ST AINNE'&ON-THE-SEA UNTTED REFORMED CHURCH ELDERS. REPORT FINANCIAL STATEMENTS FOR YEAR ENDED 30 APRIL 2024 Registered with the Cbydrity Commlssion 1128043
ST ANNE'WY4.THE.SEA UIYTtED REFORMED CHURCH CHARITY NO 1128043 YEAR ENDED 30 APRIL 2024 CONfENrs I-A2 Elders, Report 13 Statement of ElderJ' Responsibilities 14 IDdependent Examiner's Report 15 Receipts and Payments Aceount 16 Ststemell¢ of Assets and IAabiliti&¥ 17-22 Notes to the Accounts
ST AIYNE'&0N.sE UNED REFORMED CHURCH CHARITY NO 11281M3 ELDERS, ANNUAL REPORT FOR THE YEAR ENDED 30 APRIL 2024 The Elders present their Annual Rwr¢ together with the independently-¢xamin¢d Accounts for the year ended 30 April 2024. The Report and Accounls have been prepared in accordance with the Charities Act 1993 and the Charities (Accounts and Reports) Regulations 2008. Elder5 Th¢ Elders who $ed during the period between l May 2023 and 30 April 2024 were:_ May Bishop David Croall J&cquelin¢ Dell Eil¢¢n Garfitt Sheila Howarth Chris Howland Peter Melvin Dorothy Myers Chris Phair Joyce Phair Principal Officers Partnership Mlnisters: Rev Jirn Williams Rev Janet Calderley David Croall Eli7abeth Flemin8 Church Secretary: Tr¢asurer.' Prin¢ipal Addre53 St George's Road St Anne's-on-sea Lancashire FY8 2AE Email: oificesaurc@btinternet.com Website: wiw.startnesonseaurc.o Facebook: Stsnnesurc PrintiP841 Advisors Bankers The Co-operdtive Bank PO Box 250 Delf House Southway Skelmersdal¢ tAnc&5hire WN8 6wr
ST ANNE'&ON.THE-SEA uNrrED REFORMED CHURCH CHARrrY NO 1128(H3 ELDERS. AiYNUAL REPORT FOR THE YEAR EiWED 30 APRIL 2024 (continued) Principal Advisor& contittued tnvestsnents Rowan Dartington C()Iston Tower Bristol BSI 4RD Professional Advisor iiobert Miller Jones Regan Wealth Management Ltd. Newlands Estat¢ 315 Chorley New R(d Bolton BLI 5BP Registered Accountants John Potter & Harrison Chartered Accountants 1121114 Ivhitegate Drive Black[1 FY3 9XH Aim and purpose The governing document of St Anne's-on-sea United Refomi¢d Church confms that ' The object of the Charity is Éhe advancement of ihÉ ChrtIan faith for the benefit of ihe public In accordance with ¢he ScheTne of Union olihe UnitedReformed Church., Constitutio St Anne's-on-S¢a United Refornied Church has a written Constitution. which provides for all relevant provisions conc¢min8 the following area5 of Church life: The Iwal and wider Church. Constitutional Documents governing the prc¢esses and management of the Church: Property Trusts and Administration. Church Membership> Church Meetings" Church L£adership? Honorary OITicers. Representatives and conlttees. Employees and paid contrnctors: Holy Communion. Baptism" Church Policies. Closure and Dissolution. Risk Management Finances The budget for vach year is constructed after considering the risks associated with continuing to generate sufficient incom¢ and with the control of expenditure. For exampl4 the trends in peOnal givin lettings and fundraising are consideted realistically and influenced by courses of tIOn to maintain and incre income where possible. Expenditure is divided between costs incurred through everyday activities and costs de¢m¢d to be exceptional, for which provision is made by means of the planned use of reseryes. Th¢ Church Metnbers. Meeting is advised on financial arrangements. and final decision5 (other than those properly delegated) always require the approval of the Members. Meeting.
ST AIYNE'&ON-THE-SEA UNrrED REFORMED CHURCH CHARITY NO 11281H3 ELDERS, ANNUAL REPORT FOR THE YEAR ENDED 30 APRIL 2024 {¢ontinued) Risk Management (¢ontiDued) Investments The Church inv¢stments are overseen by the Elders and managed by a small group of representatives from the church Congregation. They meet as required with the indepndent financial adviser and a representativ¢ of the inv¢stment group Rowan Dartington. 11]rough fmancial reFrf)rts provided for their meetings from the group and the independent financial advisor. Eldet3 consider the major financial risks to which the Church is exposed. They have established systems and procedures to manage those risks. The Chur¢h ¢nd¢avours to invest safely and ethically. Nature, bgsis of faith and mission Nature St Anne's-on-sea United Refomied Church c4)nsists of members of the United Reforn)ed Church who meet tog¢th¢r lo¢ally for worshipy Witness and savi¢¢. Basis of f&ith As membeTS of the United Refornied Church. we.. reatTirni our faith in one God. Father, Son and Holy SpiriL taking the Father to be our Father. the Son to be our Saviour and LA)rd and the Holy Spirit to be our Helper and Guide. rejoice in the Covenant God makes with us and delight to answer it with our discipleship. living out our farth through memlShIp of the Church. gladly and obediently accept God's call to partnership with Him in His mission to all creation - declaring that He is Lord of alL and making real the love which is ours in Christ Jesus. Mission As Elders and MeMr$. we commit ourselves to the following priorities for St Ann¢'s-on-Sea United Refornied Church.. publi¢ worship whi¢h proclaim5 and celebrates th¢ Gospel in ways that give glory to Gi)d. 8nd speak to His people of all generations. continuing developmetLt as a Christian communty. the haIlmatks of which are a w¢ll-infornied and nurtured faith, and friendship and caring for all. which includes outreach to the community, near and A¢hievemeDt and Perfomxllte Dvring the wurse of the year the life of the Church has continued encouragingly. thankfully returning to a far more normal operating pattern after th¢ difficulties of the Covid pandemic. We have j01¢ed once again both in our worship. and the ability to play a vilal part in service, fellowship and outreach within the community. Some of the notable events and developments of the year were as follows. In M&y we joined with Churches Together in Si Anne's to host a joyfvl open-air service in our garden, following the Walk of Witness around Ashton Gardens. This was extremely well attended by friends from most of th¢ churches in the town and we were blessed with wonderful weather. Photographs of the o¢wion were featured in the NW Synod Newsletter.
