**Registered Charity number 1126971** ## Selsdon Baptist Church Annual report and accounts **28 February 2025** ## **Selsdon Baptist Church** ## **Report of the Managing Trustees for the year ended 28 February 2025** ## **Statutory Information** Selsdon Baptist Church (SBC) was founded in 1927 and became a registered charity on 27 November 2008, number 1126971. The governing document is a constitution adopted on 16 July 2008, which conforms with a model agreed by the Baptist Union and the Charity Commission. SBC is a member of the following bodies: - The Baptist Union of Great Britain - The London Baptist Association - The Evangelical Alliance - Churches Together in Selsdon and Addington ## **Organisational Structure** As a member of the Baptist Union the Church subscribes to the Union’s Declaration of Principle: “That our Lord and Saviour Jesus Christ, God manifest in the flesh, is the sole and absolute authority in all matters pertaining to faith and practice, as revealed in the Holy Scriptures, and that each church has liberty, under the guidance of the Holy Spirit, to interpret and administer His laws. That Christian Baptism is the immersion in water into the name of the Father, the Son and the Holy Spirit, of those who have professed repentance towards God and faith in our Lord Jesus Christ who ‘died for our sins according to the Scriptures; was buried, and rose again on the third day’. That it is the duty of every disciple to bear personal witness to the gospel of Jesus Christ, and to take part in the evangelisation of the world.” SBC is an ‘open membership’ church. Baptism by immersion upon personal profession of faith is the normal mode of entry into membership, but persons seeking membership who have not been baptised in the manner described in the Union’s Declaration of Principle may at the discretion of the Church Members’ Meeting be accepted for full membership based on their own public profession of faith. The church takes its responsibilities towards children and vulnerable adults very seriously and has policies and procedures in place for protecting them. These policies are reaffirmed annually by the church members. ## **Church Deacons and Officers** The members of SBC appoint Deacons and other officers with management responsibility who are the charity trustees. ## SBC’s ministers are appointed by secret ballot of the membership. Deacons are elected by secret ballot of the membership at the annual general meeting each November. Deacons are appointed for a term of 3 years and normally serve no more than two consecutive terms, and are eligible for re-election after an absence of one year. Appointments are staggered so approximately one third of Deacons retire each year. Church officers (Secretary and Finance Team Leader) are elected in the same way to serve for a term of 3 years but are eligible for reappointment without an enforced break. 1 ## **Ministry Team** Senior Minister/Team Leader Revd Trevor Neill, BA, BA, MPhil. Associate Minister Kathryn Kane (appointed 20 April 2024) Youth Worker Katie Canning Children and Families Worker Hilary West (to 13 July 2025) ## **Charity Trustees** The following are the charity trustees of SBC. Chair: Revd Trevor Neill, BA, BA, MPhil. Secretary Andrew Crossley Finance Team Leader: John Harrison Associate Minister Kathryn Kane (appointed 20 April 2024) ## **Deacons:** Patricia Callender Dawn Cox Andrew Crossley Hilary Howard Kathryn Kane (to 20 April 2024) Dowega Lewin-McKinley (from 1 January 2025) Nancy O’Dongo (from 1 January 2025) Mark Ridgway (to 31 December 2024) Norman Robinson Adam White (to 31 December 2025) Linda Wright ## **Address** Selsdon Baptist Church Telephone: 020 8651 4308 Addington Road Website: www.selsdonbaptist.org.uk Selsdon e-mail: office@selsdonbaptist.org.uk South Croydon CR2 8LL **Custodian Trustee for Property Assets** London Baptist Property Board Limited Unit C2, Dock Street London E1 8JN ## **Bankers** CAF Bank Limited Barclays Bank PLC Kings Mill 1 Churchill Place West Malling London ME19 4TA E14 5HP ## **Independent examiner** Les Tasker FCCA Ryefield Ltd Unit 139 Airport House Purley Way Croydon CR0 0XZ 2 ## **Selsdon Baptist Church** ## **Annual report – summary of activities 2024-25** ## **Financial year ending 28 February 2025** ## **Objectives and Activities** The leadership and membership of Selsdon Baptist Church are committed to sustaining a programme of activities, on Sunday and through the week, which enable people of all ages and backgrounds to discover