REGISTERED COMPANY NUMBER: 06199277 (England and Wales)
RE615fERED CHARifY NUMBER: 1121666
he Trustees and
ReLort_ofL _
Fin
tc
oa
Ashmole & Co
Chartered C4rtlfied Ar￿untants & Registered
Audvtors
Cast]e House
Hlgh Street
Amrnanford
Cam)arthen5hlre
SA18 2NB

Tr
stc
Contents of the Fl
ar Ended 31
en
025
Page
Report ot the Trurtees
i to li
Report of the IndependentAudltors
12 to 15
Statement of Finanrial Activlties
16
Balance Sheet
17 to 18
Cash Aow StatemeDt
19
Notes to the Cash Flowstatsment
20
Notes to the Flnan¢ial Ststemeiits
21 to 35
Detalled Statement of Rnandal Athties
36 to 37

er
The trustees are also dlrectors of the charity for the purpose5 of the CDmpanie5 Art 2CX)6, present
thelr report with the flnandal statements of the charity for the year ended 31st March 2025. The trustees
have adopted the prov15vJns of Accountlng arbd Reportlng by Charltles: Ststement of Recommended
Practlce appllcable to charities preparing thelr accounts in accordance with the Financial Reporting
standard appllcable In the UK and Republlcof I￿land (FRS 102) {effecti¥e ljanuary 2019),
OBJECTIVES AND AcfiviTIE5
ObJectlve5 and alm5
The objectives gnd prindpal attivitles of the Charity to benefit the publlc a￿ encompassed withln it5 W15ion,
Mlsslon and Value5 as set Dut bEIDW. ￿ tn15tees, staff 2nd volunteers are gulded by these statements and
the seNlces provided by the organisation will always adhpretothem.
Carers Trust Crossroad5 West Wales {CTCWWI Niston Is that unpald carers of all ages are heard asid valued
and have access to the support, advice, and resources they nttd to need to live a fulfilllng Ilfe alon&slde
carin8. Our ethos Is that carers are at the heart of everything we do, and our organlsatlon's objectives are
to be re¢ognised as the speclallst '80 to, organlsatlon for unpald carers In West Wale5 to ensure they can
ams high qualty InfDrnatlon, adv1￿, and support.
Our values underpln our work wlth carers. We are 'ExCellen￿,, 'Indu55vE', 'RespDnsive' and Tntsted,.
These values were prlorltlsed to ensu￿ that Ca￿r5 and stakeholders have the confideno to work with us
for the followlng reason5:
Ex￿llence. to ensure We apply best practice to deliver quality 5UPPOrt to empower carers and the
indivldual 5 they care for to improve their quality of life.
Incluslve: to meet the diverse needs of carers ènd the Indfvlduals they care for. collaboratlng to coproduce
services that reflett therr indhAdual and collectlve needs.
Responslve: tlmely, pers0n-cent￿d and accessible support to ensure that carers and the Indlvlduals they
Care for recelve preventative 5ervlces
Trusted: OUT repUta￿on for excellence ensures that our beneficlaries and stakeholder5 trust us to dellver
quality servlces to meet thElr needs.
The charlty Is reglstered wlth Care Inspectornte Wales (awl as a domlclllary care agency for both adults
and children. It empluys pald qugllfjed Carer Support Workers to provlde domiclliary care in the
cornmunlty to glve carers a break from thelr caring role. The work of the Carer Support Workers Is
monltored regularlyi and their effectiveness and skllls are ass&sed by thelr managers.
Page I

-(areff Trust Cros$Niad$ West Wales Lt4_
arch 202
OBJECTWES AND AcnviTIES
Publk benefit
Each year, the managernent commlttee revlews our aim5, obiectiVEs and artlvitles agalnst the Operatina
Plan and Strateglc Plan. ThE review looks at what V￿ achleved and the outcomes of our work In the
prevlous twelve. months. The review look5 at the success of each key art]vity and the beneflts they have
brought to the carers we sUPPOrt. The review also helps us to ensure our alm, objectlves and attivitios
remain focused OFJ our stated purpose. We have referred to the Charity Cornml&sion's generul guldance on
public benefit when revlewing our airns and objectlves and In plannlng our future athvitles. The tru5tee5
C0115ider how developments or activlties will contribute to the aims and objectives they have set.
We dellver public benefrt through:
- Providlng breaks frotn caring ￿th replacement care, In groups or prActical I:1 sUPPOrt
- Assessment and support of carers, noeds, helplnE the￿ achieve deslred goals
- Emergency planning and providlng care cover using our charitable funds
- Trainlng and equipplng carers wlth skllls for thelr carlng rose
Ralslng awareness of carlng and famlly carers In the communlty, Sthools 2nd wfth employer% to help
thern understand the Impact of carfng and howtheycan help
- Developlng Ilnks wlth partner Drganisations and referrlng to other Professionals and tharltle5 that support
carers
Developlng and dlver51fying our 5ervice5, ensurln8 the tharlty remalns representstfve of the carers we
serve
- Ensurlng ￿r Serv1￿ are avallable to as many carers and the people they 5UPPOrt as posslble
- Itwolvlng carers and the people they support so that they drive seNlce deslgn and development
Ensurlng that our servi￿5 are hlgh quallty, flexlble, responslve, and contlnually ImprovlnB
- iearnlng from the good pract5￿ of others and encourage othersto ream from us
Exploring opportunitles for establlshlng joint projects and relationships wllh organi5ation5 to Improve
seN[￿S for carers.
The impart we strive to achleve for famlly carers Is..
Increased confideno In their carlng role
Improved or malntalned phy51ts1 health
- Improved or malntalned mentsl health
- Carers and famlly able to cope flnancially
- Increase in carers ablÈ access educatlon. tralnln& volunteerlng and employment
- Enabling more familyca￿f5 to be involved In Influencing policy
- For those wlth care needs whom we 5UPPOrt have a malntaSned or improved quallty of frfe
Who used and benefltsd from our seThice7
Our oblectlve5 and fundlng restrlct the servlces we provide to re5fdents In the countles af C8rn1arthenshlre,
Cerediglon and Pernbrokeshlre In Wales, covering some 5750 square kilometres. whlch represents over
27% of the totsl landmass In Wales. The number of urtpald carers in Cannarthenshlre is e5tlmated at
23,998; 7,114 carers provlde 50 or more hours of care per week. Ceredlglon's ertlmated unpald carers are
8,603 and Pembrokeshire's estlmated unpaid carers are 12,890 Icensus 2021).
Carer5 Ilvlng In rural and remote communltles fa￿ added challenges In aC￿SSIng servlce5.
Page I

OBJECrnIES AThID AcfiviTIES
We contlnued to uts.llse Amser and Carer Support Funding to a5SiSt unpaid carers throughout
Carmarthenshlre and Pembroke5hlre. Support knla5 provided in varfous forms, Including food voucher5
essential household appliances, and OT5e-On-one assistance. Additionally. we maintained our 0)mmltff￿nt
to offerlng Informatlon, guidan￿. and 3Ctlvltles for both fdrers and those they care for.
We also facilitated sodal dubs and events for youn8 adults th disabllltles whlch enabled the famllles to
have a break from thelr Gartng role.
Eqwdl Opportunltie5 and Welsh language
The Charity 15 commltted to providlng equal opportunltles for all regarding Service provision and
employmenL regardless of age. gpnder, physlcal dlsabllity, OT sensory Imp3lrmEnt, ra￿, culture.
economlc factors, sexual orientation. marital status polttlcal bellefs, or religlon.
Carers Trust has adopted the principle that In the conduct of its buslness In Wales It wlll tr&it the English
and We15h languages on 3 basls of equality. Our Wd5h Laaguage Scheme Sets out how Cro%Toèd5 will g￿e
effect to the prlnclple when provldlngserv1￿s to the public in Wales.
Carers Trust Crossroads West Wale5 have over 2T% Welsh speaking stsff, whlch Include5 75% Df
office-based staff who are able trj converse in Welsh.
Page 3