ST ANNE'N.THE-sEA UNITED REFORMED CHURCH CHARITY NO 1128043 ELDERS, ANNUAL REPORT FOR THE YEAR ENDED 30 APRIL 2024 {eolltinued) Achievement Perforniance (continued) July, of course, is the month for St Atme's Carnival, and w¢ threw ourselves into the party spirit. Stsrfishes supw)rted other mwnbers in creating props and artwo for the walking float modelled on this year's theme 'We do like to be beside the seaside.. Representativ¢s from our Junior Church, Messy Church and Starfishes joined members from many of the other churches in the parade. 200 wooden fish were distributed to children watching the parade pass by. A great deal of talent and imagination was evÉdent fmm the preparations. and the walking float was awarded first prize by the judges in the Faith Groups & Charities section. Over the course of th¢ w¢ekend volunte£r5 from the Churches also help out at the Churches To8ether stand in Ashton Gardens. A number of g(x)d wnv¢rsations were had with visitors to the stall, donations wer¢ rec¢iv¢d for Christian Aid, children enjoyed making some crdfts. numerous booklets and l¢aflets wer¢ taken away (along with some lolliwps). inforntIon aFM)ut the town's churches was shared, and prayer requests were received. On both days pr(Keedings were brought to a conclusion in the late afternoon. courtesy of some spectacular thund¢rstorn)s, but all a that it had been very worthwhile and r¢wardin8. In September Elder5 attended an important meeting of NW Synod at the SMesbUry Hotel, to discuss ideas for the future re-shaping of Missional Partnerships and the sharin8 of ministy within Lan¢ashire. No specific proposa15 were agtE¢d, but the event was a very worthwhil¢ exercise in sharin8 thoughts with other churches in the county. Fleetw(x)d URC hosted th¢ Partnership Awayday, and in Octoixr a number of our members spent the day with our friends there. ¢njoying the hospitality and fellowship. We look fonvard to inviting the Partnership chur¢h¢s back to St Anne's later this year when we ar¢ once more the venue for the Awayday. As autumn moved into winter we re-opened our Warni Spa¢e on Wednesdays - on¢¢ again offering sustenance, support and friendship to the many people who joined us. Soup and delicious sandwich¢s ar¢ provided at lunch. along with hot drinks & biscuits throughout the day. There is, unfortunately. a cl¢&r need for such provision within the tow evidenced by the many regular visitor5 - many of whom will spend the entire day enjoying the companionship and warnith to be found there. An early act of prepardtion for Christmas was th¢ Blessing of the Crib in St Anne's Squar¢. wh¢r¢ we joined with Churches Together in holdin8 a service enjoyed by many shoppers and visitors. In December there was a shared service with Fairhaven URC, at which it was our pleasure to host our friends from the congregation of the White Church. The toy & gift service held later in the month once again demonstrated the generosty of spirit within our hurch. resulting in a huge number of parcels and bags bursting with toys. These were taken to the Salvation Arnjy in Blackpcol for distribution among the many deserving families in the area. Moving into 2024, we hosted another shared service with the IVhit¢ chh in February, and later in the month there was a very well_attended training Course on Pastoral Car¢. Easter saw the moving T¢nebrde service on Maundy ThuThfjay. followed by the Good Friday pr(*ession in the town, with prayers being offered along th¢ journey. tater in March our church was the town's venue for the serYi¢e for World t>dy of Prayer.
ST ANNE,&0N.THEEA UNITED REFORMED CHURCH CIIARrrY NO 1128043 ELDERS. ANNUAL REPORT FOR THE YEAR ENDED 30 APRIL 2024 {contiDued) Athievement and Perfornianee (continued) A busy March conclud with some fwe safety trainin8 for many of our numerous volunteers, the final session of the Wann Space at the end of the month. and the unveiling of the large 'L¢t's End Poverty, banner in our front garden. Concludirtg th¢ y¢ar in April a number of Elder5 attended Stonyhurst School for an Elders, Enrichtnent Day) listening to som¢ informative presentations and sharing eriellce. knowledge and friendship with EldeTS from other churches in the region The following groups continued to play an important and joyful role as valued additions to our church family: Choir Sunday Club Flow¢r Team Prayer Chain Bible Study Pastoral Care Team Starfishes Toddler & Carer Club Fundraising Thursday and Saturday Coffee Mornings Thursday Club Messy Church Craft Club In th¢ name of the local Church, members also supwrted and contributed to the work of: Commitment for Life Christian Aid The tkprosy Mission Lo¢al ecumenical activities World Day of Prayer Fylde Foodbank Salvation Army Parkinson's UK Smile Train Tools for Self Reliance The Untted Reformed Chllh at Are4 Synod and National levels In carrying out all the church's essential athninistrative and legal dutie& the Elders were ably supported by the many postholders and the unstinting volunteers from our Church family who have carried out our work and wilness. Some of those many activities are summarised in the reports below.
