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2025-03-31-accounts

Trustees’ Annual Report for the period

From 01/04/2024 To 31/03/2025

Charity name: Tŷ Cariad Africa

Charity registration number: 1124100

Objectives and Activities

SORP
reference
Summary of
the
purposes of
the charity
as set out in
its
governing
document
Para 1.17 To relieve poverty, sickness and distress and to provide access to education
amongst orphans and vulnerable children in sub-Saharan Africa.
We partner with organisations that promote tracing, re-linking and reunification
of children in their families and extended communities wherever possible.
Summary of
the main
activities in
relation to
those
purposes
for the
public
benefit, in
particular,
the
activities,
projects or
services
identified in
the
accounts.
Para 1.17
and 1.19
Victory Child Care Project (VCCP) is a childcare institution providing a safe and
loving home for orphans and vulnerable children on the outskirts of Kampala,
Uganda. Our charity's primary objective is to raise funds to support VCCP in its
work to provide these children with access to education, healthcare, and other
essential services.
The funds we raise are utilised to:

Cover school fees, food, and medical care for the children at VCCP.

Assist in reunifying children with their families or foster families.

Support the Community Education Support Project (CESP), which
sponsors local children's education.

Provide emergency medical aid through health support programmes.

Distribute food hampers and gifts to local Ugandan families at Christmas.
We raise money for VCCP through general fundraising activities in the UK and
individual sponsorships. Donations are directly transferred to VCCP to ensure
optimal care for the children. When feasible, we also allocate funds to support
VCCP's expansion and development.
Beyond our support for VCCP, we occasionally assist other similar non-
governmental organisations (NGOs) operating in Uganda. This assistance
includes advice, encouragement, and, in certain cases, financial aid.
We firmly believe that every child deserves a safe and loving home. Our
commitment lies in helping the children at VCCP and other Ugandan NGOs
reach their full potential.
Statement
confirming
whether the
trustees
have had
regard to
the
guidance
issued by
the Charity
Commission
on public
benefit
Para 1.18 As Trustees of the charity, we are committed to ensuring that all funds are spent
in support of the key objectives of the charity and in accordance with the Charity
Commission’s guidance on public benefit.
During the financial year, we have spent funds on the following activities, which
are all aligned with our key objectives:

Providing food, shelter, and medical care to orphans and vulnerable
children.

Providing educational opportunities to orphans and vulnerable children,
including school fees, uniforms, and supplies.

Supporting the tracing and re-linking of orphans and vulnerable children
with their families.

Providing food hampers and gifts for Ugandan families at Christmas.

We have also had due regard for the Charity Commission’s guidance on public benefit and have ensured that our activities comply with the key principles of this requirement. These principles state that charities must:

We are confident that we have met all these requirements and that our activities have been in the best interests of the beneficiaries of our charity.

Additional information (optional) You may choose to include further statements where relevant about:

SORP
reference
Policy on
grant
making
Para 1.38 Tŷ Cariad Africa is a charity that supports partner charities and NGOs (Non-
Government Organisations) operating within sub-Saharan Africa with similar
values to us. We do not award grants based on applications or requests, but we
may sometimes provide financial support from our unrestricted funds to partners
who are working to improve the lives of orphans and vulnerable children in the
region.
In addition to financial support, we also look to either support or receive support
from our partners to strengthen the joint impact of our work. This non-financial
support can include, but is not limited to:

Management support

Financial and accounting assistance

Project management

Project delivery

Sharing of funding news

General encouragement
Before supporting any projects, we take the time to develop relationships with our
partners, conduct financial due diligence to ensure full financial accountability, and
draw up a Memorandum of Understanding (MOU) that outlines the responsibilities
and procedures of both parties.
We believe that by working together, we can make a greater impact on the lives
of orphans and vulnerable children in sub-Saharan Africa.
Policy on
social
investment
including
program
related
investment
Para 1.38 N/A
Contribution
made by
volunteers
Para 1.38 The support from our volunteers is amazing – thank you – without your support,
we would not be able to make such an amazing difference in the lives of these
children!
Other

Achievements and Performance

SORP
reference
Summary of
the main
achievements
of the charity,
identifying the
difference the
charity’s work
has made to
the
circumstances
of its
beneficiaries
and any wider
benefits to
society as a
whole.
Para 1.20 We are delighted to report that we were able to sustain our support and services
throughout the financial year ending March 2025.
In thefinancial year ending March 2025 we raised a £69,071.47, a drop in
income from 2024 of £25,333.85.
VCCP raised £20,462.16 towards their costs, which is an increase of £9,902.29
on the previous year.
Here is some more information about specific projects.
VICTORY CHILD CARE PROJECT – TY CARIAD, NAMUGONGO,
KAMPALA, UGANDA (VCCP)

