(*)IGU
GHANA UNION
REPORT OF THE TRUSTEES AI
ANCIAL STATEMENTS FOR
THE YEAR ENDED 31 MARCH 2021

GHANA UNION
CONTENTS OF THE FINANCIAL sfA TEMEIWts
FOR THE YEAR ENDED 31 MARCH 202
Resxjn of the TJwste¢s
Ito4
Intyndent ExamineFs Rewyrt
Statement of FinaD¢ial Activiti&%
Balance She¢t
7t08
Notes ty the Finavclal Statem
9t012
Detailed Ststemetrt ofFiDati¢ial Aetiviti&%
13

GHANA UNIO
REPORT OF THE TRUSTEES
R THE YEAR EPIDED 31 MAR
The trustees who are also dArth)rn of the cbarity for the purFrfW of the Companies Act 21106, present their re￿rt witb
the fman¢ial statements of the cbarity for the year ended 31 March 2021. The kn1st￿ have adopted tbe provisio￿$ of the
Ststement of Recornmended Pwtice (SORP)'A¢counting and R¢tX)rng by Cbariti¢s' issucd in Mareh 2005.
REFERENCE AND ADM￿lsTRATIvE DETAILS
Registered Company nurnber
06395354 (EngI8nd and Wales)
Registered Charity
1123393
Reg￿tered orrwe
225-229 S¢ven Sister5 Road
N4 2DA
Trustees
E Quayson {Chair)
A Shardow (Treasurer)
C Frimw)ng (Secretyry)
J Murphy
ZAdu
G Ocloo
D Yianoma
Y B Offei
S Asima
C Okpattah
M OseA-Agyapong
M Nyaunu
F Akwetey
Comp9￿Y Secretsry
C FrirnpoDg (Secretary)
Bankers
HSBC Bank PIC
60 Queen Victoria Patk
London
EC4N 4TR
STRUCTURE GOVERNANCE AND MANAGEME
Governing doeumeDt
Ghana Union is a company limited-by-Gtsarante¢ 06395354 and a regISttr￿ charity number 1123393
The company was itx¢orp)rated on 10 October 2(MJ7 and took oY¢rthe affairs of the utiincoryY)rated charity GhaDa Union
London on l April 2(M)8.
Rerrnitment and appointweDt of Dew trnst¢e
The management ofthe charity is vested in the Executtve Committ¢e CODSiSting ofOffica5 aryl Member5 that aft elected
by at the Annual general Meeting or c(H)N¢d by the Executive Committee.

