Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 ENFIELD BAPTIST CHURCH Charity Registration Number: 1127855 31 December 2022 Annual Report and Financial Statements www. enfieldbaptistchurch.org.uk Tandem Accounting Chartered Accountancs 17 Heaihville Road London N19 3AL Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 Enfield Baptist Church ENFIELD gADTIST CHURCH Annual Report and Financial Statements 2022 Content5 Page Legal and administrative information Annual Report of the Trustees Independent Examiner's report to the Trustees Statement of financial activities Balance sheet Notes to the financial statements Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 ENFIELD BAPTIST CHURCH ENFIELD BAPTIST CHURCH Legal & Administrative Information For the year ended 31 December 2022 Charity Name Charity number Enlield Baptist Church. The Church was established 1867. 11278S5. The church wa5 fortnally regiscered wirh the Ch3riry Commission on 3 February 2009. Affiliations The church is a tnember of the Biptisr Union of Great Britain. the London 8aptisc Association and che Evangelical Alliance. Principal Addres5 Enfield Baptist Church, Cecil Road, Enlield, London EN2 6TG The Church's governing documenis are.. The Church ConstituEion adopted 20 November 2008., The Church Trust Deed. dated 20 july 1926 governing the chureh building and outlying properry at Cecil Road EN2 6TG,. The Trust Deeds dated March 2016 for the Melling Drive properly and lan 2021 for the Uvedale property,. and The Legacy governing che use of rhe Older People's Fund las varied by che Chariiy Comrni5sion Scheme of 14 April 20101. Governing Document5 Trustees The Trustees who served during the year or who were serving at the dace of Ihis reporc were= London Bipt15t Property Board Ltd. 235 Shafiesbury Avenue. London WC2H 8£P Recired 31 August 2022 Appointed I September 2022 Senior Minister Rev Arnanda james Rev Andy Morgan Deacons Michelle Briers MarEin Cody Lesley Spiers CarolinÈ Hinch Graeme Allen Linda Clarke Amen Te5fay Frederica Hunier Li2 Marnham Dennis Muriu Kate Solomon Alex Biggs Pete Desmond Tim McBryan Re-Elected 28 March 2022 Retired 28 March 2022 Retired 28 March 2022 Appointed 28 March 2022 Appointed 28 March 2022 Appoinred 28 March 2022 Re-Elected 28 March 2022 Retired 28 March 2022 Re-Elected 28 March 2022 Key Management Those in charge ol planning, directing. controlling. running and operaiing rhe Charity. including those Personnel member5 of sralf who are rhe senior man3gement personnel to whom the trustees have delegaied 518nilicant aurhoriry or responsibility In the day-to-day running of the charity, are rhe Managing Trustees. Bankers Barclays Bank plc Enfield Town Branch 20 The Town Enfield Middlesex EN2 6LS Independent Examiners Griffin Scc)ne Moscrop & Co 21.27 Lamb's Conduit Street London WC I N 3GS Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 ENFIELD BAPTIST CHURCH ENFIELD BAPTlf T CHURCH Legal & Administrative Information For the year ended 31 December 2022 Accountants john Helm ACA Tandem Accounting 17 Heathville Road London N19 3AL Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 ENFIELD BAPTIST CHURCH ENFIELD 3APTIST CHURCH Annual Report of the Trustees For the year ended 31 December 2022 The Trusiees submic cheir annual report and the financial statements of Enlield Baptist Church I'the Church") for the year ended 31 Decernber 2022. The financial stacements have been prepared In Ihe format prescribed by the Stacement of Recommended PracEice.' Accounting and Reporcirig by Charities ISORP2019 IFKS10211 and rhe Financial Reporting Scandard 102. The legal and admini5rrative information set out earlier in this documen¢ forms part of this report. Structure. Governance & Management The Charity Is governed by an Approved Governing Document. Members of che Church are accepted In accordance with the Constitution which requires them 10 be or to have been publicly b3Ptiseé on the prole55ion of faith in jesus ChrisL or following other mode5 of baptism to renew their public profession of faith in jesu5 Christ The Church Members Meeting normally takes place six rimes per year and has re5pon51biliry for the overall policy of the church. In accordance wirh the Constitution. members appoin¢ up cts a tnaximutll of twelve Charity Truscees (including those with respon51bility for finance 2nd governance). who