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2022-03-31-accounts

DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

COMPANY REGISTRATION NUMBER: 6078667 CHARITY REGISTRATION NUMBER: 1121320

The MSE Charity Company Limited by Guarantee Unaudited Financial Statements

31 March 2022

HAFFNER HOFF LTD

Accountants 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Financial Statements

Year ended 31 March 2022

Page
Trustees' annual report (incorporating the directors’ report) 1
Independent examiner's report to the Trustees 8
Statement of financial activities (including income and
expenditure account) 9
Statement of financial position 10
Notes to the financial statements 11

DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Directors’ Report)

Year ended 31 March 2022

The Trustees, who are also the Directors for the purposes of company law, present their report and the unaudited financial statements of the Charity for the year ended 31 March 2022.

Reference and administrative details

Registered charity name The MSE Charity Charity registration number 1121320 Company registration number 6078667 Principal office and registered c/o Tesciuba Limited office 72 Cavendish Road Salford M7 4WA The Trustees K A Davies V Bissessur K M Dew A J Tesciuba C Coleman M G Herbert Company secretary A J Tesciuba Independent examiner Mr Howard Schwalbe ACA 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Directors’ Report) (continued)

Year ended 31 March 2022

Structure, governance and management

Description of the Charity's trusts

The Charity is constituted by its memorandum and articles of association and is a company limited by guarantee. It was incorporated on 1 February 2007 and registered in England & Wales with company number 6078667. It was registered as a charity on 19 October 2007 with charity number 1121320.

Recruitment and appointment of new Trustees is in line with the articles and with the consent of the Trustees. Suitable candidates are those who are sensitive to the needs and demands of the organisation and have relevant skills and experience.

New Trustees are briefed by the Trustees on the objects and operations of the Charity and are referred to the guidance for new trustees published by the Charity Commission.

Additional governance issues

The Charity is funded by donations from the website moneysavingexpert.com and others.

Grant applications are received and processed by the operations manager and reviewed by the grant advisory panel (GAP). The GAP reports to the Trustees and includes independent members with substantial experience of the voluntary sector. Donees are required to report on their application of grants made to them.

The Charity had one employee during the year.

The Trustees have assessed the major risks to which the Charity is exposed, in particular those related to its operations and finances, and are satisfied that systems are in place to manage their exposure.

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Directors’ Report) (continued)

Year ended 31 March 2022

Objectives and activities

Registered objects

The objects of the Charity are the advancement of education of the general public in the United Kingdom by providing information and improving education about debt, money and consumer issues.

Main activities

The Charity gives grants to UK not for profit organisations that deliver activities which make a lasting impact on how people think, behave and manage their money.

The Trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit and to its supplementary public benefit guidance on advancing education when reviewing the Charity's aims and objectives and in planning future activities and setting grant making policy for the year.

Strategic report

The following sections for achievements and performance and financial review form the strategic report of the Charity.

Summary of the main achievements during the year

We held three themed grant rounds, committing £186,101 to supporting 31 projects.

Our activities continued to be modified during the year in response to the challenging economic and socially restrictive climate the COVID-19 pandemic has generated. Grant Recipients continued to adapt, develop and use flexible modes of delivery; online, digital and face to face with varying degrees of success. The February 2021 round focused solely on supporting young people under 25 to learn financial life skills. The September 2021 round focused on supporting financial capability projects under our Life Changing Transitions theme. The February 2022 round focused on supporting groups who live with Long Term Challenges. A summary is included, further information of projects supported is available at msecharity.com.

