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2023-09-30-accounts

ST ANDREW & ST GEORGE UNITED REFORMED CHURCH CHARITY FINANCIAL STATEMENTS TO 30 SEPTEMBER 2023 CONTENTS statement of FIn9n￿51 Acbvit Sheet Nolesto the Finanoal StateTn2nts Finance Committee ConvenoVE Ststemtrrt IndBp8ndentExaminBrfs Rew)rt The regi4tera numtrwof the 8t•)Vt Charity * 1128369. The Ctsrlty comwtses thB assets and fLpnds ￿￿j forcharrtrdb￿ wrposes tyTHE UNITE[) REFORMED CHURCH OF ST ANOREW & STGEORGE

ST ANDREW & ST GEORGE UNITED REFORMED CHURCH CHARIIY STATEMENT OF FINANCIAL ACMVITIES FOR THE YEAR E14DED 30 SEPTEMBER 2023 TOTAL 2021rk2 G￿$T￿l 048￿n•t¥d Funth ICOMING RESOVRCES lllcoming resources frutn genera￿ funds.. Voltsnrary inrA)rne Aclyitse5 for genetaOrrfJ Investment inL¥)ma Total Irwlng r?￿j￿re 31,253 56,312 745 32,083 56.312 3N82 39,466 108,329 1.201 148.g96 745 RESOURCES EXPENDED URC fvnds Costs ofthurch athibe5 Dofiaknons 22206 24,9( 84,371 3.447 112.724 6.215 2.160 92,010 2,905 117.t21 745 745 108.ts)1 N•t In¢omlng I l•ngl w•wur 1131141 116,9541 (8.2WI 120,2441 36,272 I13a￿j 141 Not movom•)t In funth 138.9541 125,2A41 38,2T2 TotalfundsI￿ 1 Octobgr2022 34.276 203.385 23,523 28t.184 224,91? 17 322 £ 195.Q95 £ 23,523 £ 235 910 (Not& 131 (Note 141 (Nots 151 Th2 natè8 C) 3 to 6 part of￿￿86r￿¢￿l staten%nts

ST ANDREW & ST GEORGE UNITED REFORMED CHURCH CHARITY BALANCE SHEET AS AT 30 SEPTEMBER 2023 41nroBtrktsd Fund¥ Rost￿¢￿ TOTAL 202Z123 TOTAL 2021122 FfAED AssErs Tangible assets Inveslrnents 660 660 CURRENT ASS￿5 Bank. cash and depxli8 10 11 12.922 6.741 19,663 195.(kS 24.540 2J1657 6.741 2J#298 251. 13.651 265.617 195,CQS 24.$4D URREIU UABILMES Creditors payable wthin one 12 13,W11 11,017) 15.0931 NEf GURRENT ASSETS 80 260.524 TOTAL NET AsseTS 17.322 £ 195 095 £ 23.523 t 281.184 THE FUNDS OF THE CHARThY Gew DesKJnatsd Total 13 14 17.322 17A22 195.095 212.417 34.276 203.385 237,661 195.095 Re8tsicbS fiJnd8 16 23.523 23.523 23.523 17.322 £ 195.095 £ 23 523 £ 235 940 261 184 APPROVED by the Churth M88lng hdd on and ts behaKby Th8 rth8 on FW 3 to 8 F*rt ofth886 fina￿81 st8tèmBnt8 /,Iw.

