| 

ARMY Trustees’ Annual Report for the period id ,Mins Period start date Period end date a ae | From To 


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section A<br>**----- End of picture text -----**<br>


## Reference and administration details 

## Charity name|F RESHWATER MINISTRIES UK 

Other names charity is known by| 

Registered charity number (if any) Charity's principal address |4 YEADON GROVE 

## LWCMISSION 

| 

CHORLEY LANCASHIRE 

Names of the charity trustees who manage the charity 

1 ANTHONY LACY _| CHAIR ee 2{KATHRYNGALE || S{JOHNLACY 4/MICHELLELACY | | CT t—“CSCsdzy A A a a A A a a A O A CO LC A a A A 2 Names of the trustees for the charity, if any, (for example, any custodian trustees) Name Dates acted if not for whole year 

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March 2012 

## Names and addresses of advisers (Optional information) 


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|||||||
|---|---|---|---|---|---|
|Type|of adviser|Name|Address|
|Name|of chief executive or names|of senior staff members|(Optional|information)|
|Section|B|Structure,|governance|and|management|
|Description|of the|charity’s|trusts|
|Type|of governing|document|TRUST DEED|
|How the|charity|is constituted|ACCORDING TO THE RULES AND REGULATIONS OF THE TRUST|
|Trustee|selection|methods|BY|EXISTING TRUSTEES|

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## Description of the charity’s trusts 

## Additional governance issues (Optional information) 

You may choose to include additional information, where relevant, about: 

- e policies and procedures adopted for the induction and training of trustees; 

- e the charity's organisational structure and any wider network with which the charity works; 

- e relationship with any related parties; 

- e trustees’ consideration of major risks and the system and procedures to manage them. 

## Section C 

## Objectives and activities 

TO SUPPORT AND ADVANCE THE WORK OF LWMINDIA AND OTHER SIMILAR WORKS IN OTHER PARTS OF THE WORLD 

Summary of the objects of the charity set out in its governing document 

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March 2012 


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TO PROVIDE REGULAR SUPPORT TO LWMI AND FIAM IN THE<br>ORPHANAGES AND SCHOOLS AND ADULT TRAINING<br>THE EDUCATION OF CHILDREN<br>ADULT STUDIES TO DEGREE LEVEL<br>SCHOOL AND NURSERY SUPPORT<br>ALL TRUSTEES ARE IN POSSESSION OF THE STATUTORY<br>DOCUMENTS CONCERNING THEIR RESPONSIBILITIES<br>Summary of the main<br>activities undertaken for the<br>public benefit in relation to<br>these objects (include within<br>this section the statutory<br>declaration that trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>benefit)<br>**----- End of picture text -----**<br>


## Additional details of objectives and activities (Optional information) 

You may choose to include further statements, where relevant, about: 

- e policy on grantmaking; 

- e policy programme related investment; 

- e contribution made by volunteers. 

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March 2012 

Section D 

Achievements and performance 

|Section D|Achievements and performance|
|---|---|
|;<br>Sumereee.arity <br>anne ieaea?<br>gmey|PAYMENTTOLWMISTAFFANDSUPPORTWORKERS<br> |EDUCATIONFEESFORCHILDREN<br>SUPPORTTOTWOORPHANAGESANDSCHOOL<br>PROVIDINGADDITIONALSUPPORTFORONLINELEARNING|
||CHILD SPONSORSHIP|
||SPONSORHIP FOR CHURCH LEADERS|
||SUPPORTFORLIBERIA-PASTORANDFAMILY|



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March 2012 

Section E Financial review 

- Brief statement of the TO HAVE ONE MONTHS FINANCIAL COMMITMENT IN RESERVE Charity’s policy on reserves 

Details of any funds materially — in deficit 

Further financial review details (Optional information) 

- You may choose to include additional information, where relevant about: 

- e the charity’s principal sources of funds (including any fundraising); 

- e how expenditure has supported the key objectives of the charity; 

- e investment policy and objectives including any ethical investment policy adopted. 


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Section F Other optional information<br>**----- End of picture text -----**<br>


## Section G Declaration 

The trustees declare that they have approved the trustees’ report above. 

