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ANNUAL REPORT
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Supporting communities, enterprising minds and active citizens
1[ST] JUNE 2021 to 31[ST] MAY 2022
ACCM (UK) 1[st] Floor 3A Woburn Road Bedford MK40 1EG Tel/Fax: +44 1234 356 910 Mobile: +44 7712482568 Email: info@accmuk.com
Website: www.accmuk.com Twitter: @ACCMUK Facebook: ACCM UK
Charity Number: 118904 Company by Guarantee Number: 06584024
Contents Page
| Highlights from the Chair | 1 |
|---|---|
| Outputs and Milestones | 2 |
| What we did during 1stJune to 31stMay 2020 | 3 |
| About Covid 19 Pandemic and What we did | 4 |
| Tackling Health Inequalities | 8 |
| Organ Donation | 8 |
| Diabetes and High Blood Pressure CheckUp Pilot | 8 |
| Community Radio Station | 10 |
| Midlands Rd area Safer Streets Programme with Beds Police | 10 |
| All forms of abuse One to One User Analysis | 10 |
| Some more Victims Response | 15 |
| Skills and Development programme | 16 |
| Working with other Communities | 18 |
| Challenges and Opportunities | 19 |
| ACCM (UK) Finances and Grants | 21 |
| Our Plans for Next Year | 22 |
| Staff and Volunteer Musings | 23 |
| Service Users’ Comments | 29 |
| Album | 30 |
HIGHLIGHTS FROM THE CHAIR
This year has been different for the Charity and its users. The emergency of Coronavirus (COVID-19) changed the way the Charity operated and the lives of our beneficiaries / users beyond what we initially anticipated we would do or achieve or benefit.
The success of ACCM (UK) in 2021 to 2022 was challenging as demand for our services remained high and increasing however, we’ve enjoyed another good year. The continued commitment and passion by fellow Team of Trustees, staff and volunteers working hard through lockdown, continuing to engage and reach out to hard-to-reach communities, professionals and service providers during these Covid-19 lockdown difficult times made it worthwhile.
Despite Covid-19 lockdown continuing through most of our operating year to end of March 2022, the Charity continued to be open to our vulnerable users after implementing extensive PPE facilities and services. Having adapted very quickly to ensure that support and services continued in the form of providing counselling either face to face or by telephone, telephone or personal assessment and providing support or referral for victims or survivors or abuse or those suffering from trauma, mental health or anxiety.
As Chair, I am proud of ACCM (UK) reaching this milestone during this difficult period of lockdown not just supporting our important users but being able to raise relevant funding to continue supporting making a difference to our users’ lives. The highlight in our fund raising is raising £47,500 form Compass Wellbeing CIC and not restricted £50,000 over two years from Lloyds Bank Foundation that made our work possible.
I am also proud of its operations, progress made and continuing growth in delivering services, its strength and health is due to the leadership of the Director, support and inspiration of her team of staff and volunteers my fellow Trustees and our funders, supporters and partners making it all possible. supporters and funders.
We are particular very grateful to the Bedford Borough Council supporting the Charity with provision of office premises rent free. Covid-19 lockdown has meant that we have not been able to move and take control of Cauldwell Community Centre as it was closed during lockdown. However, with end of lockdown we are now planning our move with the first big event of Celebrating the Queen’s Platinum Jubilee at the Centre. We hope that the Council will complete its works quickly for this move in the Summer.
On behalf of my fellow Trustees, I would like to thank the Director, staff, volunteers, users and supporters and most importantly our funders especially Bedford Borough Council, Compass Wellbeing CIC, Lloyds Bank Foundation, Laybrinth/Solace, Bedfordshire Office of Police and Crime Commissioner, Allen Lane Foundation, The Panacea Charitable Trust, The Harpur Trust, ScrewFix who have made it possible for the project to continue being successful. I look forward to committing myself as Chair and serving ACCM (UK) for another successful and fulfilling year.
Bukola Gangar Chair / Director
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Covid Virus and Vaccination
Social and Personal Skills
CheckUp – High Blood Pres-
ONE TO ONE SUPPORTED CASES Domestic Violence 107 cases FGM/HBV/FM 13 cases
TOTAL Beneficiaries 4483
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The year between 1[st] June 2021 to 31[st] May 2022 was a difficult year for our users and the Charity struggled to meet the increasing demands on our limited resources and capacity to keep services up and running during Covid-19 pandemic and lockdown. This was made even more difficult as most statutory services were either closed or staff working from home including volunteers not coming in for fear of the ongoing virus concerns.
The Covid-19 pandemic that started in March 2020 has caused serious health inequalities within the BAME and other vulnerable communities such as the elderly who have suffered most according to various Government and other research reports including the Ubele Initiative in their Impact of Covid-19 on the BAME Community and Voluntary Sector Report.
The Covid-19 pandemic also revealed deep-rooted social and economic inequalities and institutional racism impacting on minority communities not just in Bedfordshire but across the UK.
Many people from Black and other minority communities, felt that the system was not acting in their best interests as access to services was complex and or non-existent, such as access to GPs for appointment. This fuelled a lot of misinformation on social medial and grapevine gossip within communities. Some comments from users about Covid-19 Lockdown : “My level of care was suddenly cut off and I was told counselling services were further “I understand why the delayed because if restrictions are in place lockdown. I did not feel but there is not much able to go to A & E or help for people who has anything because of the long term health issues virus”. both physically and emotionally, I would just like to see more being done about it.” w® 3
Continuing of Covid-19 Virus Pandemic and Lockdown from 2020
This pandemic that arrived so unexpectedly in March 2020 caused a lot of concerns and issues for people who were already disadvantaged. The pandemic that continued into 2021 and 2022 amplified issues of food insecurity, rise in anxiety and mental health due to isolation and fear of the unknown. Social media did not help as misinformation was spread around on what the virus was and especially the vaccine leading to low take up by most vulnerable communities of African, African Caribbean and East Europeans. Th pandemic’s continuation into its second year tipped people who were just getting by or managing over the poverty line especially if they lost their paid jobs, were not paid furlough funds.
Despite coronavirus (Covid-19) continuing lockdown, the Charity had adapted quickly and well to ensure services and support continued in the form of providing essential and relevant support, such as counselling by telephone, or loaning out laptops to families to enable them to be in touch, to make a difference to those struggling and reduce confusion, impact and misinformation that surrounded the pandemic.
Since June 2020, the most visible impact of Covid-19 has been the rise in dependency on the services that the Charity provides. What we have seen is that some of our users whom we had supported well into the last year continued to struggle with the pandemic virus hanging around. As many were from Black and other minority communities did not take up the vaccine jabs or boosters, they were more affected by the virus. It did not help the situation that social media misinformation continued to spread fear and the unknown into the minds of those who were already vulnerable, suspicious of the virus and the vaccine due to deeply rooted historical experiences. As lockdown continued, many people’s situation did not change or improve until April 2022 when lockdown guidelines were ended, and some people started to return to work or venture out again. However, young African families, whose main breadwinner had lost their jobs, continued to be in the same situation as many companies were either reducing staff numbers or closing down.
We teamed up with the NHS and Bedford Borough Council to reach out and provide relevant information to counter misinformation and encourage vaccine take up by:
Running and Organising Covid-19 and Vaccine Awareness Raising:
- To reach out to those who had no ID, NHS Number, GP or residence address we partnered with NHS, Public Health Team from the Council to organise a popup Vaccination Event in June 2021 at Conduit Road Community Hub. The aim was to also reach out to people who did not have NHS Number, ID or residential address who were unable to get jabs. The popup vaccination event was a success as we had 250 people attending to get either their first jab or second jab.
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Other outreach campaigns involved working closely with Faith and community leaders who undertook the following work:
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Faith Leaders from 4 other Asian Faith Groups, who had been speaking openly to promote the vaccine to their congregations. 1,000 reached. Two of the Faith Leaders even drove some clients to the venue so they can have their first jab .
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Two Local Moslem Faith Radios, in Queens Park and Kempston made announcements to inform about the virus and the vaccine that has been produced to help prevent people from getting so ill. Over 1,000 listeners use these Radio Stations daily after prayers and we think this numbers were reached.
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African Community Leaders from Kenyan, Zimbabwe and Nigeria organised virtual events for their communities with total of 280 Africans attending listening to GPs from African heritage. There was interesting, sometimes, heated discussions about the virus, its implications and the vaccine, with some arguing that it did not exist, was Government plan to eliminate Black people or would make people infertile etc. These sessions were important as they were led by Doctors of African heritage, meaning that some sceptics were now better informed especially that they should listen to professionals and not social media.
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Other outreach awareness raising, included holding stalls in the Bedford Town Centre in partnership with Bedford Hospital that was running Organ Donation programme and Bedford Asylum Seeker Support Group (BRASS) that was celebrating Refugee Week. We were able to reach out to everyone regardless of their heritage, raising awareness on the virus and the importance of the vaccine as a preventive measure against the virus. We were able to speak to over 50 people and changed the mindset of 5 African families who agreed to take the jabs after resistance due to the misinformation they had heard. Majority of elderly or over 60’s from White British, South Asian or Italian heritage all said they had had their jabs, and some were waiting for the booster.
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In Queens Park Ward, nearly all older South Asian Moslems, said that they had the jab and the booster as the vaccination Centre was in Queens Park and could just walk there. There was a discussion about young people taking up the jab, as some teenagers seemed to be listening to social media misinformation. However, this was overcome by the fact that majority of Moslem young people listen to or take orders from their elderly family members rather than external sources as they all live in extended family households.
