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2025-12-31-accounts

Great Baddow Team Ministry Diocese of Chelmsford

Parish of Great Baddow, St. Mary the Virgin

Annual Report & Financial Statements of the Parochial Church Council

for the year ended 31 December 2025

Banker : The Co-operative Bank PO Box 250 Skelmersdale WN8 6WT

Team Rector :

(Currently vacant)

Team Vicar:

Insurer:

Revd. Phil Sheldrake (until September) Ecclesiastical Insurance Group 124 Beehive Lane Brunswick Road Great Baddow CM2 9SH Gloucester GL1 1JZ Team Vicar: Legal Advisor: Revd. Andrew Greaves-Brown Winckworth Sherwood 17 Ashton Place Arbor, 255 Blackfriars Road Chelmer Village, Chelmsford CM2 6ST London SE1 9AX Team Vicar: Architect: Revds. Mark & Lydia Pettit (from November) 62 Longmead Avenue 2 Balkerne House, Balkerne Passage Great Baddow CM2 7EY Colchester

Inkpen Downie Architecture & Design Ltd 2 Balkerne House, Balkerne Passage Colchester CO1 1PA

Address: Church Office, Church Path, High Street, Great Baddow CM2 7HN. Tel: 01245 477501 Email: stmaryschurchoffice@gmail.com

Registered Charity: No. 1127835

Annual Report of the Parochial Church Council of the Parish of Great Baddow, St. Mary the Virgin.

The Parochial Church Council (PCC) present their report together with the financial statements for the year ended 31 December 2025. These have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity’s governing document, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published on 16 July 2014.

Structure, Governance and Management

The current Great Baddow Team Ministry is formed from the Pastoral Scheme made effective from the 1[st] January 1988, made under the Pastoral Measure 1983, and the Pastoral Scheme made effective the 1[st] January 2016 under the Mission and Pastoral Measure 2011. The new scheme comprises three parishes, Great Baddow, St. Mary the Virgin, Great Baddow, St. Paul’s, and Great Baddow, Meadgate. This report relates to Great Baddow, St. Mary the Virgin.

The PCC is appointed as set out in the Church Representation Rules. At St. Mary’s the membership of the PCC consists of the Incumbent (Team Rector – currently vacant), the licensed clergy of the Great Baddow Team Ministry, licensed lay minister, churchwardens, ex-officio members, Deanery Synod representatives and members elected by those members of the congregation who are on the electoral roll. All those who are members of the congregation are encouraged to register on the Electoral Roll and stand for election to the PCC. The Churchwardens are elected at the Annual Meeting of Parishioners and most members of the PCC are elected at the Annual Parochial Church Meeting. There are 12 elected lay members of the PCC plus 2 Churchwardens, and there are currently 2 members elected to Deanery Synod, plus a third who is also on Diocesan and General Synods. The Meeting of Parishioners and Annual Parochial Church Meeting were held on 27[th] April 2025. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish, including decisions on how the funds of the PCC are to be spent. The PCC employs a part-time Administrator, who also acts as a P.A. to the Team Rector and a cleaner is employed on a part-time basis to look after each of the buildings. St. Mary’s runs a Playschool in the Church Centre, which employs 11 members of staff, including a full-time Manager and 10 others on a part-time basis.

Aims and Purposes

The PCC has a responsibility to co-operate with the Team Rector and the Team Vicars in promoting the whole mission of the Church within the parish, pastoral, evangelistic, social and ecumenical. Its primary object is the promotion of the Gospel of our Lord Jesus Christ according to the doctrines and practices of the Church of England.

Our AIM as a PCC is to be a team of people who work with the Rector to help the Church do God’s mission by collectively discerning God’s will in prayer and action.

The Purpose of our PCC is:

  1. To Enable the whole church to play its part in God’s mission in the world.

  2. To co-operate with the minister in sharing the leadership of the church

  3. To ensure legal compliance with charity and ecclesiastical law, in particular in the areas of safeguarding, finance, employment and appointments.

  4. To care for the buildings so that they may be best suited for the purpose of the church’s ministry and mission.

  5. To be a channel of consultation within the wider Church through the synodical structures on matters that affect the Church Locally and nationally.

