THE LIVING WELL ANNUAL REPORT 2020 Reference and Administrative Details
Patron Rt Revd Rose Hudson-Wilkin (from July 2020) Board of Trustees: Revd Stephen Hardy (Chair) Revd Lorraine Apps-Huggins (Chaplain) Mr David Harries Revd Canon Peter Ingrams Revd Steve Lillicrap (until November 2020) Mrs Angela Warr Mr Paul Willett (from July 2020) Charity Registration No: 1123792 Principal Officers: Revd Lorraine Apps-Huggins – Chaplain Assistant Chaplains: Mrs Hilary Hills Mr Ray Horton (from April 2020) Administrator: Dr Annelise Matharu Registered Office: The Living Well, The Vicarage, Vicarage Lane, Nonington, Kent CT15 4JT Hon Treasurer: Mrs Janet Holness Independent Examiner: Mr Kevin Funnell Bankers: Lloyds, 49 High Street, Canterbury Kent CT1 2SE
Structure, governance and management
The Living Well was formed as a charitable trust in 2008 as a resource for the ministry of healing and wholeness within the Diocese of Canterbury. It is based at Nonington, near Canterbury, in a large detached house, a former Vicarage, within peaceful grounds.
There is an elected Board of Trustees which is the executive body with responsibility for setting the strategic direction and policies required to achieve The Living Well’s founding aims and objectives. The day-to-day operations are carried out under the oversight of the Trustees by the Chaplain who has complete responsibility for the spiritual programmes and ministry as well as managing the administrative function.
In terms of its Board of Trustees and operations, The Living Well is completely independent of the Diocese although it works closely with the Bishop of Dover and the Local Church Development Framework of the Diocese in order to be a fresh expression of the ministry of healing and wholeness. The Chaplain holds a Bishop’s licence to act as a priest throughout the Canterbury Diocese and is the Bishop’s Adviser in Healing and Wholeness.
The Living Well's ministry is mostly self-funded and so much reliance is placed upon the wonderful support and generosity of our members, friends and clients.
Objectives and activities
The Living Well aims to provide a safe place where people can come to learn more about the healing love of Christ, through quiet and reflective days and teaching and training on specific subjects related to the ministry of healing in various locations across the Diocese.
The Living Well is a resource for prayer and development for both laity and clergy, both from within the Diocese and outside it. It offers a range of one-off sessions including ‘Deeper Healing Days’ and short courses for personal spiritual growth and development as well as more specific training for involvement with the healing ministry. Some people like to come and enjoy the peaceful surroundings at Nonington to draw closer to God and to seek His refreshment. This is particularly valuable for those who have busy and stressful ministries or jobs to fulfil, and those who have suffered from abuse, trauma or loss of any kind.
The Living Well continues to build a network for the healing ministry by forming strong relationships and partnerships with specific “hub” churches across the diocese, at which special days are provided to cover various themes and intended to be accessible to those living further away from Nonington.
Activities and performance
During 2020 the ministry of The Living Well has been severely affected by the Covid-19 regulations from the middle of March until the end of the year. All services of worship were closed, but after a while on-line services were developed which have proved very popular.
During the brief respite between lockdowns in the middle of the year, we were able to have a couple of socially distanced services out in the garden, one of which included the appointments of Bishop Rose as Patron, and Ray Horton as a new Assistant Chaplain. The normal personal pastoral and prayer ministry was replaced by either telephone conversations or Zoom meetings, and the need for such ministry was found to be considerable. The Living Well is very mindful that the period of lockdown is causing increasing mental anxiety in some people.
We were blessed to be able to hold our annual St. Lukestide Service, a celebration of the healing and wholeness ministry in Canterbury Cathedral in October with our new Patron Bishop Rose HudsonWilkin as speaker, and with a dancer telling her story of brokeness
The general running of the house was able to continue, with Stella and Steve Banks remaining in residence, and the Chaplain, Assistant Chaplains and Administrator all working from their homes. Trustee Meetings were also held via Zoom. The Prayer Companions were still able to offer prayer day by day for those in need, and a new pattern of prayer was adopted. The wardens completed some much-needed interior decoration for us during this period.
