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2022-08-31-accounts

Christ Church Newcastle

Report and Accounts Year ended 31 August 2022

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

CHRIST CHURCH NEWCASTLE

COMPANY INFORMATION

FOR THE YEAR ENDED 31 AUGUST 2022

Trustees

Miss J Bishop Rev. H A Charteris Mr N Cowton Mrs B Gordon (appointed 31 March 2022) Mr S Pugmire Dr P J Woolley (appointed 26 June 2022)

Key Staff Rev. H A Charteris Mr L Parker Mr R Flynn Governing Document Memorandum and Articles of Association dated 15 March 2008 Company Registration Number 06535478 Charity Registration Number 1124990 Principal Address 26 Rothbury Terrace Newcastle upon Tyne NE6 5XH Registered Office 7 Simonside Terrace, Newcastle upon Tyne NE6 5JX Independent Examiner Lourens Du Plessis ACA CA(SA) Stewardship 1 Lamb's Passage London EC1Y 8AB Bankers The Co-operative Bank

Contents Page
Company Information 1
Trustees' Annual Report 2-5
Independent Examiner's Report 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Accounts 9-15
Detailed Statement of Financial Activities with Comparatives 16

Page 1

CHRIST CHURCH NEWCASTLE

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 AUGUST 2022

The trustees, who are the charity's directors for the purposes of company law, have pleasure in submitting the Report and Accounts for the year.

Objects of the charity

The charity is a charitable company and is governed by its memorandum and articles of association. The objects of the charity, as set out in the governing document are:

  1. To advance the Christian faith in accordance with the Statement of Beliefs; and

  2. To relieve sickness and financial hardship and to promote and preserve good health by the provision of funds, goods or services.

The trustees note that the Church is not a building, but a gathering of ordinary people of different ages and backgrounds, whose lives have been changed by Jesus Christ, the Son of God. The New Testament reveals the Church as a community of people, properly taught and cared for, who by loving and serving Jesus Christ, were also committed to love and care for each other and to bring a blessing to the area in which they lived. Christ Church Newcastle: its trustees, elders and members are committed to the restoration of those New Testament principles. It is not alone in this, it is one of many Churches in the area, country and all over the world that is re-discovering the excitement of knowing Jesus Christ. The vision is to see the people of Newcastle upon Tyne come into this experience of knowing Jesus as their Lord, Saviour and friend.

Summary of the charity's main activities and achievements

To further the above objects and vision, the charity's main activities and achievements were as follows:

Weekly church meetings and events; Donations to institutions and individuals; and Reordering and settling into our new building, purchased in July 2021.

The trustees consider the achievements of the church during the year to be:

Church Family Life

15 Home Groups comprising over 200 adults meet week-by-week, supported centrally.

We set up a ministry for the support and care of immigrants & refugees, along with those finding life tough. This has become a significant ministry within Christ Church Newcastle.

We’ve had a steady number of visitors, many of whom now attend CCN. The church has continued to grow.

During the year we prepared, supported and sent over 20 of our members to help revitalise a church in another part of the city (West Denton). This was a significant focus during this past year.

The church leadership and volunteers continue to offer significant ongoing pastoral and mental health support to those within and outside the church. We continue to run numerous pastoral care seminars throughout the year, which are open to and accessed by others in the region.

We hosted a church “weekend at home” (similar to a weekend retreat, but in the church building), which was well-attended and was a great way for our rapidly growing church family to spend time getting to know one another better, particularly after the disruption caused by Covid-19.

Page 2

CHRIST CHURCH NEWCASTLE

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 AUGUST 2022

Children & Youth Activities

We continued our midweek groups for youth

We continued to hold ad hoc events for children, open to and accessed by many in our community

Community Events/Activities

We sought to run a Christmas season that engaged both church members and the local community. Once again these events were significantly restricted by Covid-19 (people protecting themselves for Christmas)

We continue to have volunteers working with Safe Families for Children, providing support for local children and families in crisis through befriending and the provision of resources.

