Registered Charity number:
1126570
COVENTRY EDUCATION AND WELFARE TRUST
REPORT AND ACCOUNTS
31stAu
ust 2025

COVENTRY EDUCATION AND WELFARE TRUST
FINANCIAL ACCOUNTS
FOR THE YEAR ENDED 31ST AUGUST 2025
CONTENTS
Administrative Information.
2104
Trustees annual report
Independent Examiners Report
Statement Of Financial Activities.
Balance Sheet.
81010
Notes lo the accounts

COVENTRY EDUCATION AND WELFARE TRUST
TRUSTEES ANNUAL REPORT
FOR THE YEAR ENDED 31ST AUGUST 2025
TRUSTEES:
Mr Nairn Ashvjue
Mr Suleman Bhayal
HEADTEACHER:
Mariam Ashique
ADDRESS:
643 Fo￿$hI11 Ro*J
Coventy
CV6 SJQ
BANKERS:
BardyB Bank plc
HSBC Bank Flc

COVENTRY EDUCATION AND WELFARE TRUST
TRUSTEES ANNUAL REPORT
FOR THE YEAR ENDED 31ST AUGUST 2025
The Iruslees pr&senl Ih61r 2025 annual repori and accounl,
1. CONSTITUTION
Covèntry Educallon and Welfare Twsl ICEWTI Is conslllul8d under a trust deed dated
T September 2008.
The trust was registered as a charity on 5 Novembgr 2008 and Il's regislrab'on
number is 1126570.
Thg Trustees have legal responslblllty for the operation of ihe TNSI, and a management
committee which includes one Iruslee is responsib1& for the day lo day
affairs of the charity.
2. OBJECTS
The objects of the charity as sel out in the constitution is as sel out bek)w.'
11 To advance 0dL￿allon generally through the management of Lote Tree Primary
The establlshmenl maintalning and management of buildings in order lo fulfill the objectives
sel out in this Glauso.
21 To promote for thè benefit of the inha￿tsnts of Coventry and the surrounding area Ihe
prowsion of faCIl￿eS for iecrealion or olhw leisure lime occupation ol individuals who
have need of such facilities by reason ol their youth, age, infirmity or disablement,
financial hardship or social and economlc ciicumstsnces or for tho publk al large In
the interests of social welfare and wlth the oblecl of improvln9 thg condlllon of life ol the
sald inhabitsnts.
31 Any eharitable purposes for gengral benefit of the people Ilvlng in the United Klngdom
and in particular people INing in and around Coventry, as the Iruslees shall from lim810 lime
d8t8miine.
3. ACTMTIES AND FUTURE PLANS
The Irusiees our objecb'ves and activi￿eS lo ensure Ihey continue lo reflect our objects.
The Iruslees in the current year have consklered the Charlty Comrnlsslon's gonerol guld8nco on
public benefit and are sausfied the ¢harity continuos lo providè public benefit. Th8 acts'vilies
undertaken lo achieve our objeciivè5 and provide public benefit are detailed as folbws.

COVENTRY EDUCATION AND WELFARE TRUST
TRUSTEES ANNUAL REPORT
FOR THE YEAR ENDED 31ST AUGUST 2025
3. ACTIVITIES Iconll
Covenlry Musllm SclKol ICMSI was 8slBbllth8d In 1991 for pupil$ aged 4.16 Imixed Primary
and Glrl's Secondary), af16r recognlzlng a growSng demand loi Muslim chiklren lo be oltered secular
education whllsi uph0￿1ng Ihdr Islamk morals and values. From the start ol aCade1n￿ ￿ar 2021
the school ch8ngod ifs name to Lole Tree PrimarylLTPI.
LTP operates piedominanty by colknting le¥s slthlent, donation$ from ￿dIVidUal$
and fundraisin9 gvoTrts.
Our aim isto inslil in our childr6n a strong seTh38 ol Istsmic idenlitythlch Iheycan te yowj ol,
whilst providing Ihern with Ihe high8$t slandords of educati￿. We hcpe lo Ilnsh&Aklhl produce
rèsponsible and projudbve, mojel Muslim citlzens vthowileonfidenltyérya99 within sooety
and meet the chdenges ol Ihe future, %￿lL￿¢ prgstnlng a postlfve Image ol Ihwr 15￿MI¢
personalty.
The management commltieg sel LP a charitaN8 tnjsl calK8d Coventy Edu¢abJn aNJ Weffare
Trust under a trust deed daigJ 7 September 2QO8.
The Twst was leg1st¢r￿ as a charty on 5th November 2￿8 %￿lh tharity numbw 1126570.
4. FINANCIAL REVIEW
The printip81 Inc￿* sourt•$ worts sludenl fo68, nurserywant, th)nal+Jns and fundraI￿n9.
Tlw nel delecit lor Ihe ye8ram¢untsd to £6,863 and n81 liablmy al 31 August 2025
was £53.191.
5. RISK MANAGEMENT
Th8 TNst 1$ reSpOn￿ble for tho over6eehg ofthe rlsks faced by the Gharlty. Detsilod
conslderalions ol rfsk are dgloga¢od lo Ihe Irusl$o8 dthe ¢harlly. Rhks are k1enIfl￿.
assessgd and control$ estaNished threughwl Iho year.
It Is recognl$ad Ihat system$ can (¥4y prov)dt ro8x+nabb lyjt not ab￿lUt8 a8surnncs Ihol malor
risks have boen adoqualety managed bul 1$ reasonable In relgilon lo the ¢urgnt 8ke ol Ihe tharEty.
Apprcorialo Ciininal R￿NdS Bureau ICR81 ¢heths, 8UPPQrt8d by rogulqr rwlews are m8dg olall
51aff and YO￿nte¥r3 who ¥￿th ehlklr•n. Atso Ihe Irusleo1 keop undor tho revl8w tho flTr?nc8S
of the ¢hartty.

