FIGHT AGAINST BLINDNESS (FAB) Charity No 1124806
TRUSTEES REPORT AND ACCOUNTS 1 JANUARY 2025 TO 31 DECEMBER 2025
Summary
In 2025 FAB continued to deliver its Specialist Sight loss and Visual Impairment Clinical Psychology Service to Children and Young People (CYP) in the UK in accordance with its trust deed. FAB’s service is free, unconditional and confidential. It is not available from or commissioned by the NHS. We work in partnership with NHS eye clinics and successfully deliver our service to the charity’s beneficiaries.
FAB trustees’ fundraising by craft fairs, events and the sale of greeting cards continued to support the charity’s unrestricted running costs.
In 2025, FAB’s service was available at Great Ormond Street Hospital London, Addenbrooke’s Hospital Cambridge for East Anglia, Oxford Children’s Hospital for Central England, Southampton General Hospital for the South, St James’s Leeds for the North, Royal Bristol Hospital for Children for the South West and Musgrove Park Hospital Taunton for Somerset.
Our service is for children with any eye condition eg Retinitis Pigmentosa, Choroideremia, Stargardt Disease, Cone-Rod Dystrophy, Best Disease, Leber Amaurosis, Gyrate Atrophy, Bullseye Dystrophy, Alstrom Disease, trauma and syndromes such as Usher and Stickler. Many have complex needs e.g. sight loss and Autism. FAB includes the CYP’s family, school and other support agencies in its work as they are all needed to help successful outcomes. Approximately 90% of children need our liaison with school.
The clinical psychologists liaised with schools’, Sensory Support Services as required and provided training to consultants, doctors, orthoptists, Qualified Teachers of the Visually Impaired. Our podcasts with the RNIB for CYP and parents continue to be highly regarded by professionals, CYP and parents. The turnover of specialist clinical psychologists delivering our work is low and we continue to attract high quality specialists.
FAB continued its prudent financial policies to ensure continuity of service, so essential for our beneficiaries.
We gratefully acknowledge the following grants in the period: £22,400, part of the 4-year grant from City Bridge Foundation for our London service and £1,400 from Oxford Community Impact Fund for our Oxford service. £9,500 from the Foyle Foundation was received in 2024.
Trustees’ Remuneration and Expenses
All trustees are unpaid. Trustees’ expenses are paid in accordance with internal control, given below.
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Review of Accounts
Income for the accounting period was £175,889 from all sources including grants of £158,403 from Trusts and Foundations (90% of income), the main funding source for the charity.
Expenditure on charitable activities in the period was £178,585 with a further £7,922 for work completed in 2025 but yet unpaid. Expenditure exceeded income by £24,225, resulting in a planned use of reserves. The Trustees remain satisfied with the charity’s financial stability.
Funding for charitable activities contracted for 2026 was £248,646. FAB’s policy is to have sufficient funds to cover those contracted activities at the start of 2026 to ensure confidence in continuity of service so essential to our beneficiaries. An unrestricted contingency reserve of £10,000 is held for emergency requests. The fund balance at the end of the period was £48,993.
The running cost of the charity was £3,529, 2% of income for all support activities including travel, charity insurance, website, office, fundraising goods for sale at events, coffee mornings etc. £18,000 was spent on fundraising consultant fees.
Reserves Policy
The trustees are satisfied that the balance of the unrestricted fund is sufficient to meet the day-to-day operating costs of the charity.
A contingency reserve of £10,000 is held to cover emergency funding requests.
FAB maintains restricted reserves of up to one-year psychology costs to ensure continuity of service essential to our beneficiaries, (see Grants). Restricted funds above these oneyear costs are invested into current or new projects, subject to staffing levels and/or recruitment.
Grants
Grant income is recognised on a received basis and grants payable are accounted for on an accruals basis reflecting FAB’s contracted commitments to pay.
Grants are funded to completion on a year-to-year basis and are given permission to continue subject to a satisfactory year end project review.
Independent Accountant’s Report and External Control
An Independent examiner has examined the accounts for the reporting period in accordance with all the applicable directions given by the Charity Commission under section 145(5)(b) of the Act. No concerns were found. This statement is supported in a formal letter to FAB.
Internal Control
The trustees of the charity meet formally four times a year. Meeting minutes are agreed by the trustees and signed by FAB chair. The trustees prepare financial statements for each financial year in accordance with charity law to give a true and fair view of the state of affairs of the charity and of the surplus or deficit of the charity for that period. In preparing the financial statement the trustees have selected suitable accounting policies and applied
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them consistently, made judgments and estimates that are reasonable and prudent, and kept proper accounting records.