We have kept our links with a local care home, which again in this reporting year was restricted by Covid-19, but improving and getting back to in-person meetings.

General

Following the purchase of a new building in July 2021, we started to meet in it from September 2021. This has proved to be a huge asset in engaging the local community through weekly Sunday meetings and a range of other uses throughout the year. Not least we have been able to host Hand-in-Hand who engage and support elderly people in our community.

The building has also enabled us to host ad-hoc conferences and meetings for charities with similar aims, such as the North East Gospel Partnership, UCCF, Crosslands Training and Biblical Counseling UK.

CCN has been able to provide support to other churches and individuals in the region, both financially and in practical ways.

Most the charity's activities are undertaken by volunteers and the charity could not operate effectively without their efforts.

In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission.

Structure, Governance and Management

Responsibility for setting policy and for determining the parameters within which the charity should operate rests with the trustees, who meet regularly to monitor the activities of the charity. Responsibility for the day-to-day operation of the charity has been delegated to the staff team led by Hugo Charteris. Responsibility for the spiritual oversight of the church has been delegated to the eldership team.

The charity is controlled by its governing documents, the Memorandum and Articles of Association, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Page 3

CHRIST CHURCH NEWCASTLE

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 AUGUST 2022

At any time, there must be a minimum of three trustees. The Board of Trustees is responsible for the appointment of new Trustees. All trustees appointed are in full support of the charity’s aims and objectives and are familiar with the day-to-day practical workings of the charity.

Any newly appointed trustees will be given a copy of the current version of the governing documents and a copy of the latest Trustees’ Annual Report and statement of financial statements. Newly appointed trustees are also encouraged to participate in appropriate training in order to allow them to perform their duties with appropriate skill and attention.

The pay of key management is determined in line with a remuneration policy which benchmarks the pay of staff members against the teachers’ pay scale.

Financial review

During the year income decreased by £445,556, to £332,173, and expenditure increased by £25,321 to £286,479. As a result surplus for the year decreased by £470,877, to £45,693 and the charity's net assets increased by the same amount, to £651,353. Net current assets increased by £27,416, to £230,437.

The financial performance and position were significantly affected by the decision to purchase a church building at a cost of £800,000 in July 2021. The purchase was funded through a combination of donations and a mortgage of £405,000. £506,387 of the additional income was a result of an appeal to raise funds to allow the charity to purchase a building. The donations were received from church members and friends of the church (mainly family and friends of church members). Whilst there have been some further donations received in the current financial year relating to the purchase of the building, these are not as significant as seen in the prior year, leading to the reduction in income and surplus in the year.

Fundraising

The charity does not have any fundraising objectives. The only fundraising that occurred in the year was in relation to an internal appeal to generate funds for the purchase of a church building. The cost of raising funds is not significant and has not been separately disclosed.

Reserves policy

The trustees have determined that the charity should aim to hold unrestricted cash of no less than £75,000 (which equates to about 3 months' of unrestricted expenditure) so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end, the charity held unrestricted cash of £209,519 and the charity is complying with its reserves policy.

Key risks and uncertainties

The charity is exposed to various risks - be they operational, financial or reputational. The trustees review the charity's activities regularly to identify significant risks and, where possible, they take appropriate measures to mitigate those risks.

Page 4

CHRIST CHURCH NEWCASTLE

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 AUGUST 2022

The principal risk that could adversely affect the charity is moral failure resulting in large numbers of members leaving the church. The trustees are satisfied that a culture exists within the organisation, where challenge is welcomed and leadership is shared, to sufficiently mitigate the likelihood of this risk materialising.

Plans for the future

Christ Church intends to continue its regular activities and has no plans for significant changes in any aims or objectives.