. di ￿e4t w￿LS
-Cp_ror5 Tr
ft
tma
ACHIEVEMEKfs AND PERFORMANCE
We contintje to be the go-to prO￿der for ieplacement care in Carmarthenshlre and Cerediglon provlding
94582 hours of regulated care provlded at home and in the Cornmunity.
Together wlth our network partners in the Gofalwyr CeredlBion Carers consortium, we contlnue to dellver
comprehenslve adv1￿, Informatlon, and prdctical support seNlce5 to carer&
Thts year has been both dynamlc and rewardlng as we dedicated our efforts to reenterlng and securlng
new servlee opportunltles, We are proud that we have successfully secured seveTal slgniflcant contracts
that stren8then OUT commitment to supporting Sndlviduals and communities,
- Communlty Support SeNlce lor Chlldren In Cannarthenshire: We are delighted to have been appolnted
as a framework provlder, enabllng us to dellver essential support to chlldren and young people across the
county,
- Community Support Servlce for Adults In Carmarthen5hlre: We have also been approved as a provrder
for adults, ensurln8 access to tallored support that promotes Independence and incluslon, across the
County
- Speclallst Support for Adults wrth ComplEX ca￿ Needs Y4nd Autism: In addltlon, we have been selected
as an epproved provlder for adults WTth complex needs, speclfically those wtth auttsm, coverlng the
Amman, Uanelli. and Gwendraeth areas.
These vital senilces play a crucial role in enhanclng the live5 of dlsabled chlldreni Young people, and adults.
Our teams wlll help individuals access comrnunlty resOur￿s, attend youth clubs, and partlclpate in socbl
and recreatlonal activltles that foster inclusion, independence, and overall well.belng.
All contracts comrnenced on 2nd September Z024 and wlll run untll 1st September 2028. markinE
slgnlficant mllestone In our ongoing mlsslon to deliver hlgh-quallty, person-centre d care.
Through these effort5, we are also provldlng much-needed resplte for parent carers. By creatlng
opportunlties for thelr chlldren to engage in community aCtI￿tte$, we alleviate the Intense stress often
exporlenced by famllles carin8 for chlldren WEth complex health need5, These bre?ks allow parent carers to
spend quallty tlme with sibllngs, pursue personal Interests, worK rest, or slmply enjoy tlme for
themselves<ontrlbuting to thelr overall wellbelng and resllien￿.
Through the tendering proce55, we were once agaln SUC￿SsIU1 in securlng a slgniflcant contratt wlth
Pembrokeshlre County Councll to dellver the Pembroke5hlre Carers Support SeNlce % from tst October
2024. This agreement, which runs untll 31st March 2027, enables us to provide vltal information advlce and
support to unpald carers across the region.
In addltlon, we have been commlssloned to offer guldafKe and support around short breaks helplng
unpald carers acce55 well4eserved and afford8ble opportunltles for rest and relaxatlon. These breaks are
essentlal for malntalnlng carers, wellbelngi ￿dUcIng stress, and ensurln8 they have time to recharge whlle
contlnuing their Invaluable role.
We were agaln successful In securlttg the Hosplt81 Dlsdiarge contract ￿th Hywel Dda Unlver51ty Health
Board to ddiver servlces In the Iccal hospftals and outreach workers in the communty.
Page 4

Hywel Dda Universlty Health Board made the 5trdteglc dedslon to brlng the Investcrs in Carers servke
lTrhcuse effect￿ from l Aprll 2024. Working cc41aboratively• we ensured a seamle55 transition of both the
service and its staff.ln additlon, followlng the publicatlon of a new tender fof the Complex fJJntinuing Care
service for Chlldren contract wlth Hywel Dda, we those not to subrnit an applicatlon to contlnue dellvering
this service. Our prlortty remalned the well-beln8 of the chlldren and thelr famllies, so we W0￿ed doselv
with all stakeholder5 to guarantee a smooth handover to the new provlder, mlnimlsing dlsruption and
safeguardln8 care standards.
We contlnued to successfully dellver short break opportunltles wlth the Am5er fundlng from the Welsh
GovemmenL along with additional support to extend thi5 Se￿1￿ to unpaid carer5 in Pembrokeshire. The
continuation of Carers Support Fundlng has enabled u5 to enhan￿ our financial support offerings through
our Money Matter5 Project, pruv5ding a hollstlt service tsilored to the needs of carers facing financial
challenge5. Carers can contlnue to access a&$Istan￿ to maxlmlze thelr Income and reduce expenses
through a variety of ava113ble Brants, dlscounts, and conce551on5 forthemselves and those they care for.
We were commlssioned by Carmarthenshire County Council to lead the Carmarthenshlre Carers
CtrProduction and Engagement Initiative. The primary alm of this work was to provide dedlcated speciallst
capaclty to en8age dlrectly wlth unpaid carets 3cro5S the a)unty. Through meanlngful collabordtlon, we
ensured that servlces deslgned to support tarers are not only developed for them but wlth them-drawln8
on thelr lived experlences. Inslghts, and ideas. This approach 8uarantee5 that future services are Shaped by
carer5' 35plrations. Preferen￿5, and prioritles, creatlng a truly person-centred model of support.
We made a meanln8ful Impact or) ¢arers and their famllies by d15trlbuting a range of grants to support
them through thallenglng tlme5, thanks to the support of Carers Trust Wales, the Welsh Government. and
Carmarthensh5re County Council. In PetnbrokeshSre, we externded our 5UPPOrt further, offerfng grants for
fcod and essential equipment through fundlng from Carers Trust Wales and the Weish Government.
Cerediglon County Cuun¢ll approached us to dellver an Income Maxlmlsatlon service, bullding on the
prthien success of our model In Carmarthenshlre. This request reflects the strong outcomes and posltive
Impatt we have athlevEd In 5upportln8 Individuats and families to acces5 their full flnancial entitlements. Bv
leverdging our expeTt15e and best practices, we aim to repllcate these results In Ceredlgion, ensuring
resldents recelve compiehenslve guid8n￿ and support to Improve financlal reslllence and well-belng.
We were commi&Gioned by Camiarthenshlre County Counell to dellver Carmarthenshire Carers Co
ProductioD & En8agernent Work for the prfmary purpose to pmvlde speclalist capaclty to work dirertly
wlth unpald orers In Cam)arthen5hire, SL) that servlces to support carer5 are developed with carer5.
Informed by their experien￿ and Ideas. and shaped by their aspirations and preferences,
In the second year of our three-year funding award of £499.000 from the BIE Lottery, we are proud to bulld
on the strong foundations laid over the part three years. Thi5 contlnued support enables us to sustain and
enhance the Impactful ServI￿S we provlde for young carers and young adult carers, en5urin8 they receive
the guldance. resources, and opportunitiesthey need to thrlve
We are recognlsed lacally for providlng a hlgh-quallty, flexible, and responslve servlce.
As part of our annual survey, we acdvety sought feedback from both carers and service users, who are
valued stakeholders. to enhance our SÈNI￿5 and 8ulde future deve5opments. As part of the role of
Re5ponslble Individual the CEO carrled our Quallty-of£are revlew5 wlth 5ervlce user5 and their lamille5,
andstaff.
The charity dld not undertake any fundraising actlvitles durin8 the reportin8 period.
Psge 5

sTr
.Weg Wal¢s_Ll
d3
Lb.LYear 5
FINANCIAL REVIEW
Flnanclal posltion
During the p2rlod 1st Aprll 2024 to 315t March 2025, the charlty's totsl Income was £3,149,896 8 slight
Increase of 0.8% on the previous financlal year. Our principal Sou￿$ of fundlng were through
commlssloned serviw wlth Carmarthenshlre County Councll and Hywel Dda Unlver51ty Health Board.
The cost of delivery during the year totalled £3,139,793 an increase of 0.39% Dn the previous year
Includlng the annual Increase In Implementlng the 'minlmum/llvlng wage,.
The main costs asso¢lated with providlng activitles wages have yet aealn been greatiy affected thts year
due to the contlnulng adherence to the Implementation of the mlnlmurnllpvlng wa8e to Include travelling
tlme and the increase of pension costs.
As expected. wage costs, Includlng penslon, travellln8 admlnlstration of £2,763,182 or 88% of totsl
expenditure remains the m05t slgnlfi'cant area of expendlture.
At the end of 2024125, the charfty's reserves Increased to £574,940.
Investment policy and owectlves
To ensure that the organlsafjon has cash ￿adIlY avallable to meet WDrkin8 cèpItsI and other need5, the
Board continues to adopt a cautious policy to malntain cash depos5ts In safe investments. Thls policy is kept
under regular revlew, Havlng due regard to the requlrement to ensure Ilquldltyi fund5 not requlred to meet
day to day expenditure are be held in fNed rate bonds and iftterest-bearlng accounts with the charty's
bankers.
Reseryes pollcw
The reserves policy Is revlewed annually In the lighl of the maln rfsks faclng the organlsatlon. Havlng
re-ex3mlned Its strateglc plan, the Board w511 seek to maintsln a reserve level that will enable it to take
advantage of any opportunlty to develop 5ervlce5 whi15t malntalnlng Its obllgatlons to 5ervlce user5 and
credltors. The basellne requirement Is to have rese￿e$ e9uating to between three to 51x months of annual
expendlture, Flrstly, to wlth5tand any unforeseen events and secondly ensure that It can meet potential
redundancy costs of employees, many of whom have worked wlth the charity for over 15 years. An
adequate level of reserves Is agaln nece55ary to meet the WDrklng capltal requlrements of the charity,
Based on 2024/25 unrestrlcted general fuyjd expendItu￿, reserves should therefore not frdll below
£459,548. The artual level of reser¥es at the end of the year was above the basellne figure, To meet the
objectlves of the Charity as set out on page 3 of thls report all reserves tan only be applied for thÈ benefit
of Carmarthenshlre, Ceredl8ion and Pernbmkeshire carers.
Page 6

