## **ANNUAL REPORT 2022 – 2023** ## **Durham City Methodists** ## **at Elvet and North Road** ## **Registered Charity Number 1126844** ## **Church Business Address** : Elvet Methodist Church Old Elvet Durham DH1 3HL **Correspondence Address:** Mr. Paul Harrison 28 Kira Drive Rosemount Durham DH1 5GU (Church Council Secretary) ## **Church Council (Managing Trustees) as at 1[st] September 2023** |_Mrs Alison Ainslie_|_Mrs S. Harrison_|_Mr M Phillips_| |---|---|---| |_Mrs M Best_|_Mr P. Harrison_|_Ms J Portrey_| |_Mrs P. Bissell_|_Ms M Hart_|_Mr A Purvis_| |_Mr S Bissell_|_Mrs C. Higham_|_Mrs G Purvis_| |_Mrs A. Bradbrook_|_Mr M Higham_|_Mrs A. Scott_| |_Mr J Chamberlayne_|_Mary Hogg_|_Mr J. Scott_| |_Ms H Charman_|_Pat Johnson_|_Mr C Rutherford_| |_Mr T. Coburn_|_Mrs Ada Lam_|_Mrs M. Thompson_| |_Mrs J. Dundee_|_Mrs D. Lawson_|_Mrs K Turner_| |_Ms T Davidson_|_Mr S Lawson_|_Mr B Thompson_| |_Miss J. Fielding_|_Mrs S. Mein_|_Mrs L Underwood_| |_Mrs A Firth_|_Mr J Niven_|_Mr R Warne_| |_Mrs J Fraser_|_Mr G Parkinson_|| |_Mr J Gibson_|_Mrs H Phillips_|| Deacon R. Lackenby, Rev J. Squares, Revds. C. & J. Jackson, Rev F. Weir ## **Aims and Organisation** The aims of Durham City Methodists are to: - Inform people about the love of God manifested in the giving of his Son, Jesus Christ; - Bear witness to that love by showing care to those in need; - To provide opportunities to worship God, through Jesus Christ; - To explore and demonstrate ways to follow Christ and promote God’s love in contemporary society by the power of the Holy Spirit The Church attempts to fulfil these aims by: - Having well organised and meaningful services of worship each Sunday and on other special dates in the Christian calendar; - Providing services of baptism, marriage and funeral; - Helping those in need, by providing a Foodbank and fundraising for charitable purposes; - Maintaining an orderly and welcoming building which can be used by other organisations; - Giving young people the opportunity to learn about the Christian faith in a safe and supportive environment, through Junior Church, and by giving adults the chance to explore their faith through house groups and meetings on church premises e.g. midweek prayer group, café-style/ discussion/reflective worship. ## **Organisation** The managing trustees of the church are the members of the Church Council, who are responsible for the activities of the church and the up-keep of the premises. They appoint the following committees to ensure the efficient running of the Church: - Property and Finance Committee - Pastoral Committee - Open Doors (Mission Team) ## **Activities in 2022 – 2023** During the 2022 – 2023 year, Durham City Methodists have maintained their life of worship and of service in the community and beyond, both virtually and face to face. Most of the church’s activities are of an ongoing nature. In its remit of worship, these consist of - Sunday worship services; - the celebration of Holy Communion; - Junior Church, meeting each Sunday during school term times; - House groups meeting face to face ; - Lunch Stop offering inexpensive meals weekly during term time; - Baptism, wedding ceremonies and funerals. All of these activities are open to the public. Its service to the community is manifested in many ways. - The church is both a collection and distribution point for Foodbank. - Each month, a charity is chosen to be supported by our monthly coffee mornings. We also regularly support Global Care projects and Suubi Africa - It supports a number of charities (e.g. special collections in aid of Action for Children, Methodist Homes for the Aged and in response to world disasters and areas of developing humanitarian need). In addition, when possible, offerings at communion services are donated to nominated charities each month. - Marriage Preparation classes are run as necessary. - Funerals are conducted in church, at the crematorium and cemeteries. - A creche is provided during Sunday morning services, when possible, for baptismal services. - The