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2024-12-31-accounts

Annual Report and Financial Statements

of the Parochial Church Council for the year end 31 December 2024

Incumbent

The Revd Clare Hayns (from April 2024) The Rectory, Mill Lane, OX4 4EJ

Bank

Lloyds Bank, Keen House, Anton Mill Road, Andover SP10 2NQ

Independent Examiner

Mr John McLintock, 12 Mill Lane, Iffley, Oxford, OX4 4EJ

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TRUSTEES’ REPORT

2024 Report and Accounts for the Parochial Church Council of

St Mary the Virgin Iffley

Table of Contents

Aims and Purposes............................................................................................................3 Objectives and Activities...................................................................................................3 Safeguarding...................................................................................................................... 3 Achievements and Performance..............................................................................4 Worship...............................................................................................................................4 Volunteers...........................................................................................................................4 Mission and Evangelism................................................................................................... 5 Pastoral Care......................................................................................................................5 Deanery Synod...................................................................................................................5 Ecumenical Relationships.................................................................................................6 Charities Activity................................................................................................................6 Buildings and Fabric..........................................................................................................6 The Parish Hall................................................................................................................... 6 Other....................................................................................................................................7 Financial Review........................................................................................................7 Reserves Policy..................................................................................................................7 Structure, governance and management........................................................................ 8 Administrative Information............................................................................................... 8

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Aims and Purposes

The Parochial Church Council (PCC) has responsibility with the incumbent, the Reverend Clare Hayns (from 25 April 2024), for promoting the ecclesiastical parish, which covers Iffley, Rose Hill and Donnington, and the whole mission of the Church, pastoral, evangelistic, social and ecumenical. In addition to the maintenance of the church and its churchyard, the PCC is also responsible for the Iffley Parish Hall and the management and maintenance of Church House, Rose Hill.

Objectives and Activities

The PCC maintains an overview of worship throughout the parish. In addition to encouraging and supporting its regular worshipping community on their Christian journey through ensuring that a regular pattern of worship is maintained, the PCC is committed to enabling and encouraging as many people as possible to worship at our church and to become part of our parish community at St Mary the Virgin.

When planning our activities over the year, the incumbent and the PCC have considered the Commission’s guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion. We therefore seek to enable ordinary people to live out their faith as part of our parish community through:

The PCC is also responsible for the maintenance of the fabric of an outstanding Norman church and, through its active and varied Living Stones programme, promotes knowledge and appreciation of all aspects of the church’s heritage. Although Oxford City Council has ultimate responsibility for the churchyard’s maintenance because it is closed to new burials, the PCC effectively also carries out most of the day to day maintenance of it and leads on the development of plans relating to it. The PCC is also responsible for the Church Hall, itself a Grade II listed building and an important facility which is well used by the wider local community and private hirers as well as for church purposes. It is also responsible for the maintenance of Church House on Rose Hill, originally built to accommodate clergy or church workers but currently let until December 2025 to private tenants.

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Safeguarding

We take safeguarding very seriously at St Mary’s and are committed to safeguarding children, young people and vulnerable adults to worship and grow in Christ safely. Our Parish Safeguarding Officer ensures all our volunteers have the requisite training and DBS certificates are up to date. Safeguarding is on the agenda of every PCC, Ministry Team and Standing Committee agenda. During the vacancy (May 2023-May 2024) the Parish Safeguarding Officer (PSO) worked with the support of the lay pastoral assistant in assessing, recognising and managing risk. Since the arrival of the new vicar consultations between her and PSO have been regular and mutually supportive. Prevention of harm was, as always, at the forefront of our endeavours. The PSO updated her Safer Recruitment training.

Achievements and Performance

Worship

After an eleven months’ vacancy during which the Assistant Clergy, with support from other clergy in the deanery and diocese and the authorised lay preachers ensured that the regular pattern of worship was largely maintained, we were very pleased to welcome the Reverend Clare Hayns as the new Vicar of Iffley, Rose Hill and Donnington at the end of April 2024.

During the course of 2024 at least 3 services were held each week in the church, with additional services for major festivals. In addition, there were 5 marriages, 8 funerals and 6 interments of ashes, 14 baptisms, as well as home communion for those unable to attend services in church. The principal attendance continued to be at the 10.00 am service on Sundays with numbers attending the regular Sunday services slightly up on the last year. The introduction from November of a monthly Eventide service attracted some new, including younger, worshippers.

Our ministry towards children and young people is important to our mission as a church family, and our Sunday ‘Fish and Chip Club’ met weekly in term time, with a small, but faithful, attendance. Towards the end of the year a team was being gathered, alongside Rose Hill Methodist Church, to start a new family focussed ‘Messy Church’, which begins in January 2025.

Easter and Christmas services were all well attended, with particularly high numbers coming to the family Crib Service on Christmas Eve.