Carers Trust
st Wales Lt
ar
FlmlRE PLANS
We expect the followlng Se￿iCe contracts out fortender."
l. Catch Up Beneflts Advlce Servlce
2. Replacement Carè Regulated Servlce
We are delighted to have been commls51oned by Carmarthenshlre County Council to dellver a serles of
Summer Clubs for children and young people in the Cannarthen area. These clubs will provlde a safe.
enjoyable, and enrlching envlronment throughout the holiday period. For the older chlldren UP to 18 years
old. we will OT8anlse social outings and Experience5 that promote confldence, Independence, and posltive
soclal Interaction. This opportunity reflects the trust placed in us. built on our proven succe55 in dellvering
hlgh-quality programs In the past.
Buildlng on the succe55 of securing fundlng for both our Short B￿akS and Carers Support Inlttatlves, as well
as for our Money Mattèrs and Income Maxlmlsatlon projects, we are now WDrklng In partnershlp wFth
Carers Trust Wales to advocate for sustalned Investment from the Welsh Government beyond March 2025.
Thls ¢ollaboratlon Involve5 presentlng compelllng evldence of the posltlve Impact these program5 have had
on carers and thelr familles, and actlvely engaEinB In discussfons to demonstrate the crStkal need for
continued support. Our 8oal is to ensure that these essential 5ervlce5 remain available and adequately
funded, safeguarding the wellbeing and financlal re5illence of carers across Wale5.
Our current funding from the National Lottery for the Chlldren and Young People Carers Servlce wlll
contlude In March 2026. To ensure continutty and enhance the Impact of OLJr worl we are seeking an
addltional three year5 of fundln8, Thls wlll enable u5 lo maintsin our existing sUPPQrt for young ¢aTers whlle
expandlng the setvlce into prlm8ry schools, Early InteNention is critical, a5 many young carers begin their
carin8 responslbilitles at a Very young a8e, often without recJ)Bnltlon or adequate 5upporL By embedding
our servlce withln prlmary schools, we alm to Identlfy and asslst these chlldrÉn sooner, reducing 1501atlon,
improvsng emotlonal wellbeln& and supporting thelr educatlonal attainment. Thls expanslon wlll
strengthen our abllity to provlde tallored resources, tralning for school staff, and 2 safe space for young
corers to access help, ultimately fostering resilience and better long-term outcomes for both the children
and the5r farnlltes.
We are steadfast in our commitment to dellverSng exceptional tralnlng for our staff, ensurfng thoy meet the
hlghest professlonal standards. We fIrM￿ believe that a skilled. motlvated, and confident team ts the
cornerstone of achievlng our organisational Eoals. By fosterlng a culture of contlnutsus leamlng and
development. we empower every mEmber tsf our workforce to enhance thelr performance, brD3den their
expertise, and realise their full potentSal.
Thls dedlcation to growth directly translates into superlor Serv1￿ quality, benefftlng not onty our staff but
also the Indiylduals and famllie5 we Support As alway5. our 8uldin8 principle rem3ins clear: to meet the
needs of carers and thelr families holistlcallyi Wlth compassion, respect, and dignity at the heart of
everythlng we do.
STRucfuR4 GOVERNANCE AND MANAGEMEKr
Governlng document
The charlty is controlled by tts goveming document a deed of trust. and constitutes a Ilmited company,
limlted by guarantee, a5 deftned by the Companies Art 2006.
Page 7

tcro
Cl_rersI￿￿￿rOad W
Wa
sLtd
th Year EL￿3ts¢
Carers Trust Crossroads West Wales is a charitable company limited by guaTrntee, Incorporated on the 2nd
ApTII 2007. The company wa5 estsblished from the merger of Carmarthen Crossroads, estsbllshed In 1990
and Uanelli Crossroads, establlshed in 1981, under a Memorandum of Assoclation which defines the
objects and power5 of the charftsble company and Is governed under fts Artlcles of Assodatlon. In the
event of the company belng wound up members are required to contribute an amount not exceeding £5.
Recrultment and appolfttment of newtrustees
The dlrectors of the company are also trustees for the purposes of charity law and under the comp3nVs
artides are known as the Management Committee.
All glve thelr time voluntsrily and receive no benefits from the eharlty. Any expenses reclaimed from the
charlty are dedared In the notes to the accounts.
Individuals With an interest In the work of the Charity are approached to offer themselves for election as
Trustees wlth a vlew to malntalnlng a broad mlx of sk1115 and experIen￿. Potentlal trustees are invlted to
an Interview and to attend meetings of the Charlty before an appointment is made.
Trustee Inductlon and Tralnlng
All Trustses are provlded wlth a Trustee Pack contalnlng the relevant Chartty Commisslon documentatlon,
the organlsatlon's Ouslness Plan and Rlsk Reglster and other Informatlon to ensure awareness of thelr roles
and respon51bllities. They also attend occasiorKI training sesslons arranged by the Charity relating to
aspects of thelr role and are encouraged tu attend courses and meetlngs organlsed by the national
organisatlon, A folder Is malntsined for each Trustee which includes details of their professional
background, DBS/POVA checks, signed regulatory documents and tralning certlficates.
Organisatlonal structure
There are up to seven Trustees who are responslble for the strate8lc dlrectlon of the Charlty. The full
board meets quarterly, wlth three subcofnmFltees meetlng on a quarterly basls, Atl Trustees are members
of at least two of the three sutFcommlttees - Flnance Review 6￿uP (quarterly), Health & Safety {quarterlyl
Policy Review Group Iquarterlyl. The commlttee also meets outside these groups with the Management
Team to dlscu5s Strategic and senrf￿ Development,
l)ay to day management and admlnlstratlon Is delegated to the Chlef Executlve OffI￿r and Management
Team who meet and consult regularfy with the Trustees and attend Tr(L8tees meetings and
Su￿commIttee$.
Related partles
The Charlty Is afflliated to the Carets TTUSt Icharlty Reglstration Number 1145181}, a UK ¢harlty. Carers
Trust provldes Pollcles and Procedures whkh the Charlty Is requlred to adopt, offers suppor¢ guldance and
tralnln& arranges sultsble Insurance for the Charlty and encourages communlcatlon and dlssemlnation of
g(K)d prartlce amon8 network partne
Relation$hlps
The organlsatlon meets regularly with offlcer5 of Carmarthenshlre and Ceredigion County Counci15 and
ywel Dda Univer51ty Health Board to revlew actlvity and monltor contrdct performance. The scheme
upholds a culture of openness to share relevant Information and by discusslon of any prartice Issues WFth
our commlssloners and other agencies.
Both trustees and senlor managers are actlve In partnerships by attendan￿ at StrateEiC Partnershlp Board
for Carers, Hywel Dda Unlver51ty Health Board's Stakeholder Reference Group and other local charities and
groups