and grow in Christian faith. Our Sunday services are open to all, and we have welcomed several members of our community who have become regular worshippers with us over the period under review. These services include times of sung worship, prayer, celebration of Christian sacraments and reflection on the Bible. A range of activities are also offered to children and young people. The church’s programme of activities seeks to put into action the values outlined in the below vision statement, agreed in November 2021. We aim to be: · A God centred church: worshipping him, seeking to hear from him and learning to be more like Jesus through Word and Spirit · A serving church: with a mindset like Jesus, putting the interests of others above our own · A generous church: seeking opportunities to bless our neighbours in Selsdon and beyond, as we share the good news of God’s love, mercy and healing · A kingdom church: demonstrating God’s kingdom here on earth through being a diverse people, welcoming all and challenging injustice · A courageous church: willing to trust God for the sake of mission, embracing creativity and trying to perceive the new thing He is doing, investing rather than burying our talents · A contemplative church: prioritising prayer over programmes and where rest and reflection are valued as much as busyness and activism. A Ministry Team of four employees oversees much of this work on a day-to-day basis. This team consists of: our Ministry Team Leader, Rev Trevor Neill; our Associate Minister, Rev Kathryn Kane; Youth Worker, Katie Canning and our Children and Families Worker, Hilary West. The Ministry Team are supported by a large group of committed and talented volunteers. In order to achieve these objectives, the church has undertaken the following activities during the year under review. **God-centred:** Our Sunday morning services are currently attended by around 160 adults, young people and children. Most attendees are from Selsdon, or the nearby neighbourhoods of Sanderstead, Warlingham and New Addington. Alongside ‘in person worship,’ we have continued to livestream services on YouTube, with around 80 devices viewing each service. This livestream facility is valued by older members of our church who are no longer able to join with us in-person and is also a helpful ‘shop window’ for those who may consider joining us. The church offers a range of other services, catering to different needs and preferences, on Sunday afternoons and evenings. These include a traditional service, held monthly, attended mostly by older members, an informal worship evening once a month and an event for younger families that includes games, craft activities, a simple meal and story time. We have also held a number of ‘Sunday Night Theology’ evenings, reflecting more deeply on contemporary issues. Several home groups meet each week, offering opportunities for further studies and to deepen friendships between church members. 3 **Serving:** There are a variety of ways in which the church seeks to serve members and others within our wider community. Pastoral care is provided on a regular basis, with a particular focus on those who are older or those experiencing significant life changes such as serious illness or bereavement. A range of activities is offered to those who are at stages of life where they may be more vulnerable to loneliness or isolation. T@3 is held each month, offering refreshments and an opportunity for conversation for seniors, and Stepping Stones Café is open to anyone in our community on a monthly basis. Our Adventure Tots Toddler Group, held each week during term time, regularly attracts around 100 children and carers. A Craft Group, which meets on a monthly basis, is also open to members of the public. ‘Walking Together Through Grief,’ a course offering support to those who have recently been bereaved, is run two to three times a year, with positive feedback received from those who have attended and local funeral homes. Attendees are also invited to join us at Christmas time, for a ‘Longest Night Service’ that aims to provide comfort to those who find the festive season especially hard. The church also continues to offer a low-cost counselling service to the local community. **Generous:** SBC seeks to welcome and support members of our community in a variety of ways through the year. Each summer our ‘Holiday at Home’ welcomes 30 senior citizens for three days of activities, entertainment and refreshments. During the period under review, a