COVENTRY EDUCATION AN
ELFARE TRUST
TRUSTEES ANNUAL REPORT
FOR THE YEAR ENDED 31ST AUGUST 2025
5. STATEMENT OF TRUSTEES. RESPONSIBILtriES
Ch8Tity law wuire the Iruslees lo prepare financS81 slalements for each financial year
which show a true and lair view of the slate ol affairs of the charlty and its financial
activities for the perfod. In preparing those financial 8ts18ments, the trustees are
required lo..
select suitable accountin9 ￿lIcIeS and then apply them consistent￿.
bl
make judgements and estimates that are feasonable and prudent.,
state wheiher applicable accounting stsndards and slatements of
recommended practlce have been followed. subject lo any departures
disdosed and explained in the finanek?I stalern8nts.' and
d)
prèp>r• Ihe. fin8nei#l stat@rnents on thÈ going ¢one•m basis unless it is
inappropriate to wesume that the charity will continue in operational
existence.
The trustees are resp)nsible for keeping proper accounting records and dis¢kJse
th reasonable accuracy al any b'rne financial position of the charity and lo enable
then lo ensure that the financial statements complywith the Chaiities Act 2011.
They ar8 also responslble for safeguarding the assets of tho charity and hence
taking reasonable steps for the prev8nlion and d8ledion ol fraud and olher
irregularits8S.
Approved by the Irusle88 on 19 Aprll 2026 and signed on Iholr b8half:
ITIu81oel
141

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
COVENTRY EDUCATION AND WELFARE TRUST
I report on the accounts ol th8 Chorily on pag8s 6 10 9 lor the year endod 31 AugLJsI 2024 which havg boon
prepared in accordance with Ihe Charitie5 Acl 2011 and w41h Ihe Flnancial Reporting Sland8rd IFRS1021,
adapted lo meo1 Ihe needs ol unincorporaled organisallons, as modified by the Sla10menl ol R8commendeiJ
Pra¢lice lor Accounllng and Reportlng Issued by the Charlty Commissloners lor England & Wal85. (Th8
SORPI. under the hlstorlcal cost convanllon and th8 acwunllng pollcies sel out on page 8.
Rès
e¢tlv• Ros
onslbllltlos of Trusteos and Examlner
As described on page 3. the Ch8ritls Iruslees are responslble lor the preparation ol tha accounts. The
charitys trustees considèr that an audit is nol re9ulred lor this year under s144121 of the Charitses Act 2011
and Ihal an independent examlnalion Is needed. l am qualrfied lo undertake the examination by being 8
qualified rnemb6r of the Inslilute of Chartered Accounlanls in EnglarKI and Wales.
11 is my fesponsilbilitylo..
al examine the accounts under secbon 145 of the 2011 Acl..
tyi io follow the wocedures iaiij down In Ihe General DlreG110Tr5 9ivviI by the Charity Commis¥ion undèr
section 14515llbl of the 2011 kl.. and.,
¢1 to stsle whether particular rnatters have come lo my attenuon.
8a$ls of Inde
endent examlnerf$ rè
ort.
My examination was ¢arri8d out in accordance With the general Direcknns given by tho Charity Commission.
An examination includes a review ol the accounting records kept by the charity and a comparison ol the
accounts presented with those record5.11 also indudes consideration of any unusual ilerns or disdosures in
th8 accounts. and seeking explanations from you as Iruslee5 concernirrfJ any such matters. The procedures
undertaken do not provide 011 Ihc cMden¢¢ that would b• r•quired in an audit and eonq&qiJ8ntly no opinion Is
given as to whether the acrAJunts prosenl a'true and lair view" and Ihe report is Ikmiled to those matt9rs sel
out in the statement below.
Inde
ènden
•xamlnef statomont
In connection with my examinatiL￿. no matter has corne lo my att8nlion.'
1)which gives me reasonable cause to believe that, in any material respect, the requirèmènts..
lo keep a¢cL)unts'ng recAJrds in accordance with gection 130 of the 2011 Act, and
to prepaTO a¢counts which a¢ctyd with thè aCc￿UntIt￿ ro¢ords and comply wllh thg a¢¢ounllng
roquirements of th8 2011 Act
hav8 not been m81,. or
2110 whl¢h, In my opinion, attention should be drawn In ordei lo en8blo a proper underslandlng ol the
gc¢ounls lo be r8a¢hed.
MR SALEH CHOWDHURY IFCCAI
Iq Aprll 2026

