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2024-12-31-accounts

COMPANY REGISTERED NUMBER:02777096 CHARITY REGISTRATION NUMBER: 1127720

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Financial Statements

31 December 2024

SD-0217803-1-6

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Contents

Trustees' Report 1 to 5
Independent Auditors' Report 6 to 9
Statement of Financial Activities 10
Balance Sheet 11
Statement of Cash Flows 12
Notes to the Financial Statements 13 to 24

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Trustees' Report

The trustees, who are directors for the purposes of company law, present the annual report together with the financial statements and auditors' report of the charitable company for the year ended 31 December 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Objectives and activities

Activity, business review and public benefit

The Company was incorporated on 5th January, 1993 and acts as trustee (whether as charity trustee or as custodian trustee) for the Evangelical Fellowship of Congregational Churches ('Fellowship Charity (Charity no. 262802)') and for such other charitable Churches as shown in note 9. The Trustees have considered the Commission's guidance on public benefit and are of the opinion that this is fulfilled by the charity's continued support of establishments for the advancement of religion.

The trustees meet four times throughout the year to carry out their duties and further meetings are held as and when required. During 2024 in total 7 meetings were held. Day to day operations are overseen by a smaller sub-committee of Custodian Trustees. Risk Management, Finance and Audit, Charity Investment, Office and Employment and Grants and Loans are, where the Board deem appropriate, overseen by Board appointed and Board led sub-committees.

The Trust Corporation has continued to support the EFCC's Mission Statement to 'grow healthy churches' with a particular emphasis on strategic grants to enable church revitalisation projects and on championing healthy church governance within our fellowship and trusteeship churches. Typically grants made will support the installation of a minister into a church for several years. Such churches that may not have had a paid minister, so vital to spiritual leadership, ministry and growth, for many years. During 2024 significant ministry support grants were made to churches in locations across the country. The Trust Corporation remains deeply committed to strategic and long-term church revitalisation which sits at the heart of the charity's objects.

Trust Corporation funds have also allowed our network of Ministry Coordinators. Under the oversight of our Ministry Director, Ministry Coordinators are an important link with our churches, providing a visible face who can give spiritual support to those in ministry and advise on church revitalisation and other matters. The Women’s Ministry Coordinator is particularly focused on supporting the wives of our pastors and the provision of a dedicated women’s conference. Our 2024 Ladies Conference - ‘Living Sacrificially in a Self-Centred World’ was held at Hayes Conference Centre, Swannick, Derbyshire in April. ‘Ministry Wives’ days were also held in different regions. These events connect pastor’s wives and women across our fellowship of churches in mutual support, encouragement in our shared faith and fellowship.

Again supported financially by the Trust Corporation, our annual Ministers’ Prayer Conference, entitled ‘Strength in Weakness: evangelistic ministry’s power’ was held in November. The Conference brings together our ministers and those in training for ministry from across England, Wales and Northern Ireland in an event that provides support, refreshment and vigorous and stimulating teaching.

Page 1

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Trustees' Report

Alongside the ministry support provided through our Ministry Coordinators, the Trust Board has continued to recognise the need to provide governance support for our churches. Such support is particularly important in the context of smaller churches where there might be significant skills gaps in the congregation. Under the oversight of our Operations Manager, the Trusteeship Coordinator role complements our Ministry Coordinator's focus on ministry by providing a visible face able to give governance support to our churches.

Alongside our major strategies, the trustees have continued to make grants and loans to churches affiliated to The Evangelical Fellowship of Churches to cover repairs, maintenance of buildings and to meet other miscellaneous needs. Payments are also made to support ministers on low stipends and to retired ministers and their widows to support their housing needs. The Trust Corporation has for many years encouraged churches to provide good pension provision for their ministers through our pension matching scheme. This will typically double the level of contributions made into an individual's pension pot. There are a number of properties owned by the EFCC Trust Corporation Limited, some of which are used as accommodation for retired ministers.

Vital to the Trust Corporation's ability to provide financially for our Fellowship Charity (Charity no. 262802) and the grants made to churches has been the Board's stewarding of investments and resources to generate income. This continues to be an important part of the EFCC Trust Board's work.