GHANA uNroN
REPORT OF THE TRUSTEES
R THE YEAR ENDED 31 MARCH 2021
STRUCTURE GOVERNANCE AND MANAGEMEiYr
Rtsk manggemtht
The trnstees have a dutyto ideDtifyand r¢view the risks to which the chw isexpoS￿ and to ensure appropriate contro]s
are in place to proyide re&wnknl¢ assurance aga[￿* fraud and e￿Or.
OWECTIVES Ai¥D AcrivrriES
Objectives aims
The objrtts of the Charity. a4 Slated in its Memorandum and Arti¢les of A%s(tiati(y￿
(11 The preYeDlion or relief ofwyeny among Ghanaians the UK and Ghana
(2) The advancement of education of Gbanaiarjs of atl ages in the UK alld GlJ3na
(3) Th¢ advancement of the cultural heritage of Gha￿ among Ghanaians ofail ages and the general public in the UK
(4) TI1¢ relief of those GhaDaiaDS in need by reason OfyoErt￿ age. gellder. ill-holtl4 disability, financial hardshtp or other
disadvantages ill GhaDa and the UL
ACHIEVEMENT AND PERFORhfANCE
. Publie Porum and 14de
del￿¢ Da Celebrgtioos
The Charity held virtud public open fonuns during the year. The Ghana 41st Anniversary and Indepojdence Day
celebratiODS scheduled to be attended by Hts Excelllw, the GhaDa High Commtssioner to the UK and IreI8nd not
held.
held tn the year 2020-2021 due to the impact of COVID 19 pandemic an4 ill additioJL 00 oth¢T activity was
The Union has now been organisillg vittual ZOOM aw#ru￿$ t￿k4 OD var10￿ subjects including healtl COVID
vaccinatiODS. trdvel advice and many other i&%ue
The Ghana Union free advisory 5eTViC¢ to belp GhanataDS on issu&$ reg￿dIng immigrntj0￿ holl5in& employment
and many other issues continued to be available th Ghanaians.
The fotitrns also gave the public the chance to discu&8 the Ghana Union &xl what is exp¢ct¢d of IL
The ZOOM virtu￿ foTums have Fffoved pwular at)d aitr&ted over 3￿ Pthicipants. Topics discussed includ¢d
immigrdtion in the UK. Ghana Custom & Exci5¢. Investme￿ in Ghan4 heahh i%sue& water. ethicatio￿ land registration,
th¢ stste of the roads ID Ghana aDd other topics.
Social ttnd family welftre issu¢&
The Pty in the Park usualJy h¢ld in with GhaDa Utiion was nrtkld this yeardue to cov￿ 19 ￿￿CtionS
. Gilt aid..
Th¢ charity beld virtiw] ZOOM gtft aid trailling for its memlkn and was able to ¢laim gift aid for 20 Itwenty) groups-
21Y20-2021- £98,775 (17 gr0￿S forthe financial years to March 2020 Claiming a totsl of £76.4J2).
No awards Ceremoni￿ were held for the year due to cov￿ 19 Testrlthions on activitie& Ghana Union hoFts to Continue
this io th¢ futh.
al bashlGh*D# Union Newskttet
The Ghana Union Magazine is acommuttitypublication created by Ghana UnioJL The Ghana UnionNewsletter(fornierty
CaIabash) mag&ine was r¢in5taied and been running for six years to date.
The sixth edition of the Ghana Union newsletter was published in (ktober 2019 and the Maga￿ will continue to be
published biannually. The previous copy was published in (ktoF*r 2019 for the Ghana Union 40th anniversary
celebration. With COVID 19 impact on the world activilies it has be¢n diffi¢u]tto publtsh ts Dext tssu¢. The pub]icatAon
of th¢ new51etter would soon resum¢.
e. GHANA UNION YOUTH AND
srAR PRIXJE
Ghana Union Youth (GUY) Stsr project is an initiative of The Gbana Unton atkj it is by young le&lers who aspire to
make a dtfference tn th¢ lives of the Ghanaian y¢)uth living An the Diasp
l. The GUY Star project now Tuns Ghanaian language cl&sses ill Twi and Ga for the youdL yOUDg adults and adults at
The College of Northeast Lotmlon (COLNEY). Tottenham High Roa4 N17 Haringey Near Seven Sisters statton. The
langwdge classes Start￿ initially for free for the first set of l¢ssons but there is now a £5.0 nominai charge per lesson. The
classes are held Saturday mornings in North L¥Jth. From April 2020 with COVID19 these cl&ws are now held online
on Zoom.
2. These events would be from th¢ sWpI￿ of the GhaDa unl￿ rtseryes and WoTld remit 5[Ky￿S(thIp￿. We are
also seeking furtlTrer spoAJsorshtps and gr•its and ifsuee¢ssfiJl woukl increase the activities to be organis&t

