Comwy registralM number. 068166fy)
Chartty registration Nmber. 1128265
Cheshire East Citizens Advice Bureau North
known as
Cli izen$ Ad¥ko Ch8shlFe North
(Acornpanylkniled byguarant•81
Annu81 Reportwd FIna￿al Statements
ftsrthe Ythr Endod 31 M8rch 2025
BNJhtPather¥hip Umlted
Chartered Attountant
s(￿¢& 1 Armcon P￿InesS Pwk
London Ro•d South
Poyrbton
Cheshire
SK12 ILQ

Cheshlre East Cltlzen$ Advlce Bureau North
known as Clllzen8 Advlce Che8hlre North
Contents
Tnth8' Rwrt
3to14
Independent Ex¥ThMnerfs Repxt
1Sto16
SlatemertofFln8nclal
17
Balance &eet
18
th)tes to the Finandal
191029

Ch08hlre East citlzens Advlco Burnau North
known as Cltizens Advlce Che8hlre North
Tru$tees' Report
The trutstees. who ore thre(*ors for the purposfjs of company law, presenl the annu81 report *iher ￿ryIh
nancial #tatanents ￿ditorS. report of the ch4ritaNe company forlhe year ended 31 Mardb 2W2S.
OBJECTIVES AND AGTwrriES
Tlje chorfVs purpoBes, as set out In the objects contained in the ¢omp8ny'8 Memordndum of Assocl8110n,
are lo pronth ￿Y Charilab￿ purpo$8 for thè benefit of the ¢ommuThty in Ihe noth of E88t Chethke and
8uThoundlng areas. by th6 adv8nc*ment of educallon, the pr¢le¢lk)n preservation cl h•￿th the
rellef of povety. sickness a￿j distress.
Thè charfty8 obJe¢tiw are defined as abo￿. Our4m$ ar¢ ftKusad o
- Pro¥ldlng the advke p•ople need forthe face. •xl
- InN>roving the polkl•s and wacti¢es Ih8taffect paoplè'B Ib40B.
Our Bervice provides fre¢, independenl, ¢onfKlential and impartlal athce to everyone on thqir rfghts and
responslbUAi88. We value dl¥er81ty. prrynole equallty 8nd challenge dLsGrlmknation.

Chèshlre East Cltlzens Advico Bureau North
known as CRlzen8 Advice Chmhirn North
Trustees, Rèport
Erffjurfng •)urvI0￿ doll￿1$ ouralms
Cheshlre Ea5tCilizensAd¥lce BLTrav Ncflh. tradkngagCIOzensAthhx Cheshwe North, (otherhise refgffed
to as CACN In the8e acuunts), alms to F￿0¥￿￿8 free, ¢onfidenYal, Inyartlal and iThJep￿d8nt ad￿¢8.
Infomi8kn aNJ advocary forthe benefftofthg CQrnFnunty. to exerc*e a re¥ponsible Infiuence on the
develOpn￿nI of sc¢ial pjltdes by res•8rch aNI campalgnlng to ensure IndMdua18 do not 8iffler tIuDugh a
lack of knry￿edge or an Inablllty to express tr￿Er needs effeciiv*.
We revbw alms. oblecdves and acdth*s each y•8r. Th annual Ye￿eW 8eth to &Yarnirn our
achieveff*rts and ￿t￿Me. Together%silh the succ￿ of indlvtdual key projects and the benef#3tr¢1 havo
been bDm from them. In carySng outthe thatthatouralms. otyfjGlv81 •nd g¢tlvilies
are In Ilneknlth tyjr stated putpose.
Ourmaln oWv88 for ihe year have bggn dgvgiopirKJ our servke $0 Ihat ft r•alty meetsthe need8 ofthe
ents we are tying to supprt Key a¢tiviti￿ have included:
- Gaining fundlng lo continue wr fc£uss8d advico servr¢e, almed 8t allevi#tiw finandal hwdship for
benefft of I￿81 families.
- Expandlng our 8eNee to Include Handfcrth. We now provkle fa¢e to face In all the towrts In our
hxallty. os 85 providirvJ tsl•phon8 and fjmal athiKe.
. ProvKIW￿ a benpfft8 8eNke forc8r￿r pati•nts at IAa¢d88fiekl Hospltal under a Mxmll8n fvnding.
- Continu• revievlrYJ. and imwoviryJ ￿tre nect￿ry, the of the *lvKX dellver to all our
- Revi8tw iyJr trthng M¢￿91 to allow mcn ad¥isers to bo tr•lMd to r•place the nat 1098 of
expwienc•d •dviser3 thrwlKwtth• p•ThYeml

Cheshlre Eatstcitizens Advice Bureau North
known as Cltlzens Adv1¢• Cheshiro North
Trustees. Report
P￿bI￿ bon•fflt
Ow maln ath￿tieS and vtho we ty to help are descrfbed below. Ml our charbtabie actfvths fc¢u$ c
proimdlng the advice peo* need for thè prob￿M8 they face and are undertaken ¥eryfic*ty to P￿d9
publi¢ benefiL The board ot truslees have had due regard to Ihe Charty Commission guSdarv on puNIc
bgnefft and ha¥e cwlied the 8ectiDn 4 01 the Charllb8 knt 2011.
ACHIEVEhlENT8 AND PERFORAi4NCE
Advk• Ind Inft•miatlon •w¥lco9
The maln areas of chaiilat4e 8Ctpity are:
1) The rrnt6h￿ olgeneral •d7•ty¢e and infom)8tlon servK8S.
21 ofspedallst advlce ¥nd cas8work $oMw.
. Spe¢iali$l debtadvice fundod ty th8 Money and Pen￿On8 Sethxi.
. Spedalfstwellare beneffts fiThJed thr￿gh Macmlll8n wilh the glm of r￿[SIng In￿llefOrth0
affected by canc4r.
• Advice almed gt IhDse Suff￿1n9 merrtal Iltheallh. PrO￿ded by M6workers a¥F*nced at dealing wi¢h
dients stru991irKJ wlth complex heatth ￿ues.
. Pth¥on of adviee cwtred around tho Cheshke Ea$1 Counril Famlly Sm vAth sess10￿ hekl wltNn
Famity Centre Hubs. wilh 4 years of fundSng galned from The NaIky￿1 Lottery Cornmunity FLmd In Jènu
2025. al￿n9 c￿tinu￿tiC￿ olthe 8eTrryrE.
3) Actlng a8 g HoleCdnR Rep￿tIr￿￿ Centrn.
ThrOu9h0￿1h8 year ￿ have continu￿ to offorAthice and Information nthefdlThwig
. Face to face- during the year we have offered face to face advK• across our locaffty S days a week.
. Tqlephone-kntoffer a Cheshire Easl local area code numberon AthMc8 Line- parmdpatbn is (xlntw)￿ThJ
as partofacwnty4Md• tel&phone8eMce. Th Une Iscovered cffl a rota basls be￿en the h(wJrs of9.30am
and 4.00pm from Monday to Thursday. 9.30 aTrJ 1pm on Frtday. Outside of these times thern Is an
•utomatsd athrfce s•rvl¢e 24 ￿rg a day.
. Generd and $pecIal￿t •dN*e through ourteaffl of trained advisorn and pald staff.
t)uring tho year CACN pthd¢(I htgh qu811ty ond free a¢fviGg to ¢>lents, wllh over 9.5C#) client related
adi￿re$ durfn9th?year. These we generatsd from over3.000 unique dients brfngSngoverg.500 drflerent
i88ues durfng thè year. (2(Y23r2024 2,8Oftr untqu¢ dlents tsingw)9 8.800+ (lifferwrt INugB o¥•rth8 y•ar.)
EnqulrJe8 conunue to con81stol8everg1 cl￿p1&xl$sU8$.
. Debl 11%12023r2024 13%)
Welfare b•neffl¥ $3% (2023r2024 51%)

