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2024-07-31-accounts

GIVING SAADAQAH ANNUAL REPORT AND FINANCIAL STATEMENT FOR THE YEAR ENDED 31 JULY 2024

GIVING SAADAQAH

Annual Report and Financial Statements for the Year Ended 31 July 2024.

Contents of Financial Statement

Contents Page Contents……………………………………………………………………………1 Charity Information……………………………………………………………2 Statement of Trustees……………………………………………………….3-7 Financial Review…………………………………………………………………8 Independent Examiner’s Report…………………………………………9 Statement of Financial Activities………………………………………..10 Balance Sheet…………………………………………………………………….11 Notes to the Accounts ……………………………………………………….12-14

GIVING SAADAQAH ANNUAL REPORT AND FINANCIAL STATEMENT FOR THE YEAR ENDED 31 JULY 2024

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GIVING SAADAQAH

CHARITY INFORMATION FOR THE YEAR ENDED 31 JULY 2024

CHARITY NUMBER: 1123609

Registered Office

Operational Office

64 HIGH STREET

HARLESDEN

NW10 4SJ

Operational Office

83 High Street

Harlesden

London

NW10 4NT

Banker

Lloyds Bank

ACCOUNTANTS:

UNIT 9, 194 FORE STREET, LONDON, N18 2JB

GIVING SAADAQAH ANNUAL REPORT AND FINANCIAL STATEMENT FOR THE YEAR ENDED 31 JULY 2024 2 ~~nn~~

GIVING SAADAQAH

STATEMENT OF TRUSTEES RESPONSIPLITIES FOR THE YEAR ENDED 31 JULY 2024

INTRODUCTION

Giving Sadaqah is a small but growing UK-registered charity, driven by a team of dedicated volunteers. Our mission is to uplift and empower communities by promoting access to quality education for orphans and children from low-income families—both in the United Kingdom and around the world.

We believe that education is a powerful tool for breaking the cycle of poverty. Through targeted support and sustainable initiatives, Giving Sadaqah works to create lasting change in the lives of vulnerable children, giving them the opportunity to build a brighter future.

Objectives and activities

Our charity's objectives are as set out in the Articles of Association.

The following quotation is pertinent to the setting of our aims and objectives; "Children who experience three or more stressful life events, such as family bereavements, divorce or serious illness are significantly more likely to develop emotional and behavioural disorders" (Source: The Office for National Stalistics 21st October 2008).

Main Objectives for the Year Jul 2023-June 2024

The trustees have had regard to the guidance issued by the Charity Commission on public benefit and the summary of the main activities for the year are:

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Challenges:

Future Plans:

Sustainability: Develop and implement strategies to ensure the long-term sustainability of the initiative. This includes exploring innovative funding models, strengthening partnerships, and encouraging active community involvement.

Expansion: Identify and pursue opportunities to extend support to additional schools and underserved communities, broadening the programme’s impact and reach.

In conclusion , our initiative has made a meaningful difference in the lives of 2,423 underserved students by supporting teacher salaries, maintaining school facilities, and providing essential educational resources. These efforts have not only improved access to quality education but also contributed to more stable and supportive learning environments. With ongoing collaboration and sustained support, we remain firmly committed to empowering future generations and building a brighter, more equitable future for all.

Activities:

Tuition support programme

We launched this programme in 2022 in the UK, with a particular focus on London. Our primary goal is to support the education of disadvantaged children and those from lowincome families. For the year ending 31 July 2024, we have actively aided children from lowincome households by supplying essential educational resources, including tablets, laptops, PCs, and other learning materials.

In addition, we collaborated with local tuition centres to identify students struggling to afford their tuition fees. We were able to contribute toward these fees, helping ease the financial

GIVING SAADAQAH ANNUAL REPORT AND FINANCIAL STATEMENT FOR THE YEAR ENDED 31 JULY 2024 4

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burden on their families. As a result, 23 children directly benefited from our support. Many of them have shown significant academic improvement, with some reaching important educational milestones.