In addition to the church building, the PCC has maintenance responsibilities for St Mary’s Church Centre (near The Chase), Bell Street Hall in Bell Street and St Mary’s Church Office in Church Path. The PCC is registered with the Charity Commission at reference 1127835.

Objectives and Activities

The PCC is committed to enabling as many people as possible to worship at St. Mary’s and to become part of the church family. The mission statement for St. Mary’s, agreed in July 2021, that guides the work of the PCC is as follows:

A community worshipping God, following Jesus, sharing his transforming love through the Holy Spirit.

VALUES:

To be a welcoming and worshipping community

Where all are nurtured and encouraged to grow in their faith

Being missional in our community and wider world

A variety of services took place throughout the year; we hold a Book of Common Prayer communion service at 8.00am each week, which is well supported by a small but very loyal congregation. The main service each Sunday is at 10.00am, when we have Morning Praise on two Sundays, usually the first and fourth weeks, with an All-Stage ‘Café style’ service when we try and encourage families to join us and a Holy Communion service on the third and fifth Sundays, where appropriate. The service at 10.00am is live streamed each week, for the benefit of those who are unable to join us in person. Numbers attending grew during the year and attendance averaged between 90 - 100.

The members of the PCC (Trustees) confirm that they have had due regard to Charity Commission guidance on public benefit when carrying out their duties during the year.

PCC Meetings

The PCC met every other month throughout the year and the Standing Committee met in alternate months to the PCC. The Standing Committee (SC) is formed of the Team Rector (Chair), two churchwardens, the PCC Treasurer, PCC Secretary and the Deputy Churchwardens who were elected by Council. Cliff Pountney and Helen Willis were appointed Churchwardens at the Meeting of Parishioners on 27[th] April 2025. The PCC & SC receive a report on the finances at each meeting and have been kept informed of the difficult financial position which has resulted in drawing on the reserves in order to cover the costs incurred in 2025.

Promoting the mission of the church and serving the wider community included consideration of the following matters:

Strategic: At the start of 2025, our Team Rector, the Revd Canon Tim Ball and his wife Anita, who was a Licensed Lay Minister (LLM), retired and the parish has since been in vacancy. We were wellsupported by our two Team Vicars, the Revd Phil Sheldrake and the Revd Andrew Greaves-Brown, who continues to share his ministry in the Great Baddow Team with his role at the Church of Our Saviour in Chelmer Village. In July, the Revd Phil Sheldrake left the parish to take up a post in Rochester Diocese and he was licensed Associate Minister to St. Stephen’s Tonbridge in September. We enjoy a close working relationship with Meadgate, St. Paul’s and Church of Our Saviour and combine forces for events such as the Lent course which ran in the spring. We try and run joint Marriage, Confirmation and Baptism preparation courses where appropriate, with some children’s and youth ministry shared amongst the Team. During the autumn the three churches agreed to continue with the same internal formula for the Parish Share distribution as had been discussed in 2024. Morning Prayer is held usually on four mornings during the week and is attended by the clergy, the Parish Administrator and some from the congregation. A weekly staff meeting takes place on a Monday morning, which is followed by a communications meeting that is held online between the clergy and administrators of St. Mary’s and Meadgate.

Finance: The Finance Committee reviewed the running costs of the church and identified areas where savings could be made. As a result, the Finance Committee proposed to change the electricity & gas provider to Octopus Energy, so as to achieve better value for money and the power supply was disconnected to the air raid shelter, to further reduce costs. The PCC has started a process of reviewing the use of its buildings, in particular the Church Centre which is particularly expensive to run and requires significant maintenance & updating and a sub-Committee has been set up to take this project forward. It is hoped that the Centre can be fully refurbished to provide better facilities for the church and for all users of the building, to reduce costs and improve income. The going concern of the charity has been discussed in PCC meetings and it has been noted that the general reserves of the church will only fund two more years of losses. Additional fund raising events were planned in 2025, a Christmas Tree festival and a barn dance (sadly cancelled) and fundraising will be required for 2026 to ensure a break-even position.

