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2023-03-31-accounts

Registered number: 6643013 Charity number: 1125525

FULL OF LIFE

(A company limited by guarantee)

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2023

FULL OF LIFE

(A company limited by guarantee)

CONTENTS

Page
Reference and administrative details of the Company, its Trustees and advisers 1
Trustees' repor 2-7
Independent auditors' repor on the financial statements 8 - 11
Statement of financial activities 12
Balance sheet 13
Statement of cash flows 14
Notes to the financial statements 15 -26

FULL OF LIFE

(A company limited by guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 MARCH 2023

Trustees

Mrs Virginie Isbell, Joint Chair Mrs Sue Redmond, Joint Chair Mrs Sue Stirling, Secretary Mrs Christine Potter, Treasurer Mrs Susan Bromley-Challenor Mrs Claire Durtnall Claudine Mahoro-Nyirigira Margaret Powers

Company registered number

6643013

Charity registered number

1125525

Registered office

Kensal House Annex 379 Ladbroke Grove London W10 5BQ

Company secretary

Mrs Sue Stirling

Independent auditors

Baldwin Scofield Ltd Chartered Accountants Statutory auditors 3 Newhouse Business Centre Old Crawley Road Horsham West Sussex RH12 4RU

Bankers

National Westminster Bank pie 25 Shepherds Bush Green London W12 8PR

Page 1

FULL OF LIFE

(A company limited by guarantee)

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2023

The Trustees present their annual report together with the audited financial statements of the Full of Life for the 1 April 2022 to 31 March 2023. The Annual report serves the purposes of both a Trustees' report and a directors' report under company law. The Trustees confirm that the Annual report and financial statements of the charitable company comply with the current statutory requirements, the requirements of the charitable company's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019).

Since the Company qualifies as small under section 382 of the Companies Act 2006, the Strategic report required of medium and large companies under the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 has been omitted.

Objectives and activities

• Policies and objectives

The principal object of the company is to benefit children and young people who are disabled in the Royal Borough of Kensington and Chelsea.

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

• Activities undertaken to achieve objectives

The charity achieves its objectives through the services it provides to the families and carers of children with disabilities within the Borough of Kensington & Chelsea.

It delivers services to parents primarily through its premises at Kensal House annex.

• Main activities undertaken to further the Company's purposes for the public benefit

The charity acknowledges its requirement to demonstrate clearly that it must have charitable purposes or aims that are for the public benefit. Details of how the charity has achieved this are provided in this report.

Achievements and performance

• Review of activities

This year has seen Full of Life return to our new normal. We continue to lobby and raise the profile of the needs of people with learning disabilities and their parent carers locally.

Our staff team continue to do an incredible job by offering a fun, safe and happy environment and service for all young people who attend our service.

Based on families feedback our Family Support Services, Carers Advocacy Service, Information Advice and Support Services now offer a service that combines Teams and in person meetings with families. Feedback from families is extremely positive, it also allows our staff team to support even more families. Our parent forums are held in person, it's been lovely to see so many parents. As ever we base our parent forums on requests from parents as well as national and local changes.

Page 2

FULL OF LIFE

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

Achievements and performance (continued)

• Review of activities (continued)

Our partnership with Dr Jo Stubley and Margaret Rowson from the Tavistock Institute grows from strength to strength. We have secured 1 8 months specialist funding for parents and Full of Life have added six months funding to ensure we can deliver the service for two years, after which we hope to build even more evidence of need for our parents. We have also held three group counselling sessions which were extremely popular.

The year continued to be an extremely busy year, we continued to build our partnership work with children and family's services, adult social care and health all the while keeping our independence.

Family Support and Carers Advocacy Service:

Our Family Support and Carers Advocacy services continue to be a lifeline for families in what is a lifelong journey of caring for a disabled child. Our Family Support Service has continued to build links with Early Years Settings and Nurseries by attending more outreach sessions. Our services ensure that there are no gaps in support for families when a child is newly diagnosed or when they reach transition from children to adult services. There continues to be an increase in families accessing both services due to financial and emotional pressures and in the case of the Carers Advocacy Service for support with the SEN process into secondary school/college. Both services have been vital in referring some parents for counselling and other health services as well as supporting parents through difficult times due to their own serious health concerns.