Ongoing Projects and Community Support

We continue to work closely with communities from the Horn of Africa, including Somalia, Ethiopia, Kenya, and Djibouti. While our focus remains on the East African diaspora, particularly the Somali community, our services are open to all migrants and refugees in need of support, guidance, referrals, information, and advice.

Our Work in East Africa

1. Investing in Children’s Education

We believe that investing in education is one of the most effective ways to break the cycle of poverty. Since our founding, Giving Sadaqah has prioritized building schools and ensuring access to free, quality education. Today, we support 2,423 students across four orphanage schools in East Africa, providing:

Our schools maintain strong advancement rates to secondary education. We are also introducing vocational training programs —in areas such as tailoring, welding, computing, and cooking—for students who may not pursue further academic studies. These workshops are scheduled after regular school hours and aim to equip students with practical skills for employment.

2. Sponsor Programs

We run targeted appeals with specific funding goals. Sponsorship is especially effective for these time-limited initiatives, as they have clearly defined outcomes and impact. Your support helps us deliver measurable change in the lives of children and families in need.

3. Ramadan Iftar Distribution

Every Ramadan, we distribute food baskets containing essential meal items such as wheat, rice, oil, sugar, flour, spaghetti, and tea. The cost of each basket ranges from £55–£65 , depending on the quantity.

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4. Microfinance for Poor Families

Our microfinance initiative in the Awdal region of Somaliland continues to empower families by providing them with small business start-up capital. So far, over 45 families have benefited from this project, running businesses such as:

Each family commits to repaying £10 per month , allowing the funds to be reinvested into new families. This sustainable model is now functioning as a community endowment , supporting ongoing poverty reduction through entrepreneurship.

5. Educational Support in Awdal, Somaliland

We currently manage a network of four schools and seven madrasas in the Awdal region. These institutions serve predominantly orphans and children from impoverished families. We provide:

Current enrolment figures:

Subjects taught include Arabic, English, Maths, Science, and Islamic Studies , with a focus on raising educational standards and improving life outcomes.

6. Eid Gifts for Orphans

This year, we distributed Eid gifts of £26 each to 230 orphans , bringing joy and a sense of belonging to children who may otherwise feel forgotten during festive celebrations.

Looking Ahead

We remain dedicated to expanding our reach both locally and internationally. Our renewed mission includes:

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With the continued support of our donors, volunteers, and community partners, Giving Sadaqah is committed to building sustainable, inclusive, and impactful initiatives that uplift communities and transform lives.

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Financial Review for the year ended 31 July 2024

For the year ended 31 July 2024, GIVING SADAQAH received total sum of £96,746 of which £39,828 was restricted funds and £56,918 were unrestricted funds.

The total expenditure for the year ended 31 July 2024 was £94,726. The expenditure for the period was funded by the restricted funds of £39,828 in full and £54,898 of unrestricted funds. Thus, the charity has made a net surplus of £2,020 for the period.

Reserves Policy

The Charity requires reserves to protect its current activities, to allow the trustees to meet their day-to-day responsibilities and to ensure that it continues to operate as a going concern. The charity reserves stood at £52,328 at the end of the financial year of 31/07/2024, which will be available to spend for the first 6 months of the following financial year.

Unrestricted funds are those funds available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity. Restricted funds subjected to restrictions on their expenditure imposed by the donor or grant-maker through the terms of the donations. The Trustees will keep the level of reserves under constant review in the future.

The Board of Trustees have the pleasure to present independently examined accounts for the GIVING SADAQAH’S activities for the year to 31 July 2024. The financial statements comply with all current statutory requirements, the Constitution, and the Statement of Recommended Practice - Accounting and Reporting by Charities (SORP 2005) and the Charity’s governing Charity Commission Scheme, the Charities Act of 2011.

28/05/2025

Approved by Abdirahman Amin…………………. Giving Sadaqah Trustee

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INDEPENDENT EXAMINER’S REPORT TO THE CHARITY TRUSTEES OF GIVING SADAQAH.