Music continued to be an important part of our weekly worship and St Mary’s Choir sang at the monthly choral evensong, with Christ Church College Choir at the vicar’s induction, and at special services to mark the major Christian festivals and Remembrance Sunday. There was also less formal singing at the monthly Taizé services and at the new Eventide services.

A silent retreat took place at St Mary’s Wantage in April.

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Volunteers

The PCC would like to thank the Assistant Clergy, Lay Preachers, and all the many volunteers who have contributed in so many different ways to the life of our church community during the course of the year.

Mission and Evangelism

We have been pleased to welcome a number of new members to our congregation in the course of 2024 but, while some 39 of the 132 people on the electoral roll at the end of 2024 live outside the parish, the Rose Hill and Donnington areas of the parish are currently under-represented in our worshipping community. The PCC is keen to address this and we have been considering with our new incumbent how we can more effectively engage with people living in these areas, particularly children, young people, and families.

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We are also aware of the importance of our online presence in mission and evangelism and in 2024 we commissioned a designer to rebrand both our logo and our website. Our logo now includes ‘Iffley, Rose Hill and Donnington’, rather than just Iffley as before. Our new website went ‘live’ in October and is modern, welcoming and easy to navigate. We have 151 subscribers to the website who receive sermons and other announcements.

As part of its outreach to the wider community we hosted the play ‘Beloved Son’ by Henri Nouwen which attracted an audition of 80 people. We also held a ‘Beer and Carols’ evening was held in the Prince of Wales Pub, which attracted many who do not normally attend services. A carol service was held in the Sanctuary Care Residential Home and plans are in place to continue this four times a year.

There are several prayer and study groups which meet regularly, either in homes or in the church hall. These include bible study groups, a Julian Prayer group, and a poetry group. These provide opportunities for deeper reflection and prayer, and for pastoral support.

Pastoral Care

The small dedicated team of lay, as well as ordained clergy, continued to provide ongoing pastoral care to members of the congregation who are unable to attend church. This group leads the regular service in the local Care Home, visits people in homes and hospitals, and coordinates support for those who need Home Communion.

Deanery Synod

The Deanery Synod assists the various parishes within the Deanery to work together and, most importantly, allocates the annual deanery share, which is levied by the Diocese of Oxford, between the parishes. We have representatives from the PCC who attend this, and who feed back any relevant information.

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Ecumenical Relationships

St Mary’s continued to work in close partnership with the Rose Hill Methodist Church to run the Community Cupboard (Foodbank) each Wednesday where those attending are offered a hot meal and friendly support as well as food to take away. Many members of the St Mary’s congregation again celebrated that partnership by attending a joint service at the Methodist Church at the start of the week of prayer for Christian unity. St Mary’s also worked with the Methodist church on the development of plans to start a joint Messy Church in 2025.

Charities Activity

The PCC continued to support local charities through grants from its operating budget. The Church also raised a further £17,289 for Christian Aid, for Ripple Effect’s work in Kenya through its harvest appeal, for the Porch (a homeless charity in Oxford) through its Christmas Appeal, and for Community Cupboard with its monthly coffee collections and other fund-raising, and the Church of England’s Children’s Society with its Christingle service on Christmas Eve.

Buildings and Fabric

As part of the preparation for the arrival of the new incumbent, the Parish Office was relocated from the Rectory to the Vestry Building and permission obtained from the Landmark Trust for access to additional storage.

The PCC also oversaw the development of plans to address key recommendations from the 2023 Quinquennial Inspection.

Plans for the first phase of the enhancement of the churchyard were revised following the removal in February of the ancient box hedge at the west end of the churchyard. Financial support from the Gladiator Trust and from the University of Oxford’s Van Houten Fund as well as from individual donors was secured towards the implementation of this first phase.

As the current area for the interment of ashes in the churchyard is now nearly full, a low hedge was planted to mark out the boundaries of the proposed (subject to obtaining the necessary permissions) enlarged area.

Repairs to address the subsidence that had been the subject of investigation and monitored at Church House since October 2022 were completed satisfactorily. Church House also received a licence from the City Council.

The Parish Hall

The parish hall continued to be very well used and total income from the Hall amounted to nearly £34,400, its highest level yet. More than 81% of Hall income is from regular hirers and there has been considerable concern about the impact that the introduction of a Controlled Parking Zone throughout Iffley in early 2025 will have

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on Hall income and its financial viability. The usual programme of maintenance took place during the August closed period.

Other

The PCC led a successful campaign, including organising and presenting a petition to the Council, seeking adjustments to the parking restrictions in the vicinity of the church and church hall when Iffley becomes a Controlled Parking Zone.

The Archdeacon conducted a visitation of the parish in September 2024.

