Registered number. 06073648
Charity number. 1122978
BLACKBURN WITH DARWEMHEALTHY LMNG,,
(A company limited by guarantee) .
TRUSTEES. REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
*AEIINY5M*
2311W2025
COMPANIES HOUSE
A28
#58

BLACKBURN wmi DARWEN HEALTHY LMIIO
(A conwny Ilmited by guarantee)
CONTEMTS
Page
Reference and admlnlstrative detslls of the Company* Its TTh￿e$ and advlsers
Trustees. report
Indop•ndont •xamln•rfs report
Statement of flnanclal athities
2-15
16
17
Balanc8 sheet
18
Notes to the financial statements
19-29

BLACKBURN wrfH DARWEM HEPLTHY LMNG
'IA ￿l>•nY Hmlted by gurantee)
REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY. ITS TRU$TEES AND ADVISERS
FOR THE YEAR ENDED 31 MARCH 2025
Truslees
Koser K
Jeremy G. Hodgkinson
Anika Lesli&Walker
Emma L. Gamer
Paula L. Spence
lftekhar Ali
Elvzabeth A. Williams
Linda J. Whalley
Company registered
number
06073648
Charity registered
nufflber
1122978
Reglstered offlce
8angor St Community Centre
Norviich Street
Blackbum
Lancashire
BB16NZ
Chlef executlve officer
Dilwara Ali
¢ountanls
CW Accwnlants Limited
45 RaiNvay Road
Blackbum
Lancashire
BB11EZ
Bankers
The Royal Bank of Scotland PLC
58 - 62 King Williarn Street
Blackbum
Lancashire
B817HU
Page I

BLACKBURN wmi DARWEN HVLTHY LMNG
(A company Imtted by guaranteel
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
The Trustees present their annual report together with the finanual statements of the Blackbum with Darwen
Healthy Living for the 1 April 2024 to 31 March 2025. The Annual report seNes the purposes of both a Trustees,
report and a directors. report under company law. The Trustees confirm that the Annual report and financial
statements of charttable company comply ￿ the ujrrent ststuw requirements. the reqUi￿rnents of the
tharitsble cOMpan￿S goveming document and the proNisions of Ihe Statement of Recommended Pra¢ti¢e
(SORP) applicable to charities preparing their accounts in accordan￿ wth the Financi81 Reporting Standard
applicable in the UK and Republic of Ireland (FRS1021 (effective 1 January 2019).
Since the Company qualifies as small under sedion 382 of Ihe Ccrfnpanies Ad 2006. the Strategic report
required of medium and large ccxnpanies under the Companies Ad 2006 (Strategic Report and Directors,
Rep(Kt) RegUlat￿S 2013 has been omitted.
Objectives and activities
a. Pollcies and objectives
The purpose of the Charity is to provide. or in conjunclion whh olher like-mlnded ￿ganiSations, to assist in the
provision of facilities. seNces, support. training. education and infomalion in order to preserve and protect the
good health of those inhabitants residing in. prin￿pa[ty. the borough of BlaGkbum wilh Darwen. and throughout
all boroughs in England and Wales in an effort to encourage said inhabilants lo (levelop a more positive attitude
to health, to lead healthy Irfe$￿e$ and to improve thetr quality of Itre.
In ¢aff￿ng out its purpose, Ihe Charrty promotes equality of opprytunty and opposes any form of discrimination
on 9rounds of race. ethnic origin, gender. sexual orientstion, age. disability, or religion.
In setting objeclives and planning actrvitses, the TnJstees have given due consideration to general guidance
published by Ihe Charity Commission relating to pubfic benefit. includin9 the guidance 'Public b6nefit= running a
charity (p82)'.
Page 2

BLACKBURN wmi DAIiWEN HEALTHY LMNG
IA company Ilmlkni by guaranteel
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Objectlves and actmlles {contlnued)
b. Actlvitl•s undertaken to achi•v¢ obJectiv•s
The key activities carried out by the Charity to achieve its obiecbves:
To promote. through partnership. the wc¥k of Blackl)um with Da￿En Healhy Livlng, with reference to the
promotion of Health Improvement and Social Indusion.
To promote an active Citizenship approach to health and wellbeing Ihrough community develwmen(
supporting a stronger voirE for people who use services and greater choice and control at all levels.
To ensure effective policies and procedures are in effect in accordance with quality assured sep4ices. and
those required when using volunteers to undertake aclivities.
To measure and track the progress and outcomes of projects Including measurlng longer term changes in
knowledge, attitudes. and behaviours.
To monitor the finanaal oulputs on a regular basis.
To ensure the fulure sustainability of Blackbum with Darwen Healthy Living.
Our vision is
o ensure ihat local people have access to and are involved in the design and delivery of services that irnprove
their health and well*eing.'
A number ol key assumplions are implicit in the success of the work Ihat we do:
Improving health inequalities requires m¢xe than medical inteNention.
For health prc#nolion to be effeclive. ccmmunitses and service users must be involved.
People want to improve their heanh.
Partnership worktiig enhan￿S impact and pr(ynotes suslainabilty.
Our trustees have reviewed and agreed three key straiegic charitable obJ"edive5 for Blackbum with Darwen
Heatthy Living:
Promotion of Health and Wellbeing by prohiding innovatlve. community-ba58d seNlces based on local
needs and Pfiorities.
Communty Engagement and Development by ensuring thal local people have access to and are involved
in the design and defivery of services that improve their health and well-being.
Youth Work enabling young peoplè to devekw hclistically. v￿rkIng with them to facilitate their personal.
social & educational developrnent to enatle Ihern to develop their vol￿. Influen￿ and place in society and to
reaGh their full potenlial.
c. Volunteers
Volunteers are an integral part of Healthy Livings worK without their support sune of the work we deliver would
have not been posgble. their time, effort and dedication are appreciated and eXtrerne￿ valuable to our charity.
Page 3

BLACKBURN wrrH DARWEN HEALTHY LMNG
(Awwy llmlled by guarantee)
TRUSTEES, REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Objectlvès and actlvlties (contlnued)
IL Main activllies undertaken to further the CoMpan￿S w1pos￿ fov the public benofft
The Trustees confirm thal they have refeTred to the guidance contained in Ihe Charity Commission's general
guidance on public benefit **)en rebiewing aims and objectives and in planning future activities. As a not-for-
profit organisation, Blackbum with Darwen Heallhy Living focuses on seNing Ihe local communiti'es in we
vKrk. Al our charitable activities are aimed at addressing health inequalilies. breaking down social isolation and
bringlng comrnunities logether primarily within socially and economically deprived areas of Blackbum with
Darwen. We promote social inclusion by encouraging seldcrfn heard people to engage in our services regardle5S
ol their ethnicity. gender, disabihty. or finanoal background.
Achievements and perforniance
Page 4