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In Kempston Ward, we organised an event on 4[th] November 2021 on ‘Living Well In Winter’ with Covid and virus awareness on the Agenda. 30 people attended with majority of attendees of South Asian heritage. Speakers included a GP, Public Health Team, Local MP and Councillor all emphasising the importance of Living Well in Winter especially taking up their flu and covid vaccine jabs and other services available if they needed other support. It was stressed that the vaccine was not a cure but a prevention treatment like flue jab, that will stop reduce getting serious symptoms and ending up in hospital on a ventilator.
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In Cauldwell – Bhagwan Valmik Sabha Bedford (BVS) continued to build on the work they had started in 2020 when they were also helping out with food parcels, in raising awareness about the virus and the benefits of the vaccine in various South Asian languages. This work was undertaken every week after prayer meetings. Leaflets were also handed out. BVS always had 60 to 100 people attending weekly.
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Challenges faced during the campaign:
Undertaking this work had many challenges including:
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So much social media misinformation caused a lot of fear, confusion with some believing that the virus was not real, or that the vaccine was dangerous or experimental and more. It is very difficult to counter social media that is often quick and influential
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That the vaccine was invented and put out too quickly without proper testing
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African, African Caribbean and Romanian communities believe the virus is deliberate invention by the Government to control them as for the Romanian community they believed the vaccine had a microchip that will enable the Government to follow them around.
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African Caribbean communities having had bad historical experiences with Government Services suffered previous poor treatment believed this was another way were to be mistreated. Historical views and how they were previously treated by the NHS or other institutions still run high at present especially when they are highlighted on social media.
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The fact that some faith leaders had strong views that prayer and holly communion was all needed to fight the virus proved that some old religious believes still hold
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There were many challenges between families and communities whereby:
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Amongst South Asian families, who live in extended family settings, that everyone followed the same belief or advice form elderly family members. Hence, every family eligible for vaccination had had the jab and boosters
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While amongst African and African Caribbean families, there were serious differences. Some parents may have had the jab, but teenagers refused to do so. Or one parent may have the jab and not the other, or some teenagers may have had the jab and not the other siblings with each person having their own view and reason.
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Many young people have said that they don’t’ want to be experimented on or to be guineapigs for laboratory experiments
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Many young women and men of childbearing age had serious reservations on taking up the vaccine as social media stories included that the vaccine made you infertile. Despite there being no evidence, this was a very strong view
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Many people of African Caribbean heritage, basing their concerns around previous historical experiences, voiced concerns that this was another Government conspiracy to destroy people of colour as they felt that people of colour were more impacted by the virus than White people, influenced by social media and such groups as Black Lives Matter
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East Europeans still feel the vaccine has a chip that will enable Governments to follow them or monitor them
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There was also difference between girls’ and boys’ views. Girls seemed more receptive to the taking up the jab than boys who seemed to take more notice of peer pressure than girls. Social media was very influential to both groups but in different ways.
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Summary of Outcomes:
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South Asian faith leaders’ feedback was mostly positive as most of Asian communities or families listened to their elders leading to majority of them taking up the vaccine
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African and African Caribbean communities were more challenging to work with due to their historical experiences and believed in social media misinformation or the power of God as the answer to their concerns or ill-health.
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Speaking to 40 families from difference backgrounds it was established that:
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South Asian families who live in extended families all take advice from elderly family members leading to all doing the same thing
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Amongst African and African Caribbean families, there were significant differences and divisions between parents, parents and children, and amongst siblings, as they all seemed to get their information from different sources.
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Organ Donation
This programme was started in 2019 to increase awareness amongst BAME communities, who are often disadvantaged in getting news about changes in the law and impact of this programme. often more reluctant to donate organs. The law that changes in May 2020 is still not understood amongst BAME communities who feel that a law that makes organ donation mandatory is against their beliefs, culture, or faith. BAME communities have deeply entrenched cultural and religious beliefs about death and having body parts removed. Our campaign was to reach out and try to provide relevant information on the changes in the law and attitudes so people can make relevant informed decisions especially as those on organ donation list who wait longer for organs are often of BAME heritage.
Although in 2021 to 2022, this work was not funded, the Charity felt passionate to continue the campaign to get BAME people to sign up to organ and blood donation register and to be aware that if they died it will be mandatory for their organs to be taken regardless of their family objections. Our experiences of working with BAME communities are that majority of BAME communities, especially elderly and women do not access or get information from mainstream media and government publicity due to living in isolation, not accessing internet or having a smart phone or unable to speak or understand English. Also, majority of migrant communities watch or listen to non-English media, presented in their own language, often overseas programmes that do not broadcast British news or items. It is, therefore, important to take the campaign to the communities to increase Organ or Blood Donation and the new Law to raise awareness and encourage more to sign up to donate. They also need to be aware that if they need to opt out, they can do so online on NHS Website otherwise they will be deemed to have accepted to donation regardless of what their family’s views will be.
Due to Covid-19 Lockdown majority of our work on promoting Organ Donation was undertaken in partnership with Bedford Hospital and BRASS by holding stalls in Bedford town Centre or on our online facilities such as Facebook and website.
Outreach work – held stall in Bedford town centre – around 200 people spoke to us or took information.
Diabetes and High Blood Pressure CheckUp Pilot:
Since 2008 ACCM (UK) has been raising awareness on various health issues that affect BAME communities and high blood pressure and diabetes are some of the issues that we raise awareness about. We will be happy to help raise awareness on HBP/T2D on our websites, around community centres and everywhere where we can reach BAME people”
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This programme continued from April 2021 and was completed in July 2021. It came about when The Flame Lily Healthcare Teamed up with ACCM (UK) to run this pilot around England. The aim of the pilot was to recruit people from BAME communities registered with long term High Blood Pressure and Type II Diabetes to take part in the pilot.Pressure (HBP) and Type 2 Diabetes in the United Kingdom’s Black, Asian and Minority Ethnic (BAME) population, who are at high risk if Covid-19 is contracted. Black, Asian and Minority Ethnic people are much more likely to suffer from HBP/T2D. T2D/HBP increase the risk of severe Covid-19 infection in BAME patients and increase risk of death by 10%-50% (PHE, 2020). Access to the NHS or GPs by this patient group during the pandemic has been 20% lower especially as GPs and access to NHS has been impossible.
Small Scale Trial
After development of CheckUP Health monitor at home modules, a small-scale trial of the app was prepared and executed with 70 BAME HBP/T2D sufferers in the UK. This work package was supported by ACCM (UK) a UK based charity for BAME based in Bedford. A final virtual meeting was held to discuss the learning and experience of patients participating in trials over the course of the project towards final delivery of the app.
Was the Pilot Effective?
The CheckUp Health project and the feedback was found to be effective enough to improve the application remote monitoring modules and will be used to further address the remote health monitoring problems of wider BAME people in UK.
ACCM (UK) was able to recruit and reach 22 users in Bedford. Of whom 15 were female and 7 were male. We also 10 patients on our waiting as we ran out of kits.
Table showing Patients with:
| Both Diabetes and HBP | 3 |
|---|---|
| HBP | 2 |
| Diabetes | 17 |
| Waiting List | 10 |
| **Total ** | **32 ** |
The trial indicated a number of impacts:
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Reduction in the number of GP appointments required by 60 % for BAME HBP/T2D patients that were monitored.
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An estimated saving of £90 per patient assuming the patient would need to visit
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GP once a month at a cost of £30 per appointment over 3 months
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Reduction in exposure of BAME HBP/T2D sufferers to the risks associated with Covid-19
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Confidence in ability and capacity to manage own health with support of family members who had also learned how to undertake the tests or use HB Pressure monitors and keep records
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As a pilot this was a very successful programme and ACCM (UK) plans to seek funding in the future to continue the programme as we had 10 people on our waiting list by the end wanting to join the programme in Bedford alone.
Community Radio
Due to the difficulty in finding a volunteer to help manage and run the Radio coupled with Covid19 lockdown we have not been able to restart our plans of launching the Community Radio Station. time ACCM (UK) has yet to launch its Community Radio set up in partnership with Capital Radio FM. This is still work in progress.
- Midlands Road Area Safer Streets Programme with Bedfordshire Police
ACCM (UK) is located in Castle Ward near to Midland Road one of Bedford Borough’s crime areas. ACCM (UK) continued to support Bedfordshire Police’s Safer Streets Team to promote Safer Streets Government Programme in the Bedford. This involved door to door knocking with questionnaire asking local people about how safe they feel in their homes and area, if they have smoke alarms, doorbells, been victims of any violence and more.
ACCM (UK) was proud to get involved in this programme as staff involved were also able to introduce the Charity to local people, speak to them about other needs that we can help with. There were issues of anxiety due to lockdown, living in isolation, families seemed overwhelmed with lockdown as children could not attend school and most importantly majority were concerned about safety at night in Midland Road area with drugs and youths hanging around being most concerns for night life.
ACCM (UK) was able to reach 160 households in Midlands Road and Alexandra Road areas.
More information on OPCC - Bedford Safer Streets Project can be found at: The OPCC checks in on residents in Bedford after successful Safer Streets project – Bedfordshire PCC.
- All Forms of Abuse One to One User Analysis
“From harm to hope” Ms F
The need for us to provide emotional and practical support, to victims of all forms of abuse between June 2021 to end of May 2022, was very challenging and greater than even before. The community we serve is under more stress during and after Covid lockdown. Victims were spending most of their time in doors with abusers, some of the abusers were children as there was no
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Relief as there would be when the abuser went to work, or children went to school. With lockdown in place and most social centres closed, most service providers including statutory services were also closed or working from home making it even more difficult for victims to seek help. It was even more complex for those from BAME communities with little knowledge of the system or did not speak English.