ST ANNE'N.THE-sEA UNITED REFORMED CHURCH CHARITY NO 112 ELDERS, AJYNUAL REPORT FOR YEAR ENDED 30 APRIL 2024 (continued) Life of tbe Cbur¢h Worship Another year has passed since the last worship report in 2023 and we still travelling along a road of varied worship. We have shared again with the many leaders who always aim to bring during our worship time Bible readingsj Hymns, Prayers ond The Word of God IK*th in traditional and reflective ways to the church members, friends and people who just 'TrIn,. We are forthnate to have a dedicated organist and leader of the ohoir. Lisa Atherton, and the choir members who enhance th¢ Sunday morning worship every week. The seasons are acknowledged by the leaders who bring the weekly Lectionary readings routinely to our listeners. The weekly half-hour Thursday ShOPr,$ Service allows time to pause during the busy week as leaders present their thoughts and reflections to the listeners. 25 - 30+ people regularly attend this service along with the Mini-seasonal seryices that we hold throughout the year. The attenders ar¢ ask¢d to choose the hymns for the mini-service5. Once again we give thanks to all our leaders of Sunday and Thursday services who always deliver helpful and me&ningful service5, along with the d¢dication of all our pianists and organists who accompany the seryices with their dedication and beauti1 music. Prayer Our Prdyer Chain remains open to r¢ceive requests for prnyer for sithation5 FKrth within and beyond the church family. Mi&8ion Outreydch We have continued our suptx)rt for The L£prosy Mission and Christian Aid. The retiring coll¢¢tion for The Leprosy Mission on Easter Sunday 2024 raised £127.50 and SUPEK)rters within the church donated a further £1,372 durin8 the year under review. Christian Aid Week in May 2023 rnised £781.34 and a special retiring collection in October 2023 raised £250 for emergency relief work in Libya and Morocco. Pastoral Care During the past year we have seen Elizabeth Fleming's progression as she continues her training to b¢¢om¢ a lay preacher. Her services are very movin& but a special mention must be made ab()ut the baptism of Reuben Gregson which was so pery)nal, and Elizabeth's fst communion service. W¢'ve seen our young family take part in church 5ervice5 which can only be encourdged, aDd a special mention of Nevaeh's skating achievements. We've had the wedding of Jordanna and Daniel Lunn conducted by Rev Janel which was a very joyous occasion. We have seen the passing of much-loved church Membe but also have had new members joining us. There are Still a good number of church membets who cannot join us for various reasons, but remain very much part of our church family.
ST AE,ON-THE-SEA UNITED REFORMED CHURCH CHARTfY NO 1128043 ELDERS. ANNUAL REPORT FOR THE YEAR EIWED 30 APRIL 2024 (Continued) Pastornl Cgre continued Thank you to our ministers. ¢lders and pastoral visitot3 for your visits and phone calls. and also Rev Jim's hospitsl visits, all of which are greatly appr¢¢iat¢d - along with the weekly home services prepared by Rev Jim and Rev Janel. We look forward again to the y¢ar ahead with faith and p)sitivity. Safegu2rding The definition of Safe8uardin8 which has been adoptrd by the church is 'the promotion of the safety and welfare of ¢hildr¢n and adults who are risk of, or erienCin& harm. abuse or neglect in all fornis.. At St Anne's-on-sea URC we believe that abuse in any forni is unacceptable. and inconsistent with a Christian way of living. Safeguarding is taken seriously at the church. where it is recognis¢d that w¢ all have a responsibility to help prevent any fomi of abuse and neglect and to ensure th¢ wellbeing and pastoral care of those who are. or may b¢, at risk. During the year two safeguarding concerns were identified. These were dealt with by the Safeguarding Co-ordinator with assistance from the relevant team at Synod. and it is believed that both matters have been properly and adequately addressed. The church's Safeguarding Policy was reviewed and re-adopted in the summ¢r. and approprial¢ training was accessed by volunteers and helpers throughout the year. Starfisbes We commenced the Autumn season in September by registering twenty children under the age of four. bul numbers quickly increased to the point where we had to start a waiting list. Our pmgramme of free play until 10.15 am. followed by a¢tion song& freshmentS and story time based on a Bible theme, which is followed by a r¢lat¢d craft activity, seems to be welcomed by knth children and their parent or carer. The last meeting in July will con¢lud¢ with a picni¢ in th¢ church grounds, which is alway5 great fun. and we say goodbye to those who will be starting school in SeptemiKr 2024. It is a privilege to be a volunte¢r helper in this group. knowing we have been able offer a happy. safe and caring environmenL supwTrrt and friendship to many fatllilies in this area in the ¢K¢ell¢nt fa¢ilities provided by our ¢hurch. We are reaching out to the community in a positive way, demonstrating that the church is there for them and its resources are available to everyon¢. Me&¥y Chureh Messy Church meets on the third Friday of the month during Temi time. Our May 2023 session followed the nation wtth all the excitement of a Coronation of a Kin8 and the th¢me of Ascension. En June our theme was Fatherfs Day and we finished our last session with a picnic on the Church meadow lawn. In July, Messy Church teamed up with Storfishes to create undersea worlds for St Anne's Carnival and won First Pla¢¢ for their endeavours. Duritkg the summer break we encouraged our families to enjoy the CFturch garden space and participate in Citizen Science wtth the Big Butterfly Count. The start of the new academic year in September saw us celebrate Harvest Festival with the Flower and Produce Prize being awarded to the best Show and Tell. Th¢ winner w&s awarded an Oc¢an Plastics Trowel, which was made from'harvested, plastic from the seas around Scotland.
