IOCESE
BLACLBURn
OF
ST CUTHBERT'S CHURCH
Lytham Road, Fulwood, Preston
ANNUAL REPORT OF THE PAROCHIAL CHURCH COUNCIL 2025
1111 .._Ii. i
VISION9026
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Table of Contents
INTRoDU￿l0N........................................
AIM AND PURPOSES OFTHE PAROCHIAL CHURCH COUNCIL
pcc
ACHIEVEMENTS AND PERFORMANCE......................................................................................................
CHAIRMAN'5 REPORT2025..................................................................................... .....................................
KEY MINISTRY SUMMARIES...........................................................................................................................
CHURCH CENTRE REPORT........................................................................................................ ................... 11
STRucfuRE GOVERNANCE AND MANAGEMENT................................................................................... 12
POLICIES
.12
CONSTITUTION OF PAR¢XHIAI CHURCH COUNCIL WITH EFFECT FROM THE APCM HELD ON 04 MAY 2025..................... 12
ADMINESTRATIVE INFORMATION................................................................................................................... 13
SAFEGUARDING REPORT............................................................................................................................. 13
FINANCIAL REVIEW............................................................................................................................... 14
STATEMENT OF PAROCHIAL CHURCH COUNCILS, RESPONSIBILITIES........................................................................ 15
STATEMENTOFFINANCIALAcnvmES............................................................................................................ 16
BALANCE SHEET.. ............................................................................................................................ ........ 18
NOTE I: BASIS OF PREPARATION .. . ............................................................................................................. 19
NOTE 2: AccouNTING POLICIES............................. ...................................................................................... 19
NOTE 3: ANALYS15 OF INCOME- GENERAL FUND.............................................................................................. 21
NOTE 4: ANALYSIS OF EXPENDITURE .....................................................................
.22
NOTE 5: DETMLS OF CERTAIN ITEMS OF EXPENDITURE........................................................................................ 24
NOTE 6: PAID EMPLOYEES........... ..................................................................................... ......................... 24
NOTE 7: DEFINED CONTRIBUTION PENSION SCHEME .
.25
NOTE 8: TANGIBLE FIXED AsseTS.................................................................................................................. 25
NOTE 9: DEBTORSANDPREPAYMENTS........................................................................................................... 26
NOTE 10-CASH IN BANKAND IN HAND............................................. ........................................................... 27
NOTE 11: CREDITORS AND ACCRUALS.................................................................................
.27
NOTE 12: MOVEMENTS ON RESTRICTED AND DESIGNATED FUNDS........................................................................
NOTE 13: CONNECTED PARTYTRANSAclloNS...................... ........................................................................... 29
INDEPENDENT EXAMINER'S REPORT T
THE MEMBERS
TRUSTEES OF ST CUTHBERfs CHURCH PRESTON
St Cuthbert's PCC Annual Report 2025
Page.. 2

Introductlon
This is the Annual Report of the Parochial Church Council IPCCI of St. Cuthbert's Church. Fulwood, Preston.
registered charity. In this report we describe our mission and the aim and purposes of the PCC. our
achievements and provide the financial report5 for the church. The report is designed to be read by anyone
who is interested in the work of the church as well as to fLblfil our reporting obligations to the Charity
Commlssion.
Detalled reports from the individual ministries in the church and for associated organisations can be found in
an Annex to this report.
The Parlsh Mlsslon Ststement
Fired by the love of God, we seek the
transformation of Fulwood, Preston
and beyond.
st Cuthberts PCC Annual Report 2025
Page.. 3

Alm and purposes of the Parochlal Church Council (PCC)
A5 defined in the PCC Measures of 1956 as amended in 1969, the PCC of St Cuthbert's Church Ithe Parish
Church of St Cuthbert, Fulwood, Preston) has the responsibility of co-operating with the Incumbent in
promoting within the ecclesiastical parish the whole mission of the Church. pastoral, evangelical, social and
ecumenical.
The PCC is also specifically responsible for the maintenance of the Church CeTht￿ complex of St. Cuthbert's
Church, Lytham Road, Fulwood, Preston.
Objectives and Actlvitie5
The PCC is committed to enabling as many people as possible to worship at our church and to become part
of our parish community at St. Cuthbert's. The PCC maintains an overview of worship throughout the parish
and makes suggestions on how our services can involve the individuals and many groups that live within it.
Our services and worship put faith into practice through prayer and scripture, music and sacrament.
When planning our activities forthe year, the trustees have complied with the duty to have due regard to the
Charity Commission's guidance on public benefit and, in particular, the supplementary guidance on charities
for the advancement of religion. In particular, we try to enable ordinary people to live out their faith as part
of our parish community through:
the advancement of religion for the public benefit
Weekly, public worship services in the Church Centre that are open to all who wish to attend with no
quirement for any commitment to be made, financial or othen￿lSe, in return. Regular attendees are
encouraged to help support activities and each other by volunteering and providing financial support to
charitable artivitie5
Public rituals and ceremonies are provided, such as weddings, baptisms and funerals
Worship and prayer meetings,. learnin8 about the Gospel,. and developing peoples, knowledge and trust
in Jessjs
Weekly education is provided for children and teenagers that contributes to their spiritual and moral
education
Provision of Children and Youth oriented church activities and a Toddler Group
Provision of pastoral care for people living in the parish, includlng forthose who cannot attend the church
premises, whether as a result of age, infirmity or ill-health. Support is also provided to attendees /
members through prayer, conversation and friendship
Small groups open to all who wish to attend regularly meet to study the bible and provide each otherwith
friendship and other mutual support
Development of activities and service5 for the benefit of local people and as a vehicle to offer support and
comfort to those in need
Missionary and outreach work and supporting other tharities in the UK and overseas.
The Trustees set policies and controls to maintain appropriate safeguarding standards are met
Any activities where charges are required have the charges waived where beneficiaries are unable to
meet the cost
To facilitate this work, we maintain the fabric of the Church of St Cuthbert and the Church Centre
Complex.
St Cuthbert's PCC Annual Report 2025
Page: 4

