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2021-04-30-accounts

THE REDEEMED ASSEMBLIES TRUST

Charity No. 1126373

Trustees' Report and Unaudited Accounts

30 April 2021

THE REDEEMED ASSEMBLIES TRUST Contents

Pages
Trustees' Annual Report 3 to 4
Independent Examiner's Report 5 to 5
Statement of Financial Activities 6 to 6
Balance Sheet 7 to 7
Statement of Cash flows 14 to 14
Notes to the Accounts 8 to 13
Detailed Statement of Financial Activities 15 to 16

Page 1

THE REDEEMED ASSEMBLIES TRUST Trustees Annual Report

The Trustees present their report with the unaudited financial statements of the charity for the year ended 30 April 2021.

REFERENCE AND ADMINISTRATIVE DETAILS

Charity No. 1126373

Principal Office

821 Old Kent Road London SE15 1NX

Trustees

The following Trustees served during the year:

S. IYI L. OHONYON S. OKUNDAYE O. OMORUYI

Key Management Personnel

Trustee OSAGIE OMORUYI
Trustee LINDA OHONYON
Trustee NIAMKEY AMAN VICTOR EZANI
Trustee PASTOR SUNDAY
Chair SANDRA OKUNDAYE

Accountants

SA ACCOUNTANCY PRACTICE Suit 201, Equitable House 10 Woolwich New Road London SE18 6AB

Bankers

Barclays Bank PLC & Santander UK 104-108 Tower Bridge Rd, London SE1 3NG

OBJECTIVES AND ACTIVITIES

Page 2

THE REDEEMED ASSEMBLIES TRUST Trustees Annual Report

ACHIEVEMENTS AND PERFORMANCE

During the pandemic period Sunday church service and Friday prayer meeting were held online via zoom and YouTube. This enabled the gospel of Jesus Christ to reached different people of different backgrounds. There were an encouraging number of positive impact with online services

During this financial year, there was an increase in the supply of our food bank, including deliveries. The Trust purchased four (4) food bank vans; over £250,000 worth of food, essentials and other support given to the community members. There were other foreign missions projects some including Benue Community Water Project in Nigeria, Onwubiko in Ivory Coast Mission, among other projects.

The Redeemed Assemblies Trust was able to secure various grants including Government Furlough JRS, CCLORS Funding, WRAP (Waste & Food Redistribution), London Community Response, Covid-19 Emergency Response, and other grants from Southwark Council in support of the Covid-19 pandemic. Due to the financial impact of Covid-19, the Trust also contracted a Bounce Back Loan. The church trained volunteers to support with our COVID RELIEF project in the community.

In June 2020, church purchased a church property in Manchester for the Manchester Perish and completed a major renovation on the property. There was also change of trustees The Redeemed Assemblies Trust during this period. All necessary administrative activities to support change of trustees were completed, submitted and documented.

The Men's & Women's ministries marked their respective yearly anniversaries by organising forums to discuss various issues related to men, women, youth and family relationships. These programmes also attracted a lot of participants and helped resolve a lot of domestic issues. The church also organised marriage seminars to help married couples in and out of church community. Though this year was challenging, by the grace of God we were still able to reach many with the help of technology and we looking forward to operating differently when we go in person with the experience gained during this difficult time.

PLANS FOR FUTURE PERIODS

The Redeemed Assemblies Trust is always committed to focusing on our established vision until we have achieved our mission. Our acclaimed purpose has really propelled us to stick to the visions as spelt out as follows;

? Open more branches in the UK. ? Continue to affect the local community in a positive way. ? Continue to offer support in cash and in kind to the needy. ? Pioneer a music school to involve the youth in our community. ? To set up coffee morning to engage the elderly in our community

Statement of trustees' responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed on behalf of the charity's trustees

S. IYI

Page 3

THE REDEEMED ASSEMBLIES TRUST Trustees Annual Report

Trustee

11 January 2022

Page 4

THE REDEEMED ASSEMBLIES TRUST Independent Examiners Report

Independent Examiner's Report to the trustees of THE REDEEMED ASSEMBLIES TRUST

I report to the trustees on my examination of the accounts of THE REDEEMED ASSEMBLIES TRUST for the year ended 30 April 2021 which comprise the Statement of Financial Activities, the Balance Sheet, the Statement of Cash Flows and the related notes.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011('the Act'). The trustees consider that an audit is not required for this year under the Charities Act 2011, s.144(2) (the 2011 Act) and that an independent examination is needed.