new monthly activity for young families, Refresh, was launched, with five to six families attending on most occasions. Our youth worker has offered extensive support to local young people and schools during this period, including: - 15 assemblies for 150 year 9 students at a local secondary school (Archbishop Tenison’s). - Knife Crime Workshops for 150 year 8 students at Archbishop Tenison’s. - 27 mentoring sessions (1 per week/x2 students each week) at Quest Academy. - 5 hot chocolate stands on Selsdon high street (engaging with between 15-40 young people). Our Children’s and Families Worker also leads assemblies in local primary schools and regularly helps with activities at the Pre-School that rents halls in our church building. **Kingdom:** As well as supporting those in our local community, the church has maintained its commitment to support other organisations involved in global justice issues. Not only is money raised for projects, but throughout the year time has been given to educate and enable members to reflect on the concerns of people in other parts of the world. During the period under review, we have invited representatives from the Leprosy Mission, the Baptist Union Environment Network, the Leprosy Mission and International Needs. An important part of our commitment to mission is the support of some individuals who are working overseas. We support the work of Catherine Truman, who is working pro bono for Interserve as a pharmacist in a hospital in southern India. Furthermore, through the Baptist Missionary Society, we have supported educational development work in rural Nepal. Financial support has also been provided to a number of other charities, including FEBA, Open Doors, the Mission Aviation Fellowship and Tearfund. During the period under review, our trustees have developed a new policy on the environment, launched to church members in February 2025, with a working group in place to implement its recommendations. **Courageous** : We have continued to explore new ways in which we can establish contacts with our local community, offering activities that will be helpful and appealing to them. In December 2024, we shared the Christmas story through a pantomime performance of ‘Jack and the Beanstalk,’ from the Saltmine Theatre Company. We also facilitated an evening of carol singing at a local pub. In January 2025, our trustees began an extensive community listening exercise, Understanding Selsdon, reaching out to local residents and community representatives with the aim of building a deeper understanding of the challenges facing those in our neighbourhood and developing projects to engage with and support them. **Contemplative:** In November 2024, the church launched a new initiative on Zoom, inviting members to join in a short time of prayer and liturgy each morning from Monday to Thursday. These times have 4 been valued by members for the opportunity they have provided for deeper connection and reflection at the beginning of the day. ## **Facilities** Selsdon Baptist Church is also responsible for the maintenance of the property in Addington Road in order to facilitate on-going use of the buildings by the wider community of Selsdon. Our downstairs toilets were refurbished in July 2024, providing more attractive and contemporary facilities. The following month, solar panels were installed with the aim of reducing energy consumption and demonstrating our commitment to care of the environment. In addition to the Church building, SBC’s trustees are also responsible for the maintenance of the three manses used by the Ministers, when in post, as part of their roles to lead and facilitate the mission and work of Selsdon Baptist Church. ## **Use of the Church premises at Addington Road** In addition to the church’s programme of activities, our facilities have been used and appreciated by several other community groups. Selsdon Baptist Church Pre-School has continued to meet daily on five full days a week during term time, and our halls are also used by a Rainbows group on a weekly basis. Selsdon Residents Association and Selsdon Contact Neighbourhood Care also rent our halls for monthly meetings, and our MP has used this space for meetings with local residents. ## **Ecumenical Activities** Selsdon Baptist Church is part of the Churches Together in Selsdon & Addington group, of which our Ministry Team Leader is chair. During the period under review, CTSA shared worship services at Easter, Pentecost and during the Week of Prayer for