caw to boliava Ihat in materlal ro$poCt the roquiraments: {a} lo keep accounllng records in accordance Y•th Section 41 of Act; and {bl to prepare financial statements, wh￿h a¢cord the accounty"n9 re¢¢*d$ and Comply Yalh the requirements of the Act 8nd the Regulat￿nS have not boen met: or 2. to which in my wnic)n, 8ttentw)n shwkl be drawn n ￿￿er to onable a rxoper understandlNJ of the accounts to be reached. ILk.£.Jl Rachel Blackamore BA (Hons); CC81: MBA 20 Tollington Way London N7 6FN Dat8

St. LUKE'S & St. FRANCIS PAROCHIALCHURCH COUNCIL FINANCE REPORT Church life this year has been overshadowed by the effect of the pandemic and the finances are no exception lo this. Income has fallen by £30K from £207K in 2019 10 £177K in 2020. Donations from the congregation have. howevèr. incrèased by a quarter up well up from 74K lo £100K. The Ljse of on-line donations Ihrough our Virgin Money page has been very successful. Lettings, on the othei hand, have fallen from £109K lo £63K because of us having lo close the church. Expenditure during the year has fallen from £170K lo £152K. Ulililies was £4K less than in the previous year. Music and Admin were also down by £2K each. Charitable giving was also down. These were also the result of having lo close the church. Restricted funds can only be spent on the projects for which il has been given for. At the end of 2020 these stood at £7K down from £1IK in 2019. Overall the year was a decent one financially mainly thanks lo the generosty of the congregation and the buffer of the income from lelling out Sl. Francis. We look forward to supporb'ng John's vision for increasing our mission in the Parish. which will require even greater financial commitment from our congregation in the years to come. Mike Dark Treasurer

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL TRUSTEES (PCC MEMBERS) RESPONSIBILITIES PCC Memb•rn r•sponslbllitio5 In rolatlon to th• flnancljl stalem•nls Law appkable to charilies In England and Wal8s requires that the tn￿te&S prepare fina￿la1 statements for each financial yEar whKh gr¥e a true and fair vbew of the chantys f￿anCial 8¢tivllies during thé year and of its financial wsitN)n al the end of the In preparing these financial statements the trustees are required to: 1. Select suitable accounting policies arKI appty thom ￿￿1$t8n11Y 2. Make judgements and 8stimates that are reasonaNe and p￿ent 3. Stale whether applicabl8 accounting starKlards and Statements ol rec4Jmm8nded practice have been followed subject to any departures disclos8d and explain￿1 in the finanual statements 4. Prepare the financial statements on ts golng ¢crtam basis urless tt is inappropriate to prosumo that Ihe ctharity ¥rill C4)ntIn￿ Ki tr￿￿neSS The Iruslgos ar¢ responsible for kaeping accounbrvJ records wblch dlsck)s8 roasonablo a￿Ur8¢Y at any lime the financ¢al pos11K￿ of the charity and enable them to en$ur6 that the financial statements rA>rnpty with the Charitles Act 1993. TW are also respc￿sIble for safeguarding the assets of the charity and hence for taking reasonable stops f￿ the prevention and detection of fraud and other irwularilies. Approved by the members of th8 PCC 8nd 8Sgned on their behall ty. Signatur• Narno NA keuzi e Dale ILk 20ZI

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL STATEMENT OF FINANCIAL ACTIVITES FOR THE YEAR ENDED 31st DECEMBER 2020

INCOMING RESOURCES
Voluntary Income from Donors
2a
Other Voluntary Income
2b
Activities for Generating Funds
2c
Investment Income
2d
Incoming Resources from Charitable Activities
2e
Other Incoming Resources
2f
TOTAL INCOMING RESOURCES
RESOURCES USED
Grants
3a
Direct Charitable Expenditure
3b
Cost of Generating Funds
3c
Support Costs
3d
Other Resources Expended
3e
TOTAL RESOURCES USED
NET INCOMING RESOURCES
Transfer between funds
Balances Brought Forward
Balances Carried Forward
Unrestricted
Restricted
Funds
Funds
2020
2019
£
£
£
£
99,726
-
99,726
73,505
603
10,768
11,370
23,253
63,363
-
63,363
109,206
116
-
116
208
2,120
-
2,120
719
2
-
2
282
165,929
10,768
176,697
207,174
2,443
-
2,443
10,548
124,706
7,318
132,024
139,449
528
-
528
1,264
16,655
-
16,655
18,569
-
-
-
-
144,332
7,318
151,650
169,830
21,598
3,450
25,047
37,344
-
-
-
-
105,394
13,826
119,283
81,939
126,992
17,276
144,330
119,283