A¢hltvements and perfomiance
Chairman's Report 2025
Isaiah 43.18-19
'Forget the former things:
do not dwell on the past.
See, l am doing a new thing.
Now it Springs up; do you not perceive it?
l am makinE a way in the wilderness
and Streams in the wasteland.,
Introductlon
As we reflect on the past year at Sr Cuthbert's, we do so with gratltude and expectancy, holdin8 on to the
promise of Ephesians 3:21F21 that God is able to do immeasurably more than all we ask or imaBine. Thi5 year
has been one of transition, growth, challenge. and renewed vision. We have seen encouraging signs of
splritual hunger. strengthening ministry teams, deepening community engagement, and new opportunities
for outreach. even as we have navigated leadership changes and financial pressures.
Throughout it all, we remain committed to our calling to be a church 'fired by the love of God,, blessing the
generations, rooted in prayer, and seeking God's renewing work among us, in Fulwood, and beyond.
In 2025. it has been another year of encouragements and challenges. both personalfy and for u5 as St
Cuthbert's, serving the King of King5 here in Fulwood. Through it all. l am ￿mInded of God's farthfulness.
We have had various people steppin8 aside andlor movin8 on, includln8 our PTO, Revd Chris Jackson, who
has served us so faithfully since retiring to Preston some 15 years ago land who retains his PTO should we
require him to minister in the future): Revd Martin McDonald. who has followed God's call to Serve a5
Associate Minister at St Anne's, Woodplumpton- and, of course, our CYF Co-ordinator, Jacob Harrison, who
has moved on to become an Assistant Pastor at King's Church In Bolton. Thls was a fantastic opportunity for
Jacob and his family, though it was naturally sad for us to lose such a valued member of our community.
Yet God has been so faithful in providing people at just the right time to Step forward into leadership roles,
including Je2 Calder and Paul Hayhurst, who have enrolled on the Diocese ALM IAuthorised Lay Minister)
Course, and Vicki Grisdale, who is undertaking the MPower Urban Leadershlp Minlstry Training.
Not to mention the many people who have stepped up in variou5 ways. both in background and frontline
ministries, serving people of all age5 and backgrounds
includin8 those who have taken on additional
responsibilities since Jacob's departure. In addition. our finances and building are beginning to place a strain
upon us. Yet, once again. God has been faithful in providin8 at just the right time.
During 2025. before we could explore our vision for the next phase, I sensed God encouraging and reminding
us to focus on bein8 a 'healthy church.. This became a common theme throughout the year, which I will brie
reflect on using the framework of UP, IN & OUT.
up
2025 has been a year in which we have journeyed towards greater stability in our 9.CM)am and 10.30am
congregations and in the worship offered there. The year began by returning to our prayer foundations of
ACTS (Adoration. Confession. Thanksgivin& and SLtpplicationl.
St Culhbert's PCC Annual Report 2025
Page.. 5

In response to the financlal sltuation we found ourselves in, we explored generosity during Lent. This was
followed in the spring by our'Being a Healthy Church, series, focusing on the book of Acts, and in the autumn
we turned to Ephesians.
During the summer, many people engaged enthusiastically with the Psalms reading challenge, which also
shaped our Sunday teaching throughout that season. In addition, we have continued our Prayer Gatherings
and Worship Nights, which have drawn people from across Lancashire and have been a real blessing.
IN
Probably the most vital thing we can do as a church is discipleship. l am incredibly grateful to all our Life/Small
Group leaders and to all who lead and support our CYF groups on Sunday5 and throughout the week.
In all honesty. it has been challenging to support these groups in the way that has been needed. To that end,
l am especially grateful to Jez Calder for taking on the production of the Life Group notes.
Throughout 2025, it appears that we are in the midst of a move of the Holy Spirit across the nation, often
referred to as 'the Quiet Revival,. Therefore, the need for us to be spiritually healthy
with passionate,
committed, and mature Christians who can disciple people of all ages
is absolutely vital.
OUT
Mission and evangelism are often the hardest areas to measure, but we have much to be encouraged by.
The Community Hub continues to flourish, with many new people connecting through Renew, Talk English,
Tuesday Hangouts, Toddlers, and Community Lunch. Jacob and I have continued to build relationships with
Fulwood & Cadley Primary School, Queen's Drive Primary, and Archbishop Temple CofE High School.
Through the 'No More Knives, tour, further opportunities have opened up at Fulwood Academy and Our
Ladws Catholic High School
and the potential here is significant.
Alongside Messy Church, Light Night continues to attract good numbers from our community- Carol singing
at the Plungington Pub wa5 a150 a particularly special occasion.
In addition, Alpha began in January, and we have had the joy of seven people Signing up who were not in
church six months ago.
Looking ahead, 2026 will be significant, a5 It marks the Diocese Centenary. We are being encouraged to hold
a Mission Weekend from 11-13 September 2026, so please watch this space for further details.
My hope is that we will all grow in confidence as witnesses in 2026. After all, we carry the greatest news in
the world Jesus. Let us pray for boldness and confidence as we live out and share Jesus in our community.
Conclusion and Summary
As we look back on 2025, we See a year marked by both stretching and Strengthening. There have been
challenges
in leadership transitions, in finances, and in the pressure5 that come with growth yet through
it all, God has been unmistakably faithful. We have seen stability deepen, ministries grow. new leaders raised
up, and fresh opportunities for mission emerge.
If there has been one consistent thread throughout the year, it is this.. God is shapin8 us into a healthy church.
A church that is rooted UP in worship and prayer. A church that is growing IN discipleship, maturity, and
spiritual depth. A church that is reaching OUT with courage, compassion, and confidence in the gospel.
St Cuthbert's PCC Annual Report 2025
Page: 6

The words from Isaiah feel especially fitting.. "See, l am doing a new thingl" We may not yet see the full picture
of what lies ahead, but we can clearly see that God is at work among Lts. Seeds are being planted. Falth Is
growing. Doors are opening.
As we move into 2026 - with the Diocese Centenary and new mission opportunities before us - we do so
not in our own strength, but in confident dependence on the Lord. Our calling remains simple and profound:
to be a church fired by the love of God, blessing the generations. rooted in prayer, and faithfully sharing Jesus
in Fulwood and beyond.
Let us continue to seek Him wholeheartedly, trust Him fully, and step forward together into the 'new thin
He is doing.
St Cuthbervs PCC Annual Report 2025
Page: 7

