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2021-07-31-accounts

Company no. 06789119 Charity no. 1127890

CareTrade Charitable Trust Creating opportunities for people with autism

Annual Report and Audited Financial Statements

31 July 2021

CareTrade Charitable Trust

Reference and administrative details

For the period ended 31 July 2021

Company number 06789119 Charity number 1127890 Registered office and The Clarence Centre operational address 6 St George's Circus London SE1 6FE

Trustees

Chief executive officer

Bankers

Trustees, who are also directors under company law, who served during the year and up to the date of this report were as follows: Simon Eccles Nithyambika Gurukumar appointed 1 December 2021 Lucy Hammond Frida Norman Chair Janet Park appointed 1 December 2021 Keval Shah Treasurer Paul Sparkes Andrew Sweeting Karen Edwards Barclays Bank PLC United Trust Bank 1 Churchill Place One Ropemaker Street London London E14 5HP EC2Y 9AW Aldermore Bank PLC Redwood Bank 1st Floor, Block B The Nexus Building Western House Broadway Lynch Wood Letchworth Garden City Peterborough Hertfordshire PE2 6FZ SG6 3TA

The Charity Bank Limited Fosse House 182 High Street Tonbridge TN9 1BE

Auditors

Godfrey Wilson Limited Chartered accountants and statutory auditors 5th Floor Mariner House 62 Prince Street Bristol BS1 4QD

1

CareTrade Charitable Trust

Report of the trustees

For the period ended 31 July 2021

Reference and administrative information set out on page 1 forms part of this report. The financial statements comply with current statutory requirements, the Memorandum and Articles of Association and the Statement of Recommended Practice - Accounting and Reporting by Charities (effective from January 2019).

Introduction

Autism affects 1 in 100 children and adults in the UK. It is a lifelong developmental disability affecting the way a person communicates, understands and experiences life. Approximately half of the autistic population have additional learning difficulties and half do not. Autism is a spectrum disorder and no one autistic person is the same:

CareTrade has a passionate belief that ‘employment is the biggest single factor that will transform the life of an autistic person ’.

And our vision for the future is ‘ a world that embraces neurodiversity where all autistic people can lead purposeful, working lives ’.

About CareTrade

CareTrade was founded by Karen Edwards and Katharine Dore OBE, parents of autistic young people and Vice Presidents of Ambitious about Autism, in 2009. It was their passion and determination for purposeful lives for their sons beyond school that CareTrade is built upon. Karen continues to lead the organisation as Chief Executive.

CareTrade passionately believes that all autistic young people should have the opportunity to be part of their community, to have the support they need to access it and the opportunity to contribute to it. Our ambition is to lead the way forward in creating innovative opportunities that make a real difference and where possible to grow these into self-sustaining models that can be replicated.

Being in employment is the biggest single factor that will transform the life of an autistic person. Beyond the economic benefits, employment increases individuals’ self-confidence and a general sense of wellbeing; it helps us feel valued and a part of our community. In turn, this also delivers benefits to families and in the long term will help create greater acceptance of difference in our society.

All CareTrade’s programmes to date have been employment focused and London based. Our first project was launched in 2010 and, to date, we have supported over 400 autistic Londoners and helped them prepare for, move towards, start and/or remain in work.

The trustees considered the Charity Commission’s guidance on public benefit when establishing the charity's aims and objectives.

2

CareTrade Charitable Trust

Report of the trustees

For the period ended 31 July 2021

Achievements and performance

CareTrade moved its financial year end from 31 January to 31 July thus this report for our FY2021 represents an 18 month period from 1 February 2020 to 31 July 2021. This whole period has been extraordinary and one of the most unpredictable in history due to the effects of the pandemic, which started in late March 2020 with the first lockdown and continues to affect our everyday lives in many ways still. CareTrade looked to adapt to the circumstances and to take opportunities where they arose to support as many beneficiaries as possible. This has helped to ensure that CareTrade remains robust and continues to grow despite the adverse circumstances.