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Directors’ Report) (continued)

Year ended 31 March 2022

February 2021 – Raising the Next Generation

Group name Grant Category
Act on It £3,210 NEET Young People
Active Youth Outreach Services £6,924 Schools Work
CAP Larne £2,052 Children & Young People
CRIBS Charitable Trust £5,280 Schools Work
Hull Kingston Rovers Community Trust £7,500 Young People
Insight Society £7,000 Blind Young People
Leaders in Community £6,310 Young People
The Family Trust £4,971 Schools Work
The Money Charity £7,200 Young People
Transitions UK £4,500 Young Care Leavers
Total £54,947

September 2021 – Life Changing Transitions

Group name Grant Category
CHAS Bristol (Churches Housing Aid Society) £7,299 Homelessness
Churches Housing Action Team (CHAT) £7,417 Homelessness
Happy Days Ministries UK £3,000 Homelessness
Imago Dei Prison Ministry £7,296 Offenders
Kith & Kin Financial Wellbeing CIC £6,600 Retirement
Manchester Congolese Organisation £3,377 Redundancy
Mustard Seed Edinburgh £7,500 Homelessness
Nomad Opening Doors £5,887 Resettlement
Pennine Mencap £7,000 Bereavement
Renova Trust £6,560 Homelessness
St Albans District Citizens Advice Bureau £7,465 Redundancy
Treasures Foundation £3,379 Offenders
Total £72,780

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Directors’ Report) (continued)

Year ended 31 March 2022

February 2022 – Living with Long Term Challenges

Group name Grant Category
Feeding Coventry £7,400 Disabilities
BASIC (Brain and Spinal Injury Centre) £5,266 Brain Injury
Roar Pursuits CIC £6,380 Learning Difficulties
Citizens Advice York £6,000 Mental Illness
Empowering Deaf Society £6,500 Disabilities
Deaf-initley Women £7,500 Disabilities
Deepness Ltd £7,500 Dementia
Citizens Advice Wokingham £5,828 Learning Difficulties
Disability Sheffield Centre for Independent Living
Ltd
£6,000 Learning Difficulties
Total £58,374

Our systems continue to be developed and improved. We have implemented procedures by design into the online application system and grant feedback processes to limit the Charity’s exposure to grant fraud. Formal feedback from Grant Recipients is requested so the Charity can monitor and evidence social impact and public benefit, and seek to improve grant administration systems and processes.

As part of our commitment to transparency, we have worked in partnership this year with 360 Giving to make data about our grant-making freely accessible, so that funders and charities across the UK can use the data to improve grant-making practice. To find out more about our grant giving including all grants from 2016 onwards, see https://insights.threesixtygiving.org/data?&funders=GB-CHC-1121320.

The GAP met formally three times in the year. Additionally, GAP members have undertaken several site visits to projects we have funded. This has further developed their knowledge and given valuable feedback and insight to other members of the Panel and the Trustees.

The Charity’s website is the main communication tool to connect the Charity with potential applicants and interested members of the public. The ‘Support Us’ web page has been designed, so the public can review the various ways they can support us financially or by volunteering.

We use various communication channels to promote the grant rounds, the website, the MoneySavingExpert Tips email, Twitter, and third sector funding sites such as My Funding Central and Funds Online.

Current Grant Making Criteria and Process

The Trustees intend to continue with the present criteria for grant-making in order to fulfil the Charity's mission statement 'Dedicated to supporting UK voluntary groups deliver financial life skills which make a lasting impact on the way people think, behave and manage their money'

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Directors’ Report) (continued)

Year ended 31 March 2022

In April 2022 the Trustees agreed to bring forward the usual September round to June, amending the focus to ’Developing Resilience – providing urgent money guidance and emergency debt help to those in need of support through the cost of living crisis’ to enable funding to be released sooner to groups to provide more timely support before energy prices increase in October 2022.

We accept applications from organisations that have an annual income up to £750,000 (effective from June 2022, previous income limit was £500,000) and with less than 6 months’ unrestricted reserves. Applicants can check their eligibility by completing a short eligibility quiz on the website before they apply.

Grants are made to constituted groups (not individuals) in the UK only to a limit of £7,500.