COVENTRY EDUCATION AND WELFARE TRUST
atem nt of Flnanelal Actlvltlo$ for tho Yoar to 31 st Au
u$t 2025
Restrlclgd
Unrt8lrlc10d In¢omfr
lund¥
lund#
Not•
2025
2024
Incomlng ro$our¢o8
Incom8 resources from charflable acllvllles
257.234
18,092
257,234
18.092
2J¥J.143
24,391
Income resources from generallng funds
275.326
275,326
262.534
Resources expended
Charitable a¢tivities
6 272,901
6 9,288
272,901
244,311
Govemance Cos15
9.288
6,367
282,189
282.189
250,678
Net In¢omlng/(outyolng) rnsources
before transfets
16.6631
146.3281
16,8631
146,3281
11.856
Total funds brought torward
158.1841
Total lunds carrled fonvard
53.191
53.191
46,328

COVENTRY EDUCATION AND WELFARE TRUST
Balanco Sho
131st A
t 2025
Not•
2024
Flx•d Asy•t
37.21Q
JS.173
Curr•nt Ass
HSBC Bank
Fe• 08btor8 &Cash bB
20.51
8.079
8.184
16.263
22.414
CuThent Llabllltl
Credrtrys &NurnBry Fe45
F￿$depo￿t8
40,229
520
1,847
66.515
97,764
111815
190,4011
181.5011
N•t As••
Ilabllltles
$3,191
46,328
r￿en
ISJ.1911
146.328)
53.191
46.328

COVENTRY EDUCAIION AND WILFARE TRUST
Noloj to Iho Account8 for Iho Year lo 31 st Au
1. Ac¢ouniin9 Pollelo•
Tho nnanclol slalonionls Hro PTopofod In eccoidanco wilh Ihe Slalernoni ol Recommonded Practice
"Accounlliig and Reportliig by Cli8illle3" propailng Iheir accoun18 In aiLordanc8 Wlh Ihe Financial Rewrting
Slandjrd 8ppllc8ble In Ilie UK and Republlc ol Irèland IFRS 1021 i6sued on 16 July 2014 and Charities Act
2011. Exompllon has be8n taken from preparlng a cash IIDW slatptneni under'seciion 7 Stslemenl ol Cash
Flows, as pennllled by FRS 102 on the grounds Ihal Ihe charily qUBllfi85 a5 9 small enlily.
ust 2025
lal Volunlary Incom& 18 recglved by way of donalions and gllts and Is included in full In tho Slalemonl ol
FlnonGlal AGlivlllv& when r8ceiv6d. vihor Incom8 Is accounted for on an accnjal basis a$ lar as il is pnjdent
to do so. Th• value o18ervlces provlded by volunieers has not b68n included.
Ibl StudeTrls lees ar• Includ•d (Th th8 Staiemènl ol FlTranclal Activities ISOFAI on accrual baJl5.
Icl Resources expanded Arg recognlsed In the period in whlch they are Incurred. Resources expended
includ8 atlribulabla VAT, thlch cannot be recovered. Since there are no r8Stricted Incoming resources Ihe
chartty trustses ara free to SP9nd the lund5 as Ihgy deem fit in th& futherance of the charivs objeclives.
Idl As a rogistered charity the charity is oen8rally exempl from Income and Capital Gains Tax, bul not from
VAT. Irrgcoverabla VAT is included in the cost of those items lo vthich it relates.
lel Dablor5 and crèditors
DebtOTS and creditors with no staled In10re51 rale ané receivable or payable wlhin onè year are ￿corded at
Irar¢sa¢lion price. Any losses arising frorn impairmonl are recognis9d in expendllure.
IQ Provislon$
Provl$B)Ths ar6 rè¢ognised the charity ha$ an obligation al the balanc8 sheet dale as a result ol a past
event,1115 probabl• that an outftow ol economlc b$neflls ￿11 be requlred In settlement and tho amount can
be roliabty eslirnated.
Igl Golng con¢gm
The trustees havé a3s8ssed the charfty's abllity lo contlnue as a golng concem In accordBn¢e wllh Ihe
r8quirem8nls of FRS 102 and thè Charities SORP.
At the balance sho01 dale, the charity has nel liabl11￿e8 and has Incurred a deflcll durln9 the year. The charfly
is dependenl on continued financial support from loans and luluro lundralslng activilles. Th8 axlsling loans
are unsecured 8nd ar& not subl&¢l lo fixed repaymenl10rrns.' how8vér. Ihay r&mAln r8payabl8 on d•rnand.
The Iruslees hav0 indicated that they do not expect the lenders lo request repaym8nl wthln the forfjseeable
lulure. In addition. the trustees have developed plans lo gonerale addillonal income through donallons and
lundolsln9 Inllalives to 8ddMs the ¢urTent deficit poslllon.
Nolwllhstandlt)g Iheso mitigatln9 factors. the P￿Stene* of net Ilabilities, ongolng defldts. and rellanco on
exlemal lundlng Indlcal6 the presence ol a material uncertalnty whlch may cast slgnificanl doubl on the
challty's ablllly lo cts)Ilnu8 as 8 going evncem.
The flnan¢l¥l s18lemonts do not include any adlustmenls thalwould rèsult ilth6 ¢hari¢y werè unable lo
continue as a golng concem. The Iruslags beliève that il remains aDprcJr>riAle to proparo Ihg financial
818lemenl$ on 8 golng concern ba$is. ha￿￿9 regard lo the support availab18 and the planned lundralsing
Èdlvities.
2. D¢proclalion Policy
FIx0d assets are dèprecialed 10Yo per annurn.