ST AIIDREW & ST GEORGE UMtrED REFORMED CHURCH CHARITY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2023 GENERAL NOTE On 30th November 200& Ihe Churth Meekng ofthe United R8fomwd Churrh of Stkndrvw& St Ge￿ Ithe'church'l agreed Ihal ￿ accordarte the reguireffnts ofthe Charibes Act2K6. a tharEty ¢alK8d 'stAndT8W & Sl George United Refomw Church Chariv Ithe'ChatiWI be set up compri&e all the assets and fund$ held for tharitsbkn wrrrtsse5 by the Church. 11 Wd5 also agr88d that the rnembèts ofthe Elde￿, M￿ting of the Chur¢h should be the ChBtityTtuste8s of th8 Charity. On 4th Marth 2009, the Charity wa$ registertdwith he Charity Commis$Dners, regislernd Thumhr 112B389. Th888 aCfA)unts ofthe Chanty refftectlhe 8¢tNths oflhe Church during the financralyear. I ACCOUNTING POUCIES Tre linanc&81 stslernentshave been prepared n aG¢ord8rtrwth the Statementof RecomtnBnded Practsx". A(xoufitin9 and Reporbng by Charlt5 ISORP 20151 issued ty Cfvartty Commwion, and the Unrted Refotrned Church guidance. Tho accru￿5 bas of¥K￿ll￿ting has been adopted. and thè prfnc¥ untirhy poric￿$ set out beloware appl￿ consi8teDtty 1b Furwj Unrestncted funds are aval￿ble ￿u?8tthe dLScretion of th8 church in furthetsnce oftsfhartab￿ obJ6cti¥es. Restric￿1 funds are subJ￿d to re$￿tiOr6 on their ewd￿re impD5ed by the doror, orcontsin¥J In the terlrts of a grant 1¢ T4nglbh Flx¢d As•qts Frnohold pmperty: th8 CUSt(￿h8n thMte ofthe church buikSw8 are the URC INortlFW8Stem PrO￿nCe> Ttusl Ltd. Expend￿ture ￿￿[￿d on Ihe church ￿￿11￿en off In the yeBr it ￿ ￿curr￿a. Fymliure and •qylpmBnt: ￿￿￿￿On ￿ w￿1ded at 8nnua1 rates ca1Guknd knwdte off assetsow3 to 10 year5, dependent on theestimatsd usetul Iwes of the asEets mrtcerned. Expenditure under £5.WO land all trXpend￿re rArt of&gnated fvnd51 is wriitgn off inthe i8 ￿n￿rred. Id Incomlng R890urr• All voluntary gmng, Indudiw ￿9a¢￿. LS inclLKled in th8 financ￿7 5taternents ferlha pwl in YhNch rt 1$ r￿e￿a. T&¥ ￿Cover¥b￿ froFn donalbns ￿nderGrft￿ in r8spec oflhetax yearlo 5th April 15 rew9n￿ed as irLc￿￿ts thB financial Yeart0t￿ f¢llth4ryng 30th September. Allvther ir￿￿ne is gWraI￿ rewnwJwh8n it 1$ recewaNe. l• Expondgd The URC & Mi5SK)n Fund r)Mtri￿ll￿ is paKI by monlhty instskr6nts and is in the fil￿nCIal giatements for the￿ar to il rdates. Resourcas expended are wnised in the period In%%lch they are In[￿TI￿d InclLKle attributydbl8VAT whith tnnotbe recovered. They are alkKatsd tothe parbcukrathtyto whth they relala. most ofthe mana96wI and aL*¥ityofthe chU￿h is carTiEd OLrt by ¥dunteeT5. ￿tangIbL? C05t is not included ￿ thè financial statern￿lS as thkA wluntary contrbubon tothe lrfe of thechurth ineakyJk2bl8. If T4x•tloTr The Gharity is Potentatyexèmpttrom t8xstiDn in r88pe¢t of income and capital g8lns wwed tothe extentlhat such incomtr organs sre appl￿ 10 exdusfvetycharitratAe pu￿￿88. No prowsion for tax•Von has been mAde in th88e M8n¢K41 ststément&

