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2023-12-31-accounts

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

REGISTERED COMPANY NUMBER: 06840703 (England and Wales) REGISTERED CHARITY NUMBER: 1128867

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED (A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

Sugarwhite Meyer Accountants Ltd Chartered Accountants & Statutory Auditor First Floor 94 Stamford Hill London N16 6XS

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 4
Report of the Independent Auditors 5 to 8
Statement of Financial Activities 9
Balance Sheet 10
Notes to the Financial Statements 11 to 18

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 DECEMBER 2023

TRUSTEES

Mr S M Itzinger Mrs E Itzinger Mr A J Eder Mr A Freudenberger Mr A Jakobowitch

COMPANY SECRETARY

REGISTERED OFFICE

Mr S M Itzinger 43 Bridge Lane London NW11 0ED

REGISTERED COMPANY 06840703 (England and Wales) NUMBER

REGISTERED CHARITY 1128867 NUMBER

AUDITORS Sugarwhite Meyer Accountants Ltd Chartered Accountants & Statutory Auditor First Floor 94 Stamford Hill London N16 6XS

BANKERS Lloyds Bank plc 25 Gresham Street London EC2V 7HN

Page 1

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2023

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Reference and administrative information

Reference and administrative information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objectives and aims for public benefit

The objects of the charity are:-

The trustees have considered the Charity Commission's general guidance on public benefit.

Grantmaking policy

In general the trustees select the institutions to be supported according to their personal knowledge of work of the institution. However, they are always prepared to accept any application which will be carefully considered and help given according to circumstances and funds then available. Applications by individuals must be accompanied by a letter of recommendation by the applicant's minister or other known religious leader.

ACHIEVEMENT AND PERFORMANCE

Review of activities and achievements

The charity derives its income from property investment. During the year the charity continued its philanthropic activities and has maintained its support of organisations engaging in education, advancement of religion, and the relief of poverty. Individuals were also aided. The trustees are pleased with the results for the year. Income increased by over 12% and grantmaking decreased in the year, resulting in a deficit on income and expenditure of £312,458 (2022: deficit £375,736). The charity made a gain on disposal of property of £75,231 (see Related Party Note 17). The surplus of £461,071is as a result of a revaluation of investment property.

FINANCIAL REVIEW

Financial position

The Statement of Financial Activities shows a surplus for the year of £461,071 (2022: deficit £375,736) and total reserves of £2,808,717 (2022: £2,347,646).

Investment policy

Under the memorandum and articles of association, the charity has the power to make any investment, which the trustees see fit. The trustees regularly review the charity's position and needs in respect of the investment policy.

Reserves policy

The trustees do not seek to maintain reserves, other than to ensure that they can continue the activities of the charity. Reserves at the year end were £2,808,717 (2022: £2,347,646).

FUTURE PLANS

The trustees anticipate that the charity will continue on a similar basis in the foreseeable future subject to satisfactory income and there are no plans for any major changes.

Page 2

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2023

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is constituted as a limited company and is governed by its Memorandum and Articles of Association dated 9 March 2009 as amended by special resolution dated 2 May 2017.

Organisational structure

The power to appoint new trustees is vested in the current board. It is not the intention of the trustees to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk review

The trustees have reviewed the risks to which the charity is exposed and confirm that they have established systems to mitigate them.

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The trustees (who are also the directors of Moishe And Esther Itzinger Foundation Limited for the purposes of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) including Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland".

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

In so far as the trustees are aware:

AUDITORS

The auditors, Sugarwhite Meyer Accountants Ltd, will be proposed for re-appointment at the forthcoming Annual General Meeting.

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Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2023

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 26 September 2024 and signed on its behalf by:

[ltmingur] [s Mr S M Itzinger - Trustee Signed15A4AE5B9DCC4/F...[M] by:

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Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

Opinion

We have audited the financial statements of Moishe And Esther Itzinger Foundation Limited (the 'charitable company') for the year ended 31 December 2023 which comprise the Statement of Financial Activities, the Balance Sheet and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'.

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

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Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Report of the Trustees.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Statement of Trustees' Responsibilities, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Page 6

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

Our responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

In performing an audit, we exercise professional judgment and maintain professional scepticism throughout the audit.

We also identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. The risk of not detecting a material misstatement resulting from fraud is higher than one for one resulting from error, as fraud may involve collusion, forgery, intentional omissions misrepresentation or override of internal control.

We obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of charity's internal control.

We evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements

We concluded whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about charity's ability to continue as a going concern for a reasonable period of time.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control related matters that we identified during the audit.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors.

Page 7

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

Use of our report

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company's members as a body, for our audit work, for this report, or for the opinions we have formed.