Cheshire East Cltizans Advlce Bureau North
known as Citlz•ns Advlce Ch•shire North
Tr￿8￿05, Report
. Enyloyment4% (2023t2024 4%)
• Houslng 10% {2023f2024 9%)
. Rel&tlun8hips 6% (2023r2024 8%]
In total CACN'S Se￿Ce gmated a tolal of o¥•r £3.CIIO.000 (2023r2024'. ov¢r £2.000.000> kn adthllw•l
Income for Ns dlents.
CITents conunueto presentwith mullipleproblems and on average ¢lienlsare Fyeseniing wth3 Issues each.
This rellecls the fact that easy qu8rie$ can be 8ol¥ed through the many on4nB Infwmation guides, a￿[ $0
our cllents neadlng 38$Islan￿ to resolve thelr ISSL￿ gengrally have either a CoM￿8X igsue or are
them$efves StNggling.
Contrljxrtlon of volunts•rn and paldstsff
The charSty 8u¢c8$9 rL>uld not have been achknj wlthoth the hard and dethcation ofvolunteern and
Slaff. The twslee board and Senior managamentteam recognlge the tremendous cuntrtbulljn made by the
chartty'$ volunteers In 8dVL8￿ the pulthcand administering th• $eNtce vAlhoUl￿Ch the Se￿0 could n
operate. Throughout 2024125 the seNIce 8mploy*J 22 paid w¢*k•rs (10 FTEsl12￿23124 17 paid w0￿¢r*
10 vfE8), and 39 volunteer812023r24'. 36 vdunteers).
The volunteers contribute<l appr0￿m*telY 12,61JO hourd ofthwk tothe 8eNice dwlr4J Ihe y¢¥. We esllmakn
the valua of tNs help at £199.700 In re8ped of the year. {202￿4 £164,800 for 10.3W ho￿5).
The tntstees are d80 vofunteern yo¥￿@ wolher 1200 a year, at an adthI1￿ value cl
£32,90012023Q4 e31,800).
Thi$ gives a tot•1 pfvcAunleer mgnpo*pr valued •1 £232,600
Factorn aff8clkn9 tho athlw•montofobh¢tl
I￿nIo1n1ng suffiryertlfuNling to continue ddlverlng thè S￿ice remainso oonlinual thallenge. During 24125
we Increased our knveknnl In furKlralslng, and thiB has meant that we ran SLYne ￿ditknn￿ proJBcI&
However many projects #re onty fvnded for 1 year, $0 fundlng rem8in8 chall￿gIrng.
Thecanpl￿lty ofth& i55utr8th8t¢lients•re facing, tDjelhBrwTIht￿ addNk*nolthalleThJes thatm8ny dienls
are experfenclng. plarm additional d￿and5 on the service. The 8upm nea￿1￿$ that Fnviousty
placo for people are th•nging w• are ask&J tooffer support thotfall8 0￿de the reTr￿1 of dlrect advlce.
Vthere pe* are vulnwabje, It L8 essential that ￿ offer support h a pOts￿<￿Ir￿j way wNtst
nece58ary this can be resourco tntens5ve,
The rna￿ factoraffecllng the ￿hl8Vern￿￿ ot vbi•clNes remalns fvnthn9. Our c*)re Umern81 Inlovmot
d Adb4ce c1x￿raCt with Cl)88hlre East CounrAI relssued untw 31 March 2W27, vAh o P)terfal 2 year
axtsnskn.

Cheshlre East Cilizon8 Advico Bureau North
known as Cluzons Advleo Cheshire North
Tnmtees, Report
The qudity of our advke is key to vJr success 8nd, to ensure CACN [8 m8Intal￿ng hlgh Blandartls, It
gulBdy seeks external accreditation. Our CustomerseNI￿ ond Advice Quality are aUdIt￿ undernational
c￿zenS Ad¥ire 5tsnd¥ds, and for2024f25 we havg again athieved Ihe hlghe8t1owl of comp
The rywlny costofNvkng L¥tsl$ o)nlw]uedto 1n¢reasedeM￿ for swthce. often for cltants vAh mulbple
issues to address. Thls In¢reasing demand has neces$6ts1ed the need to find ￿re offlclgrt r￿8 of
delivering 5UPPOrt and altemative sources Ofadd￿Ono1 ftmding.
ThgTrust•e Board extend8 thetrgraltude loWII McKell8r, tiz Heat1￿18. Jenry Arthrd. and Jenny(hvn
In promotiThJan emyimnmentvknere stsff and yo￿nte￿$fed they are a key rewurce8nd arefultymolivatal.
PINANCIAL REVIEW
TheavalLyblW offundlng In th8ch*lty$ectorrnmaln$ In apgrfcxl ofau¥t*. Thedwtyis fooJs•J
on providirvj added valu• to Its funders frun a base of Sound flnand81 management and ensurhg
swvices remain relevant to the str*glG 04e¢Uv¢3 of 8takefts)Iders at o local and natknal level.
Incorring resourceg in the year w&r8 £425.615 (2023r24 £431.988). Of tNs £79.624 (20ZV24 £67,915)
relaled lo iestrlrted proJectactNiile8.
A surpth of £30,148 made In the yegr (20ZV24 £28,333}. after offsettlrwj £12.031 (2023r24 £11,127>
a9aFnst ro8trtGted funth¢.
At 31 Marth 2025 total lknds were £397.528131 March 2024 £387,380) ofwhich £0 wa8 in restric4ed fund8
12023124 £4581, £142,000 w¥$ In designated funds (2023124 £125,000) and £255.528 wès In unrestri¢ted
funds Po2￿4 £241,922).
Prfnclpal fundlng st)urc•B
The Trust¥e8 &Xtend thelr grathjde to crte8hlre Easl COU￿11 ¢onlinued to supporttha core urtV8rsal
generallst advlce swvke of the charity. ￿lMS1OW, Mac¢le$fidd, Knutsford and Poynton Town coLmc￿$ are
also fvndlr*J edvi¢e ￿rVICeS in I￿1r loc*itig5. A(hlltknnally. seThlcB Spe￿fic funding VMS receNe(I vlg
o)ntracts from Cheshlre Eastcoundl, The Nattonal Lottery Communlty Fund. Inlegraled Care Partrwshlp.
the Mon8y and PenskTh 8eThlce. M￿mIll￿ and N81tonal CllkenB Adv￿.
Th8 charity dkj Mt have any bOrr￿n95 frryn any provtder8 of fLmdlng or other 8QLrces at the l)atarKY
she¥t date.
InvMtm•Dtpollcy and objective¥
AS requlred In its man￿rand￿m paragraph 4.11,fiJrther3rtt of ils objects. #ndforno otherpufp05es, CACN
has the F￿￿er to Invest lis rnonios, not Immedbalety requlred lor Its ptwpvses, in or upt)n such inveslmants.
Y￿ritieS or prcferty 0$ may be th￿Jghtf( suwect neverth81ess to suth conthltLTh and w¢h con$￿ts as
nuy fortho ¥me being be imposed or requir￿ by law.