rogether with the Senior Nin15ter (who Is also app05nted by the Mèmbersl. are re5pon5ible for the day 10 day running of the Church's work and wicne5S. and the financial and legal aspect5 of the charity. All members are encouraged ¢0 take an appropriate part In the spiritual and practical ta5k5 involved In rhe lurEherance ol the ch3ritable objeccive. Relevant maciers tHay be 5ubmit¢ed to the Church Meeting by the Chariiy TrusEees for guidante, or may be raised by members in 2 Church Meering for further ton51dera¢ion by the Tru5tee5. Though rhe Conscitution permits dec1510n5 to be rn3de at Church Meeting5 by appropriate majorities. the Church 5eek5 to work by consensus wherever p0551ble. The Holding Trusiee is responsible for holding the Church s land and buildings on Erusr lor the benefit ol the Church and ensuring that the use of che land and buildings 15 a5 env15aged by the governing documenES. The holding trusree which is the London Bapvst Property Board 15 appointed by the members without fixed term and can be removed by the members. Risk Management The Church'5 primary concern and objective is che glory of God. Whilsi It Is the Church'5 policy to trust wholly In Ihe Lord ¢ha¢ He will work out His purpose to th15 end. rhe Church also acknowledges thac It has a re5pon5ibiliry. boih as Individual members and a5 a body of members. for the Identification and proper management ol risks faced by the church in achieving Irs primary aim. The Tru5Eees have therefore assessed che major ri5k5 to which the church Is exposed. In parcicular those relating to the specific operaEional areas ol the charity, its investments and irs finances. The Trustees believe that, by rnon5toring reserve leve15. by ensuring thh¢ conLro15 exist over key financial sy5tem5, and by examiriing the operational risks faced by the church, chey have e5tab115hed effective systems and procedures ¢0 rnitigate those risks. Objectives and Activides The principal purpose ol the chariry Is the advancement of the Christ13n faith according ro the scriprures and according to the principles of Ehe Bapust Union to Include the advancement of educaiion, commvnity service and such orher general charitable purposes In such parts ol the United Kingdom and rhe world as thè ChuTth shall deiermine. In order to achieve the principal objecEive which is set out above, the Church provides a variety of activities both to its membership and to the community generally. The aim is to show che love ol Jesu5 Christ In both word and deed and ¢0 bring people Inro a closer relaiionship with Him as living Lord. Ar rhe beginning of 2022 there wa5 Still some disruption from COVID-19 bur by Ehe end of che year things had returned to normal. Further Inltsrmation about worship at Enfield Bapt15t Church, and derails of all aciiviiies for all age groups are published on our web51te at.. li=IPi-.lJWWw e5:'.Ic- -Ib. Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 ENFIELD BAPTIST CHURCH ENFIELD BAPTIST CHURCH Annual Report of the Trustees For the year ended 31 December 2022 Worship on Sundays As a church farnily, we Meet together to.. Worsh1p God.. with a commitment to regular worship together and to personal devotion. Support each other.. rhrough teaching. encouraging. helping. 2nd inspiring one 3norher to lead Christ-like lives. Reach ouc 10 Ehe community around us.. by expressing God's love ro 311 through practical service and by proclaiming Chrisiian rruch so that jesus may be known as Lord. Central to the work and witness of the Church is our Sunday morning worship at l 0.30am. In normal Clrcutlls￿nCes we would welcotne between 120 and 170 people ol all ages on mosi Sundays. Spectrum. on the first Sunday ol each month. Is an all age Ifrotn the youngest to the oldestl service which includes al150rts of activities and song5. On the third Sunday morning of the month. we celebrate Communion. Our children are part of our pra15e and worship. and stay with us in the main servite ftsr the Iirsc twenty minutes. After this. they disperse to the various age group5 of Ablaze. the children 5 min15try ol EBC. Ablaze caters for those aged O-16 years and is co-ordinaied and led by the Children and Youch Worker and many volunteers. During the week Church 15 about groups of people 50ining Cogether co follow jesus. We run a variety ol acriviries and meetings lor all age5 to provide opportunities for thss to happen. Throughout the week, we have regular contact with around.. 