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2022-03-31-accounts

Page
Reference and Administrative
Details
Report ofthe Trustees 2 to 7
Independent
Examiner's
Report
Statement ofFinancial Activities
Balance Sheet 10
Cash Flow Statement
Notes to the Cash Flow Statement 12
Notes to the Financial Statements 13 to 21
Detailed Statement ofFinancial Activities 22 to 23

31.3.22 31.3.21
Unrestricted Restricted Total Total
funds funds funds funds
Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies 2 7,317 7,317 3,121
Charitable activities
Charitable activities 128,590 437,147 565,737 521,988
Investment income 1,173 1,173 3,472
Other income 3,580 3,580 8,177
Total 140,660 437,147 577,807 536,758
EXPENDITURE ON
Charitable activities
Charitable activities 114,940 451,059 565,999 551,581
NET INCOME/(EXPENDITURE) 25,720 (13,912) 11,808 (14,823)
Transfers between
funds
16 (20,258) 20,258
Net movement
in funds
5,462 6,346 11,808 (14,823)
RECONCILIATION OF FUNDS
Total funds brought forward 138,586 17,977 156,563 171,386
TOTAL FUNDS CARRIED FORWARD 144,048 24,323 168,371 156,563

31.3.22 31.3.21
Unrestricted Restricted Total Total
funds funds funds funds
Notes
CURRENT ASSETS
Debtors 13 28,150 9,374 37,524 83,010
Cash at bank and in hand 134,811 64,323 199,134 200,919
162,961 73,697 236,658 283,929
CREDITORS
Amounts
falling due within one year
14 (18,913) (49,374) (68,287) (127,366)
NET CURRENT ASSETS 144,048 24,323 168,371 156,563
TOTAL ASSETSLESSCURRENT
LIABILITIES 144,048 24,323 168,371 156,563
NET ASSETS 144,048 24,323 168,371 156,563
FUNDS 16
Unrestricted
funds
144,048 138,586
Restricted funds 24,323 17,977
TOTAL FUNDS 168,371 156,563

Cash Flow Statement
for the Year Ended 31March 2022
31.3.22 31.3.21
Notes
Cash flows from operating activities
Cash generated
from operations
1 58,296 (48,174)
Net cash provided
by/(used
in) operating activities 58,296 (48,174)
Cash flows from investing activities
Interest received 1,173 3,472
Net cash provided
by investing
activities 1,173 3,472
Change in cash and cash equivalents in
the reporting
period
Cash and cash equivalents
at the 59,469 (44,702)
beginning ofthe reporting period 2 130,291 174,993
Cash and cash equivalents at the end of
the reporting
period
189,760 130,291

OPERATING AC TIVITI ES
31.3.22 31.3.21
Net income/(expenditure) for the reporting period (as per the
Statement ofFinancial Activities) 11,808 (14,823)
Adjustments
for:
Interest received (1,173) (3,472)
Decrease/(increase) in debtors 45,486 (70,430)
Increase in creditors 2,175 40,551
Net cash provided by/(used in) operations 58,296 (48,174)
ANALYSIS OF CASH AND CASH EQUIVALENTS
31.3.22 31.3.21
Cash in hand 65 65
Notice deposits (less than 3 months) 199,069 200,854
Overdrafls
included
in bank loans and overdrafls falling due within one year (9,374) (70,628)
Total cash and cash equivalents 189,760 130,291

At 1.4.21 Cash flow At 31.3.22
Net cash
Cash at bank and in hand 200,919 (1,785) 199,134
Bank overdraiis (70,628) 61,254 (9,374)
130,291 59,469 189,760
Total 130,291 59,469 189,760

DONATIONS
AND LEGACIES
31.3.22 31.3.21
Donations 2,239 638
Grants 5,078 2,483
7,317 3,121