Information Service

Our Information Service is a practical enabling resource for families and professionals. Facebook, text messaging and emails continue to be parents preferred methods of being reminded about our forums, newsletters, training and focus group/consultations. Our Guides and Mini Guides help families understand specific topics such as 'Post 16' and 'Mediation Mini Guide'. Our Information service continues to play a vital role, ensuring parents are kept up to date with all changes due to the Children and Families Act and Care Act as well as changes to local services. Our website has been updated and includes training and information videos, all of which are user friendly and empower our families. This year we will continue to build our guides and mini guides based on our direct work with families.

IASS

Our IASS (Information Advice and Support Service) continues to deliver a high-quality independent service online and is extremely busy. The service ensures that families understand the process of SEND. As part of this service, we have developed an Independent Support Service (IS) which works with families in Early Years, then refers directly into the IASS service when a child is ready to attend primary school. This service has been extremely helpful to families as we enable and inform parents early in their journey of raising a child with SEND. We have also noticed an increase in families asking for our help whose children/young person does not have SEND but have mental health issues. We are raising these cases with RBKC and the ICB and hope that a clear pathway to help will be developed locally for families. The Service has also provided specific training sessions for parents ensuring they are confident when attending meetings with schools or with other professionals. When a child reaches the age of 16 the IASS service refers to our Carers Advocacy Service, therefore ensuring continuity of support for parents through the SEND process from 0-25. Our real strength continues to be the stability and continuity of service that we deliver, and the trust families place in our service being truly independent of the Local Authority. We have delivered this service for over twenty years, and it has now seen generations of children through the SEN process.

Parent Participation:

Our Parent Participation project has continued with our forums now taking place face to face. Our core belief is parents empowering other parents, this continues to happen via our forums and outside of Full of Life. Parents have unique expertise they have gained from raising a child with SEND and sharing this empowers other families. The forums ensure parents can meet with Local Councillors, professionals from Health, Education and Social Care, to share their expertise, views, or concerns about local services with the aim to develop them to meet family's needs. We also use the forums to deliver training or consultation sessions which develop from our direct work with families. This year they have included representatives from RBKC Education, The Challenging Behaviour Foundation, RBKC Health and Social Care and Professor Luke Clements, the forums help shape,

Page 3

FULL OF LIFE (A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

Achievements and performance (continued)

keep, and develop local services that best meet our family's needs. It is wonderful to see so many parents working together for the benefit of all families.

Day Services for People with Complex Needs:

Our services for people with complex needs continue to evolve and are seen as an example of good practice ensuring people stay in our local community with their families and friends. They have also been instrumental in keeping stability in young people's lives when they transition from children to adult services. People who attend our services continue to access a wide variety of opportunities that develop their individual skills, identify their unique gifts and talents, which helps them gain work experience and volunteering opportunities. This year we are hoping to rebuild our links with local businesses and volunteering opportunities, in the meantime people continue to build their life skills within our centre, which are also evaluated independently by ASDAN.

Our service also ensures young people access preventative and acute health services, thereby addressing the risk of health inequalities sadly faced by people with learning disabilities. We provide Yoga, Sports, Drama, Music Sessions, and Music Therapy which help build young people's confidence in themselves and the staff who work for them. We continue to be part of the Nurse Associates Programme via St Marys Hospital and Chelsea Westminster Hospital NHS Foundation Trust. We are very proud to be able to share our expertise with staff knowing that it will help people when they attend hospitals. Through this programme Nurse Associates are offered a week's placement at Full of Life and learn about working with young people with complex needs. Their feedback has been extremely positive, and we look forward to working with more people in the New Year. Our partnership work offering trainee nurses from Imperial College placements within our service continues to be another successful element of our service.

Strategic Work:

Children and Families:

The Implementation of the Children and Families Act and the Care Act continues to bring changes to how children, young people and their parents access the support they need to live a happy, healthy life. Our staff team continue to offer a high-quality service to families. Our Parent Forums also ensure that parents' expertise is recognised and developed, this has led to parents being available to be part of Bi Borough Commissioning Services and RBKC Interview Panels. The Forums also help parents to feel confident in advocating for their child and participate in consultations and focus groups that develop services that matter to them.

We sit on all Strategic Boards, Working Groups and Committees dealing with Education, Health and Social Care. The 'You Said We Will' document that we developed in partnership with RBKC SEND and Health Teams continues to map and shape local SEND Services. Our SEND surgeries now take place in person, they enable families with the support of Full of Life to meet professionals from SEN Team to discuss specific issues relating to individual children. This has helped build relationships and resolve issues quickly.