Christian Unity. The church also takes seriously its relationship with other Baptist churches, with the Ministry Team Leader playing an active role in the local Baptist cluster and also acting as a District Minister on behalf of the London Baptist Association. ## **Summary** Selsdon Baptist Church continues to be a church which offers a wide range of activities to its members alongside a consistent focus on looking beyond ourselves to the wider needs of the community. The Trustees have had regard to the guidance issued by the Charity Commission on public benefit. The Trustees are confident that the wide range of activities undertaken by Selsdon Baptist Church in 2024–2025 have been in accordance with the key principles of public benefit set out in that guidance. ## **Reserves policy** The charity trustees consider that a reserve of six months operating costs, approximately £125,000 should be maintained. The general reserve at 28 February 2025 was £242,754 (2024 £293,758). The policy for investing reserves is to make best use of interest bearing deposits and not to invest in securities. ## **Risk policy** The trustees have implemented a risk management strategy comprising: - An annual review of risks - Establishment and review of systems and procedures to mitigate those risks - Establishment and review of procedures to minimise the potential impact should any of those risks materialise. 5 ## **Financial Results** The church recorded a deficit in year ended 28 February 2025. The trustees are satisfied that the church has asequate unrestricted reserves to meet future activities. Total income for the year was £272,139 and expenditure £361,511 giving rise to a deficit of £(89,372). Total closing funds were £1,538,062 of which £685,601 was restricted; £609,707 was designated; leaving £242,754 as general funds at the end of the year. SBC is by its nature a voluntary organisation and no set of financial statements can do justice to all the work done in pursuit of its mission. In addition, many hours are spent by unpaid volunteer members manning the office and performing the many regular tasks in administration and other areas without which SBC would be ineffective. The financial statements do not record the value of those unpaid hours. ## **Statement of Trustees’ Responsibilities** Charity law requires the charity trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of SBC at the year end and of its incoming resources and resources expended during that year. In preparing those financial statements, the trustees are required to: - Select suitable accounting policies and apply them consistently; - Make judgements and estimates that are reasonable and prudent; - State whether applicable accounting standards and statements of recommended practice have been followed subject to any departures disclosed and explained in financial statements; and - Prepare the financial statements on the going concern basis. The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of SBC and enable them to ensure that the financial statements comply with the Charities Act 2011. The managing trustees are also responsible for safeguarding the assets of SBC and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Signed on behalf of the charity trustees of Selsdon Baptist Church Andrew Crossley Secretary 15 November 2025 6 ## **Independent Examiner’s Report** ## **To the Trustees of Selsdon Baptist Church** I report to the trustees on my examination of the accounts of Selsdon Baptist Church (the Trust) for the year ended 28 February 2025 on pages 8 to 17 following, which have been prepared on the basis of the accounting policies set out on pages 10. Responsibilities and basis of report As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. The charity’s gross income did not exceed £250,000 this year but did in 2023, and I am qualified to undertake the examination. ## Independent examiner’s statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or 2. the accounts do not accord with those records; or 3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 15 November 2025 L Tasker FCCA For and on behalf of: Ryefield Ltd Unit 139 Airport House Purley Way Croydon CR0 0XZ 7 ## **Selsdon Baptist Church Statement of Financial Activities** ## **For the Year Ended 29 February 2025** |Notes
Income and endowments from:
Donations & Legacies
2
Charitable Activities
4
Trading activities
Rental Income
Investments
Bank Interest
Total Income
Expenditure on:
Raising funds
3
Charitable activities
3