Carers Tru
ds
Ihe Tru5
Ended 31st
lorSbÈ
STRucfuRE. GOVERNANCE AND MANAGEMENT
Rlsk management
The BDard of Directors fully recogn15e Its responslbllity for the management Df rlsk and wlll ensure that
SV5tems and procedures are in pla￿ to provide reasonable 355urance agalnst fraud and error. The trustees
undertake an annual risk assessment when the rf5k register Is rovlewed and updated and where necessary
systems and procedures are implemented to mltigate any potentlal Impact on the charity.
All internal flnancial risks aye minlmised by the implementation of procedure5 for author15atlon of
transactlons and projects. These prO￿d￿reS are regularly revlewed to ensure they remaln approprlate.
The charlty will continue to dlversify It5 fundlng base and Is no longer dopendent on grant fundin& All
opportunFtie5 are revlewed tD build capacity and dellver quallty 5ervice5 for carers,
Procedure5 are In pla￿ to ensure our wmpliance wlth all health and safety legislatlon to safeguard our
Staff, carer5 and cared for,, and the charity adheres strictly to the pollcles and procedure5 set down by
Carers TrusL
REFERENCE AND ADMINisfRATIVE DETAILS
Reglstsred Company number
06199277 (EnEland 3nd Wales)
Registered Charity number
1121666
ReKistered offlce
Unlt 3
The Palms
96 Queen Vlctoria Road
Uanelli
Carmarthen5hlre
SA15 2TH
Trnstees
H Nicholls
J A Thomas
AGrlrnes
A Hopkln5 IresLgned 28.1.25)
JDKnott
H Powell
SM Evan5
Dr N W Lodwick (appolnted 28.1.25}
Company Secretary
AJ Harrfes
Page 9

re￿Lr
es
W les Ltd
ear Ended 31st WaY¢b 2Q25
REFERENCE AND ADMINISTRATIVE DEfAILS
Audltors
Ashrnole & Co
Chartered Certifled Accountants & Reglstered
Audltois
Castle House
Hlgh Street
Ammanford
Carmarthenshlre
SA18 2NB
MANAGEMENTTEAM
A1150n Harries
Erlca Watts
Karen Samuel
Joanne Sllverthorne
Cathy Boyle
Chief Fjecutive Offlcer (CEO) I Company Secretary
Flnance ManaEer
OperatlonallRegistered Manager
rlice Development Manager Iresigned 09.08.24)
Carer Support Servlces Manager
The management team are respohslble for the day to day runnlng of the charty and entrusted wlth the
irnplementation of the Board's strategic decisrons.
Carers Trust Cr05sroads West Wales Ltd employed 141 staff on 31st March 2025, and the average staff
numbers for the year was 137.
srATEMENT OF TRUSTEES, RESPONSIBILITIES
The trustees {who are also the directors of Carer5 Trust Cr055road5 West Wales Ltd for the purposes of
cornpany lawl are responslble for preparlng the Report of the Trustees and the financlal statements In
accordan￿ with applicable law and Unlted Klngdom Accountlng Standards Iunlted Kingdom Generally
Accepted Accountlng Practtce).
Company law reoulre5 the trustees to prepare flnanclal statements for each financial year. Under that law,
the trustees have elected to prepare the finandal statements In accordan￿ wlth Unitsd Klngdom
Generdlly Accepted Accounting Practlce (Unlted Klnadom Accountlng Standards and appllcabk lawl.
Under company law the trustees must not approve the flnanclal statement5 unless they are satlsned that
they Eive a true arKI falr vlew of thE State of affalrs of the charltable company and of the Incoming
resources and application of resources, indudlng the Incoftie and expenditure. of the th3ritable company
forthat perlod. In prepaiinB those finandal statements. the trustee5 are roqulred to
select sultable accountlng PDITcles and then apply them cDn515tently'
observe the methods and w7nclples In the Charflies SORP;
rnakejudgements and estlmates that are reasonable and prudent;
prepa￿ the financlal statements on the golnB conorn basls unless It Is Inapproprlate to prewme that
the charftable company will contlnue In buslness.
The trustees are responslble for keeping proper attounting records which dlsclo* wlth reasonable
accurdLV at any tlme the financial p051tlDn of the charitable company and ¢0 enable them to ensure that
the flnancial ststements comply with the Companles Act 2006. They are also responsible for safeguarding
the assets of the tharitable company and hence for taklng reasonable steps for the prevention and
detectlon of fraud and other irregularitles.
Page 10

r5T
Crossroad
STATEMENT QFTRusfEES' RESPONSIBILmES- continued
In $0 far as the trustees are aware:
there is no relevant audit Information of whlch the charltable company's auditors are unaware; and
the trustees have taken aH steps that they ou8ht to have taken to make themselves aware of any
relevant audit information and to establish that the audltor3 are aware of that Information.
AUDITORS
The audttors. Ashmole & Co. will be proposed for re-appolntrnent at the ftirthcoming Annual General
Meeting.
Approved by order of the board of trn5tees on 27th January 2026 and slgned on Its behalf by.
H Nicho115- Trustee
Page 11

Re
oft
1n_de￿ndent￿￿dlIoYS to the Tn￿tee$ ol
T st Cross
adsw
Opinion
We have audlted the flnancial statements of Carers Trust Crossroads West Wales Ltd (the 'charltable
company,) for the year ended 31st March 2025 whlch comprise the Statement of Flnancial Activities, the
Balance Sheet, the Cash Flow statement and notes to the finandal ststements. Includlng a summary of
signlficant accounting policies. The financial repgrtlng framework that has been applied in thelr preparatlon
is applleable law and Unlted Klngdom Accountlng Standards (UnSted Klngdom Generally AC￿pted
Accountlng Prattl￿1.
In our opinion the financlal statements:
give a true and falr vlew of the state of the charltsble company's affalrs as at 31st March 20Z5 and of its
Incomln£ resources and application of resOU￿e5, includlne It5 Income and expendlture, for the year then
have been properly prepared In accordan￿ wlth United iangdom Generally A￿pted ALtountln
Practi￿. and
have been prepared In accordan¢e wlth the requ1￿ments of the Companies Act 201￿.
Basls for oplnlon
We conducted our audlt in accordance with Internatlonal. Stsndards on Audltlng {UK} (15A5 (UKII and
applioble law. Our responsibllltles under those standards are further descrlbed In the Auditors,
responsibllltles for the audlt of the financlal statements settlDn of our report. We are Ihdependent of the
charltable company In accordance with the ethical requlrements that are rele￿￿nt to our audit of the
financial Statements in the UK, includlng the FRes EthlcAI Standard, and we have fulfllled our other ethlcal
responsibilities in accordance with these requlrements. We believe that the audit evldence we have
obtalned Is sufficlent and approprlate to provlde a basls for our oplnion.
Concluslons relatln8 to going concern
In audlting the financial Statements, we have conduded that the trustees. USÉ of the 8olng concern basls of
accountlng in the preparatlon of the flnancial statements Is appropriate.
Based on the work we have perfornied, we have not identifled any material un￿rtaInt￿S relatlng to events
or condltlons thaL Indlvldually or collectlvely, may cast slgnlficant doubt on the charftsble company's
abrlity to contlnue as a going concern for a perlod of at least ￿1ve months from when the financial
statements are authorised for Issue.
Our responslbllkles and the responslbllltles of the trustees wlth respect to golng concern are descrlbed In
the relevant sectlons of thls rewrt.
Other Inforniatlon
The trustees 3re responsible for the other information, The other Informatlon comprises the information
included In the Annual Report, other than the financlal statements and our Report of the Independent
Audltors thereon.
Our opinion on the flnan¢ial statements does not cover the other Infomiatlon and, except to the extent
otherwise expllcltly ststed in our report, we do vot express any form of assuran￿ conduslon thereon.
In connection wlth our audlt of the financial statements, our responsibility is to read the othef infomiatlon
and, In dolng so, conslder whether the other informatlon Is materially inconslstent wlth the flnanclal
statements or our knowledge obtained in the audFt or otherwise appear5 to be materially misstated. If we
Identlfy such materlal Inconslstencles or apparent materlal mlsstatements, we are requlred to determlne
whether thls glves rlse to a material mlsstaternent in the financlal statements themselves. If, based on the
work we have performed, we conclude that there Is a materlal mlsstatement of thls other Informatlon, we
are requlred to report thatfact. We have nothlng to report In this regard.
Pa8e 12