There are generally four grant themes that rotate through a two-year cycle;

1) Raising the Next Generation – January 2023 / January 2025

Children, youth, families; schools-based work, migrants, lone parents, victims and survivors of domestic abuse, family outreach services.

2) Life Changing Transitions – September 2023/ September 2025

4) Building and Developing Resilience - September 2024

Mental health, wellbeing, cook well for less, training others, independent living skills, peer mentoring.

Applicants can only apply online through the website twice a year. They are required to complete an application form and include a project budget. The Operations Manager initially screens and assesses the applications against the Charity’s eligibility criteria. The number of accepted applications is capped at 40 per round, a manageable number for the GAP to assess against a grant assessment scorecard. The GAP subsequently meets to discuss and make recommendations for the Trustees to ratify. Once grants have been agreed, potential Grant Recipients are asked to sign a funding agreement which outlines what the project will deliver and the Charity’s standard grant terms and conditions.

90% of the grant is paid after the funding agreement is signed and returned. The final 10% is payable after the Grant Recipient has submitted the end of grant project feedback report.

For more details see msecharity.com.

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Directors’ Report) (continued)

Year ended 31 March 2022

Achievements and performance

Financial performance

The Charity received donations during the year amounting to £121,212. The Charity paid out £172,852 by way of grants for projects and is committed to payments of up to £17,767, provided that Grantees reach certain project milestones. These grants and other charitable expenditure were made in line with the stated objects of the Charity. The Charity also incurred £24,389 of support and governance costs during the year.

The Charity has governance costs that comprise professional fees. This is in addition to the support costs of the Charity as disclosed in the notes to the accounts.

There were no material fundraising costs during the year.

The Charity incurred insurance premiums in the year amounting to £848. The policy includes trustees' liability insurance.

There was an overall net expenditure and net movement in funds for the year amounting to £75,882.

The Trustees are grateful to MoneySavingExpert.com for its support and separately to Mr Martin Lewis who has kindly given to the Charity sufficient support from his charitable resources to meet the costs of the operational management and accountancy, company secretarial and administrative services.

Financial review

Reserves policy

The Charity requires reserves to protect the organisation and its charitable program by providing time to adjust to changing financial circumstances, such as an unexpected reduction in income or increase in costs. The Charity aims to balance its obligations to spend the maximum amount of its income as soon as possible after receipt and to ensure that grant applications fall within its objects, while maintaining a minimum level of reserves to ensure its operations are not interrupted.

The Trustees' investment policy is to minimise investment risk by holding reserves in interest earning bank accounts, diversifying to reduce institutional risk.

The free reserves, being the net current assets of the Charity stand at £21,130 all of which are unrestricted.

The Trustees' annual report and the strategic report were approved on 21 July 2022 and signed on behalf of the Board of Trustees by:

A J Tesciuba Trustee

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Independent Examiner's Report to the Trustees of The MSE Charity

Year ended 31 March 2022

I report to the Trustees on my examination of the financial statements of The MSE Charity ('the Charity') for the year ended 31 March 2022.

Responsibilities and basis of report

As the Trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the Charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Charity as required by section 386 of the 2006 Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Howard Schwalbe ACA

Independent Examiner

2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

22 July 2022 | 11:19 BST

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Statement of Financial Activities (including income and expenditure account)

Year ended 31 March 2022

Year ended 31 March 2022
2022 2021
Unrestricted
fundsTotal funds Total funds
Note £ £ £
Income and endowments
Donations and legacies 5 121,212 121,212 121,600
Investment income 6 237 237 631
-------------------------------- -------------------------------- --------------------------------
Total income 121,449 121,449 122,231
================================ ================================ ================================
Expenditure
Expenditure on charitable activities 7,8 197,331 197,331 84,584
-------------------------------- -------------------------------- --------------------------------
Total expenditure 197,331 197,331 84,584
================================ ================================ ================================
-------------------------------- -------------------------------- --------------------------------
Net (expenditure)/income and net movement in funds (75,882) (75,882) 37,647
================================ ================================ ================================
Reconciliation of funds
Total funds brought forward 97,012 97,012 59,365
-------------------------------- -------------------------------- --------------------------------
Total funds carried forward 21,130 21,130 97,012
================================ ================================ ================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 11 to 16 form part of these financial statements.