Expenses are paid to cover reasonable costs by formal application of signed and authorised expense forms complete with receipts.
Payments for the charitable activities are made on receipt of invoices paid in arrears. Agreements are made by formal letter from FAB to an officer of the organisation concerned. Each project organisation is required to submit quarterly reports and have a quarterly progress review with the clinicians involved. FAB makes no payments to private individuals.
Funding requests to trusts and foundations are made by formal letter/email/application including information on the charity as required. Funds are used in accordance with the donor’s wishes.
Plans
The charity’s plan for 2026 is to maintain our service at the present level and to seek expansion in 2027.
Transactions with Connected Persons and Companies
FAB used Craigmyle Fundraising Consultants for fundraising advice.
Clive Fisher Chair FAB July 2026
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| ACCOUNTS 1 JANUARY 2025 TO 31 DECEMBER 2025 | ACCOUNTS 1 JANUARY 2025 TO 31 DECEMBER 2025 | ACCOUNTS 1 JANUARY 2025 TO 31 DECEMBER 2025 | ACCOUNTS 1 JANUARY 2025 TO 31 DECEMBER 2025 | ACCOUNTS 1 JANUARY 2025 TO 31 DECEMBER 2025 | ACCOUNTS 1 JANUARY 2025 TO 31 DECEMBER 2025 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| FIGHT AGAINST BLINDNESS(FAB) CHARITY NO 1124806 | |||||||||||
| £ | £ | £ | £ | £ | |||||||
| 1. INCOME | UNRESTRICTED FUND |
RESTRICTED FUND |
TOTAL FUND |
2024 | 2023 | ||||||
| EVENTS,COFFEE MORNINGS ETC | 5185.10 | 5185.10 | 5375.65 | 6713.90 | |||||||
| STORE COLLECTIONS | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| PRIVATE DONATIONS | 2436.38 | 2436.38 | 1914.56 | 2893.52 | |||||||
| GIFT AID | 261.25 | 261.25 | 317.50 | 168.75 | |||||||
| BANK INTEREST | 9603.72 | 9603.72 | 9449.18 | 1079.08 | |||||||
| TRUST GRANT UNRESTRICTED CONTRIBUTIONS | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| GRANTS FROM TRUSTS AND FOUNDATIONS | 134603.01 | 134603.01 | 209646.00 | 140950.00 | |||||||
| OXFORD COMMUNITY IMPACT FUND | 1400.00 | 1400.00 | |||||||||
| CITY BRIDGE FOUNDATION | 22400.00 | 22400.00 | |||||||||
| RETURNS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| TOTAL INCOME | 17486.45 | 158403.01 | 175889.46 | 226702.89 | 151805.25 | ||||||
| 2. COSTS | |||||||||||
| CHARITABLE ACTIVITIES | 178585.57 | 178585.57 | 127363.65 | 120210.07 | |||||||
| RUNNING COSTS | |||||||||||
| FUNDRAISING CONSULTANT FEES | 18000.00 | 18000.00 | 19783.75 | 17100.00 | |||||||
| SUPPORT - STATIONARY, OFFICE SUPPLIES, TRAVEL, INSURANCE ETC |
3529.19 | 3529.19 | 3529.12 | 4101.60 | |||||||
| COMMUNICATIONS | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| RETURNS | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| SUB TOTAL | 21529.19 | 21529.19 | 23312.87 | 21201.60 | |||||||
| TOTAL CHARITABLE ACTIVITIES AND RUNNING COSTS | 21529.19 | 178585.57 | 200114.76 | 150675.52 | 141411.67 | ||||||
| TOTAL INCOME LESS TOTAL CHARITABLE ACTIVITIES AND RUNNING COSTS | -4042.74 | -20182.56 | -24225.30 | 76026.37 | 10393.58 | ||||||
| CHARITABLE ACTIVITIES TO 31 DECEMBER 2025 AS YET UNPAID(WORK COMPLETED IN 2025) | |||||||||||