I report in respect of my examination of the charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mark Essandoh SA ACCOUNTANCY PRACTICE Suit 201, Equitable House 10 Woolwich New Road London

SE18 6AB 11 January 2022

Page 5

THE REDEEMED ASSEMBLIES TRUST Statement of Financial Activities for the year ended 30 April 2021

Notes
Income and endowments
from:
Donations and legacies
3
Charitable activities
4
Other
5
Total
Expenditure on:
Raising funds
6
Charitable activities
7
Other
8
Total
Net gains on investments
Net income
9
Transfers between funds
Net income before other
gains/(losses)
Other gains and losses
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Total funds
2021
£
507,781
149,435
224,294
Total funds
2020
£
96,449
397,360
51,564
881,510
221,576
142,776
379,539
545,373
4,881
132,282
353,732
743,891
-
490,895
-
137,619
-
54,478
-
137,619 54,478
137,619
134,285
54,478
79,807
271,904 134,285

Page 6

THE REDEEMED ASSEMBLIES TRUST Balance Sheet

at 30 April 2021

at 30 April 2021
Charity No. 1126373
Fixed assets
Tangible assets
Current assets
Cash at bank and in hand
Creditors:Amount falling due within one year
12
Net current assets
Total assets less current liabilities
Net assets excluding pension asset or liability
Total net assets
The funds of the charity
Total funds
2021
£
201,773
201,773
120,131
120,131
-
120,131
321,904
271,904
271,904
271,904
2020
£
2,895
2,895
136,990
136,990
(5,600)
131,390
134,285
134,285
134,285
134,285

Approved by the trustees on 11 January 2022

And signed on their behalf by:

S. IYI Trustee 11 January 2022

Page 7

THE REDEEMED ASSEMBLIES TRUST Notes to the Accounts

for the year ended 30 April 2021

Basis of preparation

The financial statements have been prepared in accordance with Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Income

Volunteer help The value of any volunteer help received is not included in the accounts. Investment income This is included in the accounts when receivable. Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value revaluation of fixed at the end of the year. assets Gains/(losses) on This includes any gain or loss on the sale of investments. investment assets

Page 8

THE REDEEMED ASSEMBLIES TRUST Notes to the Accounts

Expenditure

Taxation

The charity is exempt from tax on its charitable activities.

Freehold investment property

Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.

Stocks

Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair value which is the amount the charity would have been willing to pay for the items on the open market.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Page 9

THE REDEEMED ASSEMBLIES TRUST Notes to the Accounts

Research and development

Expenditure on research and development is written off in the year in which it is incurred.

Foreign currencies

Monetary assets and liabilities denominated in currencies other than the functional currency of the charity are translated at the rates of exchange prevailing at the end of the reporting period.

Transactions in currencies other than the functional currency of the charity are recorded at the rate of exchange on the date that the transaction occurred.

All exchange differences are are taken into account in arriving at net income/expenditure.

Leased assets

Where the charity enters into a lease which entails taking substantially all the risks and rewards of ownership of an asset, the lease is treated as a finance lease.

Leases which do not transfer substantially all the risks and rewards of ownership to charity are classified as operating leases.

Assets held under finance leases are initially recognised as assets of the charity at their fair value at the inception of the lease or, if lower, at the present value of the minimum lease payments. The corresponding liability to the lessor is included in the balance sheet date as a finance lease obligation. Lease payments are apportioned between finance expenses and reduction of the lease obligation so as to achieve a constant rate of interest on the remaining balance of the liability. Finance expenses are recognised immediately, unless they are directly attributable to qualifying assets, in which case they are capitalised in accordance with the charity's policy on borrowing costs.

Assets held under finance leases are depreciated in the same way as owned assets.

Operating lease payments are recognised as an expense on a straight-line basis over the lease term. In the event that lease incentives are received to enter into operating leases, such incentives are recognised as a liability. The aggregate benefit of incentives is recognised as a reduction of rental expense on a straight-line basis.

Pension costs

The charity operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the charity pays fixed contributions into a separate entity. Once the contributions have been paid the charity has no further payments obligations. The contributions are recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet. The assets of the plan are held separately from the charity in independently administered funds.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

Page 10

THE REDEEMED ASSEMBLIES TRUST

Notes to the Accounts

2 Statement of Financial Activities - prior year

2
Statement of Financial Activities - prior year
Income and endowments from:
Donations and legacies
Charitable activities
Other
Total
Expenditure on:
Raising funds
Charitable activities
Other
Total
Net income
Net income before other
gains/(losses)
Other gains and losses:
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
3
Income from donations and legacies
4
Income from charitable activities
Unrestricted
funds
2020
£
96,449
397,360
51,564
545,373
4,881
132,282
353,732
490,895
54,478
54,478
54,478
79,807
134,285
Total
2021
£
46,959
507,781
Total
2021
£
5,067
144,368
-
-
149,435
Total funds
2020
£
96,449
397,360
51,564
545,373
4,881
132,282
353,732
490,895
54,478
54,478
54,478
79,807
134,285
Total
2020
£
96,449
96,449
Total
2020
£
104,112
91,074
125,542
76,632
397,360