Buildings & Maintenance : Two General Maintenance Days were held during the year, when members of the congregation came together to clean areas which are not easily accessible, cleared drains and gutters and undertook repairs to chairs etc. Following the complete overhaul of the two boilers in church during 2024, there were no issues with the heating and both boilers functioned efficiently, however, much of the system is now 25 years old and may need to be replaced at some stage in the future. The outstanding work from the Quinquennial inspection was completed and a new QI undertaken in December by the church architect. The report of work requiring attention is currently being prepared. The newly formed Buildings Review group has received a grant from the Church of England to enable an architect’s review of the buildings to establish potential future use as social housing.

Policy: There is an annual revision of the Safeguarding and Health & Safety policies. All PCC members are required to complete the diocesan Foundation and Basic Awareness Safeguarding training and to hold a valid DBS check. We have a very efficient Parish Safeguarding Officer, who ensures that all training and checks are up to date and submits a regular report to the PCC to highlight any issues or concerns. The various Sub-Committees of the PCC submit regular reports to be shared at Council meetings, including the Standing Committee, Playschool Committee, Mission Committee and Finance Committee, together with reports from the Deanery, Diocesan and General Synod meetings.

PCC meetings end with a time of sharing ‘Good News’ stories, which in 2025 included the large numbers of children attending events such as Messy Tea, Glitter & Glo and The Journey plus, for the first time at St. Mary’s, a Christmas Tree Festival was held on the first weekend of December, which attracted large numbers attending from the local community. Such was its success that plans are in

hand to hold another event in 2026. The Easter Sunday communion service was extremely well attended, as were those held over Christmas. We were fortunate to have the Venerable Jonathan Croucher, Archdeacon of Chelmsford, join us for our annual Carol Service. PCC meetings are closed in prayer.

PCC Membership

During the year and at the date of signature the following served on the PCC:

Team Rector: In vacancy Chairman
Team Vicar: Revds. Mark & Lydia Pettit (from November)
Team Vicar: Revd Andrew Greaves-Brown
Licensed Lay Minister: Anne Heath
Churchwardens: Cliff Pountney Vice Chairman
Helen Willis
Lay representative on Diocesan Synod:
Gill Ball
Lay representatives on Deanery Synod:
Gill Ball
Roy Bartholomew
Anna Cann
Elected Lay members: Elizabeth Kerby
Treasurer
Richard Dunhill (from April 2025)
Claire Fuller
Cliff Pountney Vice Chairman
Gina Lawrence (from April 2025)
Fiona Scott
Steven Scott (from April 2025) Secretary
Elaine Fisher
Christine Smith
Neil McLean
Charlotte Clarke
Jeremy Budd (from April 2025)

Financial Review

The principles of stewardship and commitment to giving continue to be promoted across the congregations and the levels of giving achieved by church members reflect a degree of sacrificial giving by many individuals. A detailed report of the finances is set out in the annual accounts for 2025. During the year the parish supported the work of the diocese by paying in full its Parish Share of £101,173. The PCC has adopted a Financial Control Policy and the internal financial controls have been reviewed during 2023 by the Finance and Giving Committee on behalf of the PCC.

Reserves Policy

Offerings are normally received in an even flow, such that expenditure can be met as it arises, ongoing inflationary pressures continued to put pressure onto day to day costs of St Mary’s and the church finished 2025 with a deficit of £40,290 (2024 £30,480) on general unrestricted funds and an overall

deficit across all funds of £31,521 (2024 surplus £33,780). In addition to our regular income it is the policy of this Church to hold financial reserves the equivalent of three months general running costs, including salaries. It is also our policy to hold an amount for likely building repairs in the near future in a separate Fabric Fund. We may also hold monies at appropriate times for known future expenditure or donations as agreed by the PCC.

At 31st December 2025 funds totalled £215,262 of which £27,482 were general unrestricted funds. In addition to this, £27,477 is currently held in reserve in the designated Fabric fund to cover repair work to the church buildings, the funds to be used as agreed by the PCC.

The Playschool reserves policy is to retain at least three months expenditure to cover salary costs and the additional funds are held for the cost of future developments (including e.g. new furniture), fluctuations in future numbers and increased staff costs due to minimum wage, national insurance & pension rule changes. This policy, and the amount held in reserve, will be reviewed and agreed by the PCC annually.

Risk Management

The PCC seeks to ensure that risks are identified and managed through annual review of insurance, health and safety, buildings repair and maintenance, safeguarding and regular reporting to the PCC. A formal Health & Safety policy was agreed and will be reviewed on an annual basis. The PCC continue to comply with the National Safeguarding Policy of the Church of England.