Key Ministry Surnmaries
The PCC is grateful to the many members of the church family that contribute to the life and artivities that
make St. Cuthbert's community so vibrant. From the most visible roles to those that are carried on quietly in
the background. we thank you for hearing God's call and responding.
Manyof these voluntary activitie5 are carried out by Ministries that the PCC has established to help implement
its objettives and responsibilities. This section contains a summary of the core aims of each Ministry and a
brief report on their activities. More details and other team reports can be found in the Annex.
Worshi
and Disci
le5hi
Core aims..
Ensure prayer is at the heart of everything we
Nurture and develop Readers, Speakers,
Preachers and Service leader5.
Grow and develop our corporate worship.
Recruit and train worship teams.
Develop Life Groups and their leadership.
Promote learning opportunities for discipleship
across the church family.
The Worship and Discipleship Ministry team comprises clergy and occasional leaders and preathers
supplemented by members ofthe YFCteam, mu5Kians and Ilfe group leaders.
The 9am Sunday service offers a reflective, liturgical format and has seen a steady growth in numbers over
the year. The service leadership has been enriched through the addition of more worship leaders and the
introduction of new service leaders and speakers. The slightly larger 10:30am service offers the opportL¢nity
to worship in a more contemporary, charismatic environment and is developing its Worship and providing
opportunities for groups to engage in new ways in the worship life of the churth.
The Worship Group has provided a strong lead across the normal weekly services as well as at the key Easter
and Christmas Se￿ICe$ and other festiva15 during the year. We continue to experiment with new forms of
worship and prayer to engage the widest possible groups atross our community.
The Life Groups have continued to meet independently and together as they studied materials relating to the
sermon series in church.
Local Outreach
Communl
Hub
Core aims:
Seeks to oversee the outreach and engagement of the church with our local Communlty. In our local
mission, we are seeking to embody the 5 Marks of Mission where we live..
To proclaim the Good News ofthe Kingdom
To teach, baptlse and nurture new believers
To respond to human need by loving service
To transform unjust structures of society, to challenge violence of every kind and pursue peace and
reconciliation
To strive to safeguard the integrity of creation, and sustain and renew the life of the earth
The Community Hub continues to thrive with many actlvities falling under its umbrella. Five of the main
activities are described in a little more detail below. Each of the activities depends on the volunteers that
support them and without whom they could not function. We are very grateful for their time and
commitment.
Toddler group: continues to attract a strong regular attendance of people mainly from the local community.
St Cuthbert's PCC Annual Report 2025
Page.. 8

Talk English: the Talk English group continues to thrive, averaging over 30 attendees every week and peaking
at a record of 50 in the Autumn. The students come from a wide range of COLtntries acr05S the world and are
supported by a dedicated team of volunteers who run cultural and educational events and outing5 to
supplement the core activities of the group. In addition to the core English-learning activities, the volunteers
also provide a wide range of support to the student5 to help them with their day-to-day needs.
Renew Fulwood: continues to thrive with the number of regular visitors continuing to grow. The blend of
activities. individual interactions and prayerful support combined with light refreshments is valued by all who
attend and provides a real contribution to their well-being.
Community Lunch: the bi-monthly Community Lunch is attracting a growing number of diners from the local
community who value the combination of good food, warmth and support provided by the volunteer5.
Schools: the work with local schools continues with our CYF co-ordinator having regularly provided input to
assemblies and lessons, running a weekly lunchtime IEnite group at a local secondary school, as well as
organising events for the schools in the church buildings.
Mission Partnershi
Core aims..
To financially and prayerfully support our mission partners in the UK and around the world, and to build
strong links between them and the church.
Leader.. Jenny Fullalove
This year saw the start of a new 3-year cycle of support for our mission partnership link5 from 2025-2027. As
a church we are now supporting 4 mission organisation5 With the tithe from St. Cuthberts & upholding them
in our prayers throughout the year, as well as welcoming speakers from the organisations to share in our
services.
Pastoral Care
Core aims=
Meet individual's needs
Focus on the need for healing
Leader: Lynne Wood
The pastoral care team has grown thi5 year. Two new members have joined us, which is good news. We now
have six members.
Train and develop those called to pastoral care
Follow up new church members
The team assists in distributing Holy Communion to some of our church family who are unable to attend
church. James, our vicar, ha5 acconipanied us on some visits, in order to meet these church members. Some
of our team also assist with the Communion services at a local care home.
Meals continue to be provided to church members when we are aware of a need.
Prayer ministry after services has declined, due to lack of volunteer5. A prayer chain that engages a wide
group of the church membership is in frequent use and is running well.
We encourage all members of the fellowship to alert the team to any needs they become aware of, so that
we can offer support.
St Culhbert's PCC Annual Report 2025
Page.. 9

Children Youth and Famllles
Core aims=
Nurture and develop children and young people
Link, direct, and support all youth organisations
across the fellowship
Leader: Jacob Harrison
Parentlng support
Child protection and child friendly policies
The Children, Youth and Family ICYFI Ministry, led by Jacob Harrison and 5UPPOrted by a committed team of
leaders and helpers, has continued to increase its impact on the lives of young people in the church and the
local schools and community- The rich range of children and youth groups on a Sunday and during the week
(Tuesday Hangout and The Wayl has seen our young people developing their relationship with God as their
understanding ofthe faith develops. Highlight5 of the year included a Youth Residential weekend and Summer
Holiday club which were both well-attended.
We continued to develop our links with the local primary and Church of England setondary schools. Jacob
was invited on several occasions to do assemblies and lesson5 at the primary schools and to help with the
running of the Christian Union and some lessons at the secondary school. Jacob also visited Our Lady's
Catholic High School, Fulwood Academy, and Corpus Christi to support the Message Trust's No More Knives
tour. As a follow-up, around 30 young people attended a film night later that week. The No More Knives tour
also ran again in January this year, with Jacob visiting Our Lady's School onte more.
Pro
Core aims:
Health & Safety, buildings and maintenance
Ensure buildings are fit for purpose
Advise PCC of issues relating to the fabric of the
buildings
Leader.. Anton Mooney
The Property Team have completed about 70 jobs ortasks in 2025. These have been a combination of general
maintenance work such as painting and reactive repairs such as plumbing issues. We have also advised and
a5515ted the Wardens and PCC in grant applications and work or projects involving outside contractors.
We have a number of planned maintenance activities that are either just Starting or will take place in 2026 as
we continue to maintain our estate in a safe and attractive state.
Ensure that accessibility meets legislation
Quinquennial review
Encourage membership of the Team to ensure
future care of the Church Centre.
Finance
Core aims-
Support the Treasurerlsl
Promote financial learning and understanding
across the fellowship
Approve annual budgets for each Team
Develop a medium-term financial strategy
Leader.. Matt Southword
The Finance Team, led by the Treasurer, draws on a number of individuals across the church to make sure
that our finances are properly handled. The team also plays a key role in communicating the financial State of
the church and encouraging additional 8iving and fundraising activities.
Sl Cuthbervs PCC Annual Report 2025
Page.. 10