What we have established is that when something like Covid-19 or pandemic hits and there is lockdown, the impact trebled for victims of abuse.
For migrant victims, the problems were even worse as they have no recourse to funding, lack of speaking or understanding English made their position even harder, for people whose lives were already complicated. Covid-19 is another problem stacked on top of many others, and often intensifies existing issues as service that would help them such as Home Office or legal advisers or temporary accommodation are not operating fully and most cases, they were not seen as a priority.
Fear about immigration status or being separated from their children has also deterred people from getting help or the care they need.
There is also lack of knowledge of how the system works or fear of involving authorities as it may make their challenging situation even worse has made it difficult for victims to seek help or flee.
The one-to-one connections and approach fostered by the ACCM(UK) has been vitally important during Covid-19 lockdown. The following work has been undertaken to support victims of all forms of abuse before and after end of Covid lockdown:
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We supported around 264 victims of abuse
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Majority, 107 were victims of domestic violence with 10 victims of sexual abuse
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Provided telephone or face to face counselling for 65 users
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210 of the victims suffered from different forms of mental health ranging from anxiety, stress or trauma
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We worked closely with Bedfordshire Police, YMCA, One Housing and Bedford Borough Council to provide emergency housing for 32 victims fleeing abuse.
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Analysis of victims :
| Reason for referral of seeing us - Some will be counted more than once |
Reason for referral of seeing us - Some will be counted more than once |
Reason for referral of seeing us - Some will be counted more than once |
|---|---|---|
| No | % | |
| Domestic violence | 107 | 16 |
| Sexual abuse | 10 | 1 |
| Mental Health | 210 | 31 |
| Modern slavery | 3 | 0 |
| Counselling | 65 | 10 |
| Information / support | 75 | 11 |
| Helped into employment or education | 6 | 1 |
| FGM/HBV / FM | 13 | 2 |
| Social Benefits / No recourse to fund- ing |
21 | 3 |
| Housing/Benefits | 32 | 5 |
| Legal | 37 | 5 |
| Bereavement | 3 | 0 |
| Multiple reasons | 96 | 14 |
| Total | 678 | 678 |
Analysis of victims:
By Gender
| Age No % ~~ce~~ |
Age No % ~~ce~~ |
Age No % ~~ce~~ |
|---|---|---|
| 18 - 25 | 40 | 15 |
| 26 - 35 | 69 | 26 |
| 36 - 45 | 87 | 33 |
| 46 - 55 | 40 | 15 |
| 56 -65 | 16 | 6 |
| 66 and over | 12 | 5 |
| Not known | 0 | |
| Total | 264 |
----- Start of picture text -----
By Gender
35%
65%
| Female a Male
----- End of picture text -----
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| By | Age | FAITH | FAITH | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 35 | No | % | ||||||||||||||
| 20 25 30 |
Moslem Hidhu |
158 3 |
44 1 |
|||||||||||||
| 15 | Christian | 28 | 8 | |||||||||||||
| 0 5 10 |
Sikh Jewish Valmiki |
6 1 4 |
2 0 1 |
|||||||||||||
| 18 | - | 25 | 26 | - | 35 | 36 - 45 46 - 55 56 -65 |
66 and over |
Ravidassia | 20 | 6 | ||||||
| Not known | 44 | 12 | ||||||||||||||
| Total | 264 |
Victims by Race:
| Victims by Race: | ||
|---|---|---|
| Race | Total | % |
| African/African Caribbean | 23 | 9 |
| White British | 12 | 5 |
| Pakistan | 143 | 56 |
| Bangladeshi | 24 | 9 |
| Spanish | 4 | 2 |
| Arabs | 3 | 1 |
| Indians | 48 | 19 |
| Unknown | 7 | 3 |
| Total | 264 |
Summary of Data
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Majority of the victims were aged between 36 and 45 years old.
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56% were of Pakistan origin
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44% were of Moslem Faith
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Victims’ voices heard:
Many victims have said to us that:
----- Start of picture text -----
It was difficult to run
away but I knew I
had reached a safe
place when I met
Rehana at ACCM.
Ms RJ
ty
----- End of picture text -----
----- Start of picture text -----
When I could find no one you
were there , welcomed me
despite the virus, provide me
with safe home and food. Thank
you.
FM
----- End of picture text -----
“You have helped me and since met you I feel my children trust the project worker and staff at ACCM(UK) and they feel like ACCM()UK) could help and support them too”. Mrs PA
“I thank you for helping my mum. We have everyone but it’s like having no one! Now we have your support we know we could hope that things will get better with ACCM (UK) help and support.”
Mrs T’s Daughter
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Some More Victims Responses:
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“During the pandemic when all doors were closed ACCM UK left their doors open for me, I was homeless, abused by my husband , left on the streets not knowing what to do who to tell, ACCM (UK) reached out helped me build my life, ACCM (UK) provided me with legal support, funds, food help to get to a safe place, educated me by providing ESOL and now I am in a job happy as ever. Thank Sarah and Rehana for everything you and your team done for me and all the women and girls that you support.”. H.H
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I am a white British lady but when I met Rehana I felt very much like we are one, ACCM( (UK) treats everyone like family- I was provided counselling since then I feel like myself again and I have found my answers through therapy provided. Thank you E. T
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“I was a victim of HBV and tried formed arranged marriage – I was disowned by my family –when I had no one ACCM(UK) gave me that support that no other services gave. It has been one year now I have come a long way now. I have passed my driving and I am a solicitor. I am today where I am because of ACCM (UK) thank you Sarah and Rehana for all your support.” A.B
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“I was referred by mental health services to ACCM (UK). I was supported throughout till to date, I was a victim of domestic violence, Rehana and Sarah gave me the hope- I am now a new me- I am no longer with the mental health services and I have started to live again. I am now working, and I would like to say a huge thank you to ACCM(UK). S T
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“My mum use to be always stressed with issues it would always show on her face. Since Accm(UK) project worker met mum it’s like mum is suddenly getting better. Mum has improved since she started going to ACCM (UK) health and wellbeing sessions. I am pleased to say my mother is now smiling more often and is getting her confidence back”. Clinet’s Daughter
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“My mum self-confidence has come back since she has started to attend the health and wellbeing sessions run by ACCM (UK). I feel as if my mum has come out of a cage!! My Mum is now so confident in herself. Thank you for opening the doors for mum”. Mrs S’s Daughter
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“ When I was so down, a friend told me to go and see someone at ACCM (UK). As an Asian male I found it difficult and embarrassing to seek help as you get laughed at. I visited ACCM (UK) and spoke to Rehana after a chart, she understood what I was experiencing and booked on to their counselling programme with Gavi. After 6 sessions, I am now confident and coping with new life without panic reactions to life. Thank you so much ACCM (UK) you have changed my life.” Mr AH
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Due to pandemic lockdown all our Skills and Development activities came to a halt. We were only able to offer some ESOL and IT programmes when there was ease of lockdown in September 2021, but this only lasted up to December 2021.
We were able to run ESOL and IT classes to 20 Learners face to face who were able to get out with confidence to integrate again. We also did some E-Learners with those who had access to internet or smart phone or were loaned a laptop from the Charity if they were able to use IT.
We continued with these sessions until end of March when those who had maintained attendance were awarded with Certificates by the Lord Lieutenant Helen Nellis.
This was an exciting event for the Learners for achieving their Certificates and some of them it meant they can move up to a new Level or were good enough to go into paid employment.
Thanks to the EmploymentPlus and Bedford Borough Council in particular, Lila Begum, for the support of providing funding and signposting Learners.
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Social Skills and Development for people not in employment
Social skill and development project funded by SEMLEP and Awards for All attracted more participants than we planned for.
They were all upset when covid-19 lockdown was imposed in mid-March 2020 to end their learning. As 90% were from BAME communities they were reluctant to return even when the scheme was extended.
We had 24 learners, but some left the course early due to moving out of the area or finding paid employment. Also, when lockdown came into place, some did not return due to illness or fear of the unknown and continuing virus hanging around.
All Learners though frustrated with Covid-19 lockdown, those with smart phones and computers were delighted to continue their learning via ZOOM. This introduced Learners to news ways of Learning and searching for information. This has also improved their use of IT as a e- learning tool.
All Learners said the enjoyed the learning approach and approach used as they were easy to follow at a pace suited for everyone.
After Covid 19 Lockdown classes resumed temporarily to complete the sessions and finally winding down the programme in September 2021.
Some Learners continued onto our ESOL and IT classes in September to March 2022 where they graduated with Certificates.
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ACCM (UK) prides itself in reaching out and supporting most vulnerable members of out communities. As a small charity, we work in joint partnership with other community groups and organisations to achieve our aim and objects. Our partnership working is in many ways involves referral pathways, running joint event or conferences, share good practice and information and many more.
This was a difficult time for most community groups as many did not operate were operating at small scale due to lockdown.
Some groups dis start to operate after end of lockdown but are struggling financially. Despite this we continued to work with following local groups to support users as part of our referral pathways:
Local Community Groups:
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Ghanaian Society - Luton
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Queens Park Community Orchard
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Revive – Somali Group in Luton
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Kenyan Community
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Polish British Integration Centre (PBIC)
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Various African Groups
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Bedfordshire Refugee Asylum Services (BRAS)
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SpectacularArts
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Various local Faith Groups around Bedford
While majority of statutory Services did close we were able to work in partnership
Working with Statutory and Other Groups:
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Bedford Borough Council
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Healthwatch – Bedford Borough Council
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Bedfordshire Police
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Bedford Hospital
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MK NHS
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Compass CIC
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GP Surgeries
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Various Ward Councillors – Queens Park, Kempston and Cauldwell
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Challenges:
Our main challenge is continuing to secure core funding in a difficult and very competitive environment plighted by Covid-19 where charities are struggling and all going for the same grant pots. Although there has been new funding pots targeting BAME led groups they are very competitive. Trustees and the Director are focusing on securing grants that will sustain the Charity and especially supporting staff pay to keep existing staff who are experienced and passionate about the Charity’s work.