A total of £71,642 was spent on overseas work in Uganda during the
financial year. This was an increase of £5,809 from 2024. £71,610 was
sent to Uganda using Equals Money, and £31.80 was spent in the UK
purchasing baby milk formula which was taken in person to Uganda by
VCCP’s Country Director’s husband after a visit to the UK.
Exchange rates for the £71,610 sent to Uganda ranged from 4,426 to
4,868 (UGX/£). The total UGX received into the VCCP bank account was
333,505,802 which equates to an exchange rate of 4,657 UGX/£ (down
from 4,698 last year). This exchange rate is used in all calculations for
this financial year. In real terms, the funds transferred to Uganda were
worth £630.45 less this year than if we had sent the same amount last
year.

Victory Child Care Project has continued to work closely with the
Ugandan Police and the Ugandan Government to provide a safe haven
for children who have been abandoned, lost, or trafficked. These children
come to stay at the Children's Home while social workers and police
search for relatives.
At the start of the financial year, there were 33 children living at the
Children's Home. During the year, 13 children were admitted for care; 10
children were reunified with family members, of whom 4 children require
ongoing financial support for medical bills and school fees, and 6 children
require no further financial support. One child exited the support system
from the Home. The financial year ended with 35 children living at the
Children's Home.
During the financial year, 4 children exited the support system as they
either completed their education or started work. Of these 4 children, 2
were previously reunified with support, 1 was reunified without support
and one exited from the Children’s Home.
The project is committed to providing a safe and loving home for all
children in its care. It works tirelessly to trace and re-unify children with

their families, and to provide ongoing support to those who cannot be reunified.

The school year in Uganda runs from February to November, so our financial year covers Terms 2 and 3 of one academic year, and Term 1 of the next academic year.

In the 2024 academic year, we supported 78 children with their education by paying school fees and contributions towards their school requirements as and when needed. At the end of the 2024 academic year, a number of children's support ended:

In 2025, we are supporting the education of 73 children:

Of these children:

A total of £10,414 was raised to support the education of the children in Uganda.

The total cost of education (school fees, requirements, and scholastic materials for the children from the Home and the local community children) was £17,994 this financial year, up £1,736 from the previous year.

We are committed to providing access to quality education. We believe that education is the key to a better future for children, and we are grateful for the support of our donors who make this possible.

A total of £5,542 was raised and was used:-

In raising these funds, there were bank charges of £52.06.

The social work team plays a vital role in supporting children and families in need. They provide a range of services, including:

The social work team is committed to providing high-quality services to the children and families they serve. They are grateful for the support of the charity’s donors who make this work possible.

A summary of this year’s highlights:-

(“VCCP” – refers to Victory Child Care Project-Ty Cariad Children’s Home)

11 caretakers were supported with funds for income generating projects. The grants ranged from £64 to £129, with a total of £945 being distributed.

The purpose of this project is to improve their financial status at a household level so that they can better support their families. Some of the recipients used the capital to start businesses, and others used it as additional capital to boost their existing businesses.

Their businesses have really grown and there is a great improvement on their living standards at a household level.

Here are two impact stories from this project:-

Alice operates a stall. She sells assorted groceries and is happy that her business is progressing well. She keeps track of every sale in her business and can ably save at least 3,000 ugx a day (£0.64), an estimated 90,000 ugx per month (£19.33).

From her savings, she has managed to buy a goat at 250,000 ugx (£54) and is glad that it has produced two

kids. She looks forward to seeing her goat rearing project grow.

Violet runs a stall. She sells firewood, charcoal and groceries. She is happy that her business has grown. She tracks records of her sales each day and can now cater better for her family’s needs.

From her experience, groceries and firewood bring in more profits. She also plans to increase on her stock with produce of fresh beans, sweet potatoes and cassava from her garden.

o VCCP donated 50kg rice, 50kg sugar, 20kg soya porridge and 1 box of cooking oil to support the Martyr’s Day Celebrations in Namugongo, where it is estimated that between 1 and 3 million people attend each year. o Maintenance work started on the security changes to the boundary wall and repair and strengthening work to the water tank stands.

o VCCP held a sports day where the children (and staff) took part in many activities including soccer, skipping ropes, singing rhyme songs, running, parachute play, bottle filling, and a chair dancing game.

o Amos and Rebecca-Joy graduate from Vocational College.