We will continue to build and develop our partnership work with RBKC SEND and Health to ensure services develop to meet the needs of our families.

Health

We continue to be part of a multidisciplinary team helping to shape hospital services as well as delivering training to staff at Chelsea Westminster Hospital NHS Foundation Trust. We continue to see the benefit of the hospitals unique Learning Disability flagging system which identifies the access needs of children, and adults with Learning Disabilities. This helps the hospital to identify any gaps in its service, ultimately improving access to acute healthcare for our sons and daughters. We have also provided online training this year to staff at St Mary's Hospital and Imperial College junior Doctors. Feedback from all training sessions is extremely positive.

Adult Learning Disability Services:

We continue to have regular meetings with professionals from Adult Social Care and Health to discuss services provided to people with learning disabilities and their families. This year we have focused on housing; our partnership work has led to RBKC Housing agreeing to allocate five properties per year for people with moderate learning disabilities who may be able to live independently with some support in the community.

Page 4

FULL OF LIFE

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

Achievements and performance (continued)

We have supported RBKC's bid to buy the Notting hill Police Station, to develop housing for people with complex needs. Sadly, it appears that the sale of this is being rethought by the Mayor of London! But we have a commitment from Lead Councillors and Senior Staff to the development of housing locally for people with complex needs.

Health Services continue to be a priority for our families. Following a consultation last year into the restructuring of the SALT Services our parent champion programme has gone from strength to strength with parents accessing training via the team and will soon support other parents directly. We sit on Chelsea Westminster Hospitals Learning Disability forum. The Hospitals Learning Disability Flagging System, Hospital Passports and Accessible Information about the Hospitals Pharmacy services are embedded as good practice for children and adults with learning disabilities. We have also delivered training to student nurses and doctors from St Mary's Hospital and Imperial College.

The Community Dental Services at St Charles Hospital continues to deliver a truly high quality accessible dental services and feedback from our families about all acute services have been extremely positive.

We continue to support over 700 families and professionals from RBKC. We are proud to say that we have the most dedicated staff team who are committed to providing families with the most up to date, practical and empowering information, and service. All our families, and young people trust our team for their independence, integrity, and caring attitude. We are truly honoured to say that families continue to view us as part of their family.

In the coming year, we will continue to work hard to support our families and will ensure their voices and the voices of their children are heard, we will especially focus on Adult Learning Disability Services and Local Housing.

We are extremely grateful to RBKC Children and Families Services, RBKC Adult Learning Disability Services, Northwest London CCG, DFE, Kensington and Chelsea Foundation, DMGT, Local Businesses, Schools, and Individuals for their continued support both financially and in kind.

We look forward to another busy year!

• Fundraising activities and income generation

As stated in the section on principal funding, the charity relies almost exclusively on funding from local government and grant making bodies. It does not employ a professional fund-raiser nor is it actively involved in fundraising from the public. The small number of donations recieved are unsolicited, freely given, donations from friends and family of clients.

Financial review

• Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements.

• Principal funding

The principal funding of the charity is from local government through grants provided by the Royal Borough of Kensington & Chelsea's Children with Disabilities Team and Leaming Disabilities Team.

Page 5

FULL OF LIFE

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

Structure, governance and management

• Constitution

Full of Life is registered as a charitable company limited by guarantee and was set up by a Memorandum of Association.

The principal object of the company is to benefit children and young people who are disabled in the Royal Borough of Kensington & Chelsea to relieve need, advance education and provide or assist in the provision of facilities for recreation or other leisure time occupation for such persons and for such immediate members of their families having need of such facilities by reason of their poverty or social and economic circumstances with the object of improving their conditions of life.

• Methods of appointment or election of Trustees

The management of the Company is the responsibility of the Trustees who are elected and co-opted under the terms of the Memorandum of Association.

• Organisational structure and decision-making policies

The Trustees are responsible for the running of the charity and hold regular management committee meetings for this purpose. The day to day administration of the charity is delegated to Mr Frank Redmond, the spouse of the Joint Chair of Trustees.

• Financial risk management

The Trustees actively review the major risks which the charity faces on a regular basis and believe that maintaining the free reserves stated, combined with the annual review of controls over key financial systems will provide sufficient resources in the event of adverse conditions. The Trustees have also examined other operational and business risks that the charity faces and confirm that they have established systems to mitigate the significant risks.

