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2020-12-31-accounts

Reference and administrative
details
2-3
Report ofthe trustees 4-3
Report ofthe independent
auditors
13 to 16
Consolidated
statement offinancial
activities
17
Parent charity statement offinancial activities 18
Consolidated
statement offinancial position
19
Parent charity statement
offinancial position
20
Consolidated
statement ofcash flows
21
Notes to the statement ofcash tlows 22
Notes to the financial statements 23 to 41

Name Position ~Satar Pension 2020 2019
Rev O. Afriyie National
Head
f44,910 65,184 f50,094 f49,074
Rev J.Sam
Rev G.Korankye
Rev KAppiah
Area Head
Area Head
Area Head
f34,554
f41,250
634,232
&,956
64,800
fNit
639,510
f46,050
f39,630
f38,562
f45,192
f38,592
Rev E.Danso District Pastor 634,914 64,716 f34,914 f38,796
Rev K.Frimpong-Boadu Secretary 632,400 64,800 f37,200 KNil
Elder J.Adomako Trustee fNII fNit XNit fNil
Elder A. Boateng
Rev F0 Kwaah
Trustee
Area Head
6NII
632,550
fNit
f4,800
ENil
f37,350
ZNil
$37,950
Rev E Donkor Rector BCC 629514 89 870 E39384 627984
K284 324 126 f323 132
Name Position 2020 2019
Rev O. Afriyie National
Head
f294 X1,832
Rev .J Sam Area Head XI00 f540
Rev G. Korankye Area Head XNil f70
Rev E.Danso District Pastor f65 f116
Elder J.Adomako National Deacon fNil f50
Rev E.Donkor Rector BCC f54 8207
8513

Unrestricted Restricted Restricted Total
fund funds funds
Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies 2 5,580,197 281,574 5,861,771
Charitable activities
Church snd BCC 146,389 146,389
Investment income 3 1251 1 251
Total 5,727,837 281,574 6,009,411
EXPENDITURE ON
Charitable activities
Church 6&7 4,778,063 4,778,063
Support cost 6&7 113,156 113,156
Governance 6&7 51,957 51,957
Total 4,943,176 4,943,176
NKT OPERATING INCOME 784,661 281,574 1,066,235
Gain arising on acquisition ofBCC 5 356 035 ~064 20 3 221 464
Net income 1,141,496 1,146,203 2,287,699
RECONCILIATION OF FUNDS
Total funds brought forward 12,634,515 1,089,101 13,723,616
TOTAL FUNDS CA~ED FORWARD 13 776 011 2235 304 161111315
2020 2019
Unrestricted Restricted Total Total
funds fund funds funds
Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies 2b 5,575,948 281,574 5,857,522 6,851,186
Charitable activities 4
Church 4b 100,344 100,344 68,721
Investment income 3 1,251 1,251 2,119
Total 5,677,543 281,574 5,959,117 6,922,026
EXPENDITURE ON
Charitable activities
Church 4,756,428 4,756,428 5,799,757
Support Cost 111,627 111,627 169,593
Governance 49,821 49,821 43,475
Total 4,917,876 4,917,876 6,012,825
NET INCOME 759,667 281,574 1,041,241 909,201
RECONCILIATION OF FUNDS
Total funds brought forward 12,634,515 1,089,101 13,723,616 12,814,415
TOTAL FUNDS CARRIED FORWARD 13 394 182 1276673 14764 837 13723 616

2020
FIXEDASSETS 8
Tangible assets 12(a) I(i,419,709
CURRENT ASSETS
Debtors
Guh at bank and in hand
13(a) 185,730
~374
roll
3,928,638
CREDITORS
Amounts
falling due within one year
14 (706,464)
NET CURRENT ASSKTS ~322
174
TOTAL ASSETSLESSCURRLi"NT
LIABILITIES 19,641,883
CREDITORS
Amounts
falling due alter more than one year
15 (3,630,568)
NKT ASSETS ~lo.tt I I
' 15
FUNDS
Unrestricted
funds
Restricted funds
1L776,011
2,235,304
TOTAL FUNDS 17 I6,011,119