church has Uniformed Organisation Groups. - It has an associated Arts and Crafts Group. - Its members visit the sick and elderly. Birthday cards are sent to those over 80 years of age. - Every Wednesday (except for the holiday periods) a lunch is prepared and provided, attended by people from the local community. - It is one of the focal church venues for the Inclusive Christian Student Movement (Durham) and also welcomes students (and other visitors) from many countries. - We are a Fair-Trade church. - We belong to the Inclusive Church network. - We are working towards a gold Eco Award. - It is a popular venue for concerts and other public events. ## **Of special note in the 2022 – 2023 year were the following** : Recently we combined the two Methodist churches in the City Centre, North Road and Elvet, and are now Durham City Methodists, one church on two sites. We formed our one church council in November 2021. We are an Inclusive Church and as such we are on the membership map of inclusive churches in the UK. We have been granted our Silver Eco Award by A Rocha UK and are actively seeking to cut our carbon emissions and be more energy efficient. - Despite not being able to hold fundraising events as in the past we raised funds for local and national charities at our monthly coffee mornings and other fundraising and social events including ‘North East Mission – the Durham Winter Night Shelter’ and Mary’s Meals. - Over the past year a number of charities have received donations from our communion and other special collections. - Several members holding identified relevant positions within the church (staff, preachers, stewards, worship leaders, pastoral visitors and anyone working with or having contact with young people or vulnerable adults) have refreshed their safeguarding training with an updated module, in accordance with guidelines from The Methodist Church. - Several members holding identified relevant positions within the church (staff, preachers, stewards, worship leaders, pastoral visitors) have undertaken EDI training and this is ongoing. - The Chinese church, under the pastoral charge of Rev John Squares and TC Luk, continues to meet and grow with the influx of Hong Kongers. This is still a class of Durham City Methodists. - We have a small prayer area available for private prayer in the church when the church is open. - In our Open Doors team we are reviewing our missional and business plan for future growth and events, under the district heading of ‘every church growing’. - We are looking to increase our community engagement and have actively sought ways to become more involved in the local community. ## **Objectives for 2023 – 2024** - The Durham City Methodist Trustees will be working to see how we can grow God’s kingdom as we all face the challenges before us and continue to become one church on two sites. - We will continue our ongoing commitments, implement relevant aspects of the circuit plan and support areas of activity arising from our Open Doors hospitality group meetings, both virtual and face to face when possible. - We intend to make Elvet and North Road sites more visible and welcoming to the community. We are considering installing artistic structures in the front garden of the Elvet site to highlight church seasons e.g. Easter, Pentecost, a Nativity scene for Christmas etc. - We hope to be working more in our local community eg during the winter months partnering other local people in the Durham Winter Night Shelter. - Having one of the largest church buildings in our circuit we seek to offer alternatives for congregations of other churches, as well as students and visitors to the city. - We continue to provide variety of worship, offering occasional café-style, Iona and Taizé style services, introducing new hymns and hosting joint services with other Methodists, Anglican and Chinese churches. We will explore expanding mid-week services and developing ‘Messy Church’ worship for young families. - Our Methodist Students have amalgamated