The trustees would like to pay particular tribute to Lorraine Apps-Huggins as our chaplain, to her assistant chaplains (Hilary and Ray), and to the Administrator and Wardens (Annelise, Stella and Steve). Each has given so much of themselves, especially in a time of limitation and great uncertainty. It is their dedication that has enabled the ministry of The Living Well to flourish in unprecedented circumstances. In this respect we also thank God for those who faithfully and regularly pray for this ministry and offer their generous support.
We are also indebted to Janet Holness our Treasurer who so ably keeps us on track financially and also to Kevin Funnell our independent examiner for his commitment to our ministry. We give thanks too for the many volunteers who have assisted our work in different ways before lockdown and are keen to resume offering the ministry of hospitality when the situation has changed.
Reserves policy & Investment Policy
The Trust has adopted a policy of keeping around 6 weeks expenditure in immediately available funds and investing surplus funds in short term investments. These are currently held in CCLA Investment and Deposit Funds.
Financial performance
In 2020 regular income was down by £5.7k from 2019 due to a reduction in investment income caused by a previous withdrawal of capital to support stipends and salaries. The centre being closed due to Covid-19 for services and events resulted in a further loss of income. Normal expenditure has decreased as an assistant Chaplain has not yet been installed and reduced administrative costs, normally incurred when the centre is fully operational. Normal Operational results are therefore as follows:
| Operational Income Operational Costs Gross Operational Loss |
2020 2019 £18.4k £24.1k £59.6k £73.4k £(41.2k) £(49.3k) £9.9k £11.8k £1k £(31.3k) £(36.5k) £ £2.5k £(31.3k) £(39.0k) |
|---|---|
Investment income Legacy Net Operational Surplus/(Loss) |
|
Capital Costs Net Overall Loss |
Assets of The Living Well have decreased by £23.7k in 2020 but considering the net loss of £31k our investments continue to perform well. The trustees never cease to be amazed by God’s wonderful provision for this ministry financially which allows us to concentrate on trusting in Him for the development of this ministry. We pray that we can continue to be a blessing to all within the Diocese of Canterbury and also well beyond.
Political and Charitable donations No such donations were made in the financial year.
The Living Well
Receipts and Payments Accounts for the year ended 31st December 2020
| RECEIPTS CDBF Account Standing Orders Gift Aid tax reclaim Just Giving Deposit interest Current Account Donations Church donations Donations Gift Aided Service collections (GASDS) Hub day collections Readers Refreshing Days Clergy Oasis Days Wellbeing Days Quiet days Deaper healing days Prayer appointments with Chaplains House use for events Outside event expenses Sales - cards, books, food Insurance payout for stolen machinery Investment income Legacy -Daphne Winifred Ramsden Total receipts PAYMENTS CDBF Account Chaplain's stipend & NI Chaplain's pension contributions Wardens' wages Postage Current Account Premises costs Equipment for garden and house Flat decoration, tree felling / garage Replacement machinery following theft Printing, stationery, telephone & postage Photocopier & IT equipment Insurances Fees, subscriptions, website Assistant Chaplains' travel expenses Team expenses Event costs and hospitality Service materials, books & flowers Retreat 2020 Honorariums Administrator's salary, tax, NI & pension Total payments NET RESULT* Deficit for the year 2020 |
2020 £ |
2020 £ |
2019 £ |
|---|---|---|---|
| 3,500 2,431 - 127 |
8,815 3,071 1 148 |
||
| 1,562 750 4,833 475 517 20 139 - 630 279 832 1,419 614 186 - 9,957 - |
1,163 745 571 2,189 936 100 100 180 1,025 665 2,093 1,158 505 656 11,799 1,000 |
||
| 28,272 | 36,920 | ||
| 19,179 9,834 5,614 46 |
|||
| 28,645 13,629 2,559 29 |
|||