CHANA UNION
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2021
ACHIEVEMENT AND PERFORMANCE-COUt...
3. Ghana Union would colltinue to promote young people's Iietworking and engdgement ev¢Dts in partnetship with
other groups or &8soeiatioll for mutual lynefits.
£ Ghanaian
he Launck at P•rliameknt Holl￿1Th1 2018
The Ghanaian Con]munty Centre h&% be¢n 4t the f0Tefr￿ of Ghana UttioD siuce 1995.
"The Dream is for the Ghantiiat] commLmity to have a centre they call caIl their own and one they beproud of. A large
ljall forpublic fimctions and indoor sp)Tty several meeting r(m￿lS compu￿/￿￿ternet ￿ tszintng rooms and offices
but some ofthe faciitttes that can be provÈded at the centre..
The Ghanaian Community Centre bas been at the fore ofGhana Unton however, pledges have Dotalways been honoured
and additional funds aregenerdlly raised viaGhaDa Unionsmain ill￿￿e supply- the Ghana Inde￿nd¢nee DinnerDance.
There was a Committee fornTr¢d during the year 201(kl l fr(xn the Ghanaian COllllDunities and individuals to Tevive the
plan and pursue the acquisition of the Ghana resource cents￿ The progre&s Jws l*ert slow due to ]ack of fi￿dIng to
support the 5¢ar¢h for the property.
This initiative has been giv¢D a fr¢sh fiw by the GlJaDa Union l*)trd now and in the comiog year.
AND MARCH 2019
The Community CeDtr¢ Initiative Launch was held at Parliament H(ML%¢, Churthill Room-July2018.
Tl]ere was a relaunch of the Cor(mlUQity Centre iDits*ive in Marrb 2019 at House of cotnm0￿ Parliament bouse.
As a resuh of the renewed effort to make the GhantiiaD community c¢ntr¢ projert a rea]ty a finan￿ and pwchase model
was launclKd in Juty 2018 at the Churchill mom in the House of ParliameDL Westminster where Ghana High
Commlssioffj Ghattaiall group leader& Churth¢& busiw SWDsors and rrf)tential investors were invited to
participafr in the launch. The lautKh proyed successful and Ghana Unioll would Dow be holding fither road show5 at
various venues and groy to enc(Mw4e participation ID the projecL We estnnate the inEti￿ capital needed to start the
project of aboLtt£2.OM (two million FK)unds). There wds a relaunch in March 2019 and a special vehicle ISPV) Company
has been fornied to p￿e£d with the initiative. So far. somegroup5 aud itadividuals havepaid theirshares to the Company.
These monies woutd fonn part ofthe de￿￿it towards th¢ purchase of the Commt]nity centre. Ghana Ullion has also patd
for two ordi]w shares at the C£￿ of £20.1￿, that is £IO,(Kh) ￿ share Tn the Ghanaian Pryyperty Services Company Ltd
(SPV) to enable the purchase of the GlwaiaD community ccntre with other cotnmunity 8rDup5 aod investOT&
The COVID 19 pandemic has had an impact on the speed and wogr¢&s of SPV cottwany
Gh4n# Ullion Adviso
Ghana Union has continued to offerthe Gbana COMM￿lty advisorys¢rvio I￿ Immtwtio￿ employmen¢ family affairs.
maritsl problems. welfare. sociaL healtiL rdcial ititegrattoti, and otherarea8. We have a ￿] of legal expens, rnedical alld
many others. The service was as a r¢suh of our March 2014 dinner dance fiwwl raising pledge. This service is still
availabl4 but this is Dow offered on IwJok¢d appointiL¢tts (N)ly.
or# bomecomAU Co
Thr¢e memkrs of Ghana Union board served on the Ghana Di&￿Tr homecomiDg Summit Comrnitt¢e The UK
Homecoming Summit Committee plays a vitsl mle ID the succ¢5s ofthe Diaswd Summit pl8j￿Ing which nornmlly take
place in Accra International Centre. GI￿￿ No wmmit held in 2021 due to COVID 19 restrictions.
Th
Uuion
Following on from ow ]astleadcrfs conference io Iktob¢r2015 and rsskmanagementassessrnenttrainiD& theyears ahead
will be In0￿ challenging but equally rewardi
By 2023. Ghana Unton aims io ￿ delivering a Structured range of suppyrt aDd services for individua]s commuTrity
organtsations backed by sound research. We are yet to comme￿ the WOTk on the research projecL Fund5 may be
availabl¢ to carry out this reseu¢h.