Responsibilities of trustees under company law

The trustees are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charitable company as at the balance sheet date and of its incoming resources and application of resources, including income and expenditure, for the financial year. In preparing these financial statements, the trustees are required to:

  1. select suitable accounting policies and apply them consistently;

  2. observe the methods and principles in the Charities SORP;

  3. make judgements and estimates that are reasonable and prudent;

  4. state whether the applicable accounting standards have been followed, subject to any material

departures disclosed and explained in the financial statements; and

  1. prepare the financial statements on a going concern basis unless it is inappropriate to presume

that the charity will continue in operation.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval

This report, which has been prepared in accordance with the provisions of the Companies Act 2006 relating to small companies, was approved by the trustees and signed on their behalf by:

S Pugmire

Mr S Pugmire

Date: 26 March 2023

Page 5

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

CHRIST CHURCH NEWCASTLE ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 August 2022 on pages 7 to 16 following, which have been prepared on the basis of the accounting policies set out on pages 9 to 10.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner’s statement

Since the Company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of Member of the Institute of Chartered Accountants in England & Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Lourens du Plessis

Lourens du Plessis ACA CA(SA) Member of the Institute of Chartered Accountants in England & Wales Stewardship 1 Lamb's Passage London EC1Y 8AB

Date: 28 March 2023

Page 6

CHRIST CHURCH NEWCASTLE

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 AUGUST 2022

Note
INCOME AND ENDOWMENTS FROM:
Donations
3
Charitable activities
4
Total income and endowments
EXPENDITURE ON:
Charitable activities
5
Total expenditure
Net income/(expenditure)
Transfers between funds
15
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
15
Unrestricted
Funds
£
301,140
10,330
311,470
216,384
216,384
95,086
-
95,086
526,125
621,211
Restricted
Funds
£
20,703
-
20,703
70,095
70,095
(49,392)
-
(49,392)
79,534
30,142
Total
Funds
2022
£
321,843
10,330
332,173
286,479
286,479
45,694
-
45,694
605,659
651,353
Total
Funds
2021
£
777,729
-
777,729
261,158
261,158
516,571
-
516,571
89,088
605,659

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing operations.

The statement of financial activities also complies with the requirements for an income and expenditure account required by the Companies Act 2006.

The notes on page 9-15 form part of these accounts.

Page 7

CHRIST CHURCH NEWCASTLE

BALANCE SHEET

AS AT 31 AUGUST 2022

Note
FIXED ASSETS
Tangible assets
8
CURRENT ASSETS
Debtors
9
Cash at bank and in hand
10
CREDITORS: Amounts falling
due within one year
11
Net current assets / (liabilities)
Total assets less current liabilities
CREDITORS: Amounts falling due
12
after more than one year
TOTAL NET ASSETS
FUND BALANCES
15
Unrestricted Funds
General funds
Restricted Funds
Unrestricted
Funds
£
809,505
809,505
37,409
179,377
216,786
(16,491)
200,295
1,009,800
(388,589)
621,211
621,211
621,211
-
621,211
Restricted
Funds
£
-
-
-
30,142
30,142
-
30,142
30,142
-
30,142
-
-
30,142
30,142
Total
Funds
2022
£
809,505
809,505
37,409
209,519
246,928
(16,491)
230,437
1,039,942
(388,589)
651,353
621,211
621,211
30,142
651,353
Total
Funds
2021
£
799,034
799,034
97,366
130,308
227,674
(24,652)
203,021
1,002,055
(396,396)
605,659
526,125
526,125
79,534
605,659

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 August 2022.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 August 2022 in accordance with Section 476 of the Companies Act 2006 however, in accordance with Section 145 of the Charities Act 2011, the accounts have been examined by an independent examiner and their report has been included in these financial statements.

The financial statements have been prepared in accordance with the provisions of Part 15 of the Companies Act 2006 relating to small companies.

The financial statements were approved by the Board of Directors and were signed on its behalf by:

S Pugmire

Mr S Pugmire

Date: 26 March 2023

Company number: 06535478

The notes on page 9-15 form part of these accounts.