with students from the Church of England and other denominations and are now named the Inclusive Christian Movement Durham (ICMD) meeting regularly at both the Elvet site and St Oswald’s C of E as well as virtually. The group is open to those with or without any faith to come and explore. - We hope we can hold Open Church evenings for refreshment when Lumiere returns to Durham in 2025. - The Chinese Church congregation will continue to meet on Sundays and during the week – worship being offered in Mandarin, Cantonese and English when appropriate. Elvet Methodist Church Old Elvet Durham DH1 3HL North Road Methodist Church 28 North Road Durham DH1 4SG # **CHURCH RECEIPTS AND PAYMENTS ACCOUNTS** ## **THE METHODIST CHURCH** ## **STANDARD FORM OF ACCOUNTS** **Durham City Methodists (Elvet and North Road Methodist Churches)** FOR THE YEAR ENDED 31 August 2023 Durham and Deerness Valley Circuit Circuit no: **13/11** **Registered Charity - Registration number 1126844** ## **Minister:** Rev John Squares ## **Church Stewards:** Penny Bissell Jackie Fielding Anne Firth Christine Higham Joan Portrey Kath Turner Lynda Underwood ## **Treasurer:** Hilary Phillips 2022-23accounts.ods 1 of 7 ## **Durham City Methodists (Elvet and North Road Methodist Churches)** ## **ACCOUNTS FOR THE YEAR ENDED 31 AUG 2023** ## **Notes** ||**SECTION A**|||**Unrestricted**
**Funds**
**Restricted**
**Funds**|**Unrestricted**
**Funds**
**Restricted**
**Funds**|**£**
**92,615**
**5,867**
**137,200**
**6,113**
**Totals this**
**year**|**£**
**92,615**
**5,867**
**137,200**
**6,113**
**Totals this**
**year**|**Totals last**
**year**|**Totals last**
**year**| |---|---|---|---|---|---|---|---|---|---| |a1|**RECEIPTS**||**Note**|**£**|**£**|**£**||**£**|| |a2|Offerings and Tax recovered|||91,965|650|**92,615**||82,771|| |a3|Bank and CFB interest and
Investment income|||5,777|90|**5,867**||646|| |a4|Lettings, Wayleave & Other
Property|||133,100|4,100|**137,200**||145,175|| |a5|Bequests, Donations & Other
Receipts|||4,403|1,710|**6,113**||6,414|| |a6|||||||||| |a7|||||||||| |a8|**TOTAL RECEIPTS**|||**235,245**|**6,550**|**241,796 **|**(a7)**|**235,007**|| ||||||||||| ||**SECTION B**|||||**102,048**
**7,875**
**39,439**
**30,890**
**21,656**|||| |b1|**PAYMENTS**||||||||| |b2|Circuit Assessment|||102,048|0|**102,048**||109,856|| |b3|Donations|||4,975|2,900|**7,875**||4,975|| |b4|Repairs, Maintenance &
Improvements|||33,970|5,469|**39,439**||99,043|| |b5|Utilities (Insces, water rates,
heating& lighting)|||30,690|200|**30,890**||28,884|| ||||||||||| |b7|Other items|||11,316|10,340|**21,656**||10,369|| |b8|||||||||| |b9|**TOTAL PAYMENTS**|||**182,999**|**18,909**|**201,908 **|**(b9)**|**253,127**|| |||||||**39,888**|||| ||**SECTION C**||||||||| |c1|**(a8-b9)**
**NET RECEIPTS/ PAYMENTS**
**FOR THE YEAR**|||52,247|-12,359|**39,888**|||| ||||||||||| |c2|Total funds brought forward
from lastyear|||93,915|61,610|**155,525 **|**(c6)**|123,146|| |||||||**195,413**|||| |c3|**Sub total**
**(c1+c2)**|||146,162|49,251|**195,413**|||| ||||||||||| |c4|Transfers and adjustments|||-1,692|1,692|**0 **|**(c8)**|50,500|| ||||||||||| |c5|**(c3+c4)**
**TOTAL FUNDS AT END OF**
**YEAR**|||**144,470**|**50,943**|**195,413 **|**(c7)**|**155,525**|**(c6)**| ||||||||||**4**| ||**SECTION D**||||||||| |d|**(these amounts are not included in total receipts/payments figures above)**
Balance brought forward from lastyear
100
1,984
8,364
4,592
7,479
6,476
**985**
**100**
**FOR INFORMATION ONLY:MONEY RECEIVED AND PASSED ON TO EXTERNAL ORGANISATIONS**
Offerings/Gifts -received for external organisations
Offerings/Gifts -passed to external organisations