Financial Review

Overall, the church incurred a deficit of £3,600 in 2024 after provision for the expenditure that will be incurred from a restricted grant and donation received in 2024. This was slightly better than had been anticipated in the budget and was in part due to a welcome increase of over £10,000 in donations received through the Parish Giving Scheme (£68,200). Along with other unrestricted donations (£21,900) and the gift aid recovered on unrestricted donations (£17,100), unrestricted donations accounted for £107,200 of our income. But under the formula operated in the Cowley Deanery, our Parish Share amounted to some £64,500 and other church operating expenses, which included the c £8,000 cost of the parish office relocation, amounted to come £89,100, so that ordinary church activities incurred a substantial deficit of some £20,800 in 2024. This was partially offset by the surpluses from Church Hall (£7,600) and Church House (£9,500) but the losses on church operations are unsustainable, particularly if Church House were again to be used to accommodate a curate or churchworker in which case Church House would result in net costs as it would lose the rent income and bear the costs of Council Tax and other maintenance.

Reserves Policy

The PCC policy is to maintain reserves to cover 6 months of its ordinary operating costs (£69,000 in 2025) and to create sufficient funds to cover the costs of major building work or repairs on the Church (£10,000 p.a.), the Parish Hall (£5,000 p.a), and Church House (£2,000 p.a.). These funds and cash for which there is no immediate requirement are invested with CCLA Investment Management Ltd. where overall investment funds amounted to £250,300 at 31 December 2025.

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Structure, governance and management

The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure.

The method of appointment of PCC members is set out in the Church Representation Rules. At St Mary’s the membership of the PCC consists of the incumbent (our vicar), members (including our representatives at deanery synod) elected by the 132 members of the congregation who are on the electoral roll of the church, and co-opted members with a specific responsibility or filling casual vacancies that may occur in year.

The PCC members are responsible for making decisions on all matters of general concern and importance in the parish including deciding how the funds of the PCC are to be spent. New members receive initial training into the workings of the PCC. We hold a Safeguarding Training session once a year led by our PSO.

The full PCC met six times during the year with an average level of attendance of 78%. Given its wide responsibilities, the PCC has a number of committees, comprising members of the PCC and, in some cases, other members of the congregation and local community, each dealing with a different aspect of parish life. These include the Standing, Finance, Hall, Fabric, and Charities Committees which report regularly to the PCC. There are also a number of other more informal groups, Living Stones, Music in Worship, the bellringers and other ad hoc groups formed to take on particular projects or responsibilities which also report to the PCC as required.

Administrative Information

St Mary’s Church is situated in Iffley, Oxford and is part of the Diocese of Oxford within the Church of England. The PCC’s correspondence address is: Church Office, Vestry Building, St Mary’s Church, Church Way, Oxford, OX4 4EG. The PCC is a body corporate (PCC Powers Measure 1956, Church Representation Rules 2011) and a charity registered with the Charity Commission (Registration number 1128523) .

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PCC members who have served at any time from 1[st] January 2024 until the date this report was approved are:

Ex officio
members
Incumbent: The Reverend Clare Hayns (Chair) from 25 April
2024
Churchwardens: Mr William Alden (also elected member on
DeanerySynod)
from May
2024
Dr Sarah Beaver
Mr Thomas Leach to May 2024
Elected
members:
Ms Elizabeth Harre (elected member on Deanery Synod)
Mrs Anne Wagner (elected member on Deanery Synod)
Mrs Margaret Wilson
Mrs Jane McBain
Mr Alexander Marshall (Treasurer)
Mrs Deborah Burrows
Mrs Alice Lawhead
Mr John Harris
Dr David Patrick
Dr Alexander Jacoby
Mrs Katharine Patrick (PCC Secretary) from May
2024
Mr Kevin Armstrong from May
2024
Mr Andrew Stilborn
Mrs Gaynor Dean from May
2024
Mrs Elizabeth Roberts from May
2024
Dr Hilary Pearson to May 2024

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Ms Kate Stilborn (PCC Secretary) to May 2024 Dr Guin Webster to May 2024 Mrs Penny Tyack (co-opted member) to May 2024 ~~ee~~ Approved by the PCC on 25 March 2025 and signed on their behalf by the ~~ae~~ Reverend Clare Hayns (PCC Chair)