Covid-19 pandemic and lockdown has had serious impact on BAME communities especially the elderly that has seem increase in anxiety, stress and depression as many people lived in fear of the unknown, suspicion of the virus and vaccine and isolation. There has also been an increase in victims of domestic abuse as abusers and victims were all staying at home 24/7 putting victims at risk of abuse on a daily basis. The victims have told us it is difficult to flee when the abuser is watching them or taking more interest in their movements or who they are talking to on the phone. When Lockdown was eased in March 2022, we saw more victims coming out fewer at a time, for support than during lockdown period of June 2021 to February 2022. We are expecting increase in victims seeking help as they gain more confidence and are aware that services are now open and available to them.
As many small Charities around Bedfordshire are going through the same problem of finding dynamic and expert Trustees to improve their Governance, ACCM (UK) is in the same position. We need to recruit at least three more Trustees with expertise in fund raising, property management and mental health, to help take the Charity forward to another 10 ten years especially when we move to our location in Cauldwell Community Centre.
The Charity has faced challenges in recruiting Volunteers, and this is a big problem everywhere as people are still reluctant to get out or to commit due to virus still hanging around.
We were offered Cauldwell Community Centre by the Council 2019, but due to lockdown the Centre was closed. After two years of lockdown the Centre had been broken into several times and the Council has been slow in fixing the damage as at end of May 2022. We are planning to run the Queens Platinum Jubilee Celebrations at the Centre on 3[rd] June 2022, with the hope that it will make the Council to fix things quickly to enable us to move.
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Opportunities:
The Year 2021/22 as highlighted above was busy, reaching out to meet the needs of the most vulnerable, despite the challenges brought about by coronavirus pandemic and lockdown. We continue to work closely with our partners, including, Health Watch, Bedfordshire Police, Bedford Borough Council Councillors, and staff from different departments including housing, properties, safeguarding and public health, Bedford Hospital, various GP surgeries, NHS CCG and diverse community organisations.
The Year 2021 to 2022 the Charity funded by Lloyds Bank Foundation, and supported by Cranfield Consultants, started to review its Vision, Mission and Strategy for the next 3 to 5 years. This Consultations started in May 2022 and will be completed by end September 2022. The Charity is looking forward to this Review as the last Review was held in 2016 and a lot has happened since.
The Charity has had some Trustees retiring and the opportunity to recruit two new Trustees. The Charity now has three Trustees on the Board with a new potential Trustee being interviewed in June or July.
Lockdown has provided many challenges especially as how to reach those living in isolation or have no smart phone or access to internet and computer. We have continued to utilise our established ZOOM facilities to continue providing online eLearning, meetings and providing counselling. We now have ten laptops that we have used to hire some to our users to our learners or users to enable them to access our services. We are also providing counselling by telephone as some users prefer this.
Local Community and Religious Leaders are now familiar with our work supporting and promoting whenever requested despite Covid-19 lockdown. Our partnership work and networking continued during difficult times as Faith and Community Leaders continue to refer vulnerable people, especially elderly, victims of abuse and young families for support and counselling. They also make various announcements on Faith Radios to continue promoting our work especially on Organ Donation programme, Living Well in Winter, and covid-19 vaccination programme. This is still an important medium of reaching out to hard-to-reach communities who trust their Faith and Community Leaders as a source of information, especially for those who are house bound or do not speak English.
Although Covid-19 lockdown was ended there is still a lot of anxiety and fear of the unknown amongst BAME and other vulnerable communities especially the elderly. We hope that our anticipated move to our new our office move to Cauldwell Community Centre will take place in the summer to enable us to start setting up our events, activities, and Community Hub from September 2022. Our plans are to better serve the needs of the community, especially those in Cauldwell, and become self-sustaining so we are not dependant on grants alone.
Our planned move Cauldwell Community Centre will bring new increasing demand for our services enabling us to develop new services and programmes targeting new communities in Cauldwell and Kingsbrook Wards that are most deprived. Looking forward to moving to Cauldwell, making it our home, and servicing the community.
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ACCM(UK) Finances & Grants
Financial Statement for the Year Ended 31st May 2021
| Unrestricted | Restricted | Total | Total | ||
|---|---|---|---|---|---|
| Notes | Funds | Funds | Funds | Funds | |
| 2020 | 2019 | ||||
| £ | £ | £ | £ | ||
| Incoming Resources | |||||
| Activities in furtherance of the | |||||
| Charity's objects | |||||
| Grant Receivable | 32,771 | 109,010 | 141,781 | 129,338 | |
| Fees and Bank | |||||
| Interest | |||||
| Total Incoming Resources | 32,771 | 109,010 | 141,781 | 129,338 | |
| Resources Expended: | |||||
| Cost of activities in furtherance | |||||
| of Charity's Objects | |||||
| Direct Charitable Expenditure | 143 | 11,608 | 11,751 | 13,116 | |
| Management and | |||||
| Administration | |||||
| Office rent and services | 2,569 | 6,102 | 8,671 | 5,157 | |
| Salaries | 31,227 | 40,431 | 71,658 | 70,567 | |
| Training | 167 | 0 | 167 | 0 | |
| Accountancy and professional | |||||
| fees | 1,085 | 4,121 | 5,206 | 5157 | |
| Volunteer Expenses | 80 | 0 | 80 | 175 | |
| Travel & subsistence | 0 | 4 | 4 | 96 | |
| Consultancy | 740 | 1,300 | 2,040 | 0 | |
| Administrative | 1,840 | 3,077 | 4,917 | 5,575 | |
| Subscriptions | 53 | 313 | 366 | 745 | |
| Bank Charges | 97 | 78 | 175 | 838 | |
| Staff Miscellaneous | 90 | 326 | 416 | 0 | |
| Depreciation | 0 | 0 | 0 | 181 | |
| Total Resource Expended | 38,091 | 67,360 | 105,451 | 101,628 | |
| Net (Expenditure/Income) | |||||
| For the Year | -5,320 | 41,650 | 36,330 | 27,710 | |
| Total Funds at 1st June 2016 | 22,990 | 20,458 | 43,448 | 15,738 | |
| Total Funds 31st May 2017 | 22,990 | 62,108 | 79,778 | 43,448 |
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Our Plans for Next Year
In the last year our users have informed us that we have done a brilliant job in being there for them especially during Covid-19 lockdown and any other difficulties they had faced. For the next year June 2021 to May 2022 our priorities will be:
Securing new core funding and other grants including own fund raising methods to sustain the Charity
Working in partnership with Bedford Borough Council to make our move to Cauldwell Community Centre a reality in anticipation of ending of Covid-19 Lockdown for community centres.
What we have learned from the unexpected Covid-19 pandemic and focus on what to do better in future pandemics by equipping the Cauldwell Community Centre well after our move in.
More focus on BAME and especially elderly who have fared poorly under covid-19 pandemic and lockdown, to improve health and wellbeing awareness, access to statutory health services and return into paid employment
Prioritise mental health and access to services in particular amongst BAME and hidden elderly people especially after end of lockdown with many still unsure what is out there
Re-start our work on homelessness – with developing a new Community Hub at Cauldwell Community Centre with drop in support facilities and make it more accessible as Covid-19 lockdown has ended.
Continue our work on supporting victims and survivors of domestic violence, sexual abuse and illegal harmful traditional practices
Expanding our work into Social Prescribing and Family Support
Planning for The Queen’s Platinum Jubilee Celebration in June 2022 to share with Bedford in A nation monumental Event.
Plan for the return of Bedford African Community Event sometime in August 2022.
Recruitment of volunteers including new Trustees
Making Cauldwell Community Centre our HOME for the next foreseeable future
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ACCM (UK)’s success during this difficult year of 2021 to 2022 operations have been due to its staff and volunteers commitment and passion at what they do with strong support of a team of Trustees.
The Charity managed to keep its 4 paid staff, who have continued to provide support to users during Covid-19 lockdown and through other difficult times until March when lockdown ended. Our volunteer numbers dwindled after we ended delivery of food parcels as majority had to return to work or continue with their retirement plans. Despite this six of them remained and continued to support the Charity volunteering as and when required until lockdown ended in March 2022.
Staff Musings:
Jimena Galeno Administrative Officer
Luz al final del tunel!
Post Corona Virus we are encouraging community life to return to some level of normality, we started delivering face to face English lessons which was slow in developing as many learners were concern as they felt the virus was still much present. We had a few people attending which enable us to continue delivering ESOL. We were encouraged to find some learners were motivated to continue their learning journey with us.
We were honour by the Lord Lieutenant Helen Nellis who kindly accepted our invitation to present certificates to our learners who completed the course. The learners were delighted to have met a high profile dignitary and receive their certificates, I was pleased to see learners having achieved their target and how proud they felt about themselves.
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Bedford being a very multicultural town we were honour to have been invited to join the first Street fare, which took place in the town centre attended by many different community groups. We are pleased that ACCM (UK) as charity is linked with all the diverse community groups of Bedford.