FIXEDASSETS FIXEDASSETS Notes 2020
f
2019
8
Tangible meets 12(b) 15,196,690 15,036,205
CURRENT ASSETS
Debtors
Cash at bank and in hand 13(b) 177,234 158,131
3,710,1817 ~2689618
3,887,321 2,847,749
CREDITORS
Amounts
lulling
due within one year 14(b) (688,586) (655,681)
NKT CURRENT ASSETS
3,1it8,735 2,192,068
TOTAL ASSETS LFslg CURRENT
LIABILJTIKS
18395425 17228 273
CREDITORS
Amounts
falling
due aller more than one year 15 (3,630,568) (3,504,657)
NET ASSETS
14 76I.857 13.723,616
FUNDS
Unrestricted
funds;
18
Cieneral
fund
Restricted
funds:
13,394,182 12,fi34,515
Charitable
activities
~1370,675 ~1089 101
TOTAL FUNDS
~14 764 857 ~13 723 616

FOR THK YEAR ENDED 31 TDE E
2020
Notes
Cash flows from operating activities
Cash generated
from operations
I 1,920,012
Interest paid ~335,493
Net cash provided
by operating
activities
1 804 521
Cash flows from investing activities
Purchase oftangible fixed assets (934,807)
Cash from acquisition ofsubsidiary 26,636
Sale oftangible fixed assets 2,749
Interest received 1 251
Net cash used in investing activities ~904.1931
Cash llows from financing activities
New loans in year 500,000
Loan repayments
in year
(347,060)
Net cash provided
by financing
activities
152940
Change
in cash and cash
equivalents in
the reporting
period
1,053,290
Cash and cash equivalents at the
beginning
ofthe reporting
period 2 689618
Cash and cash equivalents at the end of
the reporting
period
3 342,908

RECONCILIATIO
ACTIVITIES
N
OF NE
T INCOME TO NET CASH FLOW FROM OPERATI
2020
1 Net income for the reporting period (as per the Statement of
financial
activities)
2,287,699
Adjustments
for:
Gain on the acquisition ofsubsidiary (1,221,464)
Depreciation
charges
761,856
Profit on disposal offixed assets (2,749)
Interest received (1,251)
Interest paid 115,491
(Increase)/decrease in debtors (27,599)
Increase/(decrease) in creditors 8,029
Net cash provided by operations I 920012

ANALYSIS OF CHA N GES IN NET DEB T
At 1.1.20 Cash flow At 31.12.20
g
Net cash
Cash at bank and in hand 2,689618 11153,290 3742908
2,689,618 1,053,290 3,742,908
Debt
Debts falling due within
Debts falling due atter
1 1 year
year
(448,223)
~3504.657
(27,030)
~125911
(475,253)
~3630 568
~3952 880 ~152941 ~4205 021
Total net debt ~1263 262 900.349 ~362913

GROUP DONATION S
AND LE
GACIES
2020
Tithes and offerings 5,227,965
Joint services offering 17,309
Gift aid receivable 311,817
Conferences &retreats
Blankson Foundation donations 13,928
Youth Ministry 352
Joint Ministries
offering
17,005
Welfare disaster offering 1,500
BCCofferings
Pension offering 197
Building Fund offering 256,069
Van offering 11,380
Donations
received by
Birmingham Christian College 4,249
5 861
71
CLASSIFICATION OF GROUP DONATIONS AND LEGACIES AND LEGACIES AND LEGACIES
2020
Unrestricted Restricted Total
funds funds funds
g g
Tithes and offerings 5,227,965 5,227,965
Joint services offering 17,309 17,309
Gift aid receivable 311,817 311,817
Conference,
retreats &seminar income
Blankson Foundation donations 13,928 13,928
Youth Ministry
and conference offerings
352 352
Joint Ministries
offering
17,005 17,005
Welfare and disaster offerings 1,500 1,500
BCC offerings
Pension offering 197 197
Donations
received by
BCC 4,249 4249
Building Fund offering 256,069 256,069
Van offering 11,380 11,380
5 580 197 281 574 ~5 61771