Movements on Reserves and all recognised gains and losses are shown above. All of the charity's operations are classed as continuing.

The notes on pages 9 to 13 form part of these financial statements.

7

St. LUKES & SL FRANCIS PAROCHIAL CHURCH COUNCIL BALANCE SHEET AS AT 31st DECEMBER 2020 2020 2019 Curr•nt Assets Cash at Bank Debtors 151.302 2,639 1S9,942 134.705 3.417 138,123 Cr•dltorn Amounts folmng due wlhln one 15.611 18,840 NET CURRENT ASSETS 144.330 119.283 Cr•dltorn Amounts falmng due In rmire than one NEf ASSETS CAPIT￿ AND RESERVES General Fund8 Reslrictod Fund$ 127.055 17276 105,458 13.826 Approvod ty tha members ol ￿ PCC and signed on their behal by. Sign8tuTo Name M'- kebJZI e Date l Lk MvO<4 ZOZI

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st DECEMBER 2020

1. ACCOUNTING POLICIES

The financial statements of the PCC have been prepared in accordance with the Church Accounting Regulations 2006 and s.43 of the Charities Act 1993 together with applicable accounting standards and the Charities SORP.

Funds

General funds represent the funds of the PCC that are not subject to any restrictions regarding their use and are available for application on the general purposes of the PCC. Funds designated for a particular purpose by the PCC are also unrestricted.

Restricted funds are those funds that must be spent on restricted purposes and details of the funds held and restrictions are provided in note 4. Endowment funds, where the capital must be retained, are explained in note 4.

The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the financial statements of church groups that owe their main affiliation to another body, nor those that are informal gatherings of church members.

Incoming Resources

Voluntary Income and capital sources:

Collections are recognised when received by or on behalf of the PCC. Planned giving receivable under covenant is recognised only when received. Tax recoverable on Gift Aid donations is recognized when the donation is recognized. Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement, the amount due is quantifiable and its ultimate receipt by the PCC is reasonably certain.

Other income

Rental income from the letting of church premises is recognised when the rental is due.

Income from Investments

Dividends are accounted for when due and payable, and interest entitlements are accounted for as they accrue. Tax recoverable on such income is recognized in the same accounting year.

Resources Used

Grants

Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the PCC.

Activities directly relating to the work of the church

The diocesan parish share is accounted for when due. Any parish share unpaid at 31 December is provided for in these financial statements as an operational (though not a legal) liability and is shown as a creditor in the balance sheet.

Current Assets

Amounts owing to the PCC at 31 December in respect of fees, rents or other income are shown as debtors less provision for amounts that may prove uncollectable.

Short-term deposits include cash held on deposit either with the CBF Church of England Funds or at the bank.