Infrastructure
Core aims-
Effective communication with the fellowship
Maintain and develop mechanisms for effective
communication within the buildings and
remotely
Events and public relations
Liaise with other Teams, providing necessary
support
Leader: Dave Gethin
The Infrastructure team has continued to provide invaluable support for our seNice leaders and for other
events. The technology used has enabled our services to be run and streamed for those who can and cannot
be physically present in the building. Some of the technology used is highly complex and we are grateful for
the skills of the team who help to make it as easy a5 possible to use.
Church Centre Report
Leader= Toni Lawson, Operatlons Manager
The Church Centre is a core asset of the church, providing both rental income from room hire and a valuable
venue for many of our outreach activities. specifically the Community Hub.
A wide range of organisations make use of the Community Hub, falling into four broad categories.. 5t
Cuthbert's Outreach groups, Community Interest Groups, Local Business Groups and St. Cuthbert's Worship
& Discipleship activities. We have a group of regular hirers and other5 that hire on an ad hoc ba515.
Summary
In 2025 we generated an income of £54,000 from room bookings.
st Cuthberfs PCC Annual Report 2025
Page.. 11

Structurei governance and management
The Parothial Church Council IPCCI is a corporate body established by the Church of England; it is a registered
charity and operates under the Parochial Church Council Powers Measure.
The method of appointment of PCC members is set out in the Church Representation Rules. At St Cuthberfs
the membership con5iSts of the Incumbent (Vicarl, other eligible clergy, the Wardens, Deanery and Diocesan
Synod members and elected members who are on the electoral roll of the church. Everyone who worships at
church is encouraged to register on the electoral roll and Stand for membership of the PCC.
The PCC members a￿ responsible for making decisions on all matters of general concern and importance to
the parish including deciding on how the funds of the PCC are to be spent. New members receive training on
how the PCC works.
The PCC meets at least four times each year, with additional extraordinary meetings arranged when
necessary. There 15 a standing committee comprising the Incumbent, Churchwardens, Treasurerlsl and
Secretary and co-opted members who meet from time to time to deal with matter5 arising between PCC
meetings.
The PCC is the body of trustees responsible for the accounts and actlvities of the St Cuthbert's Church Centre
in compliance with the Charities Acts
Given its wide responsibilities. the PCC has set up a numberof Ministries to undertake various activities in the
church, as described elsewhere in this report.
Policies
The PCC'S policies were reviewed in 2025 and a Donation Acceptance and Refusal Policy was added.
Constitution of Parochial Church Council with effert from the APCM held on 04 May
2025
The table below indicates those who were in p05t from 4 May 2025.
IFiEure in brackets denotes years to se￿e from 4 May 20251
Chairman
Church Wardens
The Reverend james Wallace
Janet Roger5111
Martin Wootton111
Treasurer
Secrets
Matt Southword131
Mike Harwood131
Elerted PCC Members
Jeremy Calder131
Corinne Cragg111
Hilary Elkins111
Jacob Harrison131
Gwen Moorby121
Andy Ramsay111
Shanthi Rasaratnam121
Alice Walker111
Ex Officio PCC Members
The Reverend Liz Gethin
Deane
resentatives
David Blake111
St Cuthbert's PCC Annual Report 2025
Page.. 12

Sidesmen and Side5women
Welcomers
Vicki Grisdale
Pam Allen
Eddie Cheung
Jennifer Cheung
Fiona Cookson
Veronica Stanley-smith
Corinne Cragg
Anne King
Joan Thompson
Paul Hayhurst
Eileen Critchley
Jenny Fullalove
Gwen Moorby
Janet Murray
Administrative Information
St Cuthbert's Church Centre is situated at Lytham Road, Fulwood, Preston and is part of the Blackburn Diocese
of the Church of England.
The PCC is a registered charity number 1127997.
The bank holding PCC accounts is the Royal Bank of Scotland
The total population of the parish is approximately 26,500.
The parish comprises the Clty of Preston Council wards of Moor Pa￿, Tulketh, Cadley and Greyfriars.
There are 143 members on the electoral roll.
The average Sunday attendance was 135 adults and 26 children.
In 2025 there were 3 adult baptisms. 7 child baptisms. 3 adult confirmations, 11 child confirmations. 2
marriages, 9 funerals in Church and 3 funerals at the crematorium.
Safeguarding Report
The PCC oversees safeguarding in the life of the church, with the majority of the work delegated to the
safeguarding Otticer, supported by others who assist with record-keeping and administration. The PCC
reviews its procedures annually and seeks to ensure that the processes we follow provide everyone involved
in church activities with the support and protection they need. We have continued a project to strengthen
our record-keeping and to document, for each role, the necessary levels of checking and training required for
safeguarding.
Everyone involved in relevant roles undergoes DBS checks, and volunteers and officers complete the
appropriate levels of the diocese's safeguarding training curriculum, enabling them to identify and
appropriately respond to situations that might arise in the course of our activities.
We have had no seriou5 safeguarding concerns. Any concerns that have been raised have been dealt with
effectively and in a timely manner, giving us confidence that the training and knowledge in place at St
Cvthbert's are working well.
Safeguarding 15 everyone's responsibility and, with your help, it can continue to be effective at St Cuthbert's,
ensuring it remains a safe place for all.
Finally, as announced at the APCM last year, Julia Clayton stepped down from her role a5 Parish Safeguardirsg
officer IPSOI. We are grateful for all she has done in this role in helping to make St Cuthbert's a Safe church.
In the interim Revjameswallace and Church Warden Martin Wootton acted astemporary Pso'swith support
from the diocesan safeguardin8 team until a replacement was found. In November 2025. Paul Hayhurst was
appointed as our new PSO.
St Cuthberts PCC Annual Report 2025
Page.. 13