This report was approved by the Parochial Church Council of Great Baddow, St. Mary at a meeting on 29[th] March 2026 and signed on its behalf by:

Cliff Pountney

Vice Chair

Great Baddow, St Mary the Virgin PCC

STATEMENT OF FINANCIAL ACTIVITIES for the year ended 31 December 2025

Note
INCOME from
Donations and legacies
2a
Fundraising activities
2b
Investments
2c
Church activities
2d
Other
2e
TOTAL INCOME
EXPENDITURE on
Church activities
3a
Fundraising costs
3b
Support costs
3c
TOTAL EXPENDITURE
Net gains on investments
NET INCOME/(EXPENDITURE)
Transfers between funds
13
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
UNRESTRICTED
FUNDS
146,474
5,846
3,892
13,485
3,988
173,685
216,954
-
160
217,114
-
(43,430)
(1,400)
(44,830)
107,004
62,174
RESTRICTED
ENDOWMENT
FUNDS
FUND
3,518
-
5,416
-
3,806
-
171,900
-
-
-
184,640
-
162,262
-
-
-
-
-
162,262
-
-
(381)
22,377
(381)
1,400
-
23,777
(381)
131,804
7,975
155,581
7,594
TOTAL FUNDS
2025
2024
149,992
190,044
11,262
20,921
7,698
6,920
185,385
195,113
3,988
2,292
358,324
415,290
379,217
379,490
-
196
160
2,000
379,377
381,687
(381)
176
(21,433)
33,780
-
-
(21,433)
33,780
246,783
213,003
225,350
246,783

(0)

Great Baddow, St Mary the Virgin PCC

Balance Sheet at 31 December 2025

UNRESTRICTED
RESTRICTED
ENDOWMENT
FUNDS
FUNDS
FUND
Note
FIXED ASSETS
Tangible fixed assets
4a
6,000
-
-
Investment assets
4b
-
-
7,594
6,000
-
7,594
CURRENT ASSETS
Debtors
7
6,952
-
-
Short term deposits
48,057
122,791
-
Cash at bank / in hand
7,045
34,928
-
62,054
157,718
-
LIABILITIES:
Creditors falling due within one year
8
(5,879)
(2,137)
-
NET CURRENT ASSETS
56,175
155,581
-
NET ASSETS
62,175
155,581
7,594
FUNDS
Unrestricted
2/10
62,175
-
-
Restricted
2/9
155,581
-
Endowment
4b
-
-
7,594
TOTAL FUNDS
62,175
155,581
7,594
TOTAL FUNDS
2025
2024
6,000
6,000
7,594
7,975
13,594
13,975
6,952
6,082
170,847
179,650
41,973
62,194
219,772
247,926
(8,016)
(15,118)
211,756
232,808
225,350
246,783
62,175
107,004
155,581
131,803
7,594
7,975
225,350
246,783

Approved by the Parochial Church Council on 29th March 2026 and signed on its behalf by:

…............................................ …............................................ Mr C Pountney Elizabeth Kerby Vice Chairman Treasurer