During the summer of 2020, CareTrade held a strategic review with stakeholders which has resulted in a new 5 year strategy introduced from October 2020. Our main targets are:

Operational highlights during the period include:

3

CareTrade Charitable Trust

Report of the trustees

For the period ended 31 July 2021

Operational highlights during the period (continued):

Internal changes during the period include:

We would like to give special thank you to all our employer partners and especially Guys & St Thomas’ Hospitals, The Whittington Hospital, Kings College Hospital, Co-op, Barclays, Southwark Playhouse, Jamii Cafe and Spa School for the use of the School House Café.

Although the majority of our work placement opportunities were put on hold at the end of March 2020, most were ready to take students in January 2021 only for this to be postponed again. We stayed in close contact with our employer partners throughout the pandemic and would like to take this opportunity to recognise and thank them for their ongoing support. Interview practice was able to continue albeit held remotely. We are pleased to report that most of our previous work placements restarted by September 2021.

We also wish to say a big thank you to our alumni and supporters who have given their time to give peer talks and feature in the films for our website and to our TAP students that have created our new film this summer.

4

CareTrade Charitable Trust

Report of the trustees

For the period ended 31 July 2021

FY2022 outlook

Our ambition for the year ahead is to focus on:

Fundraising approach

CareTrade is registered with the Fundraising Regulator and we take care to ensure we comply with the Code of Fundraising practice and the Fundraising promise.

The majority of our fundraising is in the form of grants from trusts and foundations.

In FY2021 and to date, there have been no instances of non-compliance with the requirements of these. CareTrade does not contract other companies to undertake fundraising on our behalf, nor do we use telephone direct marketing. The charity has had no complaints made during the year.

We are registered on JustGiving and Local Giving platforms and held our first crowd fundraiser in partnership with AVIVA during the year. We would like to say a special thank you to all those that supported this and to our students for raising funds for the Working Kitchen through their sponsored walk this year.

Trustees monitor fundraising performance through written and verbal reports at Development Committee and full Board meetings.

Financial review and reserves policy

CareTrade reports total income of £1,287,287 in the eighteen months to 31 July 2021 (12 months to 31 Jan 2020: £681,750). Of this, fee income is £1,099,382 (12 months to 31 Jan 2020: £667,710).

CareTrade values having been able to maintain a positive position given the challenging circumstance of this most extraordinary year and the benefits afforded by the grants secured. A high percentage of CareTrade income related to contractual income over a fixed period for places on The Autism Project. The visibility this affords the charity continues to be a significant factor in our sustainability. Alongside fee income, CareTrade has attracted £185,499 (2020: £14,024) in grants, donations and gifts in kind. In FY2021, these comprise both restricted and unrestricted funds, which are properly segregated in accordance with the charity’s aims.

CareTrade reports an in year (18 months to 31 July 2021) surplus of £138,488 for 2021 (12 months to 31 Jan 2020: £136,192). Net assets at 31 July 2021 are £493,487 (2020: £354,999). The unrestricted in year surplus for 2021 is £109,974 (2020: £128,988).

The charity’s aim is to hold free reserves equal to three months or more of operating costs at any measurement date. Unrestricted free reserves at 31 July 2021 were £302K and a further £134K are held in designated funds, making provision for anticipated costs towards future premises and investment towards our 5 year strategic goals. Reserves are managed in accordance with CareTrade’s investment policy (March 2020). Free reserves held provide stability and will assist CareTrade to manage planned growth and the continued unexpected consequences of COVID-19.

5

CareTrade Charitable Trust

Report of the trustees

For the period ended 31 July 2021

COVID-19

The trustees have considered the impact that the COVID-19 pandemic has and will have on CareTrade’s current and future financial position. The charity has taken the following steps to mitigate the threats that COVID-19 has posed to the organisation:

The trustees therefore consider it appropriate to adopt the going concern basis of preparation of the accounts, as detailed in note 1(b) to the financial statements.

Structure, governance and management

CareTrade Charitable Trust is a charitable company limited by guarantee, incorporated on 12 January 2009 (company number 06789119) and as a registered charity on 4 February 2009 (charity number 1127890). The company was set up under Articles and Memorandum of Association, which established the objects and powers of the charitable company.