Flnancial Review
Public Benefit
The Trustees are aware of the Charity Commission Guidance on providing public benefit and have had due
regard to this in exercising their duties during the year. This advice has been referred to when reviewing
the aims of the thurch and planning future activities that are for the public benefit.
Risk mana
ement
The PCC examine5 the major risks that the ChLsrch faces eath financial year when preparing and updating
its budget and activities plan for the forthcoming year. The PCC has developed systems to monitor and
control these risks, both financial and non-financial to mitigate any impact they might have on the Church
in the fLSture.
Goln
concern
After making appropriate enquires, the board of Trustees has a reasonable expertation that the PCC has
adequate resources to continue to operational existence for the foreseeable future. For this reason, it
continues to adopt the going concern basis in preparing the financial statements.
Reserves
The Trustees have determined to aim for the General Fund to have a balance of no less than £20,000. At
the end of 2025, the general fund had a balance of £37,787. At this point we still owed £16,691 to our 2025
parish share which was paid in February 2026
During 2025 St Cuthberts received 2 Food Grants totaling £6,300 allowing us to continue with the
hospitality events we also received a volunteering grant that was £2,777.
Events after the end of the re
ortin
eriod
Room hire income still increase year on year
Energy costs continue to be very high. Although we are coming to the end of these contract5 SO
will hopefvlly be able to get better deals
The Parish Share continues to increase year on year. but we have managed to get a reduction
already for 2026
Maintaining and increasing giving continues to challenge although many givers have increased
their giving, this has to some extent been offset by 1055e5 from the death of members and the
departure ofother members from St Cuthbert's.
The PCC considers that the reserves at the end December 2025 are sufficient to enable the charity to
continue as a going concern- i.e. continuing operations will be maintainable for a minimum of 12 months
from the date of approval of these accounts.
Volunteers
St Cuthbert's benefits from many hours of unpaid volunteer a5515tance. Given the diverse and unstructured
nature of much of this work. no attempt has been made in these accounts to value the hours provided.
St Culhbert's PCC Annual Report 2025
Page.. 14

## **Statement of Parochial Church Councils' Responsibilities** 

The Parochial Church Council is responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations. 

The Parochial Church Council is required to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice {United Kingdom Accounting Standards and applicable law). 

In preparing these financial statements, the Parochial Church Council should follow best practice and: 

- select suitable accounting policies and then apply them consistently; 

- make judgments and estimates that are reasonable and prudent; 

- state whether applicable UK Accounting Standards have been followed, and 

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Church will continue in operation. 

The Parochial Church Council are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the Church and enable them to ensure that the financial statements comply with the applicable law, regulations, and Church of England regulatory requirements. They are also responsible for safeguarding the assets of the Church and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. 


St Cuthbert's PCC Annual Report 2025 

Page: 15 



Statement of Financial Activities
Unrestrlcted Designated Restricted
funds
funds
funds
Total
2025
Totol
Z024
INCOME
Voluntary receipts
Planned giving
Collections at Services
All other giving/voluntary
receipts
Legacies
Grants
GSft aid recovered
85,679
9,858
18,674
704
104,353
10,562
103.760
12,111
5,700
4,260
9.960
22,755
7,858
22,663
131,758
9,077
5,363
38.078
16,935
28,026
169.836
10,937
24,904
174.467
Activities for generating funds
Investment income
Church activities
Hire of rooms and related income
Total receipts
551
8,411
54,072
194.792
ssl
10,331
54.072
234,790
651
6,524
53.772
235,414
1,920
39,998
EXPEND￿vRE
Church activities
Diocesan parish contribution
Clergy and staff costs
Church Centre expenses
Douglas Hall expenses
Vicar's house
Office and governance costs
Music, Sound. Light & Projection
Mlssion giving and donatlons
Resources and activities
Flxed asset depreciation
Cost of generatSng funds
Total expenditure
Exce551 Ideficitl of income v
expenditure for the year
Transfers between funds
Fund balances at 01 January 2025
Fund balanos at 31 December 2025
60.000
43,771
32,943
8,118
5,231
8,159
1,308
9,374
6,391
60,000
66.576
40,388
8.118
5.231
8,159
1,308
9,374
22,624
706
79.980
63,445
40,257
15,710
4,406
7,197
1,567
5,569
27.191
2,871
22,805
7.445
16,233
706
175,295
706
46,483
222A84
248,193
19,497
-706
-6,485
12.306
-12,779
SCM)
17,790
37,787
-500
30.617
23,632
1.175,386
1,174,680
1,223,793
1,236,099
1,236,572
1.223,793
General
General Fund Assets
Jacob Leavlng Fund
Asian Congregation
New cafe and hub fund
C&Y Co-ordinator (Resl
Energy includin8 renewables
Food grant fund
Growing leaders
Talk English
37,787
37.787
17,790
1,174,680
1.174.680
20
1,175,386
20
2,235
3,273
2,600
4,017
2,129
810
1.938
2,235
3,273
2.600
4,017
2,129
810
1,938
1,531
1,681
3.295
11262
2,891
810
1,955
St Cuthbert's PCC Annual Report 2025
Page.. 16

Volunteering Fund
Kitchen fund
Total funds
3,987
2.623
23,632
3,987
2.623
1,236,099
2,567
4,625
1,223.793
37.787
1,174,680
St Cuthbert's PCC Annual Report 2025
Page.. 17

Balance sheet
As at 31 December
2025
2024
Fixed a55ets
Larbd and Buildings
Fixtures, Fittings and Equipment
1,174,400 1,174,400
280
986
1,174,680 1,175,386
Current Assets
Debtors and prepayments
Total cash in hand and at bank
10,028
6,025
55,711
52,905
65,739
58,930
4,320
10,523
61,419
48,407
1,236,099 1,223,793
Creditors falling due in < l year
Net current assets
Totsl assets less current liabilities
Funds
General fund
37,787
17.7S
Fixed assets
1,174,680 1,175,386
Total designated funds
Asian Congregation
Jacob Leaving Fund
Cafe/Community Hub
Child and youth
Energy fund
Food grants
Growing leaders
Talk English Activities
Kitchen Fund
Volunteering Fund
Total restricted funds
1,174,680 1,175,386
2,235
1,531
20
3,273
2,600
4,017
2,129
810
1,938
2,623
3,987
23,632
1,681
3,295
11,262
2,891
810
1,955
4,625
2,567
30,617
Total fund5
1.236,099 1,223,793
St Cuthberys PCC Annual Report 2025
Page.. 18