ST ANDREW & ST GEORGE UNrtED REFORMED CHURCH CHARITY NOTES TO THE FINANCEAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2023 . cLwTtinued Unr4gtslctqd Funth Rfjstst￿ TOTAL G•nwdl D*rbatvd Futhdl 2022123 TOTAL 2021r22 2 VOLUNTARY IMCOIIE Direct9Mny". Envebpe and di￿ offeringB Weekty offering P Ta¥ refunds unthr GrftAsJ 22,146 2.129 6.478 30.753 22,148 1129 8A78 30.753 585 700 27.39 2.B20 6,550 36,789 475 th)nab"ons ond C4)mrnitment foF Lrfe other vcdunkry1nc0rf￿d 700 45 745 272 39. 3 ACTNMES FOR GENÈRATING FUNDS 54.539 53.79) 108.329 LetUngs- churth prowb&S 56.312 56.312 56.312 t2 4 INVESTMENT INCOIIE Bank and d8PtsSrts Other inv88bnents 1.176 25 17 3.462 17 I URC FUNDS MIn￿ty & kl'$8icffi Fund 22 206 22,206 24,9(6 Thethurch make5 cantribjbons to the e8ntra M & M Fund bB5ed on a per<xpita assessmentsel bythe North-west Synod. The fund is usèd fortrainkng and stipendK4ry C051s of mini5ter5. running thedenominHtic and the wder rniSSK)n of natitinal ¢hur¢h.

ST ANDREW & ST GEORGE UNITED REFORMED CHURCH CHARITY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2023 - Lwb"nued UnrgAtrlct•d FundB Putslci•d TOTAL Gonoral D•slBnatsd Fur TOTAL 2021122 6 COST8 OF ¢HURCH ACThim Wortshlp•xpensM: Visiting preacnfrrs Organi5Vs fees 0r9anlya￿O repaK5 and EducatiDnal and worthp maltr 1.140 1.120 1.500 1.104 1,140 1.1ZO I￿00 1.104 A￿64 1.212 919 3,818 245 762 711 Pnntsng, Stationery T￿eP￿The and bmadtrAtwJ Miscdlaneou6 Gornmunwtior 255 181 984 2.587 Wages and fees CleÈThing and miscdLgneousexF¢t Heal lightand ￿er 1nsurance Rwairs and rn11nter￿x¥-q8nQ￿I 33.919 919 3.￿3 30,162 8,516 32,151 30,162 8.510 3.887 79.947 14.7B6 6215 6.215 19.457 77.988 85,795 6,215 B2,010 7 DONATIOFIS WiderWoFk Fund Commitmentfor Life other 2.180 1160 700 1.225 1.950 272 700 45 745 2.1 2,90S s AproporbDn of prorHty8xpen lstrwn in noto 7 above) include costs ieh are attnbutaLqe lo the offvndE through the letbllg Df propety, but it IB not c(MGidered feaGibl&to arnve atan &Gur8te 8pPO[ti￿Ment ol

ST ANDREW & ST GEORGE UNITED REFORMED CHURCH CHARITY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2023 - ¢onUnu8 TOTAL 2021122 GDn•AI D•8lgnaied Fund6 2022r23 8 TANGIBLE A88ET$ Church buildings- not vd Furn￿re and￿u1pMent-fU1ty dwxKIthI 9 INVESTME14TS 620 140 660 520 140 £200 3.5% Wcrship Cangl tht4ntyr¥S 140 10 AND DEposrrs Bank current￿Unt Bankdewsitacty)unts OepDsits 12,288 23,523 1.017 35.791 I14￿56 B2.160 47.679 122,OTT 82,160 112,935 82,160 12.922 251. 11 DEgTOAS Amounts (hyed lo the ch¥lty PrepaytnBnts 1.563 4178 741 7,804 5.178 8.741 12 CREDrroRS PAYABLEY41FHWI 1 YE• 11.8891 11,oin 119061 1.112 14,e021 491 Incon￿ receNed in *Jvan