• November 2024

• December 2024

• January 2025

A summary of this year’s challenges:-

VCCP has addressed this challenge by supporting 11 most vulnerable households with funds to run income generating projects to boost their earnings, and to eventually stand in a better position to care for their families.

VCCP is in touch with the New Vision company to support in the advertisement of children’s details in the Saturday newspaper to help in the identification of their families.

VCCP is working hand in hand with Probation, Social and Welfare Officers (PSWOs) to have this challenge addressed. Engagements with church members at Victory Christian Church regarding fostering is ongoing.

Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Achievements
against
objectives set
Para 1.41 We are pleased that we have been able to sustain our level of service and
support, but we have also continued to evaluate our support levels and impact.
We will continue to do so in the years ahead to ensure that we are better placed
to make a more significant difference to the lives of orphans and vulnerable
children in sub-Saharan Africa.
We are building on the foundations already laid, and as we continue to
strengthen our supporter base, both personal and corporate, we hope that we
will be in a better position year on year to support more children and create a
lasting impact on their lives.
We are committed to providing these children with the care, education, and
support they need to thrive. We believe that every child deserves a safe and
loving home, and we are working to make that dream a reality.
Performance
of fundraising
activities
against
objectives set
Para 1.41 During the financial year our overall income (£69,071.47) decreased by 26.84%
(£25,333.85) from the previous year (£94,405.32).
VCCP raised £20,462.16 towards their costs, which is an increase of £9,902.29
on the previous year.
Investment
performance
against
objectives
Para 1.41 Tŷ Cariad Africa holds no financial investments.
Other

Financial Review

Review of the
charity’s
financial
position at
the end of
the period
Para 1.21 At the end of the financial year, there are UK reserves of £6,030 in restricted
funds, and £5,741 in unrestricted funds.
This is £10,207 less than last year.
Statement
explaining
the policy for
holding
reserves
stating why
they are held
Para 1.22 The charity aims to hold 3 months of core costs for the VCCP project either in
the UK, or in the VCCP account.
At the end of the year, VCCP held £8,945.31 (41,658,307 ugx) – £3,807.84 in
the bank account, and £327.41 (1,524,750 ugs) in cash.
Amount of
reserves held
Para 1.22 At the end of the financial year, we were in a position where we held just over 3
month reserves to cover costs in the UK and Uganda.
Reasons for
holding zero
reserves
Para 1.22 N/A
Details of
fund
materially in
deficit
Para 1.24 N/A
Explanation
of any
uncertainties
about the
charity
continuing as
a going
concern
Para 1.23 N/A
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
The charity’s
principal
sources of
funds
(including
any
fundraising)
Para 1.47 Finances have been raised mainly through word of mouth and through existing
contacts.
Gift Aid totalling £8,531 was received in the financial year. This was less than
last year, but expected as donations were down on the previous year.
All funds spent during the financial year have been in support of the key
objectives of the charity.
Investment
policy and
objectives
including any
social
investment
policy
adopted
Para 1.46 Tŷ Cariad Africa does not have any investments, and therefore, has no
investment policy.
A description
of the
principal risks
facing the
charity
Para 1.46 Tŷ Cariad Africa continues to strengthen its regular giving and increase its one-
off donations. This is necessary in order to continue supporting the work of the
Victory Child Care Project (VCCP).

Since 2018-19, we have made the difficult decision to reduce our financial support for our partners other than the Victory Child Care Project (VCCP). This was done in order to protect our funding for VCCP, which is our main project and the one that we believe has the greatest impact on the lives of orphans and vulnerable children in sub-Saharan Africa.

No financial support was given to other partners during the 2024-2025 financial year. We continue to monitor the situation and explore ways to increase our support for other partners in the future.

The amount of money required by Tŷ Cariad Africa to support VCCP depends on the exchange rate between sterling and Ugandan shillings. The exchange rate has been stable for a number of years, and we monitor it regularly.

As always, we will monitor all relevant situations and respond swiftly with due diligence to do as much as possible to limit and reduce risks as they arise.

We will also closely monitor and explore any ways in which we can increase donations and decrease costs over the coming years.

A review is held annually to look at how best we can provide sustainable support for VCCP in the years to come.