cHARy NO 1128(H3 ELDERS, ANNUAL REPORT FOR THE YEAR ENDED 30 APRIL 2024 (continued) Messy Chureh (continued) In O¢tob¢r our theme w&s light and the preciousness of it as the nights draw in. November was all about remembering and December saw us getting creative with Adv¢nt ¢rnfts. The New Year was all about New Starts ond encouraging our families to participate in the RSPB Big Ggrden Birdwatch 2024. We are pleased to say the results are in and our Eco Church garden is a wonderful habitat for most of th¢ birds listed in the top ten of the surY¢y. From New Starts we moved onto deserts and the theTne of Lent in Febnjary. and in March we explored the Easter Story. Our April session was all atM)ut Friends. llear and far, old and new. All these sessions are supported by a dedicated set of voluntea3. who give their time and their skills, which rang¢ from crdfts to culinary skills in the kitchen creating delicious meals that are enjoyed by all at the end of the session. A huge thanks goes to Rev Janet for her time, her crafting skills and the font of knowledge that she brings to ¢ach session. Thanks also have to go to the Fundraising teom and those shopping on the EasyfundrdiSing webpage, the donations raised support Messy Church and other Cburch groups. Sunday Club N¢va¢h, Zakary, and Betsy have enjoyed activities. fun and games while learning stortes about Jesus and the Bible. Thanks aff due to Chris. Michelle and Joanne for all their help and companionship over a 'Cuppa and a Chat,. Thursday Club Afternoon tea at The Bedford Hotel in July 2023 enabled Thursday Club members and friends to meet informally in th¢ summer months. Regular fortnightly meetings began again in (ktober 2023 and ran until the end of March 2024. In this p¢riod w¢ held 12 meetings with attendance5 ranging from 25 to 48. At least ha]f of those attending were people from the wider community. Th¢ varied prograttLe included spiritual r¢flection8 Mlc. and creative writing, aft illustrated tslk about th¢ history of Fairhaven Lake. the work of the the National Coastwatch Institution at Rossall Poin( a celebrdtion of the life of Robert Burns. experiences of travelling abroad, and life as a policewoman in M¢rs¢ysid¢. At the annual gen¢ral meeting of Thursday Club it was awd that a donati¢)n of £500 should be made to church funds. Also, a committee of eight was fornied to plan the programm¢ for 2024- 2025. Retiring Collectiolly Retiring collections were taken during the year for Christian Ai(L Smile Trai and the Leprosy Missio Generous giving at these events, and throughout the year. realised much-needed supwjrt for these caus¢s.
ST ANNE'&ON.THE-SEA UNITED REFORMED CItURCH CHARrrY NO I123 ELDERS. ANNUAL REPORT FOR THE YEAR ENDED 30 APRIL 2024 (continued) Ecumenical Activiti&8 The church is a very active member of Chur¢h¢s Together in St Atu]e's. Representatives from the different churches in th¢ town meet on a regular basis to discuss not only events and special times that occur on the church calendar. but also within the town. Arrangements Are made for ways to celebrate these in a manner that all ¢huwh¢s Cao particApat4 and also the general public. The Pentecost Walk proved very wpular. Those tsking part met in Ashton Gardens and walked through the park. singing as they w¢nt. Fly¢rs Were also handed OUL They ended their walk at St Anne's URC where there was a serYi¢e outside, which drew in some people who were passing. This was followed by tea & coffee ID tILe Hall where people had tim¢ io Chat. We also took part in the St Anne's Carntval and procession, and won the Clifton Shield for our walking float. We also had a stall in Ashton Gard¢ns with activities and inforniation. This year there was a go(Nl turnout for the Go(xl Friday walk and service in the Square, where bystanders had the opportunty to participate. Earlier this year Rev Janet Calderley or8anised prayer stations at St Anne's URC for 'Thy Kingdom Come, _ part of a global llmen1¢1 prayer mov¢m¢nt. This was a special prayer activity day, which St Anne's URC hosted for the other Churches in the town. Tea and coffee were provided, as this is a good opportunity for people to get together and talk. In the past. church members have visited the Islamic mosque in St Anne's and we hope to continue this kind of vi51t with other faiths in the futur¢. As we are always looking for ideas and ways to encournge people to come along to events and participate. we would be very pleased to hear from you. Maintenance Use ofBuildillgs The church's Quinqu¢m)ial Surv¢y Report was received in Mayj the contents of Mthich Understandably prompted a great deal of consideration and discussion by Elders and members alike. The extensive r¢¢ommendations within th¢ report included those identified as requiring urgent attention. as well as those to be addressed at later stages within the 5-year cycle. The scale of the work and the potential cost have proved sobering. Th¢ most significant imm¢diat¢ priority was id¢ntifJed a5 the complete replacement of th¢ roof to the church hall. A great deal of time was spent in debating the most appropriate way of attending to this, ar obtaining professional advice and estimates. It was agreed that remedial work should also be undertaken as required to the church roof at the same time. Synod was persuaded that the remaining balance of our Manse Fund might prowty k applied towards the cost of this work- bearing in mind the signifjcant use of the hall and community roovn for our outreach activities. Members agreed that the balance of the cost should be met from our own res¢rY¢& and work comm¢nc¢d in early April 2024. A visit from our insureJ3' Underwriters in October identified a number of matters. all of which were attended to in the following tnonths. A surY¢y carried out at the r¢quest of NW Synod thankfvlly confirnied that there 15 no evidence of reinforced autoclaved aerated Concrete {RAAC) in any of the buildings on sit¢.