BLACKBURN WITH DARWEN HEALTHY LMNG
. (A Company Ilinfteil by guarantsa)
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Achievements and perfomiance (contlnued)
. Review of athili
Promotion of Health and Wellbeing
Blll Busters
Funded ty The Big Lottery Fund for 3 years. the Bill Busters project program aimed to provrde support to those
in fuel debL Helping individuals and households vlho owe money to energy companies and guiding them on how
to rnanage their debts or apply for grants. Raise awareness of the dangers of fuel poverty and offer practical
solutions. through community events, volunteers and fonjms for professionals.
We estsblished Ihe Affordable Wannth Forum (AWF}. This fowm brings together stakeholders suth as the local
authority, public health. charities. utilty prOb￿derS. and the community. discussing the issue of fuel poverty and
finding solutions that could be rolled out across Blackbum with Darwen.
We recruited and trained 19 volunteers through the course of Ihe proiecl and n¢)w at the end of the project we
have 4 who are Cornmitted and make referrals to us from community members from a community hub.
The project was a huge success and really rnade a difference. li helped reduce the debt of many people in the
borough. Not only did we clear or reduce Iheir energy debts. but for some residents. this also prevented them
from accumulating other debts. Many individuals reported improvements in their mental heafth because of our
support. even when TNe couldn't completely ciear their debts. Negotiating payTnent plans with energy companies
can be a stressful challenge on their own. and by handling this for them. we were able to secure more
manageable agreements. Worf(ing our organisation also opened other support avenues for many people,
due to our holistic approach and the o)nneGtions V￿ have with partner services. Knowing about these services
also helped reduce refeffal time.
Case studies:
Ms D was ￿ferred to Healthy Liwng by her Housing Support Offi￿r. She has multiple long-terni health
conditions indurfing long COVID. fibromyalgia. mentsl health and an abdominal problem whith she was waiting
for surgery to correct. She works part kn'me and lives with her 10-year￿Id son. Ms D had been swtched to Brilish
Gas through the 'supplier of last resort. procedure when her previous energy supplier went into 8dmini5tration at
the end of August 2022. She had been pawng via a prepayment meler however this was not continued when she
had io sviitch supplier. and no alternative payment was set up or suggested. The meters did not display any
infomiation. so Ms O was unable to submit m8t8r réadings to British Gas. Healthy Living became involved in
October 2023 and by April 2024 Ms D had new prepayment meters and was awarded £1204.80 Ihrough the
British Gas Energy Trust which paid off her debt.
"I've been living with my Britlsh Gas debt over my head for a while, I was wonied abwt how I'm going to pay this
debt wtoch was wasn't my fault to begin with. There We￿ several occasions I made lelephone calls to British
Gas. I needed a card so that I can top my meter up. but they were not helpful, I didn't have any paper bills
coming through my dcKy. so I didn't have a due how much I was going to owe. All I needed was help over the
phone. at one point I called Ihem 7 times in one day. but they kept putting the ph(me down and still I didnl get
anywhere. I made 3 complaints over a few months but stsll heard nothing.
I suffèr wlth my mental health and depression already. ha￿ing to try and deal wth Ihem and get nowhere was
not helping my heatth at all. Healthy Living helped me $0 much, I'm so grateful. They got Biitish Gas to come out
and put new meters in and put them onto prePa￿ent so I can pay like I did befo￿. I know v4here l am with
prepayment meters, and I can't get into debt. They applied for a grant for me. and l just got my letter saying they
are happy to grant it me and pay off my debt. I'm happy the weight has been lifted off, I donl have to wory about
how I was going ts pay it all back. Thank you.
Page 5

BLACKBURN wrrH DARWEN HEALTHY LMNG
IA company Imited by guarants•)
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Achievements and perfolmance (contlnued)
Mrs H referred to Heallhy Living via Household Sw)pJrt Fund u) February 2024 for assistance energy
arrears with Scottish Power. Her husband suffered a major heart attack. and his business went into liquidalion
due to him being unable to work. Mrs H had also had to stop viorknng due to caring for her son who is aut15ti¢
and has severe leaming disabilities. This put a huge strain cm the family and the income into the family home
was signfficandy ￿dUCed.
Heathy Livlng CAY)tscted Scotiish Power on behalf of MTS H and looked at financial help for the debt. a budget
fomi via Step Change was completed and apph'ed to SrA)ttish PThver Hardship Fund for assistance with her
aThears of £6843.55.
The Scottish Powew Hardship F￿d was completed on 3rd April 2024. and we were infomied that the application
vras suceessfvl on 191h April'24. Scottish Poww awarded £5000.00 towards her arreats. We were able to
negotiate the remain arnount of debt with her monthty usage Pa￿nent at a very reasonable and afforilable
amount.
Mrs H was Incredibly grateful for the support Heakhy Living provthl and feli a huge weight had been lifted from
her shoulders when we told her htx much she had been awarded.
hank you for helimng me. No c￿ ever helps and really does it. They say Ihey *ill and nothing ever happens.
Thank you, I've never meant that more in my life ...
Household Support Fund
The Househol(i Support Fund (HSF). funded by Central Government via Ihe Bor￿gh Council. continued into
2024 - 2025 to support residents with the rising cost crf liwng. The scheme helped those struggling to rnake ends
meet and supported them with help towards their gas, electric and water bills, household appliances an(J food
parcels. It focused on low Income. working households and those on income related benefits that met the
iteria.
In this period VR processed applications in the BB1 area of Blackbum. team made contact with the residents
to support thefn with fuel and waler payments. Many residents we spoke lo had deb15 wilh their energy
companies and in some cases these payments helped dear their debt or enabled them to simply heat their
homes without the worry of having to sit in the cokl. We noted an uptake in applications from the South Asian
community Whe￿ they spoke little to noEnglish. team were able to Gommunicate effectively with them in
thwr spoken language to ensure they fully understood and benefited from the scheme.
There was huge uptske and demand in Ihe Borough for HSF and thr¢Jugh the year in the 881 area we processed
1570 successful referrals with a total value of support of £433,010 (£384.570 gas and electricity SUPPOrt and
£48.440 water suptM)rt).
Through a pathway via the HSF, residents were also able to refer in to our Bill BusteT5 project and we wuld also
refer Ihe most vulnerable residents of the tK)rough for support from the Cadent Foundation for provision of fuel or
supennarket VoUd￿r5.
The partnerships we have devek)ped over previous year5 were strengthened through continued g(￿d
communication and leamwork. this has resulted in a seamless service for dients helping to build dignty into the
pmcess.
Page 6