In my position as Administrative Officer I have the privilege of being engaged in all aspects of the charity which make my role vary and interesting, I also get to experience each activity from planning, delivering to completion.
The very competitive funding climate is having an effect on all charities, ACCM (UK) is no exception but we have managed to keep our head above water and looking forward to continuing supporting and empowering our service users.
Our small but dedicated team has survived the difficult times by working together. A big thank you for their committed efforts and mutual support. Thank you to Sarah, Sat, Rehana and volunteers.
Jimena Galeno Administrative Officer
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REHANA KOSAR (Health and inequalities project worker )
REPORT 2021/2022
It has been a great year for me, I have really enjoyed Going back on the ground after covid reaching out to more people in need especially those closed behind the closed doors suffering in silence.
I am really pleased to be working even more closely with Bedfordshire police, helping victim of sexual abuse overcoming trauma, providing support around the clock, working out of hours giving lives hope, giving one to one support, counselling help with hot food parcel and providing legal advice. We are seeing more and more victims from different backgrounds coming forward and reporting abuse which is an achievement in itself.
Through word of mouth, I am getting more and more victims of domestics violence, forced marriage, honour based violence, sexual abuse come forward not only locally but nationally. I am really pleased that I was able to make a difference in those lives that were suffering in silence and had no support.
Health and wellbeing
Thankfully with the covid rules and restrictions easing I was able to organise health and wellbeing group sessions with our service users , having a simple coffee around the table and talking through what's been happening for everyone through this difficult period of time has made a difference to our service users mental wellbeing, talking therapy in a trusted environment really made a positive impact, many were referred for counselling others joined our health and welling sessions and moved forward to our educational classes ( IT and ESOL) which built a lot of confidence and self- steam in them and then were able to find work and live a better life .
Awards
Nominated for the High sheriff award 2021
A huge thank you to everyone that has appreciated my work throughout the years helping and building communities and lives.
I would like to thank everyone that has supported ACCM (UK) especially Bedfordshire Police and Reactivate who helped and supported victims of Domestic Violence.
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Sarah, the Director is a legend, cannot thank her enough for her continuous support and my colleagues Jimena and Sat Paul, who have been amazing, we are a small team, but work really well together making a difference in all communities for a positive change.
Thank you
Rehana Kosar Health and Inequalities Project Worker Look forward to another successful year.
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Sat Paul: Project Worker:
The year has been varied as we address the CORONA virus aftereffects and our service delivery has been very much ‘immediate need driven’ tailored to the meeting the requirements of our service user.
-
Continued supporting the vulnerable services users with food and essential toiletries / personal hygiene deliveries
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Working with NHS and Bedford Borough Public Health Department, we promoted and very successfully delivered a drop-in Vaccine uptake session, particularly targeting the ‘undocumented’ community who otherwise were of the radar.
•
- Continuation of the ESOL programme not only supported attendees in improving their English but also greatly benefited in overcoming mental issues. The sessions have been very valuable in creating social contacts across the diverse communities participating in the programme. The addition of IT to the programme proved popular with all participants
Outreach Work
- Working closely with NHS Bedford Hospital Organ Donation team, ACCM(UK) organised an Organ Donation Information Stand in the town centre, sharing information and encouraging BAME community members to discuss this topic with their family and become organ donors.
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As an annual event, organised Stay Well This Winter event in Kempston, supported by many other service providers we promoted the vaccine uptake to the BAME community alongside general information for the elderly to look after themselves during the winter months. Also raised awareness of support and facilities available.
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Still on the topic of supporting our elderly community, we participated in ‘Aging Well’ annual event organised by Age UK at the Corn Exchange.
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Attempts to organise Diabetes and Diet Awareness programme in Queens Park proved unsuccessful due to reluctance to attend caused by COVID fears. We found not only the public are affected in this way but some service providers also, who will only deliver online programmes, which is not practical for our targeted community.
Having planned a detailed deliver strategy for moving a group of unemployed people towards the employment market, a grant application was submitted to the European Social Enterprise which proved successful. Working closely with DWP JobCentre Plus we recruited more unemployed people to the Steppingstones Project than we targeted for. Addressing their social and personal obstacles the group was then introduced to a personalised programme which will equip them with the skills, confidence, and motivation to secure paid work.
Charity relocation
ACCM (UK)’s relocation to the Cauldwell Community Centre will be demanding as we move and settle down in our new premises whilst continuing to provide all current services and take on additional activities. The short- and medium-term future will be challenging but we also see the opportunities of increasing our service provision base and working with diverse people demographic with specific needs
Sat Paul Project Worker
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Service Users’ Comments — Quotes from ACCM (UK)’s Uses I would just like to say a big I arrived in the UK end of thank you to you and your January for arranged marriage volunteers. This gratitude is and by end of March I had for the kind support your been dumped at ACCM (UK)’s organisation has provided to door. Thank you for your the 3 elderly people support I am now safe in a mentioned below. refuge. =@ My father-in-law is an old fashioned I am a victim of DV Italian and very proud but he has been I was in need and moved by the support he has received ACCM UK helped from ACCM (UK) especially for not and supported me giving pasta with shop made pasta sauce Thank you but with tomato sauce instead. Brilliant and very well thought out to meet his needs
I would like to thank you and your team
Karan said a big thank you as I am particulary sighted and cannot get to the shops
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1. ESOL and IT Sessions
Some of the Learners at ESOL Classes
IT Session
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International Women’s Day March 2022
Refreshments provided by ACCM (UK) and some of the Elderly attending our event in May and July 2022
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ACCM (UK) staff member in the middle with participants at Older People and Community Event
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More information and photos can be found on our website www.accmuk.com
https://twitter.com/ACCMUK
- https://twitter.com/ACCMUK/sta tus/1502253233615646723?s=20&t=qe3_afiv3L8P81l8ZQ1gMw - https://twitter.com/ACCMUK/sta tus/1503330289153724422?s=20&t=qe3_afiv3L8P81l8ZQ1gMw - https://twitter.com/ACCMUK/sta tus/1503059831019687937?s=20&t=qe3_afiv3L8P81l8ZQ1gMw
Or can be requested by contacting us at info@accmuk.com or 01234 356910.
FUNDED AND SUPPORTED BY :
4¥ compass wellbeing
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SCREW. /X
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Queens Park and Cauldwell Ward Councillors
Kempston Town Council
AND MANY MORE
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CCM ACCM(UK) Trustees. Report and Financlal Statements For The Year Ended 31° May 2022
ACCM(UK) Financial Statementfor the Year Ended 31st May 2022 COMPANY INFORMATION DIREORs AND TRUSTEES Bukola Gagar CHAIRPERSON Tarslm Lal Kalyan TREASURER Gurdeep Sanghera SECREfARY REGISTERED OFFICE 3a Woburn Road 1st Floor, Sulte B Bedford MK40 IEG BANKERS Lloyds TSB 88nk plc Hlgh street Bedford MK40 ISB ACCOUNTANTS Egemole & Co Accountants 29 Mansfield Road Sheffield 512 2AE Company Llmlted By Guarantee No. 06584024. Charity Ststus No. 1128904.