CareTrade is governed by a board of trustees, who also act as the directors of the company. They formally delegate a variety of functions to management to enable the effective day-to-day operation of the company. The board retain oversight and meet quarterly. Serving trustees at the date of signing are listed on page 1.

The board of trustees has four committees: finance and risk, development, education advisory panel and remuneration. The committees report formally to the board.

CareTrade’s main programme, The Autism Project, is in its own right a Special Post 16 Institution as recognised by the Secretary of States Section 41 list of approved educational providers (since August 2016). The Autism Project reports to the Education Advisory Panel and externally comes under Ofsted (Office for Standards in Education, Children's Services and Skills).

Recruitment and appointment of trustees

The board of trustees of the charity are all volunteers and no remuneration is paid for their services. There were six trustees at 31 July 2021 and there are presently eight trustees. There is no maximum number of trustees but there must be no fewer than three.

The board of trustees continually review their composition, in particular, to ensure that the mix of trustee members bring the necessary skill to provide appropriate oversight and support to the company and management. The board includes financial, operational, marketing and entrepreneurial expertise across a diversity of sectors.

6

CareTrade Charitable Trust

Report of the trustees

For the period ended 31 July 2021

During the summer of 2021, the board launched a comprehensive recruitment campaign for two additional trustees and were delighted to appoint Janet Park and Nithya Gurukumar at the AGM on 1 December 2021.

Internal control and risk management

The board is responsible for the charity’s system of internal control and for reviewing its effectiveness. It acknowledges that such a system can only manage and mitigate risk, rather than fully eliminate the risk of failure, to achieve the charity’s objectives.

The board delegates day-to-day operations to management. The Chief Executive Officer, Karen Edwards, leads management.

Management work to budgets that are approved by the board of trustees in advance of each financial year. Regular consideration is given to monitoring the actual performance against the budget and to the appropriateness of the formal delegations given to management to spend within clearly defined limits.

The board and management have made considerable progress in strengthening the charity's risk management systems and processes during the financial year. It is intended that this work is ongoing to continue to improve the controls basis.

Statement of responsibilities of the trustees

The trustees (who are also directors of the charity for the purposes of company law) are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102: The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of the charity and of the income and expenditure of the charity for that period. In preparing those financial statements the trustees are required to:

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and which enable them to ensure that the financial statements comply with the Companies Act 2006. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

In so far as the trustees are aware:

7

CareTrade Charitable Trust

Report of the trustees

For the period ended 31 July 2021

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Members of the charity guarantee to contribute an amount not exceeding £1 to the assets of the charity in the event of winding up. The trustees are members of the charity but this entitles them only to voting rights. The trustees have no beneficial interest in the charity.

Auditors

Godfrey Wilson Limited were re-appointed as auditors to the charitable company during the year.

Approved by the trustees on 26 January 2022 and signed on their behalf by

Keval Shah

Keval Shah - Treasurer

8

Independent auditors' report

To the members of

CareTrade Charitable Trust

Opinion

We have audited the financial statements of CareTrade Charitable Trust (the 'charity') for the period ended 31 July 2021 which comprise the statement of financial activities, balance sheet, statement of cash flows and the related notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102: The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the annual report other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

9

Independent auditors' report

To the members of

CareTrade Charitable Trust

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees’ report. We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of the trustees

As explained more fully in the trustees’ responsibilities statement set out in the trustees’ report, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as they determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

10

Independent auditors' report

To the members of

CareTrade Charitable Trust

Our responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The procedures we carried out and the extent to which they are capable of detecting irregularities, including fraud, are detailed below:

(1) We obtained an understanding of the legal and regulatory framework that the charity operates in, and assessed the risk of non-compliance with applicable laws and regulations. Throughout the audit, we remained alert to possible indications of non-compliance.

(2) We reviewed the charity’s policies and procedures in relation to:

(3) We inspected the minutes of trustee meetings.

(4) We enquired about any non-routine communication with regulators and reviewed any reports made to them.

(5) We reviewed the financial statement disclosures and assessed their compliance with applicable laws and regulations.

(6) We performed analytical procedures to identify any unusual or unexpected transactions or balances that may indicate a risk of material fraud or error.