Cheshlre East Citizens Advice Bureau North
known as Citlzens Advie• Cheshlre North
TNstees' Report
R•8•rvw pollcy
CACN Is fequired to ensure that free monie8 ere 8vali obl¢ In oath financlal ygar to meet any m￿ablY
f¢reseeat4e cwttynger￿y. The charitywill maintoln a projection of inccrne for atleasl 2 years ahead andw
ensure that thls Contin￿ to be derfved Irom as V￿de o ¥a￿ety of 8our¢es ag p056ible. It lake a
neces8ary 6tspg to ensure that at no timewithfn thls it be Fo$81b￿ Ihe ce88atson ofone or
more fuTrthng streams to wesent 80 Serio￿ a challenge to the fUl￿e ofthe organbatkn Ihat It coukl ￿t
be managed 80 a8 lo rthtlnue lo provmle a begt value odvlce BeThlce.
In wewing the pot￿*￿1 ￿1$ Ihat coukl 8ri9e Bhould a 8lgnlflGgnl TOd￿l￿n In Incuno ￿ IrKurnd th•
TnMtee8 h#ve detemiined that Yro8' reserves shwld b8 equiVal￿t to six montr* normal
OXP8nditur•, 8$ recfynmfjnded ty Citizens Alknce. Thls year CACN h88 al*￿¥¢d th18 P￿StiOn.
The rea8on8 fc* hok4r¥J p*ular reser¥e$4re In Mle 10.
After maklng further appr(yrl* enq¥Jms. the Tiusle•s have a reason¥ble exp8*don that the company
s adequsts resourLw to continue In opera￿On81 exi8lenrR for the tor88ee8ble f￿le. FrK thi8 regwi,
they continue lo adopt the g0Sng ￿GeM basis in preparlng the ffinan¢lg1 $tstemenis.
FUTURE PLAMS
Dgveloplng • wst8in8ble sthvlca that meets the ne8ds of ow cllgnts remainB a prithlty ofth8ln¥te• bo¥d
for2025126. The Charity￿15 bulkj on the vth comp￿ted in the prevlous ffinancialyearto devebp dW$￿ed
fuTrJlTrJ stream5 to inGre85e our susts¥Hbllty and enable us to bulld a dfversè ser4lce that Is rovn8￿? to
dlont need8.
Tho ¢hrity VAII corthuè ensure Ihal tt d8llver6 8 cost-effecllve ￿￿k¢, meanlng th41 are rw)t
only offering value for mow to our exlsong fundws but that we have a vialAe offer, whllst r*¥er
comprnmL81ng on the hi￿) qualty fvt our dlents expect and de8ep4e.
H8¥lng revlewed the risks th8 tharfty18 f8dng, th• trusteej have extended ts l￿d￿9 for the oeThke8 of
a part4ime ljld wrttor In¢0 25r26 to enable us lo contlnue Increaslng the number of funrfing bld$ submitted
ar*J to buikl our ¢opa¢lty in thts 3roa.

Cheshlrn East CttIzonG Advice Burnau North
known a$ Cmlzens Advlce Cheshlrn North
Tru8te88' Report
STRUCTURE, ooveRNANCE AMD MANAGEhlENT
Go¥•rnlng documont
Che8hlre Ea8t cttthis Advkt Burnau ￿rth ICACN}wa8 Incorwated as a company limil•d by guwanl
on 11th F•lYuary 2009. The charity commen¢ed oper¥ilon$ on 1st￿1 2009 •twhlch date the assèts aTh
Ibblitks of the unl￿￿)rpOrated Macdesfield IM1m￿oW and Dlstrlcl Cltken$ ￿c? Bweau wer• acquired.
Thls charttywJ$ fOr￿￿d on 7th O¢tober1997 as a mery¢r o1thelmlm￿aWand Maccle5field &Jreaux, vth
vRre ￿lginallY conslitutsd In 1940 and 1986 resp•. The maxlmum I&￿10ty ofead) membw is Ilmtt•
to £10 and M 31 Marth 2026 the c4mpany had 11 m8n*ers12024'. 8).
Cheshlre E8¥t ¢Mlzens Advke 8uroau North Is a registered charity. Follovlng a r&brandlng exorcise
Ihe natTorwl Cltlzens Advke sen4l¢e In 2015 the company Is Th)w knowi as Cilizens Athce Cheshlre North
(otheNlse refeffed to as CACN In these ?￿oUnts). OutreaGhes are sometlmg8 refeThed to as CiMz¢n8
Ad￿ctr ￿M￿l￿1. Crttrens Knutsford or Cjuzens Advke PoyntrAL
The MemcKandum aTrJ Artlcles ofAssoriation. as amended on 24 Febnmry 2009. 12 September2018. 11
Septsmbw2017 and 2023 goveming d0￿ments of the charfty.
Recnwtm•ntwKI app0ln1m•nt￿tr￿to0ts
The charfty Is govemed through a trustee board. Trustees h•ve held office ￿rirtg Ihe ytor are115
page 11. Tho hJtiGles of As8ociation provide fora mlnimum of four and a Mimum of flfteen tnLStees.
The tntstees meet6 tlmes p8r y8¥ wlth addltlonal quarterty nwJngs forth• TIJ￿￿nn￿tteeS bebw.
Tnjstees art elected lo the Bogrd fora t￿year p•rioJ and ore appolnted by * re8olulion ofits mwnbws
at an AGM. The board has powers to coyt membws vA)o shau retlre at the fc41owry AGM and MAY ofer
themselves for re4eciOcm.
Th8 board 55 $UPPOrted by a nelwvrk ofwfk¢onwnlttee8, cowu)g Fknar*•: Govemon¢¢.' Exe(kn￿.. Hgal
and Salety: Human Re80uw; Operatlons aTrJ Rlsk; and Te¢hnology.
The Iru¥tees vtt￿ have served the year can be seen on page 13. None of the trust9¢$ ha5 any
benefidal Inle￿61 In the ccmpany. Al of th8 tN8tees •re members of the ¢￿￿nY and guarantee to
4>)ntrlbute £10 in the event ofa vAndkng ￿.
Thoorgani&alion 1$ cwdin*ad from its tsffice in Mac4J•sfield.
Twst•• Indudlon and lrnknlng
Now are twlefvd on their loyal oblgaloni uTrJ•r ¢h8rfty 8nd company law. the eont¢nt of th?
Memor8ndum And Arttd8s of Assoc4alion, the ¢ommltte• and de¢Ls10rHna￿ry Pro￿8¢9. the bu￿￿?$6
plan and recenl fin8nd81 p￿1￿ManCe of the charity. Th&y also meel key employees and other trIK81ees.
Trustees aro encouraged to attend approprlate extem81 ￿llIng events whern these wlll f8c4111ate the
tandiry of thwrole.