BLACKBURN Wrnl DARWEN HEALThY LMNG
(A ¢ompany limfted by guarantee)
TRUSTEES. REPORT IcoKllNUED)
FOR THE YEAR ENDED 31 MARCH 2025
Achlev•ments and porfornian¢¢ (contlnued)
PASTA Project
Play and Stay at Teatime Activities (PASTA) was frjnded by Pubk Health. Healthy Living V￿rked in partnersh￿>
wth Accrington Road Communty Centre to dèliver one cohirt It ran for 6 weeks combining healthy cooking.
discussion around healihy eating and physical activity. 8 adults and 14 children attended. The overarching aim of
the PASTA prograrnme is to support thildren and their families to develop heallhier behaviours with regards lo
food and nutrition and physical activity. Sessions ran for 1 /3 hours. with time for cooking. active play and
education included. Activities inciuded cooknng homemade pizza. beef and veggie burgers. exotic fruit lasting.
make-yourknovm pol noodle. veggie ￿ps. food groups and learning about sugar in soft drinks.
Comments
"I vRnt to do more cooking sessions. good doing it tO9ether"
"My thild enjoyed engaging with Ihe other children and leamiry how to make piz2a"
.1 enjoyed meeting with new pecf)le and friends.
Physlcal Advlty
We delivered a variety of classes including circuit training, seated exeruse. physical yoga. boxing and exerase
to music in an indoor setting. Our highly experienced instru¢tOf5 meant that all activities were suitable for
beginners as well as regular exercisers.
Exercase dasses were promoted to existing Bangor Street gym rnernbers. on social media, and Y￿ spoke to
beneficiaries from other projects and parents whose children access Ihe Madrassah in the communty centre.
Three ladies only classes were delivered per week with 182 individuals attending at least one session. We
continue to 2 clas5e5 a week. Heallhy Living continue to deliver gym induclions working in partnership with
Bangor Community Centre- My Gym.
CASE STUDY..
Lady attended weekly Boot Camp exercise dass
-circuits is literally a mood changer for my week! The sessions are intense yet fun and you feel the difference il
makes to your body and rnind! So much more enjoyable than a run on a treadmill. I have had so many
compliments of the change in my body and energy. l am able to be wesent and active for my children even after
a full day at work"
COMMENTS
hank you so much.
"I look forward to the class on Mondayl Wednesday every week. I love both the classes"
"Boxing and bootcarnp has benefitteit me mentally and physically. lrying to become active"
"I had no confidence, had lots of pains and aches. I suffer from anx*t
"I feel good when l attend classes. mentally and physicall
.1 feel I have more strength also I feel that my body has some shape and the dass also motivates rne to come"
-mentally, it has given me reason to 9et out, meet like4ninded people in tum benefrtted my physical health.
.1 didn't think I VIFS so unfit until I S￿￿ed coming to the sessions. I'm feding so much more energised and
strongerf
Trauma Infomied Communities (TIC)
In Blackbum with Oarwen. the approa¢h to trauma informed practice is led several managed netwwks.
Networks are led directty by members of that seclor. thus ensuring that meaningful actions can be identtfied and
worked on collaboratively.
Trauma extends beyond the well4cKumented Adverse Childhood ExperiencAs (ACES) and the direct
Page 7

BLACKBURN ￿TH DARWEN HEALTHY UVING
(A ¢ompany Ilmited by guarantee
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Achlevements arbd perfonnance (contlnued)
experiences of a child within their famity and close contacts. Traurna can be deepty embedded within the culture.
social nonns and macro•Structures of pob"cies, organisatK)ns and communities (Lopez, et al, 2020). Poverty.
racisrn, systemic oppression. mic1c￿ag9resS1Ons. exposure to cornrnunty vlolence andlor exclusion as well as
global pandemics can all be perceived as chronic traurnatic events.
It is well evidenced that actions to prevent and mibgate trauma and it5 associated harms are essential to improve
population heallh for present and future generations (Bethell et al., 2017- Pachter et al., 20171. It has therefore
been proposed thal public and third sector interventions requi￿ a shrft in focus to indude prevention, resiliency,
and trauma4nfomied ser¥ice provision (Hughes et al. 2017).
This approach would not necessarily require the development of new strategies or interventions, but rather
consideration of how existing services can be fine4uned. and how agencies can work together to utilise an
improved understanding of the in7pact of adversity how this wi be prevented ty ameilaraled.
The Tl Managed Networks are representative of all setting5 a(xos5 our communtties and workforces, and
include:
Early Yeats {Start Wdl)
Education and SEND settings
Communities
Vulnerable groups
The Managed nehvorks meet on a quarterly basis and are govemed by shared Terrns of Reference and an
action-tracker which report directly into the Strategic Forum. The Strategic Forum then share core actions and
recommendations the appropfiate Strategic Boards.
The steering group 15 accountable to the Health and Wellbeing Board
It reports directly lo..
Children and Young People PartneTship Boanl (Start Weti)
Other boards for Sharing information inclu4Je:
Age Well Board
Place Based Parinership Board
SEND board
Oral Heallh- Madrassah
The research for project was completed in the last finanaal (23124) with 10 Madrassah agreeing to
facilitate the recruitrnent of parents and children from across the borough. Data collecting and analyslng took
place this year as well as dissemination and presenting at different Boards of the findi￿.
Objectives:
Identfy dietary behaviwrs and oral heallh behaviours of children attending Madrassah in Blackbum
Gain insight into the reasons why these behaviours may accur
Identify the potential for oral health interventions that address Ihe issues identtfied in objectNes l & 2 and
how Ihese should be delivered
Synthesise the finding5 and produce recommendations for implementation
Method:
There were 4 methods to the research. below are the numbers of partiopants Irom each approach..
Parent survey - 318 completed
Child survey {Face lo Face) = 83 completed
- Parent focus group 1 completed. 6 attendees
Page 8

(A company limlted by warnnt•e)
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
hlevements and performance (contlnued)
- Interviews wlth Madrassah slaff - O completed
This methed of approach gave rn￿e consistency. The parent and cluld surveys were not linked as it provided
more depth. The focus group provided more depih and their percepkn- We were also able to look at oral health
behawours, knowledge and rfthere were any issues with dentist.
Demographics, of the participants fr(xn both parent and children survey.
Parent's survey
Mean: 8.80 YTS {SD: 3.27)
Range 3m-19yrs
Parents reported having be￿een 1 ar￿ 6 chIld￿n and reported ages for 390 children
Children's suNey
Mean: 9.70 ￿S (SD: 2.70}
Range SyTr17 YTS
Eating throughout the day. Summary
Overall, diet in the home not indictive of highty cariogenic diet (￿real bèing possible exception)
Sugar Intake increases during school hours- 60% eat fwit or Cake￿$WeetS
Lack of parental control over sweets
Aware of school snack pc4iue5 (fwitl
Conslderable number drinking water throughout'the day
Oral health behaviours and messages: Summary
Some areas for improvement
bnjshing in evening
not rinsing with water
• ensuring teeth brushed for 2 rninutes
. Parents report some mixed messages {but small numbers}
. Short. audience-appropriate message required
The dentist.. Summary
Children registered and attendir¥J. but registration is lale
. As maybe expected, lithg the dentist is mixed. Rewards a molivator for some.
Summary, maln lessons and rec(xnmendations
1. Reinforce public health messages around..
- the imFortance of brushing teeth before be(1, brushing for two minutes (using a timer) and
- not rinsing with water after brushing and drinking water after eating fruit
2. Tailor messages spectfically to South Asian families, rather than a 'c￿e-S1Ze-fits-81I. approach. Consider c
creation of messages with children
andlor parents.
3. Research should be carried oul lo fijrther explore the below,. consider Involvement from the community where
POS5ible-
- Rales of children being registered with a dentsst between Soulh Asian and other communities In BlaCkt￿rn ￿ryth
DaThven and seek to explore why any drfyerences may exisl.
Comparative analysis of ealing and oral health behaviours bel¥￿ Scxrth Asian and Whit8 thildren in
Blackbum with Darwen
The potential for involwrwJ Schools andlor Madrassahs in reiteralion of a srnall number of key oral health
messages.
4. Continue to forge and maintain relatI￿shIpS belween BWDHL and Madrassahs and extend to local schools
Roman Road Library
Situated in the heart of the H￿her Croft area. has shown that it is more than Just 8 place lo borrow books4's a
Page 9