The trustees work closely with the Committee of The Evangelical Fellowship of Congregational Churches and during 2024 have looked to deepen that relationship with Joint Meetings that help both bodies to consider spiritual and practical governance issues in a joined up and more effective way.

Public benefit

The trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.

Financial review

The charity has net incoming resources for the year of £49,343 (2023: £597,323) including unrealised gains on investments of £80,341 (2023: unrealised gains of £86,324).

Policy on reserves

Reserves are retained to enable operations to be funded for a period of up to one year, after taking into account anticipated net income for that period.

The amount of reserves held are £7,413,547 comprising £7,401,294 unrestricted funds and £12,253 designated funds. The trustees consider the reserves amount sufficient to achieve their objectives.

Page 2

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Trustees' Report

Reference and Administrative Details

Charity Registration Number: 1127720
Company Registration Number: 02777096
Registered Office: Latimer Congregational Church
Grovehill Road
Beverly
East Yorkshire
HU17 0JD
Auditor: Smailes Goldie
Chartered Accountants
Statutory Auditor
Regent's Court
Princess Street
Hull
East Yorkshire
HU2 8BA
Solicitors: Pothecary Witham Weld Solicitors
84 Eccleston Square
Pimlico
London
SW1V 1PX
Wrigleys Solicitors LLP
3 Wellington Place
Leeds
LS1 4AP
Bankers: Charities Aid Foundation
West Malling
Kent
ME19 4TA

Page 3

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Trustees' Report

Trustees and officers

The trustees and officers serving during the year and since the year end were as follows:

Trustees:

Rev. G. Evans, Chair Mr P. J. Williams Rev. J. Brown, Vice-Chair (resigned 26 March 2024) Mr. G. Stephenson Dr. D. L. James Rev. J. M. Devenish Rev C Coulter Rev K Plant (appointed 1 January 2024) Ms H Sutton (appointed 27 April 2024) Mr P Curtis (appointed 14 October 2024)

Structure, governance and management

Nature of governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Recruitment and appointment of trustees

Due to the special nature of the role and the skills and expertise required, appointments to the EFCC Trust Board are by invitation. As a standing item, potential appointments are considered by the Board three times per year at their regular meeting in Spring, Summer and Autumn. Following the implementation of new recruitment procedures under the EFCC's Safeguarding Policy, work is currently being undertaken around developing a Role Description, Induction Pack, Personal Statements and an interview process.

Page 4

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Trustees' Report

Statement of trustees' responsibilities

The trustees (who are also the directors of The Evangelical Fellowship of Congregational Churches Trust Corporation Limited for the purposes of company law) are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland".

Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including its income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that can disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Disclosure of information to auditor

Each trustee has taken steps that they ought to have taken as a trustee in order to make themselves aware of any relevant audit information and to establish that the charity's auditor is aware of that information. The trustees confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

The annual report was approved by the trustees of the charity on 25 March 2025 and signed on its behalf by:

.........................................

Rev. G. Evans, Chair Trustee

Page 5

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited Independent Auditor's Report to the Members of The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Opinion

We have audited the financial statements of The Evangelical Fellowship of Congregational Churches Trust Corporation Limited (the 'charity') for the year ended 31 December 2024, which comprise the Statement of Financial Activities, Balance Sheet, Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is United Kingdom Accounting Standards, comprising Charities SORP - FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and applicable law (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Page 6

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Independent Auditor's Report to the Members of The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the Trustees' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Statement of trustees' responsibilities (set out on page 5), the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Page 7

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited Independent Auditor's Report to the Members of The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Auditor responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was focused on specific laws and regulations which we considered may have a direct material effect on the financial statements or the operations of the company, including the Companies Act 2006, tax legislation, data protection, anti-bribery, employment, environmental and health and safety legislation. An understanding of these laws and regulations and the extent of compliance was obtained through discussion with management and inspecting legal and regulatory correspondence.

We assessed the susceptibility of the company's financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by making enquiries of management and considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and regulations.

To address the risk of fraud through management bias and override of controls, we:

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:

Due to the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any.