ST AlE'&0N.THEA UNITED REFORMED CItURCH CHARTfY NO 1128043 EIJ)ERS' ANNUAL REPORT FOR THE YEAR ENDED 30 APIUL 2024 {¢ontinued) Maintenance and Use of Buildings continued Other premises work throughout the year Includ.. Repair to the ¢ar park waIL after a section was knocked down by a car, Repair of th¢ drainage and manhole in the car parl finally rkdding us of the small lake which would annoyingly fomi after every spell of rain. Repair to th¢ wrought iron gates of the church, following damage believed to have been caused by a lorry. Handrails fitted to the steps leading down to the ller room and to the hall cellar. Professional removal of all &sbestos containing material in the boiler room. and sealing off the entranee to the undercroti The buildings hav¢ additionally continued to require wbat might be t¢rn)¢d routine upkeep and maintenance, wh¢ther brought abo by damage {accidental or otherwise) or wear and tear caused by the passage of time. We ar¢ also continuing the process of examining options for the p)ssible fitting of solar panels. and considering a more etTicient heating system in the church. Lettings of the haIl, cottLtnunity room and church hav¢ been maintained at similar levels. and these repttsent Ix)th a welcome source of income and an opportunity for meaningful en8a8¢m¢nt with many sectors of the community. Fulldrnising We are still having successful events throUoUt out the year, also managing something every month. W¢ are very well supported for almost all of the events and it's gijod to see faTniliar faces coming through our doors. We commenced our year in May with a very successful Afternoon T¢& This was to ¢¢l¢brdte King Charles. Coronation which had been held 2 days previously - a fantsstic numkr of peopl¢ helped us to c¢l¢brat¢ this event including our Friends from the White Church. One of our members baked a special cak¢, w¢ had a qui4 a raffle. entertainment from our organis4 a superb to plus some people were able to take home some extra cake and g(x)di¢s to enjoy at home. In June we held another of our pular Table Top Sales. again a full wmplement of tables. lots of buzz and chatter. July saw us host a very successfijl Bk and Jigsaw Fair lo include CDS and DVDS, something we hadn't itLcluded for a number of Yea which prov¢d very wpular indeed. August we held a Summer Musical Afternoon in our Church, at which our Organ, Grand Piano & Wurlitzer were used. plus a superb playing by a saxophonist- a great afternoon of music and thoroughly enjoyed by our audience. September saw us host a Harvest Coffee Morning. and on Sunday following Harvest Worship we held a Jacob's Join Lunch - lovely get-tog¢th¢r for everyone. We had donation jars dotted around and the proceed5 went to Water Aid. as did our tIring collection at the end of the service. Also in September we held another of our popular Ct7P( Fairs, very well supported and a full hall of tsbles. In October we held another Table Top Sale. again with a lot of people hiriDg tables, lots of people coming through our doots. November our Hug¢ Christmas Fair. By way of a change we invited som¢ outsiders to take part. mainly Crafters. and At was hugely successful. We hope this will be repeated next Christmas, when it also coincides with our tr>wn Christmas lights being switched on. In early December we had a wncert in Church given by our lo1 Shanty Crew. They were excellent and hav¢ a gcd following, they work hard for the R.N.L.l. a very worthwhile charity. and we were privileged to have them with us. Nearer to Chrislmas we held a Coffee Morning with a few Christhiassy goods to sell. another good session. io.