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Statement of Financial Position

31 March 2022

The MSE Charity
Company Limited by Guarantee
Statement of Financial Position
31 March 2022
2022 2021
Note £ £ £
Fixed assets
Tangible fixed assets 15 90
Current assets
Debtors 16 916 523
Cash at bank and in hand 75,184 98,482
---------------------------- ----------------------------
76,100 99,005
Creditors: amounts falling due within one year 17 54,970 2,083
---------------------------- ----------------------------
Net current assets 21,130 96,922
---------------------------- ----------------------------
Total assets less current liabilities 21,130 97,012
---------------------------- ----------------------------
Net assets 21,130 97,012
============================ ============================
Funds of the Charity
Unrestricted funds 21,130 97,012
---------------------------- ----------------------------
Total Charity funds 19 21,130
============================
97,012
============================

For the year ending 31 March 2022 the Charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the Board of Trustees and authorised for issue on 21 July 2022, and are signed on behalf of the Board by:

K M Dew A J Tesciuba Trustee Trustee

The notes on pages 11 to 16 form part of these financial statements.

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Notes to the Financial Statements

Year ended 31 March 2022

1. General information

The Charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered Charity in England and Wales. The address of the registered office is c/o Tesciuba Limited, 72 Cavendish Road, Salford, M7 4WA.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis.

Going concern

There are no material uncertainties about the Charity's ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements did not require management to make judgements, estimates or assumptions that affect the amounts reported.

Fund accounting

Unrestricted funds held by the Charity are funds that can be used in accordance with the charitable objects at the discretion of the Trustees.

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the Charity; it is probable that the economic benefits associated with the transaction will flow to the Charity and the amount can be reliably measured. Income from donations or grants is recognised when there is evidence of entitlement to the gift, receipt is probable and its amount can be measured reliably.

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred, includes VAT, and is classified under headings of the statement of financial activities to which it relates:

Expenditure on charitable activities includes all costs incurred by a Charity in undertaking activities that further its charitable aims for the benefit of its beneficiaries, including those support costs and costs relating to the governance of the Charity apportioned to charitable activities.

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2022

3. Accounting policies (continued)

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Equipment

Financial instruments

A financial asset or a financial liability is recognised only when the Charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Defined contribution plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2022

4. Limited by guarantee

The MSE Charity is a registered charity and a company limited by guarantee and does not have a share capital. In the event of the Charity being wound up, members are required to contribute an amount not exceeding £10.

5. Donations and legacies

5. Donations and legacies
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Donations
Donations 121,212 121,212 121,600 121,600
================================ ================================ ================================ ================================
6. Investment income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Bank interest receivable 237 237 631 631
============== ============== ============== ==============
7. Expenditure on charitable activities by fund type
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Projects 172,942 172,942 61,390 61,390
Support costs 24,389 24,389 23,194 23,194
-------------------------------- -------------------------------- ---------------------------- ----------------------------
197,331
================================
197,331
================================
84,584
============================
84,584
============================

8. Expenditure on charitable activities by activity type

Activities
undertaken
Grant funding
Support Total funds Total fund
directly
of activities
costs 2022 2021
£ £ £ £ £
Projects 90
172,852
19,769 192,711 79,964
Governance costs
4,620 4,620 4,620
-------------- -------------------------------- ---------------------------- -------------------------------- ----------------------------
90
172,852
24,389 197,331 84,584
============== ================================ ============================ ================================ ============================