ST MARY THE VIRGIN, IFFLEY

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St Ilftey Ye8r lJanuarytts31 December2024 2024 31-Dec.24 UnrestrKted funds 2024 31-Dec-24 2024 31-Dec-24 2023 AcfuAL 2024 BUDGET funds TofAI RECEivf5 Planned Si￿r￿ PGS Stheme Dtsnattorts IncludlngcoNerlths and btsxes GIftAfjd recoverfd Enhan￿rne￿ts Listed place of wrship yant-VATYeclalm ving sthnes Recelpts fmrnchurch Acti￿tIeS induding moBazine Fees 68,244.78 21.857.72 17.141.59 6&244.78 25,162.20 20.281.59 ,855. 62J37.95 65,￿￿.(#] 27.639.60 20.IX)O. 18.G4D.38 15,(KID. 13,1(Y3.43 1.317.24 596.38 2.356.25 2.SmO) 13501.co ILooo.rA) 139.49&23 114.500.01 3.304.48 3.140.O) 55.Tr) 2.011.S3 5,814.80 12.760.00 127.83Q42 1011.53 5.814.80 11760.Tr) 153.129.9) 25.299.48 PAYMEIITS Parlsh Share aeT8V and StafF Chuich RuMlnKExponse5-see Note 2 LI￿￿8 Stones Fee Remittance5 Charitable8i¥Tn see Note 3 64,49185 10.415.59 6L851.33 932.02 5,308.87 45Tr).OD 147.$01.66 64.493.85 10,415.59 83.675.33 93102 5.30&87 5,821.75 170.647.41 56.706.42 66.833. 11.229.67 7.¢ixI.fpJ fi1,￿.27 52,754.Lk) 455.( 6.656. 3.500.IXtr 5,C#X).I¥J 5.IXNJ.(N) 143,732.42 135,087.LN) I1￿4.￿) 1.32L75 23.145.75 Churtha¢ifvfjbes-surklu5lldefvi Churth hal nets￿rpI￿1(defiC1t>'. See Note 4 Church H￿j$e net Su￿￿5/ Idefictl'. see Note S InterÈ5tfrotn ifivestrneTrts-see Ilote 7 Operatsnssurpltts/ Idefkttl 119.671.241 7.638.67 9.534.97 927.93 11,569.671 2.153.T3 117517.511 7.63&67 9.534.97 927.93 584.06 14.23&191 120.587.QOI 250>34 6.81&00 8.587.L 6,6￿.Tr) 0.99 7,257.20 2.153.73 17.162.ODI Balarte sheet Fund balon¢es P>lfty¥d at ljan 20Z4 M¢wÈmentsoAfvnds.' Operating 5urplu5 IntÈrest re￿1Ve& Note 7 Revalualk¥t of inve5thnts- Note ? Movements in Ilabllltles Totsl £ 239,979 239.979 115701 928 15J)89 7,727 34.OLIJ 29&153 2.154 928 .089 7.727 34.OOD 298,307 Fund b¥lantesclfonward atjl l)e¢2024 Reweswted hy.Ise• nate CurrentAccount- Ilows CBF Church of En8land Deposit Fund C8F Church of En￿and Global Equity Income Fynd C8F Chur£h of England Investrnent Fund RÈseffts 45.844 18,9 154.321 77,028 29&ts3 2.154 47,998 18.960 154.321 Tl.028 294307 General htnd-indJding shorttrtro pr￿slOn$ Provisions (Note 81- re L￿8terM expendi￿re 96.307 202,IMXI 198307 aare ns Alexan¢Jer Marshall John Mdirtlxk

f40tr I.T￿¥t)ll4• unrestrfcted fundsarethosewhkh betyi recefvedOntlunderstandl￿￿th￿tth￿￿ll ￿ used bythe pcc forfurtherinKthe mi55itin •nd Mi￿1$try ofthe church. RestsSCtedfvnds¥ethosewhlch ha￿be￿ng￿nfor4 portkwlarpurwK aThJthese n¥Jstnot Lused bythePCC foratsytyhef purpose. Pesi8nated fundsare whereihé PCChasvdfmark￿ fundsfora parbuJl•r pwpose. 20Z4 Actual ReStrlctEd funds Actual 8Ddget Unrethrted furtds IAS6.rxi ve#ryrent 1.456 6561.17 3,gJ9.36 658161 7,973.61 4,675.65 17KXXI SI￿3.E IW29.( 1,45&t)) 4￿7.59 3PJ7.82 6,042.12 L4561X 7.5rM). 614a2 $50. SXKQ.(11 SI￿.(￿) 38,369.66 26,184.rtrJ &fm.IX) HaRepairs& mèlThtenonce laWOe3DiDg Water alk BfD3dbJrvJ Reservefufto kncl rtrthatthSn8fvnd Total hallexpenditure S.￿.( 28.042.58 Church h￿1-Net ltsfi(itllsuryAu5 7,638.67 150334 6,816.OJ A￿1¥￿0r,$rÉWrthos1TrthC1ted thatthecondition ofthethth i5¢unenUysatlslativryand I1ety￿L￿stsfartheneXtt¥jOyea¥y The reportrecorrrfnendsthairnlnorwotk5to it arÈcArrS￿l0Uu Howe¥LY, aquotstionfora %rthatthshowsthalthecosi hasnrm rbsentoÉ40XW. The PCCha5made apro￿510￿10mee¢f￿1Ure1tsts11De 2023