ST ANNE'&ON-THE4EA UNTTED REFORMED CHURCH CHARTTY NO 1128043 ELDERS, AlAL REPORT FOR THE YEAR ENDED 30 APRJL 2024 (continued) Fundraising (colltinued) We commenced 2024 with one of our Table Top Sales in January - again a full complement of tables in the hall and enjoyed by everyone. February was an Aft¢rncM)n Tea with entertaintnent and a quiz. very well attended. The entertainrnent was Karaoke-style to include a singalong as well. March was another of our p)pular Craft Fairs with a full hall with lovely things to browse and buy. something for ¢v¢ryon¢. Coming to the end of the year we had our very popular Fashion Show - eight mi)dels wearing lovely clothes, thoughts of warmer weather to come. On¢¢ again the hall was full and som¢ of the ladies went home with either a raffle prize or a 8aTment they had purcbased from the show. At all of these events we s¢rv¢ refshments of varying type5. The team in the kttchen do a fantastic job. keeping everybody happy with f(K>d and a constant supply of fras. ¢off¢es or cold drinks. We already have a number of knokings in the pipeline for our next year events. Financial revie7Y From a financial point of view. this has been the fith of two exceptioknal years in which the church is inc[ng significant expenditure in resPt of PlaCement of the hall roo[and various'rèpairs to the roof of the church itself. As a consequen¢e. th¢ financial figures are. somewhat 'skewed by virtue of additional expenditure and also realisation of funds to apply towards those expenses. During the year to April 2024 the Church's total inwme was £135,184. and expenditure totalled £140,868 - a deficitloverspend of £5.684. Once th¢ extraordinary fuwicial transa¢tions in r¢spect of the roof are removed. however. this indicales that the 'nom)al' financial affair5 of the church during the year resulted in a surplus of £14.084. Stgnificant additional costs were incurred - primarily the expense of retnoval of asbestos from the ChUh boiler room. a rise in our M&M ci)ntribution. and in¢reased utility charges. Thankfully members and others r¢sp)nded w0ndeIlY to the challenges. leading to increased support Trn the forn) of regular giving and donations. Thi5 generosity. coupled with a sizeabl¢ reclaim for Gift Aid payments. has resulted in the very welcome surplus which goes som¢ way to offset ihe deficit declared in recent years. Prill¢ipal funding sources for tbe year under review Donations and gifts, some of which attract a benefit from Gift Aid. The other primary sources r fundraising and lettings. Investment policy Aside frotn retaining a prudent amount in res¢rY¢ each year. the Church's funds are to k spent in the short term so there are no funds for long tern) investment. The exception is the Mccappin restricted fund which can be spent only on repairs and renewals anl usually, when no other fwids are available" and any gift which ¢an only be spent authorised by the doThor. Reserves policy As the church relies principally on voluntary contributions which are unable to b¢ anticipated with any greai d¢gree of accuracy. the Church's w)licy on reserves needs to be flexible. The current FK)licy on reserves stales that the Elders will hold reserves which are sufficient to meet short term liabilities and pla¢¢ r¢s¢rves in a range of cOunts to generate income and growth.
ST ANNE'&ON.THE-SEA uNrrED REFORMED CHURCH CHARITY NO 1128043 EU)ERS' ANNUAL REPORT FOR ThE YEAR ElED 30 APRIL 2024 (continued) Objeetives for the year 222025 The following objectives were prop5ed at the May 2024 MembeTS' meeting.. To continue to maintain a vibrdnt. worshipping church and community hub in St Anne's as part of the Lancashire West Mi&sional Partnership To continue io build on our ecumenical relationship5- To rnise awareness of ecological issues, acknowledging our silver award a5 an ecovcongregation; To engage io wider mi]0 with other communities and in other countries Approved and sÈgned on behalf of the Elders Chwch Secretary .... Date . (L 12.
ST ANNE'1¥.THE.sEA iJNITED REFORMED CHURCH CHAiirrY NO 1128043 srATEMENf OF ELDERS, RESPONSIBILIEs FOR THE YEAR ENDED 30 APRIL 2024 Charity Law requires the Elders to prepare accounts that give a true and fair view of the state of the Church and of its income and expenditure for th¢ financial year. En doing so. the Elders are required to: selt suitable accounting policTes and then apply them consistently make judgements and estimates that are rcasonable and prudenL state whether applicable accounting standards and Statnents of recoJnffleDded pwtice have been followed. subject to any departtires disclosed and explained in the accounts; and prepare the accounts on the going concern basis unless it is inappropriate to presume that the Church will continue in operation. The Elders are reS[)nSIble for matntaining accounting records which disclose, with reasoThabl¢ accuracy at any time, th¢ financial position of the Church to enable them to ensure that the accounts comply with the Charities Act 2011, the ChItIeS (Accounts and Reports) Regulations 2008. They ar¢ also responsible for safeguarding the assets of the Church and hence for laking reasonable Steps for the prevention and detection of fraud and other iEregularities. 13.
INDEPENDENT EXAMINER'S REPORT TO THE ELDERS OF ST ANE,oN.THE-sEA ifNITED REFORMED CHURCH CHARITY NO 1128043 We report on the financial statements of St Anne's-on-th¢-S¢a United Refonned Church for the year ended 30 April 2024, which are set out on pages 15 to 22. Respective Responsibilities of Elders and Examiners The Church Elders consider that an audit is not WUiTed for this y¢ar (under section 144 of the Charities Act 2011 {the Charities Act). and that an ind¢pendent examination is needed. It is our responsibility to: examine the accounts {under section 145 of the Charities Act). to follow the procedures laid down in the General Directions given by the Charity Commission (under section 145(5Kb) of the Charities Act). and to state whether particular matt¢rs have come to our attention. Basis of Independent EmIner'S Statement Our examination w&$ Caled out in accordance with General Directions given by th¢ Charity Commission. An ¢xamtnation includes a review of the accounting records kq)t by the ChUh and a comparison of the accounts presented with those records. It also includes considerntion of any unusual items or disclosures in the accounts, and seeking explanations from the Elders ¢on¢¢rning any su¢h matters. The procedures undertaken do not provide all the evidence that would be required in an audit. and consequently no opinion 15 given as to whether th¢ a¢wunts psent a "tsw¢ and fair" view and the report is limited to those matters set out in the statement below. Independent Examiner's Ststement In the Course of our examinatio no m&rt¢r has come to our attentio which gives us reasonable cause to lieve th8L in any material resFrtL the Eldets have not met the requir¢m¢nts to ¢nsur¢ that: proper accounting records are kept (in ac¢ordan¢e with section 130 of th¢ Charities Act)" and counts are prepared which agree with the aeeounting records and comply with the accounting requirements of the Charities Act" or to whicK in our Opinio attention should be drawn in order to ¢nabl¢ a proFr underslanding of the accounts to be reached. Johll Potter & Harriso Chartered Accountants 1121114 Whitega¢e Drive Blackpool FY3 9XH 01'Zc7 14.