Charity number: 1124990

Page 8

CHRIST CHURCH NEWCASTLE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2022

1 Statutory Information

The charity is a charitable company limited by guarantee and is incorporated in the United Kingdom. The company's registered number and registered office address can be found on the Company Information page.

2 Accounting Policies

These financial statements are prepared on a going concern basis, under the historical cost convention .

These financial statements have been prepared in accordance with the "Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) ("the Charities SORP"), with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland ("FRS 102"), with the Companies Act 2006 and with the Charities Act 2011. The charity meets the definition of a public benefit entity as set out in FRS 102.

The principles adopted in the preparation of the financial statements are set out below.

a) Going concern

The trustees (who are the charitable company's directors for the purposes of company law) have assessed whether the use of the going concern basis is appropriate and have considered possible events or conditions that might cast significant doubt on the ability of the charity to continue as a going concern. The trustees have made this assessment for a period of at least one year from the date of approval of the financial statements. In particular the trustees have considered the charity's forecasts and projections and the possible implications should projected income and / or expenditure vary unexpectedly. The trustees have concluded that there is a reasonable expectation that the charity has adequate resources to continue to operate for the foreseeable future. The charity therefore continues to adopt the going concern basis in preparing its financial statements.

b) Income

Income including investment income is recognised in the period in which the charity becomes entitled to receipt, the amount receivable can be measured with reasonable certainty, and receipt is probable. For the most part, income is generally recognised when it is received. Income is only deferred when the charity has to fulfil conditions before becoming entitled to it or where the donor has specified that the income is to be expended in a future period.

Income from donations includes:

Income from charitable activities represents income receivable from goods, services and facilities supplied in furtherance of the charity's charitable objects. It includes income from church retreats and other events and courses.

c) Expenditure

Expenditure, including irrecoverable VAT, is recognised when it is incurred or, if earlier, when a legal or constructive obligation for a payment arises provided that it is probable that settlement will be required and the amount of the obligation can be measured

The charity makes grants to other institutions and individuals to further its charitable objectives. Grants payable are recognised as constructive obligations arise, which is generally when the charity expresses a commitment to the recipient that can be measured reliably and then only to the extent that any conditions associated with the grant are outside of the control of the charity.

Governance costs, which are included in expenditure on charitable activities but are identified separately in the notes to the accounts, includes costs associated with the independent examination of the financial statements, compliance with constitutional and statutory requirements and any other expenditure incurred on the strategic management of the charity.

d) Fund accounting

Page 9

CHRIST CHURCH NEWCASTLE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2022

e) Tangible fixed assets

Items purchased or donated for the charity's own use are capitalised when the cost of purchased items, or the fair value of donated items, is more than £500 and the item is expected to benefit the charity over more than one accounting period. Depreciation is charged on a straight line basis so as to write down the value of each asset to its estimated residual value (if any) over its expected useful economic life. To achieve this objective the following rates of depreciation are charged:

Freehold land Is not depreciated (because it is not consumed by use)
Freehold buildings Over 50 years after taking account of the building's residual value
Leasehold improvements Over the lease term or, if shorter, expected useful life
Equipment 3 years
Building improvements 10 years straight line

The carrying values of tangible fixed assets are reviewed for impairment in periods when events or changes in circumstances indicate that the carrying value may not be recoverable.

f) Pension scheme arrangements

The charity operates defined contribution pension schemes for its employees. Obligations for contributions to these schemes are recognised as an expense when the liability arises. The assets of these schemes are held separately from those of the charity in independently administered funds.

g) Taxation

The company is a registered charity; it has taken advantage of the various reliefs from taxation available to charities and no tax is payable on the charity's income.