BLACKBURN WITH DARWEN HEALTHY LMNG
(A ¢ompany limlt•d by guaranteo)
TRUSTEES. REPORT (CONnNUED)
FOR THE YEAR ENDED 31 MARCH 2025
Achlevem¢nts and perfomiance (continuod)
vibrant hub evewle is welcome. Run by passionate voluntews. Ihe library offers a wann, inclusive spa
for people of all ages to read, leam, and connect.
Beyond its shelves ￿ b(M)ks, the library supports local groups by providing meeting spaces for clubs, wothshops.
and creative gatherings. Regular events. from slory time for children to essents.al safe spaces for Community
group to njn from. as well as a base for the local communty group. Highercroft Peoples Hub to run sessional
events for all Ihe residents, help foster a sense of belonging and lrfelong learning. The library also provides a
base for social landlords and councillors to run surg6ri8s from and vthen necèssary.
During the winter months the library is considered a wam space vthere people can just come in and keep wami
and have a brew vthilst being able to tharge their phones.
The library also runs a small top up shop. ensuring that residents have the opwrtunty to buy a 'top up. as an
extra to their main shop. With continuous donated 9oods from both Aldi and Lidl and v￿th the help of volunteers,
the larder offers essenbal ilems lo those in need. reflecling the libra￿5 comrniiment to supporting every member
of the community.
Together, these inilialives make the community-led library a CLYnerstone of kindness. learning, and support. At
present we have 13 volunteers both male and female as well as people ot ethniuty which is refiective of the
change in the landscape of the area.
Community Engagement and Development
Peer Action Collecllve: Empowering Young People in Lancashire
The Peer Action Collective (PAC) is an innovative project currently running in LanG8shir8, dedicated to
supporting yyjung people who are at risk of being affected by violence. What sets PAC apart is its peer-led
approach: young people themselves tske on the role of researchers. working alongside their peers to gather
insights, share experiences, and understand the ￿al issues facing their comm¢Jnities. PAC is in the second year
of the programme and has cornplet8d the inrtial phase of research.
Prolect Overwiew
PAC'S core mission is to give young people a voice in shaping the solutions that affect their lives. By training and
supporting peer researchers, the project ensures Ihat researth is grounded in lived experience and genuin6
understanding. These young researchers engagp with olhers in their age group. conducting interviews. foe.us
groups, and surveys to explore the causes and irnpacts of Violen￿ in their communits"es.
Peerled Research: Young people have been trained as researchers, equipping them with skills in
communication. data collection, and analysis. They then have reached out to Vleir peers to gather honest. open
feedback about their experiences and perceptions of violence.
Turnlng Research into Actlon
The mosl powerful aspect of PAC is its commilment to action. the research phase complete, the findings
have been used as a foundation for developing sooal action ideas. These ideas have been designed by yrjung
people, for young people, ensuring they are relevant and impacthjl.
The findings are as follows
Young people have lost trust in sorne of the leathers
They feel that the mental health support 15 not sufficient within schools
Youth Voice is not really heard or acted upon and is perceived 'tokenisti¢'
Detentions and Isolations spaces need to be redesigned so that they can bè used more productively.
Page 10

IA company timiknl by guar411tee)
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Aehlevements and perforniance (continuod)
So(aal Aclion in Schools
Throughout Lancashire, with the suppcrt of tr* other partners. Inclusive North and Child Action Northwest, we
have successfvlly recruited and trained 45 people as Changemakers ané have developed 3 Social Aciion
Ideas that will be used vltthin school SettU￿ to work V*ith young peopl8 at risk of being affected by violence.
They have been dèsigned to address the find￿gs.
BWD Healthy Liwng have worked the Changemakers to develop - 'Spill the Beans. _ an interactive fun
board game to help buiid trust bath with teachers as well an ha¥ing open dialogue aiound the most important
issues youn9 people are facAng at schwl and at home.
Strateglc Partnership
The 'Strategic Partnership. project. funded by the People Health Lottery, aime(I lo address respiratory health
thallenges within the Highercroft a￿a of Blad(burn. This inrK)valive project utilised a citizens. jury model to
engage local residents directly affected by respiratory diseases in shaping solutions and recommendations. The
project sought to empower the community and improve health outcomes by fostsring collalyjration and
knowledge sharing.
13 tocal peopie were recruited from Ihe Highercroft area wtho have direct experience with respiratory diseases
(elther personally or through family mernbers) to fO￿n the Cilizens Jury where speakers from the Local Authority
Enforcement Team, Health Watch, patients wtth knved in experience. Care Network, Public Protecti￿ & BWD
Depathent of Work and Pension.
Presentsti￿s and discAJsslons wlth the guest speakers wovided valuable Inslghts into the complexities of
respiratory health, local health services, and potential interveniion strategies as well as sTrwing how Ihis was
major issue for the residents of Hlghercroii
Thn)ughoul the sessions the￿ were spaces for jury members who could discuss the inforrnation presented,
share their personal experiences. and collectivety devélop recommendations for improving respiratory health
within the community.
The main recommendations lo corne out of the Citizens Jury was the need to improve the understanding of the
complex systems people encounter vthen managing their health. This involved accessibility, support and dear
signposting to appropriate services. It 81so emphasised Ihe vilal role of ￿llabOra￿ between healthcare
provider5, community organisations. and local residents in addressing respiratory health challenges. It identified
how the Jury members could continue to play a vital role in prowding safe space5 fcr others to share their stories
and struggles. A short video was also prixluced to show how the project was developed and delivered in
Highercroft, oullinin9 the key findings.
The 'Strateglc Partnership, ryojecl in Highercmft. demonstrales the power of communlty engagement In
addressing complex health issues. By using a citizens. jury modèl, the project has successfully empowered local
residents. generated valuable recommendati¢Jns. and fostLYed stronger collaboration to irnprove respiratory
heaRh outcomes. The lessons learned from this proied can inform similar initiatives in other communitie5 facing
similar health challenges.
Trnuma Infornied Communities ITIC)
Funded by Public Healtr, Trauma Informed CommutNties fflc). was a follow up to the work carried out around
ACE'S (Adverse Childhood Experiences).
This project foujsed on implementing trauma-informed practices at a community level in 8lackbum. Recognising
the wldespread impact of trauma. the initiative aimed lo raise awareness and build support nehvorks wtthin
various communities. The core of the project invotr4ed training and supporting the ltxal people who had
Page 11