ACCM(UK) Financial Statementfor the Year Ended 31st May 2022 INDEX PAGE Directors, and Trustees, Report Accountants, Report Statement of Flnanclal Actlvltles and Income and Expendlture Balance Sheet Prlncipal Accounting Pollcles Notes to the Flnanclal Statement Independent Examinerfs Report
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ACCM{UK) Flnancial Statement for the Year Ended 31st May 2022 sfATEMENTOF FINANcIALAvITIESAND INCOMEAND ENDITuREACc0UNT Not05 Totsl Funts 2022 rotsl FurKts Fund5 Fu$ 2021 Inc51¥ A•8ourt• Actmtles In fvrth*¥n¢• of th• Chrlty5 0tr4ects Gr•rnt R•¢•ivablg F••5 Ind Bank Int•r•5t 32771 lo10 141781 129338 32ni 141781 129338 A•sOurl Éxp8nd•d: Cost oli¢tfvlll•sln fvrth•rarK• OIChrtll•J obl•cts Dlr•ct Ch•rft•ble Exp•ndltyr• 145 116Q8 11751 ia116 M4ni8•m•rf &Admlvdthllon ON1 R•fit and S•ryk•s S414rf•s 6102 8671 7165È 5157 $1227 70567 Tr41ni 167 167 AcwTrt•nOf •nd prtrhmlonil f44$ Voluntmr Expen3•3 Trtr•l &SulJslstenc• Ctsn5ult•rKY Admlnlstrv• Sub5¢riptlon 8onk Ch•r8•1 4121 5206 5178 175 96 740 4917 5575 sij 366 745 97 78 175 Staff MIsc•ll¥n¥ D•pr•tlatlon Tot•1 R•wuY¢•s ExF•nd•d 326 416 67360 105451 101628 N•1 IExp•ndltur•yirK•m• For the Year T¢tsl Funds tstju 2021 .$320 41650 27710 fotsl Funds 31# May 2022 17670 62108 79778
ACCM(UK) Flnancial Ststement for the Year Ended 31st May 2022 8ALANCÉ SHEEfAS AT31STMAY Z022 2022 2021 FIMgdAxrt Curr•nt AM•t¥ B•nkAIc 4504 Cash 81578 744 45248 81578 45248 Credltors.. Amount falllnl du• wlthln onye•r N•tCurmtAMts 7977B 43448 Incom• Fun Unrstrt¢t•d Incom•fiJnth 17670 22990 R•strlct•d Incorn• fund5 62108 Tat•l Fund 79778 The company Is entltled to &xemptknn from •udlt und•r J•ctlon 477 of th• Comynhs kt 26 for th• y•ar iNl•d 31 M•y 2022. The Mmb•rs have na¢ rwulrnd th• to obt•ln in •udh of Its ftn•nclal 5tit•rngnts lor th• ar end•d 31 May 2022 in S•cth)n 476 d th Q¥rnyThl•s Act 2006. Th• dlr•ctors Kknowl•d8• th•lr r4spoNlbllI•s for.. Il Énsurlrrf tt th oomp•ny k••p$ 4c¢ountlr4 r•u)rd3 whth t4)mpfy wth S•¢tlon 386 of th• ComyThl•s A¢t 2006 ind bl Pr•parln8 finanual st•t•m•ntswhl¢h • tnJ• 4nd faIrQWO1 th• stst• of Bff•lrJof th• eompirty as •tth• •nd of e•ch nI•l y••r and of its proftt or kns for94ch fi.na1 year ltt a¢tord4n¢• wf(h tho r•qulremÈnts sq¢tl¢n 396 aA whl¢h oth•rwlx ecfftply wlth th r•quirgmerts of th• Companl•s Art 2006 to fln9roI st•t•mqnts. so lar as •ppll¢abh to th• company. The attounts h•v• been prep•r•d In Ktordnt• wlth eornpanlès wlth th• spKthI of p•rt 15 of th• Cornpnles Art 2CQ6 T•¥t9 MntS subleci t th9 5rnall companles reglrno. Th• flmndal stat*ments were apwo¥•d by the Bowrd of DIreC¥ e•) beh#ll b 03&nd swd +)n its Bukola gar Pay5
ACCM(UK) Financial Statementfor the Year Ended 31st May 2022 PRINCIPAL ACCOLIIffiNG POLiaES Thes9 1nando1 rt¥ternents hwg been prepgred under hkntr)rftal tclst tonv•tttlon and in Krdance wtth appIlb Unitsd Klnedtyn R¢g0rtlry StsrKlards, the Char[t5 Act 1993, and th• Aceoufflin8 •nd R4PQrtlni Chatttle54tgt•mertofR4commend¢d Pr•¢Ot• ISORP 2fX151. Gr•nts Grants In resp•ct of Y•4nu• ltsms •r• wtiry•n off to th• 4TrJ •xp•ndltur• aCCrt In th• p•1¢0 to whkh th•y r•la. Grnnts In Msprft of woJects ar• cr•Jlt•d to a rettrfcted fvnd. •galo$t whl¢h relevant •XP8ndltrJre Is chèryed. Grnnts are not rat¢qvlJ•d •¥ rqcol¥able all condOn5 for rocélpt have k••n m•t. Whr• donor IrnF¢#•d rnStrTr¢0fiS aWyio th Ilmlty of th• r¢l•ted Wr[tur•, a5 o pr•rfondltlon for ifs US•, the irnnt is tr•4t•d ai d•f•rrnd In¢on)• urtil thos• ¥•strfthO ar• mot. Grants Mlitlni to fix•d ass•ts ir• cr•dlt•d to a r•strict•d fund on th• Int4Yfi• ind •XP•hdltur• •ccount frt•m whlth •MJ Jr• rl8as•d to r•v•rYJ• Ov•rt$1rne perlcrtl x th• d•pr•d8tlon of tho r•lev•nt•5s•ts. IXr•th ¢hrflwbh•xp•Nltrl• Thlswlll cornprt8• •ll •xp•ndhur• rnlatlw dlr•¢tlytotr•¢bJ•¢tsdth• th•rlty. M•niyTn•rt ind •drnknlrtTht1¥••xp•ndl1• Thls rnlit•s to •xp•ndttur• IrKJJrr•d on dayto day nn1th• ¢hrlty ihd Th)tdlr•ctly on proJ•cts. T•n8lbl• ftx•d ss•ts •r• st•hd •t tost l•$# dk¥•¢0. 0•pr•cl•0Th ts l¢Ilt•d to wrlt• d¢vm tPrt cort of th• flx•d ws•ts ov•rth•lr•xpKt•d us•ful IS. Th• rnt•s wd •rn •slollow•d:. Flxturns nd Fbttlrys Eqylpm•nt Strnliht UM StrIhl Lln• 15 Fund •¢tourfln• Funds h•ld by ch•rtty ir• •lttrh•r.- Llnr•Stttld fvnds - fvTrJs whth can be In accordanu wlth th• ¢h•r6 tsbl•ctlvg5 it the dbseretlon of tha truste•s. Re5trtcted furJJ-These are furKlsih•t ¢n b• us•d f0rparUvJT restrlct•d purposth1Nth• ¢bJrftt of tho charltv Pa8e 6
ACCM{UK) Notes to the Flnanclal Statement for the Year Ended 31st May 2022 Grants weTO recelv•d from varl¢xts orEanlsatlorts for the paym• of Salar$, cor6ultsncy4 tralnlni ind otr runnlng costs are115ted In 5 to the aCtnt& Th omount rec•fvod In th•y4•rwas ÉIOYOIO Zl N•t l•xp•ndifiir•)lom•forth• y•wr 2022 Th15 Is siatsd 8ft•rchar¥lni:" AccrJntants r4mun•rnt Ibl staff Cwti•Th4 JMblr¥ 5•l•M•s •rd W41 71fj58 No •mploy•• ••m4d mor• thr £f*AfrfJ p•r•nnum12021-nlll. Jl T•}h A¥•i• qulpm•nt Furnltu Totsl
ACCMIUK) Notes to the Financial Statement for the Year Ended 31st May 2022 41 Crqdltors-AmountshMw duèwlthln 2022 Accruals & tr8dt¢rndltors 51 fi•strict•d fundi The IrKomo fvnds of the ¢hathy r¥5trkt•d fvThlsto b• applled fersp•cmc purpose& Yh• detalL% olth• fvnd5 •r• xt out tlow:. Mov•m•nt In 8alnc• B418nc• 01106121 Incnlry Outsdry J1105122 B•dlord Borouih Giun¢ll 22470 22470 Qffic• of P&lc• Crfm•C¢mmiasnqr 15558 15558 B•dford So¥b ne11-Gk 4524 T276 Alkn L•n• FUndon 250 250 Screwnx 4650 4650 Th• PDnac•a Ch•rlt4bl• 95Q) 5752 3748 omp•u UC 45700 4510 41190 SEMLEP 62S8 2957 3281 Solanc• L•by*lrrth Women'# AID aoz 11339 1963 TOYAL iio 62108 Page 8
ACCM(UK) Flnancial Ststement for the Year Ended 31st May 2022 INDEPENDENY EKAMINÉR'S REPORTTOTHETRu¥fEES OFACCM IUKI I report th• attnIS olih• eomwnyforthg ywrendad 31 May 2021, whlthafq 5•t out on pages Ito 8. Aup•dh• rwpMdbllltlMoltNstw Ind •x•mlnw Thq tru$te•s (who ir• r••1 so the dlr•ctors of th• corn¥ for the wrpos•$ of comp•rty l•wl 4r• r•3ponslbl• for th• pr•p•T4tion of th• actount$. Tho INSts¢s that •n audlt ts wt Mqulrnd f4r th15 ygar und xclkjn 43121 of the Charltles Act 1993 lthe 1993 Artl tht èn Independ•nt •x•mln•t1on needed. It Is my r•8pgMlblllty to.. ¥ Exarnlnet vcounts uTrJer sth 43 ofthe 1993Act; • To follow Ihe prOdurS l•ld down In the 8ener•l Dlr•rtkn5 tr4 the Ch•rlty Comm1551on uTrJer sectlon 4317) Ibl th• 1993A¢r.' and tortat• ¥kn•ther partlcul•r m•tt•rs h•v• rom•to my att•r+Won. 811knal Ind•p•nd•nt•x•mlkW'S r•w My •x•mln•tlon w48 carrl•d In •¢¢ord•nc• wlth th• q•n•rnl Olr•rfion$ 8l¥•n by th• Chrfty Commlsslon, An •x•mln•tJon In¢lud•¥ ar• of th• ctauntlrf r•cord5 k•pt th• •Nd • ¢omwr1son of th• •¢c¢unts pr•s•rt•d wlth tho¥ rttords. Irdud•s of •ny unusual It•ms ordTrsdtysur•5 In th• counts, •nd s••kln4 •xplanaOrts from is tnJstses conc•mlw •ry su¢h mfft•rs. Thg procedur•s und•rt•k•n do Pftr4ld• •ll th• •vldor• tlwt wtwld b• r•qulr•d In •n audll Ind ¢or4•qU•rtlv no oplnlon Is 8Iv•n •$ 10 whh•1 th• x¢tyJnts pru•rt • Irue and flr and th•r• wt Is lImd to thom m•tt•rn i•t out th• rt•t•m•nt b•low. Ind•p•Thl•nt •Mmln•r'x#tat•m In conn•cdon wlth myxaMlnk), no m•tt•rhs ¢¢m• tv myttentlDn.' L Whlch gl¥0 rn• rg•xsMbl• uuseto b•lknv•th•t INany mt•dil r•sp•rtthe requlr•m•nts'. • To kmp ie¢ouniinc rncordl In x¢wd•rK• wlth 5•ctloD 386rfth9 Companb•sAct 2W6; and • To pMMr• •ttounts wNch accoydwlththt r•(tsrd$. compWIth th• •¢¢ouhtlw r•qulrements of $•ctlon 396 01 thi Comp•nl•s A¢i 2C(6 and the m•thods Ind prln¢lp1•5 of th• Ar%ount4ni •nd R•pprUni Ch4rld•s-St¥temqnt of R•comm•nd•d Prtllc• ISORP 211051 hav• bg•n meL' or l. To whkh. In my OnIon, rtt•ntknn b• dr•wn In 4yrf•r trt an•8 a prwr urY•rstandlng of th• counts to reached. Jude Eq•mol• D4ted.. 0810812022 gmole & Co Alxountanrs 19 Man5figld Ro•d S12 ZAE Page 9
CCM ACCM(UK) Trustees. Report and Financlal Statements For The Year Ended 31° May 2022
ACCM(UK) Financial Statementfor the Year Ended 31st May 2022 COMPANY INFORMATION DIREORs AND TRUSTEES Bukola Gagar CHAIRPERSON Tarslm Lal Kalyan TREASURER Gurdeep Sanghera SECREfARY REGISTERED OFFICE 3a Woburn Road 1st Floor, Sulte B Bedford MK40 IEG BANKERS Lloyds TSB 88nk plc Hlgh street Bedford MK40 ISB ACCOUNTANTS Egemole & Co Accountants 29 Mansfield Road Sheffield 512 2AE Company Llmlted By Guarantee No. 06584024. Charity Ststus No. 1128904.
