HIGH STREET CHAPEL High Street Chapel Hopton Report of the Trustees and Independently Examined Accounts Forthe year ended 31" March 2025 Registered Charlty no. 1127666 Hrgh Street Chapel Hopton Report of the trustees and accounts for the year èwmled 31st March 2025 Contents Puge Report Of The Trustees 2to7 Independent Examiner's Report Receipts and Payments Account Statement of Assets and Lailbities io High Street Chapel Hopion Report of the trustees and accounts lor the year ended 31st March 2025 The Trustees present their annual report with the Accounts of the Charity for the yearended 31, March 2025. Reference and Admlnistrative Details Charity name High Street Chapel Hopton Registered charity number 1127666 Principal address High Street Chapel Hopton High Street Hopton Di5$ Norfolk IP22 2QX Trustees The following pèople 5e¢ved as trustees durlng the period.. Local Trustees ExtÈrnol Trustees Andrew Clarke Iresigned 4 Morch 20251 Graeme Thomas Mark Cleveland Mark Wallace Tim Holden Graham Jack loppointed4 March 20251 Wendy Banks Tanya Dawson Independent examiner Tani3 Jones Warren CottaÈe Warren Lane Woolplt Suffolk IP30 9RT Bankers Until 6 Ian 2025- Natwest 7 Cornhill, Bury St Edmunds, Suffolk, IP33 IBQ From 24 June 2024.. The Co-operative Bank p.l.c. l Balloon Street, Manchester, M44BE From 8 October 2024.. Hampshire Trust Bank 80 Fenchurch Street. London. EC3M 4BY Hl¥h Stréet Chapèl Hopton Rèport of the trustees and a¢¢ounts for the year ended 31st March 2025 Strurture, Governance and Management Governance High Street Chapel Hopton was formed as a charity under a deed of trust made on 18 1878. The Trust was registered with the Char￿Y Commission (registration number 11276661 on 21, Jahuary 2009 The Charity's activtties are centred upon the premises held by the Trustees under the Trust Oeed, being that of High Street Chapel, High Street, Hopton. although sowne of the chLtrch's activities are carried out outslde these premises as considered necessary. The Trust also include5 a residential property neighbouring High Street Chapel known as Sundene. This is rented out and the income ig applied towards the property's upkeep, with any surplus funds being credited to the Charity's goneral lund to be used within its day-to-day activities. Recruitment and appc*intment ol trustees Any trustee can propose an individual to Serve as a trustee, and this person can be appointed by the UnanI￿OU5 agreement of the trustee body. The policy of the trustees is to ensure that the trustee body Is made up both of individuals involved in the day-to-dèy activities of the church (referred to 85 "internal trustees-l and a number of trustees serving who are unconnected and external to the church l-external trustèes"), to ensure independence aiid objectivity. The day-to-day artivities of the Charity are deleEated by the Twstees to the body of Elders and Deacons. Trustee inductlon and trainin8 New trustee5 are provided with copies of.. the Charity's Trust Deed., the latest annual report and accounts of the Charity,. rèlevant policy and practice documents and minutes- and are encouraged to read Charity Commission guidance notes CC3-"The Essential Trustee.. What you need to know". Trustees are encovraged to réad Charity Commission and other appropriate newsletters designed to keep them abrea51 of their duties and responsibilities. PJ#e i 3 High Streei Chapel Hopton Report of the twstees and ¥c¢ountsfor the year ended 31st March 2025 Organlsatlonal structure The Trustees aim to meet twice durin8 the year. The Church continues to be led on a day-to-day ba515 by three Elders, supported by a group of three Deacons who undertake practical work. The Elders meet every moFrth and they meet with the Deacons every quarter. The Elders met the Trustees once thi5 year. The Trustees receive thè minutes of the Deacons meeting and monthly a financial report. During the year a number of policie5 have been reviewed and updated, Including the financial control policy, Data protertion policy and the event policy. During the yearthe caretaker resigned. Since then, we have taken on a cleaner who is a contract worker. We ' have 3 part-time employees: the Ministry Leader, Commttnlties Worker and Administrator, all other workers in the church are volunteers. Too many to count or name, everyone in the church play5 their part in maklng things happen. Objectives and Activitie5. Achievements and Performance The objectwes of High Street Chapel l-HSC~l are set out in its Trust Deed. These are summarised as being the followlng'.