Emanuel Meyer FCA BSc (Senior Statutory Auditor) for and on behalf of Sugarwhite Meyer Accountants Ltd Chartered Accountants & Statutory Auditor First Floor 94 Stamford Hill London N16 6XS

26 September 2024

Page 8

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2023

Notes
INCOME AND ENDOWMENTS FROM
Investment income
2
EXPENDITURE ON
Raising funds
3
Charitable activities
4
Grantmaking
Support Costs
Total
Net gains on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2023
Unrestricted
funds
£
349,745
205,709
450,180
6,314
662,203
773,529
461,071
2,347,646
2,808,717
2022
Total
funds
£
310,815
152,709
527,470
6,372
686,551
-
(375,736)
2,723,382
2,347,646

The notes form part of these financial statements

Page 9

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED (REGISTERED NUMBER: 06840703)

BALANCE SHEET 31 DECEMBER 2023

2023 2022
Total Total
funds funds
Notes £ £
FIXED ASSETS
Investment property 10 4,773,502 5,531,448
CURRENT ASSETS
Debtors 11 4,826 6,400
Cash at bank 44,150 75,235
48,976 81,635
CREDITORS
Amounts falling due within one year 12 (1,994,715) (1,457,010)
NET CURRENT ASSETS (1,945,739) (1,375,375)
TOTAL ASSETS LESS CURRENT
LIABILITIES 2,827,763 4,156,073
CREDITORS
Amounts falling due after more than one
year 13 (19,046) (1,808,427)
NET ASSETS 2,808,717 2,347,646
FUNDS 16
Unrestricted funds:
General fund 1,160,419 1,397,646
Fair value reserve 1,648,298 950,000
2,808,717 2,347,646
TOTAL FUNDS 2,808,717 2,347,646

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 26 September 2024 and were signed on its behalf by:

Mr S M Itzinger - Trustee

The notes form part of these financial statements

Page 10

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

Critical accounting judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Raising funds comprise the costs incurred by the charitable company in inducing third parties to make voluntary contributions to it, as well as the cost of any activities with a fundraising purpose.

Grants made are only recognised in the accounts when paid.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Investment property

Investment property, which is property held to earn rentals and/or for capital appreciation, is initially recorded at cost, which includes purchase price and any directly attributable expenditure.

Investment property is revalued to its fair value at each reporting date and any changes in fair value are recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Going concern

There are no material uncertainties about the charity's ability to continue.

Page 11

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

2. INVESTMENT INCOME

INVESTMENT INCOME
Rental Income
Ground rent & Service charges
Interest receivable
2023
2022
Unrestricted
Total
funds
funds
£
£
330,802
301,954
3,943
8,861
15,000
-
349,745
310,815
310,815

3. RAISING FUNDS

Investment management costs

2023
Unrestricted
funds
£
Management and letting fees
26,061
Rent and rates
3,750
Repairs and maintenance
29,611
Light and heat
3,193
Insurance
6,043
Legal and professional fees
7,095
Interest payable and similar charges
129,956
205,709
2022
Total
funds
£
24,231
5,571
23,529
4,115
9,733
12,772
72,758
152,709

4. CHARITABLE ACTIVITIES COSTS

Grantmaking
Support Costs
Grant
funding of
activities
(see note
5)
£
450,180
-
450,180
Support
costs (see
note 6)
£
-
6,314
6,314
Totals
£
450,180
6,314
456,494

Page 12

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

5. GRANTS PAYABLE

GRANTS PAYABLE
Grantmaking
The total grants paid to institutions during the year was as
follows:
Religious education
Relief of poverty
Advancement of religion
Medical
Social Welfare
Recipients of institutional grants:
2023
£
450,180
2023
£
160,600
87,600
165,180
1,000
10,000
424,380
£
43,000
40,000
36,000
30,000
26,000
25,000
25,000
20,000
20,000
18,000
18,000
12,000
10,000
10,000
10,000
10,000
10,000
10,000
51,380
424,380
2023
£
25,800
2022
£
527,470
2022
£
106,000
74,750
288,610
36,360
6,000
511,720
2022
£
15,750
Pesach Project (Chesed Charity Trust)
CMZ Ltd
Viznitz Institutions
Live and Learn
Chasdei Sholom Trust
Kollel Viznitz London
RIAF
College for Higher Rabbinical Studies
Sharei Sholom Tchabe
Friends of Wiznitz
Friends of Yeshiva
The ABC Trust
Ben Amram
Chevras Mo'oz Ladol
Ezer Leyoldos
Rise and Shine
Start Upright
Steps Ahead Ltd
Grants below £10,000
The total grants paid to individuals during the year was as
follows:
Relief of poverty

