OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2021-03-31-accounts

Trustees Annual Report for the period from 1[st] April 2020 to 31[st] March 2021

1. REFERENCE AND ADMINISTRATION DETAILS Charity Name Friends of Conakry Refugee School Other name charity is known by FCRS Registered charity number 1124736 Charity’s principal address The Coach House 4 Church View Baschurch Shropshire SY4 2CD

Names of the charity trustees who manage the charity: trustees who manage the charity:
Rolf Levesley Chair Reappointed 23rdJune 2018
Mark Walmsley Trustee Reappointed 23rdJune 2019
Tanya Walmsley Trustee Reappointed 23rdJune 2019
Rachel Roland Trustee Reappointed 12thOctober 2020
Angela Saganowska Trustee Reappointed 23rdJune 2019
Ruth Walmsley Trustee Reappointed 23rdJune 2020
Jacqueline Watkins Trustee Appointed 18thJuly 2018
Jeanette Whitford Trustee Appointed 11thFebruary 2020

Name of the volunteer Director Angela Saganowska

Name of the volunteer Treasurer Pauline Levesley

Name of the Independent examiner

Kate Chetwood.

2.
STRUCTURE, GOVERNANCE		 2.
STRUCTURE, GOVERNANCE		 AND MANAGEMENT
Type of governing document Trust deed signed 23rdJune 2008
How the charity is constituted Trust
Trustee selection methods New Trustees will be selected for appointment by
the Trustees with regard to the skills, knowledge
and experience
needed
for		 the
effective
administration of the Charity

Because of the pandemic all meetings were held on Zoom. There were 4 Trustee Board meetings during the 2020/21 financial year. There were also regular Strategy Sub group and Fundraising group meetings.

Additional governance issues

Relationship with any related party. There were no payments to related parties.

1

3. OBJECTIVES AND ACTIVITIES

Summary of objects of the charity set out in its governing document:

To advance the education and relieve the financial hardship of those refugee children and children of refugees who require schooling and attend Conakry Refugee School, Guinea, which is currently not supported by the Government of Guinea or any other agency.

Our vision and objectives

FCRS believes that every child and young person should be educated, protected, respected and valued regardless of their faith, gender, ethnic background or financial circumstance.

We believe that:-

FCRS supports Conakry Refugee School (CRS) in Guinea, West Africa, to advance the education and life chances of vulnerable and marginalised children and young people, many of whom were originally from the refugee community.

We are one of the few UK charities involved in enhancing the education and wellbeing of English- speaking children in Guinea. As a value-driven organisation we are passionate about ensuring access to good education, promoting gender equality and tolerance. All our programmes are aimed at bringing about change to achieve our mission and objectives. Our successes are based on fostering a direct and honest working relationship with the school based on mutual respect and collaboration. We do not underestimate the challenges of working in a country which features in the bottom ten in terms of literacy, girls’ access to school and life expectancy.

Conakry is the capital of Guinea, which is one of the poorest African countries.

CRS is an English-speaking school and a remarkable establishment; its ethos and values of equality, tolerance and compassion, and its quest for excellence in education sets it apart from other schools in Guinea. Its promotion of access and education for girls as well as its stance on supporting them on controversial issues like FGM and early marriage makes it unique. Over 50% of students at the school are female. It is a large school of nearly 600 students providing both primary school and secondary school education, with an excellent reputation in external exam performance. The vast majority of its pupils come from very disadvantaged refugee backgrounds and are often living

2

with single parents or extended family members. It functions as more than just a school…. It provides a safe haven for vulnerable and at-risk young people as well as serving as a community resource.

CRS receives no government support and without the support of FCRS the school would have to rely totally upon the fees of the students. The fees must be very low because the students are very poor, yet many are still unable to afford them.

4. PUBLIC BENEFIT STATEMENT

Trustees have had regard to the guidance provided by the Charity Commission relating to public benefit. In deciding upon the objectives listed below they recognise the activities undertaken in pursuance of those objectives are for the public benefit.

Summary of the main activities undertaken for the public benefit in relation to these objects in 2020/21

FCRS has 7 objectives listed below which are not mutually exclusive and are aligned with our vision and mission. We deliver our objectives through a series of programmes. We actively engage, provide resources and programme-manage developments, aligned with our vision on education, in support of CRS, to improve the life chances and advance the education of marginalised and vulnerable children and young people.