**BALANCE STILL TO BE PAID** (d1+d2-d3)||||||||| |d1|Balance brought forward from lastyear|||||100||1,984|| |d2|Offerings/Gifts -received for external organisations|||||8,364||4,592|| |d3|Offerings/Gifts -passed to external organisations|||||7,479||6,476|| |d4|**BALANCE STILL TO BE PAID** (d1+d2-d3)|||||**985**||**100**|| 2022-23accounts.ods 2 of 7 Durham City Methodists (Elvet and North Road Methodist Churches) ## **SUMMARY OF CHURCH ACCOUNTS AND INTERNAL ORGANISATIONS REPORTING TO THE CHURCH COUNCIL** ## **SECTION E Please follow the Guidance Notes to complete this page** Summary of the Church accounts for the year ended 31 August 2023 and internal organisations reporting to the Church Council. All internal organisation funds are unrestricted funds. ||**INTERNAL**
**ORGANISATIONS**|Receipts||Payments||Net Receipts/
Payments||Adjustments||Openingbalances||Closingbalances|| |---|---|---|---|---|---|---|---|---|---|---|---|---|---| |e1|**Arts & Crafts**|162||162||0||0||10||10|| |e2|**Elvet Flower Fund**|817||725||92||0||701||794|| |e3|**Lunch Stop**|3,112||1,398||1,713||0||2,317||4,031|| |e4|**Thursday Club**|0||663||-663||0||663||0|| |e5|**Messy Mornings**|90||142||-52||0||152||100|| |e6|**North Road Fairtrade**|0||332||-332||0||332||0|| |e7|**Chinese Church**|21,040||18,562||2,478||0||48,378||50,856|| |e8|Sub total of Internal
Organisations funds|25,220||21,984||3,237||0||52,553|**(e11)**|55,790|**(e12)**| |e9|**Church accounts (totals**
**brought forward from page 2 -**
**totals column)**|**241,796**|**(a7)**|**201,908 **|**(b9)**|**39,888**||**0 **|**(c8)**|**155,525 **|**(c6)**|**195,413**|**(c7)**| |e10|**TOTAL CASH FUNDS**
**HELD BY CHURCH**|**267,016**||**223,891**||**43,125**||**0**||**208,079**|**(x)**|**251,204**|**(y)**| ||Continue on a separate sheet if
necessary and bring the totals
forward|**TOTAL RECEIPTS**||**TOTAL PAYMENTS**|||||||||| ## **SECTION F** ||||||| |---|---|---|---|---|---| ||**SECTION F**||||| ||**STATEMENT OF ASSETS AND LIABILITIES**
**CHURCH - CASH FUNDS HELD**
Cash in hand
Bank Current Account
Bank Deposit Account
Central Finance Board
Trustees for Methodist Church Purposes
Other funds
**SUB TOTAL - Church accounts**
**TOTAL CASH FUNDS HELD BY CHURCH**
Total funds held by Internal Organisations (the
closingbalance total from above) (e12)||**At 01/09/2022**
172
21,474
3,625
104,343
25,911
**155,525**
(c6)
**52,553** (e11)
**208,079**
(x)
**OPENING**
**BALANCES**|**At 31/08/2023**
**CLOSING**
**BALANCES**|| |f1|Cash in hand|||0|| |f2|Bank Current Account|||11,570|| |f3|Bank Deposit Account|||608|| |f4|Central Finance Board|||157,300|| |f5|Trustees for Methodist Church Purposes|||25,936|| |f6|Other funds||||| |f7|**SUB TOTAL - Church accounts**|||**195,413**|(c7)| |f8|Total funds held by Internal Organisations (the
closingbalance total from above) (e12)|||**55,790**|(e12)| |f9|**TOTAL CASH FUNDS HELD BY CHURCH**|||**251,204**|(y)| ||||||| ||**SECTION G**
**OTHER ASSETS and LIABILITIES**
Investments(include Endowments)
Other Assets
Loan(s)- show amount outstandingatyear end
Other Liabilities
Land & Buildings (see notes re
Insurance value)||At
1 September 2022
8,522
14,549,363
783,327
68,500
0|At
31 August 2023
**Note**
8,160
15,332,690
**5**
0
**5**
60,478
0|| |g1|Investments(include Endowments)||8,522|8,160|| |g2|Land & Buildings (see notes re
Insurance value)||14,549,363|15,332,690|| |g3|Other Assets||783,327|0|| |g4|Loan(s)- show amount outstandingatyear end||68,500|60,478|| |g5|Other Liabilities||0|0|| f4 Include only Funds held at the Central Finance Board f5 Include only Funds held at Trustees for Methodist Church Purposes g1 Include any other investments 3 of 7 2022-23accounts.ods ## **Durham City Methodists (North Road and Elvet Methodist Churches)** ## **Loans** At 31/08/2023 the church had outstanding loans as follows: |**Lender**|**Date of loan **|**Interest rate**|**Capital**
**remaining**|**Notes**| |---|---|---|---|---| |Methodist Chapel Aid|2014|4.5% (variable)|£6,000.00|This loan for the refurbishment of the former manse at No. 27, North
Road is being repaid at £3,000 plus interest per 6 months, the income
used for thispurpose beingrent received for thatproperty.| |Durham & Deerness Valley
Circuit|2022|1.5% (fixed)|£33,977.92|These loans from the Circuit and from church members to pay for
refurbishing the former caretaker’s house at No. 8, Old Elvet will be
repaid through rent received for that property over the next few years.