Total Expenditure
Net Income/(Expenditure)
Transfer between funds
Net movement in funds
Fund balances brought forward
Fund balances carried forward|Unrestricted
General
Fund
Designated
Funds
Restricted
Funds
2025
Total
2024
Total
£
£
£
£
£
198,052
20,171
4,359
222,582
222,951
4,929
-
740
5,669
5,731
31,018
3,318
-
34,336
33,238
9,552
-
-
9,552
13,077| |---|---| ||243.551
23,489
5,099
272,139
274,997| ||1,671
-
-
1,671
1,919
247,616
107,703
4,521
359,840
219,304| ||249,287
107,703
4,521
361,511
221,223| ||| ||(5,736)
(84,214)
578
(89,372)
53,774
(45,268)
45,268
-
-
-| ||(51,004)
(38,945)
578
(89,372)
53,774
293,758
648,653
685,023
1,627,434
1,573,660| ||242,754
609,707
685,601
1,538,062
1,627,434| The notes on pages 10 to 18 form part of these accounts 8 ## **Selsdon Baptist Church Balance Sheet** ## **For the Year Ended 29 February 2025** |Notes
Tangible Assets
Freehold Property
7
Equipment
7
Current Assets
Gift Aid Recoverable
Sundry debtors and
Prepayments
Bank and Cash
9
Total Current assets
Creditors (amounts falling
due within one year)
Creditors and Accrued
Expenses
Net Current Assets
Creditors (amounts falling
due after more than one
year)
Multi-Employer Pension
Scheme Provision)
Net Assets
Funds
Restricted Funds
8
Designated funds
8
General Funds
8
Total funds|Unrestricted
General
Fund
Designated
Funds
Restricted
Funds
2025
Total
2024
Total
£
£
£
£
£
-
580,680
681,156
1,261,836 1,261,836
43,879
-
-
43,879
28,126| |---|---| ||43,879
580,680
681,156 1,305,715 1,289,962| ||16,629
-
-
16,629
7,772
7,056
-
-
7,056
8,597
177,645
29,027
4,445
211,117
324,193| ||201,330
29,027
4,445
234,802
340,562
(2,455)
-
-
(2,455)
(3,090)| ||242,754
609,707
685,601
1,538,062
337,472| ||-
-
-
-
-| ||242,754
609,707
685,601
1,538,062 1,627,434| ||-
-
685,601
685,601
685,023
-
609,707
-
609,707
648,653
242,754
-
-
242,754
293,758| ||242,754
609,707
685,601
1,538,062 1,627,434| The notes on pages 10 to 18 form part of these accounts These accounts were approved by the charity trustees on 15 November 2025 Signed on behalf of the charity trustees Andrew Crossley John Harrison Secretary Trustee 9 ## **Selsdon Baptist Church** ## **Notes to the accounts for the year ended 28 February 2025** ## **1 Accounting Policies** a) The accounts have been prepared under the historic cost convention, in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the 4,602UK and Republic of Ireland (FRS 102) issued on 16 July 2014; and with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011 and UK Generally Accepted Practice as it applies from 1 January 2015. The accounts have been prepared on the going concern basis, as there are no material uncertainties about the charity’s ability to continue. Based on the adequacy of the charity’s reserves as at the balance sheet date, along with their knowledge of the charity’s ability to meet bills, payments and other liabilities as they fall due, the trustees have a reasonable expectation that the charity has sufficient resources to continue in operational existence for the foreseeable future b) The Statement of Financial Activities (SOFA) classifies SBC's income and expenditure according to type of fund. The types of fund in use at SBC are: Unrestricted funds - SBC's General Fund is an unrestricted fund in that it is available to be used for any SBC purpose and is used for normal operating income and expenditure Designated funds - these are funds which have been set aside for specific purposes, but they are not subject to any restriction and could in theory be 'undesignated' again. Restricted Funds - these funds must be used only for the purposes for which they have been given. c) Income - all voluntary incoming donations and income from church activities are accounted for as received. Tax recoverable under Gift Aid is accounted for in the period in which the underlying gift was received. Interest receivable is accounted for in the period to which it relates. Legacies are accounted for in the period when they become certain and quantifiable. d) Expenditure - expenditure including irrecoverable VAT is recognised when incurred by the charity, regardless of when payment is made. Grants payable are taken into account at the earlier of when they are paid or become constructive obligations. e) Two funds have not been included in the SOFA or Balance Sheet and further details of these funds are given in note 8b. f) SBC's land and buildings are owned on its behalf by London Baptist Property Board as custodian trustee. The trustees carry out an annual impairment