Page 11

THE REDEEMED ASSEMBLIES TRUST

Notes to the Accounts

5 Other income

6
Expenditure on raising funds
Fundraising trading costs
7
Expenditure on charitable activities
Expenditure on charitable
activities
Governance costs
8
Other expenditure
Employee costs
Motor and travel costs
Premises costs
Amortisation, depreciation,
impairment, profit/loss on
disposal of fixed assets
General administrative costs
Legal and professional costs
Total
2021
£
-
106,138
224,294
Total
2020
£
50,854
710
51,564
Total
2021
£
-
221,576
Total
2021
£
500
11,680
9,418
142,776
Total
2021
£
213,857
25,127
57,147
13,846
21,710
47,852
379,539
Total
2020
£
4,881
4,881
Total
2020
£
87,062
1,580
43,640
132,282
Total
2020
£
168,177
37,457
102,716
7,246
4,355
33,781
353,732

Page 12

THE REDEEMED ASSEMBLIES TRUST Notes to the Accounts

9 Net income before transfers

Net income before transfers
2021 2020
This is stated after charging: £ £
Depreciation of owned fixed assets 13,846 7,246

10 Trustee remuneration and expenses

One or more of the trustees has been paid remuneration in the current or prior periods.

Trustee
Remuneration
S. IYI
9,418
Number of trustees paid expenses
11 Staff costs
Salaries and wages
No employee received emoluments in excess of £60,000.
12 Creditors:
amounts falling due within one year
Other loans
Pension
-
2021
Number
-
146,811
156,887
2021
£
-
-
Other
benefits
-
2020
Number
12
114,400
114,400
2020
£
5,600
5,600
13 Reconciliation of net debt
Cash and cash equivalents
Borrowings
Net debt
At 1 May
2020
£
Cash flows
£
At 30 April
2021
£
136,990 (16,859) 120,131
136,990
(5,600)
(16,859) 120,131
-
5,600
(5,600)
131,390
(44,400)
(61,259)
(50,000)
70,131

Page 13

THE REDEEMED ASSEMBLIES TRUST Statement of Cash flows for the year ended 30 April 2021

Cash flows from operating activities
Net income per Statement of Financial Activities
Net cash (used in)/provided by operating activities
Net cash from investing activities
Cash flows from financing activities
Repayment of borrowings
Net cash from financing activities
Net (decrease)/increase in cash and cash equivalents
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
2021
£
137,619
(72,829)
11,570
44,400
44,400
(16,859)
136,990
120,131
2020
£
54,478
25,872
51,564
5,600
5,600
83,036
12,000
95,036
Components of cash and cash equivalents
Cash and bank balances 120,131 136,990
120,131 136,990

Page 14

THE REDEEMED ASSEMBLIES TRUST Detailed Statement of Financial Activities

for the year ended 30 April 2021

Income and endowments from:
Donations and legacies
Charitable activities
Other
Total income and endowments
Expenditure on:
Costs of other trading activities
Total of expenditure on raising
funds
Charitable activities
Governance costs
Total of expenditure on charitable
activities
Salaries/wages
Staff training
Staff welfare
Temporary staff
Vehicles - Repairs and
maintenance
Travel and subsistence
Total funds
2021
£
46,959
507,781
5,067
144,368
-
-
149,435
-
106,138
224,294
881,510
-
-
221,576
500
11,680
133,358
9,418
9,418
142,776
146,811
5,270
42,590
9,110
213,857
8,062
2,064
25,127
Total funds
2020
£
96,449
96,449
104,112
91,074
125,542
76,632
397,360
50,854
710
51,564
545,373
4,881
4,881
4,881
87,062
1,580
88,642
43,640
43,640
132,282
114,400
2,184
35,293
16,300
168,177
1,884
35,573
37,457

Page 15

THE REDEEMED ASSEMBLIES TRUST Detailed Statement of Financial Activities

Rent
Light, heat and power
Premises cleaning
Premises insurances
Premises repairs and
maintenance
General administrative costs,
including depreciation and
amortisation
Depreciation of Motor Vehicles
Depreciation of Plant &
Machinery
Information and publications
Stationery and printing
Telephone, fax and broadband
Legal and professional costs
Accountancy and bookkeeping
Other legal and professional
costs
Total of expenditure of other costs
Total expenditure
Net gains on investments
Net income
Net income before other
gains/(losses)
Other Gains
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
13,625
3,957
1,231
541
37,793
57,147
-
13,846
-
4,020
1,793
35,556
3,110
40,671
47,852
379,539
743,891
-
137,619
137,619
-
137,619
134,285
271,904
47,303
2,504
5,257
3,769
43,883
102,716
5,559
1,687
3,209
123
1,023
11,601
1,940
31,841
33,781
353,732
490,895
-
54,478
54,478
-
54,478
79,807
134,285

Page 16