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2020-12-31-accounts

REGISTERED CHARITY NUMBER: 1127555

EINANCIAL STATEMENTS KOR THE YEAR ENDED 31 DECEMBER 2020 FOR THE CHURCHTHEPSROCHIALOF ST JOHNCHURCHTHE EVANGELIST,COUNCIL OFMERROW

CMB Partnership Limited Chartered Accountants & Registered Auditors 7 Wey Court, Mary Road Guildford GU1 4QU Tel: 01483 455508 website; www.cmbpartners.co.uk

eee

THE CHURCH OF ST JOHN THE EVANGELIST, MERROW

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

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|||| |---|---|---| |Page| |Legal and Administrative Information|1| |Annual Report of|the Purochial Church|2| |Council| |Report of the Independent Examiners|2| |Statement of Financial Activities|6| |Balance Shect|7| |Notes to the Financial Statements|8|

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THE CHURCHTHEPAROCHIALOF ST JOHNCHURCHTHE EVANGELIST,COUNCIL OFMERROW ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

ADDRESS

LEGAL AND ADMINISTRATIVE INFORMATION The Parish Office, St John’s Church, 222 Epsom Road, Guildford GU4 7AA.

TRUSTEES ‘The trustees were the members of the ParochialChurch Council (PCC) 85 Sct out belowRector: The Reverend Rona Stuart-Boume Reverend Rona Stuart-Boume Rona Stuart-Boume Stuart-Boume Assistant Clergy: The Reverend Barry Hanson {lef Reverend Barry Hanson {lef Barry Hanson {lef Hanson {lef {lef ] July 2020) Churchwardens Mr Barry Dickinson Barry Dickinson

The Reverend Rona Stuart-Boume Reverend Rona Stuart-Boume Rona Stuart-Boume Stuart-Boume The Reverend Barry Hanson {lef Reverend Barry Hanson {lef Barry Hanson {lef Hanson {lef {lef ] July 2020) Mr Barry Dickinson Barry Dickinson Mrs Curole Burtonwood Mr Nicholas Bond Mrs Tricia Tappin Mrs Lindsay Dobson

PCC Secretary

Treasurer Other PCC members

Mr Peter Tuppin Mrs Helen Chambers Mrs Sonya Graham Mrs Kate Verschoyle Mr Joc Bullock Mr Robert Avis Mrs Jane Farquharson Mr David Hunt Mrs Jo Stokes ; Mrs Michelle Haywood (left § December2020)

CENTRE MANAGER AND PARISH ADMINISTRATOR

INDEPENDENT EXAMINER

Mr Russel] Brown ACA

Chartered Accountants & Kegistered Auditors 7 Wey Court, Mary Road Guildford GUI 4QU

Page 1

THE CHURCH OF ST JOHN THE EVANGELIST, MERROW ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2020 The Parochial Church Councit of the Church of St John the Evangelist, Merrow, (the POC), has the responsibility to withpromotth e the wholechurch. mission of St John's. itis also responsible for the maintenance and upkeep of the buildings associated ravines rain the anaual report and financial statements comply with current staulory requirements, th Recommended Paso s goveming documents, accounting standards and the provisions of the Semen ne periodsRecommendedon or afterPractice1 January“Accounting 2019. and Reporting by Charitics” Charities SORP (FRS102) effective for accounting STRUCTURE AND GOVERNANCE Theof itsPCC constitutionis # Charity "eeistered with the Charity Commission and is an unincorporated association governed by the terms OBJECTIVES To be @ vibrant, witnessingand worshipping church at the heart of the community.