Re ort ofthe Inde ihdeTht Aujd
£orer5 T￿$t Crossroads West Wales Ltd
Matters on whlch we are requlred to report by excepoon
We have nothing to report In respect of the following matters where the Charitie5 (Attounts and Reports)
Regulations 2008 require5 US to reportto you If, In our opinion:
the Information given in the Report of the Trustees 15 illcDnsi5tent in any material respect wlth the
financtal statements. or
the charitable company has not kept adequate accounting records; or
the flnancial statements are not In a8reement wlth the accounting records and return5,' or
we have not received all the information and explanatlons we require forour audlt.
Respon*billtles of Irustees
As explalned more fully In the Statement of TNstees' Re5ponsiblllties, the tYustee5 Iwho are a150 the
dlrectors of the charitable cornpany for the purpose5 of company lawl are responsible for the preparation
of the flnancial statements and for being satisfied that they glve a true and falr vlew, and for such internal
cnntrol as the trustee5 determlne Is necessary to enable the preparatlon of flnandal statements that are
free from material mi55tstemenL whether due to fraud or error.
In prepaYlnE the financlal statements. the trustees are resporisible for assesslng the charitsble company's
abinty to contlnue as a golng ¢oncem, di5closin& as appllcable, matters related to going concern and using
the going con￿rn basls of accountlng unless the trusrees elther Intend to Ilquldate the charitsble company
or to cease operations, or have no realistic atternatlve but to do so.
Page 13

olthe
iudltors to the T￿Stee$ of
Carers Trust Crossroads West Waies Ltd
Our responsibllitles forthe audit of tho flnanclal Statements
We have been appointed as auditors under Sectlon 144 of the Charlties Act 2011 and report In accordan
wlth the Act and relevaht regulations made or having effect thereunder.
Our objectives are to obtain reasonable assurance about whether the financlal statements a5 a whole are
e from material mi55tatemenL whether due to fraud or error, and to issue a Report of the Independent
Audit015 that indudes our Dpinion. Reasonable assur4D￿ is a high level of assurance, but is not a
guarantee that an audlt conducted in accordance with 15As {UKI wlll always detect a material mlsstatement
when it exlsts. Mlsstatements can arise from frdud or error and are consldered material If, Indlvldually or In
the aggregate, they could reasonably be expected to Influence the economlc dedslons of users taken on
the ba51s of these financial Statements.
The extent to which our procedure5 are capable pf de￿ting irreBularjtles, including fraud is detailed
below:
In idontlfwn8 and asse551ng risks of material rnlsstatement in respect of IrregulBrlties, includlng fraud and
non-compliano wlth Saws and regulatlon5, we conidered the followlng:
- nature of the Charity and the sector In whlch Jt operdtes.
the le￿1 and regulatory framework in whlch the tharlty operates, and in particular those laws and
regulatiDn5
that diredy affect the flnancial statements or have a fundamentsl effect on opeTations eg Charltles Act
2011, health and safety leglslatlon,
- results of enqulrles of management and those Charged with governan
any matters Identlfled relatlng to
the charity's pollcies and procedures for Identifyln& ewdluatlng and complylng with laws and regulations,
and whether there were any known Instances of noft comp113nce.
detectlng and respondlng to the rlsks of fraud and whether there Is any l<nowledge Df actuaL suspected
or alleged fraud.
the Internal contro15 established to mltlgate risks of fraud or non compliance wlth laws and regulatlons.
As a result of performlng the above, we dld nDt Identify any key audit m3tters related to PDtentlal rlsk of
fi7ud or non compliance wlth laws and regulations.
In addltjon to the above, our procedure5 Included-
revlewing the financlal ststement d15closures and testlng to supportlng documentatlon to assess
Complian￿ wlth relevant laws and regulatlons.
- enquire5 of management and those charged with governan￿ concerning actual and potential litlgation
and claim5
performing analyttcal procedure5 to Identlfy any unusual or unexpectèd relationshlps that may Indlcats
ri5k5 of material mis5tstement due to fraud.
- review of mlnute5 of committee meetlngs
- written representatlon5
A furtther de5crlptlon of our responslbllitles for the audlt of the financlal statements Is located on the
Flnanclal Repordn8 Councll's webslte at www.frc.or8.uklaudltorsresponslbllltles. Thls descrlptlon form5
part ofour Report ofthe Independent Audltors.
Page 14

port otthLlnLp.e
dent Au
Itor5 to the Trustees of
Wale5 Ltd
Carers Trust CrosSr03dLwe￿_
Use of our report
This report 1% made solely to the charltable CDmpany's trustees, as a body. in accordance with Part 4 of the
Charitle5 Mrcourt5 and Report51 Regulatlon5 2008. Our audit work has been undertaken so that Ive mlght
state to the tharltable company's tTUStees those matters we are required to stste to them in an auditors,
report and for no other purpose. To the fullest extent permltted by law, we do not accept or a&sume
responslbility to anyone other than the charitable comparry and the charitable company's trustees as
body, for our audlt V￿r￿ for this report, or for the oplnlons we have fomied.
Ashmole & Co
Chartered Certlfied Acc0￿￿#nts & Registered
Auditor5
Eligible to att as an audltor In terms of section 1212 of the Companles Art 2006
C85tle HDuse
HIEh Street
Ammanford
Carniarthenshlre
SAI8 2NB
Page 15

rsTr
s West Wales
31
31.3,25
Total
funds
313.24
Total
ftinds
Unrestrlcted
funds
Re5trlcted
fund5
Notes
INCOME AND ENDOWMENTS FROM
Donatlons and legac5es
1,007
1,072
4,866
Charltable 3rtlvltle5
Charltable artivltles
2,456,486
688.131
3.14£1,617
3,115,265
Investment Income
4,207
4,207
3,953
Total
2,461,700
688.196
3,149,896
3,124,084
EXPENDITURE ON
Charltable actlvitle$
Charitable activltles
2,415,775
724,018
3,139,793
3,127,518
NEf INCOME/(EXPENPITUREI
45,925
135,8221
10,103
13,434)
RECONCILIATION OF FUNDS
Totsl funds braught fonvard
492,766
72,071
564,837
568 271
TOTAL FUNDS CARRIED FORWARD
538,691
36,249
574,940
564,837
The note5 form part of these flnanclal ststements
Pa8e 16

31.3.25
Total
funds
31.3.24
Totsl
funds
Unrestricted Restricted
funds
nd5
Notes
FIXED ASSETS
Tanglble assets
li
1,932
4,674
7,363
CURRENT ASSETS
Debtors
Cash at bank and In hand
12
407,160
615533
30,OOD
1.575
437,160
617.108
310,517
706.fA2
1,022,695
31,575
1,054,268
1,017,159
CREDITORS
Amounts falllng due w￿h1n one year
13
(485?34)
(485.934) (459,685)
NET CURRENf ASSET5
536,759
31,575
568.334
557,474
TOTAL ASSETS LESS CURREMf UABIUTIES
36,249
574,940
564,837
538,691
36,249
574,940
564,837
FUNDS
Unre5trlrted fvnds
Restricted fund5
15
538,691
36,249
491766
72,071
TOTAL FUNDS
574.940
564,837
The charltable company is entltled to exemptlon from audlt under Section 477 of the Companles Art 2006
for Ihe year ended 31st March 2D25.
The rnembers have not dep051ted notlce, pursuant to Sectlon 476 of the CDmp3nles Act 2¢JIG requlrlng an
audit of these financial 5tstements.
The trustees acknowledge thelr responslbilitles for
{a)
ensuring that the charitable company keeps accounting records that comply wlth Sections 386 and
387 ofthe Companies Act 2QK)6 and
Ib) preparing flnanclal statements which give a true and falr vlew of the state Df affalrs of the charltable
company as at the end of each financial year and of Its surplus or deflclt for each finat)¢Sal year In
accordan￿ with the ￿quIrements of Section5 394 and 395 and which otherwise compfy wlth the
re4ulrements of the Companles Act 2(XJ6 relating to financlal ststements, so fzr as appllcable to the
charftable cornpany.
These financial statements have been audlted under the requirements of Section 145 of the Charities Act
2011.
The note5 form part Df these financlal statements
Page 17
contlnued...