GHANA UNIO]Y
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED31 MARCH2021
AClllEVEMENT AND PERFOR￿cE
j. Ceovid-19 im
tbreats and
With COVD 19 impact on all OTW1Wio￿ and bu5ioe&5es ID the wfftl4 Glw Union's vision and rni5siI)n of Stru¢tured
range of servi¢es and Sup￿ was affth
Ghana Ullion has DOW re.structured the way it sUp[￿ts and deliveT5 its services with OTwisations and public it
is now offering more online bro*asL Virtithl ialks aDd telecasts servi¢ffj &fvisory seryices as opposed to fac¢.tO-fa¢e
meetings.
This rat]ge of content delivery will be co• reviewed with the cl4nges offered according to the ¢volving COVID 19
situations.
Ghana Union a150 CTrttinues to parther with Uncle jOFll￿ bakery iti Nonb 1K>nd0￿ Omega TV. Access Medi4 Ghana
Nurses Association (GNAA Western Region Nurses Association (WRAN) and our SPOnSOTS to serve the vulnerable
membets of the Ghanatan wmmullity in time oftheir various needs.
FINANCIAL REVIEW
Reseryos poliry
The tr￿stee5 are aware that a pr(￿ent financial maDageMt of the clwtty requires that some funds are put aside for a
"rainy da￿. After considering the contfHCThpal obligations of the charity, such as premise5 and other leasing obligations
the tn]stee5 have decided th* they would rEquire to hold funds in reserve. ¢quivaieDt to a minimum ofstx months total
operdtiDg exp¢n(titure. This Means a total of approximat¢ly £15.(MX) fv the cunEnt financial year. The current l¢vel of
free reserves adequately satisfies the charitys reseryts ￿l1¢y. The thLStees pIaD ro generate fimds to increase the eurrellt
level of Reserves.
Funds in der￿llt
There aTr no C￿￿￿tlY ID deficiL
Approved by Order ofthe board of tn]stees 25 Septembtr 2021 and sign&J on its IKbalf by:
A. Shardow (Treaswer). Trus*¢

INDEPENDENT EXAMIfvER'S REPORT
CH
.VA UNION
I report on the accounts of the cornpaDy for the year endol 31 March 2021. wbich are set out on pages six to twelv¢.
Re5ponsibllities and hsts of report
As the ¢harity's tntstees (and also the directors for th¢ purposes of company law) are responsible for the preparation
of the accounts in accordance with th¢ requirements of the Compani¢s Act 2006.
O THE TRUSTEE
OF
Havin￿ satisfied myself ihAt the charity is noi subject ￿ audit under eomwy law and is eligible for independ¢nt
examination, I have examined your charity's accouiits as requtred under section 145 of the Charities Act 2011 { the
Acr). In carrying out my examil￿tIOn I have followed the Directiolls given by th¢ Charity Commission under s¢¢tion
145{5)(b) of the 2011 Act.
My role is to state whether any mat¢rial matters have come ￿ my attention giving me cause to believe:
that accounting records were not kept as required by section 386 of the Companies Art 20(%5" or
that the a¢couA]ts do not accord with those recor(ts: or
that th¢ accounts do not comply with the accounting requirements of section 396 of the Cornpanies Act 21K16
and with the methods and principles of the Charities Sta*rnent of Recommended Prdctice applicable to charities
preparing thetr accounrs ill accordance with the Fin•]cid Re￿rti￿g Standard applicable in the UK and Republic
of Ireland,. or
that there is ￿rther inforn]ation needej for a properuDdustsnding of the a¢cowi
IndependeDt eTaffjiner'$ ststernent
I have Lompleted my ¢xatnimttion and have no coTrc¢rns resp¢ct of the matters (l) 10 {4} list￿ above in
eomiection with following the DireaioD5 of the Charfftty Commission I have found no matter5 tbat require drawing
your attention.
E H TLiRKSON ACMA CGMA
456 High Road
Le￿0￿
London
E106QE
Date.. 25 Septemter 2021
Page 5

GHANA UNION
ATEMENT OF FINANCIAL ACTtVlTJES
FOR THE YEAR ENDED31 MARC
2D21
2021
2020
Restrict¢d Ti)tat fiwds Total funds
fi￿d
Not
INCOMING RESOURCLg
IncomiDg resourees frow g¢Der*t¢d fwnds
VoluDtary iticome
Investment income
40.398
40,398
69,634
25
Tot&l ioeomlng r¢sourcfJ
69.659
RESOURCES EXPENDED
Ch8ritsble activiti
Charitable Activities
Goverttaoee costs
32.635
1,626
32.635
1.626
67.661
5,594
Total resoure¢s eiptnded
34261
34261
73.255
NET INCOMtNG/(OUTGOING)
RESOURCES
6.139
RECONCILIATION OF FUNDS
Totsl fuDds brought fonvard
6,139
{3,596)
4.680
20.(
24,680
28276
TOTAL FUNDS CARRIED FORWARD
10,819
20,0
30.819
24.680
Page 6