REVIEWOF ACTIVITIES

Income Parish income falls into several categories, of which the main ones are:

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|||||||||| |---|---|---|---|---|---|---|---|---| ||Planned giving| ||Collectionsand other|charitable giving comprising collections| ||= Gift|Aid|recovered|at|services and|other|one-off|donations| |©|Other receipts, which includes|our|charitable fund-raising| ||— Receiptsfroen|church|activities. including centre|lettings,|

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Planned giving

Planned giving Tih Ga UTE Of income which is derived from the Parish Giving scheme and Standing Orders, together with Gift Aid receipts from HIM Revenue & Customs. This totalled £92,999 (£95,230). Collectionsand other giving amountingAs weil as serviceto £13436.collections and envelopes, this category includes donations for Mission and Charitable Giving,

Other receipts, including charitable funds generated - Fund raising cvents peucrased income of £9,375 (£8,062) including for Mission and Charitable Purposes, Receipts from church activities

This category includes wedding and funeral fees of£6,508 (£17,058).

Contre letting incomewas £23.363 (£60,048).

Page2

THE CHURCHTHEPAROCHIALOF ST JOHN CHURCHTHE EVANGELIST,COUNCIL OFMERROW ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

Expenditure

The largest single item ofexpenditure was the Diocesan ParishShare of £83,357 (£87436),

atMissionSt Johns.and Charitable Giving was £6,732 (£10,612), which in these austere times is &testimony to the generosity ofall

Church Centre running costs, excluding depreciation, were £58,098 (£58,797).

Overall position During the year our expenditure has exceeded our income. We extend our thanks as always to the continuing support of

At year end our cash position was £224,003 (£268,091).

RISK MITIGATION is maior risks to which the PCC is exposed have been identified and considered by the members of the PCC: Systems and procedures have been established to manage those risks identified.

RESERVES POLICY contigencicscoadine csc,«x 1,mightmaintainreasonahtysufficientbe foreseen.level of reserves to support its day to day operations and to meet euch

Page3

THE CHURCHTHEPAROCHIALOF ST JOHN CHURCHTHE EVANGELIST,COUNCIL OFMERROW

ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

STATEMENT OF TRUSTEES" RESPONSIBILITIES de purposes of han i England and Wales requires the members of the PCC who are the trusts ofthe charity for Stale OF oaks early law, to prepare financial statements for cach financial year which give a tee aed en sn StaterequiredOf affairs(o: of the charity and of its financial activities for that year. In preparing those accounts, the trustees are . Select suitable accounting policies and apply them consistently: . take judgements and estimates that are reasonable and prudent; explained° ned inia thedeseaccounts: ibPlicableandaccounting standards have been followed, subject to any material departures disclosed and . noe in Operation Smtements on 8 going concern basis unless itis inappropriate to presume thatthe charity will stewie. e's Overall responsibilty for casuring that the charity has appropriate systems of control financial o any tne the ease, naPonsible for keeping proper accountng records which disciowe with reasonable saan, © iaW. They an aloe Position of the charity and which enable them to ensure tht the accounts comply with sepia cou law. tier and oy sensible for safeguarding the asets ofthe charity und heace for taking reaxensble mee one Prevention and detection of fraud and other irregularitics. This report was approved by the Parochial Church Council and signed on its behalf by:

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Treasurer and member of the Parochial Church Council
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Dated \D\3-24

Page4

REPORTINDEPENDENTOF THE EXAMINER TO THE CHURCHTHEPAROCHIALOF ST JOHN THECHURCHEVANGELIST.COUNCIL MERROWOF FOR THE YEAR ENDED 3] DECEMBER 2020