Plans for future periods

As the financial year came to an end, the onset of the global Coronavirus pandemic forced the charity to close the centre. Some services such as family support and advocacy, which could be done online, have continued throughout the period since the year end. The centre was able to reopen in July but again had to close in December 2020, and remains closed.

The charity has furloughed the vast majority of staff with a skeleton staff still operating the reduced services that can be delivered. The trustees are confident that the measures taken to ensure that grant funding is still being received and the cost saving through the government job retention scheme has kept the charity in a strong financial position.

Members' liability

The Members of the Company guarantee to contribute an amount not exceeding £1 to the assets of the Company in the event of winding up.

Page 6

FULL OF LIFE

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

Statement of Trustees' responsibilities

The Trustees (who are also the directors of the Company for the purposes of company law) are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial . Under company law, the Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Disclosure of information to auditors

Each of the persons who are Trustees at the time when this Trustees' report is approved has confirmed that:

Auditors

The auditors, Baldwin Scofield Ltd, have indicated their willingness to continue in office. The designated Trustees will propose a motion reappointing the auditors at a meeting of the Trustees.

Approved by order of the members of the board of Trustees on 20 December 2023 and signed on their behalf by:

Mrs Sue Redmond

Page 7

FULL OF LIFE

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF FULL OF LIFE

Opinion

We have audited the financial statements of Full of Life (the 'charitable company') for the year ended 31 March 2023 which comprise the Statement of financial activities, the Balance sheet, the Statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Page 8

FULL OF LIFE

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF FULL OF LIFE (CONTINUED)

Other information

The other information comprises the information included in the Annual report other than the financial statements and our Auditors' report thereon. The Trustees are responsible for the other information contained within the Annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Trustees' responsibilities statement, the Trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Page 9

FULL OF LIFE

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF FULL OF LIFE (CONTINUED)

Auditors' responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 201 1 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We obtained an understanding of the legal and regulatory frameworks that are applicable to the charitable company and determined that the most significant are those that relate to the reporting framework in conformity with the requirements of the Companies Act 2006 and Charities Act 2011 and the relevant direct and indirect tax compliance regulations in the United Kingdom.

We understood how Full of Life is complying with those frameworks by making enquiries of management to understand how the charitable company maintains and communicates its policies and procedures in these areas and corroborated this by reviewing supporting documentation and minutes of meetings of those charged with governance.

We assessed the susceptibility of the charity's financial statements to material misstatement, including how fraud might occur by considering the risk of management override to be a fraud risk. In addition, we considered the risk of management override by sampling from the entire population of journals, identifying specific transactions which did not meet our expectations based on specific criteria and investigated these to gain an understanding and then agree back to source documentation.

Based on this understanding we designed our audit procedures to identify noncompliance with such laws and regulations. Our procedures involved verifying that material transactions were recorded in compliance with Financial Reporting Standards in conformity with the requirements of the Companies Act 2006 and Charities Act 2011.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: w .frc.orq.uk/auditorsresponsibilities. This description forms part of our Auditors' report.

Page 1 0

FULL OF LIFE

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF FULL OF LIFE (CONTINUED)

Use of our report

This report is made solely to the charitable company's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charitable company's trustees those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its members, as a body, for our audit work, for this report, or for the opinions we have formed.

Baldwin Scofield Ltd Chartered Accountants Statutory auditors 3 Newhouse Business Centre Old Crawley Road Horsham West Sussex RH12 4RU

20 December 2023

Baldwin Scofield Ltd are eligible to act as auditors in terms of section 1212 of the Companies Act 2006.

Page 11

FULL OF LIFE

(A company limited by guarantee)

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2023

Note
Income from:
Donations and legacies
3
Charitable activities
4
Investments
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forard
Net movement in funds
Total funds carried forward
Restricted
funds
2023
£
51,476
578,735
630,211
519,528
519,528
110,683
798,934
110,683
909,617
Unrestricted
funds
2023
£
3,362
363,374
6,050
372,786
313,993
313,993
58,793
634,150
58,793
692,943
Total
Total
funds
funds
2023
2022
£
£
54,838
82,925
942,109
891, 812
6,050
1 1 7
1,002,997
974, 854
833,521
812, 642
833,521
812,642
169,476
162,212
1,433,084
1,270, 872
169,476
162,212
1,602,560
1,433,084

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 15 to 26 form part of these financial statements.