9. Analysis of support costs

Analysis of support costs
Analysis of
support costs Total 2022 Total 2021
£ £ £
Staff costs 17,832 17,832 17,431
General office 1,937 1,937 1,143
Governance costs 4,620 4,620 4,620
---------------------------- ---------------------------- ----------------------------
24,389 24,389 23,194
============================ ============================ ============================

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2022

10. Analysis of grants constituted groups

10. Analysis of grants constituted groups
2022 2021
£ £
Grants to constituted groups
Projects 172,852 61,297
-------------------------------- ----------------------------
Total grants 172,852 61,297
================================ ============================
11. Net (expenditure)/income
Net (expenditure)/income is stated after charging/(crediting):
2022 2021
£ £
Depreciation of tangible fixed assets 90 93
============== ==============
12. Independent examination fees
2022 2021
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 1,620
=======================
1,620
=======================

13. Staff costs

The average head count of employees during the year was 1 (2021: 1). The average number of full-time equivalent employees during the year is analysed as follows:

2022 2021
No. No.
Administrative staff 1 1
============== ==============

No employee received employee benefits of more than £60,000 during the year (2021: Nil).

14. Trustee remuneration and expenses

No remuneration or other benefits from employment with the Charity or a related entity were received by the Trustees other than those disclosed in the related party note.

15. Tangible fixed assets

Tangible fixed assets
Equipment Total
£ £
Cost
At 1 April 2021 and 31 March 2022 462 462
============== ==============
Depreciation
At 1 April 2021 372 372
Charge for the year 90 90
-------------- --------------
At 31 March 2022 462 462
============== ==============
Carrying amount
At 31 March 2022
============== ==============
At 31 March 2021 90 90
============== ==============

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2022

16. Debtors

Debtors
2022 2021
£ £
Prepayments and accrued income 866 473
Other debtors 50 50
-------------- --------------
916 523
============== ==============
Creditors: amounts falling due within one year
2022 2021
£ £
Accruals and deferred income 54,471 1,620
Social security and other taxes 429 395
Other creditors 70 68
---------------------------- -----------------------
54,970
============================
2,083
=======================

17. Creditors: amounts falling due within one year

18. Pensions and other post-retirement benefits

Defined contribution plans

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £834 (2021: £815).

19. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At 01 At 31
Apr 2021 Income Expenditure Mar 2022
£ £ £ £
General funds 97,012 121,449 (197,331) 21,130
============================ ================================ ================================ ============================
At 01 At 31
Apr 2020 Income Expenditure Mar 2021
£ £ £ £
General funds 59,365 122,231 (84,584) 97,012
============================ ================================ ============================ ============================

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DocuSign Envelope ID: 5FA40E9F-1B5F-4F97-AF64-D3C5375B44A1

The MSE Charity

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2022

20. Analysis of net assets between funds

Analysis of net assets between funds
Unrestricted Total Funds
Funds 2022
£ £
Tangible fixed assets
Current assets 76,100 76,100
Creditors less than 1 year (54,970)
(54,970)
---------------------------- ----------------------------
Net assets 21,130 21,130
============================ ============================
Unrestricted Total Funds
Funds 2021
£ £
Tangible fixed assets 90 90
Current assets 99,005 99,005
Creditors less than 1 year (2,083)
(2,083)
---------------------------- ----------------------------
Net assets 97,012 97,012
============================ ============================

21. Contingencies

The Charity retains 10% of all grants made, pending the submission of the feedback form by the donee. The contingent liability for these retentions, as at 31 March 2022, was £17,767.

22. Related parties

During the year Tesciuba Limited, a company of which A J Tesciuba is a director and shareholder, provided professional accountancy, company secretarial and administrative services amounting to £3,000 including VAT.

During the year K A Davies, trustee of The MSE Charity, received £17,832 in remuneration for administrative work. She was not paid for her role as Trustee.

23. Taxation

The MSE Charity is a registered charity and therefore is not liable to income tax or corporation tax on income derived from its charitable activities, as it falls within the various exemptions available to registered charities.

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