Che8hlre Easl Clllzens Advl¢e Bureau North
kn¢wn a$ Cltizens Advico Cheshlra North
Trn#te•8' Roport
Ory*nlsallon •In￿￿T•
CACN is a mgmber of Clllzens Advice, the wrating name of the Natiorwl A88ocwUon of Cilizens Advl
Bureaux. thich prov?de8 a tramework for slandards of advke ca5ewThk management as weil as
monltryhg progress agatn81 these standards. Operating polloes Independenlly delemilned by the
Board of Dlreclors In ordar to fulfil its Charl￿re obled8 and wnpty wilh the nallonal mwnber8h*
requlremerts.
The Chief OffKer of the org¥nls8N¢n has been 4ppdnted by the Iw9tees to m*we the day4trday
opera￿nS oflh8 th8rfty. In addltlon. there 15 an eXperien￿d team ofpald staff and volunteers vhto are key
to Ihe ser¥u offered by the charity. Ded8lons a￿ nwde ty th8 trustee bowd kn lthe ¥￿th the Bu8ines$
Devetownent pl￿ and are reviE4wd al least annually.
Senlorkl8nagementTe8m ffle8ts to revl8wprogres$ agolnsttaryets arKI th? Charity*fnwial
orHI tc di8cu8s i¥$ues referred tothem ty the tnlstee board. Reports and rets)mmendatton$ 8re Ihtrn taken
to the full board forapproval. and thelr implementslon13 organi8ed by Chigf Officèrand th• stsff team.
Therg are regular tstaff. volunteer and senbr rnan￿rn￿l tee4n meo1ing$ vthlch ensure that Ixcores81s
belng m•d• Against tW9•ts.
Pay and mmunorJUon of k•y maMgam•nt p•vsorxwl
The tNstee8 consider th8t th¢ board of Irustee5 and th* senhymanagemenl team (SMTI conyrise the key
manag￿ent personnel ofthe charity. The trustee IN)ard revlow 8laff psy rlse$ 8nnuAly lor all staff.
CACN perfo￿$ an amual Risk Kqanagem8nt exercise. A risk management strategy and rlsk ￿$ter were
•greed by the Twstee knrd. The Truste￿ reccgnlje that any major risks to whlch Ihe charity 55 exposed
need to ￿ revlewed and systems PLrf in to M￿gOte those ri$ks. To that erKI CACN Is continualty
monilorfng and manailng its rfsk, re￿￿ljIng the rlsk re9lthr and wourSng Bcllcffl pl8n8 are In to
mi￿g81e tts key rf¥k8.
Induded in ext¢m81 rtsks Is thet olthe10s8 of funding. The 8lfvcts ofthbB are minimmd by the proc4dur88
place. which re5uIi In fvnolng belng seeured from a varfety of source8. The ch8rity ¢￿tinUeS to Seek to
dfv8rBIfy N8 fundlng wirces. Internal rl8k8 are mlnlmi5ed by the iM￿eMen￿n of pmcedures for
aulhorisauon of all ti8n8&llons and projects and to •nsure con$i$lent quality of dèlivery for al oper•ts'onal
asp¢ds ofth¢ d￿rItable bU￿u. These prLKedures are perfodlcally revi￿ed to ensure thatttw still meet
the needs ofthe tharty.
Chashira Eagt Councll I￿80n8 our Isrgest single fvnder and Should they continue to pass on tts ovm
rethdons In fundlng to organisations like ours. Ihe consequgnce¥ WN onty Cause ftJrth8r hard5hlp and a
reduclton in our ¢8p8aty to malntain current de15very. Due to thls are Con￿tt￿ty looklng lo dlverslfy
Jr Str￿M8. arnl have fflade 61gnTfic8nt $trid¢s to malntain the fvnding SLWPM)rt frcrfn Monèy 8TrJ
P•nskn8 SwAc8 IkqAPSI, Towm Goun¢il$ In Wlmslow, Poynton, Krntsford and M8cdesfield. In addrfion.
we hav8 had grants from the NHS Cheshire and Wrral Int8grnted CaTe Board, M8¢mlll8n. #nd fundkng vl8
CltizensAdvice, galnlng fundlng from The Nath)nal Lottery ConThunlty Fund, for our F*nlly Advic•.
10

Ch8shlre East Cltlzen8 Advic• 8uroau North
known as Cltlzens Advl¢e Cheshlre North
Truste88' Report
The twsie* havlng W conBideAtwJn to and mhldlul of thè rfsk facbxs for the thorliy. Idenlfy
foll￿*1￿..
A ffiJThalNJ rernal￿ a 8fttlo￿ thalleng• not just lo maintain but algo to develop our serv1￿. We
und*r8l•nd Ihst the next few years are critic81 for us In temB of our sustsinabThty and ulumatety our long
term suNlval. the Tnthe8 ore tsklng this lisk very soriously and are re$poiKllng acK￿inglY
B. The fifftdiry climate18 not gettlro any easler. t)or do we expect It to i￿rD¥e any tlrm SO￿ - COUFA•d
thls demand for c*Jr ser￿¢¢ 1$ Sn¢reasSng meanlng that we risk being unaue to carry on rneetlng our
¢ltents' needs and experience repulational risk as a resu
C. In order that can ￿ntinUe to dellver11 1$ esserrtial that * m85rrt8ln Olr volunteer b88•. INe, alory
Ith many other Llxal Clthzens Advlce, are findlng f( hardwto attract $uitabl• Voluntows.
Tntstees plans and 81rateglesfor managlng these rt8k&
AIIN￿raISII9 Strategywasdeveloped forthe 24125 finandal ywthat broad¢ry6 c4Jrapproath to Income
generallon, and thts wlll continue to b& developed in 25126 as are wtyklng towards building our
Unrestr1d￿ irKome Ic*aUowus lo creBte a Gushlon shoukj we lace fvrther r¢du4#ion6 kn our fvnding levels.
B. A bhs Mller b n¢)w ern￿oYed to ensure the has sufficient capadty io submit tunding app￿¢8t￿9
8nd Inrxease our chances of Succe88, and durfng 24r25 produced a retum on Itwe8trnenl of over 300%
C. Th•trainirvJ *)rntrw8dvl8er8 h￿been revlth*d and updatedtoenobkn ￿t0 Increasethevolunleer
p¢x4. Thls has beenthng suCc￿$fr￿lty, neW¥O￿nIeerS h8¥ing beon Inuea8edfrom 8 to 12 peryear.
Factor8 Ih8t are ikety to #ffectthe fin•ndal perfomwnce(* posithjn in 2025r26 and ftYlheryay'.
. Core fijndlng Is cwrentty r￿¥8￿ frfAn Cheshir8 East CounGS1 In th¢ form of a ¢thrad currendy In
undl 3151 March 2027, wth a ptitwttial exknsbn of2 ye￿.
11

Cheshlre Ea$t Cldzens Advlce Bureau North
known as Cltlzens Advlce Cheshlre North
Tru$tfjes' R8POrt
• poliltcal enwronmenl remaln8 uncertaln. the impa¢t of key nationjt deve$j￿rnnts1¥ SNII very much
an'unknown quanffty. bul has the potent￿7 to iM￿¢t on our poslllon.
. A p055ible ijmaseil corye¢lVon in on everthnging volunt8ry 8e¢tor marketplace- ￿ know that the
voluntary 8ectorl$ becomlng a much rnore com￿11￿¥$ sector, partlcularfy as fundirwJ beco￿￿5 ever harder
toaLUSS, as a resultwe are seelng organlsalion5diversifyl￿ thewservKe off¥rand moving fjJthertoward8
our'e4>re m8fftet'
R•fovonc• andAdmlnl*tratlv• D•t
Charity Reglstr8tnn N￿￿)er.
Company Reglstratkrf) Nurfflber. 06816600
charity Is kncorporated in England and Wd
SLKJderf•ndHou¥e
Sunderfand Slreet
1128266
Rogistered orace:
Chethre
SKIIF
Ind¢p￿dent Examiner.
Brfght Pknernhlputrlled
charter￿lAC(XJ￿tsnl
Sulte l AmKon Bu¥ines$ Park
London Roa(1 Soulh
Poynton
Cheshire
SK12 1LQ
CAF Bank Lhnltod
25 Avenue
Klngs Hill
W85t M￿lin9
ME194JQ
Trustee8 and officw5
The trusteeB arml Off￿er$ sthlng durfng fv yoar sirKe YM end ￿Te 49foll)￿.
12