BLACKBURN WITH DARWEN HEALTfriY.UVING
(A cryy Ilmlted by guar4nte•)
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
hlevèments and perf0m￿nCe {contlnued)
participated in a Citizens Jury around ACES and then SuFW￿ted them to (￿￿tInUe the work as 'Trauma-Infomied
Champions..
The project recr>3nised the profound impad of trauma on w￿l¥idual5 and commuTrilies and sought to promote
healing and resiliencé through a traum8-infomied lens. A key strategy was to involve community mernbers
directly in the design and delivery of workshops. ensuring that the content and approach were culturally sensitive
and ￿levant to Ihe specific experiences ol the target audiences. These individuaLs shovied their passion for
social change, and their willingness to learn about traum&infonned praclice5. They participated in intensive
Iraining sessions covering topics such as understanding trauma. fa<alitation skills. public speaking and
evaluatioft.
The group worked collaboralively ￿fjth projed staff to cwroduce a ser*s of w0￿$hOp$. This co-prtsjuction
process involved: Needs Assessment: Identif￿ng the speafic needs and interests of different community groups,
workshop design.. Developing workshw c4)Itent. activilies, and materials thal addressed the idenlified needs and
incorporated trauma-infomied principles. Cullural Adaptstion: Adapting the workshops to be culturally relevant
and a¢￿SSible to diverse audiences. taknng into account language. beliets. and cultural noms and Pilot Testlng..
Conducting pilot workshops to gather feedback and refine the content and delivery methods.
The Traum&vlrrforvned Champions played a cnjcial role in disseminallng informatlon and fosterfng undeT5tanding
of trauffla-lnfomied approaches throu9hout Blackbum. The main outcome for this Project was to develop spaces
and to encourage dialogue around trauma infomed approaches and to be mindfvl of Su￿ound1ng and people
and more importsnuy not to judge someone's actions or behaviour *rythoui firsuy trying to understand what could
be the undeTlyng circumstances to their behaviour.
Applled Research Collaboration (ARC)
The current Applied Research Collaboration (ARC) was funded until March 2025. A new phase of ARC. rf
successfully funded. is expected to run from April 2026 to March 2031. In tre interim, Healthy Living has
ontinued to support ARC'S research activities through its role within the Cornmunity Research Network
(COREN).
In ils COREN capacity, Heallhy Llving has actively contrtbuted to the ARC programme with a focus on
strengthening relationship betrween local communities and applied health research. The key objectives of this
work were to.
Identify what matters to people in locat communities. particularfy ￿ere health research could contribute to
improved outcomes.
Ensure cornrnunily ￿VOlVeMent in the development, design. and delivery of research with the potential lo
make a differen￿ at the local tevel.
Create and support indusive spaces for discussion. leaming. and the ccwroduction of research, where all
partiapants-whether experts by experience. praclice, or learnirry-have an equal voice.
Facilitate knowledge exchange and l)uild understsnding around health research to encourage greater
public involvement and accessibility.
Pa9e 12

. BLACKBURN WITh DARNVEN HÉAiTHY,LMNG
IA cOmp￿Y Ihjthed by guaianteo)
TRUSTEES. REPORT ICONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Achievements and perfomiance (¢ontinued)
Healthy Living's main role was lo supFx)rt these objectives. three primary workstreams were implemented..
Capacity Bulldlng and Knowledge Moblllsation
This workstream focused on building the capacity of both lh8 public and local s￿tern partners to engage with.
applied health research. Activities included training. awareness-raisin9. and the developrnent of resources to
support wider pa￿CIpatI0Th.
Research Ready and Acilve
This stream aimed to hamess the knowledge and insighi of the voluntary. community, faith. and social enlerprise
{VCFSE) sectors. By doing so. it ensured that local systems were equipped wilh the necessary resources and
perspectives to meaningfully engage in and influence applied researth.
Community Ready Researchers
This workstream supported researchers o) developing the skills. values. w•d behaviours required for effective
and meaningful engagement with communities. li foojsed on ensuring that researchers are'better prepared to
work within local systems and lo cwrodurR researth in a way that reflects comrnunity priorities.
Through these targeted workstreams and wth a strong comTnitment to indusive and participatory re5earGh.
Healthy Living has made a significant cA)ntritrArtion to bridging the gap betrleen communities and applied health
research. The work undertaken has laid the foundalion far continued collaboration and inlluence, both in the final
stages of the current ARC and in the anticipated new
ha5e beginning in A
ri12026.
Smart Eneryy GB
Funded by National Energy Action Ihrough Iheir Smart Energy GB tn Communities Fund, this project aimed to
improve understanding of smart gas and electricty rneters particularly in individuals without essential digital skills
and increase the likelihood that they would seek or accept a smart meter. We engaged wilh 1,505 people fa￿ to
face through attending events and exists-ng social groups, setting up stands in public venues and discussions
over the phone. This one to one or Small group setting allowed us lo answer speafic questions relevant to the
individual and discuss the benefits. cOn￿mS or barriers to having a smart meter installed. Many people already
had smart meter5 bul were unaware of the infonnaticw) available on the meter and the 'ln Home Display, so we
were able to explain this allowing them to benefit from the full range of functions available. Across our team we
can speak Ihe 3 most commonly spoken community languages as well as English meaning we could provide
inforniation and 9uidance to people who would have been exduded from visual Frompts around smart meters.
Through a radio inteThiew conducted in English and Urdu. with some points reiterated in Punjabi and Bengali,
newspaper and magazine articles. posters and the electronic billboard in Blackbum town centre. we provided
inlomation about smart meters to around 767.300 people and delivered training for 60 fronuine staff on the
benefrts, installation proGe5s and use of smart gas and electricity rneler5.
Your Support for Blackburn with Darwen Healthy Liv•ng
Blackbum with Darwen Healthy Living is always in need of fijnds.
Your support and donations will help us to continue and further develop our work promoting and facilitating
community Inv￿VeMent to help tackle heallh. social and eW￿rnIc inequalities within our communities.
We would like to thank our partners. funders and supporters bnduding:
Accrington Road CrKnmunty Centre (UCO)
Age UK Blackbum with Darwen
Bangor St Community Centre
81G Lottery Fund
Blackbum Foodbank
Page 13

(A conwny ￿rnIted by guaranteo
TRUSTEES, REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Achlevements and performance (contlnued)
Blacklwrn with Da￿Ven Borough Courn?I
Blackburn with Darwen CVS
Blad(burn with Dap4ven Public Health
Care Network
ca￿r5 Servi¢8
Child Action Northwest
Cl￿p Foundation
Creative Support
Indusive North
Inspire Motivate Overcome {IMO)
Iqra Foundation (Blackbum)
Jubilee Tower Credit Union Ltd
Lancashire County Counul
Lancashire and South Cumtwia Integrated G3re Board
Lancashire Wildlife Trust
Lancaster University
Minority Enterprise Devebpment TTUSt
National Institute for Healih and Care Research
One Voice
People's Health Trust
Shefter Lancashire (Bl*bum)
Smart Energy GB
The Oaks Money Advice Cenire
Together Housing
United Utilities
University of Central Lancashlre (UCLan)
Youth Endowment Funds
All the individual Madrassah's in BWD Ihat helped with our <hl Health researth
Financial review
. Golng concern
After making appropriate enquiries. the Trustees have a reasonable expectation that the Company has adequate
resources to continue in operational existence for the foreseeable future. For this reason. they continue to adopt
the going concem basis in preparing Ihe financ4al statements. Further details regarding the adopb'on of the going
concem basis can be found in the accounting policies.
Slrueture. governance and management
. Constitution
Blackbum wilh Oarwen Healthy Living is registered as a tharitabb company lrniied by guarantee and was sel up
bya Trust deed.
b. Methods of appointment or election of Trustees
The managernent of the Company is Ihe responsibility of the Truslees who are elecled and c(Kipted under the
tems of Ihe Tnjst deed.
Page 14