105 children lunder the age of I I I., 14young people I 11-181.. and 352 adults. The Church operates systems ro ensure that all people working with Ch￿ldren and vulrierydble adults are appropri3Eely vetied WiEh regard to the Disclosure and Barring Service IDBSI. It has a150 appointed a Safegu3rding Trustee in addition to the Designaied Safeguarding person. 2.10. The Charity Trustees have read the Charity Cornmis5ion guidance on public benefit and are sarisfied that the accivities outlined in this report clearly demonstrate thai the Church ig providing a benelir Eo the public. Pastoral care AfLer morning worship. we offer one-to-one praxer minisrry. 2.12. Operation Barnaba5 (Op Bl is our pasroral care programme which Includes providing transport for hospital appointments, and meals lor new tnurns and convalescing patients. Op B cell group5 form a pastoral conracr scheme lor all those who regularly atrend the church. Their purpose is tts build friendship and offer Support io help people feel pan of the Church community and to avoid ' getting losc" in a bigger church. Church Activities in addition to Sunday worshTrp 2.13. About 80 people regularly attend one of the Church housegroups to study the Bible and to pray. 2.14. A large group from the Church attended Spring Harvest in Skegne5s for 3 great time of teaching and Fellowship. 2.15. The 'Guild' is a rhriving group ol seniors which meets weekly and has about 60 -70 members. This includes many members from outside the Church.. some of whom now attend Church services. It proyides a very varied prtsgramme of inreresring ralk5 and entertaintnent, including spiritual and secular item5.' Outings to £he theatre and an annual ho5iday to Easrbourne. Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 ENFIELD BAPTIST CHURCH ENFIELD BAPTICT CHURCH Annual Report of the Trustees For the year ended 31 December 2022 Community Outreach and Mission 2.16. We take Seriously the challenge to make jesu5 known throughout our cotnrnunity, country, and rhÈ world. Our building is open lor community use. We have well estab115hed relationships wirh community groups and other congregation5 who make good use of our premises on a regular basis. We also welcorne school group5 who learn abotst what ir mean5 ro be a Christian and explore 50rne ol the Specific Bapt15t traditions. The Bapvsrry Is always ol particular inLerest and fascination. Achievements and Performance We began to Prepa￿ for the deparEure in 2022 of our long-serving Senior Mini5rer who announced that She ha5 prayerfully considered her nexr step5 and plan5 to pass the baton to a new generation ol church leadership. She has left us wirh a cremendous legacy and will be greatly tn15sed. Ic has been invaluable and extremely beneficial to embark on this transiiion with our rninister Still In p05t rather Ihan lace an irtterregnum. On our behalf. She worked WlEh the Regional Minister ol the Bapt15t Union and a small ieam ol deacons ro srarr the ministerial search process. In earSy 2022. following a special church tneeiing, we invited a new rniniscer the Rev Andy Morgan EO Eake up Ehe p05r. He accepted and joined us in September 2022. Our seniors worker works wiih senior members of the congregation in the following areas.. visics ro GPS, hospiials and shopping and the offer of other practical asslstance.. home v151t5 to lonely and isolared seniors and those struggling with age related problems.. the CAMEO I'come and meet each other I lunch cSub which includes a free freshly cooked hoc meal and e55ential cornpinionship. Some guests are a150 now attending other EBC acoviries. This group has increased, over the last year. to 18 gue5L5. Members ol EBC congregation generously provide the main course and the dessert.. Connec[, a coffee morning lor two local c3re home5. offers friendship. conversation and tnUSlC 15 well as genEle acrivirie5 co promoce recollection of nost318ia and engagement.. and Painting loi. Ploasui. gi-oup for senior5 who enjoy ai-¢ and relaxation September 2022. Our senior worker's main focus for all ol her forms of outreach is to Show thar our elder members ol society are very much loved and vaSued. introduced a5 a new wenture from We appointed a paid part-time family suppori worker in November 2021. She had already