Trustees' Annual Report for the period Period start date Period end date From 1 Jan 2024 To 31 Dec 2024
Section A Reference and administration details
Charity name Norcot Mission Church Other names charity is known by NMC Registered charity number (if any) 1125881 Charity's principal address Brockley Close Reading Postcode RG30 4YP
Names of the charity trustees who manage the charity
| Trustee name | Office (if any) | Dates acted if not for whole year |
Name of person (or body) entitled to appoint trustee(if any) |
|---|---|---|---|
| 1 Richard Tegg | Chair | ||
| 2 Paul Savage | Treasurer | ||
| 3 Marion Angas | |||
| 4 | |||
| 5 | |||
| 6 | |||
| 7 | |||
| 8 | |||
| 9 | |||
| 10 | |||
| 11 | |||
| 12 | |||
| 13 | |||
| 14 | |||
| 15 | |||
| 16 | |||
| 17 | |||
| 18 | |||
| 19 | |||
| 20 |
Names of the trustees for the charity, if any, (for example, any custodian trustees)
Name Dates acted if not for whole year
March 2012
TAR
1
Names and addresses of advisers (Optional information)
| Names and addresses of advisers (Optional information) | Names and addresses of advisers (Optional information) | Names and addresses of advisers (Optional information) |
|---|---|---|
| Type of adviser Name Address |
||
| Name of chief executive or names of senior staff members (Optional information) | ||
Section B Structure, governance and management
Description of the charity’s trusts
Type of governing document (eg. trust deed, constitution) How the charity is constituted
Trust Deed
Trust
- (eg. trust, association, company)
Appointed by existing Trustees. Trustee selection methods
- (eg. appointed by, elected by)
Additional governance issues (Optional information)
You may choose to include additional information, where relevant, about:
-
policies and procedures adopted for the induction and training of trustees;
-
the charity’s organisational structure and any wider network with which the charity works;
Under the trustees, the Church is lead by a spiritual leadership team. The leadership team comprises of four individuals, two of whom are also trustees:
Chris Lack – Senior Elder Paul Savage – Elder, Treasurer, Trustee Richard Tegg – Leader, Trustee
Stephen Proctor – Leader, Community Pastor
-
relationship with any related parties;
-
trustees’ consideration of major risks and the system and procedures to manage them.
Section C Objectives and activities
To declare and advance the Christian faith as revealed in the Holy Summary of the objects of the Scriptures and in accordance with the statement of beliefs and practices charity set out in its appearing in the Trust Deed. Also to relieve sickness and financial governing document hardship and to promote and preserve good health (physical, mental and spiritual).
March 2012
TAR
2
NMC continues to meet for the regular Sunday morning service with a regular small core of attendees (18 – 20 people). At the start of the year, we were joined by a group of 6 children with one parent for about 3 months and we adjusted our service content and activities to take them into account but unfortunately they have gradually drifted away through the remainder of the year. However, we are blessed that 2 or 3 adults have joined through the year and become regular members of the congregation as well as joining mid-week activities.
We have a prayer meeting on-line each Wednesday, using WhatsApp, and the Youth Group Energise meets on Thursdays. Numbers are not great but the group is really valued by those who attend with lively contributions to the sports, games and the quieter Bible Study times. This year Energise included a Roving supper around the homes of congregation members, a BBQ, a swimming trip as well as joining some evenings of inter-Church Youth events.
Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)
The Oasis drop-in Café on Fridays has grown as it meets alongside the Food Pantry supported by Faith. Demand for this type of support has grown in response to the general economic situation but NMC view this as a way of outreach and culminated at the end of the year with a Carol Service specifically for the Pantry members and was well attended. Communicare, a local debt support Christian organisation regularly attend Oasis and the Food Pantry to be available for individual support and the Ward Councillor and MP have also attended as are now identifying NMC as a local meeting place.
The Pantry members also asked for use of the building to serve refreshments following the switching on of Christmas lights in the residential road adjacent to the building.
Stephen, our Community Pastor, continues with his regular pastoral visits at Oak Tree House Residential Home. Stephen has become a volunteer for Torch, a Reading wide service that gives practical support to people in need and continues with Pastoral support where these people live within the NMC area.
Leaders and Trustees have meetings most months, generally on-line, to plan services and events, and discuss building and financial issues. We have had a new kitchen floor laid and are planning ahead for the carpeting in the foyer and corridors to be replaced. The trees around the building also have had a major pruning in the Autumn. In October the Leaders and Trustees had an Away Day reflecting on all we had to give thanks for and the challenges we are facing. Following on from this in November a Church Forum was held to review the year, share our Financial position and look to the coming year.