BLACKBURN wrrH DARWEN HEALTHY UVING
(A Company Ilmited by guarantee)
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
StnKture, govemance and management {contirwed)
c. Finan¢lal rlsk manag•ment
The Trustèes have assessed the maior risks to whith the Company is exposed. in particular those related to the
operations and finances of the Company, and are salisfied that systems and wocedures are In place to mitigate
exposure to the major risks.
Statement of Tnjstees. rosponslbilitles
The Trustees (who are also the dIreCt￿S of the Company the purposes of ccfflpany law) are responsible for
preparing the Trustees. report and the financial ststements in accordance with applicable law and United
Kingdom Accounting Standar(Is (United Kingdom Generalty Accepted Accounting Practice).
Company law requires Ihe Trustees to wepare finanoal statements for eath fwwicial . Under company law. the
Tnjslees must nol apyove the financial statements unless Ihey are satisfied that they give a true and fair view of
the state of affairs of the Company and of its incoming resources and application of resources. including its
income and expenditure, for that period. In preparing these finanoal statements, the Trustees are required to:
select suitabl8 accounting policies and then apply them c￿s*StentI￿.
observe the methods and prin¢tples of the Charities SORP IFRS 102);
make judgments and accounting estimates that are rea$￿able and prudent..
state whether applicable UK Acc￿nting Stsndards (FRS 102) have been followed. subject to any material
departures discloseiJ and explained in the financial statements"
prepare the financial ststements on the going concem basis unless it i8 inappropriate lo presume that the
Company will continue in business.
The Trustees are ￿SponSible for keeping adequate ac£ounting records ihat are sufficient to show and explain
the Companys transactions and disclose with reasonable accuracy at any time the financial position of the
Company and enable them to ensure that the financial ststements comply wilh the Companies Ad 2006. They
are also responsible for safe9uarding the assets of the Company and hence for taking reasonable steps for the
prevention and detection of fraud and other irregularifies.
Approved
by
the
members
the
and signed on their behalf by:
Trustees
on
i• 2&zS
Page 15

BLACKBURN WITH DARWÈN HEAL.THY LMNG.
(A r￿MPanY Ilmtted by guarnnl••)
INDEPENDENT EXAMINER'S REPORT
FOR THE YEAR ENDED 31 MARCH 2025
. Independent examlnefs report to the Trustees of Blackbum wlth Darwen Heahhy Living (Ihe
compan￿
I rep￿t to the charity Trustees on my examinatlon of the accounts of the Company for the year ended 31 March
2025.
Responslbliths and bas1$ of report
As the Trustees of the Company (and its directors for the purposes of company law) you are responsible for the
preparation of the accounts in accordance with the requirements of the Companies Act 2006 Cthe 2006 Ad,).
Hawng satisfied myself that the accounts of the Company are not required to audited Ur￿eT Part 16 of the
2006 Ad armj are elvJible for independent examination. I report in respect of my examination of the Companys
accounts carried out under sedion 145 of the Charities Art 2011 Cthe 2011 AGV). In carrying out my examination
I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 ACL
Independenl examlnerfs statement
I have completed my examination. I confirm that no matters tr￿ve comè to my attention in (￿nnectIon with the
examination giving me cause to believe:
acu)unting records were not kepl in respect of the Company as required by section 386 01 the 2006 Act;
or
the accounts do not accord with those records: or
the accounts th) not comply wtth the accounting requirements of section 396 of the 2006 Act other than
any requirement that Ihe accounts give a InJe and faif view which is not a matter considered as part of
an independent examination; or
the accounts have not been prepared in accordance wtth the methods and principles of the Slatement of
Recommended Practice for accounting and reporting by charities [applicable to charitses preparing their
accounts in accordance with the Financial Reporting Stsndard applicable in the UK and Republic of
Ireland (FRS 102)].
I have rK• concems and have ¢ome across no other matters in connection with the examination to which
attentlon should be drawn in this report In order to enable a woper understanding ol the accounts to be reached.
This rewrt is made solely to the CoMpan￿S Trustees. as a body. in accordance wth Part 4 of the Charities
{Accounts and RetKJrts) Regulations 2008. My work has been undertaken so that I might state to the Companys
Trustees those matters l am required to state to them in an Independent examinefs report and for no other
purpose. To the fullest extent pemiitted by law, I do not accept or assume responsibility to an>vne other than the
Company and the COMpan￿S Trustees as a body. for my work or for this rewt
Stgned-.
Dated:
Courtney Wright BA FCCA
The Boulevard Cenlre, 45 Railway Road, Blackbum. BB1 1 EZ
Page 16

BLACKBURN IMTH DARWEN HEALTHY UVING
(A company Ilffltsd by guarairte•)
STATEMENT OF FINANCIAL ACTNMES (NCORPORATING INCOME AND EXPENDITURE ACCOUNT)
FOR THE YEAR ENDED 31 MARCH 2025
Restricted Unrestricted
funds
funds
2025
2025
Total
fvnds
2025
Total
fiinds
2024
Noto
Income Irom:
Donations and legacies
Other trading actlviles
Investments
71,827
115,764
3.319
187.591
3.319
198,352
35.671
3,235
Total incorne
71.827
121.923
193,750
237,258
Expendlture on..
Charitable activities
130.843
75,804
206.647
251,356
Total expendi￿re
130,843
75,804
206.647
251,356
Not {¢xpendfture)fincom•
Transfers between funds
(59.016)
(890)
46.119
890
(12,897)
(14,098)
12
Net movement In funds
(59,906)
47.009
(12.897)
(14.098)
R¢¢onclllation of funds:
Total funds brought forward
Net movement in funds
178.353
47,009
238,693
(12,897)
252, 791
(14.098)
(59,906)
Total funds carried forward
225.362
225,796
238,693
The Statement of finanaal activities includes all gains and losses recognised in Ihe year.
The notes on pages 19 to 29 forni part of Ihese financial statements.
Page 17

BLACKBURN ￿TH DARWEN M￿LTHy LMNG
(A company Ilmited by guaranteel
RÉGISTERED NUMBEIL. 06073648
BALANCE SHEEr
S AT 31 MARCH 2025
2025
2024
Fixed assets
Tangible assets
2,203
1,214
2,203
Current assets
Debtors
Cash at b8nk arKI In hand
10
12,376
214,832
31.275
266,603
227.208
297,878
Creditors: amounts falling due within
year
11
12,626)
(61,388)
Nèt ¢￿Vrent assets
224,582
236,490
Total assets less current liabilities
225,796
238.693
Net assets exclud5ng penslon asset
225,796
238.693
T•)tal net assets
225,796
238.693
Charity funds
Restricted funds
Unrestricted funds
12
12
60,340
178,353
225.362
Total funds
225,796
238, 693
The Company was entitled to exemption from audii under section 4T1 of the Companies Act 2006.
The members have not required the company to obtain an audit for the year in question in accordance wrth
section 478 of Companres Ad 2006.
The Trustees acknowledge their reswnsibilities for complying wrfh the requirements <rf the Act with respect to
8ccounting records arKJ preparation of financial staiements.
The financial statements have been prepared in ￿)rdance with the Provisions applicable to enti￿S subje¢t to
Ihe small companies regime.
The finanoal s￿teM￿ts were approved authorised for Issue by the TnJstee5 on
and signed on their beha
The notes on pages 19 10 29 form part of these financial statéments.
Page 18