Objective - Focusing on Marginalised and Vulnerable Children and Young People

Objective – Achieving excellence in education

Objective – Supporting the school towards realistic sustainability

Objective – Well-being and safety for all

3

Objective – Building equality

Objective – Building professional development and leadership training

Objective – Promoting a more tolerant society by raising awareness and knowledge of life in Guinea

Our UK schools programme and talks to other organisations were not possible because of the Covid pandemic

Our approach

Our aim has always been to work in true and equal partnership with the school and we will continue to strive and challenge our actions, language, and behaviour to ensure this approach.

FCRS acknowledges we have considerable privilege and power, and we must pay attention to issues of race and avoid a paternalistic approach. FCRS will continue to focus on our belief that good quality education is the cornerstone to developing a child or young person’s potential and improving their life chances. We will create a narrative that emphasises self-determination and constantly review our policies and programmes and challenge each other to ensure that we are not inadvertently using discriminatory policies or practicing discriminatory behaviour. We will engage the CRS management in all decisions about funding and use of funds.

5. 2020/21 ACHIEVEMENT AND PERFORMANCE

Synopsis of the year

The beginning of the financial year was marked by the worldwide COVID-19 pandemic outbreak – lockdown in the UK and closure of all schools in Guinea. As with other charities, our plans and fundraising strategies came under immediate threat. Work started immediately, trying to risk-assess the pandemic’s impact and on how we could best mitigate its worst risks to our organization, the school, and our plans for 2020/21.

4

Closure of the school in Conakry meant not only that the students’ education stopped but also that they couldn’t receive the school meals FCRS provide. With no pupils attending school there were no fees coming in to pay the wages of the staff.

Plans to implement our three-year strategy to enhance the long-term sustainability of the school, underpinned by a major two-year grant from the Merck Family Foundation, were placed under serious threat.

As a small charity supporting an overseas educational programme, we were not eligible for the government’s special COVID-19 grants and many charitable funding bodies gave priority to programmes operating within the UK.

The activities and plans for the rest of the year for both FCRS and the school were

Reported cases of the virus remained comparatively low in Guinea, but the country’s economy suffered considerably with spiralling inflation. The impact for the school being;

Impact on FCRS

HOWEVER

5

This has been a difficult year for everyone, with a series of major highs and lows. It has required CRS and FCRS to work very closely together and be involved in protracted planning and risk-analysis discussions over an extended period.

We would like to pay tribute to the very capable and hardworking CRS Management Team and school staff who have made this possible. They have successfully achieved a mammoth undertaking in a period of massive global uncertainties.

All our sincere thanks and appreciation also go to all our loyal local supporters and donors, together with our volunteers and contributors to all our on-line fundraising events during the year.

We would specifically like to thank our major donors; the Merck Family Foundation, Avonbrook and the Waterloo Foundation (via the Big Give 2020 Christmas Challenge) whose generosity and support has been instrumental in the continuing achievement of our three- year Sustainability Plan.

The challenges ahead are still immense. Guinea remains one of the poorest countries in the world; its political and economic future remains precarious with refugee communities, several decades on, remaining some of the most marginalised and vulnerable groups in the community. Girls particularly are particularly vulnerable with Guinea being ranked 152 out 154 countries in terms of inequality for girls’ access to education.

Although our plans aim to attract more fee-paying students, a large number will be unable to pay and ongoing financial support for those students will be needed for the foreseeable future and until the new school establishes itself. The school will still

6

require considerable support for several years to come and we acknowledge this will pose a challenge to FCRS particularly in the current post lockdown COVID climate.

The detailed sections set out below, provide information on the performance of our priority programmes.

a. The School Building and Advancement of Science

In 2019 CRS and FCRS developed a 3-year Strategy to enhance CRS’s long term sustainability It identified

It hoped to build

and identified that

In January 2020, we received a grant from The Merck Family Foundation 75,000 Euros over 2 years for:

“The provision of a well-resourced learning environment and well-motivated and trained staff to support the long-term sustainability of the school, attracting fee paying students while continuing to provide an excellent education to marginalized and vulnerable sectors of the community and further the advancement of teaching of science in Guinea.”

The grant therefore is pivotal in helping us achieve the priorities of the 3-year Strategy,

The money is to

The provision of a well-resourced learning environment and well-motivated and trained staff will help the long-term sustainability of the school, attracting fee paying students while continuing to provide an excellent education to marginalized and vulnerable sectors of the community. Few schools in Guinea have practical science facilities.