HANA UNION
BALANCE SHEET
AT 31 MARCH 2021
2021
2020
UnrestriLted R¢5tricted TotsI fu￿￿5 Tots] ft]Dds
Not
FIXED ASSETS
Tangible assets
CURRENT ASSETS
Debtors
Investments
C&%h at bank and in hand
487
1.191
20.(
887
20,0(M)
4,346
10.178
20.0(KJ
10,178
IlJ69
20.(
31,369
25,233
CREDITORS
Amounts falling due within one y￿r
(940)
(940)
(1.040)
NET CURREwf ASSETS
10.429
20.(KMJ
30.429
24.193
TOTAL ASSETS LESS CURRENT
LIABILITIES
10.819
20.IKKI
30,819
24,680
ET A&SETS
10,819
20,0(M>
30,819
24.680
FUNDS
Unrestricted funds
Restricted fimds
10.819
20,IM)O
4,680
20,0
TOTAL FUNDS
30.819
24.680

GHANA UNIO.Y
L￿NCE SHEET- CONTThUED
AT 31 MARCH2021
The charitable company is elltiiled to exempts.on fr{￿ audit under Section 477 of the Companies Act 21X)6 for the year
ended 31 March 2021.
The members bav¢ Dot required the company to obtaiti an audit of its fiDattciaI sratements for the year ellded
31 March 2021 in accordance with Sectioo 476 of the ConwaDi¢S Act 2006.
The trustees acknowledge their resyousibiltlie5 for
(a)
(b)
e05uring that the charitable cornpany keeps accounting [￿d5 that comply with Sections 386 and 387 of the
Companies Aci 2000 and
preparing f￿anCIal statements which give a true and fair view of the state of affai￿ of the charirable company a5
ai the end of each f￿nCial year and of its surplus or deficit for each fllwicial year ill accordance with the
requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Co￿panieS Act
2006 relating to fuwicial statements. so far as applicable to the cbaritable Company.
These financiat statemenLq have been prepared in ac¢ordan¢e with the Wial provisiolls of Part 15 of the C¢)mpanies Act
2006 relating to cbwitable sll)￿l companies alld with the FiDancAal Rq￿[tillg StsndaTd for Smaller Entities (effective
January 2015).
The fillanci￿ statements werE approved by the Board of Tn￿le¢S on 25 September2021 al￿ were signed on its behalf
by=
rcasurer).T
air
-Trustee
The ll￿e$ forni part of these fillanC￿l ststemeDts
Page 8

CHANA UNION
TES TO THE F1Tr4ANCIAL STA TEMENTS
FOR THE YEAR ENDED 31 MAR
H2021
ACCOUNTING POLICIKS
AttoDJtlittg eoBveDtIo4
The financial statements have tr*erÈ Fry>arEd und¢r the histOTiCAI cost wllvelltio￿ alld ID accordan¢e with th¢
Financial R¢[￿rtIllg Stalld￿d for Snklltr Etttsties (effertive April 21x18), the Companies Act 2006 and the
requiremellts of the Statement of Reconunended Prxtic< A¢￿]￿ al￿ Retx)rting by Charities.
coming res0￿r￿S
All incoming resoU￿eS ar¢ inclu￿1 on the Slatement of Financial Acttvities wben the charity is legally entirfed
to the income and the amount can quaDtified with reawnable ac¢urncy.
ResouTces expended
Expendittwe is accounted for on an accn]als b&sis h&% classified under headillgs that aggregate 411 cost
related to th¢ category. Where costs Cann￿ be directly attribu￿￿ to Particular hthjings they have been allocated
to Activities on a basis consistent Wtth the use ofresourc
T#Dgibk fjxed #wets
Ikpreciatxon is provid¢d atthe following artnuaI rates ill orderto writeoff ¢adt over its estimated usefvl life.
Plant and machin
Fixtures and fittings
Computer equipment
- on tsjucing ba]an¢e
- 2(P/• on rEducing b￿anCe
. 2(Ph OD reduciDg balance
Taxation
The charity Ès exempt from Cowion on its cFwitabk &tivitt
Fund aecothntlng
Restrict¢d fimds can onty be used f0rpwtictd￿rCStrrctcd purp￿ within th¢ objects of the charity. RestrictÈons
arise when Sp￿]fied by the thynor or wh¢n fuDd4 are raised forparticular restricted pwp)se5.
Further explanation of the natwe and puryx)se ofeath fund is inclth in the notes to the fll)ancial statements.
INVESTMENf INCOME
2021
Int¢rest receivable
2020
25
NET INCOMING/(OUTGOING) RLSOURCES
2021
2020
97
121
TRUSTEFS. REmuN￿￿ON AND BENEFns
There were no tnth, remu[Wi￿ or otlw IKDefits for the year ended 31)Aarch 2021 nor for th¢ year ended
31 March 2020.
Trvstees, expeDses
There were no tsijstees. expens¢s p4id ts the y￿r etykd 31 Marcb 2tr21 ry)r for the ythr thded 31 March 2020.
Page 9