Carers Trust Cr055roads West Wal Ltd
These financlal 5tstements have been prepared In attordance wlth the provlslons appjlcable to ch3rltable
companles subject to the small companles regirne,
The flnancial statements were approved by the Board of Trustees and authorised for issue on
27th January 2026 and were slgned on Its behalf by:
J A Thomas- Trustee
The nutes form part of these flnancial statements
Page 18

West WAkLLtd
Trust Crossro￿.
Flow Statement
End
25
31.3.25
31.3.24
Notes
Cash flows from.operatlng artlvltles
Cash generated from operatlons
(88,9441
68,956
Net cash (used in)/FYovlded by operatlng activitles
188244)
68,956
Cash flows from Investing a¢tlvttie5
Purthase of langlble fixed assets
Interest received
{4,7971
4,207
(9.958)
3,953
Net cash used in Investing activitles
(590)
16,0051
thange In cash and cash equivalents in
the reportlrg perfod
Cash and cash equlvalents at the
beglnnlng of the report[￿ perfod
[89,534)
62.951
706.642
643,691
Cash and cash equlvalent5 at the end
of the reportingperiod
617,108
706,642
The notes fonn part of these financlal statements
PaBe 19

rErs
LNst West Wales Ltd
ross
es to the
lor_the Year End&31st March
025
RECONCILIATIQN OF NET INCOMEI(EXPENDITURE) TO NET CASH FLOW FROM OPERATING
ACTIVITIES
31.3.25
313.24
Net Incomel{expendlture) for the reportlngperlod las per the
Statement of FlnanclEI Actlvltles)
Adlustmonts for:
Depreclatlon ch4rges
Interest re¢elved
(IncreaseJ]decrea5e in debtor5
Increase In credltors
10,103
{3rt34)
5,554
14,207)
1126.6431
26,249
12A51
13,953}
56,936
6D56
Net cash (used Inllprovided by operatlorns
{88,944)
68,956
ANALYSIS OF CHANGES IN FUNDS
At 1.4.24
Cash flow
At 31.3.25
Net cash
Cash Bt bank and In hand
706,642
(89.534)
617,108
7ts.642
(89,534)
617,108
Total
706,642
(89,534)
617,108
The notes form part of these finandal statements
Page 20

ACCOUNTING POLICIES
Basb ol preparing the financi41 Stratemvnts
The financial statements of the charltable company. whkh Is a publlc ljenefit entity under FRS 102,
have been prepared In accordance with the Charftles SORP (FRS 102} 'AccDunting and Reporting by
CharStles.' Statement of Recommended Practth applicable ta charlties preparlng thelr accounts in
accordance with the Financial Reportlng standard applScable in the UK and Republi¢ of Ireland (FRS
1021 (effectlve l January 2019),, Flnanclal Reporting Standard 102 The Flnanclal ReportSn8 Standard
appllcable In the UK Énd Republlc of Ireland, and the Companles Act 2006. The flnanclal statements
have been prepared under the hlstorlcal cost convertlon.
Income
All income Is recognlsed In the Statement of Flnancial Activlties once the charlty ha5 entltlement to
the funds. it Is probable that the IncL>me wlll be recelved and the amount can be measured reliably.
Grant and servlce level agreement income are only recogn15ed in the Statemerrt of Flnandal
Attlvitie5 when the general Income recognltlon crFterla Is met. In the case of perfQrrnan￿ related
graiits, Income is only recognlsed to the extent that thÈtharlty h85 provldÈd the 5pedfied goods and
serviw. Capital 8rants zre recorded in the Statement of Financial Activitte5 in the year of receipL
Donatlons are accounted when re￿IVed by the charity.
Investr*nt Income Is recognised at the tlme the investment Incorne is receivable.
Expendllure
Llabllltles are recogn15ed 25 expendlture a5 500n as there is 2 legal ar construrtive obligation
commlttlng the charlty to that expendlture, it Is probable that a transfer of economlc benefits wlll be
requlred In 5ettlemÈnt and the amount of the Obl￿tIOn can be measured rellably, Expenditure Is
accounted for on an accruals basls and ha5 been clas51fled under headlngs that agBregate all cost
related to the category. Where costs cannot be directly attrlbuted to particular headings they have
been allocated to activFtles on a bas15 conslstent wlth the use of resources.
Tanglblo flxed assets
Depreciatltsn Is provided at the followlng annual rates In order to wrhe off eath asset over Its
estlmated useful Ilfe.
Tenanted property imprt)vements
Equipment
IO% on cost
33% on cost
Taxation
The charity is exempt from corpor4tion tax on its charitable activitles.
Fund accountlng
Unrestricted funds can be used in accordance with the charitsble objett(Ives at the dlscretlon of the
trustees.
Restrlcted funds can only be used for particular ￿Stricted purpose5 Wlthin the objects of the charlty.
RescrltlDns arfse when 5pecifled by the donor or when funds are ralsed ft)r particular restricted
purpose&
Page 21
continued...

Carnr5 Trust Crwoads West Wale5 Ltd
clal Stat
- totho FIna￿ ￿MertS- coJ)tlnued
the Year Ended 31st Marc
ACCOUNTING POLICIES- conilnued
Fund 4ccountlng
Further explanatlon of the nature and purpose of each fijnd Is Included In the notes to Ihe fin3ndal
statements,
Hlre purehase and leaslng commAments
Rentals pald under operatlng leases a￿ charged to the Statement of Flhanclal Actlvities on a stralght
Ilne basis over the perlod of the lease.
Cash at bank in hand
Cash at bank In hand includes cash and short term highly Ilquid Ir)ve5tments wlth a 5hDrt maturlty of
three months or less from the date of atquisltl4J7 or openlng of the deposit or slmllar attouftt.
Debtors
Trade and other debtors are recognised at the Settlement amount due.
Credltors and provlsions
Creditors and pruvlslon are recognlsed where the charlty has a present obllgatlon resultlng from
past event that Will probably resu￿ in the transfer of fund5 to a thlrd party and the amount due to
settle the obllgatlon can be rnea5ured or estimated ￿lIably. thdltors and provlslons are normally
reco8nised at thelr settlement amount after allowing for any trade dlscounts due.
The charty only has flnancial assets and financial liabllltles of a klnd that quallfy as baslc finandal
Instruments. Baslc flnanclal instruments are Inltlally recoEnlsed at trans4ctlon value and
subsequently measured at thelr settlement value wlth the exception of bank loans which are
subsequently measured at amortised c05t Using the effectlve interest rnethod,
Golna concern
The Trustees conslder th* there are no materlal uncertalntles about the charltvs abllity to contlnue
as a golng concem nor any slgnlficant areas of uncertainty that affect the carrylng value of assets
held by the charlty.
DONATIONS AND LEGACIE5
31.3,25
31.3.24
Donatlons
Other service5 provided
879
193
4,396
470
1,072
4,866
Page 22
contlnued...

Car
Trust Crossroads West Wal
tot
Istmarth 2025
INVEsfMENT INCOME
31.3.25
31.3.24
Deposlt account Interest
4.207
3.953
INCOME FROM CHARrrA8LE ACTIVITIES
31.3.25
31.3.24
Actlvtty
Charitable activltles
Grants
Local Authority
Replacement Care
Contracts
Hywel Dda Adult Spot
Prlvate dients
Hywel Dda Childrens
Continulng Care
Local Autharlty Chlldrens
Local Authorlty Personal
688,131
864,230
Charitable activities
Chaiitsble activities
Chayltable actlvltles
1,069,447
569,130
29.373
1.016.426
591,393
38,601
Charltable attlvitie5
Charltable attlvltles
6,753
170,031
57,563
169,009
Charltsble acttvities
109,857
127,920
Summer & After school
dub se551r)n Income
Local Authority
Commun+ty Support
Char5table attlvlties
Direct Payments
Chaiitable activities
Ceredlglon CC Framework Charftable actlvltles
Gofalwyr Ceredlglon
Carer5
Advocaol
Carer5 Trust
Conimunlty Home Support
Service
CSS Pembs
Carers Hospitsl Distharge
5UPPOrt 5etvlce
Charitable 3Ctlvltles
Carer5 Infowmatlon Servlce Charltable attivities
Carers WDrkshop 50 day
challenge
Carers community
outreach dtscharge Serv1￿ Charltable 4ctlvitie5
Charltable actmtles
30,452
9,175
71.811
72,205
1.946
77,351
79,964
Charitable zctivitles
Charitsble activltles
Charltable artlvltles
33,760
4,9iJ)
9,465
30,778
12,882
30,183
Chaiytable activities
Charitable actfvitles
50,427
61309
15.603
ioo,o
5,807
Charitsble actlvlties
5.IM]O
48,000
3,144,617
3,115265
Page 23
¢antinued...