Other

Structure, Governance and Management

Description of
charity’s trusts:
Type of
governing
document
(trust deed,
royal charter)
Para
1.25
Trust Deed - dated 18thApril 2008 and amended 2ndJune 2015
How is the
charity
constituted?
(e.g
unincorporated
association,
CIO)
Para
1.25
Trust Deed
Trustee
selection
methods
including
details of any
constitutional
provisions e.g.
election to post
or name of any
person or body
entitled to
appoint one or
more trustees
Para
1.25
Appointed by Trustees

Additional information (optional) You may choose to include further statements where relevant about:

Policies and
procedures
adopted for
the induction
and training of
trustees
Para
1.51
All trustees are required to read and agree to adhere to guidelines of “The
Essential Trustee”. Trustees are updated regularly, and further training is
available upon request.
The Trustees have extensive knowledge and expertise in numerous areas e.g.
Education, Health and Safety, and Child Care. The Trustees rely on the financial
experience of it’s employee and Director.
The charity’s
organisational
structure and
any wider
network with
which the
charity works
Para
1.51
TheTrustees of Tŷ Cariad Africa are responsible for ensuring that the charity
operates within its remit from the Charity Commission and according to its
charitable objects. They do this by:

Approving the charity's strategic plan and budget.

Monitoring the charity's performance against its objectives.

Ensuring that the charity's finances are managed prudently.

Appointing and overseeing the charity's staff.

Ensuring that the charity complies with all relevant laws and
regulations.
Tŷ Cariad Africa has one employee. He is responsible for the day-to-day
operations of the charity, but acts in accordance with the wishes of the Board
of Trustees.

The Board of Trustees meet regularly to discuss the charity's activities and make decisions about its future. They are committed to ensuring that Tŷ Cariad Africa operates in a transparent and accountable manner, and that it is always acting in the best interests of the children it supports.

Mr Jones is employed on a 0.2 FTE (Full Time Equivalent) contract of 1 day per week. The cost of employment this financial year was £5,750, the same as the previous year.

As Tŷ Cariad Africa’s employee, Mr Jones’ duties are (but are not limited to):-

Decisions regarding which projects to fund are made by the Trustees.

Day to day decisions such as social media content, which grants to apply for, etc. are Mr Jones’ responsibility. If decisions about anything are required by the Trustees before the next committee meeting is due to be held, Trustees are informed about the matter/matters needing a decision, and discussions and votes are given by email, telephone or video call.

Tŷ Cariad Africa partners with organisations in sub-Saharan Africa that promote
tracing, re-linking and reunification of children in their families and extended
Relationship Para communities wherever possible. The main project we support and work in
with any 1.51 partnership with is Victory Child Care Project.
related parties
Before supporting projects, relationships are developed, financial studies
undertaken to ensure full financial accountability, and a Memorandum of
Understanding drawn up between both parties outlining responsibilities and
procedures.
Other The Trustees of Tŷ Cariad Africa have a duty to identify and review any risks that
the charity may be exposed to. They also ensure that appropriate controls are in
place to provide reasonable assurance against fraud and error.
Specifically, the Trustees are responsible for:

Identifying and assessing the risks that the charity faces, including
financial, operational, and reputational risks.

Developing and implementing appropriate controls to mitigate these
risks.

Monitoring the effectiveness of these controls on an ongoing basis.

Reporting on the risks and controls to the Charity Commission and
other relevant stakeholders.
The Trustees take their responsibilities for risk management very seriously. They
are committed to ensuring that Tŷ Cariad Africa operates in a safe and secure
environment, and that the charity's assets are protected.

Reference and Administrative details

Charity name Tŷ Cariad Africa
Other name the charity uses
Registered charity number 1124100
Charity’s principal address c/o Graham Paul Chartered Accountants
Court House
Court Road
Bridgend
CF31 1BE

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
**year **
Name of person (or body) entitled
to appoint trustee (ifany)
David Paul
Thomas
Trustee of Tŷ Cariad Africa
Janet Lloyd
Thomas
Chairperson Trustee of Tŷ Cariad Africa
Janet Jones Trustee of TŷCariad Africa
Patrick Bernard
Quinn
Trustee of Tŷ Cariad Africa
Steven Wilds Resigned 25/04/24 Trustee of TŷCariad Africa

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets
held in this capacity
None
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects
N/A
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own assets
N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address
adviser

Name of chief executive or names of senior staff members (Optional information)

Edwin Harvey Jones – appointed as Charity Director on a part-time basis since the beginning of July 2016. Mr Jones was also a Truste of Tŷ Cariad Africa, but resigned on 31/03/2024.