Page 13

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

6. SUPPORT COSTS

SUPPORT COSTS
Governance
Management Finance costs Totals
£ £ £ £
Support Costs 751 249 5,314 6,314
Support costs, included in the above, are as follows:
2023 2022
Support Total
Costs activities
£ £
Telephone 751 646
Bank charges 249 289
Auditors' remuneration 1,650 1,465
Auditors' remuneration for non audit
work 2,310 2,015
General expenses 354 157
Legal and professional fees 1,000 1,800
6,314 6,372

7. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):
2023 2022
£ £
Auditors' remuneration 1,650 1,465
Auditors' remuneration for non audit work 2,310 2,015

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2023 nor for the year ended 31 December 2022.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2023 nor for the year ended 31 December 2022.

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Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

9. AVERAGE STAFF NUMBERS

The average number of staff in the year was Nil (2022 - Nil).

10. INVESTMENT PROPERTY

£

FAIR VALUE
At 1 January 2023
Disposals
Revaluation
At 31 December 2023
NET BOOK VALUE
At 31 December 2023
At 31 December 2022
5,531,448
(1,456,244)
698,298
4,773,502
4,773,502
5,531,448

The fair value of the investment properties has been arrived at on the basis of a valuation carried out by the trustees who have the experience and expertise required to undertake such an exercise. The valuation was made on an open market value basis by reference to market evidence of transaction prices for similar properties in the same location.

11. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other debtors
Prepayments and accrued income
12.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 14)
Trade creditors
Other creditors
Accruals and deferred income
2023
£
42
4,784
4,826
2023
£
1,794,635
3,036
193,084
3,960
1,994,715
2022
£
-
6,400
6,400
2022
£
51,593
3,493
1,398,444
3,480
2022
£
-
6,400
6,400
1,457,010

Page 15

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

13. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR THAN ONE YEAR
2023 2022
£ £
Bank loans (see note 14) 19,046 1,808,427
14. LOANS
An analysis of the maturity of loans is given below:
2023 2022
£ £
Amounts falling due within one year on demand:
Bank loans 1,794,635 51,593
Amounts falling due between two and five years:
Bank loans - 2-5 years 19,046 1,471,532
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by installments - 336,895
15. SECURED DEBTS
The following secured debts are included within creditors:
2023 2022
£ £
Bank loans 1,813,681 1,860,020
The bank loans are secured by legal charges over certain of the charitable company's investment
properties.
16. MOVEMENT IN FUNDS
Net
movement At
At 1.1.23 in funds 31.12.23
£ £ £
Unrestricted funds
General fund 1,397,646 (237,227) 1,160,419
Fair value reserve 950,000 698,298 1,648,298
2,347,646 461,071 2,808,717
TOTAL FUNDS 2,347,646 461,071 2,808,717

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Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

16. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Fair value reserve
TOTAL FUNDS
Incoming
Resources
resources
expended
£
£
349,745
(662,203)
-
-
349,745
(662,203)
349,745
(662,203)
Gains and
Movement
losses
in funds
£
£
75,231
(237,227)
698,298
698,298
773,529
461,071
773,529
461,071

Comparatives for movement in funds

Unrestricted funds
General fund
Fair value reserve
TOTAL FUNDS
At 1.1.22
£
1,773,382
950,000
2,723,382
2,723,382
Net
movement
in funds
£
(375,736)
-
(375,736)
(375,736)
At
31.12.22
£
1,397,646
950,000
2,347,646
2,347,646

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
Resources
Movement
resources
expended
in funds
£
£
£
310,815
(686,551)
(375,736)
310,815
(686,551)
(375,736)

Page 17

Docusign Envelope ID: AF676E4D-B1D7-41EE-8E76-7FC355BFC85F

MOISHE AND ESTHER ITZINGER FOUNDATION LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

16. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Fair value reserve
TOTAL FUNDS
At 1.1.22
£
1,773,382
950,000
2,723,382
2,723,382
Net
movement
in funds
£
(612,963)
698,298
85,335
85,335
At
31.12.23
£
1,160,419
1,648,298
2,808,717
2,808,717

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
General fund 660,560 (1,348,754) 75,231 (612,963)
Fair value reserve - - 698,298 698,298
660,560 (1,348,754) 773,529 85,335
TOTAL FUNDS 660,560 (1,348,754) 773,529 85,335

17. RELATED PARTY DISCLOSURES

Other debtors (note 11) represents amounts due from a related company under control.

Included in other creditors (note 12) are amounts totalling £169,236 (2022: £1,373,845) due to related companies under common control.

The charity sold a property to Hadley Developments Ltd, where one director is a close relative of one of the Trustees, after receiving Charity Commission clearance to do so.

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