Carers Trust C
roads W&8t Wal
Ltd
otes to the
ont
ntlal StateJngnts￿ILed
r the Year Ended 31st
INCOME FROM CHARITABLE A￿1vITIEs- coffitlnued
Grants receNed, included In the above, are a5 follows:
31.3.25
31.3.24
Young Adult Carers
Investors In Carers
BBC Children in Need
Catch up
Waterloo
The Big Lottery
Money Matters Project
Carers Support Fund
Carers Communlty Outreach Discharges SepAce
Carers Hospital Dlscharge Support SeNI
Amser
Adferiad
rime out for Carers Fund
Co-productlon & engagement Officer
GCC Money Matters
Pembs CC Short break Off￿r (Am5er)
21,750
12,650
75.0
10,440
84,717
60,000
166,260
35,445
121,512
55,523
iOO,(XK)
122,683
20,000
84,717
163,674
50,40J
120,775
105,003
102,516
14,297
20,999
688,131
864,230
CHARITABLE AcllviTIES COSTS
Support
costs (see
note 61
Dlrect
Costs
Totals
Charitable activitles
2,868,648
271,145
3,139,793
SUPPORfcosTS
Governan
costs
Management
Totals
Charltsble acti￿tIeS
269,385
1,760
271,145
Page 24
continued...

ue
NET INCOME/(EXPENDIWRE)
Net Incomel(expendlturel Is stated after thargingllcredltingj:
31.3.25
31.3.24
Audltor5' remuneration
Depreclatlon- owned assets
Other operating leases
Other accountancy servlces
1,760
5,554
52,872
15,069
12,451
28,542
17,874
TRUSTEES. REMUNERATION ANLJ BENEFITS
There were no trustees, remuneratton or other benefits for the year ended 3tst March 2025 nor for
the year ended 315t March 2024.
Trnstees, expenses
Trustees, travel expenses of Nil were pald forthe year ended 31 March 202512024 . Nil).
STAFF COSTS
31.3.25
31.3.24
Wages and 5alarles
Soclal securlty costs
Other penslon costs
2.368,1184
166,951
64,258
2,375,&36
161,926
69,612
2,599,293
2,607,434
The average monthly number of employees durlngthe year was as follo%vs:
31.3.25
31.3.24
Management & Admln.
Care Management
Care Suppartworkers
CIS Outreach
Investo￿ In Carers
YAC
ID2
107
Cqtch Up
Hospital Discharge project
Transformat(on Fund Programme I
L41
146
No emplDyee5 received emoluments in excess of £60,000.
Page 25
continued...

Inancl I
ear
for the
ar
10. COMPARATIVES FOR THE STATEMEIIT OF FINANCIAL ACTIVITIES
Unrestrlcted
fvnds
Restricted
funds
Totsl
funds
INCOME AND ENDOWMENTS FROM
Donation5 and legaaes
4.466
400
4.866
Charltrdble activitie5
Charltable activlties
2,24L860
873,405
3.115,265
Investment income
3.953
3.953
Trtal
2,250,279
873,805
3,124,084
EXPENDITURE ON
Charltsble acti￿tIeS
Charftsble actlvltles
2,3CS,239
822,279
3,127,518
NET INCOMEI(EXPENDrruREI
154,9601
51,526
(3,434)
RECONCIUATION OF FUNDS
Total funds brought forward
547,726
20,$45
568,271
TOTAL FUNDS CARRIED FORWARD
492,766
72,071
564,837
PaBe 26
continued,..

rsTr
Cro
roads West W
the Year
rc
02
TANGIBLE FIXED ASSErs
Tenanted
property
improvements Equlprnent
Totsls
COST
At 1st Aprll 2024
Addittons
44,040
64,363
4,797
108,403
4,797
At 31st March 2025
44,040
69,160
113,2
DEPRECIATION
At tst Aprll 2024
Charge for year
43,741
299
57.299
5,255
101,040
5,554
At 31st March 2025
62.5S4
106,594
NET BOOK VALUE
At 31s¢ Marth 2025
6.606
6,606
At 31st March 2024
299
7,064
7,363
DEBTORS
31.3.25
3L3.24
Amounts falling due wlthin one year:
Trade debtors
Other debtor5
P￿paYrnents and accrued Income
252,243
30,IXM)
154,917
112,740
30,000
137,777
437,160
280,517
Amounts falllng due after more than one year.
Other debtors
30,000
ABgregate amounts
437,160
310,517
Page 27
contlnued.

Carers Trust Cr055roads West Wales Ltd
es
the Flna
eye
cla
nts- contl
13. CREDITQRS.. AMOUNTS FALUhlG DUE WITHIN ONE YEAR
31.3.25
31.3.24
Trade credltors
Accrued expenses
212,034
273,900
216,240
243,445
485,934
459,685
IQ LEASING AGREEMENTS
Minlmum lease payments under non-cancellable operating leases fall due a5 follows..
31.3.25
3L3.24
Withln one year
Between one and flve years
In tnore than f￿e years
46,972
108,054
29,896
36N97
9&770
184,922
135,267
15. MOVEMENf JN FUND5
Net
movement
in fund5
At
31,3.25
At 1.4.24
iknres¢rfcted funds
General fund
492,766
45,925
538,691
Restrf¢ted fi￿d5
BBC Chlldren In need
Waterloo Foundatlon
The Big Lottery
Carers Support Fund
Carers Hospltal Olscharge Support
Serylce
Amser
GCC Money Matters Prolert
Pembs CC Short break offlcer (Amser)
2,499
60,000
4,721
662
12,499)
130,0001
(2,3251
1,248
30,CiX)
2,396
1,910
644
3,545
1317)
{3,217)
644
644
327
328
644
72,071
135,822)
36,249
TOTAL FUNDS
564E37
10,103
574,940
Page 28
continued..

Carers Tru
Sta
ed3
15.
MOVEMENT IN FUNDS- contlnued
Net movement in funds, Sncluded in the above are as follows;
Incomlr
resources
Resources
expended
Movement
In funds
Unrestricted funds
General fund
2,461,7
12,415,775)
45.925
Restrkted fvnds
Young Adult Carers
BBC Children In need
Watsrloo Foundatlon
Catch up
The B& Lottery
Money Matters Project
Carers Support Fund
Carers Hospltal Discharge Support
Servlce
Amser
Tlme out for Carers Fund
Co-production & En8a8ement Officer
GCC M(mey Matters Projert
Pembs CC Short break officer (Amser)
21,750
121,750)
12,499)
{30,000}
(84,782)
(165,999)
{50,41)0)
(119,527)
12,499)
(30,0￿)
84.782
163,674
50,400
120,775
{2,325)
L248
(317)
1108,220)
14,000)
(102 5161
(13,653)
120,3551
(317)
13,217)
105.003
4,000
102,516
14,297
20,999
644
688,196
(724,018)
{35,822)
TOTAL FUNDS
3.149,896
13,139,793 }
10,103
Page 29
contlnued...

W stw lesLtd
N#eslQ the FlneDrlaI￿tste￿￿ents tln
forthejear
DdeL31stthlarc
IS. MOVEMENf IN FUNDS- contlnued
Comparatlves for movement In funds
Net
movement
in funds
At
31.3.24
At IA.
Unrestrlcted fvnd5
General fund
547,726
(54,960>
492,766
Restrkted funds
BBC Children in need
Waterloo Foundation
Trnnsfomiatlon Fund Programme I
The BIE Lottery
Moondance Foundation
Carers support Fund
Carers H05pItsI Dlscharge Support
Servlce
Amser
10,013
14
18
(7,514)
59,986
118)
4,721
(10,500)
662
2,499
60,000
4,721
10,500
662
644
3,545
20.545
51.526
71071
TOTAL FUNDS
568,271
{3,4341
564,837
Page 30
continued...

dsw
Ina
Ma
h20
15. MOVEMENT IN FUNDS- contlnued
Comparatlve net movement in funds, included in the above a￿ as follows:
Incomln
resources
Resources
expended
Movement
In funds
Unrestricted funds
General fund
2.250279
(2.305,2391
(54.960
Restrlcted funds
Young Adult Carers
Investor5 In carers
8BC Children in need
Waterloo Foundation
Catrh up
Transformatlon Fund Programme I
Ihe Lottery
Moondance Foundation
Money Matters Projert
Carers Support Fund
Carers CDrnrnunity Outreach
Discharges Servlce
Carers Hospltal Dtscharge Support
Servi
Amser
Moments
Adferiad
13,050
75.OCKJ
IOh40
60.01)0
84.717
(13,050)
(75,0001
(17,954)
114)
(84,717)
(181
11615391
110,5001
(35,445}
1120,8501
P.514)
59.986
{18)
4.721
110,5001
166,260
35.445
121,512
662
55,523
155,523)
l(K),000
122.683
9,175
20.000
199,356)
{119,138}
(9,1751
120,(KIO)
3,545
873,805
(822,279)
SL526
TOTAL FUNDS
3.124,084
(3,127,518)
(3,4341
Page31
continued...

