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2025-12-31-accounts

REGISTERED COMPANY NUMBER: 06759923 (England and Wales) REGISTERED CHARITY NUMBER: 1127027

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31st December 2025

for

RUWACH CHRISTIAN CHURCH

Streets (Worthing) Limited Chartered Accountants 38 Salisbury Road Worthing West Sussex BN11 1RD

RUWACH CHRISTIAN CHURCH

Contents of the Financial Statements for the Year Ended 31st December 2025

Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7 to 8
Notes to the Financial Statements 9 to 13
Detailed Statement of Financial Activities 14 to 15

RUWACH CHRISTIAN CHURCH

Report of the Trustees for the Year Ended 31st December 2025

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31st December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES Objectives and aims

The objects of the charity operating through the church are:

"to advance the Christian faith in accordance with the Statement of Beliefs appearing in the Constitution wherever the trustees may from time to time think fit and to fulfil such other purposes as are exclusively charitable according to the law of England and Wales and are connected with the charitable work of the charity;"

"to relieve persons who are in conditions of need or hardship or who are aged or sick and to relieve the distress caused thereby wherever the church is advancing the Christian Faith".

Principal activities

The charity operates as a church, hereafter referred to as Ruwach Christian Church (the church), from premises at 87 Eastern Road, Haywards Heath. The pastoral leadership of the church is the responsibility of Tom and Sophie Partis, who became the recognised spiritual leadership of the church on 1st April 2018. Tom Partis joined the church staff as Assistant Pastor on a full-time basis from 1st September 2017 having previously been a primary school teacher. Tom Partis is one of the elders and has been a member of Ruwach since its inception in 2002.

Public benefit

The trustees have considered the Charities Commission general guidance on public benefit when reviewing the aims, objectives and planned activities of the charity.

Development of the church

The church commenced in September 2002 with eight participants. It has grown steadily such that 22 years later it is averaging 80-100 at its Sunday morning services.

In September 2023, the venue for Sunday morning services was moved from the church's headquarters at 87, Eastern Road to Northlands Wood Primary Academy in Haywards Heath. This has allowed the church to meet as one congregation and to become part of the local community in that area. A close relationship has been formed with the school.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

It is the policy of the church to allocate a proportion of its income to charitable donations to external organisations.In 2025 donations were made to Off the Fence (based in Brighton), Christmas Church in Ukraine, New Day United in Cape Town and Afrika Wa Yesu in Mozambique.

Ruwach continues to be involved in local community events with the potential for joining up with other local churches. A small youth section is now in place and the aim is to build on this in 2026. We continue to see a marked increase in the number of families with young children attending the church. Consequently, our focus has shifted more towards the provision that we make for primary school-aged children. The church has a large contingent of members who are employed in local schools as teachers and teaching assistants. There is considerable housing development in the area bringing in new residents and especially young families. We have seen an influx of several young couples to the church since mid-2021. We have recently started a support group for mothers with young babies called "Little Mustard Seeds" which meets fortnightly. There are plans for additional community related projects in 2026.

Page 1

RUWACH CHRISTIAN CHURCH

Report of the Trustees for the Year Ended 31st December 2025

FINANCIAL REVIEW

Financial results

The financial results of the charity's activities through the church are shown in the attached Financial Statements, which have been drawn up in compliance with the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective January 2019).

From time-to-time monies are received which are specified by donors as to what they may be spent upon. Such monies are therefore credited to Restricted Funds as relevant until such time they are defrayed for their intended purpose.

The core church membership has maintained their level of regular giving using online payments. We now receive very few cash/cheque offerings at Sunday services. The level of regular income received covers our regular expenditure. Our income in 2025, as recorded in the annual accounts, has increased significantly by £47,652 compared with 2024, due largely to two significant donations as a result of legacies. This has resulted in us now having a contingency fund of approximately £65,000.