Hal￿ Water Ha￿ Broadband Reserve fund knd ftrthatthin8fund Total hall e¥pendTtwe 572.07 .75 5.(IXTr.Q) 28.042.58 717.79 614.22 5.tKM).(KI 28,369.66 450.(X) 550. 5.¢MX).LK) 26.184. Church hz41- NBtldefiatllsurpl¥s 7.63&67 2.503.34 6.816.L¥) Asurveyor'5 reptyt has Indkedihat the condttiDn ￿thethétch is curTentty 5alisfactwand ￿k￿￿t0 be x>forthe rwltwoyear& The rewrt recommends that minorwcwks to it are carrted cut. However, a quOtst￿nIOr a 50% re-thatch showsth the cost has noW￿Sent0£4￿Lll). ThE Pcchas male è prIM￿on to me¢tfuture liabilities. NDte>Churth Hcw5e 2014 Artual 16.191.81 2023 AcfuAL 16,rkn8.34 2024 BudgÈt 1fj116.tXI Rent rece￿1 Utilrties Buildings Irwjmce InsurarKe excesssub￿denCedaIrn Le881 fees Wafver ofcovena)t. toOCC Maintenance Resen￿ fun Church House Expemliture o. 598.67 o. -Yi.88 592.LY3 650.00 lc￿.00 9711LKI ILOD 4,058.19 2.QLXJ.IJ) 656 861rKI s.(A￿L00 2,0(K).00 9.512.(K) 3.ffi1.07 2.IXKL(Y) 7.IL28 Church house- NetsU￿1uS Idefidtl 9,534.97 8.987.06 604.LK) The rAoperty is let outata m•etfate'. tta curate15 aPPOintedthts IrKorne will oase. I costs haveto be met bythe PCClund5. The PCC has mae a proviwnto rnoEtfuture ￿hl￿tIes. Church House 15 fM)t recogntsed as￿ a$5et inthe b8￿n￿ sheEL The Church Hall bwhdty Lp¥ned bythe pCc￿ is hekl at nil value. Noie7.Ca5h4NI •Th￿Stments Current acc¢MJnts are maintsined w￿h Uoyds Bank PLC. Tho PCC re501ved trj move from Bardays duringthe year. The InvestmeTrts¢omFxlse a Deposit Fund. On InvestmentFund. and Global Equltyknmulatton Fuftd. These are with CCLA Investmeffl Mana8ement Ltdwh) rnana8efunds 5delyfc ChurcF$. Charftlesand L￿lAUthOr￿eS IhenceCCLAI. No¢• & Provi•ion8 forf￿Ur(t expendKuYe These are des￿nated accord￿¥10 the PCC'S pdicy asfolkn¥&' Allocaiion= (hurch thurch Ham Churth House 8rcw8htlonYardJanuary 2024 thar8e fDrthe y Caffledfofward De￿rnber 2024 65.LKKI 2Q.TrJO 185.(L¥) 17,C 202.IA io. Iiom 70.IXN) £ 22.0 From 2019 the Pcchas been p￿dI￿Efor fu￿re planned cydKal expÈnthiure. Thi5 i%trJ pro￿defor major iterThs of expendiiure whichwlllfall due Inthe fuiur These costsare in ￿PeLtofthe Church,Chuith Ftall 3nd Church Fb)u5e. These e knovm recurr6￿ itern5 lorwhichojrrent reservesviill be insuffident. Thesedo rx ￿d￿de anydi￿ri0nary ite

ST MARY THE VIRGIN. IFFLEY PCC Treasurer's Report for the year ended 31 December 2024 This repon covers the financlal actlvltie5 of the Pccfor the year ended 31 December 2024 It Includes the tinancial statements and appendices as follows: Independent Examlner's Report Statement of Recelpts and Payments Statement of Assets and Liabilities including fund movements Notes to the Financial Ststements Accountlng Polioes REVIEW OF THE YEAR Overall, the result is an operating surplus for the PCC of £58412023- £7,257). The figures for the Church Hall and Church House have been shown separately In order to show clearly the results of the main church activitles. The main art5vities of the church are showing a dèfitht of £17.517.. this compares with a defidt of £4234for 2023. There was an increase of £15,089 in the value of our investments at the year end. Church Hall Income increased to £35,681 to provide a surplus of £7.638. FINANCIALOUTLOOK The Parish Giving Scheme has continued to provide a fimi support for our finances. However. during the year the number of donors has decreased with a consequent significant impaci on our income. The budget for 2025 shows a deficit of rough￿ £ll.000. CHURCH ASSETS. All the assets refiected in the Statement of Assets and Liabilities are financial assets. full details of which are set out In note 6 tothe accounts. Given that Churth House 15 3 PCC property held for the long term, it has ceased to be shown as a financial asset in the accounts. Church Hall is also a PCC property held for the long term, and likewise Is not shown as a financial assèt in the accounts. RESERVE FUNDS. Reserves are needed for long term signiFIL3nt expenditure required on the church bulldings. The PCC is makin8 provlsions fOrfUtu￿ cydical Èxpenditure of £17,(￿) each year. This is to provide for major items of expenditure whlch will fall due in the future. These costs are in respect of the Church, Church Hall and Church House. These are known recurTing items where current reseNes will be insufficient. Alex der Marshall Honorary Treasurer