Signed on behalf of the charity’s trustees 

Full name(s)| ANTHONY LACY so Pa Be eee Position (eg Secretary, Chair, |[CHAIR] TRUSTEE etc) Date) 1 3™ JANUARY 2026 

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qe; | CHARITY COMMISSION FOR ENGLAND AND WALES|FRESHWATER MINISTRIES UK Receipts and payments accounts CC16a For the period + from 01/10/2024 id 30/09/2025 Section A Receipts and payments Unrestricted Restricted Endowment funds finds tangs Total funds Last year tothe nearest £ to the nearest£ to the nearest£ to the nearest£ to the nearest£ A1 Receipts [ORPHANDONATIONS TOO] [SCOCSCC*dCESTTCTCTCSCSSdYCSES CSCO] SS reee 2 |Ci ad) |Cid ew _ | IL ee ~ feecacyS000] [OC d™~“—;CSC*WTCEC(‘NS. CS000/[ ee -~Y eee |eee eee) eee DeSub total (Gross income for ee |ee |ee | eee AR) 27,387 27,387 A2 Asset and investment sales, see table). eeee ee ab total A3 Payments IJBANKCHARGES es |ey aT BERASSC~—“—sSCSCSSC“‘CSC(C(WUYS#dC*(OCOCS~CSCSSCT C—“‘éAYT TC“‘CCWCrLTOUOUOUOUUOUC*dUT’C(‘#$’'WNN.tT |™~—“—~‘CS*C~S*C ZAMBIA00 SV CS~—S t0] FF——ae es | i es |es | 7, i) ns |I! ooo. es reee ee) ee ens). ll! Sub total ioPeSe |Se|e Ee|eS |ed |ee A4 Asset and investment purchases, (see table ee ee Sub total]._Total payments [25.064] [|] Ld] SeeRIaee: ASA6 CashTransfersNet of fundsreceipts(payments)|___ betweenfundslast year end [|<2ss2,323]-|[| [| itch|Peeane Cash funds this year end eee” 

CCXX R1 accounts (SS) 1 16/01/2026 

## a 

|Section B Statement ofassets|Section B Statement ofassets|Section B Statement ofassets|and liabilities atthe|the end ofthe period|the end ofthe period||
|---|---|---|---|---|---|---|
|||||Unrestricted|Restricted|Endowment|
|||||funds|funds|funds|
|||||to nearest£|to nearest£|to nearest£|
||||||esar|ar|
|||(agree balances with receipts and payments|||||
||||account(s))||||
|||||Unrestricted|Restricted|Endowment|
|||||funds|funds|funds|
|--=—|ietail<br>=—|||to nearest£|to nearest£|to nearest£|
|—_—|Fundtowhich<br>etal<br>assetbelongs<br>—=||||Cost<br>(optional)<br>OSE<br>OpHOna|Currentvalue<br>optional|
||}|‘||Fund towhich<br>assetbelongs|.<br>Coetopeanel,|Currentvalue<br>optional|
|B4Assets retainedforthe|||||feP||P||
|||||Fund to which|Amountdue|When due|
|-|iS<br>liability<br>relates<br> —=||||optional<br>|optional<br> =|
|Signed byone ortwo trustees on<br>behalfofallthetrustees|||4<br>See|.<br>PotMane|Mane|Date of<br>approval|
|||4)a|ar *AZ|ANTHONYLACY||17/01/2026|
||||~|KATHRYNGALE|||



CCXX R2 accounts (SS) 

2 

16/01/2026 

gs 

## Kk CHARITY COMMISSION| Independent examiner's. FOR ENGLAND AND WALES report on the accounts 

## Section A 

## Independent Examiner’s Report 


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Report to the trustees/<br>members of |FRESHWATER MINISTRIES UK<br>On accounts for the year |30 SEPTEMBER 2025 Charity no | 1126103<br>ended (if any)<br>Set out on pages| 1 -2 |<br>**----- End of picture text -----**<br>


- | report to the trustees on my examination of the accounts of the above charity (“the Trust’) for the year ended 30/09/2025. 

_ 

   - Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). 

- | report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, | have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

- Independent | have completed my examination. | confirm that no material matters have examiner's statement come to my attention fether-than-thatdisclosed-betew *) in connection with the examination which gives me cause to believe that in, any material respect: e accounting records were not kept in accordance with section 130 of the Act or 

- e the accounts do not accord with the accounting records 

= 

| have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. * Please delete the words in the brackets if they do not apply. 


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Name: | IAN SPENCER<br>**----- End of picture text -----**<br>


Relevant professional |RETIRED HEAD TEACHER qualification(s) or body 

(if any): 


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Address: | 57 FOSSDALE MOSS<br>LEYLAND<br>PR26Z8K “JAS<br>Xe<br>**----- End of picture text -----**<br>


1 

IER 

October 2018 

Section B 

## Disclosure 

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). 

Give here brief details of any items that the examiner wishes to disclose. 

IER 

2 

October 2018 