Notes to the accounts
Note I: Basis of Preparation
The PCC constitutes a public benefit entity within the meaning of FRS 102.
The financial statements have been prepared under the Charities Act 2011 and in accordance with the
Church Accounting Regulations 2006 governing the individual accounts of PCCS, and with the Regulations,
"true and fair view" provisions.
They have been prepared under FRS 102120161 as the applicable accounting standards and the October
2019 Second edition of the Charities Statement of Recommended Practice, Accounting and Reporting by
Charities ISORP IFRS 10211.
Note 2: Accounting Policies
2.1 Funds
Unrestrirted Funds
These represent the remaining income funds of the PCC that are available for spending on the general
purposes of the PCC, including amounts designated by the PCC for fixed assets for its own use or for
spending on a future project, and which are therefore not included in its'free re5erves'.
The only 'free' reseNes held by the PCC relate to the General Fund itself. The PCC must match a variable
income stream with expenditure commitments that are of a fixed nature. Consequently, the PCC considers
that to allow the Church to be managed efficiently, and to provide an appropriate buffer to enable the
continuation of planned activities and ongoing developments, it is appropriate to aim for a year-end
minimum General Fund balance of £20,000. That target is exceeded at 31 December 2024.
Designated funds
Designated Funds are unrestricted funds which can only be used for the particular purpose of the
designation by the PCC and are not available to be applied for the general purposes of the PCC.
Restricted funds
These are income funds that must be spent on restricted purposes, and details of the funds held and
restrictions provided are shown in the notes to the accounts.
2.2 Income
RetOEnition of Income
Resources are included in the Statement of Financial Activities ISOFAI when:
the PCC becomes legally entitled to the benefit of use of the resources
It is more like than not that the PCC will receive the resources- and
the monetary value can be measures with sufficient reliability.
Offsetting
There has been no offsetting of assets and liabilities, or income and expenses, unless required or pemiitted
by the FRS 102 SORP or FRS 102. For example. income from church events is stated before the deduction
of any the expenses of putting on those events.
Grants and donations
Grants and donations are only included in the SOFA when any preconditions preventing their use by the
PCC have been met. For collections and planned giving, this is when the funds are received.
st Cuthbert's PCC Annual Report 2025
Page.. 19

2.2 Income continued
Tax reclalms on donations
Gift Aid receivable is included in income when there is a valid declaration from the donor. Any Gift Aid
amount recovered in a donation is considered to be part of that gift and is treated as an additlon to the
same fund as the initial donation, unless the donor or the terms of the appeal have specified othe￿iSe.
Legacies
Legacies are Included in the SOFA when the receipt is probable, that is, when there has been grant of
probate, the executors have established that there are sufficient receipt5 in the estate and any conditions
attached to the legacy are either withirb the control of the charity or have been met.
Volunteer help
The value of any voluntary help received is not included in the accounts but is described in the trustees.
annual report.
Rentsl Income
Rental income from room hire is recognised at the date the hire takes place. Cancellation fee5 are
recognised when a hirer's liability arises.
Interest income
This is included in the accounts when receipt is probable and the amount receivable can be measured
reliably.
2.3 Expendlture and liabilities
Liability recognition
Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation
committing the charity to pay out resources, and the amount of the obligation can be measured with
reasonable certainty.
Governance costs
These include costs of the preparation and examination of statutory accounts, the costs of trustee meetings
and cost of any legal advice to trustees on governance or constitutional matters.
Deferred income
No material item of deferred income has been intluded in the accounts.
Credltors
The charity has creditors which are measured at settlement amounts less any trade discounts.
Provisions for liabilities
A liability is measured on recognition at its historical cost and then subsequently measured at the best
estimate of the amount required to settle the obligation at the reporting date.
Basic financial instruments
The charity accounts for basic financial instruments on initial recognition as per paragraph 11.7 FRS 102
SORP. Subsequent measure is as per paragraphs 11.17 to 11.19 FRS 102 SORP.
St Cuthbert's PCC Annual Report 2025
Page: 20

2.4 Assets
Consecrated property
In so far as consecrated and benefice property of any kind is excluded from the statutory definition of
'chaflty' by Section 10121 lal and Icl of the Charities Act 2011. such assets are not capitali5ed in the financial
statements.
Movable church furnishings
These are capitallsed at cost and depreciated over their useful economic life other than where insufficlent
cost information is available. In this case the item is not capitalised, but all items are included in the
church's inventory in any case.
Tangible fixed a55ets for use by the charity
These are capitalised If they can be used for more than one year, and cost at least £l.000.
They are valued at cost except for the Douglas Hall, for which full historic cost information is not available.
The depreciation rates and methods are disclosed in note 8.
Debtors
Debtors lincluding trade debtors and loans receivable) are measured on initial recognition at settlement
amount after any trade discounts or amount advanced by the charity. Subsequently, they are measured
at the cash or other consideration expected to be received.
Note 3: Analysis of income- General Fund
Planned Giving and Gift Aid
In 2025 we had 73124 on Parish Giving Scheme & 49 standing order and onlinel,12024, 701 regular planned
givers of which 4412023. 761 were eligible and chose to allow us to claim Gift Aid.
We continue to ensure that we realise as much as possible of the potential benefit from Gtft Aid, including
the Glft Aid Small Donations Scheme IGASDSI. The GASDS cap is currently £8,000 in each tax year ending 5
April, and we had donations above E8,000 in 20251£8.000+ in 20241, allowing the maximum £2.000 to be
claimed in addition to the normal Gift Aid provision.
The following tables provide analysis of certain items of income shown in the SOFA:
2025
2024
Planned Gift Aided giving
Planned Not Gift Aided giving
Planned 3rd Party Tax Efficient Giving
Total planned giving, general fund
73,374
8,878
io
80,740
10,854
4,000
95,594
82.262
We have continued to encourage donors to transfer from the various electronic means of giving promoted
in 2020 (with related cost51 to the Parish Giving Scheme, which we joined in 2021, membership of which 15
paid for by the Diocese. Payments are taken by direct debit from donors, accounts atthe start of the month.
with the total quickly paid to us along, and the related Gift Aid following soon after. This brings significant
benefits in terms of reduced administration time for the Gift Aid Secretary* accelerated receipt of the Gift
Aid tax refund, and the absence of bank charges / collection commission to pay.
st Cuthbert's PCC Annual Report 2025
Page- 21

Analysis of certain items of income shown in the SOFA (continued)=
2025
2024
Bookstall
Fund raising events
Activities for generating funds
86
86
2025
2024
Events income
Toddler Group Income
564
2,155
1,844
2,077
Analysis of certain items of income shown in the SOFA
Icontinuedl..
Diocesan Fees
Musician Fees
PCC Fees
2,121
600
1,544
4CI)
558
2(Xl
603
Verger Fees
Insurance Claim
Church Artivities
6,984
6,524
2025
2024
Church Centre Hire
Douglas Hall Hire
Incidental sales
38,073
15,078
921
39,111
13,943
718
Underlying income
Rechargeable expenses
Hire of rooms and related income
54,072
53,772
54,072
53.772
Room hire totalled £51.930 in 2019. At the end of 2025 room hire was £54,072.
Note 4: Analysis of expendlture
The following tables provide analysis of certain expenses shown in the SOFA:
Z025
2024
Cleaning
Utilities- ga5, electricity and water
Insurance
Major Repairs
Misc Running Expenses
Repairs & Maintenance
Church Centre Expenses
2,656
16,109
1,562
4.590
99
7,927
32,943
2,851
21,519
1,608
7.482
535
6,262
40,257
Sl Cuthbert's PCC Annual Report 2025
Page= 22