The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission, or misrepresentation.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Page 8

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited Independent Auditor's Report to the Members of The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Use of our report

This report is made solely to the charitable company's trustees, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its trustees as a body, for our audit work, for this report, or for the opinions we have formed.

......................................

Luke Taylor BSc (Hons) FCA (Senior Statutory Auditor) For and on behalf of Smailes Goldie, Statutory Auditor

Statutory Auditor Regent's Court Princess Street Hull East Yorkshire HU2 8BA

25 March 2025

Page 9

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Statement of Financial Activities for the Year Ended 31 December 2024 (Including Income and Expenditure Account and Statement of Total Recognised Gains and Losses)

Note
Income and Endowments from:
Donations and legacies
2
Investment income
3
Total income
Expenditure on:
Charitable activities
4
Total expenditure
Revaluation of investment
properties
Net gains/(losses) on
investment assets
Net income/(expenditure)
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
16
Unrestricted
funds
£
110,198
208,015
318,213
(320,135)
(320,135)
-
80,341
78,419
78,419
7,322,875
7,401,294
Designated
funds
£
-
-
-
(29,076)
(29,076)
-
-
(29,076)
(29,076)
41,329
12,253
Total
2024
£
110,198
208,015
318,213
(349,211)
(349,211)
-
80,341
49,343
49,343
7,364,204
7,413,547
Total
2023
£
622,438
175,943
798,381
(287,382)
(287,382)
(15,000)
101,324
597,323
597,323
6,766,881
7,364,204

All of the charity's activities derive from continuing operations during the above two periods. The funds breakdown for 2023 is shown in note 16.

The notes on pages 13 to 24 form an integral part of these financial statements. Page 10

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Balance Sheet as at 31 December 2024

2024 2023
Note £ £
Fixed assets
Tangible assets 10 713,861 713,861
Investment properties 11 1,225,000 1,225,000
Fixed asset investments 12 4,782,278 4,701,937
6,721,139 6,640,798
Current assets
Debtors 13 25,557 31,564
Cash at bank and in hand 1,677,008 1,692,278
1,702,565 1,723,842
Creditors: Amounts falling due within one year 14 (1,010,157) (1,000,436)
Net current assets 692,408 723,406
Net assets 7,413,547 7,364,204
Funds of the charity:
Unrestricted income funds
General Funds 7,401,294 7,322,875
Designated Funds 12,253 41,329
Total unrestricted funds 7,413,547 7,364,204
Total funds 16 7,413,547 7,364,204

The financial statements on pages 10 to 24 were approved by the trustees, and authorised for issue on 25 March 2025 and signed on their behalf by:

.........................................

Rev. G. Evans, Chair Trustee

The notes on pages 13 to 24 form an integral part of these financial statements. Page 11

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Statement of Cash Flows for the Year Ended 31 December 2024

Note
Cash flows from operating activities
Net movement in funds
Adjustments to cash flows from non-cash items
Investment income
3
Revaluation of investments
Working capital adjustments
Decrease in debtors
13
Increase/(decrease) in creditors
14
Net cash flows from operating activities
Cash flows from investing activities
Interest receivable and similar income
3
Purchase of investments
12
Income from dividends
3
Net cash flows from investing activities
Net (decrease)/increase in cash and cash equivalents
Cash and cash equivalents at 1 January
Cash and cash equivalents at 31 December
2024
£
49,343
(208,015)
(80,341)
(239,013)
6,007
9,721
(223,285)
101,126
-
106,889
208,015
(15,270)
1,692,278
1,677,008
2023
£
597,323
(175,943)
(86,324)
335,056
96,912
(213,482)
218,486
78,301
(101,277)
97,642
74,666
293,152
1,399,126
1,692,278

All of the cash flows are derived from continuing operations during the above two periods.

The notes on pages 13 to 24 form an integral part of these financial statements. Page 12

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

1 Accounting policies

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)) (issued in October 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Basis of preparation

EFCC Trust Corporation Limited meets the definition of a public benefit entity under FRS 102. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Going concern

The financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

Income and endowments

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of the income receivable can be measured reliably.