- to organise and carry Dul a "breakinÉ of bread" seNice (commonly known as Communionl,. to preach and teach the Gospel of God- and to use the premises for such purposes, CNII or religious, which the members of High Street Chapel consider fit and relevant to carry out it5 overall objectives. High Street Chapel consider itseif to be ordinary people brought together by an extraordinary God who has revealed Hi5 love in Jesus Christ. Through Him discover our purpose and meaning in this life and in the life to come. Who we are and what we do can be summed up in the followln8'. We are an ever-expandlng famity on a mission to share God's love with our communlly and the wider world. We proclaim anfl PTaCtice God's Iransforming Word. We are committed to seeking the Father's heart in prayer. We are dependent upon the Holy Spirit. We delight in knowing and serving Jesu5. The key activrties of High street Chapel are- Worship Youthwork Outreach Mission Worshi Sunday morning service5 Continue every week with a live stream on our YouTube channel so that those who are unable to attend Can partake and be included. The babies, children and yokjth are all catered for by Creche, and Explorers on a Sunday morning, with High Street Kids and Ignite meeting on a Friday evening. Early Bird5, the group for parentslcarers and bables/toddlers Continues to meet on Thursday momlngs serving both the church and lotal community. There are special servlces organised around Easter, Harvest and Christmas. P&gp j 4 Hlgh Street Chapel Hopton Rèport of thè trustÈes and accounts for the year ended 31$t March 2025 Regular weekly evening seNices con51St of"Drawing CFoser meetings on the I" Sunday of the month, focus5ing on spending time seeking the Lord, praytng specrfically for Dur community, our nation, our world, and ourselves, and on the other Sundays of the month an evening prayer meeting. Youth work Regular youth worship sessions, encourage the worship Bifts and talents of the younger people, ready for them to begin inVo￿ement in Sunday worship. In May a Wild Worship Session was or8anised, while tn July a 2 day holiday club took pla￿, whereby manv children from the local school attended. Thi5 year the club ran from 10am-3pm Wlth children brin8ing their packed lunches. Much fun was had. Once again, at Advent, the children put together videos, this year focusing on Hope, Peace, Love and Joy. Outreach and Communit The local school used our building this year fortheir Christmas performance. The link with the school 15 seen as a key connectiot) and having them hold their performance here puts our location in the minds of pa￿nIS attending. The HSC Face Book Page continue5 to post upliftinE, encouragin8 content with the aim to help people flnd and follow Jesus Christ. Several regularevents are ooanised, open to anyone. These Include the Coffee Morning in the Church building Iwhich also offers a Warm Space during the cold months). Men's breakf3St, once a week summer evenin8 walks, a bowling challenge, and worship event5 With local band World Without End. Other events include summer outreach BBQ. light party as an alternative to Halloween, carol 5insin8 and regular Coffee Night, which is open to anyone, and these evènings are organised around dlfferent generic topics. Two big event5, organised by H5C are for a familie5, camping weekend in July and