Cheshlra Eastcltlzens Advlce Burgau North
known as Cltlz8ns Advlce Cheshire North
Trust•o5' Roport
P T O'Brfen- Ch*
D WRobinson
S Feeney
R J Watson- Vke Chalr (Rslgned 21 Juty 202SI
C campbell￿$11Y
S L Mrm {appointgJ 8Juty2tr24 And re$ign&J 9 Juty 20261
J A Ja¢kson
ELRaw
S Davieg {•pwfnted 8 July 2024 •KI mign•d 30 Sept8ff*er2025}
P J HgTh1son lappowrt8d 18 Nov•mb6r2024)
WA M(knllar
Ex offldo mornt¢rs
S E HeatPKote- Business htsnager
Cllr S Bennelt-Wake- Repre88nttng Cheshlre East Covn
Cllr L Br$ilhwatte- Representing Ch85hlre East co￿dI
J P*kln80n- Volunleer rewe8entsfve
S Ja¢kx*n- Repre8ertlng cluz￿6 Advke nafjondly
Sts¢•montoltru•t••¥' mpon$lbllltl••
The truslee81%th are also the dlre¢ttys of Cheshire East Cilizens Advth Bureau North for Ihe PUFPOSe$
of company law) are responsible for preparfw lh8 Iwste85' report And the fjnanctal statemènts In
aC￿danC0 with ¥pplkabte l•v and Unilfjd lQrydorn Accounting Stondwd$ {Ut*d Kirwdom GeneTrlly
Accepted A¢countsng Pracucel, IndudlrKJ FRS 102 The FlnarKlèl Reporfng Stsndard 8pp15cable In the UK
and RepL**lc of Irelwrt.
Comp8ny requwe8 Ihe IDJstees to prepare fin8n¢ial Stsleff￿nts foreath ffinancial yew. Under company
law the trustees must not approve the fin*ncK•l statemants unless they sBti5ffied Ihat they g￿e a true
and falr ¥rytrwofthe stale ofaff•lrs oflhe thari18ble C￿panY and of th8 In¢omlNJ resources and applicatlon
of re8ource8, induthng its knrArfne and exwrfiture. of the ch81il8ble company for that perfod. In preparing
thestr ffnandd ststements. the Imstees are required to:
se18CtsuRaLle a￿O￿ntir13 policies and apply them conslst•nty:
observe the methods and prinaples in th• Chaiiiles SORP;
mak¢ ludgtmenls and e$llm•te$ tt)8t are reasonable and prud
sts10 applkabjo a¢¢ounting stsnd¥rd$, eomprfslng FRS 102 have been folltrwl, sutyect i
any moterial departures dI￿￿8•d and explthed In the fln•rKlal ststeThRnts: aTrJ
13

Che8hlre East citlzens Advlce Bureau North
known as Cltlz•ns Advice Choshirn North
Tru8tw' Réport
prnpare tho fina￿18[ slatemen15 on the g￿n9 ¢0￿￿M basi& unle8J It ￿ Inappmwlate Ihat
the rthal1lab￿ company ¥*ill conllnue In buslness.
The trustees are mponsible lor ke8plng proper accountkng re￿rdS that C￿ d18dose rea$0￿ble
aKuraGy al any tlme the financlol po$Mlon of the charitablè company and enablg Ihèm to ensure that the
anaal statements compty the Companies Act2006. They a￿ etso responsible for 8afeguardlng the
assets of the tharitable Com￿nY and hence for tsking reasonable Steps for th• prove￿On dete¢tic
offraud and other Yregularities.
The twstees are respon￿ble for the makntenance and Integrity of the cwr*e and fffi8ndal hknFmaJL
irtluded on the L*aritable company￿ web51te. Legislation govemfjng Ihe preparalon arrtl ths5errdnatlon
finBncl81818temenls may drfl8rfrw lo9￿alOn in 0th•rlurl￿kGlK>n￿.
OIKlosur• of Information to auditor
E8¢h tw$lee has taken steps that they oughtlo have taken as a tru81e8 Mi cfdgrto make themsefves avrdre
of any relevant audit InfO￿natIon and to eslabllsh Ihat the ch8rlty'$ audltor ts aware ofthal 1nfrJmiat￿. The
trustees confimi th8t there i¥ no ￿leVAnt inf0M￿tion that tsy knvw ofand ofwhlch knowthe wdlor
Is unaware.
The annual report VAS approved by th& tNsiees of the ¢h8rfty on.-.
and 8bned on Its behair
Chatr8nd Tru8tse
14

Cheshire East Citlzon8 Advlce Bureau North
known as Cltiz•n8 Advlcg Che8hlre North
Independent Examlnets Report to the trustees of Cheshlrn East Cltlzons Advice
Bureau North I'th• Companw)
I rewl to thè thar6ty truste8s on nry 8xamlnaUon of th• accounts of the Compwry y•ar ￿de(l31
2025.
R￿pon81b]lltt1$ and l>asis of report
AS the tharity's trustees of th? Company land also ils director5 for the purposes of company Iw) you we
spon811 J18 lorlhe wopar¥tlon of acco￿ kn accordancewith the rnqutrenxnts of th• Comp8nles A(a
2008 {the 21K6 Ad).
14avkq satisfied my8dftrAt the a¢¢owls of the Company are not reqUI￿d to be au(Uted Part 16 of
the 2C116 Act and aTe eligibk br Independent eyAminat1￿, I report In respect of my examlnatK)n of your
chartty's accounts as carrfed out urttler section 145 of the ChadJe$ Act 2011 IY)e 2011 Act?. In ￿rying
out my examination I haveloi1o%￿d the Dkectiorys wenby Ihechafty comftl￿On ut)derse¢llon 145(5Xb)
ofth• 2011 Act.
Indopendontèxamlnofs stotomwrt
Since the Company's gro8B i￿ome eX￿ded £250.000 yourexaminer mL*t be a men*¢r ola body Ils
In 8edon 145 of the 2011 ACL l Confirm that l am qualw lo undertake th8 exanlnallon lJeraus817An
m&mber of Brlghl Parlnetshlp Umlted, vknleh Is one eftho bodles.
I h8ve completed my ex￿ma￿an. I confimi t￿1 matters have ¢¢m• lo my attention In ¢onnecJion *ryth
lh• •xamirTra¢iDn giving me cause to beI￿ve..
1. attoLmllTrJ recordy were not kept kn re8F*Ct of Cheshlre East C¢lizens Advke Bureau Ncrfth as
required by seCth￿ 386 of th8 2006 Act; or
l the accounts do notaccord wtth those re(¥)rd5; or
3. th• ac¢cunts do not comply with the accounllng requtrements of sectron 396 01 tho 2LK16 A¢t othar
than any requlrenmt thatthe arAJunts gfve a'true and f*irviev/ vtht¢h18 not a maiter contslder8d as
rt Dfan Indep￿dent ex8mlnation,' or
4. the accourts have rnt been prepared In aCc￿ance￿Ath the mettrx>d$¥nd pri￿1p1¢S0fthO State￿￿nI
of Recomm￿delI Praclke for acwjnting and reporting by dfarWe$ [appI￿stile lo charibes pYep8rlng
th*rac¢ountsin 8¢cordan¢% w￿hthe Fin8ndal Reportlng Stsndard applicable In the UK and Repubk
of Ireland IFRS 1021].
I hgve no concems and hava ¢om• across no other mattern in connecilon wmh the ex8mln•llcffj io whh*
attenlbn ¥hould b• drawn kn th1$ report kn order to enaN8 a proper uThJ8rBta￿1Ing of the acc¢¥mts to be
reathed.
15