9

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st DECEMBER 2020

2. INCOMING RESOURCES
a) Voluntary Income from Donors
Planned Giving
Collections
Gift Days
Gift Aid
b) Other Voluntary Income
Grants: Cloudesley Trust
Fundraising
c) Activities for Generating Funds
Church Hall and Rents
d) Investment Income
Bank Interest
e) Incoming Resources from Charitable Activities
Ministry & Fees
f) Other Incoming Resources
Extra Ordinary Income
Utilities and Maintenance Contributions
Unrestricted Restricted
TOTAL
TOTAL
Funds
Funds
2020
2019
£
£
£
£
59,873
0
59,873
46,492
28,568
0
28,568
12,439
0
0
0
3,405
11,286
0
11,286
11,169
Unrestricted Restricted
TOTAL
TOTAL
Funds
Funds
2020
2019
£
£
£
£
59,873
0
59,873
46,492
28,568
0
28,568
12,439
0
0
0
3,405
11,286
0
11,286
11,169
Unrestricted Restricted
TOTAL
TOTAL
Funds
Funds
2020
2019
£
£
£
£
59,873
0
59,873
46,492
28,568
0
28,568
12,439
0
0
0
3,405
11,286
0
11,286
11,169
Unrestricted Restricted
TOTAL
TOTAL
Funds
Funds
2020
2019
£
£
£
£
59,873
0
59,873
46,492
28,568
0
28,568
12,439
0
0
0
3,405
11,286
0
11,286
11,169
99,726
0
99,726
73,505
10,700
10,700
10,000
603
68
670
13,253
603
10,768
11,370
23,253
63,363
63,363
109,206
63,363 0 63,363 109,206
116
0
116
208
116
0
116
208
2,120
0
2,120
719
2,120
0
2,120
719
2
2
282
0
0
0
0
2
0
2
282

10

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st DECEMBER 2020

3. RESOURCES USED
a) Grants
Christian Aid
Bishop's Discretionary Fund
Citizens UK
Discretionary fund
Women at the Well
Islington Centre for Refugees
Housing Justice
Street Link
CAFOD
Music Lessons - Samuel Rhodes School
Raising Voices
Charis
Centre 404
African Prisons
Copenhagen Youth Project
Community Action on Prison Expansion (CAPE)
b) Direct Charitable Expenditure
Diocesan Quota - Common Fund
Worship
Sunday School/Youth Club
Other Ministry
Churchyard
Repairs, Renewals & Maintenance
Musician
Verger
Church Running Expenses - Utilities
Church Running Expenses - Cleaning
Church Running Expenses - Household
Church Running Expenses - Insurance
Postage, Printing & Stationery
St. Francis Redevlopment
Other Expenditure
Bank Charges
Nightshelter Fund
Sustainability Fund
AV equipment and IT Fund
Vestry Fund
Light Staging Fund
PA System Fund
c) Costs of Generating Funds
Fundraising & Publicity
d) Support Costs
Administration Costs
e) Other Resources Expended
Loan Interest
Unrestricted Restricted
TOTAL
TOTAL
Funds
Funds
2020
2019
£
£
£
£
260
260
1,018
325
325
0
0
700
200
200
30
0
0
400
0
0
1,000
500
500
1,000
500
500
1,000
0
0
500
0
300
58
58
2,000
0
2,000
500
500
500
0
100
0
0
1,000
100
100
0
Unrestricted Restricted
TOTAL
TOTAL
Funds
Funds
2020
2019
£
£
£
£
260
260
1,018
325
325
0
0
700
200
200
30
0
0
400
0
0
1,000
500
500
1,000
500
500
1,000
0
0
500
0
300
58
58
2,000
0
2,000
500
500
500
0
100
0
0
1,000
100
100
0
Unrestricted Restricted
TOTAL
TOTAL
Funds
Funds
2020
2019
£
£
£
£
260
260
1,018
325
325
0
0
700
200
200
30
0
0
400
0
0
1,000
500
500
1,000
500
500
1,000
0
0
500
0
300
58
58
2,000
0
2,000
500
500
500
0
100
0
0
1,000
100
100
0
2,443
0
2,443
10,548
85,200
85,200
82,800
379
379
1,203
54
54
200
2,711
2,711
2,033
174
174
1,310
5,073
5,073
4,981
10,622
10,622
12,496
80
80
70
7,851
7,851
11,493
1,747
1,747
2,865
705
705
1,380
6,573
6,573
6,790
1,183
1,183
1,763
1,914
1,914
0
23
23
353
416
416
522
318
318
723
3,600
3,600
3,075
2,260
2,260
0
1,141
1,141
3,275
0
0
502
0
0
1,615
124,706 7,318 132,024
139,449
528
0
528
1,264
528
0
528
1,264
16,655
0
16,655
18,569
16,655
0
16,655
18,569
0
0
0
0
0
0
0
0