31.3.22 31.3.21
DRO grant 78 483
Pembroke Dock Town Council 5,000 2,000
5,078 2,483
INVESTMENT INCOME
31.3.22 31.3.21
Deposit account interest 1,173 3,472
INCOME FROM CHARITABLE ACTIVITIES
31.3.22 31.3.21
Activity
Service level agreements Charitable activities 234,985 190,376
Grants Charitable activities 330,752 331,612
565,737 521,988
Service agreements included in the above, are as follows:
31.3.22 31.3.21
Pembrokeshire
County Council
112,700 112,600
Universal
Credit, Help to Claim
54,035 53,924
Jobs Growth Wales 3,852
Hywel Dda, Partners for the journey 60,000 20,000
Big Energy Saving Network / Energy Advice Programme 7,750
Financial Capability Forum 500
234,985 190,376
Grants received, included
in the above, are
as follows:
31.3.22 31.3.21
British Gas Energy Trust 10,043 1,860
Henry
Smith
30,000 59,350
Single Advice Fund 244,073 226,838
Warmer Wales 20,034 21,729
PAYS Supporting
Community
Action Fund
Department ofBusiness, Energy and Industrial
Strategy 2,000
6,700
CCG - Community Financial Literacy Project, Money Talks 15,000 5,000
Help to Claim Covid Grant 8,135
Kickstatt Scheme 11,212
Windrush
Compensation
Scheme
390
330,752 331,612

5. OTHER INCOME OTHER INCOME OTHER INCOME OTHER INCOME
31.3.22 31.3.21
Room hire 3,580 4,450
Miscellaneous income 425
Reimbursements from CitA 3,302
3,580 8,177
6. CHARITABLE ACTIVITIES COSTS
Direct Support
Costs (see costs (see
note 7) note 8) Totals
K
Charitable
activities
490,107 75,892 565,999
7. DIRECT COSTS OFCHARITABLE ACTIVITIES
31.3.22 31.3.21
Staffcosts 417,720 409,750
Staffexpenses 752 632
Office costs 26,146 24,967
Premises costs 35,457 22,989
Citizens Advice fees 5,773 7,482
Capital equipment purchases 9,332
Volunteer
travel
164 114
Stafftraining 1,783 786
Advertising 1,883
Legal and Professional 321 2,895
Sundry 108 425
490,107 479,372

8. SUPPORT COSTS
Governance
Management Finance costs Totals
Charitable
activities
71,799 148 3,945 75,892
Support costs, included in the above, are as follows:
Management
31.3.22 31.3.21
Charitable Total
activities activities
Wages 42,432 43,197
Pensions 1,056 895
Sundries 1,458 1,786
Office support costs 11,389 17,554
Rent and premises costs 6,736 3,214
Accountancy 7,840 1,540
Payroll fees 888 2,851
71,799 71,037
Finance
31.3.22 31.3.21
Charitable Total
activities activities
Bank charges 148 101
Governance costs
31.3.22 31.3.21
Charitable Total
activities activities
Trustees' expenses 191
Accountancy fees 500 500
Legal fees 3,445 380
3,945 1,071
9. NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
31.3.22 31.3.21
Independent examiners fee 2,400 2,040

STAFF COSTS
31.03.22 31.03.21
Wages and salaries 423,752 417,400
Social Security costs 24,623 24,649
Other pension costs 12,833 11,793
461,208 453,842
The average monthly number ofemployees during the year was as follows:
31.3.22 31.3.21
All activities 24 24

Notes to the Financial Statements - continued
for the Year Ended 31March 2022
Notes to the Financial Statements - continued
for the Year Ended 31March 2022
Notes to the Financial Statements - continued
for the Year Ended 31March 2022
Notes to the Financial Statements - continued
for the Year Ended 31March 2022
12. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES -31.03.2021
Unrestricted Restricted Total
funds funds funds
INCOME AND ENDOWMENTS FROM
Donations
and legacies
3,121 3,121
Charitable
activities
Charitable
activities
123,452 398,536 521,988
Investment
income
3,472 3,472
Other income 7,927 250 8,177
Total 137,972 398,786 536,758
EXPENDITURE ON
Charitable
activities
Charitable
activities
155,609 395,972 551,581
NET INCOME/(EXPENDITURE) (17,637) 2,814 (14,823)
Transfers
between funds
(8,383) 8,383
Net movement
in funds
(26,020) 11,197 (14,823)
RECONCILIATION OF FUNDS
Total funds brought forward 164,606 6,780 171,386
TOTAL FUNDS CARRIED FORWARD 138,586 17,977 156,563
13. DEBTORS:AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.22 31.3.21
Rent prepayment 5,000
Accrued income 37,524 78,010
37,524 83,010

CREDITORS: AMOUN TS FALLING DUE WITHIN ONE YEAR
31.3.22 31.3.21
Bank loans and overdratts (see note 15) 9,374 70,628
Creditors 8,329 7,922
Accrued expenses 10,584 8,816
Deferred income 40,000 40,000
68,287 127,366