The Leaders and Trustees have reviewed all the NMC Policies in the year, with many of them being re-written in line with current guidance. DBS Checks are being updated by those who need them.
We continue to pray for an increase in our membership, especially for younger members and those who have gifts in leadership and children’s work. We also are seeking out new Trustees and people who can contribute to the music for our services for the future.
Stephen continues to maintain contact with those members who have been unable to return to regular services with us (particularly older members)
March 2012
TAR
3
The building at NMC is used by different community groups through the week. As well as the ongoing Wind Band practice sessions and the Jamaican Society monthly meetings, we have also been able to offer a temporary meeting place for the Biserica Maranata Reading Church (Romanian) whilst their usual meeting place undergoes essential repairs. West Reading Safety Forum and the Family Counselling Service have also made use of the building on an occasional basis.
In planning the activities, the Trustees have applied the guidance on public benefit issued by the Charity Commission
Additional details of objectives and activities (Optional information)
You may choose to include further statements, where relevant, about:
-
policy on grantmaking;
-
policy programme related investment;
-
contribution made by volunteers.
Section D Achievements and performance
March 2012
TAR
4
Section D Achievements and performance
The above activities have produced the following outcomes. Summary of the main achievements of the charity • The worship, preaching and teaching has supported and during the year encouraged those who attend. Church attendance is steady although low in numbers • We reach a wide cross section of the community via the provision of the food pantry. The ‘Norcot Pantry’ continues to be hosted from the building on a weekly basis. The number of pantry members continues to increase, meeting the needs of those who come. • The Oasis Coffee morning each Friday runs alongside the pantry. This has provided a friendly atmosphere and an opportunity to build friendships with the community. • We provided a ‘Warm-Space’ for local residents on Fridays at Oasis/Pantry over the winter period. • The Church building is used during the week by a number of other organisations on a regular basis as detailed above. • The teenage youth club has become more established with both social activities and spiritual teaching. It continues to grow in strength. • Special collections at Harvest and Christmas enabled us to support financially Tearfund, and Faith • We have continued to address poverty and sickness through prayer, the provision of volunteer workers, food and financial gifts.
Section E Financial review
| Brief statement of the charity’s policy on reserves Details of any funds materially in deficit |
Our Policy is to keep sufficient money in reserve to maintain 9 months’ salary for our Community Pastor, Stephen Proctor, equivalent to £23,800, which is held in the designated Employment Fund. We have changed this policy from 1 years’ salary to 9 months’ salary in response to our reduced income and depletion of funds. It is Church policy to save sufficient funds for any capital expenditure, so that the Church does not have to take out a commercial loan. If, in unforeseen circumstances, there is a large emergency expenditure, the money would be taken from church funds and rebuilt, as a matter of priority. Our experience shows that the Lord always provides for our needs. |
|---|---|
| We expected there to be a large £13,000 deficit to the overall funds in 2024 due to a reduction in income combined with increased employment and support costs and planned building maintenance/improvements. However, we have experienced only a £5,000 deficit. Our receipts in 2024 were lower than in 2023 but we still above budget. Our expenditure during the year was much lower than expected. This was partially due to postponed building improvements. We have seen a decrease in income from our Sunday collections. In addition, regular and gift-aided ad-hoc donations were less than in 2023. |
March 2012
TAR
5
These have been due to some changes in church attendance during the year and Church members moving away.
Finances through regular Stewardship giving have shown a slight increase including unchanged giving from some no longer attending in person. Some regular giving has stopped but there have been increases in regular giving by some church members. There have been some large one-off donations during the year but at a reduced level compared to 2023.
We have seen a significant increase in un-gift-aided ad hoc donations. This is due to increased building use by the local community.
Smart meters have now been fitted to both our Gas and Electricity meters which will ensure more accurate billing in future. The cost of utilities remain at a high level of our payments and are in need of monitoring.
Our expenditure on the building has been at a much reduced level with only essential maintenance work being done. Building improvements have been postponed until 2025.
Our expenditure in 2024 has been significantly higher than 2023. This is mainly due to utility costs where we have had some arrears to be paid. Decreased income and increased expenditure has resulted in a decrease of £5,300 in cash funds at the end of the year.
Further financial review details (Optional information)
You may choose to include additional information, where relevant about:
-
the charity’s principal sources of funds (including any fundraising);
-
how expenditure has supported the key objectives of the charity;
-
investment policy and objectives including any ethical investment policy adopted.
A large percentage of our income comes as personal gifts from members of the congregation.
In 2024, we have been able to continue full time employment of our Community Pastor.