I report to the trustees on my examination of the accounts of GIVING SADAQAH.for the year ended 31 July 2024.

Responsibilities and basis of report

As the charity trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed by examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

U Accounting records were not kept in respect of the Charity as required by section 130 of the Act; or

The accounts do not accord with those records; or

UO] The accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Yousif Abdi – Accountant – ACCA, FCCA

AFLAH ACCOUNTING

GIVING SAADAQAH ANNUAL REPORT AND FINANCIAL STATEMENT FOR THE YEAR ENDED 31 JULY 2024

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STATEMENT OF FINANCIAL ACTIVITIES (Including Income and Expenditure Account) for the year ended 31 JULY 2024

Notes UNR EST R ICT ED FUNDS R EST R ICT ED FUNDS UNR EST R ICT ED FUNDS R EST R ICT ED FUNDS T OT AL FUNDS T OT AL FUNDS T OT AL FUNDS T OT AL FUNDS
£ £ £ £
2024 2023
INCOMING RESOURCES:
Donations 56,918 39,828 96,746 92,077
Voluntary Grants (1) - 0 -
Legacies - - - -
Gifts in Kind - - - -
Services - - - -
Investment Income - - - -
Total Incoming Resources: 56,918.0 39,828.0 96,746.0 92,077.0
RESOURCES EXPENDED:
Costs for generating funds - - -
Charitable Activities (2) 37,198 39,828 77,026 (68,151)
Supported Activities (2) 17,700 - 17,700 (14,198)
TOTAL RESOURCES EXPENDED: 54,898.0 39,828.0 94,726.0 (82,349)
Net Surplus/Deficit for the year 2,020 0 2,020 9,728
Opening funds Transfer of funds 50,308 - 50,308 40,580
Opening funds Transfer of funds 0 0 0 0
Transfer of funds 0 0 0 0
CLOSING FUNDS: 52,328 0 52,328 50,308

GIVING SAADAQAH ANNUAL REPORT AND FINANCIAL STATEMENT FOR THE YEAR ENDED 31 JULY 2024

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2024
2023
BALANCE SHEET
AS AT 31 JULY 2024
GIVING SADAQAH
~~——~~
2024
2023
BALANCE SHEET
AS AT 31 JULY 2024
GIVING SADAQAH
~~——~~
2024
2023
BALANCE SHEET
AS AT 31 JULY 2024
GIVING SADAQAH
~~——~~
2024
2023
BALANCE SHEET
AS AT 31 JULY 2024
GIVING SADAQAH
~~——~~
2024
2023
BALANCE SHEET
AS AT 31 JULY 2024
GIVING SADAQAH
~~——~~
Notes £ £
FIXED ASSETS
MOTOR VEHICLES (3) 4,600 4,600
LESS ACCUMULATED DEPRECIATION (2,301) (1,534)
NET BOOK VALUE 2,299 3,066
TOTAL FIXED ASSETS 2,299 3,066
CURRENT ASSETS
DEBTORS 0 0
INVESTMENTS 9,400 9,400
CASH AT BANK & IN HAND (4) 41,279 47,818
TOTAL CURRENT ASSETS 50,679 57,218
CURRENT LIABILITIES
CREDITORS (5) (650) (650)
LONG TERM LIABILITIES
LOANS (6) 0 (9,326)
NET ASSETS 52,328 50,308

Approved by the board of trustees on 28/05/2025 and signed on behalf of the board by: Abdirahman Amin Trustees

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Notes to the Financial Statements

7.1 The financial statements have been prepared in accordance with the historical cost convention and all applicable accounting standards. They follow the recommendations laid out in the Statement of Recommended Practice, Accounting and Reporting by Charities (SORP, 2005).

Voluntary income received by way of donations and gifts is included in full in the statement of financial activities.

