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2025-03-31-accounts

REGISTERED COMPANY NUMBER: 04975683 (England and Wales) REGISTERED CHARITY NUMBER: 1121461

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 March 2025

for

Grace Incorporation Faith Trust(G.I.F.T)

Raise Chartered Accountants Trimble House 9 Bold Street Warrington WA1 1DN

Grace Incorporation Faith Trust(G.I.F.T)

Contents of the Financial Statements for the Year Ended 31 March 2025

Page
Report of the Trustees 1 to 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5 to 9
Detailed Statement of Financial Activities 10

Grace Incorporation Faith Trust(G.I.F.T)

Report of the Trustees for the Year Ended 31 March 2025

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Director/Trustee Report for the Year Ended 31st March 2025

1. Introduction

This report is submitted on behalf of the Board of Trustees of Grace Incorporation Faith Trust (GIFT) to accompany the financial statements for the year ending 31st March 2025. GIFT remains committed to our core mission of promoting community-led, heritage-inspired education and community lifelong learning as key drivers for urban regeneration and social inclusion. We continue to serve vulnerable individuals and families across Greater Manchester, with a focus on African, Caribbean, and other global majority communities.

2. Achievements and Performance

Over the financial year 2024-2025, GIFT has maintained a consistent programme of targeted community support through a mix of face-to-face and digital delivery from our base at Brow House. Key programmes included:

Across all services, GIFT supported an estimated 120 unique service users this year, with an average weekly footfall of 70 participants engaging in educational, well-being, and employability activities. Of these, over 40 progressed into further training, employment, or volunteering. 70% of users reported increased well-being, confidence, and life satisfaction through structured evaluation and feedback.

3. Financial Review

The charity operated within a prudent financial framework over the past year, balancing service delivery needs with available income streams. Our funding mix included grants, charitable donations, and project-specific funding. GIFT has secured grants from The National Lottery fund (Awards for All), Postcode Neighborhood Trust, Clothworkers and The Alchemy Foundation totalling £50,650 (2024: 68.590).While the economic environment remains challenging, GIFT continues to adapt, actively pursuing fundraising opportunities and capital investment to sustain and expand operations. The total income received for the year was £64,075 (2024: £ 98,486) and a surplus of £2,196 was achieved for the current year (2024: £ 27,753).

4. Reserve policy and ongoing concern

A formal policy on reserves was agreed at the 27th March 2025 meeting of the executive committee.

The trustees have set a reserves policy which requires:

The calculation of the required level of reserves is an integral part of the organisation's planning, budget and forecast cycle. It considers:

5. Strategic Plans and Priorities for 2025-2026

6. Governance and Risk Management

GIFT is governed by a Board of Trustees who meet regularly to oversee strategic direction, financial oversight, and risk management. We ensure compliance with our charitable objectives and the requirements of the Charity Commission. This year, we undertook a review of our safeguarding and GDPR policies, strengthened operational procedures, and continued to support our team of sessional workers and volunteers through training and supervision.

Page 1

Grace Incorporation Faith Trust(G.I.F.T)

Report of the Trustees for the Year Ended 31 March 2025

7. Public Benefit

The Trustees have considered the new obligations of the Charities Act 2006. We are satisfied that Grace Incorporation Faith Trust (G.I.F.T) complies with the Act and with section 4 of the Act concerning 'public benefit' guidance issued by the Charity Commission. Our main activities and who we are trying to help is described.

Support young people, men and women from a diverse range of communities to access education and to tackle a range of issues that affect their access, performance, and progression into education, training and employment.

8. Trustee Declaration

The trustees declare that they have approved this report and that it complies with the requirements of the Charities Act 2011. This report was approved by the Board of Trustees on behalf of the charity and signed on its behalf by:

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

04975683 (England and Wales)

Registered Charity number

1121461

Registered office

Brow House Ground Floor 1Mabfield Road Manchester M14 6LP

Trustees

Ms H L Dunn Lecturer In Educ Ms P H Mckie Retired Social Worker (resigned 1.4.24) Ms J Ngawoofah SEND Education Consultant H Ngawoofah Community Development Consultant Ms A Attah-Hayford Civil Servant (appointed 1.4.24) Ms M F M T Essaka IT Consultant (appointed 1.4.24)

Company Secretary

Approved by order of the board of trustees on ………..25/11/2025…… and signed on its behalf by:

.............................................................................. H Ngawoofah - Trustee