h) Financial instruments

The charity's financial assets and financial liabilities all qualify as basic financial instruments, as defined by FRS102. Except for loans, creditors and debtors are measured at their expected settlement value (normally the amount of cash that the charity expects to pay or receive). The charity recognises liabilities for the principal of those loans that remains outstanding at the year end (i.e. the liabilities exclude any interest chargeable on the loans in future years).

i) Exemption from preparing a cashflow statement

The charity has taken advantage of an exemption conferred by the Charities SORP and has not prepared a cash flow statement.

j) Critical accounting estimates and areas of judgement

ln preparing financial statements certain judgements, estimates and assumptions have to be made that affect the amounts recognised in the financial statements. The trustees consider the following to be significant:

The annual depreciation charge for property, plant and equipment is sensitive to changes in the estimates for useful economic life and residual value. These estimates are reassessed annually and, when necessary, adjusted to reflect current circumstances.

3 Donations

Donations
Donations of cash and similar
Other grants receivable
Income tax recoverable
Income from charitable activities
Church retreats and events
Book sales
Other Income
2022
£
254,036
-
67,807
321,843
2022
£
8,768
152
1,410
10,330
2021
£
635,858
9,000
132,871
777,729
2021
£
-
-
-
-

4 Income from charitable activities

Page 10

CHRIST CHURCH NEWCASTLE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2022

5 Charitable expenditure

a
Costs incurred directly on specific activities
Employment costs (including relocation expenses and contractor costs)
Ministry Costs
Telephone and utilities
Gifts to speakers
Catering
Venue hire
Building maintenance
Conferences and training
Miscellaneous expenses
Events expenses
Grants payable (note 8c)
b
Costs incurred on support & administration
Governance costs
Independent examiner's fee
Other
Printing, postage and stationery
Subscriptions and professional fees
Bank loan interest payable
Depreciation of tangible fixed assets
Other Admin Costs
Insurance
Total expenditure
2022
£
144,740
8,127
17,308
-
1,810
-
24,254
8,720
1,697
6,302
212,958
22,709
235,667
2,880
13
2,893
572
6,173
14,270
21,293
1,792
3,818
50,812
286,479
2021
£
175,328
-
60
75
5
6,256
8,865
6,801
1,690
1,032
200,112
27,530
227,642
2,880
1,020
3,900
199
2,057
1,356
2,930
18,540
4,534
33,516
261,158

Total expenditure

The fee payable to the independent examiner for preparing and examining the accounts was £2,880 (2021: £2,880); in addition the charity paid £838 (2021: £858) to Stewardship for payroll bureau and consultancy services.

c Grants payable

Grants for UK and overseas mission
Grants for the relief of poverty
The comparatives for the previous year are as follows:
Grants for UK and overseas mission
Grants for the relief of poverty
The charity's principal grants to institutions comprised:
UCCF
Acts 29
FIEC
Friends International
Trinity Church Sunderland
New Life Church Middlesbrough
Redeemer Church
Regent Chapel
SIM International
Crosslands
Edinburgh Theological Seminary
Grants to institutions for less than £1,000 each
Institutions
£
22,444
-
22,444
Institutions
£
26,530
1,000
27,530
Individuals
£
-
265
265
Individuals
£
-
-
-
2022
£
3,250
-
5,074
3,600
-
-
4,800
-
-
2,000
2,000
1,720
22,444
2022
£
22,444
265
22,709
2021
£
26,530
1,000
27,530
2021
£
6,900
2,540
4,534
4,000
2,000
2,000
3,200
1,000
1,000
-
-
356
27,530

Page 11

CHRIST CHURCH NEWCASTLE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2022

6 Analysis of staff costs, the cost of key management personnel and trustee remuneration

ysis of staff costs, the cost of key management personnel and trustee remuneration
Gross wages and salaries
Social security
Pension costs
2022
£
121,534
7,060
11,743
140,337
2021
£
149,063
10,479
14,804
174,346

£nil (2021: £9,000) of the total salary payments were reimbursed by another charity as a contribution for work undertaken for that charity by a staff member.