Mr C Pountney Vice Chairman

Great Baddow, St Mary the Virgin PCC Notes to the financial statements

Note
2
INCOME from
2a
Donations and legacies
Planned giving
Gift aid donations
Gift aid recoverable
Other donations
Open-plate collections
Sundry donations
Grants
Legacies(see Note 14)
2b
Fundraising activities
Fund-raising events
Use of church halls - non-church purposes
2c
Investment income
Interest and dividends
2d
Income from church activities
Use of church & church halls - church purposes
Fees (weddings, funerals etc)
Outreach activities
2e
Other income
Sundries
TOTAL INCOME
TOTAL EXPENDITURE
Net loss/gain on investments
NET INCOME/(EXPENDITURE)
TRANSFERS- provisions for future
Adjustment to 2024 transfers - see note 13
Toddlers Church Centre contribution - see note 13
Playschool Church Centre contribution - see note 13
Coffee pot contribution to church costs - see note 13
NET MOVEMENT IN FUNDS
Funds brought forward
Funds carried forward
General
Fund
Fabric Ordination
Fund
Funds
note 10
95,247
-
-
27,930
-
-
3,117
-
-
6,492
-
-
12,688
-
-
-
-
-
1,000
-
-
146,474
-
-
933
-
-
4,913
-
-
5,846
-
-
1,263
2,351
279
-
-
-
12,951
-
-
534
-
-
13,485
-
-
3,988
-
-
171,056
2,351
279
207,165
9,950
-
-
-
-
(36,109)
(7,599)
279
(8,670)
-
-
-
-
-
6,270
-
-
1,000
-
-
-
-
-
(37,509)
(7,599)
279
67,772
35,076
4,156
30,263
27,477
4,435
UNRESTRICTED
Designated
RESTRICTED FUNDS
Play
Toddler
Coffee
Mid-
Bells
Audio
Lands
school
Group
Pot
Africa
repair
Visual
Charity
Concern
systems
-
-
-
550
-
-
-
-
-
-
140
-
-
-
-
-
-
2,828
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
3,518
-
-
-
1,365
-
-
4,051
-
-
-
-
-
-
-
-
-
-
1,365
-
-
4,051
-
-
-
3,428
378
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
168,462
1,287
2,152
-
-
-
-
168,462
1,287
2,152
-
-
-
-
-
-
-
-
-
-
-
173,254
1,664
2,152
7,569
0
0
-
151,197
1,194
1,021
8,511
172
167
-
-
-
-
-
-
-
(381)
22,058
470
1,131
(942)
(172)
(167)
(381)
7,379
291
1,000
-
-
-
-
255
(255)
-
-
-
-
-
(6,270)
-
-
-
-
-
-
-
-
(1,000)
-
-
-
-
-
-
-
-
-
-
23,422
506
1,131
(942)
(172)
(167)
(381)
119,316
5,747
1,739
4,663
172
167
7,975
142,738
6,253
2,870
3,721
-
-
7,594
ENDOWMENT
2025
95,797
28,070
5,945
6,492
12,688
-
1,000
149,992
6,349
4,913
11,262
7,698
-
12,951
172,434
185,385
3,988
358,324
379,377
(381)
(21,433)
-
-
-
-
-
(21,433)
246,783
225,350
TOTAL
2024
95,803
34,552
18,047
6,884
34,759
-
-
190,044
5,836
15,085
20,921
6,920
-
16,558
178,555
195,113
2,292
415,290
381,687
177
33,780
-
-
-
-
-
33,780
213,003
246,783
FUNDS

Great Baddow, St Mary the Virgin PCC Notes to the financial statements

Note
3
EXPENDITURE on
3a
Church activities
Missionary & charitable giving:(see Note 11)
Church overseas
- missionary societies
- relief & development agencies
Home missions & other societies
Secular charities
Ministry: Parish Share
Clergy expenses
Rector's Personal Assistant
Church running costs
Church maintenance
Upkeep of services
Church administration
Children's and Youth work
Other Training & Mission
Church Halls' running costs
Outreach Groups
Rectory Maintenance
Wedding and Funeral Expenditure
3b
Fundraising costs
Sundry fund-raising
3c
Support costs
Independent Examiner's fee
TOTAL EXPENDITURE
UNRESTRICTED
General
Fund
Fabric
Other
Fund
Funds
(note 10)
3,500
-
-
5,779
-
-
10,980
-
-
225
-
-
20,484
-
-
101,173
-
-
1,256
-
-
5,320
-
-
21,319
-
-
-
9,950
-
737
-
-
24,120
-
-
776
-
-
-
-
-
23,119
-
-
-
-
-
-
-
-
8,700
-
-
207,005
9,950
-
-
-
-
-
-
-
160
-
-
160
-
-
207,165
9,950
-
Designated
RESTRICTED FUNDS
Mid -
Audio
Play
Toddler
Coffee
Africa
Bells
Visual
school
Group
Pot
Concern
Repair
systems
-
-
0
-
-
-
-
-
160
8,511
-
-
-
-
368
-
-
-
-
-
-
-
-
-
-
-
528
8,511
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
167
-
-
-
-
172
-
-
-
-
-
-
-
-
-
-
-
-
151,197
-
-
-
-
-
-
-
-
-
-
-
-
600
-
-
-
-
-
594
493
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
151,197
1,194
1,021
8,511
172
167
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
151,197
1,194
1,021
8,511
172
167
TOTAL FUNDS
2025
2024
3,500
2,460
14,450
10,842
11,348
8,932
225
210
29,523
22,445
101,173
102,159
1,256
1,208
5,320
4,781
21,486
17,330
10,122
4,412
737
1,184
24,120
22,924
151,973
160,694
-
-
23,719
27,526
1,087
2,100
-
-
8,700
12,728
379,217
379,490
-
196
-
196
160
2,000
160
2,000
379,377
381,687