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations The trustees declare that they have approved the trustses. report above. Signed on behalf of the charity's trustees Signatur8(s) Full name(s) Position (eg Secretary, Chair, etc) JANET JONES Trustee Dats 19 11. 26

Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Charity Name
No (if any)
CC16a
Ty Cariad Africa
1124100
Receipts andpayments accounts
For the period
from
Period start date
To
Period end date
01/04/2024
31/03/2025
~~—————ae~~
Section A Receipts and payments Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds Last year
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
All Unrestricted Income forgeneral funds 44,707 - - 44 44,707 59,829
Education - 10,414 - 10 10,414 12,895
Keeping Girls In School - AFRIpads - Keeping Girls In School - AFRIpads -
reusable sanitarytowels - - - - - -
Christmas FeedingProgramme - 5,542 - 5 5,542 13,174
Education Resettlement Support - 8,409 - 8 8,409 8,456
Maintenance - - - - - 50
- - - - - -
- - - - - -
- - - - - -
- - - - - -
Sub total(Gross income for (Gross income for
AR) AR)44,707 24,365 - 69,071 69,071 94,405
A2 Asset and investment sales,
(see table).
- - - - -
~~Sub total~~ -
~~Sub total~~-
-
-
-
-
-
-
-
-
-
-
**Total receipts ** 44,707 24,365 - 69,071 69,071 94,405
A3 Payments
VictoryChild Care Project - TyCariad 41,769 - - 41 41,769 42,914
Maintenance - - - - - 50
Christmas FeedingProgramme - 5,420 - 5 5,420 13,018
Education - 12,673 - 12 12,673 6,500
Education Resettlement Support - 11,780 - 11 11,780 3,350
Admin & Print Costs - - - 101
Advertising& Website 663 - - 663 663 476
Bank Charges 206 231 - 436 436 461
IT Software & Consumables 72 - - 72 72 72
Insurance 235 - - 235 235 235
Professional Fees 480 - - 480 480 480
Salary 5,750 - - 5 5,750 5,750
- - - - - -
- - - - - -
**Sub total ** 49,175 30,104 - 79,278 79,278 73,408
A4 Asset and investment
purchases, (see table)
Sub total
**Total payments **
-
-
-
-
-
-
-
-
-
-
-
-
-
49,175
30,104
-
79,278
73,408
~~———_——~~
Net of receipts/(payments) - 4,468 - 4,468 - 5,739 - 5,739 - - - 10,207 - 10,207 - 10,207 20,997 20,997
A5 Transfers between funds - - - - - - - - - -
A6 Cash funds last year end A6 Cash funds last year end 10,209 10,209 11,769 11,769 - 21,978 21,978 981 981
Cash funds this year end 5,741 5,741 6,030 6,030 - 11,771 - 11,771 - 11,771 - 11,771 - 11,771 21,978 21,978

CCXX R1 accounts (SS)

24/11/2025

1

Section B Statement of assets and liabilities at the end of the period Unrestricted funds Restricted funds to nearest £ Endowment funds Categories Detalls to nearest £ to nearest £ B1 Cash funds CommunityAccount 4.317 6,026 G¢ft Aid AcrAxtnt 1,392 StnF 8ardaycard Commeiryal Cash 32 Total cash funds 5,741 6,030 {aqree rec•pts wmerns Unrestricted funds to n•ar•st £ Restricted funds Endowment funds to nearest £ Detsils to nearest £ Fund to whlch auet belo Details Colt loptlonall Current valu• lonal Fund to which assèt ￿lon $ Detail$ Cost loptlonall Current value lonal B4 Assets retained for the charity's own use Fund to whlch relates Amounl dtse lonal When ional Details B5 Liabilities Signed by one or two trustees on behalf of all the Iruslees Signature Print Name Date of roval Janel Jones 1911112025 CCXX R2 accounts ISSI

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF TY CARIAD AFRICA I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 March 2025 set out on pages one to and the trustees report as set out on pages one to ￿enty. Responsibilities and basis of report As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 20111'the Act'l. I report in respect of my examination of the charity's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145{5)Ib) of the Act. Independent examiner's statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect.. accounting records were not kepl in respect of the charity as required by section 130 of the Act., or 2. the accounts do not accord with those records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. J E Payne ACA Xeinadin Court House Court Road Bridgend CF311BE 19th November 2025