7

The 2019 visit had confirmed that because of the physical changes to the external environment of the school (increasing traffic, noise and pollution) and the lack of maintenance by the landlord, the school building was inferior to the other schools visited and the poor physical condition and locality would hinder CRS’s potential to attract pupils that could pay higher fees and therefore its future sustainability. However, the option of renovating the current building had to be seriously considered, priced and evaluated, to identify the most cost-effective option but also in case no other option was viable.

Initially it had been hoped that Angela Saganowska and Jackie Watkins would be able to look at potential buildings and discuss face to face with CRS how to implement this programme during their planned visit. This has not been possible, and all the planning and execution of the programme has been undertaken via conference calls, emails, plentiful photos and WhatsApp.

Throughout 2020 and the first part of 2021 we have worked very closely with CRS to determine whether they should move to a new building or renovate the current building, undertaking considerable risk analysis of several potential buildings, and detailed discussion regarding negotiations undertaken by the CRS management with potential landlords, engineers and builders.

The journey was a rollercoaster of highs and lows when it was feared that the current lease might end on 31[st] December 2021 with the school having nowhere to go.

By the end of the financial year this deep low looked like being a possibility as there was no new building on the horizon and the landlord of the current building had at the last minute decided he wanted 3 years rent in advance so that he could undertake the necessary works to the building.

We are pleased to report that after the end of this reporting year another suitable building was found and a four-year lease was signed in early June 2021.

The challenges for CRS for 2021/22 and the next two years will be immense

The challenges for FCRS will be to

CRS will be only English-speaking school offering practical science lessons allowing them to market the school not just based on its existing excellent academic reputation but

8

also now on its much-improved educational environment and its unique science education offer to prospective students

By increasing capacity by over a third CRS now has an opportunity to generate a significant increase in annual income from student fees whilst not losing its focus on educating children in most need

b. Student Scholarships and Examination Achievements

Scholarships are awarded annually for an academic year. The criteria for choosing which students are awarded scholarships ensures that the many marginalised and vulnerable pupils continue their education. If a student’s circumstances do not change for the better and they have attended school regularly they are eligible for a scholarship the following year.

In addition, each academic year, if finance allows, 12 of the most able scholarship students in the external exam grades are awarded with exam scholarships. This means the students know that all of their exam fees and the cost of going to Sierra Leone to take the exams will paid by FCRS. They are therefore able to put all their energy and effort into achieving high standards in the exams rather than being worried that they may not be able to afford to take them.

During the last school visit parents reported the positive and important impact of the scholarship programme on both pupils and their families. It meant families could afford transport costs and therefore send their children to school on a regular basis. The Exam scholars all reported that the scholarships gave them an opportunity to take exams they could not afford and extra motivation to do well.

In the past we had a much smaller programme, whereby supporters sponsored an individual student and supported that student throughout his/her education at the school. This programme is being phased out and we hope that in future supporters will sponsor scholarships instead. All students in our sponsored student programme are automatically awarded a scholarship each year ensuring that they do not have to pay any school fees but in addition their sponsors provide them with additional help to keep them in education and pay for their exam fees. The number of students supported on this programme will decline as these students complete their education and hopefully leave school with recognised academic qualifications.

During the 2019/20 academic year 3 students were part of our sponsored student programme. They were also provided with a small allowance to help them get to school, purchase school uniform, school books and equipment. 1 of these students was in Grade 12 and therefore his sponsors paid all his exam fees and covered the costs of him going to Sierra Leone to take his final exams when he passed 6 of the 8 chosen subjects.

There are therefore 2 students left on the sponsored student programme for the 2020/21 Academic year. They will remain on the programme until they complete their education at the school. One will be taking her grade 12 exams Summer 2021.

9

The fees that FCRS pay for the scholarship students are used by CRS to provide members of staff with a guaranteed amount of money each month and therefore pay staff a higher level of pay than could have delivered if CRS was reliant on fee payment by pupils alone. Those with children have also been awarded one scholarship per family thus further helping their families’ well-being. Without this support many of the staff would not be able to continue working at the school. Ensuring a higher wage is important for their well-being, motivation and morale and helps CRS retain the right people thus contributing to the quality of education.