ACCM(UK) Financial Statementfor the Year Ended 31st May 2022 INDEX PAGE Directors, and Trustees, Report Accountants, Report Statement of Flnanclal Actlvltles and Income and Expendlture Balance Sheet Prlncipal Accounting Pollcles Notes to the Flnanclal Statement Independent Examinerfs Report
ACCM(UK) Flnanclal Statement for the Year Ended 31st May 2022 DIRÉcfoRS' ANDTRU5TEES' REPORT Th dlr¢rtor5 and trurt0•5 presenttheIrWt •ndth• find81 st4temÈnts forthèy••r•ndod 31st May 2022. Prlnclpal •dlwllh4 1)bJqth The pdnclpal aCt1vb0S and obJe¢ikn of th• ¢rtty aro the r•lkfof pty•rty •nd slcknew advan¢•m•nt of •dut•tltsn, th• w•s•rv•tlon and the protertkn d8ottd arno •thnk mlthprftle5 In EnglaThJ and W81•s and othor parts of th wgrfd. In s•ttlw thes4 objecve$th• tN5tI395 ha¥• InsIdered th• Charlty Commlsslon'& g•Mr•l guld•nc• On publlc bgnefit. The dwrfty l¥ con5titsrted as a comp•ny Ilmlt•d by ffuarant8e and Is th•r•for 8•v•rn•d by Its artld•s of¥%>clO0n. Company •nd ¢h•rlty law r•4ulr• th• tThst•es to pTepai• Iln•nd•l stat•mants for •ach Krountlng perbd whlch qlV• a tru• filr vl•w ¢rf th• stst• ¢)t aff4lr5 91 the ¢h•rfty Ind of th• 11K¢e •nd •xptndlt&th• tnistms •r• r•quhd tD:. S•l•rt sultalA• actannI potlcb•s •ndth•n ikyly thwn c4nslstently. M•k•Judpmwrt8 Ir •Sllm•t•s th•1 •r• r•ison•bl• Ind prud•nt. Prepor• th• flnaneJ•l st•t•m•rrt5 on th• iolry conc•m 5$ unl8J¥ It Is In•pproprfat• to prnsum• th•t th• charttywlll wit1• In I51 Th• dlr•¢tors trust •r• rn$p?b1• ftr k••plry prop•r M¢¢xds whlch dl3¢1os• wh r•asonible a¢tur4ty at 4ny Ilme th• fin•nclal posltton of th• dwrlty to •nibl4 ih•m to •nsur• thtt th• fln•ndil rt•t•m•nts comply wlth the Ch•rtIl•s TY •rn •1so w$ponbI& for th• prnyonon •rxl d•t•ctlon ol frnyd •nd oth•r Irr•11r1t1•I. R•vl•w •fAttt$ Th•trU5tMs' Mvlew of ¥ctIvIt$ Is s*tout In • Mparats drMan¢ R•s•N•s Pollty Th• charity has • rwN•s polky In plac•. P8ge I
ACCMIUK) Financlal Statement for the Year Ended 31st May 2022 OIRECTOAY ANDTRUSTEES, REPORT Summiryol Fkn•fid•l knltlon The Statement of FlnaKial Adivltles shows nèt r•5¢yru5 of £36330 fortha yèar. R•s•N•s •mouftt to £798 ofwhlch £62108 li• In r•strkthdfibnds commthd tosp•dft¢ wrpos•. RlskM•nwrn•nt The tntsstses have 8ssessed th• rnajor r151s to whkh th• thlrlty L% •XFtyJs•d, In paWoJl•r th05e rolatsd to th• tJp•r•tlon5 •nd fin¢45 of th• Injst arJ ar• sats11 that systrtts 4r• In pl•c• to mi#wa ¥xw¥ur• to major rfsks. Dlr•Etorn and TNA••s All dlreetyys of th comp•rty •r• •lsvtnrsteqs of the Th•r• r4 no oth•T trust••s. Alltho trustees rnlJr• at th• forthcomlng Amnual G•nèral TrA•fflJrq tsjt •r• elwNe for re4pWntm•nL The tNstMs may appolnt g•non •¥ • Irwt••tofill • vK•rtyorto •rt4s In •ddltb)nal tnJst••. Thi$ r•port li pr•p•r•d In accord•rK• wlth th sp•¢lil of th8 Cornp•nb•J *<t 2006 r•i•tlni to srnall ¢omp•nl•s. Th• reFQrt of th• dlr•ctors Ind trwt•• w•$ •ppr¢¥•d h th• bo•rd o k•h4Wby:" 4ThJ $lKrnd on Its Chalr Page 2
ACCM(UK) Flnancial Staternentfor the Year Ended 31st May 2022 ACCOUI4TAN15 ftÉPORTTOTHE TRVSTEÈSIMEMBERSOFACCM IUKI Th8followln4 rePrE•S thg text of report pr•pared ortl dlrnLtsTS In resp•rt of the company's •nnual un•ud¥tsd finala1 statarnants, from whkhth*ccwntss•t t0Th p•8es 4t08 hayg been prepAr•d. As d•strfb•d on the lIne+ shtsrt you ar• Tesporolbl• forthe pr•p•raikn ofthe fi¢1•1 ststsments for the y•r end•d 31st M4y 2022 aj s•t(Art¢ pays 4t0 9aThJy¢)u cortsKlerthatth• cornpjny Is •xemptfrom audlt. In 4¢¢ord yourlnstrts4llm, w• ha complw th•s• unaud+t•d fIndlI1 stat•mnts In orderts I55sE vou to fulfll your st•ttory r93pIbIlI•I, from th r4cords INI lrfoTrMtk>n and •xpl•natlons suppll•dto us. 0810812022 E4•m¢l• & CoAciwnt•nts 29 M•nsfb•ld Ao•d Sh•fflgld S12 2AE Pa8e3
ACCM{UK) Flnancial Statement for the Year Ended 31st May 2022 sfATEMENTOF FINANcIALAvITIESAND INCOMEAND ENDITuREACc0UNT Not05 Totsl Funts 2022 rotsl FurKts Fund5 Fu$ 2021 Inc51¥ A•8ourt• Actmtles In fvrth*¥n¢• of th• Chrlty5 0tr4ects Gr•rnt R•¢•ivablg F••5 Ind Bank Int•r•5t 32771 lo10 141781 129338 32ni 141781 129338 A•sOurl Éxp8nd•d: Cost oli¢tfvlll•sln fvrth•rarK• OIChrtll•J obl•cts Dlr•ct Ch•rft•ble Exp•ndltyr• 145 116Q8 11751 ia116 M4ni8•m•rf &Admlvdthllon ON1 R•fit and S•ryk•s S414rf•s 6102 8671 7165È 5157 $1227 70567 Tr41ni 167 167 AcwTrt•nOf •nd prtrhmlonil f44$ Voluntmr Expen3•3 Trtr•l &SulJslstenc• Ctsn5ult•rKY Admlnlstrv• Sub5¢riptlon 8onk Ch•r8•1 4121 5206 5178 175 96 740 4917 5575 sij 366 745 97 78 175 Staff MIsc•ll¥n¥ D•pr•tlatlon Tot•1 R•wuY¢•s ExF•nd•d 326 416 67360 105451 101628 N•1 IExp•ndltur•yirK•m• For the Year T¢tsl Funds tstju 2021 .$320 41650 27710 fotsl Funds 31# May 2022 17670 62108 79778
ACCM(UK) Flnancial Ststement for the Year Ended 31st May 2022 8ALANCÉ SHEEfAS AT31STMAY Z022 2022 2021 FIMgdAxrt Curr•nt AM•t¥ B•nkAIc 4504 Cash 81578 744 45248 81578 45248 Credltors.. Amount falllnl du• wlthln onye•r N•tCurmtAMts 7977B 43448 Incom• Fun Unrstrt¢t•d Incom•fiJnth 17670 22990 R•strlct•d Incorn• fund5 62108 Tat•l Fund 79778 The company Is entltled to &xemptknn from •udlt und•r J•ctlon 477 of th• Comynhs kt 26 for th• y•ar iNl•d 31 M•y 2022. The Mmb•rs have na¢ rwulrnd th• to obt•ln in •udh of Its ftn•nclal 5tit•rngnts lor th• ar end•d 31 May 2022 in S•cth)n 476 d th Q¥rnyThl•s Act 2006. Th• dlr•ctors Kknowl•d8• th•lr r4spoNlbllI•s for.. Il Énsurlrrf tt th oomp•ny k••p$ 4c¢ountlr4 r•u)rd3 whth t4)mpfy wth S•¢tlon 386 of th• ComyThl•s A¢t 2006 ind bl Pr•parln8 finanual st•t•m•ntswhl¢h • tnJ• 4nd faIrQWO1 th• stst• of Bff•lrJof th• eompirty as •tth• •nd of e•ch nI•l y••r and of its proftt or kns for94ch fi.na1 year ltt a¢tord4n¢• wf(h tho r•qulremÈnts sq¢tl¢n 396 aA whl¢h oth•rwlx ecfftply wlth th r•quirgmerts of th• Companl•s Art 2006 to fln9roI st•t•mqnts. so lar as •ppll¢abh to th• company. The attounts h•v• been prep•r•d In Ktordnt• wlth eornpanlès wlth th• spKthI of p•rt 15 of th• Cornpnles Art 2CQ6 T•¥t9 MntS subleci t th9 5rnall companles reglrno. Th• flmndal stat*ments were apwo¥•d by the Bowrd of DIreC¥ e•) beh#ll b 03&nd swd +)n its Bukola gar Pay5