Independent Examinerfs Report Report to the PCC of St Mary the Vlrgln. lffley This report on the accounts of the PCC for the year ended 31 December 2024 is in respect of an examination carried out under the Church Accounting Regulations 2(K161"the Regulations") and S145 of the Charities Art 2011 {-the Act"). Respective responsibllliles of the PCC and the examlrter A5 members of the PCC you a￿ reswn5ible for the preparation of the accounts: you consider that the audit requirement of the Regulatlons and section 144121 of the Act do not applv. It is my responsibility to issue thls report on those accounts in affordan￿ with the terms of the Regulations. Basis of this report My examination was carried out in accordan￿ with the General Directions given by the Charity Cornmission under section 14515llbl of the Act and can be found in the Church Guidance, 21)06 edition. The examination includes a review of the accounting records kept by the PCC and a comparison of the accounts with those record5. It also includes considering any unusual items or disclosure in the accounts and seeknng explanations from you as trustees concernin8 any such matters. The procedures undertaken do not provide all the evidence that V￿uld be required in an audit and consequently I do not expres5 an audit opinion on the view given by the accounts. Independent examlnerfs statement In connedion with my examination, no matter has come to my attention: l. Which gives me reasonable cause to believe that in any material respett the requirements to keep accounting record5 in accordan￿ with Sectton 130 of the Att and to prepare accounts which accord with the accounting records and to comply with the requirements of the Act and the Regulations have not been met; or 2. To which In my opinion attention should be drawn in order to enable a proper understanding of the accounts to be reached hn frAcLintock 12 Mill Lane lffley, Oxford

St Ilftey Ye8r lJanuarytts31 December2024 2024 31-Dec.24 UnrestrKted funds 2024 31-Dec-24 2024 31-Dec-24 2023 AcfuAL 2024 BUDGET funds TofAI RECEivf5 Planned Si￿r￿ PGS Stheme Dtsnattorts IncludlngcoNerlths and btsxes GIftAfjd recoverfd Enhan￿rne￿ts Listed place of wrship yant-VATYeclalm ving sthnes Recelpts fmrnchurch Acti￿tIeS induding moBazine Fees 68,244.78 21.857.72 17.141.59 6&244.78 25,162.20 20.281.59 ,855. 62J37.95 65,￿￿.(#] 27.639.60 20.IX)O. 18.G4D.38 15,(KID. 13,1(Y3.43 1.317.24 596.38 2.356.25 2.SmO) 13501.co ILooo.rA) 139.49&23 114.500.01 3.304.48 3.140.O) 55.Tr) 2.011.S3 5,814.80 12.760.00 127.83Q42 1011.53 5.814.80 11760.Tr) 153.129.9) 25.299.48 PAYMEIITS Parlsh Share aeT8V and StafF Chuich RuMlnKExponse5-see Note 2 LI￿￿8 Stones Fee Remittance5 Charitable8i¥Tn see Note 3 64,49185 10.415.59 6L851.33 932.02 5,308.87 45Tr).OD 147.$01.66 64.493.85 10,415.59 83.675.33 93102 5.30&87 5,821.75 170.647.41 56.706.42 66.833. 11.229.67 7.¢ixI.fpJ fi1,￿.27 52,754.Lk) 455.( 6.656. 3.500.IXtr 5,C#X).I¥J 5.IXNJ.(N) 143,732.42 135,087.LN) I1￿4.￿) 1.32L75 23.145.75 Churtha¢ifvfjbes-surklu5lldefvi Churth hal nets￿rpI￿1(defiC1t>'. See Note 4 Church H￿j$e net Su￿￿5/ Idefictl'. see Note S InterÈ5tfrotn ifivestrneTrts-see Ilote 7 Operatsnssurpltts/ Idefkttl 119.671.241 7.638.67 9.534.97 927.93 11,569.671 2.153.T3 117517.511 7.63&67 9.534.97 927.93 584.06 14.23&191 120.587.QOI 250>34 6.81&00 8.587.L 6,6￿.Tr) 0.99 7,257.20 2.153.73 17.162.ODI Balarte sheet Fund balon¢es P>lfty¥d at ljan 20Z4 M¢wÈmentsoAfvnds.' Operating 5urplu5 IntÈrest re￿1Ve& Note 7 Revalualk¥t of inve5thnts- Note ? Movements in Ilabllltles Totsl £ 239,979 239.979 115701 928 15J)89 7,727 34.OLIJ 29&153 2.154 928 .089 7.727 34.OOD 298,307 Fund b¥lantesclfonward atjl l)e¢2024 Reweswted hy.Ise• nate CurrentAccount- Ilows CBF Church of En8land Deposit Fund C8F Church of En￿and Global Equity Income Fynd C8F Chur£h of England Investrnent Fund RÈseffts 45.844 18,9 154.321 77,028 29&ts3 2.154 47,998 18.960 154.321 Tl.028 294307 General htnd-indJding shorttrtro pr￿slOn$ Provisions (Note 81- re L￿8terM expendi￿re 96.307 202,IMXI 198307 aare ns Alexan¢Jer Marshall John Mdirtlxk