The current financial strain on all our church members has affected our Sunday collections and one-off giving by our church members meaning that our income has decreased by more than 5% compared to 2023.
We continue to acknowledge the hidden expenditure in running costs borne by the congregation. Such expenditure is viewed by members as part of their giving to the Lord in these difficult times and expenses have not been submitted.
Despite the significant reduction in funds, the overall financial health of the church remains good, and we continue running the church as a going concern for the benefit of our congregation and the local community.
We recognise the Lord’s provision for our needs during this past year and trust him for 2025.
March 2012
TAR
6
Section F Other optional information
Section G Declaration
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
| Signature(s) Full name(s) |
Richard Tegg (Oct 23,2025 10:01:06 GMT+1) Richard Tegg |
Paul Savage (Oct 22, 2025 21:38:19 GMT+1) Paul Savage |
|---|---|---|
| Richard Tegg | Paul Savage |
Position (e.g. Secretary, Chair of Trustees Chair, etc)
Trustee and Church Treasurer
Date Oct 23, 2025
March 2012
TAR
7
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF
NORCOT MISSION CHURCH
I report to the trustees on my examination of the accounts of Norcot Mission Church ('the charity') for the year ended 31 December 2024.
Responsibilities and basis of report
As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).
I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
Independent examiner’s statement
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
-
accounting records were not kept in accordance with section 130 of the 2011 Act; or
-
the accounts do not accord with the accounting records.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
J. Young (Oct 23, 2025 10:09:32 GMT+1)J. Young
Jaimée Young
Stewardship 1 Lamb's Passage LONDON EC1Y 8AB
Oct 23, 2025 Date:_______
8
| Charity Name : Norcot Mission Church | Charity Name : Norcot Mission Church | Charity Name : Norcot Mission Church | No: 1125881 | No: 1125881 | No: 1125881 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Receipts andpayments accounts | CC16a | ||||||||||
| For the period from | Period start date 01-Jan-24 |
To | Period end date 31-Dec-24 |
||||||||
| Section A Receipts and payments | |||||||||||
| Unrestricted funds | Restricted funds | Endowment funds | Total funds | Last year | |||||||
| to the nearest £ | to the nearest £ | to the nearest £ | to the nearest £ | to the nearest £ | |||||||
| A1 Receipts | |||||||||||
| Collection and recoveredgift aid 4,423 396 - 4,819 5,293 Regular Donations 3,960 - - 3,960 4,037 Gift-aided Regular Donations 28,107 - - 28,107 26,922 Ad-Hoc Donations 1,818 1,000 - 2,818 1,101 Gift-aided Ad-Hoc Donations 2,905 - - 2,905 3,739 Hardshiploan repayments - - - - 150 Credit from Gas provider for overcharge in 2022 - - - - 4,127 Interest 551 - - 551 389 - - - - - - - - Sub total 41,763 1,396 - 43,159 45,758 A2 Asset and investment sales, etc. - - - - - Total receipts 41,763 1,396 - 43,159 45,758 ~~_——~~ |
- 45,758 |
||||||||||
| A3 Payments | |||||||||||
| Running Costs (insurance, legal, subscriptions,catering,etc) 4,294 - 4,294 4,221 Utilities(gas,electric,water) 5,066 5,066 1,906 Pastoral Gifts 36 - 36 800 Youth Work Expenses 225 - 225 33 Employment costs 31,757 - - 31,757 31,746 Support costs(grants) 6,059 163 - 6,222 6,169 Building Maintenance and Development - 890 - 890 485 - - - - - - - - - - - - - - - - - - - - - Sub total 47,436 1,053 - 48,489 45,360 A4 Asset and investment purchases, etc. - - - - - Total payments 47,436 1,053 - 48,489 45,360 ~~gence~~ |
|||||||||||
| Net of receipts/(payments) | - 5,673 | - 5,673 | - 5,673 343 |
343 | - - 5,330 | - - 5,330 | - - 5,330 | - - 5,330 | 398 | 398 | |
| A5 Transfers between funds | - | - | - - - |
- - | - - | - | - | ||||
| A6 Cash funds last year end | 45,048 | 45,048 | 45,048 331 |
331 | - | 45,379 | 45,379 | 44,981 | 44,981 | ||