I report to the trustees on my examination of the financial statements of the Parochial Church Council of St Johns the BalanceEvangelist,SheetMerrow,and relatedfor thenotes.year ended 31 December 2020 which comprise the Statement of Financial Activities. the Work Bas Boss sy the charity's trustees, asa bod, in acordance with section 14S of the Charities Act 2011. My pod nd for a erike® 80 that I ight state to the charity's trstocs those matiers I tm required w sae mene other than the chante coe rene 10 the falest extent permed by law. 1 do not acceptor assume responsibly wo ayes omer than the charity and the charity's trusters as 2 body, for my work, for this report or for the opines Pen any Responsibilities and basis of report reineentrequirements ofor the Charitiesine charity Actyou 2011are responsible(“the Act’), for the preparation of the financial statements in accordanoe with the cag oe Of my examination of the charity's nancial stements carried out under section 145 of the Act end in TAO)143(5(b) of thl e Act.cae nation | ave followed all the applicable Directions given by the Charity Commission waar ee corae gt ae tamination docs act involve gathering sll the evidence that would be required io an axdie and Dlanmiag aed ceed eg all the matters that an auditor considers in giving ther opinion on the frameial veaement on Consegecaly | ninct of an wodit goes Beyond the limited assurance that an independent cxomtmaion en limited te tee earress 20 opinion a8 wo whether the financial sistemens present a “tue and fai” view and on ernie limited to those specific matters set out in the independent examiner's statement Independent examiner's statement

canal aed my examination. | confiem thet no musetial matiers have come i my attention fo connection wits the examination giving me cause to believe that in any material respect: ~ accounting records were mot kept in respect of the charity as required by section 130 of the Act: or * the financial statements do not accord with those records: or Sc oat aameats do not comply with the applicable requirements conceming the form and coclent of accounts and fair view which ah counts and Reports) Regulations 2008 other than any requirement that the accounts che aon and fxir view which is not a matter considered a8 part of an independent cxaminetion drawn in the era, have comme across no other mates in connection with the examination o which attation should be drawn in this report in order to enable a proper understanding ofthe financial statements to hemoch Pil CMBMrRussellPartnershipBrownLimitedA.C_A. Chartered Accountants & Registered Auditors Guildford7 Wey Court,Mary Road SurreyGU1 4QU

Page5

THE RAROCIAL COURCH COUNCIL OF

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE VEAR ENDED 31 DECEMBER 2020

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||||||||||| |---|---|---|---|---|---|---|---|---|---| |Unrestractoed|Restricted|Endowtient|2020|2019| |Note|fands|funds|funds|Tott|Toa!| |INCOMING RESOURCES|£|£|£|i|£| |Incoming feaurces fiom penerated fangs| |Volumary income|2|133,719|30,184|-|163,903|141,834| |AdDvili¢s for|generating funds|3|31,474|.|-|31.47%|80,413| |levestment|income|4|1000|-|936|1006|3,460| |TOTAL|INCOMING|RESOURCES|166.253|30184|936|197.373|227,707| |RESOURCES EXPENDED| |GiantsCoezs of andyenerating vobantary moceie|5|one|-|-|438|1338| |Direct|chante giving|46|6,732|°|-|6,732|10,612| |costs ofchurch activities|7|138,271|34,562|Pits)|173,033|147,705| |Church centre running conts|&|S898|6,433|:|4,331|65,1| |Church|memagement|and|odministration|9|$,124|-|.|3,124|7847| |Goverrance costs|10|2280|-|-|2280|2,235| |TOTAL|RESOURCES|EXPENDED|210.993|40,995|200|252,188|235,098| |NET INCOMINGAOUTGOING)| |TRANSFERSRESOURCES|(44,740)|(10,812)|7%|{S54|815)|7,391)| |Transfers between funds|17|-| |.|:|=|J| |OTHERRECOGNISED|GAINS(LOSSFS)| |Gains|lowes) on disposal of inmestmentassets|-|-|-|-| |Gains|losses) on invewment assets|4|6x|-|2,093|2.732|6,262-| |NET MOVEMENTINFUNDS|(44,101)|(10,411)|2,829|(52,083)|(1,129)| |Totefunds sx xt Ist|Jemnary 2020|378233|344314|35,910|958,517|999,646| |ee|——| |TOTAL|FUNDS|AS AT|31ST|DECEMBER|2020|ed|88739 ae|

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TheSMlement of fingncial activities includes all guiew and looses in the year All incoming resources and resources
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The eules on peyrs $ to 14 form part of these acocants Pays 6