BLACKBURN Vrn OARWEN HEALTHY UVING
(A ¢OmP￿ Un*ad by guaranteo)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
G•n•ral inlomiatlon
Bladdjum with DaThven Healthy Liviry is a hmited t*)mpany and registered charty in Er*Jland and Wales.
Accounllng policles
2.1 Basls of preparatlon of Ilnanclal S&￿ements
The ffinancial ststements have been prepared in accordance with the Charities SORP (FRS 102) -
A￿Unting and Reporting by Charities: Statement of Recommended Practice applicable to charities
preparing their accounts in acc￿￿an￿ With the Finanual Reporting Standard applicable in the UK
and Republic cf Ireland IFRS 102) (effective 1 January 2019), the Financial Reporting Stsndard
app4icable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.
Blad(txm with Darwen Healthy Living meets the definition of a publlc benefrt entity under FRS 102.
Assets and liabilites are initially recognised at historbcal cosl or transaction value unless otherwise
stated in the relevanl accounting F<4icy.
22 In￿me
All income is recognised once Ihe Company has entitlement to the income, il is probable Ihat the
income will be received and the arn￿nt of income ￿￿1Vable can be measured reliably.
Grants are Included in the Statement of financial adiwbes ￿ a rerEivable basis. The balance of
inGorne received for specific purposes but not expended during the period is shown in the relevant
fijnds on the Balance sheet. Where income is received in advance of entiuement of receipt. its
ognition Is deferred and included in creditors as deferred income. Where entiuement occurs
before income is ￿ceIVed. the income is accnjed.
Income tax recoverable in relation to investment income is recognised at the time the Investrnent
income Is receivable.
2.3 Expendlture
Expenditure is recognised once there is a legal or construclive obligation to transfer economic benefft
to a third party, it is probable that a transfer of economic benefits wll be required in setuement and
the amount of the obligation Can be measured reliably. Expenditure is classffied by a¢tiwty. The costs
of eac* activity are made up of the totsl of dired costs and shared Gosts. induding support costs
involved in undertaking each activtty. Direct costs anribulable to a single actiwty are allocaled directly
to that aclivity. Shared costs which ccffitribute to more than one a¢tivlty and support costs which are
not attributable to a single actimty are apportioned betr¥veen those activities on a basis consistent with
Ihe use of resources. Central staff costs are all(Thted on the basis of time spenc and depreciation
charges allocated on the portion of the a5sefs use.
Expenditure on charitsble actiwbes is incurred on direcuy undertaking the activities whith further the
Companls objectives. as well as any associated support costs.
]1 expendilure is indusive ol irrecoverable VAT:
Page 19

', BLACKBURN MNTH DARWEN HEALTHY LMNG
'.(A cow•any Ilnthd by guarantsol.
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Accountlng pollcies (continued)
2.4 Tanglble ffixed assets and depredatlon
Tangible fixed assets costing £NIL or mcffe are capitalised and recognised when future economic
benefits aré w)bable and the cost or value of the asset can be measured reliably.
Tangib￿ r￿ed assets are initially reccwJnised al cost. After recognition. under the cost model. tangible
fixed assets are measured at cost less accumulated depreciation and any accumulated impaiment
losses. All costs incurred to bring a tsrKJible fixed asset into tis intended working condrtion should be
included in Ihe measurement of cost.
Depreciation is charged so as to allocate the wst of tarKJible fixed assets less Iheir residual value
over their estimated useful lives, .
Depreciation is WOVKled on Ihe following bases:
Office equipment
G￿n equipment
33% Straight Line
20VA . 33% Straight Line
2.5 Debtors
Trade and other debth are recognised at the settlement amount after any trade dlscount offered.
Prepayments are valued at the amount prepaid net of any trade discounts due.
2.6 Cash at bank and In hand
Cash at bank and in hand includes cash and short-temi highty liquid investrnents with a short maturity
of three months or less from the date of acquisition or opening of the deposit or similar account.
2.7 Liabilities and provlslons
Liabilities are recognised when there is an obligation at the Balance sheel date as a result of a past
evenL il is probable that a transfer of economic benefit will be required in 5ettlernent, and the amount
of th8 s6ttlement can be ostimat8d reliably.
Liabilities are recognised al Ihe amount thal the Company antscipales ti wll pay to settle the debt or
the amount it has received as adVan￿d payrnents for the 9oods or seD&yces it must provide.
Provisions are measured at the best estimate of the amounts required to settle the obligation. Where
the effect of the lime value of money is material. the provision is based on the present value of those
amounts. discounted at the pre-tax discount rate that reflects the risks specific to the liability. The
unwinding of the discount is recognised in the Statement of fin￿cial actsMties as a finance cost.
2.8 Flnanclal Instrumenls
The Compary On￿ has finanual assets and financial liabilities of a kind that qualify as basic financial
instruments. 8asic finanual instruments are initially récognised at transaction value and subsequently
measured at their seitlement value with the exception of bank loans which are subsequently
measured al amortised cost using the effeclive interest method.
Page 20

.. BLACKBURN MTH DARWEN HEALTHY LIVING
.(A compary by guarnntee)
NOTES TO THE FINANCIAL STATEMEKrs
FOR THE YEAR ENDED 31 MARCH 2025
Accounting pol•des (contlnued)
2.9 Fund a￿o￿ntIng
General funds are unrestiicted funds which are available for use at the disu8tion of the Truslees in
furtherance of the genefal obiectives of the Company and whict5 have not been designated for other
purposes.
Designated funds comwis8 unrestricted funds that have been set asid8 by the Trustees for particular
pU￿Ose5. The aim arKI use of eath designated fund 15 set out ￿ the notes to Ihe financial
statements.
Restricted funds are funds which are to be used in accordance with specific restrfctions imposed by
donors or which have been raised by the Company for partiC￿lar purposes. The costs of raising and
adrninistering such funds are tharged against the specific fund. The aim and use ol each ￿Stricted
fvnd is set out in Ihe notes to the finanual slatements.
Investrnent ineome. gains and Ictsses are aljocated to Ihe appropflats fund.
In¢om• from donatlons and legaci•s
Restricted Unrestricted
fvnds
funds
2025
2025
Total
funds
2025
Grants
71.827
110,561
5.203
182,388
5,203
Similar inGoming resources
71,827
115.764
187,591
Restricted Unrestncted
funds
fvnds
2024
2024
Total
lunds
2024
Donations
Grants
Similar incoming reswrces
42
183.253
15,057
170.135
13.118
15,057
170. 135
28.217
198.352
Income from other trading aetlvltles
Page 21