for a weekend of worship, teaching and relaxation in January, both at the Sizewell Hall. These events are open for anyone. The Communities Worker continues to keep in touch with members and with many people in the area by regular phone calls and vÉsits. Where nee(led he organises support for familie5 which could be in co- operation with the Waveney Foodbank. Hopton CEVC school used the HSC building to host a concert to raise money for mosqutto nets for families in need. At Christmas we (Jistributed 6 Christmas hampers for specific families our area. Thi5 was received well and the plan is to extend this next year. Mission HSC supports a number of overseas and local missions and missionaries. High Street Chapel Nopton Report of the trustees and accounts for the year ended 315t March 2025 Public Benefit It Is the pollcy to ensure that all activttie5 are relevant to those in the local communlty as occasion allows. Several members ère involved in village activities, and we seek to engage and invite the local community lo all the church's activities, as they are relevant to them. In reviewing these activities, the trustee5 are aware and conscious of the statutory obllgatlons placed upon them lo ensure that the charlty Is run for the publlc benefit and have had regard to the guidance issued by the Chairty Commission on public benefit. Financlal Review Accountin Procedure As our income is well below the £250.000, the Trnste￿ have agreed to continuè to ￿port our finances uslng Receipts and Payment accounts and no longer use Accrual Accounting as in previous years. Compared to Accrual Accounting, Receipts and Payments Account5 involve simple cash book accounting and does not Teport the value of resources held at the beginnTrng and ihe end of an accotjnttng year, with all the appll¢able wles and conventlons used by accountants to value these resources. For the reader of this report the key differences are that any income received after the a¢countin8 perlod, but due before the end is not included. nor are any outstanding debts not yet paid included in the flnanclal report. Lèst year's figures on the financial review are recalculated based on Re￿iptS and Payments. The main differences are= Cheque5 received not cashed in Outstanding bi115 Gift Aid claim to be recelved Cheque payments made, but not banked by the beneficiary Proportional allocating C05t of the insurancè contact to the financial year 8ills for utilities. received after year end or rèceived during the financial year but relating 3 prevlous financial year Insurance The chapel is ir7sured for a rebuild value of £988,721 and the reLwild value for Sundene 15 calculated to be £ 716,788. Reserve5 As part of our reserves policy, we keep a reserye for the maintenance of the buildings of n)ax 1.5% of the rebuild value of the property, to Ènsure we can continue to maintain the building. Our General Reserve covers over 6 months of total outs01n￿, which is deemed to be ample. Page | 6 High Street Chapel Hopton Re￿rt ot the trusteesand accounts for the year ended 31st March 2025 Financial Review In the year ended 31st March 2025, a net surplus of £9,752 was ￿gIStered 12023124.. 12.9741. Important contribution to this net surplus 15 a legacy of £6,000. Not included in our accounts are ch@ques for £9.290 recelved at the end of March, which hit our bank account In early April. The main income of the church arises frorn donation5 made by members of the church, mostly under regular Gift Aid giving, by standing order and an occasional legacy. Donations and legacies amounted to £72,582 in the year, compared with £74,840 in the year to 31st March 2024. Rent31 Income from Sundene was stable at £6,600. The main expenditure of the Church is the personnel cost, amounting to £37,432 12024.. £38,679). We support a number of local and overseas mission partners. We paid in total £13,112 of which £7,388 went to local partners and £4,715 went to overseas missions. In