ST ANDREW & ST GEORGE UNITED REFORMED CHURCH CHARITY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2023 - continuad TOTAL 2022123 TOTAL 2021122 13 GENERAL FUND 8alath¢e as at 1110r22 ' N8t Irr¢omiDg fDrye3r befoTe trdnsr Tran$ters to De￿gnated Funds as at 3019r23 Balan￿ a5 al 3019r23 34,276 118.9541 28.133 54.143 48.000 34.27e ' lor2022f23 88 w SlatementofFh)ancW Ip48 11 14 DESIGNATED FUNDS The Charity owote5 the foU￿bing Oesvanated Funds". Fwed A55et Re￿acerneTrt Fund IFARI. this fund was Sot w tyjl OftheGeKr￿ Fund and rt 1$ inteThled to ￿￿Etthe rek4acem8ntcostsof maiorfixed assets SLth a8chur¢h chars aid ra Ma￿r R8palr¥ Fund IMRFI- thi5 tynd B established to meetsvJnrfLranl impro¥ementand TTianteTrdrKe LJ)sts ofth8 churr ￿lI￿1ng& rryan and a￿￿) wd wdeo equipment etc. Thefund transfers from the G6rrd Fynd atleveLs approved ty Church Meeting as a&donaboT forlJ)is 8pe¢ffic pu￿86. M15sw-this fund is estabb'shed by the grdnt recew&l from Synud f￿1￿￿j tra￿leT011￿6 marffje. The sugJB&tK)n bySyiKYt is that it be L￿d frJrmtssion In all its manyfoms. h4erWotk Fund (WWFI-thk fuNJ mak88 to charitafAe(au8e$as agre9( by thechurch mlng. The fund re¢8fv88 tr8nsfer8from th8 Gwr81 Fund 8t levds ￿90 approved ty the churth meetiNJ. Movements on the DesJrotsd Fundsdurirffj tr yewwere". Fth MRF TOTAL 2027n3 TOTAL 2021122 8aknces a8 al 1110r£2 ,21T 81.851 5.317 203.385 173,258 Tr8n8fer b8ts¥een fund¥ E¥pendilur& Donations ' Net Incomi￿￿oUt80I[u￿ 16.2151 P,1601 65 P,0751 18,3751 85 182901 117,8711 16,2151 117,8711 a8 81 3DJgf23 20.(M)0 g0.(xr2 81.851 3,242 203.385 . to￿ for2022f23 as per siathrtQfF￿*n￿￿ A¢N￿S (we 11

ST ANDREW & ST GEORGE UNITED REFORMED CHURCH CHARrrY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2023 TOTAL TOT 2021122 IS RESTRICTED FUNDS TrustFund5 23.523 Duriny th8 couTs8 of th6 ye8r. the Ch8rty opwatss (Ertan Re&tsiGted FundBwherethe TllL￿1es can onty be used forthe spe￿r￿ puw88 forTrwhth theywtre entw$ted to the ChaTity. These T[K)n￿￿are not av8iK8bk forany other purw. Tha prinupal such fund 1$ COmm￿￿entfty Lrfe, wheT2by church members and adhtrgnts rnake donatv)r Ythith 8re 8am w8 the URC Centsl otfice. Addrtionalty church Dr its organi5aip)n$ oc¢aslon8lW make apppa or ho￿ events to raw funds sperificalty torextemal Pr￿￿ orcharfU8s. The procJsof8uch fvnds have a11 bn £Q￿Unted forduring the ￿rse0 kne year The Charity hold5 17 ttUEt fU[vJ&tth￿l￿¥j£23.S23 ththw8r8taken ovwfrcffi the FfftleCE5xrdw￿0& Very liitte is known atxjultheterms of th2 ttusts, but of them 8re bdEved to contain re5tricbons on thdr use In the absen￿ of futher infotmatiDD, the Irustfunds are shown as Restricted Fund50n Ihe ChariW8 baL9n sheeL In acDJrfancé wtth 8stabl￿hed practk8 over many yeBf5. inmm2 from the ttU5tfufids ts fedfted to FUTWJ.