Page 12

FULL OF LIFE

{A company limited by guarantee) REGISTERED NUMBER: 6643013

BALANCE SHEET AS AT 31 MARCH 2023

Current assets
Debtors
Cash at bank and in hand
Note
10
Creditors: amounts falling due within one
year
1 1
Net current assets
Total net assets
Charity funds
Restricted funds
1 3
Unrestricted funds
13
Total funds
109,073
1,501,587
1,610,660
{8,100)
2023
£
1 ,602,560
1,602,560
909,617
692,943
1,602,560
215,300
1,225,884
1,441, 184
(8, 100)
2022
£
1,433,084
1,433,084
798, 934
634, 150
1,433, 084

The entity was entitled to exemption from audit under section 477 of the Companies Act 2006.

The members have not required the entity to obtain an audit for the year in question in accordance with section 4 76 of the Companies Act 2006.

However, an audit is required in accordance with section 144 of the Charities Act 2011.

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to entities subject to the small companies regime.

The financial statements were approved and authorised for issue by the Trustees on 20 December 2023 and signed on their behalf by:

signed on their behalf by: Y�b•� Mra

The notes on pages 15 to 26 form part of these financial statements.

Page 13

FULL OF LIFE (A company limited by guarantee)

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2023

Cash flows from operating activities
Net cash used in operating activities
Cash flows from investing activities
Cash flows from financing activities
Net cash provided by financing activities
Change in cash and cash equivalents in the year
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
The notes on pages 1 5 to 26 frm par of these financial statements
2023
£
275,703
275,703
1,225,884
1,501,587
2022
£
63, 540
63,540
1, 162,344
1,225, 884

Page 14

FULL OF LIFE (A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

1. General information

Full of Life is registered as a charitable company limited by guarantee and was set up by a Memorandum of Association.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 1 02) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 1 02) (effective 1 January 201 9), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 1 02) and the Companies Act 2006.

Full of Life meets the definition of a public benefit entity under FRS 1 02. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Income

All income is recognised once the Company has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Grants are included in the Statement of financial activities on a receivable basis. The balance of income received for specific purposes but not expended during the period is shown in the relevant funds on the Balance sheet. Where income is received in advance of entitlement of receipt, its recognition is deferred and included in creditors as deferred income. Where entitlement occurs before income is received, the income is accrued.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

2.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset's use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Company's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

2.4 Government grants

Government grants relating to tangible fixed assets are treated as deferred income and released to the Statement of financial activities over the expected useful lives of the assets concerned. Other grants are credited to the Statement of financial activities as the related expenditure is incurred.

Page 1 5

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

2. Accounting policies (continued)

2.5 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably· by the Company; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

2.6 Debtors

. Trade and other debtors are recognised at the settlement amount after any trade discount offered Prepayments are valued at the amount prepaid net of any trade discounts due.

2.7 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.8 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Company anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

2.9 Financial instruments

The Company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2.1 O Pensions

The Company operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Company to the fund in respect of the year.

2.1 1 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Company and which have not been designated for other purposes.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Company for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

Page 16

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

3. Income from donations and legacies

Donations
Grants
Government grants
Ttal 2022
Restricted Unrestricted
funds
funds
2023
2023
£
£
3,362
51,476
51,476
3,362
79,038
3, 887
Total
funds
2023
£
3,362
51,476
54,838
82,925
Total
funds
2022
£
3, 887
50,965
28, 073
82, 925

4. Income from charitable activities

Income from charitable activities
Ttal 2022
Restricted Unrestricted
funds
funds
2023
2023
£
£
578,735
363,374
540, 743
351,069
Total
funds
2023
£
942,109
891, 812
Ttal
funds
2022
£
891, 812

5. Investment income

Unrestricted
funds
2023
£
Investment income -local cash
6,050
Ttal 2022
1 1 7
Total
funds
2023
£
6,050
1 1 7
Ttal
funds
2022
£
1 1 7

Page 17

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

6. Analysis of expenditure on charitable activities

Summary by fund type

Direct costs of charitable activities
Ttal 2022
Restricted
funds
2023
£
519, 528
542, 104
Unrestricted
funds
2023
£
313,993
270,538
Total
2023
£
833,521
812,642
Ttal
2022
£
812,642

7. Analysis of expenditure by activities

Direct costs
Ttal 2022
Activities
underaken
directly
2023
£
825,601
804, 542
Suppor
costs
2023
£
7,920
8, 100
Total
funds
2023
£
833,521
812,642
Ttal
funds
2022
£
812, 642