The Circuit is expected to be repaid within 5 years and the church
members will be repaid as soon aspossible after that.| |3 church members|2022|0%|£20,500.00|| ## **Endowment Funds** |**Endowment Name**|**How the capital is invested**|**Current**
**Capital**
**Value**|**Income**
**2022/23**|**What the income was used for**| |---|---|---|---|---| |Trust 15370: Mrs Margaret
Hopper|868 CFB Managed Mixed
Fund Units|4,364.30|121.47|Income to General Church Fund| |Trust 8312: Surplus Funds|755 CFB Managed Mixed
Fund Units|3,796.14|105.65|Income to General Church Fund| ||Totals|8,160.44|227.12|| ## **Payment to Trustees** |Number of trustees (i.e. members of the Church Council) who were paid expenses.
Payments made to trustees for additional services provided to the Church by agreement
with the Church Council.||**This year £s Last year £s**|**This year £s Last year £s**| |---|---|---|---| |||500.00|500.00| ||||| |||1|1| ||||| |Nature of the expenses:
Payment in lieu of expenses to Mrs P Bissell in her capacity as Church Secretary.||500.00|500.00| ||Totals|500.00|500.00| ## **Paid employees** The Church has no paid employees. 4 of 7 2022-23accounts.ods ## **Notes Accompanying the Accounts** ## **1 Basis of accounting** With annual total receipts falling below the £250,000 accounting threshold, the accounts have been prepared on a receipts and payments basis in accordance with Charity Commission rules. There have been no changes in accounting conventions from the previous year. ## **2 Donations from Church Funds** |**2 Donations from Church Funds**|| |---|---| |The following donations were made from general funds:
To Methodist Funds
£s
To Other Recipients
The World Mission Fund
2290.00
Durham Churches Together
The Mission in Britain Fund
1490.00
Bible Society
The Property Fund
345.00
St Cuthbert’s Hospice
The Leybourne Trust
100.00
St Margaret’s Centre
Action for Children
115.00
All We Can
230.00
Total
4570.00
Total|£s
60.00
115.00
115.00
115.00| ||405.00| In addition, £2,900 was donated from the Youth Fund to Global Care to fund three young people from the church on a visit to Spurgeon’s Academy, Kibera (Kenya) in Nov/Dec 2022. ## **3 Transfers and adjustments** £1691.84 has been transferred from General to Restricted funds to prevent overspend of restricted funds and to correct an income allocation error in 2021/22 accounts. ## **4 Money Received on Behalf of External Organisations or Individuals** The following amounts were raised and passed onto other charities through special collections, coffee mornings etc. Gift Aid and GASDS were claimed on collections, where appropriate, and passed on. Where a collection was made after 5th April, the GASDS on the collection has been passed on to the charity in advance of receiving it from HMRC, but as we cannot claim GASDS from HMRC until the end of the tax year in April 2024, this leaves us with a negative amount outstanding. In addition the church received fees from weddings/funerals which were passed on to individuals, and a donation from another church to pass to the Circuit for use of their photocopier. |DEC – Pakistan appeal
Durham Winter Night Shelter
Easter Offering – World Mission Fund
Bin Twinning
Durham Foodbank
Royal British Legion
Mary’s Meals
Crisis at Christmas
Lisa Shaw’s Little ‘Uns
St Margaret’s Centre
DEC – Turkey & Syria Earthquake appeal
St Cuthbert’s Hospice
Daft as a Brush
RT Projects
Christian Aid
RefUSE
Water Aid
Circuit trip to 3Generate
Payments for individuals and the Circuit