COVENT
ION AND WELFARE TR
ST
Noloo
ounl l(Ji Ihe Yoar lo 3111 Au
ust 2025
ES
UR
FRO
LEAC
Unr••lrtcl•d
htsnd•
R••lrlct•d
Incom• lundi
2025
2024
Sludenl F905
EllrfYY￿rs Grant & Nursery Fee$
131,596
125,626
257,234
131.59
125.636
257.234
121.282
116.681
258.143
Tho chadty ro¢dve8 grant liom Cov8ntyCounclldue lo the thILkare wows
pro%id6d from Ihe age 3-5. Underlhe govemmenl initwtwe overychlld beM*n th04e of Mls
enuled lo 15 hour Ireo n￿r￿ry *knabon.
INC
ING
URC
OM
ORG
TING F
Uthr•$irf¢t•d
fvnds
IDMm•funth
2025
2024
1B.0¥2
18,092
24.391
16.092
18.092
24.391
COSTS OF
HARITABLE ACT
UnMldct•d
funds
R•slrfct•d
kncmfunth
2025
2024
salari￿ and Wages
Postage, Stab"onery. Prinung and R￿￿r¢
Compuiersoftwwo and equlpmenl
Trdhiiny costs
Tdephone & htsmel
Inwran
Cknaning & Repairs
PE Hall Hir8 & Other school a¢tfviti88
Rale5
Bank charg88
DUpre￿all0￿
234.929
28,020
3,332
47
971
2,475
1.399
234,929
26,020
3,332
47
971
2,475
1,399
204,982
18.854
3,267
801
1,139
2,873
7,576
2.602
1,936
281
727
263
3,517
727
263
3,517
272,9D1
272,￿1
244.311

COVENTRY EDUCATION AND IVELFARE TRUST
810
h¢ Accounts lor the Year to 31 st Au
ust 2025
Unr••trlctod
fund•
Re•trl¢l•d
Incom• lund•
202S
2024
Subscrfptlon & DBS
9.288
9.288
6.367
9,288
9,288
6,367
PRNATE LOANS
AJI of the loans arè uTrsecured and are provlded illleresl Iro8 lo the charity.
FIXED ASSETS
Buildlng
Cost
1st August 2024
Additions
35.173
5.554
40,727
D*pr•Glatlon
1st August 2024
Charge For Year
4,517
-3,517
N81 Book Value al 31$lAugu5t2024
Nel Book Value o131$tAugusl 2025
35,173
37.210
UNRESTRIC
OME FUNDS.
Balanco at 1
septeM￿r
2024
Balance al
31 Au9USt
2025
In¢omlng
R•$ourc•$
Outgolng
Re•our¢e$
Ggiiuiiil luritjb
40,328
275,326
2B2,189
53,191
10 RELATED PARTY TRASNACTIONS
On8 ol the trustee$ is connected lo a party who Is ¢M￿Oyed by the charlty and recelves a saLgry. Thls arrangement
1$ pemiitted underthe term5 01 the Tru51 Deed. The salary pald Is consldered lo be in the best Interest ol th& eharity
and has been approved by tho independent trusle&$. The conne¢tsd trustee did not parucipate In the de¢lskJn-
maklng w¢Kess relat￿ to this ern￿o￿nent or remunaration.
1101