addition. we 8ave £1,010 as other gifts. Signed on behalF of the Trustees: M Cleveland, Trustee Dale L£. IL~ 20LS Vogtr17 Hl%h Street Chapel Hopton Rtport of the trustees and acc(lur￿ for th*yoatended 3tst Ma¥¢h X02S Ihdependent Examlner's Report To Tht Trustèes Of Hl8h Street thapel H¢ptsn I report c>n th# accounts for the year ended Ji March 2025 set out on pages 9 to 11. Rtspecttve responsibilities ol Trustees and Exam5ner The Charity'5 Tru5tee5 are responsible for the preparation olthe accounts. It Is my respon51bility to. examine the a¢counts ui)der.seiknOn 145 of the Charities Act., to follow thè procedures 18id down in the general Directions given by the Charlty Commission (undtr section 1451511bl of the Charities Attl,, and tD State whethe.r parti£ular matters have come to my 3ttentt'on. Basis of the lttdvpettdent examiner's 5totement My exaniiDatiofl Wa5 carried out in •ccordar¥ce with È@rt*ral Directions given by the Charity Commi$5ion. A examinaron includes a review ol the accounting records kept by the ¢hurfty and a compa1150n ol the account% Pfesented with thosÈ retords. It also Inrludts consideration of any unustjal items or disc105ures in the Jccount5, and seeklnk explanations from the trustees ton£erning afty suth mètt*rs. The PfCt¢edure5 undertaken do not provide all the evidence thht would be reoulred In audit, and consequently no opinion is Eivép as to whether the accounts p￿sent a true and talr, view and the iepon Is Ilmited to those matters stt out the statement below. Independent examlner's statement Iii confte£tion witli my examin3iiQli, no matter ha5 come tv my attentlDn'. which g*ve$ mo re8soiiablè cause io bÈlieve that in, any materlal respect, the requirements: to keep accounting records In accordante with section 150 of the Charities Aci,. and to prepare account5 which accord with the a¢¢ounting records and comply with the a¢cvuntin8 requlrements of the Charities Art have noi been met,. or to which, in my opinion, attentlori Should be dravJn ifi order to È113bl* a propef understanding of the accounts to be reaclied. Tanla Jones Warrell Cottage, Warren Lane, Woolplt, SuKolk, IP30 9RT Llate OL¥ High Street Chapel ADpto RepDrt of the tru5tee5 and accounts forthe year ended 3tst March 2025 CHARITY COMMISSION FOR ENGLAND AND WALES Receipts and Payments Accounts **+ High Street Cha el IL276E perlclfruTh to Section A Recei tsand ments AllIe￿ilts Restrite.d fuThl$ EThI(￿￿ent F￿dS Ftstmls Trta1￿jnd lastythr 0￿¥tIonS and w￿leS CharftakleAttiiqties 71,7L3 B582 74.8￿. $3821 In¥￿tm￿tS tk9764 497&41 7Jlg. Subtrtal A2A￿taINl itbvestment sile* etc Y(*alRE￿I 87.01& 87,816 .3JJA 43PaW￿rtS Woisliip Youth wwk -4,782 .28￿.8 -a7,4 .617. -53.7 cUtre￿Il .iQ224. .9Zn,54 Mssioii*y and OtherGrft5 -133124 -13112 -8174.4 -754?,J4 P*sonllel C￿t -37.4324 .37,4324 Athnlnlstratlc -s,1￿5 btctal -74*98 iwe4Jnert pu￿￿￿Ée$ dt Trt& Pdynents .1,L￿.(0 -743 la￿7.1 li5Tm￿errffu[￿$ 6(athf￿￿$ eThJ 6L5aJ 498S37 CashfvThl&thbsyw ond 71,617.5 Hi8h Street Chapel Hopton Report ofthe trustees and accounts tor the year ended 3tst March 2025 S￿rtI(￿ Bstatenwntofassètyand It8bllitie$attlie perlLxl Detsi15 . ENdowintrnt Funds Blcathf￿ndS N￿est OJrr211tArcount Nslwesl HouSEAccau￿t N8WÉ£I ReserveAccourt NatWÈ¢t ￿1]din£ACtOURt Co-opei2tlVe Bank CUrr￿t CtroporatrNe BaE)k SsvirigAccou￿t HTBEasy AccesSS￿$averL1s5Ve4l 597 978 io Tdalothfunds n,61? S7S Detsi15 Unwethhrted Funds Hestrited fu￿9 FnduwmEnt B20thÈrMonÈtsryA5SÈt5 Cheque5 tobe deard InlÈi'est Ill17 IfiAid 0￿rgifts ￿cÈlv￿ Marth, Fundstowhith a55elbeJa CuT*entYalve CL* Ioytiomall 31Mwt*mEnlaJ5ets Dekti15 Fund$tDwhith asset bd( Cuffentvthe onal C(rt Ioptkwll B4Assetsretstllod Iiytho thiity'51r&Jm ikse ch￿e1 Building Sundene J*ndsto¥Atlth Uahlli rp&te$ Geiier81 CuFrentV8lwe onal 85 liabiities HMIC PAIE Pension Payments Genera 128 The Accounts were approved by the Trustees and were signed on it5 behalf by.. &mK)uJL M Cleveland. Trustee Nq. Wallatr, Trustee Pap.p 110