THEPAROCHIALCHURCH COUNCIL OF

BALANCE SHEET AS AT 31[DECEMBER] 2020

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Notes 2020 2019
FIXED ASSETS £ £ £ £
Tangible 13 641,478 651,420
Investments 14 42.470 39.738
CURRENT ASSETS 683,948 1,158
DebtorsCash 15 1,928 1,488
at bank 224.003 268,091
225,931 269,579
CREDITORS : Amounts falling
due within onc year 16 (3,445) (2,220)
NET CURRENT ASSETS 222,486 267,359
TOTAL ASSETS LESS CURRENT
FUNDSLIABILITIES 906.434 958,517
Unrestricted 17
Restricted [funds] gencral funds 334,192 378,293
Endowment [faods] 533,$03 544,314
38,739 35,910
906,434 958517
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These Financial statements have been prepared in accordance with the Charities Act 2011 and the Church

SIGNED ON BEHALY OF THE PAROCHIAL CHURCH COUNCIL:

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MemberTapiacy:of theences Parochialtehernesminlnee Bur Church Councilnnons cachHO8 OPER Eee ceeeeesttscce
LMP
Dated ms | E. |oa. |
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The notes on pages 8 to 14 form part of these accounts

Page 7

THE CHURCHTHEPAROCHIALOF ST JOHN THECHURCHEVANGELIST,COUNCILMERROW OF NOTES TO THE ACCOUNTS 31[DECEMBER] 2020

1, ACCOUNTING POLICIES

Basisof preparation of the financial Statements rains Cuats have been prepared undct the historical cost convention, except for cersin investments included si Seuact value, in accordance with the Church Accounting Regulations 2006, the Charities Act spy 1 and the Statement of Recommended Practice: Accounting and Reporting by Charities SORP (FRS 102) effective for accounting periods commencing on or after 1 January 2019,

Fund accounting

jmcstticted fands represent the funds of the PCC that are not subject to any restrictions as to their use. Funds designated by the PCC for « particutar purpose are also unrestricted, conRestricted wewi t hinainedtheare termsthose offunds a grantheld which are subject to restrictions as to their use imposed by the donor or Endowment funds are funds, the expital of which must be maintained. Income arising from the investment of the The meeean nay be restricted or unrestricted depending on the purpose for which the endowment wes eerehiicoen The accouats include transactions, assets and liabilities for which the PCC can be held responsible. ‘They do not catergatheringsofeocounts church members.of church groups that owe an affiliation to another body, nor ince thet an eens Incoming resources Cif nnn #iving is included in the financial statements forthe period in which itis received. Donations under Lift Aid plus the associated tax recovery are recognised as income when the donation eereived {egacies are accounted for when their receipt is certain and can be properly quantified Al other income is recognised when it is receivable.

Resources expended c onstruost c tivete ola,obligstion M*on theaecountedPCC. for when paid over, or when swarded, if that award creaes a binding or Ot Ocean parish share i calculated annually and has been accounted for in the year to which it relaies Other expenditure is accountedfor as the liability is incurred and where appropriate includes irrecoverable VAT. Sarrmane: costs include those costs associatod with meeting the constittional and statutory requirements of the charity and include the independent exarniners fees. Tangiblefixed assets Chaneautn! and benefice property of any kind is excluded from the financial statements in accordance with the samities Act 2011. This includes amounts expended upon such asscis by the PCC which is incinion we sccounts as direct charitable expenditure in the year in which the expenditure cecurs.

Frechold buildings (but not land) are depreciated at 2% of written down valuc per annum.

St John’s Centre furniture and equipment is depreciatedon a straight line basis over 10 years. Computer equipment is depreciated on a straight line basis over three years and other Investmentsarc included at their market value at 31 December.