Page 18

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

7. Analysis of expenditure by activities (continued)

Analysis of direct costs

Staff costs
Activities and projects
Care and suppor costs
Covid-19 costs
Cleaning costs
Consumables
Insurance
Equipment costs
Publicity costs
Offce costs
Printing, stationer and postage
Rent and rates
Repairs and maintenance
Contract staff
Telephone
Training
Travel
Utilities
Bank charges
Legal and professional fees
Doubtful debts recovered
Ttal 2022
Charitable
activities
2023
£
687,435
5,863
2,586
1 ,579
22,004
2,751
8,093
420
3,790
2,106
8,226
7,864
46,206
3,694
12,570
711
3,918
782
6,994
(1,991)
825,601
804, 542
Total
Ttal
funds
funds
2023
2022
£
£
687,435
692,01 7
5,863
10,468
1 1,900
2,586
1,579
3,426
22,004
129
2,751
2,201
8,093
6, 944
420
1,392
3,790
15, 141
2,106
568
8,226
1, 146
7,864
7,480
46,206
27,581
3,694
2,908
12,570
10, 1 18
711
838
3,918
5, 644
782
731
6,994
3,913
(1,991)
(3)
825,601
804,542
804,542

Page 19

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

7. Analysis of expenditure by activities (continued)

Analysis of support costs

Activities
Audit and accountancy fees
Ttal 2022
8.
Auditors' remuneration
Fees payable to the Company's auditor fr the audit of the Company's
annual accounts
9.
Staf costs
Wages and salaries
Social security costs
Contribution to defined contribution pension schemes
2023
£
7,920
8, 100
Activities
2023
£
7,920
Total
funds
2023
£
7,920
Total
funds
2022
£
8, 100
2022
£
4,500
2022
£
509,967
154,005
28,045
692,017
8, 100
2023
£
4,560
2023
£
507,603
151,609
28,223
687,435

The average number of persons employed by the Company during the year was as follows:

2023 2022
No. No.
Care and suppor staff 32 39

No employee received remuneration amounting to more than £60, 000 in either year.

During the year the spouse and son of Mrs Sue Redmond, a trustee, received salaries from the charity. Mr Frank Redmond received £54,483 (2022: £54,483) and Mr Peter Redmond received £7,750 (2022: £7,343). In addition, during the year they were reimbursed expenses incurred on behalf of the charity a total of £7,735 (2022: £4,977).

Page 20

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

10. Debtors

Due within one year
Trade debtors
11.
Creditors: Amounts falling due within one year
Accruals and deferred income
12.
Financial instruments
Financial assets
Financial assets measured at fair value through income and expenditure
2023
109,073
109,073
2023
£
8,100
2023
£
1,501,587
2022
£
215,300
215,300
2022
£
8, 100
2022
£
1,225,884

Financial assets measured at fair value through income and expenditure comprise bank balances.

Page 21

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

13. Statement of funds

Statement of funds - current year

Unrestricted funds
General fund
Restricted funds
Restricted Funds - all funds
Adult reserves
Children & Families Act 2014
Development fund
DFE lndependent suppor
Information Service Grant
RBKC AS contract
Kensington & Chelsea
Foundation
Parent Paricipation Grant
Family Suppor Services
Music Therapy
National Children's Bureau
RBKC PCT Carers suppor
Learning Disabilities Contract
WLCCG HR fund
WLCCG Therapy
Grenfell Tower fund
Keeping Well CAMHS
RBKC IASS Serice
Other small funds
Job retention scheme fund
Total of funds
Balance at 1
April 2022
£
634,150
123,389
132,224
13,220
8,286
16,834
93,158
(7,531)
11,176
910
3,678
9,088
166,977
8,734
52,561
105,456
14,758
6,800
21,828
16,038
1,350
798,934
1,433,084
Income
£
372,786
316,636
150,426
10,000
17,476
23,673
76,000
24,000
12,000
630,211
1,002,997
Expenditure
£
(313,993)
(147,796)
(6,150)
(8,703)
(18,366)
(130,889)
(9,727)
(17,941)
(19,991)
(7,110)
(38,253)
(27,469)
(54,230)
(1,920)
(900)
(30,083)
(519,528)
(833,521)
Transfers
in/out
£
(163,611)
9,000
42,525
87,750
24,336
Balance at
31 March
2023
£
692,943
128,618
132,224
7,070
8,286
8,131
74,792
12,006
11,449
445
7,360
1,890
9,088
204,724
23,790
86,081
127,872
13,858
6,800
15,745
28,038
1,350
909,617
1,602,560