| 3,034 1,236 - 721 552 669 1,852 1,134 757 672 365 181 - 13,799 |
3,398 1,356 2,505 655 707 1,057 2,020 985 2,348 2,179 647 545 600 12,067 |
||
| 59,645 | 75,931 | ||
| -31,373 | -39,011 |
| Summary of Cash Funds CDBF Accountbrought forward £40,779 Lloyds BankCurrent Account brought forward 14,780 55,559 Plus receipts 28,272 Plus sales of shares (various) 0 Less Payments 59,645 Total Cash Funds at 31st December 2020 24,186 £ CDBF Accountbalance as at 31st December 2020 £5,164 Lloyds Bank balance as at 31st December 2020 £19,022 TOTAL CASH HELD at 31st December 2020 £24,186 The Living Well Statement of Financial Assets at 31st December 2020 2020 £ CASH FUNDS CDBF Account 5,164 Lloyds Bank Current Account 19,022 Total Cash Funds £24,186 INVESTMENT ASSETS CCLA Investment Management CBF Church of England Funds: Cautley Fund Investment Fund: 9,376.29 Income shares at 2048.73p per share 192,095 Property Fund: 70,047.06 Income shares at 129.41p per share 90,648 Deposit Fund @ 0.75% interest 330 Total Investment Assets £283,073 TOTAL ASSETS as at 31st December 2020 £307,259 |
£40,779 14,780 55,559 28,272 0 59,645 |
£40,779 14,780 55,559 28,272 0 59,645 |
4,605 29,965 34,570 36,920 60,000 75,931 |
|
|---|---|---|---|---|
| 24,186 £ |
55,559 | |||
| £5,164 £19,022 |
40,779 14,780 |
|||
| £24,186 | £55,559 | |||
| 2019 £ 40,779 14,780 55,559 179,735 95,390 330 275,455 |
||||
| 331,014 |
NOTE:
A Declaration of Trust dated 13th December 2013 was made between -
The Canterbury Diocesan Board of Finance of Diocesan House, Lady Wootton's Green, Canterbury, Kent and
The Trustees of The Living Well of The Vicarage, Nonington, Dover, Kent
in consideration of money spent on the property known as The Vicarage in order to further the objects of the Trust to provide a healing ministry within the Diocese, the property has been held upon trust in the initial proportions of 84.71% for the Diocese and 15.29% for the Trustees.
Registered Charity No. 1123792
Independent examiner's report on the accounts
Section A Independent Examiner’s Report
Report to the trustees/ members of
Charity Name
THE LIVING WELL
On accounts for the 31st DECEMBER 2020 year ended
Charity no 1123792 (if any)
Set out on pages
(remember to include the page numbers of additional sheets)
Respective The charity's trustees are responsible for the preparation of the accounts. The responsibilities of charity’s trustees consider that an audit is not required for this year under trustees and examiner section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to:
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examine the accounts under section 145 of the 2011 Act,
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to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act, and
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to state whether particular matters have come to my attention.
Basis of independent My examination was carried out in accordance with general Directions given examiner’s statement by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
In connection with my examination, no matter has come to my attention:
Independent examiner's statement
-
which gives me reasonable cause to believe that in, any material respect, the requirements:
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to keep accounting records in accordance with section 130 of the 2011 Act; and
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to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or
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to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Signed:
Date: 26 February 2021
Name: Kevin Funnell
Relevant professional qualification(s) or body (if F.M.A.A.T. any):
10 Nutberry Close, Teynham Address: Sittingbourne Kent ME9 9SP
~~1~~
March 2013
Kevin Funnell, F.M.A.A.T
Section B Disclosure
Only complete if the examiner needs to highlight material problems.
Give here brief details of any items that the examiner wishes to disclose .
None
2
March 2013
Kevin Funnell, F.M.A.A.T