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Tangible fixed assets

Tangible fixed assets are stated at cost (or deemed cost) or valuation less accumulated depreciation and accumulated impairment losses. Cost includes costs directly attributable to making the asset capable of operating as intended.

Depreciation and amortisation

Depreciation is provided on all tangible fixed assets, at rates calculated to write off the cost, less estimated residual value, of each asset on a systematic basis over its expected useful life as follows:

Page 13

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

Asset class

Freehold properties

Depreciation method and rate No depreciation has been charged on freehold properties as the ongoing programme of maintenance is such that any depreciation charge would be immaterial.

Consecrated land and buildings and moveable church furnishings

Consecrated and beneficed property is excluded from the financial statements by s10(2)(a) and (c) of the Charities Act 2011.

All expenditure incurred during the year on consecrated or beneficed buildings and moveable church furnishings, whether maintenance or improvement, is written off as expenditure in the Statement of Financial Activities.

Investment properties

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Fixed asset investments

Investments are recognised initially at fair value which is normally the transaction price excluding transaction costs. Subsequently, they are measured at fair value with changes recognised in net gains/(losses) on investments in the SOFA if the shares are publicly traded or their fair value can otherwise be measured reliably. Other investments are measured at cost less impairment.

Fund structure

Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.

Designated funds are unrestricted funds set aside for specific purposes at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Page 14

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

2 Income from donations and legacies

Transfers, Donations and Gifts
Transfers, Donations and Gifts comprise the following:
Braughing & Puckeridge
Ivybridge
Hafodyrynys
Launton
Seacroft
Thorpe Edge
Torcross
Whitby
Other
3
Investment income
Rents received
Investment income
Deposit account interest
2024
£
110,198
110,198
2024
£
-
109,898
-
100
-
-
-
-
200
110,198
2024
£
60,859
106,889
40,267
208,015
2023
£
622,438
622,438
2023
£
82,109
-
49,654
131,954
34,989
44,591
260,983
9,015
9,143
622,438
2023
£
49,677
97,642
28,624
175,943

Page 15

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

4 Expenditure on charitable activities

4
Expenditure on charitable activities
Charitable activities
Ministerial and church support
Grant
Management fee
Administration fees
Contractor fees
Legal fees
Support costs allocated to activities:
Administration and finance
5
Analysis of governance and support costs
Governance costs
Total
2024
£
140,578
2,200
143,000
22,948
22,080
6,199
12,206
349,211
2024
£
12,206
Total
2023
£
68,955
9,803
137,000
12,885
32,663
12,904
13,172
287,382
2023
£
13,172

6 Trustees remuneration and expenses

For the year ended 31 December 2024 Gwynne Evans, trustee, was paid £4,365 (2023: £9,074) in relation to services for pastoral care for existing EFCC churches, support for churches joining EFCC and advising other employed staff on technical matters.

Trustees' expenses

Trustee expenses were reimbursed amounting to £4,247 (2023: £6,195), with 7 (2023: 4) trustees being reimbursed.

Page 16

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

7 Auditors' remuneration

7
Auditors' remuneration
Other fees to auditors
The auditing of accounts of any associate of the charity
All other non-audit services
2024
£
3,540
8,666
12,206
2023
£
3,700
9,472
13,172

8 Comparatives for the Statement of Financial Activities

Note
Income and Endowments from:
Donations and legacies
2
Investment income
3
Total income
Expenditure on:
Charitable activities
4
Total expenditure
Net gains/(losses) on investment assets
Revaluation of investment properties
Net income
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
16
Unrestricted
funds
£
587,449
175,943
763,392
(286,554)
(286,554)
101,324
(15,000)
563,162
563,162
6,759,713
7,322,875
Designated
funds
£
34,989
-
34,989
(828)
(828)
-
-
34,161
34,161
7,168
41,329
Total
2023
£
622,438
175,943
798,381
(287,382)
(287,382)
101,324
(15,000)
597,323
597,323
6,766,881
7,364,204

Page 17

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

9 Trusts

Churches, Church funds and other Trusts for whom the Company has acted as Trustee during the year and up to the date of signing the financial statements are shown below:

The Evangelical Fellowship of Congregational Churches General Purposes Fund Charities Administered in connection with The Evangelical Fellowship of Congregational Churches Alderholt Congregational Church The Alexandra Road Chapel (Hemel Hempstead) Bethel Chapel (Launton) (closed) Binfield Heath Congregational Church Birstall Community Church Bocking End Manse Trust Braughing Congregational Church (closed) Bulford Chapel Bulkington Congregational Church Calvary Baptist Church, Ogmore Vale Cockfield Congregational Church Connsbrook Avenue Congregational Church Dagenham Congregational Church Droylsden CongregationaI Church Eston Congregational Church (closed) Evangelical Free Church, Stony Strafford Gendros Congregational Church Galmpton Independent Evangelical Church Great Chesterford Congregational Church Gwersyllt Congregational Church Hadham Cross Congregational Church, Much Hadham Hayes Town Chapel Heathfield Chapel Honiton Congregational Church Keswick Congregational Church Knockbracken Congregational Church Lee Mill Congregational Church Union Congregational Church, Leigh-on-Sea Marden Congregational Church Village Temple Congregational Church, Mynydd Isa New Inn Congregational Church* Oakhanger Congregational Church (Graveyard) Oldbury Congregational Church Ebenezer Evangelical Congregational Church, Pontnewydd Quinta Congregational Church Quinta Sunday School Trust Reeth Congregational Church Ruiton Congregational Church Scarr Chapel Stanwell Congregational Church St Briavels Congregational Church St Johns Congregational Church, Thornton Heath

Page 18

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

Stuckton Congregational Church (closed) Tillingham Congregational Church (closed) Castle Street Evangelical Church,Tredegar Wheelock Congregational Church Wiveliscombe Congregational Church Woolwich Congregational Church Yaxham Congregational Church Zion Congregational Church, Hyde

*unaffiliated congregational churches

10 Tangible fixed assets

Cost
At 1 January 2024
At 31 December 2024
Net book value
At 31 December 2024
At 31 December 2023
11 Investment Property
Investment properties
Cost or Valuation
At 1 January 2024
At 31 December 2024
Net book value
At 31 December 2024
At 31 December 2023
Freehold
property
£
713,861
713,861
713,861
713,861
£
1,225,000
1,225,000
1,225,000
1,225,000

The trustees confirm that to the best of their knowledge and having taken appropriate professional advice that the valuations above are consistent with the fair value of the properties at 31 December 2024.

Page 19

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

12 Fixed asset investments

Other investments

Cost or Valuation
At 1 January 2024
Revaluation
At 31 December 2024
Net book value
At 31 December 2024
At 31 December 2023
Analysis of investments
UK Equity and Equity fund
Global equities and Equity funds
Multi asset funds
Direct property and Property funds
Fixed interest and Fixed interest funds
Charity UK bonds
Other assets
Total cash
Investments exceeding 5% of market value of portfolio:
Conbrio FN PTN Ltd CFP Castlefield Real Return
Conbrio FD PTN Ltd Castlefield Best Sust Income Gen
M&G Equities Funds for Charities (Charifund) Sterling Income
First Sentier Inv SI Wldwide Sust B GBP Dis
CFP Castlefield FD CFP Castlefield Thoughtful European Fund
Sarasin Funds ICVC Sarasin Responsible Global Equity
2024
£
2,161,140
1,188,875
622,241
103,007
113,716
-
589,458
3,841
4,782,278
2024
£
356,618
622,241
438,506
255,334
253,697
370,645
Listed
investments
£
4,701,937
80,341
4,782,278
4,782,278
4,701,937
2023
£
1,943,048
1,084,981
624,488
85,098
322,172
6,579
581,923
53,648
4,701,937
2023
£
342,339
624,488
427,365
243,019
232,588
116,120

The investment portfolio includes amounts invested on behalf of other trusts of which EFCC Trust Corporation Limited is the trustee.