| Cash funds this year end | 39,375 | 39,375 | 39,375 674 |
674 | - 40,049 | - 40,049 | - 40,049 | - 40,049 | 45,379 | 45,379 |
9
Section B Statement of assets and liabilities at the end of the period
| Categories Signed by one or two trustees on behalf of all the trustees B1 Cash funds B2 Other monetary assets B3 Investment assets B4 Assets retained for the charity’s own use B5 Liabilities |
(agree balances with receipts and payments account(s)) Details Deposit Account less Current Account chequesyet to bepresented plus Current Account depositsyet to clear Current Account NMC PettyCash Glow-worms Petty Cash Total cash funds Details Gift Aid receivable under GASDS for 2024 Recoverable Gift Aid Details None Details Details Furnishings Miscellaneous equipment The building from which the church operates Employer and Employee Pension contributions for December 2024 Harvest donation to Tearfund Christmas Pastoral Support Gifts 2024 StewardshipFee for review of Accounts Christmas donation to FAITH Signature Paul Savage (Oct 22, 2025 21:38:19 GMT+1) Paul Savage Richard Tegg (Oct 23, 2025 10:01:06 GMT+1) Richard Tegg |
Unrestricted funds to nearest £ |
Restricted funds to nearest £ |
Endowment funds to nearest £ |
|---|---|---|---|---|
| 5,000 | 494 | - | ||
| - | - | - | ||
| - | - | - | ||
| 34,325 | - | - | ||
| 50 | 180 | - | ||
| - | - | - | ||
| 39,375 | 674 | - | ||
| OK | OK | OK | ||
| Unrestricted funds to nearest £ |
Restricted funds to nearest £ |
Endowment funds to nearest £ |
||
| 750 | - | - | ||
| 1,399 | - | - | ||
| - | - | - | ||
| - | - | - | ||
| - | - | - | ||
| - | - | - | ||
| Fund to which asset belongs |
Cost (optional) | Current value (optional) |
||
| - | - | |||
| - | - | |||
| - | - | |||
| - | - | |||
| - | - | |||
| Fund to which asset belongs |
Cost (optional) | Current value (optional) |
||
| General | - | - | ||
| General | - | - | ||
| General | - | - | ||
| - | - | |||
| - | - | |||
| - | - | |||
| - | - | |||
| - | - | |||
| - | - | |||
| Fund to which liability relates |
Amount due (optional) |
When due (optional) | ||
| Employment | 180 | |||
| Support | 216 | |||
| Support | 180 | |||
| Running | 430 | |||
| Running | 960 | |||
| Date of approval | ||||
| Richard Tegg (Oct 23, 2025 10:01:06 GMT+1) Richard Tegg |
Richard Tegg | Oct 23, 2025 | ||
| Paul Savage (Oct 22, 2025 21:38:19 GMT+1) Paul Savage |
Paul Savage | Oct 22, 2025 |
10
Norcot Mission Church_2024 Accounts_FINAL
Final Audit Report 2025-10-23
Created: 2025-10-22 By: J. Young (jaimee.young@stewardship.org.uk) Status: Signed Transaction ID: CBJCHBCAABAAlbYKPC1-V1BB931JEacPAEbt2z2je5OR
"Norcot Mission Church_2024 Accounts_FINAL" History
- Document created by Jaimée Young (jaimee.young@stewardship.org.uk)
2025-10-22 - 12:21:51 PM GMT
- Document emailed to Paul Savage (paulsavage641@btinternet.com) for signature
2025-10-22 - 12:24:53 PM GMT
- Email viewed by Paul Savage (paulsavage641@btinternet.com)
2025-10-22 - 8:35:32 PM GMT
- Document e-signed by Paul Savage (paulsavage641@btinternet.com)
Signature Date: 2025-10-22 - 8:38:19 PM GMT - Time Source: server
- Document emailed to richardtegg2@gmail.com for signature
2025-10-22 - 8:38:21 PM GMT
-
Email viewed by richardtegg2@gmail.com
-
2025-10-23 - 8:58:43 AM GMT
-
Signer richardtegg2@gmail.com entered name at signing as Richard Tegg
-
2025-10-23 - 9:01:04 AM GMT
-
Document e-signed by Richard Tegg (richardtegg2@gmail.com)
Signature Date: 2025-10-23 - 9:01:06 AM GMT - Time Source: server
Document emailed to Jaimée Young (jaimee.young@stewardship.org.uk) for signature 2025-10-23 - 9:01:07 AM GMT
-
Email viewed by Jaimée Young (jaimee.young@stewardship.org.uk) 2025-10-23 - 9:09:04 AM GMT
-
Signer Jaimée Young (jaimee.young@stewardship.org.uk) entered name at signing as J. Young 2025-10-23 - 9:09:30 AM GMT
Document e-signed by J. Young (jaimee.young@stewardship.org.uk)
Signature Date: 2025-10-23 - 9:09:32 AM GMT - Time Source: server
Agreement completed.
2025-10-23 - 9:09:32 AM GMT