10

meals were not provided – poorer attendance, students are hungry. Many had to leave home as early as 6am to get to school on time.

d.

Breakfast Club Programme

e. PHSE and Sanitation materials

During the pandemic water and hygiene has been highly important.

The Guinean Government set out stringent hygiene measures that schools had to undertake before they were allowed to reopen

and once open schools had to abide by further strict measures

There were regular visits from Ministry of Education officials to check that these measures were in place and were being implemented.

These regulations required additional costs that CRS had not budgeted for and could not afford – flash thermometers, water kits for each classroom door, soap, hand sanitiser, face masks, water sacs for drinking, adaptation of the sick room into the required waiting room and spraying the school.

We were allowed to use the Merck grant as well as specific donations from our supporters to pay for these initial costs and increase the PHSE programme’s budget to cover the extra water and sanitation costs. Previous years’ support that had established a designated sick room and the provision of a water tower so that the school could have a constant, good supply of clean water also helped them meet the requirements and meant that the school was able to open as quickly as allowed.

11

f. Female Hygiene Kits

This project has suffered as a consequence of the cancelled visit. Over 80 sustainable sanitary kits made by volunteers of the Penrith Chapter of Days for Girls and Dunstable Inner Wheel were all packed ready to go. The volunteers have prepared many more since. They will all be taken out as soon as we can make a visit.

Sanitary pads are expensive in Guinea, in some cases costing up to 25% of female staff’s monthly salaries and in many cases leading to absence from school because they are too expensive. Reusable sanitary wear saves money for both them and the PHSE budget and should decrease female student absenteeism. Our aim is to eventually provide them for all female students.

g. Health Club

Many of the activities were curtailed because of COVID restrictions but the club has been able to meet and flourish thanks to the extra resources made available last year. The attractive, safe, and well-resourced room for their meetings, with additional equipment to enhance their excellent work, provides space where girls can be educated about their rights, inspired to stay in school, and supported in avoiding FGM and Early Marriage.

h. Professional Development

With the help of the Avonbrook Foundation, members of staff have been able to attend a three-year training course that leads to a professional teacher certificate thus increasing the quality of education at the school. The training comprises of three residential courses in Sierra Leone per year normally held during the Christmas, Spring and Summer holidays and one period of teaching practice also in Sierra Leone either during the Autumn or Spring terms of their second and third years.

The Easter 2020 course was cancelled online because of the pandemic. On-line study was set up through May, June and July and a WhatsApp group set up for tutorials. Some of the savings on accommodation and travelling were used to help them with the data costs. Normal courses resumed in the summer 2020 with some catch up in the Autumn. All other courses have been back to normal.

12

i. Solar Power

Unfortunately, this programme also suffered because the school visit was cancelled. New solar lights would have been taken out April 2020 if the visit have not been cancelled. They will be taken out when it is possible to visit.

The lamps are kept in school and lent to students and staff as required.

j. To maintain support and raise awareness and knowledge of life in Guinea

This programme was badly affected by the pandemic in the UK and the links with local UK schools and talks to community organisations could not be maintained. All activity had to be undertaken on-line.

6. FINANCIAL REVIEW

i. Brief statement of the charity’s policy on reserves

FCRS has no overheads, does not have paid staff, and therefore has no ongoing commitments in terms of its day to day running costs in the UK. It therefore does not need to ensure a level of reserves to be retained to meet legal or contractual liabilities within the UK.

FCRS’s income is used to support programmes at Conakry Refugee School that will advance the education and life chances of marginalized children and young people, many of whom were originally from the refugee community.

To give CRS more security and help them better manage their finances, Trustees have decided that they will annually determine the programmes FCRS can realistically provide for CRS for the whole of the following academic year. That support will be based upon CRS’s needs and the amount of money FCRS has at the end of July.

13

Once the annual amount has been agreed FCRS will support other requests from CRS only if extra funding / grants are obtained over and above those needed to provide the agreed support for the year and build up a fund for the following year’s support.

This means that although the amount of money held during the year will fluctuate Trustees will ensure that there is sufficient income held to honour the agreed support and any other agreed projects.

For 2020/21 Trustees were working towards ensuring that by the end of July 2021 (the end of CRS’s academic year) there would be at least £30,000 in the bank that could be committed for the 2021/22 academic year.