ST ANNE'&ON-THE.SEA uNrrED REFORMED CHURCH CHARTfY NO 11281H3 RECEIvfs AND PAYMENfs AccoINr FOR THK YEAR ENDED 30 APRIL 2024 Year ended 30.424 To¢al Funds Year ellded 30.4.23 Total Funds Ullrestri¢ted FuDds Restricted Gelleral Roof Fund Fullds No¢es Receipts R¢¢¢ipts from g¢n¢rat¢d funds: Investment income Manse Fund 1.861 1,861 787 Voluntary Income: Personal giving Donations 73,817 8.442 73,817 8,442 42,779 5,458 Activities for generating funds: Fundraising Lettings Cornerstonelvodaphone Other 10,695 11.330 23.120 5,919 10,695 11.330 23,120 5,919 9,061 9,785 15,435 3,296 Total Receipts 133.323 1.861 135.184 86.601 Payments Charitable activities Governance costs 52.535 66.704 35 52.570 88.298 50.863 40.516 21,594 Totsl Payments 119.239 21.594 35 140.868 91.379 Net IPayments}IReceipts 14.084 (19.733) (35} (5,684) (4,778) Trnllsfers Reconciliation of Funds 14,084 (19,733) (35) (5,684) (4,778) Total funds brought forward 102.813 79.536 32.868 215,217 219.995 Total funds c¥4rried forward 16.897 59,803 32.833 209,533 215,217 15.
ST ANNE'&0N.TIEA UNrrED REFORMED CHURCH CHARrrY NO 1128043 STATEMENT OF ASSETS AND LIABILTrtES AS AT 30 APRIL 2024 Yr ended 30.4.24 Total Fuuds Year ended 30.4.23 Tolal FuDd$ Unreslrieted Funds Restricted Gelleral Roof Fund Funds Notes Flxed A8sets Investments 95.000 95.000 95.000 Total ed A&qets 95,000 95,000 95,000 CurreD¢ Assets Cash at bank Cash in hand Manse fund 21.779 118 59.803 32.833 114.415 118 40.587 94 79.536 Total Currellt Assets 21.897 59.803 32,833 114.533 120.217 Total Lyet Assets 116.897 59.803 32.833 209.533 215.217 The Funds of the Church: Restricted Income Fund - Mccappin account -Gift 31,661 1.172 31,661 1,172 31,661 1,207 Unrestricted Income Fuuds Telefonica 02 General and bequest account Subsidiary accounts 10.000 103.341 3.556 10.000 10.000 163,144 170.370 3.556 1.979 io 59,803 Total Chur¢h Funds 116.897 59.803 32,833 209,533 215,217 Appn)ved b be Elders on .. ..And signed on their behalf by:" . Elder 16.
ST ANNE'S-ON.THE.SEA UNITED REFORMED CHURCH CHARITY NO 1128043 NOTES TO THE ACCOIJNrs FOR TEtE YEAR ENDED 30 APRIL 2024 Aceounting Poli¢i¢s (a) Basis of Prwation The financtal statements have been prepared under the receipts and payments basis in accordance with. and pemiitted by, Section 145 of the Charities Act 2011. (b) Fwids Structure of Receipts The Church receives fijnds from the following sources: donations. personal givtng and related tax claims for donations under Gift Aid. fundrnising net of any attributable cost. lettings, this relates to any income ¢¢IVed from outside organisations who hav¢ used the faciliti of the ChUh hall and annexe. l¢ga¢i¢s' investment income which relates to interest from bank deposits and income fund units. Restricted funds are fimds which are to be us¢d in a¢cordanc¢ with specific restrictions imp)sed by the donor. There are two restricted funds. a legacy from the Misses Mccappin. which is restricted to expenditure on repairs and renewals, nornially when there are no other funds available and gifts which are restricied ¢0 expenditure approved by the donor. Unrestricted ndS comprise those funds which the Elders are free to use for any purpose in furtherance of the Church's objectives. unrestrict ndS include designated fimds where the Elder4 at their discretion. hav¢ creat¢d a nd for a specific purpose. The Manse Fund represents funds the church is entitled to followtng the transfer of the Manse to the Synod. It 15 unrestricted and available as a designated fund. The church can claim on this for use in its ministy and mission. Covid grant receipts from the Job Retention Scheme have ixen accounted for on a receipts b&si5. (c) Payments All expenditure is accounted for on an inwme and expenditure basis. inclusive of VAT which cannot Ix recovered. and h&s been ¢lwified und¢r hthlings that aggregate all costs related to that category. Charitabl¢ activities: costs of the Church incurred in the delivery of its a¢tiviti¢s and services" Governance costs: costs associated with the general running of the Church as opposed to those costs associated with direct Chureh activi¢i¢s. 17.
