Trustees’ Report and ## Unaudited Accounts for the year ended 31 December 2021 ## Report of the Trustees for the year ended 31 December 2021 **PRINCIPLE ADDRESS TRUSTEES INDEPENDENT EXAMINER** 15 Love Lane Mark Chitty Melanie Holroyd, CGMA Stourbridge Susie Hancock Shieling DY8 2DA Robin Hancock Links Road Bramley Surrey **REGISTERED CHARITY NO. GOVERNING DOCUMENT** GU5 OAL 1126668 Trust deed ## **CHARITY OBJECTS** _“To support orphans, vulnerable children and their families through the provision and support of schools, orphanages and other services that will enable them to develop their skills and escape poverty.”_ Umunandi’s work is focussed in a slum area of Lusaka, the capital of Zambia. We support and invest in Greenpark Trust School, a local school providing care and education to over a hundred orphans and vulnerable children (OVCs). Pupils whose parents are alive and able to work are not eligible beneficiaries of Umunandi’s assistance. ## **MAIN ACTIVITIES** - Provide sponsorship for orphans and vulnerable children (OVCs) so that they can complete their basic education - Make grants for the purchase, renovation and improvement of educational facilities so that OVCs can receive a more complete education in a safe, healthy environment - Fund income generating schemes so that the educational facilities can become self-sustaining - Provide funds to set up literacy classes for women so that they can improve their employment opportunities and learn about HIV, contraception, health, child abuse and domestic violence - Expand the sponsorship program to enable gifted children to continue their education through secondary school and university where appropriate In our view there is no detriment or harm that may arise from carrying out these aims. Sponsorship income is paid to Greenpark Trust School to cover the sponsored OVCs’ school fees. As in every school, a significant portion of the school fees go towards paying staff salaries. As a result, the school staff receive a private benefit from Umunandi. This benefit is secondary to the benefit received by the OVCs themselves. In addition, this private benefit will help establish over time a stable school with a low turnover of well-motivated staff, which is very much in the interest of Umunandi and the OVCs we serve. **Umunandi |** Registered Charity 1126668 **|** www.umunandi.org 01384 393548 **|** info@umunandi.org **|** 15, Love Lane, Stourbridge, DY8 2DA 2 for the year ended 31 December 2021 ## Report of the Trustees ## **PERFORMANCE DURING 2021** 2021 remained very challenging for the charity with the UK largely locked down due to the Covid pandemic until 19[th] July when restrictions were lifted. The continued impact on jobs and lives of everyone in the UK had a knock-on effect to sponsor donations and there was a marked drop off in sponsorship during the year as people felt the economic pinch. We are, however, extremely grateful to all out sponsors who remained loyal to the cause and maintained their sponsorship donations to Umunandi, enabling the charity to continue its support of the Green Park Trust School in Lusaka in Zambia. The charities trustees were unable to meet for various reasons and understandably attention was focussed on their own working lives and those of their families in a world of turmoil where many sectors of business were feeling enormous strain. The trustees endeavoured to maintain close contact throughout the year with Green Park School through video calls to offer ongoing support and advice. The trustees were unable to visit the school during 2021 due travel and financial restrictions. **Umunandi |** Registered Charity 1126668 **|** www.umunandi.org 01384 393548 **|** info@umunandi.org **|** 15, Love Lane, Stourbridge, DY8 2DA 3 ## Report of the Trustees for the year ended 31 December 2021 ## **FINANCIAL REVIEW** ## RESERVES POLICY Umunandi does not have a reserve or savings account. We channel the funds raised from our donors through to Greenpark Trust School in Zambia on a scheduled basis, attempting never to spend more than we have raised. Signed on behalf of the committee Robin Hancock, Trustee Approved by the Trustees on 30 Sept 2023 **Umunandi |** Registered Charity 1126668 **|** www.umunandi.org 01384 393548 **|** info@umunandi.org **|** 15, Love Lane, Stourbridge, DY8 2DA 4 for the year ended 31 December 2021 ## Report of the Trustees ## **ACCOUNTANT'S REPORT ON THE UNAUDITED ACCOUNTS** I report on the accounts for the year ended **31 December 2021** , as set out on the following pages. ## RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the Act) and that an independent examination is needed. It is my responsibility to: - examine the accounts under section 145 of the 2011 Act; - follow the procedures laid down in the General Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; - state whether particular matters have come to my attention. ## BASIS OF OPINION My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and the seeking of explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below. ## INDEPENDENT EXAMINER'S STATEMENT In connection with my examination, no matter has come to my attention: 1. which gives me reasonable cause to believe that in any material respect the requirements: - to keep accounting records in accordance with section 130 of the Act; and - to prepare accounts which accord with the accounting records and to comply with the accounting requirements of the Act; have not been met; or 2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed 30 September 2023 **Melanie Holroyd CGMA** Shieling, Links Road, Bramley, Surrey, GU5 0AL **Umunandi |** Registered Charity 1126668 **|** www.umunandi.org 01384 393548 **|** info@umunandi.org **|** 15, Love Lane, Stourbridge, DY8 2DA 5 ## Report of the Trustees for the year ended 31 December 2021 ## **RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED 31 DEC 2021** |**Income**
Program donations
Operations donations
Event
Loans
Gift aid
**Expenditure**
Salaries
Greenpark School fees & investment
Event
Charity administration costs
Travel, meals, accomodation
Gifts & equipment
Bank charges
**Surplus / (Deficit) for the year**
**Funds balance at 1 January**
**Funds balance at 31 December**|**2021**
**£**
23,065
9,750

363

-

-

33,178
7,700
32,020
-
3,490
-
-
-
(43,210)
(10,032)
11,173
1,140|**2020**
**£**
32,938
8,600
413
-
5| |---|---|---| |||41,956
8,400
27,204
-

180
-

-

20| |||(35,804)| |||6,152
5,021| |||11,173| **Umunandi |** Registered Charity 1126668 **|** www.umunandi.org 01384 393548 **|** info@umunandi.org **|** 15, Love Lane, Stourbridge, DY8 2DA 6 ## Report of the Trustees for the year ended 31 December 2021 **----- Start of picture text -----**
STATEMENT OF ASSETS & LIABILITIES
2021 2020
£ £
Current assets
Bank account 1,140 11,173
Current liabilities
Loan (10,000)
Loan write-off from donor 10,000
Net assets less liabilities 1,140 11,173
Funds
Unrestricted funds 1,140 11,173
**----- End of picture text -----**
Signed on behalf of the trustees 30 September 2023 **Robin Hancock** Trustee **Umunandi |** Registered Charity 1126668 **|** www.umunandi.org 01384 393548 **|** info@umunandi.org **|** 15, Love Lane, Stourbridge, DY8 2DA 7