Total|Brought forward
Received
Passed on
Outstanding at 31/08/2023
£0.00
£662.88
£662.88
£0.00
£10.00
£699.94
£709.94
£0.00
-£10.00
£322.30
£349.44
-£37.14
£0.00
£153.00
£153.00
£0.00
£100.20
£17.00
£117.20
£0.00
£0.00
£232.46
£232.46
£0.00
£0.00
£2,085.20
£2,085.20
£0.00
£0.00
£327.70
£327.70
£0.00
£0.00
£289.15
£289.15
£0.00
£0.00
£281.00
£281.00
£0.00
£0.00
£652.88
£652.88
£0.00
£0.00
£299.71
£299.71
£0.00
£0.00
£327.65
£327.65
£0.00
£0.00
£250.10
£250.10
£0.00
£0.00
£152.00
£158.75
-£6.75
£0.00
£276.45
£276.45
£0.00
£0.00
£37.00
£0.00
£37.00
£0.00
£992.37
£0.00
£992.37
£0.00
£305.00
£305.00
£0.00
£100.20
£8,363.79
£7,478.51
£985.48| |---|---| ## **5 Value of Buildings & Assets at 31/08/2023** |Church Building (Elvet)
Church Building (North Road)
House at No. 27 North Road
House at No. 8 Old Elvet|£s
10,405,295
4,005,012
663,330
259,053
15,332,690
The churches and other buildings are in excess of 100 years old and
are listed at their insurance value, in accordance with guidelines
issued by the Methodist Connexion. In previous years’ accounts the
organ at Elvet was listed separately but now it is included with the
building valuation.| |---|---| 5 of 7 2022-23accounts.ods DECLARATIONS TrM•urnr I confwm that I have prepared the ￿)Unts from the rec¢xd6 of the Church arn1 Ihat irtludo all fvnds urKler the control of the Church Counul Signaturn of Treasurer lo 2oL8 H M Phillips 35 Archèry Rth, Durh￿, DH14LA Prn8ontatlon to th• Church Councll for approval I ￿￿fim1 that thè Acc(￿rtts have ba•n wntéd to the Church Counrjl ¢)n and were approvod &gnaturn of tha Char of the maetsrYJ Name ofth• Ch*r rnethng Indop•nd•nt Ex*nln•fs Roport to tho Trust•M of Durham Clty Mothodl•ts This Rewt * on the Church Aecounts the year ended 31108r2023 Camed out under Sectson 43 of tho Chantw kt 1993. or In Scotsnd SeclK*n 11 of the ehantses and Trustee In￿tsnOrt {ScoUand} Act 2(K)5 R•4poctlv• rn8pon•lblllt1o8 of Tru8toos and EXan￿ne1 As Tntste08, you arn re8pon*bl8 *)r the preparaknn oftrn am)unts The Chanty's Trustees ca￿der that an audrt Is not required for this yew under seCt￿n 4312) of the chan￿ kt 1993 (tIE 1993 kt) or under Regulation 10 (1){d) of Th? chan1￿$ Accounis (Scotland) RegulatM)ns 2006 (tho 20C6 P£counts RegulatN)ns} and that an Ind8p8ndent examInat￿n Is need8d It Is my reSpOn￿￿lrtY to . èxarThnè the acu)unts urKler Sectson 43 ofthe 1993 Aci and sathon44(1) of the charrt￿$ and Trustee InVestr￿nt (Scotland> 2005, . to th8 W0￿d￿98 laKI dunts, and Seekry eXp￿na￿￿8 from you as Truste88 cor￿arning any s￿h matters The wocedwe8 uThlertaken do not provhde all the evMJence that M)uhJ be requTrd In an audrt and (x)nsequenlly O￿n￿n ￿ gNen as to whgther the accounts prèsent a and fwr and roport ts IINMtsd to th088 8et out In the statemt bok In(knp•nd•nt Examln•f• Stat•mwrt In connect#M wrth my examin8tson, no matter has con* to my attent (1) which gm$ r•awbl• cause k) b&b￿ t￿t In any n*tsrAI mpect tr* r•quirernnts to keep actounbThJ r￿ordS In &cordar￿8 wth SectK)n 41 of 1993 kt and S 44 (1 Xa) ofthe 2005 Acl arKI Regulatsn 4 01 the 2008 kcounts. arnl • to prepare xcounts whth accord the accounbTrJ rpLords aThJ L￿Mpty tt ac¢ountsrKJ requIre￿nts of the 1993 Act and Seckn 44(1)9b} of the 2005 Aot and Regulat￿n { of t￿ 20(￿ RegulatK+ns) hav• not b￿n or (2} to whth, In ry opinKJn, atkntKJn shouhJ be drawn In order b enable a proper undeistsndtslg of the xcounts reached Nan Ef4 Ki rl s￿natsJ Relwant Pnfes8K)nal qualfflcatK)n or t￿Y 78 DL>A￿L¥￿ 3rf1.4LL a9 z* 7of7