Page8

THE CHURCHTt PAROCHIALOF ST JOHNCHURCHTHE EVANGELIST,COUNCLL OFMERROW

NOTESTO ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2630

{CONTINUED)

2 VOLUNTARYINCOME Unrestricted
fonds
Resticeed
funds
Endowment
2020
funds
Total
Endowment
2020
funds
Total
2019
Total
Planned
giving
Collectionsandceterpiving
IncometaxrecoveredunderGiftAid
Otherreceipts
Grants
egpciesandotherincome £
$7,627
13,436
§,372
9.216
11,797
6,271
133,719
£
-
-
.
199
30025
-
3U,184
£ £
-
87,627
-
13,435
-
5,372
-
9375
-
41,822
-
6271
-
163,903
xX INCOMEFROMACTIVITIES
FORGENERATING FUNDS
GENERATING FUNDS
Receipes
fromchurchcone
Receipesfromchurch activines
Otter
activitiesforgene-stingfucds
£
73,543
5.636
2,475
£
-
-
-
£ £
-
23,363
-
5,636
.
2475
£
60,048
17,185
3,18
——
31,476
- ee en
4 INVESTMENTINCOME
5 Dividends
andineerest
COSTSOFGENERATINGFUNDS
=
L060
1,060
£
-
-
: £
936
$36
£
1.996
1.996
£
5,460
5,460
Fundraisins
aedpublicityexpenses
£
488
£
-

-
£
hk
Fa
L338
& GRANTSANDCTIARITABLEGIVING
Missionaryandcharitsbleging
Uneanced
funds
£
6,732
Restricted
funds
£
-
Endowment
fands
£
:
2020
Total
£
6732
2019
Total
£
19,612
6,732 - - §,732 14,S12

Page 9

THE CHURCHTHEPAROCHIALOF ST JOUINCHURCHTHE EVANGELIST. COUNCIL OFMERROW

NOTESTO ACCOUNTS

&

FOR THE YEAR ENDED 31 DECEMBER 2020

NOTESTO
TO ACCOUNTS
FORTHEYEARENDED31DECEMBER2020
FOR THE YEAR ENDED 31 DECEMBER 2020
(CONTINUED)
7. Unrestricted
Restricted
Endowrnent
funds
fends
fands
DIRECT COSTS OFCHURCHACTIVITIES
x20
Tom!
2019
Tot
£
i
£
Diocesan
parishshare
$3,357
-
-
Diocesyfees-fimeralsandWOedSinngrs
122s
-
-
Seaff salsries
-
19.240
:
Cherry
allowances andexpesscy
a
-
-
Ministry supportandinineng
-
-
Rectoryrepaar
andmainacnmce
1460
:
-
Curates
housereserirsandmaintenance
1138
.
-
Organ and choirexpenses
1557
-
-
Reperstochurch
32,177
14,025
-
Churchrunningexpenses
$328
1,297
200
Churchyardupkecp
2,28)
.
Maganneexpenses
1,324
-
-
Deprecuntion offixedassets
—a ii;
135,271
34,562
200
£
63,357
1,225
19,240
_
1460
1138
1,557
6,202
9.825
228)
1,324
——i,___
173,033
£
$7,436
317%
530
2393
757
1,71
1,002
341s
10,116
21,391
4318
2,005
___
147,705
feokey aainm Pacch sare isadvised by theDiocese of Guildford sad is calcetated wocoverthe costsofthe Rector
(sok. Pewaions, vicurage cons), 2 contribution 10central verbead costsundsupportforpounce partake,
Uneesiricted
Restricted
indownerm
fonds
fonds
funds
CHURCHCENTRERUNNINGCOSTS
2020
Toma!
2019
Toeal
£
i
i
£
£
Staff salaries
35,016
-
-
5,016
21280
Adminis
2381
-
-
2381
2.477
Cleaning
7,196
:
-
7.196
9.467
Usilities
7,512
-
-
7,512
9.1%
Meirtenance
1748
-
.
1,748
3,315
MaintormcePOC
-
-
1744
8,293
Insurance
2381
-
-
2381
2566
Baskcharpes
130
-
-
120
215
Sundaes
A,

-
-
38
Deprecstion
:
6,433
-
6,433
6,504
=.Se eee —____
38,098
$433
-
$4531
£5,361

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Page 10
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THEPARO C HURCTHIALCOUNCIL OF

NOTESTO ACCOUNTS.