Cheshlre East Cftlzens Adv1¢• Bureau North
known a• Cltlzens Advicg Cheshlre North
Indep8ndont Examinerf8 Report to the trustses of Choshlre Ea81 Cltlzens Advlc•
Bureau North {'the cornpan￿)
Mik• Senlor FCA
Chartered A¢¢ountant
8rightPartner8hip Llmlted
Suite 1 Arn￿£￿ 8usin688 Par
London Road Soulh
Poynton
ChesNr•
SK12 ILQ
16

Cheshlre Ea8tCttlzen8 Advlce Bureau North
known a8 Citizens Advko Cheshlre North
Slatem9nt of Flnancial Actlvltles for the Year Ended 31 March 2025 (Includlng
Income and Expenditure Aecount and Statement of Total Recognlsed Galns and L088e8
Unr•slrfctsd Rethctod
lund8
funds
Total
2025
Total
2024
Income and Endowrnents frtyn..
Donatlon$ and legacies
Charitable aGU
Inveslmenl income
12.557
319.224
11567
398.848
79024
421,427
77
Total Inem
Expendltln on:
ChaFtt•L4e a¢J¥llies
113
Total exp0ndl￿re
Ngt hCOn￿{eXp?r￿iIUre)
Transfers finds
03 354
113
42.637
{11031)
(12,4B91
12,031
30.148
26,333
N8t movementln fiThls
30.8L
14581
30,148
26233
Reconclllatlon of ￿nd8
TO￿ fvnds brought for*¢rd
Totsl futwjs ¢arTledfoNa￿I
10
All ofts charftys athlles den￿trCffi operallons (lurlng th8 above perio¢ts.
The lundts tY6ak¢Jown for 202418 show In ncjte 10.
17

Ch8shlre Ea8t Cltlzens Advic8 Buroau North
known ￿ Cltlzens Advlce Cheshlre North
Balanco Sheet a6 at 31 March 2025
21,979
469,L
13,411
396,384
409,775
142,3951
Cash at bank and In haKI
490.979
193.4511
Credltorn: Amounts falllng duo wlthln on• rnr
N•t¥￿•ts
Fund• ofth• charfty:
Restricted incom• fvnds
Restrlctedffijnds
10
458
Unr••trfctod Incom• fu
Unféstrl¢tsd frJt)JB
397,528
3e4.922
Toial fundB
10
For the final￿181 ye* ending 31 March 202S the charity entilled to exer￿ti0ft fmm autht under
se(alon 477 of th& Compgnle6 Act rnlallng to £mal ojmpanies.
Dlrectors. reyn5ibNMe&
The M￿)berts have reqLMred the th8rfty k obtsln an a￿al￿dIts ￿coUnts for the year in questvJn In
accordance *lth sedon 476., and
The directors aCknO￿¢d￿e thelr re5ponBibikn1i￿ for ￿mPl￿ng wilh the Y¢qulremsnts of ihe wilh
reBp•ca to accounts.ng ra(xKd8 and the preparatkni of x¢ourt8.
Th flnandal statem￿ on pages 17 to 29 approved by the trustee8. and aLthoriaed I￿u8 c
PTryBrf
C￿rand Trt%te8
18

Cheshlre East Cltlzen8 Advlce Bwreau North
known aj Cillzen$ Advico Cho8hir• North
Notss to the Flnancial Statemonts forthe Year Ended 31 March 2026
1 Ch￿lty staWg
The charity 1$ Ilrnll¢d by guarantee, incorporaled In ENJland sfid W81¥ and coMe(pJenUy (kn8 not have
8hwe capllal. &xh of the trustees Is tJ8ble lo conttilyjte an a￿￿)Unt not excagdkng £10 tthvards the assets
of the th$ilty In the evenl of IiquKlation.
The addres$ of Its r8glstsr￿l office IK.
Sunderfartd HtyJse
Sunderfand Street
Macdesfiehd
C￿*hIre
SK11 &JF
2 Acmunttng polkl
8ummary of #ignlftcantaccountlng policie5 and key accountlng ostlm•t•s
Thè princ4p81 accounting poJicie8 ap￿se￿ In the preparatlon of Ihese finanoal st8tements are set o
below. These policie8 have beon L¥)n*stsnlty applled to an the yearn wesente(l. ￿lesS oknise stthd.
8tat•rnontofcompllan¢o
Thè financial statements h￿t been prep9red in 9￿rdanCe vAth Ac￿L￿tIr0 ar￿ Reporting by Charltie8'.
ststem8nt of RecoM￿￿￿led Practice (applicablg to c*aiittes wep￿n9 thelr accwnts in accordw￿e wlh
Flnancial Reportlng Slandard applicab￿ in the UK and ReNJbllc of Ireland IFRS 10211 (Issued In
October 2019}- (Charwes SORP (FRS 10211, the Nrtancial Reporling Stondard applicabJ& kn tho UK And
Republic of Ireland (FRS 1021 and the Cownie$ Act 20￿.
Ba819 of prnparatlon
Cheshire East C5tlzen8 Advke Bureau North ￿e1$ ts definthn ola publlG bertefit entity under FRS 1tr2.
Assets and Ikibililie8 ara Inlually recognlsed at historkal cost or trnwctt¢n v81ue unle88 0thffi*o Stated
In the relèvant a¢¢(xmtng poticy not
Grdrtrec•l¥abl•
Al income ts r¢¢vJnised once the dwrfty h•$ enthIem￿I to the i1￿0M*, itl6 prob8ble thèl the Inctyne wlll
be received and Ihe *mount ofthe irtome rgcelv* be m88sured rellabty.
Qlft8 and Int*nglbl• Incom•
In ad￿rtiOn to the abov8. the ¢h8rlty a180 rec￿￿ l)elp and 5uppoI kn the form of vduntary assistance In
advlslng tr* Wb1￿ Thls help and $upp)rt Is not Induded in the financkl statements. However, value to
the thaiity h•$ be￿ esllm8led and rflgdosed in the tru8tees' r¢porL
19