(7) We assessed the risk of fraud through management override of controls and carried out procedures to address this risk. Our procedures included:

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. Irregularities that arise due to fraud can be even harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

11

Independent auditors' report

To the members of

CareTrade Charitable Trust

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the charity's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charity's members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity's members as a body, for our audit work, for this report, or for the opinions we have formed.

Date: 27 January 2022

Rob Wilson FCA (Senior Statutory Auditor)

For and on behalf of: GODFREY WILSON LIMITED Chartered accountants and statutory auditors 5th Floor Mariner House 62 Prince Street Bristol BS1 4QD

12

CareTrade Charitable Trust

Statement of financial activities (incorporating an income and expenditure account)

For the period ended 31 July 2021

Note
Income from:
Donations
3
Charitable activities
4
Investments
Total income
Expenditure on:
Raising funds
Charitable activities
Total expenditure
6
Net income
Transfers between funds
Net movement in funds
7
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Restricted
£
152,582
11,424
-
164,006
-
83,105
83,105
80,901
(52,387)
28,514
28,891
57,405
Unrestricted
£
32,917
1,087,958
2,406
1,123,281
51,434
1,014,260
1,065,694
57,587
52,387
109,974
326,108
436,082
18 months
2021
Total
£
185,499
1,099,382
2,406
1,287,287
51,434
1,097,365
1,148,799
138,488
-
138,488
354,999
493,487
12 months
2020
Total
£
14,024
667,710
16
681,750
5,382
540,176
545,558
136,192
-
136,192
218,807
354,999

All of the above results are derived from continuing activities. There were no other recognised gains or losses other than those stated above. Movements in funds are disclosed in note 16 to the accounts.

13

CareTrade Charitable Trust

Balance sheet

As at 31 July 2021

Note
Fixed assets
Tangible assets
10
Current assets
Debtors
11
Current asset investments
Cash at bank and in hand
Liabilities
Creditors: amounts falling due within 1 year
12
Net current assets
Total assets less current liabilities
Creditors: amounts due after 1 year
13
Net assets
15
Funds
16
Restricted funds
Unrestricted funds
Designated funds
General funds
Total charity funds
£
58,818
166,632
378,125
603,575
(137,746)
31 July
2021
£
67,658
465,829
533,487
(40,000)
493,487
57,405
134,000
302,082
493,487
31 January
2020
£
35,567
230,002
-
261,485
491,487
(172,055)
319,432
354,999
-
354,999
28,891
-
326,108
354,999

These accounts have been prepared in accordance with the special provisions applicable to companies subject to the small companies' regime.

Approved by the trustees on 26 January 2022 and signed on their behalf by

Keval Shah

Keval Shah - Treasurer

14

CareTrade Charitable Trust

Statement of cash flows

For the period ended 31 July 2021

Cash used in operating activities:
Net movement in funds
Adjustments for:
Depreciation charges
Interest from investments
Decrease / (increase) in debtors
Increase / (decrease) in creditors
Net cash provided by operating activities
Cash flows from investing activities:
Interest from investments
Purchase of tangible fixed assets
Net cash used in investing activities
Cash flows from financing activities:
Proceeds from new borrowing
Net cash used in financing activities
Increase in cash and cash equivalents in the period
Cash and cash equivalents at the beginning of the period
Cash and cash equivalents at the end of the period
Cash and cash equivalents are represented as:
Current asset investments
Cash at bank and in hand
Analysis of changes in net debt
At 1
February
2020
£
Cash
261,485
Loans falling due within 1 year
-
Loans falling due after 1 year
-
Total
261,485
Cash
flows
£
283,272
-
-
283,272
2021
£
138,488
30,661
(2,406)
171,184
(44,309)
293,618
2,406
(62,752)
(60,346)
50,000
50,000
283,272
261,485
544,757
166,632
378,125
544,757
New loan
finance
£
-
(10,000)
(40,000)
(50,000)
2020
£
136,192
10,248
(16)
(56,799)
11,146
100,771
16
(19,151)
(19,135)
-
-
81,636
179,849
261,485
-
261,485
261,485
At 31 July
2021
£
544,757
(10,000)
(40,000)
494,757