Expenditure is closely scrutinised by the Trustees. Overall expenditure in 2025 was very similar to 2024. The cost of repairs was lower, but other general costs have increased. The use of Northlands Wood Primary Academy for Sunday services does incur hire charges (albeit modest). During the year we increased the working hours of our part-time administrator. Despite improved terms having been negotiated with utility suppliers significant increases in energy costs have been incurred. Our pastor, Tom Partis was granted an 8-week sabbatical which incurred some extra costs for courses, books, and guest speakers in his absence.

Our general financial position is very healthy. We have no mortgages or major loans of any nature, and the rental cost of our premises at Eastern Road is very modest at £708 per month and is based on a 5-year lease. Our landlord, Church Growth Trust, agreed to loan us £6,700 to assist with the cost of urgent roof repairs. This is being repaid by monthly payments of £107.90. The church continues to make full use of these premises. Apart from Sunday morning services now being held at Northlands Wood Primary Academy, our Eastern Road premises provide office space and meeting rooms as well as being available to use for training courses and other midweek groups. It is intended to use the premises more frequently for community-related activities.

Reserves policy

The trustees have considered the needs of the charity for the maintenance of appropriate levels of free reserves in accordance with best practice. The trustees believe that, as the church is a faith venture, minimal free reserves should be maintained in the unrestricted (general) fund. The trustees believe therefore that our objective is the retention of free reserves equivalent to three months operating expenses in hand to be appropriate at the present time while recognising that such requirements may change as the church develops.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Ruwach Christian Church is controlled by its governing documents, the Memorandum and Articles of Association, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Charity constitution

In 2019 it was decided to review the constitution in light of change in leadership and structure and to reflect the close links with COTN. The revised constitution was presented to the membership and ratified at the Annual General Meeting held on 13th April 2019.This constitution remains in force.

Recruitment and appointment of new trustees

The trustees are appointed by the eldership team, approved by the existing trustees, and ratified by the church membership. They serve for two years when they are nominated for re-election, or until they resign.

Trustees S J Beard P Crouch C Price G Partis S Gillies

Page 2

RUWACH CHRISTIAN CHURCH

Report of the Trustees

for the Year Ended 31st December 2025

STRUCTURE, GOVERNANCE AND MANAGEMENT

Structure and management

Day to day operational responsibility for running the church and the spiritual government and leadership of the church lies with the Pastor and his wife Sophie and the eldership team. The eldership team are accountable to and covered by Pastor Marius Gradwell as representing Church of the Nations (COTN) - www.cotn.org. We make a regular financial contribution to this global network of churches.

The eldership team during the period to the date of this report has comprised: -

Tom and Sophie Partis Stephen and Alison Beard Philip and Trine Crouch

Day to day responsibility for the financial affairs falls to the administration department which is accountable to the elders and thence the trustees. In May 2025 we transferred to a new company, Angel Bookkeeping Services, based in Worthing. They provide monthly management accounts and the initial preparation work for the annual accounts; they manage the payroll and pension payments and the service provided has been excellent.

Life groups

The church comprises several "life groups" who meet weekly, typically in private homes, to provide support, encouragement, and fellowship for church members as well as some visitors. There are currently six life groups with an average of 6-12 members. The life group leaders are accountable directly to the Pastor.

Risk management

The trustees have considered the various risks to which they believe the charity is potentially exposed and as far as is practicable have put in place appropriate procedures in recognition of and to mitigate the effect of such risks. A risk register has been compiled.