Cheshlro &￿t Clilzen6 Advic• Buroau North
known as Cftlzens Adv•ce Cheshlre North
Notes to thè Flnanclal Statements for the Year Ended 31 Alarch 2025
B4nk interest Is IndLwJod in Ihg Statemenlof Finandal ￿b￿be9 on rtceipt
D01•n￿ In¢orn•
Incomir4J resoUr￿froM gronts, wlwe relthd lo p•rformonce and speclfic delIvèrnb￿. are accounted for
as Ihe charitable oJnp3ny eams the rfght to the consldernllon by it8 p￿rf￿1nanCe. Wher¢ Incorne is
rethed In advance of perfcrfrnance it is treated as deferred income ond Indudfjd ￿ttIn cre¢Utcn.
Liabll￿e$ are recogrisad as 8xpendlluY¢ as soon as there i8 a or ￿nStructIve obl1golic￿ comrdtllryd
the thadty to Ihot expenditure, it is probabla that a transfer of econcfflic t4noffts will be rewlred
seWeThRnl and the amount of the Obtlgatv￿ Can bè measured rdiatty. Expendfjlu￿ 1$ accounted foron
accnjals basls and haB been cbsslffed under headings that aggregat• all cosl related to the ¢atsgory.
Where costs cannot be dlrectly attiibuled to hoadings U*y have b￿n allocated to actIV￿eS on
a basls ¢onsist8ntwilh the u8e of resource8.
Ralslnglunds
Tho$earocosls irKurred In altradSng ¥olLWrtary incom2. the managemert ofinveotmertsandthose
In tradI￿j arJivitM that r818e funds.
Support¢osts
Support costs indude central fvnctions and have been alo¢ated to act&￿ty ¢ost categOrte8 on a to8
consistent wth the use of re8our¢e$, for eXam￿e. alc￿lIng proparty C4Jsts by flocf area4 or ¢aplta,
slaff cogts by thè wnt and other costs by their u5ap.
T•xatlon
Thè charfty is conshl8red lo pa58 the tests set OLrt In Paragraph 1 SChed￿e e olthe Finance Act2010
thorefore tt meets the d￿nitIOn of a ¢harWotle ¢omF•ny for UK corporaflon tsx puwses. A¢¢ordinuty. the
charity is pot￿￿lY exempl from t•xaiOon In ￿$p￿t of income or capltal galns re￿IVed wI￿n calegori
covered by Ch8pkr3 Part 11 ofthe Corporatbn TaxAct2010 orsection 256 of the Taxallon olCharg8able
Galn8Act 1992, to the extent Ihol such income Lf gains ar• applled exciusl¥dy to tharitable purposes.
20

ch￿hIre Ea8tCltlzens Advice Burnau North
known a6 Cltlzens Advlco Choshlre North
Notss to the Financial Stat•ments for tha Year Ended 31 March 2026
Fund accourtlng
UnrestriGled l￿d% can ￿ u*J In 8¢wd$ncè chArltable at the dlÉcrelion of thg
Designatsd funds are allocated out of unre6lrithd fund5 by the trus10￿ for $r)etific putposes. The
$￿h lunds Is at thè tru$tees' diBcretitin.
Restr￿e￿ l￿d8 can bg used for particulwr restrthd purp08e8 within the ob*¢ls of Ihe ch*lty.
Re8trKlK￿s ari88 when speified by the donor orvknen funds are rg19ed fOrpart￿uI9T res￿ded wrpose&
Further explanation of tht naknre and wrpox of eath fund 18 included In the notss to tm flna￿al
n¥lon costs and other po8tryMtlrnmont ben•llts
The chaiitable company opefatss a defined conlrilyjtknn perrion sd*me. Conbtst¢ons pty*e to the
¢harilablg wnp4nY$ pen&lon Sch0Th￿ are charged to the Statthment of Financial AciNltte8 In thè period to
¥thlc* ttw r*a*.
Cash Ilow
Clbzens Adv￿ ChosNr• North has taken advantag? of the exomptbns in FRS1 from th• rewkement trj
produt* a cash fflow slalwmnt on the ￿OundS that It Is a 8m811 cwnpany.
3 In¢ome from ¢harllable acllYltl•¥
R•8lrlGt•d
<3enwwl
Che6htrg East CourKM
Kqacdesfield Ttvm c￿n￿l
Krnrtsford Town COU￿11
Wllm8itrwTry+4m G)unGII
Pityntob) Town Cajndl
Clllzens Ath8. National
MaL¥rAHan Benelbts A¢
Money ar￿ Pens*Jns Servlce DebtAdvlce
The NaJwal Loliery Comrnunty Fund
168.389
50.000
21,445
34,230
17.442
15,453
168,389
21.445
17,442
15,453
40.058
27.930
11.635
40,058
27,9XI
11,635
8.925
2,253
Feeding Britain
Great Places Hou8lng As50rAalM
S¢ottl¥h Pthver En•rgy N•t4%rrk
21

Cheshlre Eastcltlzans Advic• Burnau North
known as Citizens Advlco Che8Nre North
NO￿ to the Flnanclal statements for the Year Endod 31 March 2025
Unrnstrlcl•d
funds
T(lal
Totsl fw 2025
Tolal for 2024
4 Investment Income
Unregtiicted
lunds
G•n•ral
Totsl
Doposit 0(xounl Interell
Total for 2025
14210
14.210
Total for 2tr24
22

Choshlre Ea8t Cftlz•n$ Advlce Bweau North
known a$ Clllzens Advlco Che8hlro North
Nole8 lo tha Flnancial Stalements forthg Year Endod 31 March 2025
Éyn(rrtur• on ¢harftabh actlvitie8
A¢dvlty
undertak•n
A¢liv
support
248.526
326.224
4.309
staff & volunleern
1.087
20,885
27.574
4,307
5.432
1.906
29,479
4,307
fijr 2025
Tol•l lor 2024
23

Cheshlre East Clflzens Aqfvlce Bureau North
known a8 Cltlz•n$ Advico Choshlr• North
Notes to the Flnanclal Stalomonts for the Year Endad 31 March 2025
6 TA￿1089 r•mun•rntlonand expon
NDne ofthe Irustee$ have bem pald ￿yreMUnerntion or recolved ￿Y otherts1￿tsfrthn an eM￿Oyment
Ih thelr charfty or 8 related enity.
trustee8 have recelved ony relmbursed •xpenw from the charlty durk)g th￿Y￿.
P•rw* ¢onnected ￿lIh truslfjes h8ve received remuner8kn from the ¢Iorlty dulNJ lh8 rnPOrtiThJ
perfod:
The ofPet•rO'8rf•nwa$ erryknyèd 8$8n 8dvknr ylorto his apFK>trrtm8nt lo the Board, Spou￿ of
Simon Davles was em￿ed as ￿ adMTh$trat￿ prior to his •ppdnbnent to the Board. Both employees.
appoinlments were vla opw reLYuilment. whlth ncfie of the trustses %we Invohed #i. Both connected
person8 are at the same rate 65 Other 8laff dothg the $•me rol¢.
The Charity Commlsslon wre Infomed and Tr) consentwas requlredasemployment b8gJn wiorl)tru8t•e
eppointmenL
The amoLnt of r¢muneralh)n pald to Ihè spwse of Pelor O'Brf8n was £3,527, (£8,986 2024); and £95.
(£90 2024): In pon￿On contritxrtions was pgkl by the tharity for the 2025 repcrting period,. and no olher
n•fits were pakl. Thls employment ended August 2025.
The amount of reMU￿rat￿ p8td lo the spouse of Simon Davie5 was £10.392.1£500 2024),. aTrJ £181,1£0
20241, kn ccntributlon$ was poKI by the GhW forthe r•porting wiod" and no benefits were
paid.
7 St•ff costs
Tts m￿thty average numberof•mpknyees during thè yearwag 8$ fol
2025
No
Erybyees
No wmpbyee received wnoluments ofmore than £fjO.000 durlng the year.
24