o￿L0&￿FInancIa
MOVEMEMT IN FUNDS- contlnued
A current year 12 months and prior year 12 months combined posltion 15 as follows:
Net
movement
In funds
At
31.3.25
At 1.4.23
Unrestrlcted funds
General fund
547,726
19,035)
R&5trlcted fund5
BBC Chlldren In need
Waterloo Foundatlon
Transformation Fund Programme I
The Blg Lottery
Moondance Foundatlon
Carers Support Fund
Carers Hospital Discharge Support
Setvlce
Amser
GCC Money Matters Project
Pemb5 CC Short break ofPiter (Amserl
10,013
14
18
(10.0131
29,986
1181
2,396
(10,5IXIl
1,910
30,000
2,396
10.500
1,910
327
328
327
328
644
644
20,545
15,704
36,249
TOTAL FUNDS
568,271
6.669
574,940
Page 32
continued...

dsw
15.
MOVEMENT IN FUNDS- continued
A current year 12 months and prlor year 12 months combined net movement In funds, Included in
theabove are as follows:
Incoming
resources
Resources
expended
Movement
in funds
Unrestricted fund5
General fund
4,711,979
(4,721,014)
(9,035)
Restrlcted fund5
Young Adult Carers
Investors in carers
BBC Children in need
Waterloo Foundation
Catch up
TYan5fDmiation Fund Programrne I
The Big Lottery
Moondance FoundatlDn
Money Matters Project
Carers Support Fund
Carers Community Outreach
Discharges Servi
Carers Hospital Dlscharge Support
Servke
Am5er
Moments
Adferiad
Ttme outforcarers Fund
Co-productlon & Engagement Offlcer
GCC Money Matters Projert
Pembs CC Short break offlcer (Amserl
34,80CI
75,000
10,440
60,000
169,499
134,8001
175,0001
(20,453)
{30,014)
1169,4991
118)
1327.538}
(10,500)
(85,8451
1240,377)
li0,0￿>
29,986
(181
2.396
110,500)
329.934
85.845
242,287
1.910
55,523
155,5231
100,ooo
227,686
9,175
20,000
{99,673)
IZ27,3581
19,175)
120,000)
(4,(KJO)
1102,516)
113,653)
120,355)
327
328
102,516
14,297
20,999
I￿62,(KIl
{1,546,297 >
15,704
TOTAL FUNDS
6,273.980
16,267,311)
6,669
Young Adult Carers Grant fundlng received as a restrirted fund for the provlsion of support for
young adult carers, including trlps and youth clubs.
Investors In Carers - Grant funding reolved as a restrlcted fund for the provlslon of an award
scheme that encourages Health, Soaal Care and other professlonals to adopt and promote best
pract1￿% and support servlces.
BBC Chlldren in need - Grant fundlng recelved as a restricted fund fur the provision of support to
young carers.
Page 33
continued..

Carers Trust Crossroads West Wales Ltd
to the
Lortthe Y8ar
March
15.
MOVEMENT IN FUNDS- contlnued
Carers Support FundMe15h Government Carer5 Support Fund Grant funding recelved a5 a
restricted fund for the provlslon of support for carers, across Carmarthenshlre and Pembrokeshlre,
experlen¢lng financial hardshlp.
Catchup - Grant fundlng received as a restricted fund for the PrO￿S7on of a range of ServI￿S that
promote social Inclusion through Eeneral advlce and support with welfare beneftts.
Transformatlonal Project To enhance the Information, advl¢e and support 5eTvlces to meet
3ddltton31 demand.
Hospltsl Dlscharge ProJe£t - ICF funding to manège a pilot projert from Jan 2020 to March 2021 In
partnership with HDVHB.
The Big Lottery - Grant funding received to pn)vide specific support to younu adult carers and Young
carers.
Waterloo - The project is a Saturday Club for children and young people which alms to provide them
wlth a safe and supportive envirunment to play, soclallse and develop friendships.
Moondance/MomentS
The funding Is to enable us to provide play and soclal opportunlties for
chlldren and young people wlth learnlng dlsabllitiÈs and autlsm aged 5-25-year-olds,
Money Matters Project Welsh Government fundlng via Carers Trust Wales to dellver a Money
Matters Project for unpald carers In Carmarthenshlre and Pembrokeshlre.
ca￿r5 Hospltsl Dlscharge Support Service & Carers Communlty Outreach Discharge - Jolnt funded by
RIF and In partnershlpwlth HDUHB untll 31 March 2024.
Am5er - We15h Government. Grant fundlng to provlde short breaks to Carers and thelr family with a
break tailored to rneet the. needs of the indlvidual, together with providing a Saturday Club for
yaung people wlth addillonal needs.
Adferlad- Grant fundin8 re￿ived to provlde Information and advlce to unpald Carer5.
Co-production & Engagement Officer - Funding to provide opportunitles for carers (D have a break
vla AMSER funding. The fundlng wlll provlde opportunltles for unpald carers In Carmarthenshire to
maintsin their wellbein8 and access a break from thelr ¢arlng role.
GCC Money Matters - Funding to enhance the support provided to carers to maximlse thelr incomes
through bespoke Inft>rmatlon and ad￿￿. supportlng them to navlgate the numerous benefits and
entitlements Systems and pathways.
Pembs Short Break Offlcer - The project offers personalised, flexlble, and responslve short breaks
and group actlvlties focuslng on the stren8ths of the carers and the people they care for.
Tlme out for Carers Fund - The Time Together Project offers personalised, flexlble, and responsive
short breaks to help carers rechaTge thelr batteries, re-energise and Improve thelr wellbelng.
Page 34
conllnued...

16. RELATED PARTY DISCLOSURES
There were no related party transactions for the year ended 31st March 2025.
Page 35

CBrp3 Trust Crossroads West Wa
Petalled StatsmJit of Flrbandal
r thelear E_nd￿ 31sl March 2025
31.3.25
31.3.24
INCOME AND ENDOWMENTS
Donations and legades
Donatlons
Other sery1￿s provided
879
193
4,396
470
I￿72
4￿66
Investment Income
Dep055t account interest
4,207
3,g53
Charftable artivitle5
Gyants
LDcal Authorlty Replacement Care Contrdcts
Hywel Dda Adult Spot
Prlvate clients
Hywel Dda Childrens Continuing Care
Local Authodty Chlldren5
Local Authorlty Personal Care
Summer & After school dub se5slan Income
Local Authorlty Communlty Support
Dlrect Payments
Ceredlgion CC Framewod(
Gofalwyr Ceredlglon Carers
Advocacy
Carers Trust
Community Home Support Servl
(SS Pembs
Carer5 Hospital Discharge 5UPPOrt servl
Carers Information Service
CaTeT5 Workshop 50 day challengc
Carers community outreach dls¢har8e
servlce
688,131
1,069,447
569,130
29,373
6,753
170,031
109,857
30,452
71,811
864,230
1,016,426
591,393
57,563
169,CM)9
127,920
9,175
72,205
1,946
77,351
30,778
12,882
30.183
79,964
33,760
4,9
9,465
50,427
62,309
ioo,ooo
5,807
5,lJ)O
48,000
3,144,617
3,115,265
Total Incomin8 resources
3,149,896
3.124,084
EXPENDITURE
Charitable grtivftles
Wages
Carried forward
2,368,084
2,368,084
2.375,896
2,375,896
This page d￿S not form part of the statutory tlnancial statements
Page 36

roads West Wales
all
31.3.25
31.3.24
Charltable actlvities
Brought foNard
Social securlty
Penslon5
Travel & activStle5 expense5
Trdining
Protectlve Clothing & ID
Payroll fee
Carers Trust grants
Profe55k)nal and consultancyfeEs
Bereavement & Intervention
2.368.084
166.951
64.258
192.371
3,794
1,174
5,988
64.945
1.083
2,375.896
161926
69.612
186.565
5,765
52,951
1,348
2.868,648
2,858 630
Support Costs
Management
Other operatlng lease5
Light and heat
Telephone
Posts£e and ststlonery
Office rent
Affiliatlon fees
management system
Photocopylng
Sundry expenses
Bank charges
Insurance
l)epreciatlon
Audit and accountancy fee5
Premises repair5 & upkeep
Computer and webslte costs
Professional and consultancy fees
Advertlsing
Glfts
Dues & Subscriptlons
52,872
14,018
36,888
3.253
30,883
7,854
50.630
2,311
1,025
1,170
17,542
5,553
15.069
13,389
2,334
6,129
5,650
14S
2.670
28.542
10,616
3L508
7.985
47.134
5,5
43,933
20,042
2.933
1,327
13.031
12.452
17.875
7.698
768
4,639
6,394
1,765
3.101
269.385
267.243
Governan￿ costs
Auditors, remuneration
1,760
1.645
Total resources expended
3,139,793
3,127518
Net Incomel(expendlture}
10,103
13.434)
Thi5 page does not form part of the statutory financial statement5
Page 37