ACCM(UK) Financial Statementfor the Year Ended 31st May 2022 PRINCIPAL ACCOLIIffiNG POLiaES Thes9 1nando1 rt¥ternents hwg been prepgred under hkntr)rftal tclst tonv•tttlon and in Krdance wtth appIlb Unitsd Klnedtyn R¢g0rtlry StsrKlards, the Char[t5 Act 1993, and th• Aceoufflin8 •nd R4PQrtlni Chatttle54tgt•mertofR4commend¢d Pr•¢Ot• ISORP 2fX151. Gr•nts Grants In resp•ct of Y•4nu• ltsms •r• wtiry•n off to th• 4TrJ •xp•ndltur• aCCrt In th• p•1¢0 to whkh th•y r•la. Grnnts In Msprft of woJects ar• cr•Jlt•d to a rettrfcted fvnd. •galo$t whl¢h relevant •XP8ndltrJre Is chèryed. Grnnts are not rat¢qvlJ•d •¥ rqcol¥able all condOn5 for rocélpt have k••n m•t. Whr• donor IrnF¢#•d rnStrTr¢0fiS aWyio th Ilmlty of th• r¢l•ted Wr[tur•, a5 o pr•rfondltlon for ifs US•, the irnnt is tr•4t•d ai d•f•rrnd In¢on)• urtil thos• ¥•strfthO ar• mot. Grants Mlitlni to fix•d ass•ts ir• cr•dlt•d to a r•strict•d fund on th• Int4Yfi• ind •XP•hdltur• •ccount frt•m whlth •MJ Jr• rl8as•d to r•v•rYJ• Ov•rt$1rne perlcrtl x th• d•pr•d8tlon of tho r•lev•nt•5s•ts. IXr•th ¢hrflwbh•xp•Nltrl• Thlswlll cornprt8• •ll •xp•ndhur• rnlatlw dlr•¢tlytotr•¢bJ•¢tsdth• th•rlty. M•niyTn•rt ind •drnknlrtTht1¥••xp•ndl1• Thls rnlit•s to •xp•ndttur• IrKJJrr•d on dayto day nn1th• ¢hrlty ihd Th)tdlr•ctly on proJ•cts. T•n8lbl• ftx•d ss•ts •r• st•hd •t tost l•$# dk¥•¢0. 0•pr•cl•0Th ts l¢Ilt•d to wrlt• d¢vm tPrt cort of th• flx•d ws•ts ov•rth•lr•xpKt•d us•ful IS. Th• rnt•s wd •rn •slollow•d:. Flxturns nd Fbttlrys Eqylpm•nt Strnliht UM StrIhl Lln• 15 Fund •¢tourfln• Funds h•ld by ch•rtty ir• •lttrh•r.- Llnr•Stttld fvnds - fvTrJs whth can be In accordanu wlth th• ¢h•r6 tsbl•ctlvg5 it the dbseretlon of tha truste•s. Re5trtcted furJJ-These are furKlsih•t ¢n b• us•d f0rparUvJT restrlct•d purposth1Nth• ¢bJrftt of tho charltv Pa8e 6
ACCM{UK) Notes to the Flnanclal Statement for the Year Ended 31st May 2022 Grants weTO recelv•d from varl¢xts orEanlsatlorts for the paym• of Salar$, cor6ultsncy4 tralnlni ind otr runnlng costs are115ted In 5 to the aCtnt& Th omount rec•fvod In th•y4•rwas ÉIOYOIO Zl N•t l•xp•ndifiir•)lom•forth• y•wr 2022 Th15 Is siatsd 8ft•rchar¥lni:" AccrJntants r4mun•rnt Ibl staff Cwti•Th4 JMblr¥ 5•l•M•s •rd W41 71fj58 No •mploy•• ••m4d mor• thr £f*AfrfJ p•r•nnum12021-nlll. Jl T•}h A¥•i• qulpm•nt Furnltu Totsl
ACCMIUK) Notes to the Financial Statement for the Year Ended 31st May 2022 41 Crqdltors-AmountshMw duèwlthln 2022 Accruals & tr8dt¢rndltors 51 fi•strict•d fundi The IrKomo fvnds of the ¢hathy r¥5trkt•d fvThlsto b• applled fersp•cmc purpose& Yh• detalL% olth• fvnd5 •r• xt out tlow:. Mov•m•nt In 8alnc• B418nc• 01106121 Incnlry Outsdry J1105122 B•dlord Borouih Giun¢ll 22470 22470 Qffic• of P&lc• Crfm•C¢mmiasnqr 15558 15558 B•dford So¥b ne11-Gk 4524 T276 Alkn L•n• FUndon 250 250 Screwnx 4650 4650 Th• PDnac•a Ch•rlt4bl• 95Q) 5752 3748 omp•u UC 45700 4510 41190 SEMLEP 62S8 2957 3281 Solanc• L•by*lrrth Women'# AID aoz 11339 1963 TOYAL iio 62108 Page 8
ACCM(UK) Flnancial Ststement for the Year Ended 31st May 2022 INDEPENDENY EKAMINÉR'S REPORTTOTHETRu¥fEES OFACCM IUKI I report th• attnIS olih• eomwnyforthg ywrendad 31 May 2021, whlthafq 5•t out on pages Ito 8. Aup•dh• rwpMdbllltlMoltNstw Ind •x•mlnw Thq tru$te•s (who ir• r••1 so the dlr•ctors of th• corn¥ for the wrpos•$ of comp•rty l•wl 4r• r•3ponslbl• for th• pr•p•T4tion of th• actount$. Tho INSts¢s that •n audlt ts wt Mqulrnd f4r th15 ygar und xclkjn 43121 of the Charltles Act 1993 lthe 1993 Artl tht èn Independ•nt •x•mln•t1on needed. It Is my r•8pgMlblllty to.. ¥ Exarnlnet vcounts uTrJer sth 43 ofthe 1993Act; • To follow Ihe prOdurS l•ld down In the 8ener•l Dlr•rtkn5 tr4 the Ch•rlty Comm1551on uTrJer sectlon 4317) Ibl th• 1993A¢r.' and tortat• ¥kn•ther partlcul•r m•tt•rs h•v• rom•to my att•r+Won. 811knal Ind•p•nd•nt•x•mlkW'S r•w My •x•mln•tlon w48 carrl•d In •¢¢ord•nc• wlth th• q•n•rnl Olr•rfion$ 8l¥•n by th• Chrfty Commlsslon, An •x•mln•tJon In¢lud•¥ ar• of th• ctauntlrf r•cord5 k•pt th• •Nd • ¢omwr1son of th• •¢c¢unts pr•s•rt•d wlth tho¥ rttords. Irdud•s of •ny unusual It•ms ordTrsdtysur•5 In th• counts, •nd s••kln4 •xplanaOrts from is tnJstses conc•mlw •ry su¢h mfft•rs. Thg procedur•s und•rt•k•n do Pftr4ld• •ll th• •vldor• tlwt wtwld b• r•qulr•d In •n audll Ind ¢or4•qU•rtlv no oplnlon Is 8Iv•n •$ 10 whh•1 th• x¢tyJnts pru•rt • Irue and flr and th•r• wt Is lImd to thom m•tt•rn i•t out th• rt•t•m•nt b•low. Ind•p•Thl•nt •Mmln•r'x#tat•m In conn•cdon wlth myxaMlnk), no m•tt•rhs ¢¢m• tv myttentlDn.' L Whlch gl¥0 rn• rg•xsMbl• uuseto b•lknv•th•t INany mt•dil r•sp•rtthe requlr•m•nts'. • To kmp ie¢ouniinc rncordl In x¢wd•rK• wlth 5•ctloD 386rfth9 Companb•sAct 2W6; and • To pMMr• •ttounts wNch accoydwlththt r•(tsrd$. compWIth th• •¢¢ouhtlw r•qulrements of $•ctlon 396 01 thi Comp•nl•s A¢i 2C(6 and the m•thods Ind prln¢lp1•5 of th• Ar%ount4ni •nd R•pprUni Ch4rld•s-St¥temqnt of R•comm•nd•d Prtllc• ISORP 211051 hav• bg•n meL' or l. To whkh. In my OnIon, rtt•ntknn b• dr•wn In 4yrf•r trt an•8 a prwr urY•rstandlng of th• counts to reached. Jude Eq•mol• D4ted.. 0810812022 gmole & Co Alxountanrs 19 Man5figld Ro•d S12 ZAE Page 9