GHANA UNION
N(yfES TO THE FINANCIAL STATEMENTS_ coNfiNUED
FOR THE YEAR ENDED 31 MARCH 2
TANGIBLE FIXED ASSETS
Plant ￿ FiXti￿eS and Computer
achinery
fitting5
equipment
Totals
At l April 2020 and 31 March 2021
2.156
530
2,652
5,338
DEPRECIATION
At l April 2020
Charge for year
2.(h$5
18
2278
75
4.851
97
At 31 March 2021
2,083
512
4,948
I¥ET B(K)K VALUE
At 31 March 2¢Y21
73
18
299
390
At 31 March 2020
91
22
374
487
DEwfoRS: AMOUNIS FALLING DUE WIThtN ONE YEAR
2021
Accr[￿1 Income
2020
887
CURRENT ASSET INVEsfMEiYrs
2021
2020
tnvestments-Gh Pty Servic¢s
20.0(MJ
20,0(K)
CREDITOKS.. AMOiJN73 FALLING DUE WITlItN ONE YEAR
2021
2020
A¢cru¢d exFthses
940
MOVEMEI¥T IN FUNDS
Nd movement
in fiffjds
At 1.4.20
At31.3.21
Unrestricted
4,680
6.139
10.819
Restrided
20,(KK)
20.0
TOTAL FUNDS
24.680
6.139
30.819
Page 10

S TO THE FINANCIAL STATEMENTS- CONTINUED
FOR THE YEAR ENDED 31 MAR
H202
MOVEMENT IN FUI¥DS. ¢ODtinued
N¢1 nwvement in finNl% includ￿1 in a￿ve atE a8 folk)
Jncoming
Resouw Movement in
re5011rces exp¢nd
fimds
UDrestrlrted
General fi￿d
(34261)
6.139
TOTAL FUNDS
(34261)
6.139
Compar•tiv¢s for thov¢meDt in
Net movement
At 1.4.19
Trdnsfers
At 31.3.20
Unrestricted Funds
General fill
23327
(4.596)
(14.051)
Restricted Funds
Restricted fi]nd
4,680
4.949
14.051
20.(KM)
TOTAL FUNDS
28276
3,5
CoTnparative net movement itt fimd4 iti the above are as folk)w5:
24,680
lllcoming Resources Movement in
exE￿ded
funds
Unrestricted finds
General fund
68.659
(73255)
Restri¢ted funds
Restricted fi]nd
(4,596)
TOTAL FUNDS
69.659
3,596)
A ¢unrnt year 12 tnonths and prloryw 12 llK)nths &)mbitied position És &% follows:
Net movement
At 1.4.19
Trdtjsfers
At31.3.21
Unrestricted
General fimd
23 J27
1,543
(14.051)
10,819
Restricted fuods
Restricted fimd
4.949
14,051
20,0(K>
TOTAL FUNDS
28.276
1543
30,819
Page li

ION
NOTES TO THE FINANCIAL STATEMENTS. CONTINU
FOR THE YEAR ENDEDJI MAR
H 2021
MOVEMENT IN FUNDS. tontin￿ed
A ¢umt year 12 months alld prior year 12 rn[￿ wmbiDed net D￿v¢ment in f￿d4 inclth in the above are
&8 follows".
Incoming Resowces Movernent in
fi￿d$
UTrre5tricted
General fimd
109.059
(107J16)
Restricted funds
Restrictrd fund
1,543
TOTAL FUNDS
110,059
107.516
2.543
Page 12