At the end of this financial year, we had £32,593.73 unrestricted funds and £72,050.11 in restricted funds. Total £104,643.84

Restricted funds Big Give 2020 for 2020/21 scholarships £ 6,860.52 School Meals £ 737.20 Professional Development (Avonbrook) £ 2,923.99 Health Club £ 395.31 Merck Family Foundation £ 61,133.09

This was sufficient to fulfil all our commitments for the academic year ending July 2020 but required fundraising by the end of July to be able to commit £30,000 for the 2020/21 academic year.

Trustees would like to thank all our generous supporters who ensured that, despite Covid 19, we reached that target by the end of July 2021.

ii) Principal sources of funds

Fundraising

In previous years fundraising events have been a major source of income (£4,587.50 in 2019/20) but also an important way of raising awareness, support, and donations. The pandemic has meant that live fundraising events have not been possible and those planned for the early part of the year were cancelled, including a big concert with The National Polish Folklore Choir of Great Britain and dancers plus The Mere Singers, a local choir.

The Fundraising Group quickly adapted to producing more regular newsletters and organising on-line “events” such as quizzes, online yoga classes, an online concert, an illustrated talk on how to prune roses, Shropshire wildlife photography, Stone Age living and many more to raise awareness, support and donations. Our heartfelt thanks to all those who donated their time and expertise to support CRS and lightened the effect of lockdown for many of our supporters who were able to join these events free of charge

14

but invited to give a donations. As you can see below, they were amazingly supportive and generous.

Donations

General (unrestricted) fund £28,877.08 Restricted funds £ 7,346.96

Raised by

Gift Aid has been claimed on all eligible donations

Grants

Big Give 2020

Professional Development

The Merck Family Foundation – Guinea science education and sustainability project

Trustees and all the staff and pupils of CRS would like to thank everyone who has supported the school with their money and their time during this very difficult year.

iii How expenditure has supported the key objectives of the charity

15

Most of FCRS’s income goes straight to CRS for the identified programmes detailed above. This year we sent £48,904. CRS gives FCRS detailed estimates and sends scanned receipts and we pay for an annual external audit of CRS’s accounts.

Bank Transfer fees are charged each time we send money to Guinea. This year we spent £120 in bank fees compared to £162.70 last year. 12 separate payments were made compared to 17 payments the previous year.

Visit to school. FCRS believes that visits to the school are an essential way of ensuring its programmes are still relevant and fulfilling their objectives. They provide up to date understanding of the problems and issues the school faces and a reminder of the considerable positives of CRS and FCRS’s work. Visits also allow items such as solar lamps, hygiene kits, second-hand textbooks, refurbished laptops to be taken to Conakry from the UK. The cost of posting such items would be prohibitively high and unreliable.

Following each visit an action plan is developed, covering actions both CRS and FCRS will undertake the following year. This ensures FRCS’s work is relevant and focused. Trustees monitor the action plan at each board meeting.

As stated above, the visit to Conakry planned for April 2020 had to be cancelled at the last moment. The tickets cost £1,578.27. Rather than refund the money immediately, Air France gave vouchers that could be redeemed if not used after 12 months. At the time everyone hoped that travel would be possible later in the year. Unfortunately, this was not the case. FCRS received the refund May 2021, after the end of this reporting year.

As well as annual visits, FCRS is in regular email contact with CRS. The current level of 2-way communication is high. As the 2020 visit had to be cancelled, we also had a number of conference calls with the school’s management team.

The experience of this year has reinforced our belief that an annual visit is essential and should be taken as soon as those going feel comfortable doing so.

Revenue generating costs were £412 compared to £1,245.64 last year. The reduction in costs being due to all fundraising events having to be cancelled and therefore no venues etc being required.

They paid for:£216 Monthly fees to Just Giving - £ 81 Paypal fees - £ 115 Zoom subscription

We received £13,305.82 (£1,693.04 last year) in donations via Just Giving and £5,940 (£1,229.19 last year) was received via PayPal.

Zoom provided the platform for all Trustee meetings, conference calls with CRS and the many free events arranged for supporters.