| PSYCHOLOGY PROJECT CAMBRIDGE(EAST ANGLIA) | 6217.00 | ||||||||||
| PSYCHOLOGY PROJECT GOSH(LONDON) | 1705.00 | ||||||||||
| SUB TOTAL | 7922.00 | 7922.00 | 15926.84 | 1700.00 | |||||||
| CHARITABLE ACTIVITIES CONTRACTED FROM 1 JANUARY 2026 | |||||||||||
| PSYCHOLOGY PROJECT CAMBRIDGE(EAST ANGLIA) | 63264.00 | ||||||||||
| PSYCHOLOGY PROJECT SOUTHAMPTON(SOUTHERN) | 12227.00 | ||||||||||
| PSYCHOLOGY PROJECT OXFORD(CENTRAL) | 14876.00 | ||||||||||
| PSYCHOLOGY PROJECT BRISTOL(SOUTH WEST) | 40975.00 | ||||||||||
| PSYCHOLOGY PROJECT GOSH(LONDON) | 78804.00 | ||||||||||
| PSYCHOLOGY PROJECT LEEDS(YORKSHIRE) | 22500.00 | ||||||||||
| PSYCHOLOGY PROJECT TAUNTON(SOMERSET) | 16000.00 | ||||||||||
| SUB TOTAL | 248646.00 | 248646.00 | 232542.66 | 202328.00 | |||||||
| CONTINGENCY RESERVE | 10000.00 | 0.00 | 10000.00 | 10000.00 | 10000.00 | ||||||
| TOTAL CONTRACTED WORK AND CONTINGENCY RESERVE | 10000.00 | 256568.00 | 266568.00 | 258469.50 | 214028.00 | ||||||
| 3. BANK BALANCE AT 31 DECEMBER 2024 | 35784.76 | 304002.44 | 339787.20 | 263760.83 | 253367.25 | ||||||
| 4. BANK BALANCE AT 31 DECEMBER 2025 | 31742.02 | 283819.88 | 315561.90 | 339787.20 | 263760.83 | ||||||
| 5. BALANCE AT 31 DECEMBER 2025 INCLUDING CHARITABLE ACTIVIES YET UNPAID, CHARITABLE ACTIVITIES CONTRACTED AND CONTINGENCY RESERVE |
21742.02 | 27251.88 | 48993.90 | 81317.70 | 49732.83 | ||||||
| STATEMENT OF ASSETS AND LIABILITIES AT 31 DECEMBER 2025 | STATEMENT OF ASSETS AND LIABILITIES AT 31 DECEMBER 2025 | STATEMENT OF ASSETS AND LIABILITIES AT 31 DECEMBER 2025 | STATEMENT OF ASSETS AND LIABILITIES AT 31 DECEMBER 2025 | STATEMENT OF ASSETS AND LIABILITIES AT 31 DECEMBER 2025 | STATEMENT OF ASSETS AND LIABILITIES AT 31 DECEMBER 2025 | STATEMENT OF ASSETS AND LIABILITIES AT 31 DECEMBER 2025 | |||
|---|---|---|---|---|---|---|---|---|---|
| £ | £ | £ | |||||||
| Unrestricted | Restricted | Total | |||||||
| CASH AT 31 DECEMBER 2025 | 31742.02 | 283819.88 | 315561.90 | ||||||
| LIABILITIES | |||||||||
| CHARITABLE ACTIVITIES TO 31 DECEMBER 2025 AS YET UNPAID (WORK COMPLETED IN 2025) |
7922.00 | 7922.00 | |||||||
| CHARITABLE ACTIVITIES CONTRACTED 1 JANUARY 2026 TO 31 DECEMBER 2026 |
248646.00 | 248646.00 | |||||||
| CONTINGENCY RESERVE | 10000.00 | 10000.00 | |||||||
| TOTAL | 10000.00 | 256568.00 | 266568.00 | ||||||
| BALANCE | 21742.02 | 27251.88 | 48993.90 | ||||||
The Corner Cottage Lower Street Thriplow Royston SG8 7RJ 11 August 2026 Mr Clive Fisher Fight Against Blindness 4 Middle Street Thriplow Royston SG8 7RD Dear Clive Certificate of Accounts for the period ended 31 December 2025 Further to the recent review of the annual accounts for Fight Against Blindness (Charity No 1124806) for the period ended 31 December 2025,1 can confirm that the charity's activities are in accordance with its Trust Deed and the Charity Commission register. The review of the charity's transactions and bank statements for the reporting period included sample checks on material donation expenditure. I confirm that the charity's bank accounts were fully reconciled and the sampled transactions were properly recorded with supporting documentation. Yours sincerely JM Nr/lL John M Keyworth