f40tr I.T￿¥t)ll4• unrestrfcted fundsarethosewhkh betyi recefvedOntlunderstandl￿￿th￿tth￿￿ll ￿ used bythe pcc forfurtherinKthe mi55itin •nd Mi￿1$try ofthe church. RestsSCtedfvnds¥ethosewhlch ha￿be￿ng￿nfor4 portkwlarpurwK aThJthese n¥Jstnot Lused bythePCC foratsytyhef purpose. Pesi8nated fundsare whereihé PCChasvdfmark￿ fundsfora parbuJl•r pwpose. 20Z4 Actual ReStrlctEd funds Actual 8Ddget Unrethrted furtds IAS6.rxi ve#ryrent 1.456 6561.17 3,gJ9.36 658161 7,973.61 4,675.65 17KXXI SI￿3.E IW29.( 1,45&t)) 4￿7.59 3PJ7.82 6,042.12 L4561X 7.5rM). 614a2 $50. SXKQ.(11 SI￿.(￿) 38,369.66 26,184.rtrJ &fm.IX) HaRepairs& mèlThtenonce laWOe3DiDg Water alk BfD3dbJrvJ Reservefufto kncl rtrthatthSn8fvnd Total hallexpenditure S.￿.( 28.042.58 Church h￿1-Net ltsfi(itllsuryAu5 7,638.67 150334 6,816.OJ A￿1¥￿0r,$rÉWrthos1TrthC1ted thatthecondition ofthethth i5¢unenUysatlslativryand I1ety￿L￿stsfartheneXtt¥jOyea¥y The reportrecorrrfnendsthairnlnorwotk5to it arÈcArrS￿l0Uu Howe¥LY, aquotstionfora %rthatthshowsthalthecosi hasnrm rbsentoÉ40XW. The PCCha5made apro￿510￿10mee¢f￿1Ure1tsts11De 2023

Hal￿ Water Ha￿ Broadband Reserve fund knd ftrthatthin8fund Total hall e¥pendTtwe 572.07 .75 5.(IXTr.Q) 28.042.58 717.79 614.22 5.tKM).(KI 28,369.66 450.(X) 550. 5.¢MX).LK) 26.184. Church hz41- NBtldefiatllsurpl¥s 7.63&67 2.503.34 6.816.L¥) Asurveyor'5 reptyt has Indkedihat the condttiDn ￿thethétch is curTentty 5alisfactwand ￿k￿￿t0 be x>forthe rwltwoyear& The rewrt recommends that minorwcwks to it are carrted cut. However, a quOtst￿nIOr a 50% re-thatch showsth the cost has noW￿Sent0£4￿Lll). ThE Pcchas male è prIM￿on to me¢tfuture liabilities. NDte>Churth Hcw5e 2014 Artual 16.191.81 2023 AcfuAL 16,rkn8.34 2024 BudgÈt 1fj116.tXI Rent rece￿1 Utilrties Buildings Irwjmce InsurarKe excesssub￿denCedaIrn Le881 fees Wafver ofcovena)t. toOCC Maintenance Resen￿ fun Church House Expemliture o. 598.67 o. -Yi.88 592.LY3 650.00 lc￿.00 9711LKI ILOD 4,058.19 2.QLXJ.IJ) 656 861rKI s.(A￿L00 2,0(K).00 9.512.(K) 3.ffi1.07 2.IXKL(Y) 7.IL28 Church house- NetsU￿1uS Idefidtl 9,534.97 8.987.06 604.LK) The rAoperty is let outata m•etfate'. tta curate15 aPPOintedthts IrKorne will oase. I costs haveto be met bythe PCClund5. The PCC has mae a proviwnto rnoEtfuture ￿hl￿tIes. Church House 15 fM)t recogntsed as￿ a$5et inthe b8￿n￿ sheEL The Church Hall bwhdty Lp¥ned bythe pCc￿ is hekl at nil value. Noie7.Ca5h4NI •Th￿Stments Current acc¢MJnts are maintsined w￿h Uoyds Bank PLC. Tho PCC re501ved trj move from Bardays duringthe year. The InvestmeTrts¢omFxlse a Deposit Fund. On InvestmentFund. and Global Equltyknmulatton Fuftd. These are with CCLA Investmeffl Mana8ement Ltdwh) rnana8efunds 5delyfc ChurcF$. Charftlesand L￿lAUthOr￿eS IhenceCCLAI. No¢• & Provi•ion8 forf￿Ur(t expendKuYe These are des￿nated accord￿¥10 the PCC'S pdicy asfolkn¥&' Allocaiion= (hurch thurch Ham Churth House 8rcw8htlonYardJanuary 2024 thar8e fDrthe y Caffledfofward De￿rnber 2024 65.LKKI 2Q.TrJO 185.(L¥) 17,C 202.IA io. Iiom 70.IXN) £ 22.0 From 2019 the Pcchas been p￿dI￿Efor fu￿re planned cydKal expÈnthiure. Thi5 i%trJ pro￿defor major iterThs of expendiiure whichwlllfall due Inthe fuiur These costsare in ￿PeLtofthe Church,Chuith Ftall 3nd Church Fb)u5e. These e knovm recurr6￿ itern5 lorwhichojrrent reservesviill be insuffident. Thesedo rx ￿d￿de anydi￿ri0nary ite