16

On the 31° March 20?1 thar £nOS0.1 I ￿tr￿[£d mw:. Bi8 Give 2021) frff 202(V21 xhoknbip £ 6￿￿.52 Schwl Mea15 737.20 Pft)fessicth•l DEveioKmii (Avwbrwkl £ 2,923.99 He￿th Cl￿b 395.31 M¢r¢k FDity FwJdi £ 61.133.fY) DECLARATIOP4 Si8wJ on beh•ifof the ¢h•rity's Tnw¢e ROLF LEVESLEY. CHAIR OF TRUSTEES 17 17

Friends of Conakry Refugee School ReGgipts and Payment Accounts for iho perlod 1s1 Aprll 2020 10 31•t March 2021 2021 Total funds 2020 Unrestricted funds R¢stricted funds Last year Rec•lpts Sludenl sponsors Fundraising events Donation5 Grants Gift Aid Interest 3.666.00 3.666.00 40.00 32.558.04 48,511.10 9,699.91 23.53 94,498.58 3.701.00 4.587.50 24,141.89 46.816.14 7.292.61 54.12 86.393.26 40.00 28,877.08 3.680.96 48.511.10 857.50 8,842.41 23.53 37.783.02 Totsl roc•lpts 56.715.50 Paym•nts Scholarships I Sponsor¢¢J students Other School programme5 Visit to school Bank Transfer fees Revenue raislng cnsts Govemance costs 5,503.74 15,102.21 1,578.27 120.00 412.05 12,428.51 15,869.68 17,932.25 30,971.89 1,S78.27 120.00 412.05 24.872.37 33.385.45 2.718.59 162.70 1,245.64 0.00 Total pa>Thgnts 22.716.27 28,298.19 51,014.46 62.384.75 Net of recelpts I IpaJThentsl 15.066.75 28,417.37 43,484.12 24.008.51 Transfor botr#een lunds .32 0.32 Cash fund5 last year end 17,527.30 43.632.42 61,159.72 37.151.21 rA¥h fundg this year •nd 32.593.73 72.050.11 104,643.04 61.159.72 Stat•m•nt of a8s•ts and Ilablllt5•¥ at th• •nd of th• p•rlod Unrestricted Restrfcled funds funds Cash funds.. In bank Gift aid claimed bul not received Investment assets Assets retained for thè charity's use 32,593.73 72.050.11 0.00 0.00 0.00 Signed by Rolf Levesley. Chair of the Tnjslees on behalf of all the Trvstees Date of approval Signed by Kate CheN¥c￿. Exlem81 Examiner Date of approval AS.￿.21

  1. 1*147 Indep¢ndent Examinw's T¢POrt to the Trustees of Friends of Conakry Refvgee School I report on the accounts of the Trust for the year ended 31 March 2021 Respective responsibilities of trustees and examiner The charity's trustees are responsible for the pieparalion of the accounts. The charity's trustees consider that an audit is not required for Ihis year under section 144(2) of the Charities Act 2011 (th¢ 201 l Act) and that an independent examination is needed. It is my responsibility to.. examinc the accounts undei 5WtioJi 145 of th¥ 201 l Act" to follow the procedures laid down in the general Directions given by the Charity Commission under seciion 145(5)(b} of the 2011 Act; and to stat¢ whether particular matters have come to my attention. Basis of independent examiner's report My examination was carried out in accordance with the general Directinnq given by the Charity Commission. An exarnination includes a review of the accounting records kept by th¢ charity and a enmparison of the accounts presented with those records. It also includes Consideration of £my unusual itcms or di5closur¢s in the accounts. and seeking explanations from you as trustees concerning any such mallers. The procedures undertak¢n do not provid¢ all thc cvidcnce that would bc ro4uired in atl iiudit and consequently no opinion is given as to whether ihe accounts Presenl a 'true and fair vi¢w' and the report is limitcd io those mallus ¥¢1 oul in the siai¢ment below. Independent exydminer's statement In connection with my examinalion, no matter has corne to my attention: ( l ) which gives me reasonable cause to believe that in any material r¢spca the requirements: to keep accounting records in accordance with section 130 of the 2011 Act. and to prepare acrounts which accord with the accounti1l8 records and Ll)tnply with the accounting requirements of ihe 2011 Acl have not been met; or (2) to which, in my opinion, attention should be drdwn in order to enable a proper understanding of the accounts to b¢ reached. Name: Kate Chetwood Sign¢d: 2S.10.21 Rcl¢vant profc55ional qualificatioii or body.. AAT Address: 'Spring Cottage, 207A Hadley Park Road, Leegomery. Telford, Shropshir¢, TFI 6QG Date: 22 October 2021