Notes to the financial statements for the year ended 31 December 2025 (cont'd)

Great Baddow, St Mary the Virgin PCC

FIXED ASSETS

Note
F
4a Tangible fixed assets
Cost
At 1. 1. 2025
At 31. 12. 2025
Depreciation
At 1. 1. 2025
At 31. 12. 2025
Net book value
At 31. 12. 2025
At 1. 1. 2025
reehold land
& buildings
St Mary's Church
6,000
This consecrated building is not owned by the PCC so it is not included in these accounts.
Its insurance value (current loss limit) in 2025 was £14,630,000 plus £3,660,000 for the Churc
6,000
-
The following properties are owned and both are used for church purposes:-
St Mary's Church Centre
-
Original cost in 1967 £5,500 (Insurance value (Current Loss Limit) £7,320,000)
6,000
Bell Street Hall
6,000
Original cost in 1955 £500 (Insurance value (Current Loss Limit) £3,660,000)

This consecrated building is not owned by the PCC so it is not included in these accounts. Its insurance value (current loss limit) in 2025 was £14,630,000 plus £3,660,000 for the Church Office.

4b Investments - shares

Endowment fund:

The Great Baddow Church Lands Charity funds are invested with the Charities Official Investment Fund. Their market value is £7,594 (2024 £7,975) Whilst the capital must be held as permanent endowment, the annual income can be used for any expenses related to church repairs.

5
STAFF COSTS
Wages and salaries
Social security costs
Pension Contributions
2025
149,998
2,117
3,024
155,139
2024
158,055
2,741
1,764
162,561

St. Mary's Church employed on a part-time basis an Office Administrator/Rector's Secretary and Playschool staff.

The average number of employees on a headcount basis in the year was 12.75 (2024: 15.4) and on a full-time equivalent basis: 5.6 (2024: 5.9 ).

6 PAYMENTS TO TRUSTEES

In 2025 clergy expenses were paid to Rev Andrew Greaves-Brown (note 3a Clergy expenses) and no remuneration was paid to the other Trustees by the charity during the year. (2024 - £354)

7
DEBTORS
Gift Aid recoverable
Other debtors
8
CREDITORS - due within 1 Year
For goods / services
Prepayment of fees
2025
2,239
4,353
6,592
8,016
-
8,016
2024
4,134
1,948
6,082
(2025 Unrestricted £6,952, Restricted £0, 2024: Unrestricted £5,932 Restricted £150)
12,810
2,309
15,118
(2024 Unrestricted £5,879, restricted £4,227, 2024: Unrestricted £12,810 and restricted £2,309 )

Notes to the financial statements

for the year ended 31 December 2025 (cont'd)

Great Baddow, St Mary the Virgin PCC

Note

9 RESTRICTED FUNDS

The Playschool & Toddler Group cater for young children.

Coffee Pot is a drop-in centre open to all on Wednesday mornings.

Mid-Africa Concern gathers together goods for sending via parcels and containers to East Africa, primarily to schools and hospitals. The Audio/Visual Systems Fund comprises donations to cover repairs and additions to the systems in church. The funds were allocated to partly fund a new laptop. The Bells Repair Fund holds money which the bellringers have set aside for bells maintenance from their wedding fees and was used to partly fund new bell ropes.

10 UNRESTRICTED FUNDS (Designated by PCC)

(These monies can be transferred to the PCC's general funds at any time should the PCC so desire.)