ST MARY THE VIRGIN. IFFLEY PCC Treasurer's Report for the year ended 31 December 2024 This repon covers the financlal actlvltie5 of the Pccfor the year ended 31 December 2024 It Includes the tinancial statements and appendices as follows: Independent Examlner's Report Statement of Recelpts and Payments Statement of Assets and Liabilities including fund movements Notes to the Financial Ststements Accountlng Polioes REVIEW OF THE YEAR Overall, the result is an operating surplus for the PCC of £58412023- £7,257). The figures for the Church Hall and Church House have been shown separately In order to show clearly the results of the main church activitles. The main art5vities of the church are showing a dèfitht of £17.517.. this compares with a defidt of £4234for 2023. There was an increase of £15,089 in the value of our investments at the year end. Church Hall Income increased to £35,681 to provide a surplus of £7.638. FINANCIALOUTLOOK The Parish Giving Scheme has continued to provide a fimi support for our finances. However. during the year the number of donors has decreased with a consequent significant impaci on our income. The budget for 2025 shows a deficit of rough￿ £ll.000. CHURCH ASSETS. All the assets refiected in the Statement of Assets and Liabilities are financial assets. full details of which are set out In note 6 tothe accounts. Given that Churth House 15 3 PCC property held for the long term, it has ceased to be shown as a financial asset in the accounts. Church Hall is also a PCC property held for the long term, and likewise Is not shown as a financial assèt in the accounts. RESERVE FUNDS. Reserves are needed for long term signiFIL3nt expenditure required on the church bulldings. The PCC is makin8 provlsions fOrfUtu￿ cydical Èxpenditure of £17,(￿) each year. This is to provide for major items of expenditure whlch will fall due in the future. These costs are in respect of the Church, Church Hall and Church House. These are known recurTing items where current reseNes will be insufficient. Alex der Marshall Honorary Treasurer

Independent Examinerfs Report Report to the PCC of St Mary the Vlrgln. lffley This report on the accounts of the PCC for the year ended 31 December 2024 is in respect of an examination carried out under the Church Accounting Regulations 2(K161"the Regulations") and S145 of the Charities Art 2011 {-the Act"). Respective responsibllliles of the PCC and the examlrter A5 members of the PCC you a￿ reswn5ible for the preparation of the accounts: you consider that the audit requirement of the Regulatlons and section 144121 of the Act do not applv. It is my responsibility to issue thls report on those accounts in affordan￿ with the terms of the Regulations. Basis of this report My examination was carried out in accordan￿ with the General Directions given by the Charity Cornmission under section 14515llbl of the Act and can be found in the Church Guidance, 21)06 edition. The examination includes a review of the accounting records kept by the PCC and a comparison of the accounts with those record5. It also includes considering any unusual items or disclosure in the accounts and seeknng explanations from you as trustees concernin8 any such matters. The procedures undertaken do not provide all the evidence that V￿uld be required in an audit and consequently I do not expres5 an audit opinion on the view given by the accounts. Independent examlnerfs statement In connedion with my examination, no matter has come to my attention: l. Which gives me reasonable cause to believe that in any material respett the requirements to keep accounting record5 in accordan￿ with Sectton 130 of the Att and to prepare accounts which accord with the accounting records and to comply with the requirements of the Act and the Regulations have not been met; or 2. To which In my opinion attention should be drawn in order to enable a proper understanding of the accounts to be reached hn frAcLintock 12 Mill Lane lffley, Oxford