FOR THE YEAR ENDED 31 DECEMBER 2020

(CONTINUED)

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Uneestricted Restricted Endonemnent 2020 2w
9 fusds fuinds fends Total Toral
CHURCTI MANAGEMENT AND ADMINISTRATION
Insurence £ £ £ £ £
Rector 3,97 - - 3,597 3429
Church administrationrecruitment and cxpenses 240ue - . 240 2,087
Books and statonary 368 : -- 908319 2331-
ee —
$124 -
- 5.124 7,847
™m GOVERNANCE COSTS £ £ £ £ £
lodepenem Examinatiun fees 2.230 = - 2,280 2.235
LiF STAFF COSTS ee ee oo —? ommmnihitty
The church enpluyedthe equivalent of two (2019- une) full time member of suafT dering the year
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2 TRUSTEES

Trustees Were not remunerated for any services in the year (2019 - nil)

Pays 11

THE CHURCHTHEPAROCHIALOF ST JOHNCHURCHTHE EVANGELIST,COUNCIL OFMERROW FOR THE NOTESYEAR ENDEDTO ACCOUNTS31 DECEMBER 2020

13 FIXED ASSETS

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||||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |TANGIBLE|ASSETS|Freehold|Fumiture| |land|and|and|Other| |cost|buildings|fittings|equipinent|Total| |£|£|£|£| |At|Ist January 2020|775,135|70,247|18,587|863,969| |ALJ]|December 2020|275,135|70,247|18.587|863.969| |DEPRECIATION| |At Ist Jasuary 2020|123,715|70,247|18587|212549| |Charge|foe year|9.942|sae|Sets|—— a|ae|Le| |A131|December 2020|133,657|70,247|18.587|222,491| |NET|BOOK|VALUE| |AL3] December 2020|641,478|-|.|641.478| |At31]|December 2019|$51.420|-|-|$51,420| |TheCentre. frochold|land and|tuiddings comprise the|curate’s|howse|at 42Finches Rise, Guildford|and the St Joha’s.| |Depreciation|has|been|charged|in sclation|t0|tiochold|buildings|to|reflect|the cost|of the|assets in|use|and|in| |accordance|with|recommended|accounting|practice.|

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4 FIXED ASSETS - INVESTMENTS

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|||||||| |---|---|---|---|---|---|---| |2020|2019| |MarketAdditionsvalue|of investmentsheld at|1 January 220|39,738£|33,476£| |.| |Disposals|a| |(Lins)on|disposal|-|-| |-| |MarketRevalvation|gain/(luss)|2,732|6.262=| |The|valve at 31|Deocaiber 2020|42,470|39,738| |market|value|xt 31 December|220|represeats|investments|fir:| |2020|2019| |£|£| |Unrestricted|funds| |Endowment|[funds]|9,936|9,297| |254|__|aa| |32.470|39,738| |15|DEBTORS|2020|2019| |£|£| |Prepaymentsand accrued income|1928|L438|