The average monthly number of employees during the year was 4 (2021: 5). Most of the charity's activities are carried out by volunteers.

No staff received salaries at a rate of more than £60,000 per annum.

The charity's key management comprise the trustees and the key staff named on the Company Information page. Total employment benefits payable to key management for the year were as follows:

Other
Employer
Wages &
employment
pension
salaries
benefits
contributions
Trustees:
Hugo Charteris
40,124
-
4,012
Other members of key management
62,446
-
6,275
2022
£
44,136
68,721
112,857

The following amounts were payable in the previous year:

following amounts were payable in the previous year:
Other
Employer
Wages &
employment
pension
salaries
benefits
contributions
Trustees:
Hugo Charteris
40,124
-
4,012
Other members of key management
97,682
-
9,768
2021
£
44,136
107,450
151,586

Hugo Charteris served as a church leader and received the above payments for serving in that capacity, not for serving as trustee; these payments are permitted by the charity's governing document.

7 Acting as agent

On occasion the charity receives money on behalf of other charities, which it banks and then pays out to these charities. This income is received as agent for these other charities and the income, and the related payments, are excluded from the Statement of Financial Activities; any money that has not been distributed by the year end is recognised as a creditor.

During the year the charity acted as agent for the North East Learning Site; a training collaboration between the North East Gospel Partnership and Crosslands and, in that capacity:

Page 12

CHRIST CHURCH NEWCASTLE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2022

8 Tangible fixed assets

Cost
At 1 September 2021
Additions
At 31 August 2022
Accumulated depreciation
At 1 September 2021
Charge for the year
At 31 August 2022
Net book value
At 31 August 2022
At 31 August 2021
9
Debtors
Falling due within one year:
Tax recoverable
Other debtors
Total debtors
10
Cash at Bank and in Hand
Cash at bank with immediate access
11
Creditors: liabilities falling due within one year
Other creditors
Accruals
Loans
12
Creditors: amounts falling due after more than one year
Loans
Freehold
Land
£
200,000
-
200,000
-
-
-
200,000
200,000
Freehold
Property
£
600,000
-
600,000
2,000
12,000
14,000
586,000
598,000
Fixtures,
fittings and
equipment
£
5,802
31,763
37,565
4,768
9,293
14,061
23,505
1,034
2022
£
36,386
1,023
37,409
37,409
2022
£
209,519
209,519
2022
£
5,507
2,880
8,104
16,491
2022
£
388,589
388,589
Total
2022
£
805,802
31,763
837,565
6,768
21,293
28,061
809,505
799,034
2021
£
1,700
-
97,366
97,366
2021
£
130,308
130,308
2021
£
13,811
2,880
7,961
24,652
2021
£
396,396
396,396

Page 13

CHRIST CHURCH NEWCASTLE

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2022

13 Loans

The liabilities for loans referred to in notes 11 and 12 fall due for repayment as follows:

Repayable:
Within one year
Between one and five years
After five years
2022
2021
£
£
8,104
7,961
35,360
34,299
353,229
362,097
396,693
404,357
Bank loans
2022
2021
£
£
8,104
7,961
35,360
34,299
353,229
362,097
396,693
404,357
Bank loans
404,357

Property and Land with a carrying value of £800,000 have been pledged as security for the charity's bank loans. Interest is payable at a variable rate, which at the balance sheet date was 3.45%. The loan is being repaid in monthly instalments and must be repaid in full by 31 July 2051.

14 Pension commitments

During the year employer’s pension contributions totalling £11,743 (2021: £14,804) were payable to defined contribution personal pension schemes. £334 pension contributions were owing at the balance sheet date (2021: £334).