7.2. Where unconditional entitlement to grants receivable is dependent upon fulfilment of conditions within the charity's control, the incoming resources are recognized when there is sufficient evidence that conditions will be met. Where there is uncertainty as to whether the charity can meet such conditions, the incoming resource is deferred.

7.3. Restricted funds: Donations and other incoming resources assigned by the donor or grant-maker. Restricted funds will be used in accordance with the specified purposes.

7.4. Unrestricted funds: Donations and other incoming resources available for use at the discretion of the trustees in furtherance of the charitable purposes.

7.5. Costs of generating funds relate to the costs incurred by the charitable company in inducing third parties to make voluntary contributions to it, as well as the cost of any fundraising activities.

7.6. Governance costs are the costs associated with meeting constitutional and statutory requirements and include any costs associated with the strategic management of the charity’s activities.

NOTE 1

DONORS RESTRICTED FUNDS(2024) UNRESTRICTED FUNDS(2024) T OT AL 2024 (£) T OT AL
2023 (£)
DONATIONS 39,827.78 56,918.28 96,746.06 92,539.00
T OT AL 39,827.78 56,918.28 96,746.06 92,539.00

NOTE 2

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----- Start of picture text -----
T OT AL
EXPENSE REST RICT ED FUNDS (£) UNREST RICT ED FUNDS (£) T OT AL - 2024 2023 (£)
CHARITABLE ACTIVITIES 39,827.00 37,199.00 77,026.00 68,151.00
VOLUNTEERS COSTS 2,500.00 2,500.00 250.00
RENT COSTS 3,518.00 3,518.00 4,858.00
UTILITIES 0.00 0.00
TRAVEL & SUBSISTENCE COSTS 4,337.00 4,337.00 1,750.00
SERVICE CHARGES 1,195.00 1,195.00 1,027.00
OFFICE & TELEPHONE EXPENSES 434.00 434.00 432.00
TRAINING COSTS 1,333.00 1,333.00
MAINTENANCE/REPAIRS COSTS 630.58 630.58
STORAGE COSTS 1,462.00 1,462.00 1,049.00
BANK CHARGES 10.00 10.00 0.00
DEPRECIATION CHARGE 767.00 767.00 767.00
MARKETING COSTS 140.00 140.00 2,935.00
PROFESSIONAL FEES FEES 650.00 650.00 650.00
SMALL EQUIPMENTS 156.00 156.00 230.00
INTERNET/WEBSITE COSTS 567.00 567.00 250.00
39,827.00 54,899.00 94,726.00 82,349.00
----- End of picture text -----

NOTE 3

Tangible fixed assets

Fixed assets costing in excess of £250 are capitalised and are shown at Depreciation is provided, after taking into account of any grants receivable. Tangible fixed assets are depreciated at 20% reducing balance.

At Cost 01/06/2023
Additions
Disposals
Revaluations
Transfers
As at 31 JULY 2024
Depreciation:
ccu
u ated
ep ec at o
as
01/06/2023
Charge for the year at 31 July 24
Net Book Value at 31 JULY 2024
£
4,600
-
-
-
-
4,600
(1,534)
(767)
2,299

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NOTE 4

CASH AT BANK AND IN HAND

The Organisation's cash balance is £41,279 as at 31 JULY 2024.

NOTE 5

CREDITORS

The association has had correctly accrued for an unpaid invoice of £650, which related to works/services that were carried out in the financial year ending 31 JULY 2024.

NOTE 6

LOANS (BANK)

BANK LOAN
Repaid
Balance at 31/07/2024
EMPLOYMENT COSTS
2024
£
Payroll Costs
£0
£
22,000
-22,000
0.00
2023
£
£0

TRUSTEES EXPENSES

The trustees neither received nor waived any emoluments during the period Trustees claimed for travelling expenses during the year. These amounted to £0.00

CASH FLOW STATEMENT

The company has taken advantage of the exemption in Financial Reporting Standard No 1 from producing a cash flow statement on the grounds that it is a small company

TAXATION

The charitable company is exempt from taxation under sections 466 to 493 of the Corporation Tax Act 2010

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