Page 2

Grace Incorporation Faith Trust(G.I.F.T)

Statement of Financial Activities (Incorporating an Income and Expenditure Account) for the Year Ended 31 March 2025

(Incorporating an Income and Expenditure
for the Year Ended 31 March 2025
Ac
count)
31.3.25 31.3.24
Unrestricted Restricted Total Total
fund fund funds funds
Notes £ £ £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 34,425 29,650 64,075 70,240
Other trading activities 2 - - - 28,246
Total 34,425 29,650 64,075 98,486
EXPENDITURE ON
Raising funds 3 - 9,700 9,700 17,167
Charitable activities
General
44,959 6,500 51,459 53,566
Total 44,959 16,200 61,159 70,733
NET INCOME/(EXPENDITURE) (10,534 ) 13,450 2,916 27,753
RECONCILIATION OF FUNDS
Total funds brought forward 44,315 - 44,315 16,562
TOTAL FUNDS CARRIED FORWARD 33,781 13,450 47,231 44,315

The notes form part of these financial statements

Page 3

Grace Incorporation Faith Trust(G.I.F.T)

Balance Sheet 31 March 2025

Balance Sheet
31 March 2025
31.3.25 31.3.24
Unrestricted Restricted Total Total
fund fund fund funds funds
Notes £ £ £ £
FIXED ASSETS
Tangible assets 8 1,256 - 1,256 46
CURRENT ASSETS
Cash in hand 37,417 13,450 50,867 48,435
CREDITORS
Amounts falling due within one year Amounts falling due within one year
9
(4,892) - (4,892) (4,166)
NET CURRENT ASSETS 32,525 13,450 45,975 44,269
TOTAL ASSETS LESS CURRENT LIABILITIES TOTAL ASSETS LESS CURRENT LIABILITIES 33,781 13,450 47,231 44,315
NET ASSETS 33,781 13,450 47,231 44,315
FUNDS 10
Unrestricted funds 33,781 44,315
Restricted funds 13,450 -
TOTAL FUNDS 47,231 44,315

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ..................25/11/2025……and were signed on its behalf by:

............................................. H Ngawoofah - Trustee

The notes form part of these financial statements

Page 4

Grace Incorporation Faith Trust(G.I.F.T)

Notes to the Financial Statements for the Year Ended 31 March 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings - 20% on cost Computer equipment - 33% on cost

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2.

OTHER TRADING ACTIVITIES

OTHER TRADING ACTIVITIES
31.3.25 31.3.24
£ £
Fees - 28,246

continued...

Page 5

Grace Incorporation Faith Trust(G.I.F.T)

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

3. RAISING FUNDS

4.

Investment management costs
31.3.25 31.3.24
£ £
Property repairs 9,700 17,167
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
31.3.25 31.3.24
£ £
Depreciation - owned assets 459 151

NET INCOME/(EXPENDITURE)

5. TRUSTEES' REMUNERATION AND BENEFITS

Mr Henry Ngawoofah is an employee of the charity within the year to 31 March 2025 and was paid £28,166 (2024: £26,000) which is in line with the charity's conflict of interest policy. His role is in the capacity of project/bid writing consultant and project management, managing the projects and partnerships with consortium partners.

The total amount of pension contributions paid by the charity was nil (2024:£346)

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2025 nor for the year ended 31 March 2024.

6. STAFF COSTS

STAFF COSTS
31.3.25 31.3.24
£ £
Wages and salaries 28,166 26,000
Social security costs 2,632 2,333
Other pension costs - 346
30,798 28,679

Mr Henry Ngawoofah, who is a Trustee of the charity, was also employed by the charity to provide project and consultancy services and the management of partnerships. He was paid £28,166 in the financial year (2024:£26,000) and pension contributions of £0 (2024: £346). This has been addressed in the charity's conflict of interest policy.

Mr Henry Ngawoofah received no remuneration for his services as a Trustee of the charity. No other Trustees received any remuneration. (2024: nil)

The average monthly number of employees during the year was as follows:

31.3.25 31.3.24
Project management 1 1

No employees received emoluments in excess of £60,000.

continued...