15

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

1. Accounting policies

a) Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities in preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

CareTrade Charitable Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

b) Going concern basis of accounting

The accounts have been prepared on the assumption that the charity is able to continue as a going concern. The trustees believe this is appropriate, having considered the financial position of the charity and the impact of COVID-19, on the basis that the charity holds unrestricted, general reserves of £302,082, designated reserves of £134,000 and a cash balance of £378,125. In addition, key funders have confirmed that their funding will continue. Therefore, the trustees consider that the charity has sufficient reserves to continue as a going concern for a period of at least 12 months from the date on which these financial statements are approved.

c) Income

The charity earns income from grant income (donations) and fee income (charitable activities).

Grant income comprises funding from private or government funding sources which has been applied for. The grant income always provides funds for a future use, albeit that use may be restricted to an activity specified in the grant application request (restricted grant income) or unrestricted (unrestricted grant income).

Grant income (including private and government capital or revenue grant funding) is recognised when the charity has entitlement to the funds, any performance conditions attached to the grants have been met, it is probable that the income will be received and the amount can be measured reliably and is not deferred.

Fee income comprises fees for education provision delivered by the charity which are contracted in advance from local authorities. TAP fee income is invoiced termly in advance and is deferred to the period to which it relates.

Other fee income may be invoiced in advance or arrears and is recognised on an accruals basis over the life of the relevant contract to reflect the delivery and time period of that service. The accrual basis is determined on the terms of the relevant contract and reflects any performance or termination provisions contained therein.

16

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

1. Accounting policies (continued)

On receipt, donated professional services and donated facilities are recognised on the basis of the value of the gift to the charity which is the amount the charity would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market; a corresponding amount is then recognised in expenditure in the period of receipt.

e) Interest receivable

f) Funds accounting

Unrestricted funds are available to spend on activities that further any of the purposes of the charity. Designated funds are unrestricted funds of the charity which the trustees have decided at their discretion to set aside to use for a specific purpose. Restricted funds are donations which the donor has specified are to be solely used for particular areas of the charity's work or for specific projects being undertaken by the charity.

Restricted funds for the purpose of purchasing fixed assets are transferred to unrestricted funds if the restriction has been discharged by the purchase of the asset.

g) Expenditure and irrecoverable VAT

Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably.

Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred.

h) Allocation of support and governance costs

2021 2020
Raising funds 4.5% 1.0%
Charitable activities 95.5% 99.0%

17

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

1. Accounting policies (continued) i) Tangible fixed assets

Depreciation is provided at rates calculated to write down the cost of each asset to its estimated residual value over its expected useful life. The depreciation rates in use are as follows:

Office equipment 4 years straight line Computer equipment 4 years straight line Website costs 4 years straight line

Items of equipment are capitalised where the purchase price exceeds £1,000.

j) Debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

k) Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

l) Creditors

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

m) Financial instruments

The charitable company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently recognised at amortised cost using the effective interest method.

n) Pension costs

The charitable company operates a defined contribution pension scheme for its employees. There are no further liabilities other than that already recognised in the SOFA.

o) Accounting estimates and key judgements

In the application of the charity's accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying values of assets and liabilities that are not readily apparent from other sources. The estimates and underlying assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of the revision and future periods if the revision affects both current and future periods.

The key sources of estimation uncertainty that have a significant effect on the amounts recognised in the financial statements are depreciation as described in note 1(i).

18

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

2. Prior period comparatives

Prior period comparatives
Income from:
Donations
Charitable activities
Investments
Total income
Expenditure on:
Raising funds
Charitable activities
Total expenditure
Net income
Transfers between funds
Net movement in funds
Restricted
£
£
9,380
4,644
7,386
660,324
-
16
16,766
664,984
-
5,382
4,758
535,418
4,758
540,800
12,008
124,184
(4,804)
4,804
7,204
128,988
Unrestricted
12 months
2020
Total
£
14,024
667,710
16
681,750
5,382
540,176
545,558
136,192
-
136,192