2b PARENT CHA RITY DONAT IONS
AND
LEGA CIES
2020 2019
Unrestricted Restricted Total Total
funds funds funds funds
g g
Tithes and offerings 5,227,965 5,227,965 5,722,832
Joint services offering 17,309 17,309 102,027
Giff aid receivable 311,817 311,817 323,767
Conference, retreats k, seminar income 1,550
Blankson Foundation donations 13,928 13,928 17,152
Youth Ministry and conference offerings 352 352 230,169
Joint Ministries offering 17,005 17,005 96,022
Welfare and disaster offerings 1,500 1,500 6,821
BCCofferings 17,825
Pension offering 197 197 22,709
Building Fund offering 256,069 256,069 308,012
Van offering
Offering - Masai
for church 11,380 11,380 ~2300
5 575 948. 287,574 5,857522 6857786
3. INVESTMENT INCOME
2020 2019
Deposit account interest 1,251 2,119
4a. GROUP INCOME FROM CHARITABLE ACTIVITIES
2020
g
Other income 38,679
COPUK Rental income 68,306
BCCAcademic income 21,729
BCC rental income 17675
4b PARENT CHARITY CHARITABLE ACTIVITIES
2020 2019
Other income 32,038 12,261
Rental income ~68 06 56460
100344 68 721

Leasehold properties 1,1170,433
Plant and machinery 40,119
Cash &bank 26,636
Creditors due within one year ~15724
1,221,464
Consideration
transferred
nil
Gain on acquisition ofsubsidiary (BCC) ~1221464
The gain is made up of:
Restricted reserves ofthe subsidiary 864,629
Unrestricted reserves-designated 23,453
Unrestricted reserves-not designated 333382
~221464

6. GROUP CHARITABLE A CTIVIT IES COST S
Direct Support
Costs (see costs
note 7) Totals
Church 4,778,063 4,778,063
Support cost
Governance
113,156
51957
113,156
~51957
4,778,063 165,113 4,943,176
7. GROUP DIRECT COSTS OF CHARITABLE ACTIVITIES
2020
Staff costs 1,565,297
Church plant &evangelism 133,325
Women's
Ministry
expenses
13,577
Children's
Ministry
expenses
1,251
Retreats and conferences 37,271
Gifts, welfare &donations 248,635
Premises expenses 498,904
Rent —churches &manses 797,597
Motor, travel, subsistence and accommodation 255,800
Presiding
Elders expenses
6,700
Volunteer
expenses
13,840
Equipment
maintenance
69,040
PEMEM expenses 500
Education
and sponsorship
Donations
to Birmingham
Christian College 97,842
Congregational
and general
insurance 63,502
Bank charges 18,307
Youth Ministry
expenses
8,342
Audio visual expenses 532
Souvenirs
&,calendars
expenses
10,400
Blankson Foundation
expenses
5,650
National
Youth conference
General charitable
expenses
2,954
Depreciation
and amortisation
777,482
Profit/(Loss)
on disposal
(2,749)
Interest payable
and similar
charges 115,491
Communication
costs
16,012
Freelance consultants 7,851
Validation
and accreditation
fees 4,680
Course development
and research
5,992
Other professional
fees
4038
4778063

Governance
Other costs Totals
Support cost 113,156 113,156
Governance ~51957 ~51 957
111627 51 957 165,113
Support costs, included in the above, are as follows:
2020
Support Total
cost Governance activities
Training
expenses
18,056 18,056
General administration expense
609 609
Travel and subsistence 1,837 1,837
Telephone and internet 37,586 37,586
Sottware and website 29,531 29,531
Printing,
postage and stationery
25,537 25,537
Audit fees 31,819 31,819
Trustees meeting expenses 219 219
Compliance expenses 13 13
Legal and professional fees 19906 19906
113156 51957 165 113