review on all properties and as a result, and in accordance with FRS 102 SORP, no depreciation is charged. Residential properties acquired before 1999 are recorded in the accounts at open market value as estimated by the trustees in February 1999; under the provisions of Financial Reporting Standard (FRS) 15, these values are treated as if they were historical costs and the trustees do not intend to carry out further revaluations. A residential property acquired since February 1999 is recorded at cost. g) Expenditure greater than £5,000 on furniture and equipment is depreciated over its useful life. Furniture 10 years Equipment 4 to 20 years h) No value has been attributed to the considerable time spent by volunteers in administering SBC and in running a wide range of Church activities. i) The church is an employer participating in a pension scheme known as the Baptist Union Pension Scheme of which the minister is a member. The Scheme is a separate legal entity and is administered by the Pension Trustee (Baptist Trust Limited). The church also pays pension contributions to the personal pension plans of its other staff. 10 ## **2 Donations & Legacies** |**2 Donations & Legacies**|||||| |---|---|---|---|---|---| ||Unrestricted|Designated|Restricted|
2025|2024| ||General Fund|Funds|Funds|Total|Total| ||£|£|£|£|£| |Offerings|161,333|15,500|4,359|
181,192|177,028| |Tax Refunds|36,719|-|-|
36,719|39,923| |Legacies|-|4,671|-|4,671|6,000| ||198,052|20,171|4,359|
222,582|222,951| |**3 Expenditure on Charitable Activities**|||||| ||Unrestricted|Designated|Restricted|
2025|2024| ||General|Funds|Funds|Total|Total| ||Fund||||| ||£|£|£|£|£| |Personnel (note 10)|145,369|-|
-|
145,369|
97,743| |Church activities (note 4)|21,656|-|
269|21,925|19,836| |Mission – donations (note 5)|37,196|-|
4,252|41,448|34,671| |**Support costs**|||||| |Premises costs (note 6)|31,098|107,703|-|
138,801|56,768| |Office costs|11,577|-|
-|
11,577|9,603| |Independent examination|720|-|
-|
720|683| |**Raising Funds**|||||| |Premises costs (note 6)|1,062|-|
-|
1,062|1,414| |Office costs|609|-|-|609|505| ||249,287|107,703|4,521|
361,511|221,223| Support costs are apportioned on estimated usage of the premises and office The independent examination fee of £600 plus VAT was payable to Ryefields 11 ## **4 Church activities** |**Church activities**||| |---|---|---| |**Incoming Resources**
Youth activities
Holiday at Home
Adventure Tots
Christmas Events
Other events
**Resources expended**
Preaching fees
Sunday Club
Sundry materials for services
Youth and children's activities
Adventure Tots
Other events and study series
Christmas Events
Holiday at Home
Catering
Fees & Subs
Music, sound, video
Training
Depreciation on AV Equipment|Unrestricted
General
Fund
Designated
Funds
Restricted
Funds
2025
Total
£
£
£
£
178
-
-
178
1,066
-
-
1,066
1,578
-
-
1,578
1,748
-
-
1,748
359
-
740
1,099|2024
Total
£

2,386

365

1,801

-

1,179| ||4,929
-
740
5,669|
5,731| ||507
-
-
507
338
-
-
338
629
-
-
629
1,829
-
-
1,829
174
-
-
174
1,004
-
-
1,004
2,307
-
-
2,307
669
-
-
669
174
-
26
200
1,996
-
-
1,996
1,543
-
243
1,786
2,078
-
-
2,078
8,408
-
-
8,408|687
241
484
4,563
973
1,584
-
323
727
3,013
2,218
325
4,698| ||21,656
-
269
21,925|19,836| ## **5 Donations made to mission** a) Global Action Team |Baptist Missionary Society
International Needs
Leprosy Mission
Embrace
Open Doors
Feba
Interserve
Tearfund
MAF
Emanuel Hospital Association
Other (paid to individuals)
b) Home and Local Mission
Home Mission
Contact : Selsdon Churches
Neighbourhood Care
Spurgeon's College
Grants to local organisations
Fellowship Fund|Unrestricted
General
Fund
Designa
ted
Funds
Restricted
Funds
2025
Total
2024
Total
£
£
£
£
£
10,474
-
-
10,474
9,875
4,000
-
-
4,000
4,000
1,000
-
-
1,000
1,000
500
-
-
500
800
1,000
-
-
1,000
1,000
800
-
-
800
750
500
-
-
500
500
500
-
-
500
750
500
-
-
500
-
780
-
-
780
-
-
-
-
-
500|Unrestricted
General
Fund
Designa
ted
Funds
Restricted
Funds
2025
Total
2024
Total
£
£
£
£
£
10,474
-
-
10,474
9,875
4,000
-
-
4,000
4,000
1,000
-
-
1,000
1,000
500
-
-
500
800
1,000
-
-
1,000
1,000
800
-
-
800
750
500
-
-
500
500
500
-
-
500
750
500
-
-
500
-
780
-
-
780
-
-
-
-
-
500| |---|---|---| |||20,054
-
-
20,054
19,175| |||10,474
-
-
10,474
9,875
2,000
-
-
2,000
2,000
750
-
-
750
750
3,000
-
-
3,000
-
918
-
-
918
1,277| |||17,142
-
-
17,142
13,902| 12 ## c) Gifts & Offerings for specified purposes |International Needs
Premier Christian Radio
Tree Aid
Tear Fund
Embrace
McMillan Cancer Support
Leprosy Mission
Others