Page 22

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

13. Statement of funds (continued)

Statement of funds - prior year

Unrestricted funds
General fund
Restricted funds
WLCCG fund
Adult reserves
Children & Families Act 2014
Development fund
DFE lndependent support
Information Serice Grant
RBKC AS contract
Kensington & Chelsea
Foundation
Parent Participation Grant
Family Suppor Serices
Music Therapy
National Children's Bureau
RBKC PCT Carers suppor
Learning Disabilities Contract
WLCCG HR fund
WLCCG Therapy
Grenfell Tower fund
Keeping Well CAMHS
RBKC IASS Serice
Other small funds
Job retention scheme fund
Total of funds
Balance at
1 April 2021
£
549, 615
71,248
132,224
13,220
8,678
26, 891
110, 797
1 1, 832
1,569
412
171, 659
398
46,523
73,008
21, 1 18
6,800
22,453
15,224
(12, 797)
721,257
1,270, 872
Income
Expenditure
£
£
355,073
(270, 538)
335, 744
(150, 681)
(392)
(10,057)
(17,639)
150,426
(157,957)
10,000
(10, 656)
16, 055
(16, 714)
23, 673
(20,407)
(1 1, 900)
(10,566)
19, 000
(23,682)
(25,684)
(40,762)
1 1, 900
(6,360)
24,000
(24, 625)
910
(96)
28,073
(13,926)
619, 781
(542, 104
974, 854
(812,642)
Transfers
in/out
£
(132,922)
1 1,900
19,654
34,020
46, 800
20,548
Balance at
31 March
2022
£
634, 150
123,389
132,224
13,220
8,286
16,834
93, 158
(7,531)
1 1, 1 76
910
3, 678
9,088
166, 977
8, 734
52, 561
105,456
14, 758
6, 800
21,828
16, 038
1,350
798,934
1,433,084

Page 23

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

14. Summary of funds

Summary of funds - current year

General funds
Restricted funds
Summary of funds -prior year
General funds
Restricted funds
Balance at 1
April 2022
634,150
798,934
1 ,433,084

Balance at
1 April 2021
£
549,615
721,257
1,270, 872
Income
£
372,786
630,21 1
1 ,002,997
Income
£
355,073
619, 781
974, 854
Expenditure
£
(313,993)
(519,528)
(833,521 )
Expenditure
£
(270,538)
(542, 104)
(812,642)
Balance at
Transfers
31 March
in/out
2023
£
£
692,943
909,617
1 ,602,560
Balance at
Transfers
31 March
in/out
2022
£
£
634, 150
798,934
1,433,084

15. Analysis of net assets between funds

Analysis of net assets between funds - current year

Restricted Unrestricted Total
funds funds funds
2023 2023 2023
£ £
Current assets 909,61 7 701,043 1 ,610,660
Creditors due within one year (8,1 00) (8,100)
Total 909,617 692,943 1 ,602,560

Page 24

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

15. Analysis of net assets between funds (continued)

Analysis of net assets between funds - prior year

Current assets
Creditors due within one year
Total
Restricted
funds
2022
£
798,934
798,934
Un restricted
funds
2022
£
642,250
(8, 100)
634, 150
Ttal
funds
2022
£
1,441, 184
(8, 100)
1,433,084
16.
Reconciliation of net movement in funds to net cash flow from operating activities
Net income for the year (as per Statement of Financial Activities)
Adjustments for:
Decrease/(increase) in debtors
Increase in creditors
Net cash provided by operating activities
17.
Analysis of cash and cash equivalents
Cash in hand
Total cash and cash equivalents
2023
£
169,476
106,227
275,703
2023
£
1,501,587
1,501,587
2022
£
162,212
(99,092)
420
63,540
2022
£
1,225,884
1,225,884

Page 25

FULL OF LIFE

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

18. Analysis of changes in net debt

Cash at bank and in hand
At 1 April
2022
£
1,225,884
1,225,884
At 31 March
Cash flows
2023
£
£
275,703
1,501,587
275,703
1,501,587

19. Pension commitments

The company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund. The pension cost charge represents contributions payable by the group to the fund and amounted to £28,223 (2022: £28,045) for the year.

Page 26