3. Income from donations

CAF resilience fund
CJRS grant
Department for Education
LEAP capital
Other donations income
Total income from donations
Prior period comparative
Voluntary income and grants
Total income from donations
Restricted
£
£
49,415
-
-
22,961
35,830
-
51,776
-
15,561
9,956
152,582
32,917
Restricted
£
£
9,380
4,644
9,380
4,644
Unrestricted
Unrestricted
18 months
to 2021
Total
£
49,415
22,961
35,830
51,776
25,517
185,499
12 months
to 2020
Total
£
14,024
14,024

19

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

4. Income from charitable activities

The Autism Project fees
Access to Work fees
Education and Skills Funding Agency
Other training and fees
Total income from charitable activities
Prior period comparative
The Autism Project fees
Access to Work fees
Education and Skills Funding Agency
Other training and fees
Total income from charitable activities
Restricted
£
£
-
721,749
-
16,864
11,424
342,274
-
7,071
11,424
1,087,958
Restricted
£
£
-
457,269
-
14,676
7,386
181,343
-
7,036
7,386
660,324
Unrestricted
Unrestricted
18 months
to 2021
Total
£
721,749
16,864
353,698
7,071
1,099,382
12 months
to 2020
Total
£
457,269
14,676
188,729
7,036
667,710

5. Government grants

The charitable company receives funding from local authorities and government organisations to carry out training and deliver commissioned services. CareTrade also occasionally receives government grants, including the CJRS furlough grant, ESFA and GLA capital funding. The total value of such grants in the period ending 31 July 2021 was £110,567 (2020: £9,380). There are no unfulfilled conditions or contingencies attaching to these grants.

20

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

6. Total expenditure

Total expenditure
Direct project costs
Staff salaries (note 8)
Fundraising
Rent
Travel
Computer expenses
Insurance
Office expenses
Bank fees
Accountancy
Professional fees
Depreciation
Bad debt
Subscriptions
Sub-total
Total expenditure
Allocation of support and
governance costs
Raising funds
£
-
39,176
317
-
-
-
-
-
-
-
-
-
-
-
39,493
11,941
51,434
Charitable
activities
£
50,804
737,917
-
14,970
558
9,613
-
23,534
55
996
3,822
-
-
1,657
843,926
253,439
1,097,365
Support and
governance
costs
£
-
126,234
56
61,652
613
1,661
3,657
2,570
120
20,633
8,342
30,661
5,608
3,573
265,380
(265,380)
-
18 months to
2021
£
50,804
903,327
373
76,622
1,171
11,274
3,657
26,104
175
21,629
12,164
30,661
5,608
5,230
1,148,799
-
1,148,799

Total governance costs were £5,953 (2020: £5,400).

21

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

6. Total expenditure

Prior year comparative
Direct project costs
Staff salaries (note 8)
Fundraising
Rent
Travel
Computer expenses
Insurance
Office expenses
Bank fees
Accountancy
Professional fees
Depreciation
Subscriptions
Sub-total
Total expenditure
Allocation of support and
governance costs
Raising funds
£
-
3,683
699
-
-
-
-
-
-
-
-
-
-
4,382
1,000
5,382
Charitable
activities
£
18,647
402,481
-
-
1,482
5,745
34
11,097
-
-
1,493
-
193
441,172
99,004
540,176
Support and
governance
costs
£
1,312
33,145
-
25,769
211
4,229
1,811
4,999
80
10,810
5,062
10,248
2,328
100,004
(100,004)
-
12 months to
2020
£
19,959
439,309
699
25,769
1,693
9,974
1,845
16,096
80
10,810
6,555
10,248
2,521
545,558
-
545,558

22

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

7. Net movement in funds This is stated after charging:

This is stated after charging:
Depreciation
Trustees' remuneration
Trustees' reimbursed expenses
Auditors' remuneration:
Statutory audit (incl. VAT)
Other services
18 months
to 2021
£
30,661
Nil
Nil
5,640
9,790
12 months
to 2020
£
10,248
Nil
86
5,400
5,958

No trustees were reimbursed for any expenses during the year (2020: £86 paid to one trustee for subsistence expenses).