Analysls of certain Items of expenditure shown In the SOFA (continued)=
Douglas Hall
2025
2024
Cleaning
Utilities-gas, electricity and water
Insurance
45
22
6,326
1,562
7,019
1,608
6,675
Major Repairs
Repairs & Maintenance
Douglas Hall Expense5
185
8,118
15.710
Vicarage
2025
2024
Council Tax
4.860
3,458
740
Misc Interregnum Costs. Gas, Elec
Vicarage Maintenan
Water Rates
371
Vicaws house Expenses
5,231
4,406
2025
2024
Phone & Intemet
672
675
Printin& Stationery, Postage & Software
5,684
372
61
270
I,ioo
8,159
2,520
Bank & Other Commission Charges
Governance 50ftware
Miscellaneous governance costs
Independent examiner
Office and governance costs
464
161
139
1,032
4,991
2025
2024
Music, Sound, Light & Projection
1,308
1.567
Sl Cuthbervs PCC Annual Report 2025
Page.. 23

Analysis of certaln items of expenditure shown in the SOFA (continued)..
Mission Partners
2025
2024
Church Mission Society
Elam
Life Now
Mercy UK
Mission India
OM Belgium
The Isaiah Trust
Renew
Communion Nord Africaine
International Justice Mission UK
Mission giving and donations
2.400
1.541
769
41
1,691
1,691
-1,555
1,391
2,2(X)
2,374
2,4CM)
9,374
5,569
2025
2024
Events Expenditure
Toddlers Resources
Child & Youth Resources
Hospitality
Other Resources
Pastoral Resources
Services Resources
Evangelism Expenses
Resources and activities
711
198
243
2,388
725
1,255
272
3,503
27
1,524
2,126
6,391
7.387
Note 5: Details of certaln Items of expenditure
2025
2024
Independent examiner's fees
I,ioo
1,032
Note 6: Paid employees
6.1 Paid employees
2025
2024
Salaries and wages
Social security costs - Nil as covered by employment
allowance
Pension costs (defined contribution scheme)
Other employee benefits- Nil
Total staff costs
64,995
61,923
1,324
1,249
66,319
63,172
St Cuthbert's PCC Annual Report 2025
Page.. 24

Note 6: Pald employees continued
No employees received employee benefits lexcluding employer pension c05tsl of more than £60,000 pa.
The employment costs of the Child, Youth and Families worker are allocated to the Child & Youth restricted
fund. All other employment costs are allocated to the General Fund.
The above analysis does not include the employment costs of stipendiary clergyi who are paid by the
Diocese. The parish share of £76,691 is determined by the Diocese each year as the contribution that the
PCC makes towards the costs of Clergy stipends, housing, the Training of Curates, and Diocese expenses.
In 2025 after a meeting between the treasurer, vicar, church wardens and the Diocese it was aEreed the
we would get a discount of £15,334 off the original amount of £92,025.
6.2 Average head count in the year
2025
2024
Number
Number
Numberof employees
Three employees are part-time.
Note 7: Defined contribution pension scheme
2025
2024
Amount of tontribution5 recognised in the 50FA as an
expense
1,324
£1,072
Pension contributions are paid by the charity to the Government-backed NEST pension scheme.
Note 8: Tangible Fixed Assets
8.1 Land and Building5- Douglas Hall
FRS 102 states at paragraph 2.27 that an asset must be recognised in the accounts where.. lal it is probable
that any future economic benefit a550ciated with the item will flow to or from the entity,. and Ibl where
the item has a cost or value that can be measured reliably.
Historical c05t information is not available for the Douglas Hall either forthe land or the building. The 2017
accounts included a valuation of £352,178 described as its "estimated rebuild value" based on the 2005
insurance valuation and the cost of additions to 2009. The 2018 accounts were prepared on the Receipts
and Payments basis and carried no value for any fixed assets.
There is no cost information available for the land.
With the passage of time and inflationary effects in building costs, the valuation used in the 2017 and earlier
accounts is no longer appropriate. The 2019 insurance renewal contains a cover valLEe of £1,174,400.
The PCC does not consider it appropriate to use charity funds to obtain a professional valuation of the
Douglas Hall, either for the land alone or for the land with building in place.
For the building, the trustees determined in early 2020 to adopt the value indicated by the 2019 insurance
renewal documentation. No value is included for the land.
St Cuthbert's PCC Annual Report 2025
Page.. 25

8.2 Depreciation
The valuation for the Douglas Hall is not depreciated. as the trustees foresee it having a useful life greater
than 50 years.
The cost of Chair5 and Mobile Screens purchased for the Centre is being depreciated straight line over 20
years15% pa of costl.
Other fixtures, fittings and equipment are depreciated straight Ilne over flve years {20% pa of costl.
8.3 Cost or valuation
Freehold &
Land
Fixtures,
Fittings &
Equipment
Total
At the beginning of the year
Additions
Disposals
At the end of the year
1.174,400
56,125
1.230,525
1,174,400
56,125
1,230,525
8.4 Depreciation
Freehold &
Land
Fixtures,
Flttings &
Equipment
Buildings
Total
At the beginning of the year
Charge for the year
Eliminated in respect of disposals
At the end of the year
55,139
706
55,139
706
55,845
55,845
8.5 Net Book Value
Freehold &
Land
Fixture5,
Fittings &
Equipment
Buildings
Total
At the beginning of the year
At the end of the year
1.174,400
1,174,400
986
1,175,386
1,174,680
280
Note 9: Debtors and Prepayments
9.1 Analysis of debtors
2025
2024
Trade debtors
Accrued income
Prepayments
Total
9,493
2.704
2,713
535
10,028
6,025
St Cuthbert's PCC Annual Report 2025
Page.. 26