Safeguarding

This area continues to be monitored closely especially in the area where the church has responsibility for children or vulnerable persons. The following responsibilities, structure and policies have been implemented: -

No new safeguarding issues or complaints were raised in 2025.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

06759923 (England and Wales)

Registered Charity number

1127027

Registered office

87 Eastern Road Haywards Heath West Sussex RH16 3NQ

Page 3

RUWACH CHRISTIAN CHURCH

Report of the Trustees

for the Year Ended 31st December 2025

Trustees

P Crouch S J Beard C R G Price G A Partis S E Gillies

Independent Examiner

Streets (Worthing) Limited Chartered Accountants 38 Salisbury Road Worthing West Sussex BN11 1RD

Solicitors

DMH Stallard Gainsborough House, Pegler Way, Crawley, West Sussex, RH11 7FZ

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ P Crouch - Trustee

Page 4

Independent Examiner's Report to the Trustees of Ruwach Christian Church

Independent examiner's report to the trustees of Ruwach Christian Church ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31st December 2025.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Tom Mills FCA

Streets (Worthing) Limited 38 Salisbury Road Worthing West Sussex BN11 1RD

Date: .............................................

Page 5

RUWACH CHRISTIAN CHURCH

Statement of Financial Activities for the Year Ended 31st December 2025

2025
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
179,814
Other trading activities
2
1,570
Investment income
3
726
Total
182,110
EXPENDITURE ON
Charitable activities
Church running costs
107,855
Grants & donations
25,019
Other
313
Total
133,187
NET INCOME/(EXPENDITURE)
48,923
RECONCILIATION OF FUNDS
Total funds brought forward
16,130
TOTAL FUNDS CARRIED FORWARD
65,053
2024
Total
funds
£
131,425
2,728
305
134,458
126,264
8,375
-
134,639
(181)
16,311
16,130

The notes form part of these financial statements

Page 6

RUWACH CHRISTIAN CHURCH

Balance Sheet

31st December 2025

2025
Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
7
1,553
CURRENT ASSETS
Debtors
8
4,822
Cash at bank
67,599
72,421
CREDITORS
Amounts falling due within one year
9
(4,236)
NET CURRENT ASSETS
68,185
TOTAL ASSETS LESS CURRENT
LIABILITIES
69,738
CREDITORS
Amounts falling due after more than one year
10
(4,685)
NET ASSETS
65,053
FUNDS
13
Unrestricted funds
65,053
TOTAL FUNDS
65,053
2024
Total
funds
£
3,714
7,305
13,938
21,243
(3,107)
18,136
21,850
(5,720)
16,130
16,130
16,130

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31st December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31st December 2025 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

continued...

Page 7

RUWACH CHRISTIAN CHURCH

Balance Sheet - continued

31st December 2025

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. S J Beard - Trustee

The notes form part of these financial statements

Page 8

RUWACH CHRISTIAN CHURCH

Notes to the Financial Statements

for the Year Ended 31st December 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Audio-visual equipment - 50% on cost Office furniture & equipment - 20% on cost

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to the Statement of Financial Activities on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

continued...

Page 9

RUWACH CHRISTIAN CHURCH

Notes to the Financial Statements - continued

for the Year Ended 31st December 2025

2. OTHER TRADING ACTIVITIES
2025 2024
£ £
Other income 754 2,337
Ruwach Training School 816 391
1,570 2,728
3. INVESTMENT INCOME
2025 2024
£ £
Deposit account interest 726 305
4. NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
2025 2024
£ £
Depreciation - owned assets 2,161 1,325
Hire of plant and machinery 1,019 918
Other operating leases 8,588 8,280
5. TRUSTEES' REMUNERATION AND BENEFITS
Trustees' expenses
There were no
trustees' expenses paid for the year ended 31st December 2025 nor for the year en
31st December 2024.
6. STAFF COSTS

There were no trustees' expenses paid for the year ended 31st December 2025 nor for the year ended 31st December 2024.

The average monthly number of employees during the year was as follows:

Pastoral care
Administration
2025
1
1
2
2024
1
2
3

No employees received emoluments in excess of £60,000.

continued...