8. Staff costs and numbers

Staff costs were as follows:
Salaries and wages
Social security costs
Pension costs
Freelance staff
18 months
12 months
to 2021
to 2020
£
£
746,021
363,360
57,508
32,854
71,528
29,080
28,270
14,015
903,327
439,309

One employee earned between £70,000 and £80,000 on average during any 12 month period (2020: one).

The key management personnel of the charitable company comprise the Trustees, Chief Executive Officer, Development Director and the Head of Education. The total employee benefits of the key management personnel were £305,447 (2020: £142,465 (12 months)).

Average head count 18 months
to 2021
No.
15.67
12 months
to 2020
No.
12.25

9. Taxation

The charity is exempt from corporation tax as all its income is charitable and is applied for charitable purposes.

23

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

10. Tangible fixed assets

Office
equipment
£
Cost
At 1 February 2020
8,323
Additions in year
3,446
At 31 July 2021
11,769
Depreciation
At 1 February 2020
2,252
Charge for the year
3,719
At 31 July 2021
5,971
Net book value
At 31 July 2021
5,798
At 31 January 2020
6,071
11. Debtors
Trade debtors
Accrued income
Prepayments
Other debtors
12. Creditors: amounts due within 1 year
Trade creditors
Accruals
Other taxation and social security
Deferred income (see note 14)
Bounce back loan
Other creditors
Computer
equipment
£
42,627
49,592
92,219
21,181
21,364
42,545
49,674
21,446
Website
costs
£
8,400
9,714
18,114
350
5,578
5,928
12,186
8,050
2021
£
49,285
5,791
1,843
1,899
58,818
2021
£
19,838
54,624
15,138
37,312
10,000
834
137,746
Total
£
59,350
62,752
122,102
23,783
30,661
54,444
67,658
35,567
2020
£
221,409
6,946
708
939
230,002
2020
£
3,907
15,318
17,653
97,982
-
37,195
172,055

24

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

13. Creditors: amounts due after 1 year

Creditors: amounts due after 1 year
Bounce back loan
Analysis of debt maturity
Repayable between one and five years
Repayable in five years or more
2021
£
40,000
40,000
10,000
50,000
2020
£
-
-
-
-

CareTrade took out a government bounce back loan during the period. Interest is payable on the loan balance at 2.5% per annum but the interest cost for the first 12 months is met by the government. After the first 12 months, interest and capital are repayable monthly by CareTrade. The loan balance is unsecured but is guaranteed by the UK government. The loan term is 6 years.

14. Deferred income

At 1 February 2020
Amounts released to income
Amounts deferred during the year
At 31 July 2021
2021
£
97,982
(721,749)
661,079
37,312
2020
£
103,173
(312,514)
307,323
97,982

Deferred income relates to The Autism Project fee income received in advance.

25

CareTrade Charitable Trust

Notes to the financial statements

For the period ended 31 July 2021

15. Analysis of net assets between funds

Tangible fixed assets
Current assets
Current liabilities
Non-current liabilities
Net assets at 31 July 2021
Prior period comparative
Tangible fixed assets
Current assets
Current liabilities
Net assets at 31 January 2020
£
-
57,405
-
-
57,405
£
-
28,891
-
28,891
Restricted
funds
Restricted
funds
£
-
134,000
-
-
134,000
£
-
-
-
-
Designated
funds
Designated
funds
General
funds
£
67,658
412,170
(137,746)
(40,000)
302,082
General
funds
£
35,567
462,596
(172,055)
326,108
Total
funds
£
67,658
603,575
(137,746)
(40,000)
493,487
Total
funds
£
35,567
491,487
(172,055)
354,999