Direct Support
Costs (see costs (see
note 6) note 7) Totals
Church 4,759,177 4,759,177
Support Cost 111,627 111,627
Governance 49,821 49 1121
4769 177 161,448 4 929621
DIRECT COSTS OF
CHARITABLE ACTIVITIES
(PARENT CHARITY)
2020 2019
Staffcosts 1,536,980 1,325,094
Church planting &evan
gelism
133,325 208,662
Women's
Ministry
expe
nses
13,577 65,954
Children's
Ministry
exp
enses
1,251 15,571
Retreats, conferences
an
d seminars
37,242 133,670
Gigs, welfare and chari
table donations
210,462 87,818
Premises expenses 498,904 368,196
Rent for churches &man
ses
797,597 1,266,331
Motor, travel, accommo
dation &subsistence
253,051 498,347
Presiding
Elders expens
es
6,700 8,400
Volunteer
expenses
13,840 9,826
Equipment
maintenance
69,040 77,471
PEMEM expenses 500 23,186
Education
and sponsorship
1,850
Birmingham
CoBege donation
204,432 141,562
Congregational
insurance
58,874 54,596
Bank charges 18,177 21,435
Youth Ministry
expenses
8,342 24,856
Audio visual expenses 532 3,942
Souvenirs &calendars
expenses
10,400 10,221
Blankson Foundation
expense
5,650 1,200
Gain on disposal offixed assets (2,749) (5,152)
National
Youth conference
521,483
General charitable
expenses
2,954
Depreciation 761,856 783,524
interest payable
and similar charges
115,491 146,312
4756428 5 799757

SUPPO RT COSTS -P ARENT ONLY
Governance
Other costs Totals
g
Support cost 111,627 111,627
Governance ~49 821 49,821
111,627 ~49 821 ~161448
Support costs, included in the above, are as follows;
2020 2019
Support Total Total
cost Governance activities activities
g
Training expenses 18,056 18,056 51,986
General administration expense 234 234 27,974
Travel and subsistence 730 730 175
Printing, postage &stationery 25,490 25,490 45,179
Telephone
and internet
37,586 37,586 33,532
Software and website 29,531 29,531 10,747
Audit fees 31,819 31,819 28,500
Trustees meeting expenses 219 219 2,929
Compliance
expenses
13 13 265
Legal and professional fees 17770 17770 ll 781
111 627 49 821 161448 213 068

2020 2019
761,855 783,524
~2,749) ~5,152)

GRO UP STAFF COSTS
2020
Wages and salaries 1,349,926
Social security costs 11,755
Other pension costs 175,299
Other staff costs-BCC 28,317
1 565297
2020 2019
Pastors 38 38
Finance 3 6
Administrative 15 10
Academic staff 1
57 54

2020 2019
Wages and salaries 1,349,926 1,151,219
Social security costs 11,755 11,168
Other pension costs 175,299 162,707
1536,980 1325094
The average monthly
number
ofemployees during the year was as follows:
2020 2019
Pastors 38 38
Finance 3 6
Administrative 14 10
55 54
No employees
received emoluments
in excess off60,000.
12. GROUP TANGIBLE FIXEDASSETS
Freehold Long Plant and
property leasehold machinery
g
COST
At 1st January 2020 14,871,774 1,873,217 1,212,699
Acquisitions
through
Charity Combination 1,170,433 40,119
Additions 710,648 6,789 55,841
Disposals
At 31stDecember 2020 15,582,422 3,050,439 1,308,659
DEPRECIATION
At 1st January 2020 2,276,721 401,491 862,298
Charge for year 263,404 37,464 169,653
Eliminated
on disposal
At 31stDecember 2020 2540125 438955 1031951
NET BOOK VALUE
At 31stDecember 2020 13,042,297 2,611.484 276.708
At 31stDecember 2019 12 595 053 1471726 350401