MOVEMENT IN FUNDS
Net Transfers
movement between At
At 1.4.21 in funds funds 31.3.22
g
Unrestricted funds
General advice 138,586 25,720 (20,258) 144,048
Restricted funds
Warmer Wales 3,306 (6,733) 3,427
Henry Smith (930) 930
Help to Claim (254) 254
Single Advice Fund 5,522 (18,843) 13,321
BEIS 1,799 1,799
GP Partners 7,350 14,387 21,737
Kickstart (2,187) 2,187
Big Energy Saving Network &Energy
Advice Programme (139) 139
British Gas Energy Trust - Community
Reach 787 787
17,977 (13,912) 20,258 24,323
TOTAL FUNDS 156,563 11,808 168,371

Incoming Resources Movement
resources expended in funds
Unrestricted
funds
General advice 140,660 (114,940) 25,720
Restricted funds
Warmer Wales 20,034 (26,767) (6,733)
Henry Smith 30,000 (30,930) (930)
Help to Claim 54,035 (54,289) (254)
Single Advice Fund 244,073 (262,916) (18,843)
GP Partners 60,000 (45,613) 14,387
Kickstart 11,212 (13,399) (2,187)
BigEnergy Saving Network tk Energy
Advice Programme 7,750 (7,889) (139)
British Gas Energy Trust - Community
Reach 10,043 (9,256) 787
437,147 (451,059) (13,912)
TOTALFUNDS 577,807 (565,999) 11,808
Net Transfers
movement between At
At 1.4.20 in funds funds 31.3.21
8 8
Unrestricted
funds
General advice 72,245 (17,637) 83,978 138,586
Designated
funds
73,100 (73,100)
DWP Digital Inclusion 19,261 (19,261)
164,606 (17,637) (8,383) 138,586
Restricted funds
Energy BestDeal 1,693 (2,876) 1,183
Financial
Capability
Forum 2,931 (2,931)
Access to Justice 263 (263)
Warmer Wales 1,893 (1,030) 2,443 3,306
Henry
Smith
(3,136) 3,136
Help to Claim (24) 24
Single Advice Fund 731 4,791 5,522
BEIS 1,799 1,799
GP Partners 7,350 7,350
6,780 2,814 8,383 17,977
TOTAL FUNDS 171,386 (14,823) 156,563

Incoming Resources Movement
resources expended in funds
Unrestricted funds
General advice 137,972 (155,609) (17,637)
Restricted funds
Energy Best Deal (2,876) (2,876)
Warmer Wales 23,839 (24,869) (1,030)
Henry Smith 59,350 (62,486) (3,136)
Help to Claim 53,924 (53,948) (24)
Single Advice Fund 226,838 (226,107) 731
BEIS 14,835 (13,036) 1,799
GP Partners 20,000 (12,650) 7,350
398,786 (395,972) 2,814
TOTALFUNDS 536,758 (551,581) (14,823)

Detailed Statement ofFinancial Activities
for the Year Ended 31March 2022
31.3.22 31.3.21
INCOME AND ENDOWMENTS
Donations
and
legacies
Donations 2,239 638
Grants 5,078 2,483
7,317 3,121
Investment
income
Deposit account interest 1,173 3,472
Charitable
activities
Service level agreements 234,985 190,376
Grants 330,752 331,612
565,737 521,988
Other income
Room hire 3,580 4,450
Miscellaneous income 425
Reimbursements from CitA 3,302
3,580 8,177
Total incoming resources 577,807 536,758
EXPENDITURE
Charitable
activities
Wages 405,943 398,852
Pensions 11,777 10,898
Staffexpenses 752 632
Office costs 26,146 24,967
Premises costs 35,457 22,989
Citizens Advice fees 5,773 7,482
Capital equipment purchases 9,332
Volunteer
travel
164 114
Stafftraining 1,783 786
Advertising 1,883
Legal and Professional 321 2,895
Sundry 108 425
490,107 479,372
Support costs
Management
Wages 42,432 43,197
Pensions 1,056 895
Sundries 1,458 1,786
Camed forward 44,946 45,878

for the Year End ed 31March 2022
31.3.22 31.3.21
Management
Brought forward 44,946 45,878
Office support costs 11,389 17,554
Rent and premises costs 6,736 3,214
Accountancy 7,840 1,540
Payrol
1fees
888 2,851
71,799 71,037
Finance
Bank charges 148 101
Governance costs
Trustees' expenses 191
Accountancy fees 500 500
Legal fees 3,445 380
3,945 1,071
Total resources expended 565,999 551,581
Net income/(expenditure) 11,808 (14,823)