9.2 Analysis of debtors recoverable in more than l year lincluded in debtors above)
Debtors retoverable in more than l year were £0 at December 20241£1,956, 20221.
Until December 2019, the Diocese of Blackburn permitted payments of Diocesan fees to be offset against
Parish Share within each year. This was a concession that is not allowed by many other Dioceses. From
2020, it required that such fees are paid over quarterly, with credit being granted against the Parish Share
that is due two years later- e& the £1,175 paid for 2023 will be offset against 2025 Parish Share.
Note 10- Cash in bank and in hand
2025
2024
Payment Cards
Cash in Bank
Cash in Hand
Total
1,535
53,794
382
2,191
50,714
55.711
52,905
The church uses Equals (formerly trading as FairFXI to provide payment cards to certain employees and the
clergy, to reduce their need to finance PCC expenses from their own resources pending reimbursement.
The balances held by Equals are a combination of funds allocated to individual cards and a holding account
for funding card top ups.
There are two bank accounts, used for different purposes and with different a(￿$S rights, both held with
the Royal Bank of Scotland:
the Church Centre account- this receives payments for room hire and pays out the running costs
of the church buildings. The Church Administrator and Treasurer have access to this account to
raise payments and monitor receipts. Before payments can be made, they need to be approved
by a designated signer or the Gift Aid Secretary,. and
the PCC account- this receives donations and pays salaries and payroll expenses. The main access
rights are held by the Treasurer and Gift Aid Secretary. Before payments can be made, they need
to be approved by a designated signer or the Gift Aid Secretary.
Both accounts are used from time to time for certaln non-confidential transactions, such as payment of the
Parish Share to the Diocese. The Treasurer monitors the levels in the accounts to ensure funds are available
in each as required to meet liabilities as they fall due
Note 11: Creditors and Accruals
11.1 Analysls of creditors
2025
2024
Trade Credltors
895
6.973
3,550
Accruals and deferred income
3.425
Taxation and social security
Totsl
4.320
10,523
Sl Cuthberys PCC Annual Report 2025
Page: 27

Note 12: Movements on Restricted and Designated Funds
Opening
Balance5
Closing
Balances
0110112025
Income
Expenditure
Transfers
3111212025
General Fund Assets
1,175.386
-706
1,174,680
C&Y Co-ordinator IRes1
Talk English
Asian Congregation
Energy including renewables
Jacob's Wedding
Volunteering Fund
Growing leaders
New cafe and hub fund
Food grant fund
Kitchen fund
3,295
1,955
1,531
11,262
23,727
570
-24,422
-87
2,600
1,938
2,235
4,017
20
-500
704
-7,245
-910
930
2,567
810
2,777
-1,357
3,987
810
1,681
2,891
4,625
4,265
6,300
-2,673
-7,062
-2,002
-725
3,273
2,129
2,623
General Fund
725
30,617
39,998
-46,483
-500
23,632
Asian Congregation
This is a fund set up in 2019 for an Asian Congregation that meets in the Church Centre on a monthly basis.
It was originally overseen by Rev Kamran Bhatti but is continuing since he left. Collections at their meetin8S
cover the cost of food provided. 20% of income was transferred to the General Fund as a contribution to
building expenses.
Cafe and community hub fund
This was created as a vehicle for transactions relating to the café space in the Northumbria Hall. Original
donations for opening costs were used to set the fund up, and various grants have been received. Income
and expenses for the coffee machine are included. 20% of income was transferred to the General Fund a5
a contribution to building expenses.
Chlld & Youth Co-ordinator
The funds used in the year reflect Jacob's employment Costs, his expenses and general running c05t5. With
continuing monthly givin& there are sufficient funds for the work to continue well into 2024. 20% of
income was transferred to the General Fund as a contribution to building expenses.
Energy
One donor originally gave to this fund to help with meeting the additional energy costs incurred in 2022.
Donations have continued into 2023. The sum of £5,000 was transferred into the Child and Youth fund
during the year and the remaining balance has been left to be used for future energy costs and / or a move
towards adding technology l equipment to support the move to Net Zero.
Food grants
Food grants have been received from local authority funds to provide meals and food parcels for local
residents in need.
St Cuthbert's PCC Annual Report 2025
Page- 28

Growing Leaders
Funds obtained as grants were used to pay for running costs for this year-long leadership course. Funds
left over have been retained for future courses
New Wine Lancashire
We hold funds for the Lancashire area New Wine leaders group and use them to pay for resources that
that group uses.
Talk English
St Cuthbert's provides an accountancy umbrella through a festricted fund for a Broup that is financed bv
grants from local benefactors for assisting asylum seekers and refugee5 to learn English. 20Yo of income
was transferred to the General Fund as a contribution to building expenses.
Various welcome and leaving gifts
Restricted funds are set up to collect donation5 towards gifts, which are then paid out to the beneficiaries.
Note 13: Connected Party Transactions
There were no connected party transactions Other than as described below.
Personal expense payments have been made by the PCC to Trustees for the following expenses: Mileage
and travel, Rev James Wallace £169.20.
In 2023 our previous incumbent Rev Mark Bradford claimed Mileage and Travel £584.99 and contribution
to mobile telephone and broadband expenses, Rev M Bradford, total £282.80.
No trustees have received any employment benefits for their seNices as trustees.
St Cuthbert's PCC Annual Report 2025
Page.. 29

Independent Examinerfs Report to the membersltrustee5 of St Cuthberys Church, Preston
I report on the accounts for the year ended 31" December 2025 which are set out on pages 14 to 29.
Respertive Responsibilities of the PCC and the Examiner
The charity's trustees consider that an audit is not required for this year under section 144121 of the
Charities Act 2011 (the 2011 Act) and that an independent examination is needed.
It is my responsibility to
examine the accounts under section 145 of the 2011 Act;
follow the procedures laid down in the General Direction5 given by the Charity Commi55ioners
section 14515llbl of the 2011 Act: and
State whether particular matters have come to my attention
Basls of Independent Examinerfs Statement
My examination was carried out in accordance with the General Directions given by the Charity
Commission.
An examination includes a review of the accountin8 records kept by the charity and a comparison of the
accounts presented with those records. It also includes Consideration of any unusual items or disclosures
in the accounts, and seeking explanations from you as Trustees concerning any such matters. The
procedures undertaken do not provide al the evidence that would be required in an audit, and
consequently on opinion is given as to whether the accounts present a 'true and fair view, and the report
15 limited to those matters set out in the statement below.
Independent Examinerfs Statement
Since the gross income for the year exceeds the amount provided in section 145131 of the Art. I confirm
that l am qualified to act as Independent Examiner under the provisions of that section of the Act and that
my qualification is shown below.
In connection with my examination. no matter has come to my attention..
111 which gives me reasonable cause to believe that in any material respect the requirements
to keep accounting records in accordance with 5.130 of the 2011 Act- or
to prepare accounts which accord with these accounting records have not been met: or
121 to which, in my opinion. attention should be drawn in order to enable a proper understandin8 of the
accounts to be reached.
Signed
Date
Isl.
CklFIRI A CCOL>NT At-4
20
ioFJ
LAI
St Cuthbert's PCC Annual Report 2025
Page: 30