12. GROUP TANGIBLE FIXEDASSETS - continued
Fixtures
and Motor
fittings vehicles Totals
g
COST
At 1st January 2020 1,372,258 723,272 20,053,220
Additions
Disposais
29,690 131,839
~22 538)
2,145,359
~22.538)
At 31stDecember 2020 1 401 948 832 573 22 176041
DEPRECIATION
At 1st January 2020 859,553 616,952 5,017,015
Charge for year
Eliminated
on disposal
202,945 88,389
~22,530)
761,855
~22 530)
At 31stDecember 2020 1062498 682 803 5 756 332
NET BOOK VALUE
At 31st December 2020 339450 149,770 16419709
At 31stDecember 2019 512,705 106,320 15,036,205
12b PARENT CHARITY TANGIBLE FIXEDASSETS
Freehold Long Plant and
property leasehold machinery
g
COST
At 1st January 2020 14,871,774 1,873,217 1,212,699
Additions 710,648 58,908
Disposals
At 31stDecember 2020 15,582,422 1.873,217 1,271607
DEPRECIATION
At 1st January 2020 2,276,721 401,491 862,298
Charge for year 263,404 37,464 169,653
Eliminated
on disposal
At 31stDecember 2020 2 540125 438 955 1031951
NET BOOK VALUE
At 31stDecember 2020 13,042297 1434262 239656
At 31stDecember 2019 12,595,053 1,471,726 350,401

PARENT CHARITY TANGIBLE FIXE DASSETS- continued
Fixtures
and Motor
fittings vehicles Totals
g g
COST
At 1stJanuary 2020 1,372,258 723,272 20,053,220
Additions
Disposals
20,945 131,839
~22 538)
922,340
~22 538)
At 31stDecember 2020 1393203 832 573 20 953 022
DEPRECIATION
At 1stJanuary 2020 859,553 616,952 5,017,015
Charge for year
Eliminated
on disposal
202,945 88,389
~22.538)
761,855
~22 538)
At 31stDecember 2020 1,062,498 682,803 5 756 332
NKT BOOK VALUE
At 31stDecember 2020 330705 149770 15 196690
At 31st December 2019 512.7115 106320 15036205

GROUP D EBTORS:AMOUNTS FALLING DUE WITHIN ONE YEAR 2020
8
Other debtors 8,496
Gift aid 120,000
Staff loan 10,111
Prepayments and accrued income 47 123
185730

2019 2020
Other debtors 24,625
Gilt aid 120,000 70,000
Staff loan 10,111 15,025
Rent deposits 3,250
Prepayments 47 123 45,231
177234 158 131
GROUP CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2020
8
Bank loans and overdrafts (see note 16) 475,253
Other creditors 200,306
Accruals and deferred income ~30905

14b. CRKDITORSt AMOUNTS FALLING DUE WITHIN ONE YEAR (PARENT CHARITY) CRKDITORSt AMOUNTS FALLING DUE WITHIN ONE YEAR (PARENT CHARITY) CRKDITORSt AMOUNTS FALLING DUE WITHIN ONE YEAR (PARENT CHARITY) CRKDITORSt AMOUNTS FALLING DUE WITHIN ONE YEAR (PARENT CHARITY) CRKDITORSt AMOUNTS FALLING DUE WITHIN ONE YEAR (PARENT CHARITY)
2020 2019
8
Bank loans and overdrafts (see note 16) 475,253 448,223
Other creditors 182,429 182,232
Accruals and deferred income 30,904 25,226
688 586 655 681
15. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2020 2019
Bank loans (see note 16) 3,630,568 3,504,657