BLACKBURP4 byrrH DARWEN HÈALTHY LMNG .
(A.¢ompany Ilmft•d by guarante•
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Income from other tradlng activltles (contlnued)
Incomè from non charftable tradlng acllvltles
Umstrfcted
funds
2025
Total
funds
2025
Net income - all trading activities
3.319
3,319
Unffjstricted
fijnds
2024
Tolal
funds
2024
Net income - all trading aclivtlies
35.671
35,671
Investment Income
Unrestrl¢ted
funds
2025
Total
funds
2025
Investrnent income
2.840
UnTrstncted
funds
2024
Total
fvnds
2024
Investment income
3.235
3.235
Page 22

.BLACKBUIIN DARWEN HEALTHY LMNG '
(A company llmlted by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Independent examinerfs remunerallon
2025
2024
Fees pa￿ble to the Compan￿5 independent examiner for the independent
examlnation of the Companys annual accounts
450
450
Staff costs
2025
2024
Wages and salaries
168,120
174,483
168.120
174.483
The average number of persons ￿p10)Ed by the Company dwing the sfar was as follows:
2025
2024
Project staff
Adminlstration and supwt
No employee receive(i remuneration amounting to more than £60.000 in either year.
TfUSte05' remuneration and expenses
During the yw. no TNst8es r￿1Ved any remuneralion or other beneffts (2024 - £NIL).
Ouring the yw ended 31 Marth 2025. no Trustee expenses have been inujrred f2024 - £NIL).
Page 23

.BLACKBURN WITH DARWEN IIEALTHY LMNG
' (A company,Ilmlted by guar•￿e)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Tanglble fixed ass•ts
Offlce Other fixed
equipment
Total
Cost or valuation
At 1 April 2024
25.132
41.025
66.157
At 31 March 2025
25,132
41,025
66,157
Depreciation
At 1 Apil 2024
Charge for the ￿ar
24.730
389
39,224
600
63.954
989
At 31 March 2025
25,119
39,824
Net book value
At 31 March 2025
13
1,201
1,214
At 31 March 2024
402
1,801
2.203
10. Debtors
2025
2024
Due wfthln one year
Trdde debtors
Prepa￿T￿ents and accrued income
300
12,076
23,711
7,564
12,376
31,275
11. Credltors: Amounts fallln9 due within one year
2025
2024
Trade creditors
Olher taxation social se￿rity
Accnjals and deferred income
49
2,245
59.094
2,126
500
Page 24

(A coriwiiy.limltè(I by.giMrantée!.
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AIARCH 2025
11. Credltors: Amounts falling due withth one year (conllnued
2025
2024
2.626
61,388
Page 25

'BLACKBURN wmi DARWEN I1￿lTHy LIVING
. ,(A company Ilmlted by guaArt001
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
12. Statement of fvnds
Statement of funds - current year
Balance at
31 March
2025
8alanee at 1
Aprll 2024
' Tmisfers
Inlout
In¢¢mo EXp￿dIt￿le
Unreslrfcted funds
Deslgnated funds
Designated Funds - all funds
49.950
49,950
General funds
General FurKls- all funds
128.403
121.923
175.804)
890
175,412
Total Unrestricted funds
178.353
121,923
175,804)
890
225,362
Restrlcted funds
PHT - Local Conversations
delivery
PHT- Local Conversations
communitylunds
Big Lottery- Bill Busters
Strategic Pathership Fund
Smart Meter GB
YEF- PAC
3.587
(3,587)
3.937
40.449
12.367
1.336
21.132
(4,213)
160,691)
122,39n
113,735)
(26,220)
1,060
1890)
1626)
13.735
26,220
60,340
71.827
(130,843)
(890)
434
Total of funds
238,693
193.750
(206,647)
225,796
Page 26

IA company Ilmlled by,guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
' 12. Statement of funds (contlnued)
Statornent of funds . prlor year
8alanc8 at
31 March
2024
8al8nce at
l Apnl 2023
Transfers
in/out
Income Expenditu
Unrestrl¢ted funds
De51gnated funds
Designated FurKJs - all fur¢ds
46,841
3,109
49.950
G¢neral funds
General Funds - all funds
108.747
67.123
(44.358)
(3, 109)
128.403
Total Unrestricted fvnds
155.588
67,123
(44.358)
178.353
Restricted funds
PHT- L¢xal Conversations
delivery
PHT _ Local Conversations
community funds
Big Lottery- Bill Busters
Strategic Partnership Fund
74.923
48,518
(115.917)
7.524
31.995
70,814
18,808
(31.995)
(52,644)
(6,442)
22,280
40.450
12.366
97,203
170,135
(206.998)
60,340
Total of funds
252, 791
237.258
(251,356)
238.693
13. Summary offvnds
Page 27

BLACKBURN l•Th DARWEN HEALTHY LMNG
(A Company limlted by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
13. Summary of funds (contlnued)
Summary of fvnds - cunent year
Balancè at
31 March
2025
8alance at 1
Awll 2024
Transfers
inlout
Income Expènditure
Deslgnated funds
General fvnds
Restricted funds
49.950
128,403
60.340
49.950
175,412
434
121,923
71.827
175.804)
(130,843)
890
(890)
238,693
193.750
1206,647)
225,796
Summary of funds - wior year
8alance at
31 March
2024
8alanc8 at
1 Apnl 2023
Transfers
i￿out
Inwm8 Expenditur
Designated funds
General funds
Restricted funds
46.841
108, 747
97.203
3.109
(3. 109)
49.950
128,403
60,340
67.123
170,135
(44.358)
(206.998)
252. 791
237.258
(251.356)
238,693
14. Analy515 of net assets belween funds
Analysis of net assets between funds - current year
Restrfcted Unrestricted
funds
funds
2025
2025
Total
fund5
2025
Tangible fixed assels
Cu￿ent assets
Creditors due vAthin one year
1.214
226,774
(2.626)
1,214
227,208
12,6261
434
Total
434
225,362
225,796
Page 28

BLACKBURN wrrH DARWEN HVLTHY LMNG
IA company limfted by gu*antee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
14. Analysls of net assets belween funds (contjnued)
Analysis of net assets between funds - prior year
Restricted Unrestricted
funds
funds
2024
2024
Total
funds
2024
Tangible fixed assets
Current assets
Creditors due wtthin 5￿r
2,203
186.908
(10.758)
2.203
297.878
(61.388)
110.970
(50.630)
Total
60,340
178.353
238.693
15. Mambers, Ilablllty
Eath member of the charilable company undertakes to contribute to the assets of the company in the
event of it being wound up *thile helshe is a member, or Tmihin one year after helshe ceases to be a
rnember. such amount a$ may be required. not exceeding £NIL for the debts and liabilities contracted
before helshe ceases to be a member.
16. Related party transacth>ns
The Blackbum with Darwen Healthy Living has not entered inlo any related paty transaction during the
year, nor are there any oulstsnding balances O￿ng between related parties and the Blackbum *ilh
Dar￿en Healthy Living al 31 March 2025.
17. Post balance sheet events
There have been no post balance sheet events.
Page 29