Che8hlre EastCltlzen6 Advlco B￿reaU North
kniiwn as Cltlzen8 Advlce Cheshlre North
Notes to the Flnanclal Statem•nts for tho Y•ar End•d 31 March 2025
8 Dgblorn
202S
2024
Trade debtors
Prepayments
ACcn￿d In￿m9
5,750
5,838
9,393
9 Croditorn: amourbts falllng due wlthln on• year
Funds held thlrd par
Other¢rethto
4,353
1.732
11,329
3,240
8,035
Accrual defèrred kncomg
10 Movem•nl In fvnd•¢imntyoar
n￿•t
1 Aprfl
2024
Balance at
31 March
In¢¢ming Re8ourcog
T#￿Urc95 eXPWMlod Tr4nsfo
unTr5￿Clodl￿d•
General FurKIs
241.W22
345,803
1303.186)
(29,031)
255,528
Cash How Buffer
RedurKJ•n¢y P￿￿810n
Premlses R88erv8
IT R￿1¥¢
32,OC#)
63,000
20,000
10,000
125.000
32,000
55,orN)
20.000
35,000
142,000
18.000)
25,OCM)
17.OC¥)
031
25

Che8hiro Ea5tCltlzen6 Advlce Bureau North
known as Cltlzens Advlce Cheshire North
Notes lo tho Flnanclal Statemonts for tho Y￿r Endod 31 March 2025
Balancè at
l Aprfl
2024
Balanc••t
31 Ilarch
2025
In¢¢>mln9 ResqKrt
r8sourwJ •xp•nd•d Trnnjfèrn
HESF- Fuel voud
Macmillan Benefits
The National Lott
C¢Jnmunty Fund
Pen￿0￿5 SeNlce Debt
48
40.059
11￿35
147,391)
111,8351
Totsl rostrlctod fun
Total fvndB
26

Cheshlre East Cltlzens Advice Bureau North
known as c1t1ze￿ Adv5ce Cheshlre North
Notss to the Flnanclal Statemgnts for tho Ye4r Ended 31 Ma￿h 2025
Balanceat
1Ap
2023
In￿mIng R••ouMs
31 ljlard)
Unre¥trlcted fun
Genernl
216.462
,073
1312.943)
(25.870)
241.922
Deslgnat•d
Cash Flow B￿r
Redurklancy Pm¥islon
Preml$gs ReseNe
IT ReEerve
32.fy)0
S1.th)0
20.￿)0
32.￿0
63,000
20,000
12.000
113,￿0
12.000
125,000
Tol*l urnB•irtci•d fvnd•
329,462
384,073 1312.943)
113.670)
3e6.922
HESF- Fuel
CCF. Sfrt¥l
Debk Ath¢. MaP8
DebkAdvk8. Hwde5$￿$S
Macmlllan BerthAthic•
4,385
10.010
703
27.930
(13,937)
11.5181
(33.732)
{8.781)
744
458
815
5,802
7,200
11
712
Total fvndo
27

Cheshlre Ea81 Cltlzens Advlce Burèau North
known as Cttlz•n8 Advicg Che8hlre North
Notes to the Flnanclal Statements for thè Yoar Ended 31 March 202S
Fund D•8cflpUon6
General Fund8
These are the accumulated unrestrfded funds crfthe charfty.
D•81gnatad Funds
C&sh Flow8uffer
Many P￿leCt5 are quarterfy In 8rrearsafter8ta118tlcs have b8en $utrKntttadarKI 8natysed ty Ihe fvndw.
The re8uII 18 that CACN ha8 to find the operational ￿$ts of th￿e proj¢cts for up to 5 month before
re¢elvlng fundlng and the trustees allocate these reseryes to covwthese periods.
R8dund8nGyPmvtsh)n
As prolects terminate it ts not dw4ys kw)$81ble to rndepby the stsff and redundancy paymonts are needed.
The tsugtee8 have alli)cated these Te6ew tg Mbvthls ¢￿tInger￿.
Tlwe 8r6 controctual obfigation5 on the ¢wrenl lease. and there may be a n••d to fi￿?￿e elS￿here, w]Ih
all the asJo(¥ated cogts. The trustees allocated these re8erve8 to cover th18 conlng•y.
rr18 Critical to CACN'S cwratlcfi and mu¢h of the current equlpment Is ag8Eng. ￿th rOa¢emerrt loomlrvJ
The trustaes havo alIe￿ted these reserves forlhi8 dwolopment over the next lo three years.
Ro8trl¢lod F￿d8
HESF- FuelvoLrho
Money ortgknally givèn by Cheshire Eost CounrAI to be di8trfbuted on thelr behall lo help hO￿r￿j
dlffioJMy paylng theSr fuel blls. Thls w 8 fvnd vthlch we also opened lo P￿)liC don3llons. Thi$ was
Increased th5s ygar prfmarSly by a d0ftatic￿ from IMlmifv)w Trywn CwncA.
Th& N811￿ILOttfjry GommunRyFund
Money from the National Lottery c0rrrnun￿ FurKI to provlde an aomce 8eN¢x for famllles of ¢Mdrnn
aged from fy19 {or up lo 25 for young poople vAlh speclal ed￿t￿n81 n¥eds and disabilities)
Money frorn the Cheshire Communlty FowKlotion kr a lolnt aaknacy w4ect Stodwrt and Dtstrfcl
MIND.
DebtAdvKe. M&Ps
Pkneyfroma natlonal Clttzen5Advk* awmentvAlhthe Monwand Pfjnslon S•Nlco to prov*Je the wEder
debl and advlGe caseww
DebtAtiknw. Homebssness
F44oneYfr￿ CRISIS to support ow*ork in preydrrtlrtg homths6ness throw debL
28

Cheshiro East Cilizans Advlce Bureau North
known as Cltlzens Adv1￿ Cheshlre North
Notes to lh• Flnanclal Statements for the Year Ended 31 March 2025
Ala¢mlllan 8enefflsAdvke
orw from a na1(￿81 Ctthns Athrice agreement vAth MacmllLan to PTovIts benefit8 8d¥ice e4sevth f
people affeL*ed ty cancer.
Fund$ r•cel¥od as CuBtodlan A5*nt
CACN •¢ls As custodian of some fuNl8forthrkncal charflles to enable rapld dlstrlbullon to cTherts wh
needed. Al the year end th•M **re:
£392 on behalf of y￿lmS1￿￿ TrusL 4 chgrity that giv•s grants to pgople In need vhlhin th• wIm￿ow
area. Th• mcfjie8 have been L¢ed for travel expenses cllents have had lo vlstt Ihe Macda8field
£1.471 on bth8Nof Knulsford and ￿$t￿t Ucffjs Club- a VVenc4sJ35 prol8Ct which collects donated Wnter
Fuel montas lo help the les$ forlunale avold Iu81 debt1£1,325) wththi Knutsfcfd area, and o Knuts
hardsh￿1 fuThJ. {£1461
£2.490 on béhaMofFIna's￿nd CACN adrthistertofund DeblRellefo￿eryd for mtsrffj adwc*¢ltents
o cannot affrrfd the £90 fee. sIn￿ the abollshment of DRO fees, the fuTrY•r h8$ agr•ed to
Ilh the fund to direct hdp to those in hardship.
11 R•l#t•d paty tran#etk)n8
There¥4Ere ￿lated party tM$8thon$ h the yeor.
29