2020 2019
6
Amounts falling due within one year on demand:
Bank loans 475 253 ~448 223
Amounts falling due between two and five years:
Bank loans - 2-5 years 3630568 ~3504 57

2020
Unrestricted Restricted Total
fund fund funds
g
Fixed assets 14,184,405 1,953,730 16,138,135
Current assets 3,928,638 281,574 4,210,212
Current liabilities
Long term liabilities
(706,464)
~3,630 568)
(706,464)
~3630560)
13 776,011 2,235.304 16,011,315

2020 2019
Unrestricted Restricted Total Total
fund fund funds funds
Fixed assets 13,826,015 1,089,101 14,915,116 15,036,205
Current assets 3,887,321 281,574 4,168,895 2,847,749
Current liabilities
Long term liabilities
(688,686)
~3,630 560)
(688,586)
~3.630 5681
(655,681)
~33.50044,,6577)
13 394 182 1 370 675 14764,857 13,723,616

GROUP MO VEMENT IN FUNDS
Net
movement At
At 1.1.20 iu funds 31.12.20
0
Unrestricted funds
General fund 12,634,515 1,141,496 13,776,011
Restricted funds
Restricted Fund 1,089,101 1,146,203 2,235,304
TOTAL FUNDS 13723 616 2287 699 ~16011 15

Net movement
in funds, included
in the above are as follows:
Incoming Resources Movement
resources expended in funds
Unrestricted
funds
General fund 6,084,672 (4,943,176) 1,141,496
Restricted
funds
Restricted Fund 1,146,203 1,146,203
TOTAL FUNDS 7 23D875 ~4't43 1761 2 287699
18(1)) PARENT CHARITY MOVEMENT IN FUNDS
Net
movement At
At 1.1.20 in funds 31.12.20
Unrestricted
funds
General
fund
12,634,515 759,667 13,394,182
Restricted funds
Restricted Fund 1,089,101 281,574 1,370,675
TOTAL FUNDS 13723616 ~16412
1
~147
57

Incoming Resources Movement
resources expended in funds
8
Unrestricted
funds
General
fund
5,677,543 (4,917,876) 759,667
Restricted
funds
Restricted Fund 281,574 281,574
TOTAL FUNDS 5,959,117 54.957.8701 I 041 241
PARENT CHARITY Comparatives for movement in funds
Net Transfers
movement between At
At 1.1.19 in funds funds 31.12.19
Unrestricted
funds
General
fund
11,730,496 562,529 341,490 12,634,515
Restricted
funds
Restricted
Fund
1,083,919 346,672 (341,490) 1,089,101
TOTAL FUNDS 12814 415 909 201 13,723,616
Comparative
net movement
in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
8
Unrestricted
funds
General
fund
6,554,028 (5,991,499) 562,529
Restricted funds
Restricted Fund 367,998 (21,326) 346,672
TOTAL FUNDS 6,922,026 (6,012,825) 909,201

Fund As at 1.1.20 Incoming Acquistion As at 31.12.20
Blankson Foundation 63,541 13,928 77,469
Building Fund 885,055 256,069 864,629 2,005,753
Motor Van offering 11,380 11,380
Retirement 140,505 197 140,702
81,089,101 8281,574 8864,629 f2,235,304

Fund As at 1.1.20 Incoming As at31.12.20
Blankson Foundation 63,541 13,928 77,469
Building Fund 885,055 256,069 1,141,124
Motor Van offering 11,380 11,380
Retirement 140,505 197 140,702
Xl,089,101 8281,574 81,370,675

COMMITMKNT
UNDER OPERA
COMMITMKNT
UNDER OPERA
COMMITMKNT
UNDER OPERA
TING L EASE
The subsidiary
charity, Birmingham
Christian College had annual
commitments
under non-cancellable leases:
2020 2019
Equipment Equipment
g
Operating lease payments are as follows:
Within one year 9,157 9,157
In one to two years 9,157 9,157
ln two to five years 15518 24 641
33 832 42 855