TOTAL Mission|Unrestricted
General
Fund
Designated
Funds
Restricted
Funds
2025
Total
2024
Total
£
£
£
£
£
-
-
1,661
1,661
725
-
-
280
280
-
-
-
-
-
361
-
-
-
-
20
-
-
542
542
188
-
-
211
211
-
-
-
25
25
-
-
-
1,533
1,533
300| |---|---| ||-
-
4,252
4,252
1,594| ||| ||37,196
-
4,252
41,448
34,671| ## The £1,533 paid to “others” was paid to individuals d) Donations - Connected Persons & Organisations The following SBC members, being current officers or officers of SBC in the previous 5 years are connected with organisations to which SBC has made grants in the normal course of giving. They have played no part in the process of awarding these grants. 2025 none 2024 none ## **6 Premises Costs** |**Listed by property**
Church & Halls
Brent Road
Addington Road
Goldfinch Road|Premises Maintenance
General
Designated
Restricted
2025
2024
£
£
£
£
£
21,243
68,410
-
89,653
39,038
3,792
2,707
-
6,499
7,845
4,713
18,823
-
23,536
6,920
2,412
17,763
-
20,175
4,379| |---|---| ||32,160
107,703
-
139,863
58,182| ## **7 Fixed Assets** a) Freehold Properties |**Cost**
Balance at 1 March 2024
Additions
Balance as at 28 February 2025
_Sums insured at 28 February 2025_|Church
& Halls
Brent
Addington
Road
Goldfinch
Road
Total
£
£
£
£
£
681,156
180,000
145,779
254,901
1,261,836
-
-
-
-
-| |---|---| ||681,156
180,000
145,779
254,901
1,261,836| ||3,153,320
596,326
418,125
261,067
4,428,838| The original church building was purchased in 1952 and a major extension was added in 1999 the total cost being £631,195. It is believed that the property may only be used as a Free Church and the trustees are of the opinion that the building should be included in the accounts at cost. 13 ## b) Equipment |) Equipment|| |---|---| |**Cost**
1 March 2024
Additions
29 February 2025
**Depreciation**
1 March 2024
Charge for year
29 February 2025
**Net Book Value**
At 1 March 2024
As at 29 February 2025|Equipment
£
68,815
24,161| ||92,976
40,689
8,408| ||48,097| ||28,126| ||| ||43,879| ## **8 Statement of Funds** a) This statement is to show movements on each individual fund within the fund classifications shown in the SOFA: |**Unrestricted Funds**
General Fund
**Designated Funds**
Legacies Fund
Premises Improvement Fund
Premises Maintenance Fund
Adventure Tots
Church Manses
Total Designated Funds
**Restricted Funds**
Restricted Donations Fund
Community & Special Fund
Church and Hall Fund
Total Restricted Funds
**Total All Funds**|**Pension**
**Balance**
**01-Mar-24**
**Incoming**
**resources**
**Resources**
**expended**
**Adjustment**
**& Transfers**
**Balance**
**29-Feb-25**
293,758
243,551
(249,287)
(45,268)
242,754| |---|---| ||58,599
4,671
-
(49,743)
13,527
(14,216)
15,500
(35,526)
49,742
15,500
22,275
3,318
(72,177)
46,584
-
1,315
-
-
(1,315)
-
580,680
-
-
-580,680| ||648,653
23,489
(107,703)
45,268 609,707| ||684 5,099
(4,278)
-
1,505
3,183
-
(243)
-
2,940
681,156
-
-
-
681,156| ||685,023 5,099
(4,521)
-
685,601| ||**1,627,434** **272,139**
**(361,511)**
**-**
**1,538,062**| Restricted Donations Fund represents donations received for specific purposes Community & Special Fund represents a donation received for community work and activities within the church. The Church and Hall fund represents the church buildings (Fixed Assets note 7) 14 c) The assets and liabilities represented by the various funds are as follows: |Church Buildings
Manses
Equipment
Amounts due to SBC
Amounts owed by SBC
Deposit accounts
Bank and Cash|**Unrestricted**
**General**
**Fund**
**Designated**
**Restricted**
**Funds**
**Endowment**
**Funds**
**2025 Total**
**£**
**£**
**£**
**£**
**£**
-
-
-
681,156
681,156
-
580,680
-
-
580,680
43,879
-
-
-
43,879
23,685
-
-
-
23,685
(2,455)
-
-
-
(2,455)
164,443
29,027
4,445
-
197,915
13,202
-
-
-
13,202| |---|---| ||242,754
609,707
4,445
681,156
1,538,062| ## **9 Bank and Cash Balances** |CAF Gold
Deposit with LBPB
Deposit with Baptist Union
Bank current accounts
Cash in Hand|**2025**
**2024**
**£**
**£**
35,378
80,198
100,623
125,753
61,914
107,266
13,161
10,954
41
22| |---|---| ||211,117
324,193| ## **10 Trustees, Staff Costs & Expenses** |Stipends & Salaries
Social Security costs
Pension Costs
Pension Deficit contribution
Other costs
Number of full time equivalent staff
The number of employees with emoluments exceeding £60,000|**2025**
**2024**
**£**
**£**
126,423
86,762
6,273
2,581
8,967
6,684
8
12
3,698
1,704| |---|---| ||145,369
97,743| ||**2025**
**2024**
3.8
3.8
-