15 Funds

During the year the movements in the charity's funds were as follows:

General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Restricted - Building fund
Restricted - West Dunton
Aggregate of funds
Opening
balance
2022
£
526,125
526,125
79,534
-
79,534
605,659
Incoming
resources
2022
£
311,470
311,470
13,313
7,390
20,703
332,173
Outgoing
resources
2022
£
(216,384)
(216,384)
(64,884)
(5,211)
(70,095)
(286,479)
Transfers
in the year
2022
£
-
-
-
-
-
-
Closing
balance
2022
£
621,211
621,211
27,963
2,179
30,142
651,353

Analysis of net assets by fund

The assets and liabilities of the various funds were as follows:

assets and liabilities of the various funds were as follows:
Tangible fixed assets
Debtors
Cash at bank and in hand
Creditors falling due within one year
Creditors falling due after one year
Unrestricted
General
funds
£
809,505
37,409
179,377
(16,491)
(388,589)
621,211
Restricted
funds
£
-
-
30,142
-
-
30,142
2022
£
809,505
37,409
209,519
(16,491)
(388,589)
651,353

Page 14

CHRIST CHURCH NEWCASTLE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2022

In the previous year the movements in the charity's funds were as follows:

General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Restricted - Training
Restricted - Biblical Counselling
Restricted - Building fund
Aggregate of funds
Opening
balance
2021
£
84,425
84,425
4,663
-
-
4,663
89,088
Incoming
resources
2021
£
270,993
270,993
-
350
506,387
506,737
777,730
Outgoing
resources
2021
£
(224,935)
(224,935)
(4,663)
(350)
(31,210)
(36,223)
(261,158)
Transfers
in the year
2021
£
395,643
395,643
-
-
(395,643)
(395,643)
-
Closing
balance
2021
£
526,125
526,125
-
-
79,534
79,534
605,659

Analysis of net assets by fund

In the previous year, the assets and liabilities of the various funds were as follows:

Tangible fixed assets
Debtors
Cash at bank and in hand
Creditors falling due within one year
Creditors falling due after one year
Unrestricted
General
funds
£
799,034
15,269
132,871
(24,652)
(396,396)
526,125
Restricted
funds
£
-
82,097
(2,563)
-
-
79,534
2021
£
799,034
97,366
130,308
(24,652)
(396,396)
605,659

The restricted training fund represent funds made for training church staff and members. The restricted biblical counselling fund represent funds made to be used on biblical counselling within the church. The restricted building fund represent given to be used on the purchase and running of a building for Christ Church Newcastle. The restricted West Denton fund represents funds made to be used on the support of the ministry of West Dunton Community Church.

16 Transactions with related parties

During the year the charity:

17 Members

Each member of the company commits to contribute if the charity is wound up an amount of £10.

Page 15

CHRIST CHURCH NEWCASTLE

DETAILED STATEMENT OF FINANCIAL ACTIVITIES WITH COMPARATIVES

FOR THE YEAR ENDED 31 AUGUST 2022

Note
INCOME AND ENDOWMENTS FROM:
Donations
3
Charitable activities
4
Total income and endowments
EXPENDITURE ON:
Charitable activities:
5
Raising funds
6
Other
Total Expenditure
Net gains/(losses) on investments
Net income/(expenditure)
Transfers between funds
15
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
15
Unrestricted funds Restricted
2022
£
20,703
-
20,703
70,095
70,095
(49,392)
-
79,534
30,142
Total
2022
£
321,843
10,330
332,173
286,479
-
-
286,479
-
45,694
-
605,659
651,353
General
2021
£
270,992
-
270,992
224,935
-
-
224,935
-
46,057
395,643
84,425
526,125
Unrestricted funds
Restricted
2021
£
506,737
-
506,737
36,223
36,223
470,514
(395,643)
4,663
79,534
Total
2021
£
777,729
-
777,729
261,158
-
-
261,158
-
516,571
-
89,088
605,659
General
2022
£
301,140
10,330
311,470
216,384
-
-
216,384
-
95,086
-
526,125
621,211

Page 16