Page 6

Grace Incorporation Faith Trust(G.I.F.T)

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

7. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
Restricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
70,240
-
Other trading activities
28,246
-
Total
98,486
-
EXPENDITURE ON
Raising funds
17,167
-
Charitable activities
General
53,566
-
Total
70,733
-
NET INCOME
27,753
-
RECONCILIATION OF FUNDS
Total funds brought forward
16,562
-
TOTAL FUNDS CARRIED FORWARD
44,315
-
8.
TANGIBLE FIXED ASSETS
Fixtures
and
fittings
Computer
equipment
£
£
COST
At 1 April 2024
16,036
447
Additions
-
1,669
Disposals
(14,651 )
-
At 31 March 2025
1,385
2,116
DEPRECIATION
At 1 April 2024
15,990
447
Charge for year
46
413
Eliminated on disposal
(14,651 )
-
At 31 March 2025
1,385
860
NET BOOK VALUE
At 31 March 2025
-
1,256
At 31 March 2024
46
-
Total
funds
£
70,240
28,246
98,486
17,167
53,566
70,733
27,753
16,562
44,315
Totals
£
16,483
1,669
(14,651 )
3,501
16,437
459
(14,651 )
2,245
1,256
46

continued...

Page 7

Grace Incorporation Faith Trust(G.I.F.T)

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.25 31.3.24
£ £
Other creditors 4,179 3,453
Accruals and deferred income 713 713
4,892 4,166
10. MOVEMENT IN FUNDS
Net
movement At
At 1.4.24 in funds 31.3.25
£ £ £
Unrestricted funds
General fund 44,315 (10,534 ) 33,781
Restricted funds
Restricted fund
- 13,450 13,450
TOTAL FUNDS 44,315 2,916 47,231
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 34,425 (44,959 ) (10,534 )
Restricted funds
Restricted fund
29,650 (16,200 ) 13,450
TOTAL FUNDS 64,075 (61,159 ) 2,916
Comparatives for movement in funds
Net
movement At
At 1.4.23 in funds 31.3.24
£ £ £
Unrestricted funds
General fund 16,562 27,753 44,315
TOTAL FUNDS 16,562 27,753 44,315

continued...

Page 8

Grace Incorporation Faith Trust(G.I.F.T)

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

10. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 98,486 (70,733 ) 27,753
TOTAL FUNDS 98,486 (70,733 ) 27,753
A current year 12 months and prior year 12 months combined position is as follows:
Net
movement At
At 1.4.23 in funds 31.3.25
£ £ £
Unrestricted funds
General fund 16,562 17,219 33,781
Restricted funds
Restricted fund
- 13,450 13,450
TOTAL FUNDS 16,562 30,669 47,231

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 132,911 (115,692 ) 17,219
Restricted funds
Restricted fund
29,650 (16,200 ) 13,450
TOTAL FUNDS 162,561 (131,892 ) 30,669

11. RELATED PARTY TRANSACTIONS AND TRUSTEES' EXPENSES AND REMUNERATION

Note 5 sets out the details regarding the Trustees' expenses and remuneration.

The charity had net movement of £2,140 (2024: £24,146) received from Making Education a Priority (MEAP) CIC relating to the Community Business Manager's role in managing the partnership projects. This is treated as a related party due to a common director.

The charity has a loan owing to Henry Ngawoofah (Trustee) of £2,649.58 (2024: £1,022.35).

Page 9

Grace Incorporation Faith Trust(G.I.F.T)

Detailed Statement of Financial Activities for the Year Ended 31 March 2025

Detailed Statement of Financial Activities
for the Year Ended 31 March 2025
31.3.25 31.3.24
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 13,425 1,650
Grants 50,650 68,590
64,075 70,240
Other trading activities
Fees - 28,246
Total incoming resources 64,075 98,486
EXPENDITURE
Investment management costs
Property repairs 9,700 17,167
Charitable activities
Wages 28,166 26,000
Social security 2,632 2,333
Pensions - 346
Insurance 96 96
Light and heat 199 216
Telephone 941 554
Postage and stationery 446 1,639
Advertising 100 -
Computer & website 2,102 1,012
Professional fees 81 48
Staff travel 192 585
Rent & rates 213 201
Project costs 12,523 5,124
Consultancy fees 1,938 13,624
49,629 51,778
Support costs
Management
Sundries - 189
Finance
Bank charges 135 164
Governance costs
Accountancy and legal fees 1,236 1,284
Fixtures and fittings 46 105
Computer equipment 413 46
1,695 1,435
Total resources expended 61,159 70,733
Net income 2,916 27,753

This page does not form part of the statutory financial statements

Page 10