begun the work as a volunteer and begun to launch the projects. Her hard work and enthusiasm are already having an impact on our contacts In the cotnmunity and the demand for this area ol work is growing rapidSy. Projec¢5 include.. Circle of Supporr, a group lor Ehose who are parenting alone. Little Buds for MumslD3ds with babies. This runs over two sessions one for new bornlpre-walkers and rhe second for early walkers uncil the age ol rwo. Kidsmatter. a six-week parenting programme. She runs this with supporc from Ihe children and youth worker. AE Ihe Same rime. She is building relations with Social Service5 and schools for the next run ol the programrne. In all these accivicies, she ukes every opponunity to menrion church to Ihe parents. She conrinues ro plan occasional family lunches afEer a church service and waEche5 our lor new families coming inco church on a Sunday morning. Our children and youch worker h15 continued to.. develop the popular Acorn toddler group which requires a booking Sys￿￿ co keep nurnbers tnanageLble,' accend Monday coffee mornings.. run Blast for School years 4-6 involving Bible storie5 and fvn.. run Disciple. a di5CUS5ion-ba5ed Bible study lor school year 7 upwards. This is 5rnaller than it has been in recent year5 but ha5 about 13 regular attendees., and Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 ENFIELD BAPTIST CHURCH ENFIELD BAPTIST CHURCH Annual Report of the Trustees For the year ended 31 December 2022 offer regular socials including the popular waffles and Qu353r. In the summer of 2022, there are plans to take the youth to the Youthscape 'SaEellires' camp. A new group Tots on Wheels has been launched, offering 2-4 year-olds the freedom to Use lors of ride-on toys wichout ocher toys being In the way. This is proving very popular although for safety reasons numbers have 10 be kept small. The main method ol totnmunication with the Church is now Grapevine, an on-line monthly update including prayer poinis, deEails of lorthcoming worship. and a focus on global. national and local issues, as well as church events. Hard copies are printed lor those nor on email. AS at 31 December 2022, EBC had 154 members. We continue 10 have a substant5al number of comrnitted 3nd regular attenders who have chosen not to be in formal rnembership at the present time. Inforrnal Information session5 3re held from time to time for rhose considering mernber5hip. 4. The Impact of COVID-19 A5 noted above and In our previous annual reports, COVID_19 continued to have 50rne itllpact on the life of the Church but by the middle ol rhe year most aspecES of our daily lives and the work of the church In 2022 had returned to normal. The financial impact of COVID-19, alchough negaiive, has proved to be 5UStainable through the continued faithful giving by member5 and those artending. With the resumpuon of normal activity and freedom to open 2nd operate the church as normal. lottings incomo also recovered during the year. Th15 has been tremendously helpful. but we continue to be prud&nL maintaining a srrong lovel of reserves. As such, the Trustees re￿ain confident In the immediate and medium term financial outlook for the church and with the a5sisrance ol Ehe Finance Team, continue to closely monitor the ongoing financial OUElook for EBC. Financial Revièw The church's main source5 01 funding are the froowill offerings of church members and orhers in 2tEendanco ar church services. and income from hiring OUE the church's premises and facilities. Many thank5 10 our rnember5 and attendees for Iheir conrinued support to the Church which Is greacly appreciated. 5.1 Firtarteral Activity and Financial Position The Statement of Financial Ac¢ivi¢ie5 and Balance Sheet can be found on pages I l and 12 respectively. The Church's reserves increased by £1 1.561 during the year 12021 decreased by £105,075). The balance sheet shows total net assecs of £4.030.95712021.. £4.019.3961. Included in total fund5 are amounts totalling £362.215 12021.. £356.7251 which are restricted. These rnonie5 have either been raised for. and their use restricted to. specific purposes. or they cornprise donations subject to donor-irnposed conditions. Full derails ol these restricted funds can be found In note 15 to the account5 together with an analysis of movement5 in the year. The financial highs and lows in our income and