11 MISSIONARY & CHARITABLE GIVING

RESTRICTED FUNDS (Designated by PCC)
(These monies can be transferred to the PCC's general funds at any time should the PCC so desire.)
11 MISSIONARY & CHARITABLE GIVING
RESTRICTED FUNDS (Designated by PCC)
(These monies can be transferred to the PCC's general funds at any time should the PCC so desire.)
11 MISSIONARY & CHARITABLE GIVING
Ordination &
Overseas Missions
other training
Church Mission Society (CMS)
Embrace the middle east
Brought forward
4,156
Donation
-
Utilised in year
-
Interest
297
Overseas Relief
Carried forward
4,453
Mid-Africa Concern (MAC)
TEAR Fund
EPENDENT EXAMINER
Home Missions & Societies
Made for More
ANSFERS- other than for use of Halls.
Arocha
CHESS Homeless
Children's Society
Church Pastoral Aid Society (CPAS)
CPAS (Falcon Camps)
Gifts to parishioners - funded by Great Baddow Charities
Housing Justice - Bishop's Lent Appeal
Prison Fellowship
Scripture Union (SU)
GACIES
Unrestricted
Foodbank
£
114,612
(103,017)
Secular Charities
Earl Haig Fund (Remembrance Poppy Fund)
Church centre 2019
(7,889)
Farleigh Hospice - funeral collection
100,250
(25,000)
(26,868)
Total Missionary & Charitable Giving
In the 2024 accounts transfers totalling £8,670 from individual funds to the General Fund were erroneously
included twice, in expenditure and transfers. These have been reversed in the 2025 accounts.
During 2025 Playschool contributed £6,770 as a contribution to church centre heating, light & supplies and to
maintenence.
£291 was paid from Toddlers to Playschool to contribute towards the cleaning & supplies of the church centre.
£1,000 was paid from Coffee Pot to the church as a contribution towards heat, light & supplies.
Jim Hymas unrestricted legacy to 2009
Expenditure 2009 - 2018
2020 Church deficit due to Coronavirus
2015 unrestricted legacies received
2019 Donation to Meadgate church for
purchase of The Orchards
The accounts include Independent Examiner's fees of £160 which is the additional cost above the 2024 accrual. In 2025
the examination was carried out by a volunteer for no charge (2024 - £2,000)
Church
Funds
1,500
2,000
3,500
2,500
1,700
4,200
2,000
1,000
1,280
800
1,330
600
-
200
1,150
1,000
1,000
10,360
-
18,060
-
684
895
1,579
370
250
620
157
68
225
2,424
Donations
& Gift Aid
Total
1,500
2,000
-
-
3,500
3,184
2,595
5,779
2,000
1,000
1,280
1,170
1,330
600
250
200
1,150
1,000
1,000
10,980
157
68
225
20,484
GACIES
Church centre 2019
Jim Hymas unrestricted legacy to 2009
Expenditure 2009 - 2018
2020 Church deficit due to Coronavirus
2015 unrestricted legacies received
2019 Donation to Meadgate church for
purchase of The Orchards
Unrestricted
£
114,612
(103,017)
(7,889)
100,250
(25,000)
(26,868)
2021 Church deficit
2022 Church deficit
2023 Church deficit - part
2024 legacy from R Boxer for children's work
2023 unrestricted legacy from H A Marsh
2025 Church deficit - part & children's work (£290)

(9,034)
(19,835)
(18,223)
5,000
1,000
(10,286)
710

12 INDEPENDENT EXAMINER

13 TRANSFERS - other than for use of Halls.

GACIES Unrestricted
Jim Hymas unrestricted legacy to 2009 £
114,612
Expenditure 2009 - 2018 (103,017)
Church centre 2019 (7,889)
2015 unrestricted legacies received 100,250
2019 Donation to Meadgate church for
purchase of The Orchards
(25,000)
2020 Church deficit due to Coronavirus (26,868)
2021 Church deficit (9,034)
2022 Church deficit (19,835)
2023 Church deficit - part (18,223)
2023 unrestricted legacy from H A Marsh 5,000
2024 legacy from R Boxer for children's work 1,000
2025 Church deficit - part & children's work (£290) (10,286)
710

14 LEGACIES

Independent Examiner's Report to the Trustees of The Parochial Church Council of the Ecclesiastical Parish of Great Baddow, St Mary The Virgin

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 December 2025 which comprise the statement of financial activities, the balance sheet and related notes.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

J Patient

……………………… Jackie Patient FCA

New London Road Chelmsford

…………………..