Page 20

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

13 Debtors

13 Debtors
Quinta Chapel
Quinta Sunday School
Bocking End
Other debtors
2024
£
-
-
10,885
14,672
25,557
2023
£
952
3,500
-
27,112
31,564

14 Creditors: amounts falling due within one year

14 Creditors: amounts falling due within one year
Investments on behalf of EFCC Administered Churches
General Purposes Fund
EFCC Administered churches
Quinta Chapel
Quinta Sunday School
Investments on behalf of Marden
Heathfield
Tillingham manse
Tillingham
Cockfield
Accruals
2024
£
271,885
48,522
9,883
281
272
193,886
18,198
246,202
143,127
46,069
31,832
1,010,157
2023
£
271,885
27,614
11,317
766
739
195,424
15,767
246,202
149,853
46,069
34,800
1,000,436

15 Commitments

Other financial commitments

Grants committed not yet paid.

The total amount of other financial commitments not provided in the financial statements was £6,000 (2023 - £8,000). The trust have also committed to paying £200 per month to a church for the foreseeable future.

Page 21

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

16 Funds

Unrestricted funds
General
General
Designated
Puckeridge Graveyard
Seacroft
Total funds
Unrestricted funds
General
General
Designated
Puckeridge Graveyard
Seacroft
Total funds
Balance at
1 January
2024
£
7,322,875
6,340
34,989
41,329
7,364,204
Balance at
1 January
2023
£
6,759,713
7,168
-
7,168
6,766,881
Incoming
resources
£
318,213
-
-
-
318,213
Incoming
resources
£
763,392
-
34,989
34,989
798,381
Resources
expended
£
Other
recognised
gains/(losses)
£
(320,135)
80,341
(1,076)
-
(28,000)
-
(29,076)
-
(349,211)
80,341
Resources
expended
£
Other
recognised
gains/(losses)
£
(286,554)
86,324
(828)
-
-
-
(828)
-
(287,382)
86,324
Balance at
31
December
2024
£
7,401,294
5,264
6,989
12,253
7,413,547
Balance at
31
December
2023
£
7,322,875
6,340
34,989
41,329
7,364,204

Page 22

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

The specific purposes for which the funds are to be applied are as follows:

Designated funds are made up of the Pukeridge Graveyard Fund and Seacroft Fund.

The Puckeridge Graveyard fund represents a legacy that the deceased wished to be used to fund the upkeep of the graveyard in Puckeridge, although this was not specifically requested in the will and is not, therefore, a restricted fund.

The Seacroft fund represents the net proceeds on the sale of land and buildings which the charity may apply to religious or other charitable purposes in connection with the Congregational Denomination.

17 Analysis of net assets between funds

Tangible fixed assets
Fixed asset investments
Current assets
Current liabilities
Total net assets
Tangible fixed assets
Fixed asset investments
Current assets
Current liabilities
Total net assets
Unrestricted funds
General
£
Designated
£
713,861
-
6,007,278
-
1,690,312
12,253
(1,010,157)
-
7,401,294
12,253
Unrestricted funds
General
£
Designated
£
713,861
-
5,926,937
-
1,682,513
41,329
(1,000,436)
-
7,322,875
41,329
Total funds
at 31
December
2024
£
713,861
6,007,278
1,702,565
(1,010,157)
7,413,547
Total funds
at 31
December
2023
£
713,861
5,926,937
1,723,842
(1,000,436)
7,364,204

Page 23

The Evangelical Fellowship of Congregational Churches Trust Corporation Limited

Notes to the Financial Statements for the Year Ended 31 December 2024

18 Related party transactions

During the year the charity had the following outgoing resources to related parties:

2024 2023
£ £
EFCC GP Fund 143,000 137,000

At the year end there were the following balances due from related parties:

Quinta Chapel
Quinta Sunday School
Bocking End
2024
£
-
-
10,885
10,885
2023
£
952
3,500
-
4,452

At the year end the following balances were due to related parties:

Investments on behalf of EFCC Administered Churches
General Purposes Fund
EFCC Administered churches
Quinta Chapel
Quinta Sunday School
Investments on behalf of Marden
Heathfield
Tillingham manse
Tillingham
Cockfield
2024
£
271,885
48,522
9,883
281
272
193,886
18,198
246,202
143,127
46,069
978,325
2023
£
271,885
27,614
11,317
766
739
195,424
15,767
246,202
149,853
46,069
965,636

Page 24