-| Included in the stipends and salaries and as allowed in the church constitution are the following payments to trustees |ayments to trustees||||| |---|---|---|---|---| |||**2025**||**2024**| |**Name**|**Stipend**|**Pension**|**Stipend**|**Pension**| |||**Contribution**||**Contribution**| ||£|£|£|£| |Senior Minister - Revd T Neill|38,838|
4,647|36,957|4,347| |Associate Minister – K Kane|26,891|
1,286|-|-| The total remuneration (including employers pension contribution) payable to key management personnel as defined by the Charity SORP was £71,662 (2024 £41,304) Expenses reimbursed relating to church activities to the Senior Minister amounted to £1,031 (2024 £867), Associate Minister £130 (2024 £nil ) No other trustee received any remuneration or reimbursement for expenses (2024 £nil) 15 ## **11 Related Party Transactions** The Church Caretaker, who is related to a trustee, received remuneration and other benefits totalling £14,741. ## **12 Pensions** ## a) Baptist Pension Scheme The Church is a participating employer the Baptist Pension Scheme (“the Scheme”), which is a separate legal entity administered by the Pension Trustee (Baptist Pension Trust Limited). The Scheme, previously known as the Baptist Ministers Pension Fund, started in 1925. At the beginning of the financial year, the scheme comprised of a defined benefits scheme which was closed to future accrual on 31 December 2011 and a defined contribution plan which was opened in January 2012.The assets of the Scheme are held separately from those of the Employer and the other participating employers. For the current financial year, the pension provision for members of the Scheme is being made through the Defined Contribution (DC) Plan. In general, members pay 8% of their Pensionable Income and employers pay 6% of members’ Pensionable Income into individual pension accounts, which are operated and managed on behalf of the Pension Trustee by Broadstone Corporate Benefits Ltd. In addition, the employer pays a further 4% of Pensionable Income to cover Death in Service Benefits, administration costs, and an associated insurance policy which provides income protection for Scheme members if they are unable to work due to long-term incapacity. This income protection policy has been insured by the Baptist Union of Great Britain with Aviva Limited. Furthermore, members of the Basic Section pay reduced contributions of 5% of Pensionable Income, and their employers also pay a total of 5%. In October 2024, the insurance company Just Group completed a buy out of the liabilities of the closed defined benefit scheme. From that date any remaining liability of the participating scheme members to defined benefit scheme ceased and the £1 per month deficit contributions payable by the participating employers which were agreed in the recovery plan approved in August 2022 also ceased from that date. Administration of the closed defined benefit scheme transferred from the pension trustees to Just Group from that date. The Senior Minister is eligible to join the Scheme ## b) Defined contribution pension scheme The church paid £4,320 (2024 £2,337) to a defined contribution pension scheme for 4 staff members 16 ## **Selsdon Baptist Church** ## **Detailed Statement of Financial Activities for the year ended 28 February** **2025 with 2024 funds comparatives** |**Income from:**
Donations & Legacies
Charitable Activities
Trading activities
Bank Interest
**Total income**
**Expenditure on:**
Raising funds
Charitable activities
**Total Expenditure**
**Net Income/(Expenditure)**
Transfer between funds
**Net movement in funds**
Fund balances brought forward
**Fund balances carried forward**|General
2025
£
General
2024
£
Designated
2025
£
Designated
2024
£
Restricted
2025
£
Restricted
2024
£
Total
2025
£
Total
2024
£
198,052
203,337
20,171
18,500
4,359
1,114
222,582
222,951
4,929
4,951
-
-
740
780
5,669
5,731
31,018
33,238
3,318
-
-
-
34,336
33,238
9,552
13,077
-
-
-
-
9,552
13,077| |---|---| ||**243,551**
**254,603**
**23,489**
**18,500**
**5,099**
**1,894**
**272,139**
**274,997**| ||1,671
1,919
-
-
-
-
1,671
1,919
247,616
200,079
107,703
17,631
4,521
1,594
359,840
219,304| ||**249,287**
**201,998**
**107,703**
**17,631**
**4,521**
**1,594**
**361,511**
**221,223**| ||(5,736)
52,605
(84,214)
869
578
300
(89,372)
53,774
(45,268)
7,428
45,268
(57,389)
-
49,961
-
-| ||**(51,004)**
**60,033**
**(38,945)**
**56,520**
**578**
**50,261**
**(89,372)**
**53,774**| ||293,758
233,725
648,653
705,173
685,023
634,762
1,627,434
1,573,660| ||**242,754**
**293,758**
**609,707**
**648,653**
**685,601**
**685,023**
**1,538,062**
**1,627,434**| 17