expenditure strearns during 2022 are as follows.. Unre5triaed general fund5 ITicome reached £201 k in 2022 compared with £213k In 2021. After the notable recovery to £35k in 2021. income from letEing the church premises saw anoiher rise 10 £42k in 2022 but still lagging the pre- pandemic norm of c£50k p.a. Overall unrestricied expenditure w15 £195k in 2022 as compared to £298k In 2021. The tDain factor for rhe decrease wa5 che renovation works carried out on the new Manse In Uvedale Road la total of £88k incurred in 20211. Therefore. Including depreciation of £3k, the overall general fund (inclusive of designated lund51 recorded a surplu5 of £6K in 2022 cornpared LO delicit of £95k in 2021. Mission giving in 2022 was higher at £26k compared to £24k in 2021. We continue to supporr Home M15sion, BMS. the Erifield Churches Debts Centre la CAP Initiarivel and other cause5. M15sion Giving includes the l Oytr cithe of all unre5trieted Income EBC gives co charitable organisarions. Docusign En¥ÈlopÈ ID". 595CCA85-9F99-44CO-9279-A3CAA105AC20 ENFIELD BAPTIST CHURCH ENFIELD BAPTIST CHURCH Annual Report of the Trustees For the year ended 31 December 2022 The Church continues to operate a ptslicy of financial prudence ro ensure funds received are spent in the most appropriate manner, and in line wirh its principal charitable objectives. The Church has appropriate authorisatiori and payment procedures to minimise the rI5k ol tn15appropriation of funds. The Finance Team supports the leadership and Church by 15suing regular Iinaneial summaries reporcing at church meetings with explanation on variation5 against che approved budge¢ where appropriate. 5.2 Reserve5 Policy The Trustees do not have a formal reserves policy buc, with the as515tance ol the Finanee Team. aim to maintain reserves equacing ro betweeii 3 and 6 months expenditure. As at 31 December 2022 imrnedia¢ely available unresLricted funds being cash at bank of £160k equated to 82Yg of unrestricted annual expenditure In 2022 01 £195k which Lhe tru5tee5 feel is adequate based on the activitie5 of the chariry. 5.3 Investment Policy The Trustees do not have a formal Invescrnent polio but note rhe following". Placement of Cash - The main account for operacional cash for Lhe church ig wich Barclays Bank. rhe remaining cash Is held In deposit accounts across 5 different providers, ensuring mogt of the cash is proiected under the Financial Services Cotnpen5ation Scheme IFSCSI and to poienrially Increase InEeresc income consiscenE With salÈEy. DÈposirs 2re also held with che Bapcist Union and Ihe LBPB. Overall inreresi rates are higher and adequaie funds are Imtnediately available. Investment in Property- In 2016 The Church invested in a property 1136 Melling Drivel as part of the Buildings Fund ro protect the value of the fund5 held through asset value and net rental Income from the property. During 2021 the church voted to purchase a new Manse. Ila Uvedale Road), by the sale of the ex15ting Manse 1183 Tenniswood Road) and rhe transfer of che Melling Drive investmenr property to the Older Peoples Fund Eo release ash lor Ehe purchase ol the Uvedale Manse. The investment In Melling Drive by the Older Peoples Fund continues Eo be lor rhe same reason and 5[raEe￿ employed lor the Buildings Fund to help protect the valué ol the funds chrough asser value and net income from the property. The Church does not invesc in any financial instrumen¢s. 5.4 Grants Policy The Church niake5 gran¢s, equiYalenL to approximaiely l 0/0 of irs unrosri-icred incoming resoui-ces annually. to supporL missionary endeavours both in the UK and abroad. The policy of the church is to give grants on the b35lS th3t they are subject to regular review and only renewed on the bas15 of rneeting set criteria. The missionary 50cietie5 regularly supported include BMS Vvorld M155ion I,. ,&no.-.l. BUGB Home MIs510n Iw'eiW.bapii•C.or&.{Jl1 Senior Miriisrer. Sarah Cody. the spouse ol Martin Cody. a Trustee. received gr055 rernuneration of £21.850 12021.. £16.3671 and pension contribution5 of £1.092 12021.. £1,077) during the year In her employed capacity ol Children and Youth Worker. No Trustee 12021.. nil) received reimbursemenc for costs Itraining, cravel and subsistence) incurred on church business. The Trustees gave a total ol £16.64712021.. £16,047) in unrestricted offerings and donations during the year.