Page 10

RUWACH CHRISTIAN CHURCH

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

7. TANGIBLE FIXED ASSETS

Office
Audio-visual
furniture
equipment
& equipment
£
£
COST
At 1st January 2025 and
31st December 2025
11,772
11,227
DEPRECIATION
At 1st January 2025
9,527
9,758
Charge for year
1,447
714
At 31st December 2025
10,974
10,472
NET BOOK VALUE
At 31st December 2025
798
755
At 31st December 2024
2,245
1,469
8.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
£
Tax
4,572
Prepayments and accrued income
250
4,822
9.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
£
Other loans (see note 11)
1,033
Trade creditors
256
Social security and other taxes
1,589
Pension
169
Accrued expenses
1,189
4,236
Totals
£
22,999
Totals
£
22,999
19,285
2,161
21,446
1,553
3,714
2024
£
5,538
1,767
7,305
2024
£
980
24
455
-
1,648
3,107

continued...

Page 11

RUWACH CHRISTIAN CHURCH

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

10. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

Other loans (see note 11)
11.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Other loans
Amounts falling between one and two years:
Other loans - 1-2 years
Amounts falling due between two and five years:
Other loans - 2-5 years
12.
LEASING AGREEMENTS
Minimum lease payments under non-cancellable operating leases fall
Within one year
Between one and five years
13.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
due as follows:
At 1.1.25
£
16,130
16,130
Incoming
resources
£
182,110
182,110
2025
2024
£
£
4,685
5,720
2025
2024
£
£
1,033
980
1,085
1,120
3,600
4,600
2025
2024
£
£
8,500
3,450
29,042
-
37,542
3,450
Net
movement
At
in funds
31.12.25
£
£
48,923
65,053
48,923
65,053
Resources
Movement
expended
in funds
£
£
(133,187)
48,923
(133,187)
48,923

continued...

Page 12

RUWACH CHRISTIAN CHURCH

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

13. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 1.1.24
£
Unrestricted funds
General fund
16,311
TOTAL FUNDS
16,311
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
134,458
TOTAL FUNDS
134,458
Net
movement
At
in funds
31.12.24
£
£
(181)
16,130
(181)
16,130
Resources
Movement
expended
in funds
£
£
(134,639)
(181)
(134,639)
(181)

14. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st December 2025.

Page 13

RUWACH CHRISTIAN CHURCH

INCOME AND ENDOWMENTS
Donations and legacies
Tithes & offerings under Gift aid
Other offerings
Gift aid
Other trading activities
Other income
Ruwach Training School
Investment income
Deposit account interest
Total incoming resources
EXPENDITURE
Charitable activities
Wages
Staff costs
Office equipment rental
Rent
Rates & water
Insurance
Light & heat
Telephone
Postage & stationery
Sundries
Hall hire
Repairs & maintenance
Computer & website
Youth expenses
Motor expenses
Hospitality
Praise & worship
Catering
Accountancy
Legal & professional fees
Subscriptions
Bank charges
Pension
Grants
Travel costs
Carried forward
Detailed Statement of Financial Activities
for the Year Ended 31st December 2025
2025
£
85,345
73,456
21,013
179,814
754
816
1,570
726
182,110
40,986
19,266
1,019
8,588
245
786
3,395
2,526
506
1,491
6,942
5,825
1,458
429
-
868
1,728
384
3,949
358
814
324
843
25,019
819
128,568
2024
£
90,540
18,120
22,765
131,425
2,337
391
2,728
305
134,458
49,040
17,124
918
8,280
227
824
3,353
2,378
733
1,515
7,179
13,588
1,118
884
330
1,633
291
439
2,906
600
1,111
289
972
15,075
-
130,807

This page does not form part of the statutory financial statements

Page 14

RUWACH CHRISTIAN CHURCH

Detailed Statement of Financial Activities for the Year Ended 31st December 2025

Charitable activities
Brought forward
Conferences
Depreciation - Office furniture & equipment
Depreciation - Audio-visual equipment
Other
Loan interest
Total resources expended
Net income/(expenditure)
2025
£
128,568
2,145
714
1,447
132,874
313
133,187
48,923
2024
£
130,807
2,507
676
649
134,639
-
134,639
(181)

This page does not form part of the statutory financial statements

Page 15