11

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st DECEMBER 2020

4. RESTRICTED FUNDS

4. RESTRICTED FUNDS
Sustainability Fund
AV equipment and IT Fund
Nightshelter Fund
Lighting & Staging Fund
Stonework and Solar panels Fund
Vestry Fund
Balance at
Transfer
Balance at
1st Jan 20
Income
Expenditure from General
31st Dec 20
£
£
£
£
£
6,925
0
0
0
6,925
0
5,000
(2,260)
0
2,740
2,541
68
(318)
0
2,292
2,134
0
0
0
2,134
0
5,700
(3,600)
0
2,100
2,225
0
(1,141)
0
1,084
13,826
10,768
(7,318)
0
17,276

Sustainability Fund

Funds received and expended to improve the sustainability of the church

AV Equipment and IT Fund

Funds received and expended to enable the church to live stream services

Nightshelter Fund

Funds received and expended to support the work of the Nightshelter project for the homeless that is hosted by St Lukes.

Lighting and Staging Fund

Funds received and expended to upgrade the lighting and staging.

Stonework and solar panels Fund

Funds received and expended to repair the stonework of the south wall and to install solar panels on that side of th

Vestry Fund

Funds received and expended to upgrade the vestry.

5. CASH AT BANK AND IN HAND
St. Luke's Deposit Account
St. Lukes Current Account
TOTAL
TOTAL
2020
2019
£
£
155,302
132,705
2,000
2,000
TOTAL
TOTAL
2020
2019
£
£
155,302
132,705
2,000
2,000
157,302 134,705

12

St. LUKES & St. FRANCIS PAROCHIAL CHURCH COUNCIL NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st DECEMBER 2020

6. DEBTORS
Prepayments
Accrued Income
7. CREDITORS: AMOUNTS FALLING DUE WITHIN 1 YEAR
Accruals
Deferred Income
Loans due in less than 1 year
8. CREDITORS: AMOUNTS FALLING DUE IN MORE THAN 1 YEAR
Loans due
9. ANALYSIS OF NET ASSETS BY FUND
Unrestricted
Restricted
Funds
Funds
£
£
Current Assets
142,666
17,276
Current Liabilities
(15,611)
0
Liabilities > 1 year
0
0
127,055
17,276
6. DEBTORS
Prepayments
Accrued Income
7. CREDITORS: AMOUNTS FALLING DUE WITHIN 1 YEAR
Accruals
Deferred Income
Loans due in less than 1 year
8. CREDITORS: AMOUNTS FALLING DUE IN MORE THAN 1 YEAR
Loans due
9. ANALYSIS OF NET ASSETS BY FUND
Unrestricted
Restricted
Funds
Funds
£
£
Current Assets
142,666
17,276
Current Liabilities
(15,611)
0
Liabilities > 1 year
0
0
127,055
17,276
TOTAL
TOTAL
2020
2019
£
£
-
-
2,639
3,417
TOTAL
TOTAL
2020
2019
£
£
-
-
2,639
3,417
2,639 3,417
TOTAL
TOTAL
2020
2019
£
£
3,611
6,840
12,000
12,000
0
0
15,611 18,840
TOTAL
TOTAL
2020
2019
£
£
0
0
0 0
TOTAL
TOTAL
2020
2019
£
£
159,942
138,123
(15,611)
(18,840)
0
0
127,055
17,276
144,330
119,283

10. STAFF COSTS

No staff were employed by the PCC during this period however we did have contracts with some individuals who are self employed.

11. PAYMENTS TO PCC MEMBERS

The PCC members received no remuneration in relation to fulfilling their role as trustees.

During the year, from the time he was co-opted as a PCC member, payments of £1,750 were made to Justin Butcher in connection with the provision for musical services as music director.

Miscellaneous expenses, totalling £4,349, were paid to six PCC members during the financial year 2020. These were reimbursements of routine items including maintenance, purchase of IT equipment, charitable donations, youth club/Sunday school or other expenses incurred on behalf of the church. These items were agreed in advance and were paid on production of an invoice or receipt.

13