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Page 12

TUEPARO C HURCHHIALCOUNCIL OF

NOTES
TOACCOUNTS
FORTHE YEAR ENDED 31 DECEMBER 2029
(CONTINUED)
NOTES
TOACCOUNTS
FORTHE YEAR ENDED 31 DECEMBER 2029
(CONTINUED)
NOTES
TOACCOUNTS
FORTHE YEAR ENDED 31 DECEMBER 2029
(CONTINUED)
16
CREDITORS
2020 2019
Accruedexpenses £ £
Oxher
creditors
2,280
1.165
2220
-
et 2
17
RESTRICTEDANDUNRESTRICTEDFUNDS
Unrestricted funds browght
forward
£
Tesources
£
resources
£
gains
£
between
funds
£
funds
£
Generalchurchfand
Designatedfunds
37,197 129,453 (125,017) 639 35,621 77,893
DowCorylegacy
Church
Centre
Curme’s bousemsine,
Curate’showsebuild
ChurchMissionarySoc
TowerFuad
OrganRestoration
ChurchyardDesignated
10,000
33,675
31,708
229,377
-
1,297
6,756
28.283
.
23,370
I
-
-
5,463
4,562
3.404
-
(38,665)
(780)
(3,510)
-
(6,826)
(33,095)
(3,100)
-
-
-
-
-
-
:
-
(10,000)
(7,034)
-
-
-
-
10,000
R587)
-
11,346
30,929
225,867
.
(66)
(11,777)
-
Restricted funds —282, a —21093) 39 —$——-_ __334/92
StJoba'sCentre:
Churehfabricfand
Churchyardlegacy
Listed Places of Worshipgrants
Bell RestrorationFund
BaringGould Grave
Youth
Ministry
422,044
108,875
$,502
-
-
1,430
6463
-
-
100
4,525
3,500
-
21,059
{6,433)
(5,000)
:
(5,525)
(3,500)
-
(20,537)
-
-
-
-
.
-
-
-
-
-
-
.
-
-
415,611
103,875
5,42
-
-
140
6,985
Endowment funds 544314 30,1R4 (40.993) - - 333,503
Bequests
The
Grantlegacy
Is
35,895
35.910
-
936
936
-
(200)
(200)
-
2,093
2,093
-
-
-
15
38,724
38,739
Total 958,517 197.373 i252,183) 2,732 - 906.434

Page 13

Church Workers Pension Fund (CWPF)

The Church participates in the Pension Builder Scheme section of CWPF for lay staff. The Scheme is administered by the Church of England Pensions Board, which holds the assets of the schemes separately from those of the Employer and the other Participating employers. The Church Workers Pension Fund has 2 section known as the Defined Benefits Scheme, a deferred annuity section known as Pension Builder Classic and @ cash balance section known as Pension Builder 2014.

Pension Builder Scheme

The Pension Builder Scheme of the Church Workers Pension Fund is made up of two sections, Pension Builder Classic and Pension Builder 2014, both of which are classed as defined benefit schemes, Pension Builder Classic Provides @ pension for members for payment from retirement, accumulated from contributions paid and converted into a deferred annuity during employment based on terms set and reviewed by the Church of England Pensions Board from time to time. Bonuses may also be declared, depending upon the investment returns and other factors. Pension Builder 2014 is a cash balance scheme that Provides a lump sum that members use to provide benefits at retirement. Pension contributions are recorded in an account for each member, This account may have bonuses added by the Board before retirement. The bonuses depend on investment experience and other factors. There is no requirement for the Board to grant any bonuses. The account, plus any bonuses declared, is payable from members’ Normal Pension Age.

There is no sub-division of assets between employers in each section ofthe Pension Builder Scheme. The scheme is considered to be a multi-employer scheme as described in Section 28 of FRS 102. This is because it is not possible to attribute the Pension Builder Scheme’s assets and liabilities to specific scheme.employers and means that contributions are accounted for as if the Scheme were a defined contribution A valuation of the Pension Builder Scheme is carried out once every three years. The most recent was Carried Out as at 31 December 2016. A valuation as at 31 December 2019 was under Way as at 31 December 2020. For the Pension Builder Classic section, the valuation revealed a deficit of£14.2m on the ongoing assumptions used, At the most recent annual review, the Board chose not to grant a discretionary bonus, currentwhich willtime. have acted to improve the funding position. There is no requirement for deficit payments at the For the Pension Builder 2014 section, the valuation revealed a surplus of £1.8m on the ongoing assumptions used, There is no requirement for deficit payments at the current time. The legal structure of the scheme is such that if another employer fails, the Church could become responsible for paying a share of that employer's pension liabilities.

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