ST ANDREW & ST GEORGE UNrrED REFORMED CHURCH CHARITY FINANCIAL STATEMEKf8 FOR TrIE YEAR ENDED 30 SEPTEIABER 2023 FIWINCE Cl)MMrrrEE CONVENoFfs STATEMEI I havè pwrad tsfinancw 8tatrents on pages 1 trj 8 forthe ytsrended 3D Septemtrr2023 John &ar8biidt 81gnl IMDEPENDENTEXAAIINElfS REPORT I rewjrton thefinancial Statem￿tsofth8 St Andr￿& St Unrted Ref(rnwJ Ctturch Chaiity forthèy ended 30 S8pt8mb8r2023, ar8 get(yJton payes 1 iv 8. RBsp•th• RosponilbllMte8 The Charity t8 reswn8ible for the pr8P8T8Uon DfthefinancHI slatnenb, and COll5K12F5 that the4udrt re¢￿1￿ment of 8ectv)n 43121 of the ch8rib.eg Act 1993 lthektl do8s notappty. It 16 my Tesponsiknltyto state. on the b95Ls or p￿dUreS ¥pedfied in the Gereral LYrecav)ns by thE ChatityCommrdsK>ner5 under Section 4317Xbl ofth Ac( whèthw p8rbcul8r matter5 have con te my 8tt8nlb)n. of Irtdeppndont Examlneh Aeport Myexaminat￿Th wats ¢amed out in a￿ordance￿i￿ the General DirectiDn5 of the Chgrty Comrnwicfrs. An axaminat￿rt includes a reviewoftr accounting records kept by the Chatity and a ￿K￿pan90n ot kne ac￿nts presented ¥viih those records. Ilakn In¢ludBs con￿deration of any unusual iterns ardisdosures In the finaw siat8ments. and seeking expiAn8th)n8 conrming any$uth matte[5. The P￿￿reS undertaken do not pro¥kl&dl the ￿￿￿ertt thatwould be requked in an and ts)nsequÈnYy I do not express an audit on Ihp gfven ty the finan¢k41 stAtemeTrts. Independerrt Examlnerfs Statsmont In L¥)nneGtion ¥￿th my examination of the Charitys funds. nothing c•meto my &ttention whKh 98¥8 me cau88 to bdiwe 0lherwri8ethan Ihatthe finrtra statements a(￿rd vth the accounbng rvArds ofthe Ch8rty. th8ttt)8e rwds 8atisfiBd the re4uirnm8nis olthe Act. l am not awrare ofany mattertothth attenbon shouk1 be dra￿ in ￿der to enat4e a yop8r uThJarstandlng of th8 financial sta￿M￿nts to be rEach2d. SpJned by Independent EXery￿er date 20/11123 Na￿ alld Jdres$ollhe Indwdert Exam1r￿.. Crossley & Dawis Chartered AB¢¢unt8nts 52 Chodty Naw Road Bothn 8L14AP

f St Andrew & St Geo Bolton Annual United Reformed Church of St Andrew & St George. Bolton, is a member of the United Reformed Church and Is a member of the Boltr)n and Salford Missional Partnership. The Church is led by a part-time minister Iwho Is available to other churches In the Partnershlpl and 5 servin8 elders who act as the managing trustees of the Church. 2 other full-time minlsters wlll be lolnlng the Partnership in Jufy 2024. The Church operates from a large bulldlng on St George's Road, Bolton, housing a worship area an(1 several other room5. The Sunday morning service is open to everyone who wishes to attend the seNice. The Church actively seeks to make its rooms available to community groups for their meetings and actlvitles. Severnl such rooms a￿ made permanently available to a Broup which supports adults with mental health problems. A shop wlthln the premises is used pemianently by a Falrtrade shop. The Church has a close worklng relationship with Bolton Methodist Mission. which is based at Victoria Hall in Bolton. At January 2024. there were 31 members of the Church and several active adherents. This is a small reduction on the prevlous year. However, a high standard of worship continues at the Church, together with other activities. The flnancial ststements of the Church for the year to 30/9123 show a net10s5 of £25,244 after all expenses. The total net assets at 3019123 were £235.940. rFhis does not include any buildings used by the Church). Adequate ￿SerVeS are held for future posslble major costs. SIGNED ON BEHALF OTTHE ELDERS/MANAGING TRUSTEES. By Jlll Edlsbury. (Joint Secretsryl. May 2024.