ST ANNE'&ON.TH&SEA UNrrED REFORMED CItURCH CHARITY NO 1128043 NOTES TO THE ACCOUWTS FOR THE YEAR ENDED 30 APRIL 2024 (continued) Aecounting Policies {continued) (d) Tangible fixed assets Leasehold Property: The Trustee5 of the Church building arc th¢ United Refornied chUh North West Synod Trust for purposes com)ected with St Anne's-on-the-sea United Refonned Church. 'The manse building has iKen sold and following the introduction of the Syn(Ml Manse Scheme a grant has been made availabl¢ kn the relevant churches from l March 2022. Expenditure in¢urr¢d on the Church and manse is written off in the year it is tncurred. (e) Fixed asset investments Investments are stated at historic cost. (fj Toxation As part of the United Reformed Church, the Church is an ¢x¢¢pted charity within th¢ meaning of the Taxes Acts. Accordingly it is potentially exempt from taxation in respect of income and capital gains receiv to the extent that such income or gains are applied to exclusively charitable purw>ses. No provision for taxation has been made in these financial ststements. (g) Cash flow statement The Church has taken advantage of the exemption in Financial Rel1n8 Standard No I from producing a cash flow statement on the grounds that it is a small charity. Inves¢ment In¢on)e Year ended Year ended 30.4.24 Total 30.4.23 Totsl Manse fund interest 1,861 787 18.
ST ANNE'N-THE4EA uNrrED REFORMED CHURCH CHARrrY NO 1128043 NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 30 APRIL 2024 (eontinued) Receipts from Voluntary Income Year ended 30.4.24 Yefdr euded 30.4.23 Personal giving Freewill envelopes Offertory Gift Aid Offertory Non-Gift Aid- Sunday offerings Offertory- Standing orders and gifts Tax recovery 3.060 2.180 11.096 45.634 11,847 2,845 1,837 10,401 21,966 5,730 73.817 42.779 Donations- unrestricted Thursday coffee Sunday coffee Thursday club WeddingsFuneralslBaptisms BkShelf Chrislm&s cards Commitment for lif¢ Retiring collection Organ upkeep 1,270 1.278 500 1,171 1,329 500 600 82 140 35 1.271 45 3,299 1.000 loo 8.442 5.228 DonationslGrant- restricted Specific donations 230 Re¢eipts from a¢¢ivit Year ended 30.4.24 Year ended 30.423 Fundraising Christmas Fair Crdft Fair Table Top sales Other events 1.593 2,104 2,904 4,094 1,337 2.994 1.610 3.120 10.695 9,061 19.
ST ANNE.N.TE-sEA UNTTED REFORMED CIIURCH NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 30 APRIL 2024 (Continued) Receipts from activilies (eoDtiDued) Year ended 30.4.24 Year ellded 30.4.23 Lettings Hall Community r(K)m Food bank fuel 10,061 9,251 21 513 1,269 11.330 9,785 Other Sthrfishas Wami Hub Subsidiary accou1 movement 1,342 1,439 1.400 457 1,577 5,919 3.296 Payments Year ended 30.4.24 Year ended 30.4.23 Charitable activities- unrestricted Ministry and mission Pulpit supply Minister training Mustc in Church Instrument upkeep Music li¢¢tK¢s Correspondence Messy church Copier Post¢rs Publications Wann Hub Retiring collections B(KTrk of Remembrance Other Book allowance 38.164 1,587 36,828 1,089 3,000 4,980 829 445 22 98 322 452 669 416 1.117 5,462 1,224 480 278 163 633 331 495 3.299 60 109 250 524 52,535 50,791 Charhable ActiTrrylies- resti1ct] Posters 35 72 20.
ST ANNE'&ON.THE.SEA UNrrED REFORMED CHURCH CHARrrY NO 1128043 NOTES TO THE Accouwrs FOR THE YEAR ENDED 30 APRIL 2024 (Continued) Payments (continued) Year ended 30.4.24 Year ended 30.4.23 Governall¢e cts- unrestricted A¢¢ountancy Payroll charges BkkeePIng Water Gas El¢ctri¢ity Insurance Telephone Pr¢mis¢s upkeep Asbestos removal Hall roof Cl¢aninWCaretaker Garden 900 150 1,152 1,121 7,103 13,178 9,855 407 6,488 10,680 21,594 13,737 1,933 840 1,056 767 5,495 5,171 9327 407 4,659 12,620 30 88298 40,516 Governance Costs- restricted Church garden fund Outreach Fixed Asset Investments Year ended 30.424 Cost ended 30.4.23 Cost Quilter Cheviot- General and Telefonica 95.000 95,000 The net LKW)k cost of investtnents at the date of the accoullts, and the market value is a5 follows:. Book Value Market Value General and Telefonica 134,866 95,000 21.
ST ANE,N.THE-sEA UNITED REFORMED CHURCH CHARITY NO 1128043 NOTES TO THE ACCOUNTS FOR THE YEAR ENTIED 30 APRIL 2024 (Continued) MaJL8¢ Fund Year ended 30.4.24 Year ended 30.4.23 anse Fund 79.536 This represents the value of the Manse Fund held by th¢ Syncd in S¢t of the Church and is availabl¢ to support the d¢v¢lopment of its mission and ministy. C&sh at Bank Yr ended 30.4a4 Year ended 30.423 C(OperatIve Current A¢ttt Thursday Club Account Flower Accounl St Annes L£prosy Mi&8ion ProjeLt 110.941 1.435 38.669 1.179 682 57 l.372 114.415 40,587 Cash in Halld Year ended 30.424 Year ended 30.4.23 Petty Cash Thursday Club Flowers St Annes IrOsY Mission Project 36 33 36 25 l18 94 10. General and bequest a¢¢oun¢ Included wtthin th¢s¢ funds is a deSiated fid for minist¢r training with a balanc¢ at 30 April 2024 of £565. 22.