26

CareTrade Charitable Trust

Notes to the financial statements

For the year ended 31 July 2021

16. Movements in funds

Movements in funds
Restricted funds
Baily Thomas
London Catalyst
ESFA student support
ESFA capital funding
CAF resilience
LEAP capital
PDT Equip
GLA careers
Working Kitchen
Total restricted funds
Designated funds:
Property fund
Investment fund
Total designated funds
General funds
Total unrestricted funds
Total funds
Unrestricted funds
£
14,270
3,330
9,191
2,100
-
-
-
-
-
28,891
-
-
-
326,108
326,108
354,999
At 1
February
2020
Income
£
-
-
11,424
35,830
49,415
51,776
7,986
1,000
6,575
164,006
-
-
-
1,123,281
1,123,281
1,287,287
£
(11,891)
(3,330)
(5,922)
(2,175)
(49,415)
(869)
(8,637)
(819)
(47)
(83,105)
-
-
-
(1,065,694)
(1,065,694)
(1,148,799)
Expenditure
£
-
-
-
(2,131)
-
(50,907)
651
-
-
(52,387)
67,000
67,000
134,000
(81,613)
52,387
-
Transfers
between
funds
£
2,379
-
14,693
33,624
-
-
-
181
6,528
At 31 July
2021
57,405
67,000
67,000
134,000
302,082
436,082
493,487

Purposes of restricted funds Baily Thomas

This is towards our Weekend Café Traineeship programme at the School House Café, Spa School, Bermondsey.

London Catalyst

This is also in support of running the Weekend Café Traineeship.

ESFA student support

This is funding received from the Education & Skills Funding Agency (ESFA) for providing free meals to qualifying students and providing discretionary bursaries to support students as needed.

ESFA capital fund

This is funding received from the Education & Skills Funding Agency (ESFA) to be spent on capital for refurbishments, repairs or improvements to buildings and other facilities.

27

CareTrade Charitable Trust

Notes to the financial statements

For the year ended 31 July 2021

16. Movements in funds (continued)

Purposes of restricted funds

CAF Resilience Fund

CAF Resilience funding is to reach those hardest hit by Covid-19 and specifically to help provide work experience in our café and kitchen and employability support to job seekers between October 2020 and end March 2021.

LEAP capital

This is a capital grant from the Greater London Authority for the provision of emergency recovery support funding to enable The Autism Project to create a Covid Secure Learning Environment. It covered expenditure from 1 April 2020 to 31 March 2021 to the value of £51,776 for agreed items.

PDT Equip

Paddington Development Trust EQUIP is funded by the European Social Fund. This is towards our Bounce Back programme for autistic Londoners who have become unemployed due to Covid, helping support them back into work.

GLA careers fund

These are funds given to support CareTrade Careers Activities in 2021 towards Gatsby Benchmark 6.

Working Kitchen

These are funds raised by our young people or donated by individuals through our AVIVA Appeal or otherwise, for the purposes of supporting our Working Kitchen and Weekend Café Traineeship.

Purposes of designated funds

Property fund

This designated fund is to be used towards the costs of anticipated increases in rental, purchase or refurbishment to meet our future accommodation needs.

Investment fund

This designated fund is to be used towards costs to help ensure the growth delivery to meet strategic goals over next 5 years.

Transfers between funds

Transfers out of restricted funds represent the transfer of capital grants to unrestricted funds after restricted terms are fulfilled by the purchase of the fixed asset.

28

CareTrade Charitable Trust

Notes to the financial statements

For the year ended 31 July 2021

16. Movements in funds (continued)

Prior period comparative
Restricted funds
Baily Thomas
London Catalyst
ESFA student support
ESFA capital funding
Total restricted funds
General funds
Total unrestricted funds
Total funds
Unrestricted funds
£
15,000
4,000
2,687
-
21,687
197,120
197,120
218,807
At 1
February
2019
Income
£
-
-
7,386
9,380
16,766
664,984
664,984
681,750
£
(730)
(670)
(882)
(2,476)
(4,758)
(540,800)
(540,800)
(545,558)
Expenditure
£
-
-
-
(4,804)
(4,804)
4,804
4,804
-
Transfers
between
funds
£
14,270
3,330
9,191
2,100
At 31
January
2020
28,891
326,108
326,108
354,999

17. Operating lease commitments

The charity had operating leases at the year end with total future minimum lease payments as follows:

Amount falling due:
Within 1 year
Within 1 - 5 years
2021
£
6,840
-
6,840
2020
£
1,631
-
1,631

18. Related party transactions

There were no related party transactions during the current or prior reporting period.

19. Contingent liability

The charity has entered into an employment contract post year end with a staff member which specifies a contingent liability of £60,000. This is based on specific trigger events, none of which had occurred as at the balance sheet date.

29